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Deposits

12 Months Ended

Dec. 31, 2025

Deposits [Abstract]

Deposits

NOTE J—DEPOSITS

The book value of deposits consisted of the following:

		December 31
(In thousands)		2025				2024
Noninterest-bearing accounts		$	6,573,630			$	6,135,413
Interest-bearing transaction accounts			6,657,771				5,936,925
Regular savings			1,265,334				1,250,295
Interest-bearing money market accounts			7,835,796				7,056,897
Time deposits under $100,000			1,363,881				1,172,462
Time deposits over $100,000			3,364,527				2,409,867
Total deposits		$	27,060,939			$	23,961,859

Included in time deposits over $100,000 at December 31, 2025 and 2024 were time deposits of $250,000 or more of $1,724,739,000 and $1,115,748,000, respectively. Interest paid on deposits approximated $552,108,000, $537,661,000, and $377,008,000 in 2025, 2024 and 2023, respectively.

United’s subsidiary banks have received deposits, in the normal course of business, from the directors and officers of United and its subsidiaries, and their associates. Such related party deposits were accepted on substantially the same terms, including interest rates and maturities, as those prevailing at the time for comparable transactions with unrelated persons. The aggregate dollar amount of these deposits was $32,822,000 and $34,197,000 at December 31, 2025 and 2024, respectively.

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- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478353/942-405-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(12))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

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X

- References

No definition available.

+ Details

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