<SEC-DOCUMENT>0000950170-24-014535.txt : 20240213
<SEC-HEADER>0000950170-24-014535.hdr.sgml : 20240213
<ACCEPTANCE-DATETIME>20240213160510
ACCESSION NUMBER:		0000950170-24-014535
CONFORMED SUBMISSION TYPE:	5
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20231231
FILED AS OF DATE:		20240213
DATE AS OF CHANGE:		20240213

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			SANCHEZ ADALIO T
		CENTRAL INDEX KEY:			0001641407
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-25346
		FILM NUMBER:		24625639

	MAIL ADDRESS:	
		STREET 1:		6060 COVENTRY DRIVE
		CITY:			ELKHORN
		STATE:			NE
		ZIP:			68022

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ACI WORLDWIDE, INC.
		CENTRAL INDEX KEY:			0000935036
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-PREPACKAGED SOFTWARE [7372]
		ORGANIZATION NAME:           	06 Technology
		IRS NUMBER:				470772104
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		6060 COVENTRY DRIVE
		CITY:			ELKHORN
		STATE:			NE
		ZIP:			68022
		BUSINESS PHONE:		239-403-4600

	MAIL ADDRESS:	
		STREET 1:		6060 COVENTRY DRIVE
		CITY:			ELKHORN
		STATE:			NE
		ZIP:			68022

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRANSACTION SYSTEMS ARCHITECTS INC
		DATE OF NAME CHANGE:	19950109
</SEC-HEADER>
<DOCUMENT>
<TYPE>5
<SEQUENCE>1
<FILENAME>ownership.xml
<DESCRIPTION>5
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0508</schemaVersion>

    <documentType>5</documentType>

    <periodOfReport>2023-12-31</periodOfReport>

    <form3HoldingsReported>0</form3HoldingsReported>

    <form4TransactionsReported>0</form4TransactionsReported>

    <issuer>
        <issuerCik>0000935036</issuerCik>
        <issuerName>ACI WORLDWIDE, INC.</issuerName>
        <issuerTradingSymbol>ACIW</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001641407</rptOwnerCik>
            <rptOwnerName>SANCHEZ ADALIO T</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>2811 PONCE DE LEON BLVD, PH 1</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>CORAL GABLES</rptOwnerCity>
            <rptOwnerState>FL</rptOwnerState>
            <rptOwnerZipCode>33134</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>true</isDirector>
            <isOfficer>false</isOfficer>
            <isTenPercentOwner>false</isTenPercentOwner>
            <isOther>false</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <aff10b5One>false</aff10b5One>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>10994</value>
                    <footnoteId id="F1"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>30086</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>by GRAT #3</value>
                    <footnoteId id="F2"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>47136</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>by GRAT #4</value>
                    <footnoteId id="F3"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>1792</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>by Trust</value>
                    <footnoteId id="F4"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">On September 12, 2023, 9,667 Issuer shares were contributed from Mr. Sanchez's direct holdings to a grantor retained annuity trust (&quot;GRAT&quot;) dated September 12, 2023 (&quot;GRAT #4&quot;). Mr. Sanchez is the sole settlor, trustee and annuitant of GRAT #4.</footnote>
        <footnote id="F2">On September 12, 2023, 26,177 Issuer shares were distributed from a GRAT dated September 9, 2022 (&quot;GRAT #3&quot;) to Mr. Sanchez and then contributed to GRAT #4. Mr. Sanchez is the sole settlor, trustee and annuitant of GRAT #3 and GRAT #4.</footnote>
        <footnote id="F3">On September 12, 2023, 11,292 Issuer shares were distributed from a GRAT dated August 25, 2021 (&quot;GRAT #2&quot;) to Mr. Sanchez and then contributed to GRAT #4. Mr. Sanchez was the sole settlor, trustee, and annuitant of GRAT #2 and GRAT #4. GRAT #2 has terminated.</footnote>
        <footnote id="F4">Represents shares held in a trust regarding which Mr. Sanchez's spouse is the trustee and Mr. Sanchez's child is the beneficiary.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ Adalio T Sanchez</signatureName>
        <signatureDate>2024-02-13</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
