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Derivative Financial Instruments (Tables) | 12 Months Ended
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Dec. 31, 2025
Derivative Instruments and Hedging Activities Disclosure [Abstract] |
Schedule of Notional Amount and Fair Value of Derivative Financial Instruments | The following tables disclose the derivative instruments’ location on the Company’s Consolidated Balance Sheets and the notional amount and fair value of those instruments at December 31, 2025 and December 31, 2024.
|  | Asset Derivatives |
|  | December 31, 2025 |  |  | December 31, 2024 |
(In thousands) |  | Balance Sheet Location |  |  | Notional Amount |  |  | Fair Value |  |  | Balance Sheet Location |  |  | Notional Amount |  |  | Fair Value |
Derivatives designated as hedging instruments |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Fair Value Hedges: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate swap contracts (hedging commercial loans) |  |  | Other assets |  |  | $ | 9,466 |  |  | $ | 316 |  |  |  | Other assets |  |  | $ | 10,770 |  |  | $ | 644 |
Total Fair Value Hedges |  |  |  |  |  | $ | 9,466 |  |  | $ | 316 |  |  |  |  |  |  | $ | 10,770 |  |  | $ | 644 |
Cash Flow Hedges: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate swap contracts (hedging FHLB borrowings) |  |  | Other assets |  |  | $ | 250,000 |  |  | $ | 0 |  |  |  | Other assets |  |  | $ | 250,000 |  |  | $ | 0 |
Total Cash Flow Hedges |  |  |  |  |  | $ | 250,000 |  |  | $ | 0 |  |  |  |  |  |  | $ | 250,000 |  |  | $ | 0 |
Total derivatives designated as hedging instruments |  |  |  |  |  | $ | 259,466 |  |  | $ | 316 |  |  |  |  |  |  | $ | 260,770 |  |  | $ | 644 |
|  | Asset Derivatives |
|  | December 31, 2025 |  |  | December 31, 2024 |
(In thousands) |  | Balance Sheet Location |  |  | Notional Amount |  |  | Fair Value |  |  | Balance Sheet Location |  |  | Notional Amount |  |  | Fair Value |
Derivatives not designated as hedging instruments |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Forward loan sales commitments |  |  | Other assets |  |  | $ | 3,981 |  |  | $ | 15 |  |  |  | Other assets |  |  | $ | 0 |  |  | $ | 0 |
TBA mortgage-backed securities |  |  | Other assets |  |  |  | 0 |  |  |  | 0 |  |  |  | Other assets |  |  |  | 54,826 |  |  |  | 278 |
Interest rate lock commitments |  |  | Other assets |  |  |  | 23,046 |  |  |  | 458 |  |  |  | Other assets |  |  |  | 21,553 |  |  |  | 339 |
Total derivatives not designated as hedging instruments |  |  |  |  |  | $ | 27,027 |  |  | $ | 473 |  |  |  |  |  |  | $ | 76,379 |  |  | $ | 617 |
Total asset derivatives |  |  |  |  |  | $ | 286,493 |  |  | $ | 789 |  |  |  |  |  |  | $ | 337,149 |  |  | $ | 1,261 |
|  | Liability Derivatives |
|  | December 31, 2025 |  |  | December 31, 2024 |
(In thousands) |  | Balance Sheet Location |  |  | Notional Amount |  |  | Fair Value |  |  | Balance Sheet Location |  |  | Notional Amount |  |  | Fair Value |
Derivatives not designated as hedging instruments |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
TBA mortgage-backed securities |  |  | Other liabilities |  |  | $ | 33,882 |  |  | $ | 70 |  |  |  | Other liabilities |  |  | $ | 0 |  |  | $ | 0 |
Forward loan sales commitments |  |  | Other liabilities |  |  |  | 0 |  |  |  | 0 |  |  |  | Other liabilities |  |  |  | 3,186 |  |  |  | 20 |
Total derivatives not designated as hedging instruments |  |  |  |  |  | $ | 33,882 |  |  | $ | 70 |  |  |  |  |  |  | $ | 3,186 |  |  | $ | 20 |
Total liability derivatives |  |  |  |  |  | $ | 33,882 |  |  | $ | 70 |  |  |  |  |  |  | $ | 3,186 |  |  | $ | 20 |
Summary of Carrying Amount Hedged Assets/(Liabilities) | The following table represents the carrying amount of the hedged assets/(liabilities) and the cumulative amount of fair value hedging adjustment included in the carrying amount of the hedged assets/(liabilities) that are designated as a fair value accounting relationship as of December 31, 2025 and December 31, 2024.
|  |  |  | December 31, 2025 |
(In thousands) Derivatives in Fair Value Hedging Relationships |  | Location in the Statement of Condition |  | Carrying Amount of the Hedged Assets/ (Liabilities) |  | Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets/(Liabilities) |  |  | Cumulative Amount of Fair Value Hedging Adjustment Remaining for any Hedged Assets/ (Liabilities) for which Hedge Accounting has been Discontinued |
Interest rate swaps |  | Loans, net of unearned income |  | $ 9,466 |  | $ | (331) |  |  | $ | 0 |
|  |  |  | December 31, 2024 |
(In thousands) Derivatives in Fair Value Hedging Relationships |  | Location in the Statement of Condition |  | Carrying Amount of the Hedged Assets/(Liabilities) |  |  | Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets/(Liabilities) |  |  | Cumulative Amount of Fair Value Hedging Adjustment Remaining for any Hedged Assets/ (Liabilities) for which Hedge Accounting has been Discontinued |
Interest rate swaps |  | Loans, net of unearned income |  | $ | 10,770 |  |  | $ | (657) |  |  | $ | 0 |
Schedule of Derivative Financial Instruments on Statement of Income | The effect of United’s derivative financial instruments on its Consolidated Statements of Income for the years ended December 31, 2025, 2024 and 2023 is presented as follows:
|  |  |  | Year Ended |
(In thousands) |  | Income Statement Location |  | December 31, 2025 |  |  | December 31, 2024 |  |  | December 31, 2023 |
Derivatives in hedging relationships Cash Flow Hedges: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate swap contracts |  | Interest on long-term borrowings (1) |  | $ | 9,718 |  |  | $ | 20,932 |  |  | $ | 23,574 |
Fair Value Hedges: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate swap contracts |  | Interest and fees on loans and leases |  | $ | (2 | ) |  | $ | 8 |  |  | $ | 117 |
Total derivatives in hedging relationships |  |  |  | $ | 9,716 |  |  | $ | 20,940 |  |  | $ | 23,691 |
Derivatives not designated as hedging instruments |  |  |  |  |  |  |  |  |  |  |  |  |  |
Forward loan sales commitments |  | Income from Mortgage Banking Activities |  |  | 35 |  |  |  | (114 | ) |  |  | (127 | )
TBA mortgage-backed securities |  | Income from Mortgage Banking Activities |  |  | (348 | ) |  |  | 956 |  |  |  | (611 | )
Interest rate lock commitments |  | Income from Mortgage Banking Activities |  |  | (11 | ) |  |  | (489 | ) |  |  | (240 | )
Total derivatives not designated as hedging instruments |  | $ | (324 | ) |  | $ | 353 |  |  | $ | (978 | )
Total derivatives |  | $ | 9,392 |  |  | $ | 21,293 |  |  | $ | 22,713 |
(1) | Decreases or increases in interest expense are expressed as positive or negative amounts, respectively, based on their impact to net income.

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