<SEC-DOCUMENT>0001193125-25-143290.txt : 20250620
<SEC-HEADER>0001193125-25-143290.hdr.sgml : 20250620
<ACCEPTANCE-DATETIME>20250620091514
ACCESSION NUMBER:		0001193125-25-143290
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20250618
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20250620
DATE AS OF CHANGE:		20250620

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ACI WORLDWIDE, INC.
		CENTRAL INDEX KEY:			0000935036
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-PREPACKAGED SOFTWARE [7372]
		ORGANIZATION NAME:           	06 Technology
		EIN:				470772104
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-25346
		FILM NUMBER:		251059306

	BUSINESS ADDRESS:	
		STREET 1:		6060 COVENTRY DRIVE
		CITY:			ELKHORN
		STATE:			NE
		ZIP:			68022
		BUSINESS PHONE:		239-403-4600

	MAIL ADDRESS:	
		STREET 1:		6060 COVENTRY DRIVE
		CITY:			ELKHORN
		STATE:			NE
		ZIP:			68022

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRANSACTION SYSTEMS ARCHITECTS INC
		DATE OF NAME CHANGE:	19950109
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d906059d8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns:dei="http://xbrl.sec.gov/dei/2024" xmlns:us-types="http://fasb.org/us-types/2024" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:aciw="http://www.aciworldwide.com/20250618" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>8-K</title>
<meta http-equiv="Content-Type" content="text/html"/>
</head>
   <body><div style="display:none"> <ix:header> <ix:hidden> <ix:nonNumeric name="dei:AmendmentFlag" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-252">false</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_EntityCentralIndexKey" name="dei:EntityCentralIndexKey" contextRef="duration_2025-06-18_to_2025-06-18">0000935036</ix:nonNumeric> </ix:hidden> <ix:references> <link:schemaRef xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xlink:type="simple" xlink:href="aciw-20250618.xsd" xlink:arcrole="http://www.xbrl.org/2003/linkbase"/> </ix:references> <ix:resources> <xbrli:context id="duration_2025-06-18_to_2025-06-18"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000935036</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2025-06-18</xbrli:startDate> <xbrli:endDate>2025-06-18</xbrli:endDate> </xbrli:period> </xbrli:context> </ix:resources> </ix:header> </div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</div> <div style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</div> <p style="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">UNITED STATES</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">SECURITIES AND EXCHANGE COMMISSION</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Washington, D.C. 20549</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <div style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</div></div> <p style="margin-top:10pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">FORM <span style="white-space:nowrap"><ix:nonNumeric name="dei:DocumentType" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-263">8-K</ix:nonNumeric></span></p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <div style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</div></div> <p style="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">CURRENT REPORT</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Pursuant to Section 13 OR 15(d)</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">of The Securities Exchange Act of 1934</p> <p style="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Date of Report (Date of earliest event reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" contextRef="duration_2025-06-18_to_2025-06-18" format="ixt:datemonthdayyearen" id="ixv-264">June 18, 2025</ix:nonNumeric></p> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Commission File Number <ix:nonNumeric name="dei:EntityFileNumber" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-265">0-25346</ix:nonNumeric></p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <div style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</div></div> <p style="margin-top:10pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman;font-weight:bold;text-align:center"><ix:nonNumeric name="dei:EntityRegistrantName" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-266">ACI WORLDWIDE, INC.</ix:nonNumeric></p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Exact name of registrant as specified in its charter)</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <div style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</div></div> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:50%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:48%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" contextRef="duration_2025-06-18_to_2025-06-18" format="ixt-sec:stateprovnameen" id="ixv-267">Delaware</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-268">47-0772104</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="vertical-align:top;text-align:center"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(State or other jurisdiction of</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">incorporation or organization)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold">(I.R.S. Employer<br/>Identification No.)</span></td></tr></table> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:50%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:48%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom;text-align:center"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressAddressLine1" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-269">6060 Coventry Drive</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressCityOrTown" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-270">Elkhorn</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" contextRef="duration_2025-06-18_to_2025-06-18" format="ixt-sec:stateprovnameen" id="ixv-271">Nebraska</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;text-align:center"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-272">68022</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold">(Address of Principal Executive Offices)</span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold">(Zip Code)</span></td></tr></table> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center"><ix:nonNumeric name="dei:CityAreaCode" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-273">(402)</ix:nonNumeric> <span style="white-space:nowrap"><ix:nonNumeric name="dei:LocalPhoneNumber" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-274">390-7600</ix:nonNumeric></span></p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Registrant&#8217;s telephone number, including area code)</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <div style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</div></div> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the Form <span style="white-space:nowrap">8-K</span> filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border-spacing:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><ix:nonNumeric name="dei:WrittenCommunications" contextRef="duration_2025-06-18_to_2025-06-18" format="ixt-sec:boolballotbox" id="ixv-275">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border-spacing:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><ix:nonNumeric name="dei:SolicitingMaterial" contextRef="duration_2025-06-18_to_2025-06-18" format="ixt-sec:boolballotbox" id="ixv-276">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Soliciting material pursuant to Rule <span style="white-space:nowrap">14a-12</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14a-12)</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border-spacing:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><ix:nonNumeric name="dei:PreCommencementTenderOffer" contextRef="duration_2025-06-18_to_2025-06-18" format="ixt-sec:boolballotbox" id="ixv-277">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">14d-2(b)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14d-2(b))</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border-spacing:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" contextRef="duration_2025-06-18_to_2025-06-18" format="ixt-sec:boolballotbox" id="ixv-278">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">13e-4(c)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.13e-4(c))</span></p></td></tr></table> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Securities registered pursuant to Section&#160;12(b) of the Act:</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:34%"/>
<td style="vertical-align:bottom"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Title of each class</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Trading<br/>Symbol(s)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Name of each exchange<br/>on which registered</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;text-align:center"><ix:nonNumeric name="dei:Security12bTitle" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-279">Common Stock, $0.005 par value</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-280">ACIW</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2025-06-18_to_2025-06-18" format="ixt-sec:exchnameen" id="ixv-281">Nasdaq Global Select Market</ix:nonNumeric></td></tr></table> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule <span style="white-space:nowrap">12b-2</span> of the Securities Exchange Act of 1934 <span style="white-space:nowrap">(&#167;240.12b-2</span> of this chapter).</p> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" contextRef="duration_2025-06-18_to_2025-06-18" format="ixt-sec:boolballotbox" id="ixv-282">&#9744;</ix:nonNumeric></p> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act. &#9744;</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</div> <div style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</div></div></div>

<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%;clear:both"/>

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#8201;1.01. Entry into a Material Definitive Agreement. </p> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On June&#160;18, 2025, ACI Worldwide, Inc. (the &#8220;<span style="text-decoration:underline">Company</span>&#8221;), ACI Worldwide Corp. (&#8220;<span style="text-decoration:underline">ACI Worldwide</span>&#8221;) and ACI Payments, Inc. (&#8220;<span style="text-decoration:underline">ACI Payments</span>&#8221;) entered into a Lender Addition and Acknowledgement Agreement with Bank of America, N.A., as administrative agent and incremental term <span style="white-space:nowrap">A-2</span> lender, and BofA Securities, Inc. (or any of its designated affiliates), as the sole lead arranger and sole bookrunner, (the &#8220;<span style="text-decoration:underline">Agreement</span>&#8221;) to supplement the Second Amended and Restated Credit Agreement, dated as of April&#160;5, 2019 (as amended, restated, supplemented or otherwise modified from time to time, including by the Agreement, the &#8220;<span style="text-decoration:underline">Credit Agreement</span>&#8221;) among the Company, ACI Worldwide, ACI Payments, Bank of America, N.A., as administrative agent and the lenders party thereto from time to time. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Agreement supplements the Credit Agreement to, amongst other things, provide for incremental term loans in an aggregate principal amount of $200,000,000 (the &#8220;<span style="text-decoration:underline">Incremental Term Loan</span>&#8221;). The proceeds of the Incremental Term Loan borrowing under the Credit Agreement, together with cash on hand and the proceeds of a revolving loan borrowing under the Credit Agreement, were used to redeem in full, on June&#160;20, 2025, the $400,000,000 aggregate principal amount of 5.750% Senior Notes of the Company due 2026 in accordance with the Indenture, dated as of August&#160;21, 2018, and to pay the fees and expenses incurred in connection with such redemption and the entry into the Agreement. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A borrowing under the Incremental Term Loan bears interest at a rate per annum equal to Term SOFR for the applicable interest period relevant to such borrowing plus an applicable margin. The applicable margin for the borrowing under the Incremental Term Loan is, based on the calculation of the consolidated total leverage ratio, between 1.5% and 2.5%. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The foregoing description of the Agreement does not purport to be complete, and is qualified in its entirety by reference to the complete text of the Agreement, which is filed as Exhibit 10.1 to this Current Report on Form <span style="white-space:nowrap">8-K</span> and is incorporated herein by reference. </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#8201;2.03. Creation of a Direct Financial Obligation or an Obligation under an <span style="white-space:nowrap">Off-Balance</span> Sheet Arrangement of a Registrant. </p> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The information included in Item 1.01 above is hereby incorporated by reference in its entirety into this Item 2.03. </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Item&#8201;9.01. Financial Statements and Exhibits. </p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(d) Exhibits. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0;margin:0 auto">


<tr>

<td/>

<td style="vertical-align:bottom;width:5%"/>
<td style="width:92%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="vertical-align:bottom;text-align:center"><span style="font-weight:bold">Exhibit<br/>Number</span></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom;text-align:center"><span style="font-weight:bold">Description</span></td></tr>


<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">10.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d906059dex101.htm">Lender Addition and Acknowledgement Agreement, dated June&#160;18, 2025, by and among ACI Worldwide, Inc., ACI Worldwide Corp., ACI Payments, Inc., Bank of America, N.A. and BofA Securities, Inc. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">104</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Cover Page Interactive Data File (embedded within the Inline XBRL document).</td></tr>
</table> <p style="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&#160;</p>
</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%;clear:both"/>

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">SIGNATURE </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0">


<tr>

<td style="width:45%"/>

<td style="vertical-align:bottom;width:1%"/>
<td style="width:4%"/>

<td style="vertical-align:bottom"/>
<td style="width:3%"/>

<td style="vertical-align:bottom;width:1%"/>
<td style="width:45%"/></tr>


<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom" colspan="3"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ACI WORLDWIDE, INC.</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">(Registrant)</p></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt" colspan="3"/>
<td style="height:12pt" colspan="2"/>
<td style="height:12pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom" colspan="3">Date: June&#160;20, 2025</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">By:</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman;text-align:center">/s/ DENNIS P. BYRNES</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center">Dennis P. Byrnes</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;text-align:center"><span style="font-style:italic">Executive Vice President and General Counsel</span></td></tr>
</table>
</div></div>

</body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>d906059dex101.htm
<DESCRIPTION>EX-10.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.1 </B></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>LENDER ADDITION AND ACKNOWLEDGEMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">LENDER ADDITION AND ACKNOWLEDGEMENT AGREEMENT, dated as of June&nbsp;18, 2025 (as amended, restated, amended and restated, supplemented or
otherwise modified from time to time, this &#147;<B>Agreement</B>&#148;), is entered into by and among BANK OF AMERICA, N.A., a national banking association (the &#147;<B>Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT>
Lender</B>&#148;), ACI WORLDWIDE, INC., a Delaware corporation (the &#147;<B>Parent Borrower</B>&#148;), ACI WORLDWIDE CORP., a Nebraska corporation (the &#147;<B>Nebraska Subsidiary Borrower</B>&#148;), ACI PAYMENTS, INC., a Delaware corporation
(the &#147;<B>Delaware Subsidiary Borrower</B>&#148; and, together with the Nebraska Subsidiary Borrower, the &#147;<B>Subsidiary Borrowers</B>&#148; and the Subsidiary Borrowers, together with the Parent Borrower, the &#147;<B>Borrowers</B>&#148;),
BANK OF AMERICA, N.A., a national banking association, as administrative agent under the Credit Agreement (as defined below) (in such capacity, the &#147;<B>Administrative Agent</B>&#148;). </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>STATEMENT OF PURPOSE: </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Borrowers, the Lenders and the Administrative Agent have entered into that certain Second Amended and Restated Credit Agreement dated as
of April&nbsp;5, 2019 (as amended, restated, supplemented or otherwise modified from time to time, the &#147;<B>Credit Agreement</B>&#148;). Capitalized terms used but not defined herein shall have the meaning provided in the Credit Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Borrowers have informed the Administrative Agent that they intend to conditionally redeem the 2026 Senior Notes in full. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In order to finance a portion of the aggregate redemption price for the 2026 Senior Notes, pursuant to Section&nbsp;2.8 of the Credit
Agreement, the Borrowers have requested an Incremental Term Loan in a principal amount of $200,000,000 pursuant to an Incremental Term Loan Notification delivered to the Administrative Agent on May&nbsp;19, 2025. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender is willing to provide an Incremental Term Loan to the Borrowers on the
terms and subject to the conditions set forth in this Agreement and in the Credit Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">BofA Securities, Inc. (or any of its
designated affiliates) is acting as sole lead arranger and sole bookrunner in connection with the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan (in such capacities, the &#147;<B>Incremental Term
<FONT STYLE="white-space:nowrap">A-2</FONT> Loan Lead Arranger</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">NOW, THEREFORE, for good and valuable consideration, the
receipt and adequacy of which are hereby acknowledged, the parties hereto agree as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;1</B> <U>Incremental Term <FONT
STYLE="white-space:nowrap">A-2</FONT> Commitment and Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan</U>. Subject to the terms and conditions set forth herein, the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender
agrees to make an Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan (as defined below) on the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date (as defined below) in a single drawing in a principal
amount equal to the amount of the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Commitment (as defined below). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;2</B> <U>Defined Terms</U>. As used in this Agreement, the following terms shall have the meanings set forth below: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Commitment</B>&#148; shall mean the obligation of the
Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender to make an Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan in a principal amount of $200,000,000 to the Borrowers under this Agreement. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan
Effective Date</B>&#148; shall mean the date on which the conditions to effectiveness set forth in Section&nbsp;4 of this Agreement have been satisfied or waived in accordance with Sections&nbsp;2.8 and 14.2 of the Credit Agreement. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<B>Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan</B>&#148; shall mean the Incremental Term Loan being
made under this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;3</B> <U>Terms of Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan</U>.
Pursuant to Section&nbsp;2.8 of the Credit Agreement, the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan shall have the following terms: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <B>Applicable Margin</B>. The Applicable Margin with respect to the Incremental Term
<FONT STYLE="white-space:nowrap">A-2</FONT> Loan shall be the same as the Applicable Margin with respect to the Initial Term Loans. The Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan shall be a Term SOFR Loan, and its initial
Interest Period shall end on the same day as the current Interest Period for the existing Initial Term Loans. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)
<B>Mandatory Prepayments</B>. The Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan shall be subject to mandatory prepayment on the same basis as Initial Term Loans as set forth in Section&nbsp;4.5(b) of the Credit Agreement (such
mandatory prepayments to be shared pro rata on the basis of the original aggregate funded amount thereof among each Initial Term Loan and the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <B>Optional Prepayments</B>. The Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan may be optionally
prepaid on the same basis as the existing Initial Term Loans as set forth in Section&nbsp;4.5(a) of the Credit Agreement (such optional prepayments to be shared pro rata on the basis of the original aggregate funded amount thereof among each Initial
Term Loan and the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <B>Repayment of Incremental Term
<FONT STYLE="white-space:nowrap">A-2</FONT> Loan</B>. The Borrowers shall repay the principal of the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan in quarterly installments on the last Business Day of each of March, June,
September and December, commencing with September 2025, as set forth below, except as the amounts of individual installments may be adjusted pursuant to Section&nbsp;4.5 of the Credit Agreement: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="84%"></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Fiscal Quarter Ending</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Principal<BR>Installment&nbsp;($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">September&nbsp;30, 2025</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">December&nbsp;31, 2025</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">March&nbsp;31, 2026</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">June&nbsp;30, 2026</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">September&nbsp;30, 2026</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">December&nbsp;31, 2026</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">March&nbsp;31, 2027</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">June&nbsp;30, 2027</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">September&nbsp;30, 2027</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">December&nbsp;31, 2027</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">March&nbsp;31, 2028</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">June&nbsp;30, 2028</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">September&nbsp;30, 2028</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2,500,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">December&nbsp;31, 2028</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2,500,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Term Loan Maturity Date</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">Remainder</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-2- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">If not sooner paid, the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan
shall be paid in full, together with accrued interest thereon, on the Term Loan Maturity Date. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <B>Credit Agreement
Governs</B>. Except as set forth in this Agreement, the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loans shall have identical terms to the Initial Term Loans and shall otherwise be subject to the provisions of the Credit Agreement
and the other Loan Documents and, from and after the date that the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Commitment is permanently reduced to $0 and terminated (including as a result of borrowing the full amount of the
Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Commitment), each reference to a &#147;Term Loan&#148; or &#147;Term Loans&#148; in the Credit Agreement, as in effect on the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT>
Loan Effective Date, shall be deemed to include the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loans, each reference to a &#147;Term Loan Lender&#148; in the Credit Agreement, as in effect on the Incremental Term <FONT
STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date, shall be deemed to include the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender and related terms will have correlative meanings <I>mutatis mutandis</I> (in each case,
unless the context otherwise requires). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;4</B> <U>Conditions to Effectiveness</U>.<B> </B>The obligations of the Incremental
Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender to make an Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan shall become effective on the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date,
being the date when: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) This Agreement shall have been executed and delivered by the Borrowers, the Incremental Term <FONT
STYLE="white-space:nowrap">A-2</FONT> Lender and the Administrative Agent. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The Incremental Term <FONT
STYLE="white-space:nowrap">A-2</FONT> Lender and the Administrative Agent shall have received each of the following in form and substance reasonably satisfactory to the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender and the
Administrative Agent: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) An Officer&#146;s Compliance Certificate demonstrating that, as of the Incremental Term <FONT
STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date and immediately after giving effect to the making of the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan and the redemption of the 2026 Senior Notes, the Borrowers will be
in pro forma compliance with the financial covenants set forth in Article X of the Credit Agreement; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) A certificate
from a Responsible Officer of the Parent Borrower to the effect that the conditions set forth in clauses (c)&nbsp;and (d) below are satisfied; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-3- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) A certificate of a Responsible Officer of each Borrower certifying as
to the incumbency and genuineness of the signature of each officer of such Borrower executing this Agreement and any other document delivered in connection herewith on behalf of such Borrower and certifying that attached thereto is a true, correct
and complete copy of (A)&nbsp;the articles or certificate of incorporation or formation of such Borrower and all amendments thereto, certified as of a recent date by the appropriate Governmental Authority in its jurisdiction of incorporation or
formation, (B)&nbsp;the bylaws or other governing document of such Borrower as in effect on the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date, (C)&nbsp;resolutions duly adopted by the board of directors or other
governing body of such Borrower authorizing and approving the transactions contemplated herein and the execution, delivery and performance of this Agreement and the other Loan Documents to which it is a party, and (D)&nbsp;a certificate as of a
recent date of the good standing of such Borrower under the laws of its jurisdiction of organization; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv) Favorable
written opinions of (i)&nbsp;Jones Day, special counsel for the Borrowers, and (ii)&nbsp;in regards to the laws of the State of Nebraska, internal counsel for the Borrowers, in each case, (a)&nbsp;dated the Incremental Term <FONT
STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date, (b)&nbsp;addressed to the Administrative Agent and the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender, and (c)&nbsp;covering such matters relating to this Agreement and
the other Loan Documents as the Administrative Agent or the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender shall request; and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(v) A certificate of a Responsible Officer of the Parent Borrower to the effect that as of the Incremental Term <FONT
STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date and after giving effect to the making of the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan, the Parent Borrower and its Subsidiaries, taken as a whole, will be Solvent;
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) No Default or Event of Default shall have occurred and be continuing as of the applicable Incremental Term <FONT
STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date and immediately after giving effect to the making of any the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) The representations and warranties made by each Credit Party in this Agreement and in the other Loan Documents shall be
true and correct in all material respects on and as of the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date with the same effect as if made on and as of such date (other than those representations and warranties that
by their terms speak as of a particular date, which representations and warranties shall be true and correct as of such particular date); </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) The Administrative Agent shall have received the results of a Lien search, in form and substance reasonably satisfactory
thereto, made against the Credit Parties under the Uniform Commercial Code (or applicable judicial docket) as in effect in each jurisdiction in which filings or recordations under the Uniform Commercial Code should be made to evidence or perfect
security interests in substantially all of the assets of such Credit Party, indicating among other things that the assets of each such Credit Party are free and clear of any Lien (except for Permitted Liens); </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) The Administrative Agent shall have received a Notice of Borrowing in respect of the Incremental Term <FONT
STYLE="white-space:nowrap">A-2</FONT> Loans within the time period required by the Credit Agreement; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) The
Administrative Agent and the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender shall have received all documentation and other information required by regulatory authorities with respect to the Borrowers under applicable &#147;know
your customer&#148; and anti-money laundering laws, including, without limitation, the USA Patriot Act (Title III of Pub. L. <FONT STYLE="white-space:nowrap">107-56</FONT> (signed into law October&nbsp;26, 2001)) and any beneficial ownership
regulation; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-4- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) The Borrowers shall have paid or reimbursed the Incremental Term <FONT
STYLE="white-space:nowrap">A-2</FONT> Loan Lead Arranger, the Administrative Agent and the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender for all reasonable and documented <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses required to be paid or reimbursed by the Borrowers pursuant to Section&nbsp;6(b) hereof, the Credit Agreement or as separately agreed, including the reasonable and documented fees,
charges and disbursements of Cahill Gordon&nbsp;&amp; Reindel LLP, as counsel for the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Lead Arranger, the Administrative Agent and the Incremental Term
<FONT STYLE="white-space:nowrap">A-2</FONT> Lender; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) The Parent Borrower shall have delivered the Conditional
Notice of Full Redemption (the &#147;<B>Redemption Notice</B>&#148;) to the holders of the 2026 Senior Notes in accordance with the 2026 Senior Notes Indenture contemplating a June&nbsp;20, 2025 Redemption Date (as defined in the Redemption Notice),
and substantially currently upon the receipt of the proceeds of the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan, the Parent Borrower shall have deposited with the trustee (or paying agent) under the 2026 Senior Notes Indenture
money in immediately available funds sufficient to redeem the 2026 Senior Notes in full on the Redemption Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For purposes of
determining compliance with the conditions specified in this Section&nbsp;4, the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender shall be deemed to have consented to, approved or accepted or to be satisfied with, each document or
other matter required thereunder to be consented to or approved by or acceptable or satisfactory to the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender unless the Administrative Agent shall have received notice from the
Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender prior to the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date specifying its objection thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;5</B> <U>Representations and Warranties</U>. Each of the Borrowers hereby represents and warrants to the Administrative Agent
and the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) the representations and
warranties made by each Credit Party contained in the Credit Agreement and the other Loan Documents are true and correct in all material respects (or, in the case of any such representation or warranty already qualified by materiality, in all
respects) as of the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date, with the same effect as if made on and as of such date, except to the extent such representation or warranty expressly relates to an earlier date,
in which case, such representations and warranties were true and correct in all material respects (or, in the case of any such representation or warranty already qualified by materiality, in all respects) as of such earlier date; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) such Borrower has the right, power and authority and has taken all necessary corporate and other action to authorize the
execution and delivery of this Agreement and the performance of this Agreement and the Credit Agreement; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) this
Agreement has been duly executed and delivered by the duly authorized officers of each of the Borrowers, and each of this Agreement and the Credit Agreement constitutes the legal, valid and binding obligation of each of the Borrowers, enforceable in
accordance with its terms, except as such enforceability may be limited by bankruptcy, insolvency, reorganization, moratorium or similar state or federal debtor relief laws from time to time in effect which affect the enforcement of creditors&#146;
rights in general and the availability of equitable remedies. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-5- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;6</B> <U>Miscellaneous</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Effect of Agreement</U>. Except as expressly set forth herein, this Agreement (i)&nbsp;shall not by implication or
otherwise limit, impair, constitute a waiver of, or otherwise affect the rights and remedies of any Lender or the Administrative Agent under the Credit Agreement or any other Loan Document and (ii)&nbsp;shall not alter, modify, amend or in any way
affect any of the terms, conditions, obligations, covenants or agreements contained in any Loan Document, all of which are ratified and affirmed in all respects and shall continue in full force and effect. Nothing herein shall be deemed to entitle
the Borrowers to a consent to, or a waiver, amendment, modification or other change of, any of the terms, conditions, obligations, covenants or agreements contained in the Credit Agreement or any other Loan Document in similar or different
circumstances. Nothing in this Agreement shall be deemed to be a novation of any obligations under the Credit Agreement or any other Loan Document. This Agreement shall not constitute a novation of the Credit Agreement or any other Loan Document.
This Agreement is a Lender Addition and Acknowledgment Agreement as defined in the Credit Agreement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <U>Expenses</U>.
In furtherance of, and not in limitation of, Section&nbsp;14.3(a) of the Credit Agreement, the Borrowers shall pay all reasonable <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses incurred by the
Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Lead Arranger, the Administrative Agent and the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender in connection with the preparation, negotiation, execution and
delivery of this Agreement, including the reasonable and documented fees, charges and disbursements of Cahill Gordon&nbsp;&amp; Reindel LLP, as counsel for the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Lead Arranger, the
Administrative Agent and the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Lead Arranger. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c)
<U>Governing Law</U>. This Agreement and any claim, controversy, dispute or cause of action (whether in contract or tort or otherwise) based upon, arising out of or relating to this Agreement and the transactions contemplated hereby shall be
governed by, and construed in accordance with, the law of the State of New York. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <U>Consent to Jurisdiction; Waiver of
Jury Trial</U>. The Borrowers and each other Credit Party party hereto irrevocably and unconditionally agrees that it will not commence any action, litigation or proceeding of any kind or description, whether in law or equity, whether in contract or
in tort or otherwise, against the Administrative Agent, the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender or any Related Party of the foregoing in any way relating to this Agreement or any other Loan Document or the
transactions relating hereto or thereto, in any forum other than the courts of the State of New York sitting in New York County and of the United States District Court for the Southern District of New York, and any appellate court from any thereof,
and each of the parties hereto irrevocably and unconditionally submits to the jurisdiction of the courts of the State of New York sitting in New York County and of the United States District Court for the Southern District of New York, and any
appellate court from any thereof and agrees that all claims in respect of any action, litigation or proceeding may be heard and determined in such New York State court or, to the fullest extent permitted by Applicable Law, in such federal court.
Each of the parties hereto agrees that a final judgment in any such action, litigation or proceeding shall be conclusive and may be enforced in other jurisdictions by suit on the judgment or in any other manner provided by law. Nothing in this
Agreement or in any other Loan Document shall affect any right that the Administrative Agent or the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender may otherwise have to bring any action or proceeding relating to this Agreement
or any other Loan Document against the Borrowers or any other Credit Party or its properties in the courts of any jurisdiction. EACH PARTY HERETO HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT IT MAY HAVE TO
A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-6- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">
RELATING TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY (WHETHER BASED ON CONTRACT, TORT OR ANY OTHER THEORY). EACH PARTY HERETO (A)&nbsp;CERTIFIES THAT NO REPRESENTATIVE, AGENT OR
ATTORNEY OF ANY OTHER PERSON HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PERSON WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER AND (B)&nbsp;ACKNOWLEDGES THAT IT AND THE OTHER PARTIES HERETO HAVE BEEN INDUCED
TO ENTER INTO THIS AGREEMENT BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS SECTION 6(d). The Borrowers and each other Credit Party party hereto irrevocably and unconditionally waive, to the fullest extent permitted by
Applicable Law, any objection that it may now or hereafter have to the laying of venue of any action or proceeding arising out of or relating to this Agreement or any other Loan Document in any court referred to in the first sentence of this
Section&nbsp;6(d). Each of the parties hereto hereby irrevocably waives, to the fullest extent permitted by Applicable Law, the defense of an inconvenient forum to the maintenance of such action or proceeding in any such court. Each party hereto
irrevocably consents to service of process in the manner provided for notices in Section&nbsp;14.1 of the Credit Agreement. Nothing in this Agreement will affect the right of any party hereto to serve process in any other manner permitted by
Applicable Law. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <U>Successors and Assigns</U>. This Agreement shall be binding upon and shall inure to the benefit of
the parties hereto and their respective successors and assigns. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) <U>Headings</U>. Section headings herein are included
for convenience of reference only and shall not affect the interpretation of this Agreement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) <U>Counterparts</U>. This
Agreement may be in the form of an Electronic Record and may be executed using Electronic Signatures (including, without limitation, facsimile and .pdf) and shall be considered an original, and shall have the same legal effect, validity and
enforceability as a paper record.&nbsp;This Agreement may be executed in as many counterparts as necessary or convenient, including both paper and electronic counterparts, but all such counterparts are one and the same Agreement. For the avoidance
of doubt, the authorization under this paragraph may include, without limitation, use or acceptance by the Administrative Agent of a manually signed paper Communication which has been converted into electronic form (such as scanned into PDF format),
or an electronically signed Communication converted into another format, for transmission, delivery and/or retention. Notwithstanding anything contained herein to the contrary, the Administrative Agent is under no obligation to accept an Electronic
Signature in any form or in any format unless expressly agreed to by the Administrative Agent pursuant to procedures approved by it; provided, further, without limiting the foregoing, (a)&nbsp;to the extent the Administrative Agent has agreed to
accept such Electronic Signature, the Administrative Agent shall be entitled to rely on any such Electronic Signature without further verification and (b)&nbsp;upon the request of the Administrative Agent any Electronic Signature shall be promptly
followed by a manually executed, original counterpart. For purposes hereof, &#147;<U>Electronic Record</U>&#148; and &#147;<U>Electronic Signature</U>&#148; shall have the meanings assigned to them, respectively, by 15 USC &#167;7006, as it may be
amended from time to time. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) <U>Reaffirmation</U>. Each Credit Party party hereto expressly acknowledges the terms of
this Agreement and reaffirms, as of the date hereof and on the Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Loan Effective Date, that its guarantee of the Secured Obligations pursuant to the Subsidiary Guaranty Agreement and its
grant of Liens on the Collateral to secure the Secured Obligations pursuant to each Security Document to which it is a party, in each case, continues in full force and effect and extends to the obligations of the Credit Parties under the Loan
Documents (including the Credit </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-7- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">
Agreement and this Agreement). Neither the execution, delivery, performance or effectiveness of this Agreement nor the modification of the Credit Agreement or the Collateral Agreement effected
pursuant hereto: (i)&nbsp;impairs the validity, effectiveness or priority of the Liens granted pursuant to any Loan Document, and such Liens continue unimpaired with the same priority to secure repayment of all Secured Obligations, whether
heretofore or hereafter incurred or (ii)&nbsp;requires that any new filings be made or other action be taken to perfect or to maintain the perfection of such Liens. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Pages Follow] </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-8- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>IN WITNESS WHEREOF</B>, each of the undersigned has caused its duly authorized officer to
execute and deliver this Agreement as of the date first written above. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="79%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>ACI WORLDWIDE, INC.</B>, as the Parent Borrower</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Craig Maki</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Craig Maki</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Chief Development Officer and Treasurer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>ACI WORLDWIDE CORP.</B>, as the Nebraska Subsidiary Borrower</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Craig Maki</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Craig Maki</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Vice President and Treasurer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>ACI PAYMENTS, INC., </B>as the Delaware Subsidiary Borrower</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Christina M. Yanes</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Christina M. Yanes</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Vice President and Treasurer</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[ACI &#150; Signature
Page to Lender Addition and Acknowledgement Agreement] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="79%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>BANK OF AMERICA, N.A.</B> as Administrative Agent</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Linda Lov</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Linda Lov</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Vice President</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[ACI &#150; Signature
Page to Lender Addition and Acknowledgement Agreement] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="79%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><B>BANK OF AMERICA, N.A.</B>, as Incremental Term <FONT STYLE="white-space:nowrap">A-2</FONT> Lender</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Thomas M. Paulk</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Thomas M. Paulk</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Senior Vice President</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[ACI &#150; Signature
Page to Lender Addition and Acknowledgement Agreement] </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>aciw-20250618.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20241122.1 -->
<!-- Creation date: 6/20/2025 4:37:14 PM Eastern Time -->
<!-- Copyright (c) 2025 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<xsd:schema
  xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric"
  xmlns:num="http://www.xbrl.org/dtr/type/numeric"
  xmlns:us-types="http://fasb.org/us-types/2024"
  xmlns:aciw="http://www.aciworldwide.com/20250618"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
  attributeFormDefault="unqualified"
  elementFormDefault="qualified"
  targetNamespace="http://www.aciworldwide.com/20250618"
  xmlns:xsd="http://www.w3.org/2001/XMLSchema">
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/linkbase" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/dei/2024/dei-2024.xsd" namespace="http://xbrl.sec.gov/dei/2024" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/numeric" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/naics/2024/naics-2024.xsd" namespace="http://xbrl.sec.gov/naics/2024" />
    <xsd:import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="aciw-20250618_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:title="Label Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="aciw-20250618_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:title="Presentation Links, all" xlink:type="simple" />
      <link:roleType roleURI="http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation" id="Role_DocumentDocumentAndEntityInformation">
        <link:definition>100000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>aciw-20250618_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20241122.1 -->
<!-- Creation date: 6/20/2025 4:37:14 PM Eastern Time -->
<!-- Copyright (c) 2025 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cover [Abstract]</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cover [Abstract]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Flag</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Amendment Flag</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Central Index Key</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Central Index Key</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Type</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Period End Date</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity File Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Registrant Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Incorporation State Country Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Incorporation State Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Tax Identification Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Address Line One</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Address Line One</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, City or Town</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, City or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, State or Province</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, State or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Postal Zip Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">City Area Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Local Phone Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Written Communications</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Written Communications</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Soliciting Material</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Soliciting Material</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Issuer Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Issuer Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security 12b Title</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security 12b Title</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Trading Symbol</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security Exchange Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Emerging Growth Company</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Emerging Growth Company</link:label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>aciw-20250618_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20241122.1 -->
<!-- Creation date: 6/20/2025 4:37:14 PM Eastern Time -->
<!-- Copyright (c) 2025 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
    xmlns:link="http://www.xbrl.org/2003/linkbase"
    xmlns:xlink="http://www.w3.org/1999/xlink"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
    xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="aciw-20250618.xsd#Role_DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:presentationLink xlink:type="extended" xlink:role="http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_AmendmentFlag" order="22.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityCentralIndexKey" order="23.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentType" order="25.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentPeriodEndDate" order="26.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityFileNumber" order="27.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityRegistrantName" order="28.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityIncorporationStateCountryCode" order="29.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityTaxIdentificationNumber" order="30.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressAddressLine1" order="31.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressCityOrTown" order="32.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressStateOrProvince" order="33.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressPostalZipCode" order="34.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_CityAreaCode" order="35.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_LocalPhoneNumber" order="36.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_WrittenCommunications" order="37.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SolicitingMaterial" order="38.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementTenderOffer" order="39.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementIssuerTenderOffer" order="40.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_Security12bTitle" order="41.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_TradingSymbol" order="42.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SecurityExchangeName" order="43.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityEmergingGrowthCompany" order="44.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Jun. 18, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000935036<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jun. 18,  2025<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">0-25346<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">ACI WORLDWIDE, INC.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">47-0772104<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">6060 Coventry Drive<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Elkhorn<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">68022<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">(402)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">390-7600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common Stock, $0.005 par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ACIW<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="d906059d8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>100000 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File>aciw-20250618.xsd</File>
    <File>aciw-20250618_lab.xml</File>
    <File>aciw-20250618_pre.xml</File>
    <File doctype="8-K" isOnlyDei="true" original="d906059d8k.htm">d906059d8k.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2024</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>13
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "d906059d8k.htm": {
   "nsprefix": "aciw",
   "nsuri": "http://www.aciworldwide.com/20250618",
   "dts": {
    "schema": {
     "local": [
      "aciw-20250618.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.sec.gov/dei/2024/dei-2024.xsd",
      "https://xbrl.sec.gov/naics/2024/naics-2024.xsd"
     ]
    },
    "labelLink": {
     "local": [
      "aciw-20250618_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "aciw-20250618_pre.xml"
     ]
    },
    "inline": {
     "local": [
      "d906059d8k.htm"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 2,
    "http://xbrl.sec.gov/dei/2024": 2
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 23,
   "unitCount": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2024": 22
   },
   "report": {
    "R1": {
     "role": "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation",
     "longName": "100000 - Document - Document and Entity Information",
     "shortName": "Document and Entity Information",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "duration_2025-06-18_to_2025-06-18",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d906059d8k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "duration_2025-06-18_to_2025-06-18",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d906059d8k.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CityAreaCode",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "terseLabel": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentType",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Type",
        "terseLabel": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity File Number",
        "terseLabel": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Incorporation State Country Code",
        "terseLabel": "Entity Incorporation State Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Issuer Tender Offer",
        "terseLabel": "Pre Commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Tender Offer",
        "terseLabel": "Pre Commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "Security12bTitle",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security 12b Title",
        "terseLabel": "Security 12b Title",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "TradingSymbol",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://www.aciworldwide.com//20250618/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Written Communications",
        "terseLabel": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>14
<FILENAME>0001193125-25-143290-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001193125-25-143290-xbrl.zip
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MK<8UMVW1VE$FR[/<W'1GOKZJ=X[[^@=02P,$%     @ YDG46@U]<*Q?!@
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MD31?M=Y48_'JV=I O$DSIB=K\A7L'#SH<B:)%B%;JM6-UJ^S$S3?&+E>2C^
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MMV*7:<XN)IYEJ@PSF[V)*JRE5BQ;>4/Q*!4[O6O-WK7F5C+T#'A^4I]TP:A
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M0(Y"#\N5T\X;6-DRR2 V,6" @G1Q?-*!.,TK!^-DLR@4X$4[>EH\(_7=,/(
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M/POZ%K3D#X&]GY<=J[7D#X'4GP6%E5KRA\#@S\N6BUKRW8^ T)\%?0M:\H?
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M00IKT9_W.,R%0Z)SRD-M/6(PVOK*:'36U%3OF?V5D 2Z9?%@W.-F*Y568/9
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MS&[K,US\,#SK'/T_4$L! A0#%     @ YDG46O>I0XD_ P  6 L  !$
M         ( !     &%C:7<M,C R-3 V,3@N>'-D4$L! A0#%     @ YDG4
M6@U]<*Q?!@  OD,  !4              ( !;@,  &%C:7<M,C R-3 V,3A?
M;&%B+GAM;%!+ 0(4 Q0    ( .9)U%HC=E-SN00  (0J   5
M  "  0 *  !A8VEW+3(P,C4P-C$X7W!R92YX;6Q02P$"% ,4    " #F2=1:
M_2%$X:@1   "9P  #@              @ 'L#@  9#DP-C U.60X:RYH=&U0
M2P$"% ,4    " #F2=1:(;?W#JLC  !USP  $0              @ ' (
G9#DP-C U.61E>#$P,2YH=&U02P4&      4 !0!  0  FD0

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>d906059d8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="aciw-20250618.xsd" xlink:type="simple"/>
    <context id="duration_2025-06-18_to_2025-06-18">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000935036</identifier>
        </entity>
        <period>
            <startDate>2025-06-18</startDate>
            <endDate>2025-06-18</endDate>
        </period>
    </context>
    <dei:AmendmentFlag contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-252">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="duration_2025-06-18_to_2025-06-18"
      id="Hidden_dei_EntityCentralIndexKey">0000935036</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-263">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-264">2025-06-18</dei:DocumentPeriodEndDate>
    <dei:EntityFileNumber contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-265">0-25346</dei:EntityFileNumber>
    <dei:EntityRegistrantName contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-266">ACI WORLDWIDE, INC.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-267">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityTaxIdentificationNumber contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-268">47-0772104</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-269">6060 Coventry Drive</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-270">Elkhorn</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-271">NE</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-272">68022</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-273">(402)</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-274">390-7600</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-275">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-276">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-277">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-278">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-279">Common Stock, $0.005 par value</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-280">ACIW</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-281">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="duration_2025-06-18_to_2025-06-18" id="ixv-282">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
