<SEC-DOCUMENT>0000913760-25-000158.txt : 20250813
<SEC-HEADER>0000913760-25-000158.hdr.sgml : 20250813
<ACCEPTANCE-DATETIME>20250813114539
ACCESSION NUMBER:		0000913760-25-000158
CONFORMED SUBMISSION TYPE:	13F-HR/A
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20221231
FILED AS OF DATE:		20250813
DATE AS OF CHANGE:		20250813
EFFECTIVENESS DATE:		20250813

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			StoneX Group Inc.
		CENTRAL INDEX KEY:			0000913760
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY & COMMODITY BROKERS, DEALERS, EXCHANGES & SERVICES [6200]
		ORGANIZATION NAME:           	09 Crypto Assets
		EIN:				592921318
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		13F-HR/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-17573
		FILM NUMBER:		251209849

	BUSINESS ADDRESS:	
		STREET 1:		230 PARK AVE
		STREET 2:		10TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10169
		BUSINESS PHONE:		212-485-3500

	MAIL ADDRESS:	
		STREET 1:		230 PARK AVE
		STREET 2:		10TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10169

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTL FCSTONE INC.
		DATE OF NAME CHANGE:	20110302

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTERNATIONAL ASSETS HOLDING CORP
		DATE OF NAME CHANGE:	19931020
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
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  <schemaVersion>X0202</schemaVersion>
  <headerData>
    <submissionType>13F-HR/A</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000913760</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>12-31-2022</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>12-31-2022</reportCalendarOrQuarter>
      <isAmendment>true</isAmendment>
      <amendmentNo>2</amendmentNo>
      <amendmentInfo>
        <amendmentType>NEW HOLDINGS</amendmentType>
        <confDeniedExpired>false</confDeniedExpired>
      </amendmentInfo>
      <filingManager>
        <name>StoneX Group Inc.</name>
        <address>
          <ns1:street1>230 Park Ave</ns1:street1>
          <ns1:street2>10th Floor</ns1:street2>
          <ns1:city>New York</ns1:city>
          <ns1:stateOrCountry>NY</ns1:stateOrCountry>
          <ns1:zipCode>10169</ns1:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-17573</form13FFileNumber>
      <provideInfoForInstruction5>Y</provideInfoForInstruction5>
      <additionalInformation>During an internal review of StoneX Group Inc.'s Section 13(f) reporting practices we discovered the quarterly filings from Q4 2021 through Q1 2025 under-reported the total number of securities, shares and market values. The errors involved all Other Reporting Managers: StoneX Advisors Inc., StoneX Financial Inc., and Trust Advisory Group, Ltd.   The review identified four main causes:  1. Missing Market Making Accounts; Between Q4 2021 and Q4 2024, three market making accounts were inadvertently excluded from the Firm's filings.   2. Formula Error in Excel; From Q1 2022 to Q4 2022, the Firm mistakenly used "XLOOKUP" functionality instead of "SUMIF" in Excel causing only the first instance of a CUSIP to be counted.  3. Failure to Implement Rule Change; SEC Rule 87 FR 38943 requiring all dollar values to be rounded to the nearest dollar, rather than to the nearest one thousand dollars, was not properly implemented from Q4 2022 to Q1 2025.  4. Excel Scientific Notation Error; Between Q4 2021 and Q1 2025, CUSIPs with an "E" were inadvertently converted into scientific notation in Excel. This led to the misidentification of certain reportable securities.</additionalInformation>
    </coverPage>
    <signatureBlock>
      <name>John Calvano</name>
      <title>CCO, StoneX Advisors Inc. &amp; Trust Advisory Group Ltd.</title>
      <phone>2054143367</phone>
      <signature>John Calvano</signature>
      <city>Birmingham</city>
      <stateOrCountry>AL</stateOrCountry>
      <signatureDate>08-13-2025</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>2</otherIncludedManagersCount>
      <tableEntryTotal>587</tableEntryTotal>
      <tableValueTotal>687193008</tableValueTotal>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <cik>0001650393</cik>
            <form13FFileNumber>028-17766</form13FFileNumber>
            <name>StoneX Advisors Inc.</name>
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          <sequenceNumber>2</sequenceNumber>
          <otherManager>
            <cik>0001070092</cik>
            <form13FFileNumber>028-21283</form13FFileNumber>
            <name>STONEX FINANCIAL INC.</name>
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      </otherManagers2Info>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>infotable.xml
<TEXT>
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    <value>1099051</value>
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      <None>24480</None>
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    <titleOfClass>COM</titleOfClass>
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      <sshPrnamt>2998</sshPrnamt>
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      <None>2847</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>EAFE VALUE ETF</titleOfClass>
    <cusip>464288877</cusip>
    <value>1028516</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>INSTL PFD SECS</titleOfClass>
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    <nameOfIssuer>OXUS ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 99/99/999</titleOfClass>
    <cusip>G6859L121</cusip>
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    <shrsOrPrnAmt>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
    <cusip>78464A763</cusip>
    <value>840708</value>
    <shrsOrPrnAmt>
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      <Shared>0</Shared>
      <None>6719</None>
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    <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
    <titleOfClass>MORNSTAR UPSTR</titleOfClass>
    <cusip>33939L407</cusip>
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    <nameOfIssuer>VBI VACCINES INC CDA</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
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    <shrsOrPrnAmt>
      <sshPrnamt>11001</sshPrnamt>
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      <Sole>11001</Sole>
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    <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
    <titleOfClass>VCSHS US LRG CAP</titleOfClass>
    <cusip>92647N865</cusip>
    <value>803999</value>
    <shrsOrPrnAmt>
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      <None>47</None>
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    <nameOfIssuer>ISHARES INC</nameOfIssuer>
    <titleOfClass>MSCI CHILE ETF</titleOfClass>
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    <value>295606</value>
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    <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <titleOfClass>SHRT DUR MNG MUN</titleOfClass>
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    <titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
    <cusip>464287507</cusip>
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      <Sole>190</Sole>
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      <None>55686</None>
    </votingAuthority>
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      <sshPrnamt>7624</sshPrnamt>
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      <None>7410</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>INTL SEL DIV ETF</titleOfClass>
    <cusip>464288448</cusip>
    <value>232826</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8572</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>328</Sole>
      <Shared>0</Shared>
      <None>8244</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US LRG CAP ETF</titleOfClass>
    <cusip>808524201</cusip>
    <value>300146</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6648</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>357</Sole>
      <Shared>0</Shared>
      <None>6291</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>FT CBOE VEST S&amp;P</titleOfClass>
    <cusip>33739Q705</cusip>
    <value>3530565</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69095</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>210</Sole>
      <Shared>0</Shared>
      <None>68885</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUS MD CP GR ETF</titleOfClass>
    <cusip>464287481</cusip>
    <value>1138944</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13624</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>136</Sole>
      <Shared>0</Shared>
      <None>13488</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NETFLIX INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>64110L106</cusip>
    <value>1116902</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3787</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>594</Sole>
      <Shared>0</Shared>
      <None>3193</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>N6596X109</cusip>
    <value>208058</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1310</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>89</Sole>
      <Shared>0</Shared>
      <None>1221</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SARCOS TECHN AND ROBOTICS CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>80359A106</cusip>
    <value>5714</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10180</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10180</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>BRIGHT MINDS BIOSCIENCES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>10919W108</cusip>
    <value>7543</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10193</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10193</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
    <titleOfClass>UTILITIES ETF</titleOfClass>
    <cusip>92204A876</cusip>
    <value>279560</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1823</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>50</Sole>
      <Shared>0</Shared>
      <None>1773</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. BAS MTL ETF</titleOfClass>
    <cusip>464287838</cusip>
    <value>271543</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2176</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>80</Sole>
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      <None>2096</None>
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  <infoTable>
    <nameOfIssuer>EA SERIES TRUST</nameOfIssuer>
    <titleOfClass>BRIDGEWAY BLUE</titleOfClass>
    <cusip>02072L714</cusip>
    <value>120750</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>GROWTH ETF</titleOfClass>
    <cusip>922908736</cusip>
    <value>7062321</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33139</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>539</Sole>
      <Shared>0</Shared>
      <None>32600</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE EQT DEP NOV</titleOfClass>
    <cusip>33740F839</cusip>
    <value>364074</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11144</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2061</Sole>
      <Shared>0</Shared>
      <None>9083</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INTEGRA RES CORP</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>45826T301</cusip>
    <value>6798</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10737</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10737</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>MCAP VL IDXVIP</titleOfClass>
    <cusip>922908512</cusip>
    <value>800532</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5919</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>3016</Sole>
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      <None>2903</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES GOLD TR</nameOfIssuer>
    <titleOfClass>ISHARES NEW</titleOfClass>
    <cusip>464285204</cusip>
    <value>414223</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11989</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>150</Sole>
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      <None>11839</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
    <titleOfClass>INFLATION HEDG</titleOfClass>
    <cusip>46431W580</cusip>
    <value>420325</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16736</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>548</Sole>
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      <None>16188</None>
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  <infoTable>
    <nameOfIssuer>FRANKLIN LTD DURATION INCOME</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>35472T101</cusip>
    <value>75197</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12109</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>7157</Sole>
      <Shared>0</Shared>
      <None>4952</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUS MID CAP ETF</titleOfClass>
    <cusip>464287499</cusip>
    <value>18521835</value>
    <shrsOrPrnAmt>
      <sshPrnamt>274599</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>382</Sole>
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      <None>274217</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CITIUS PHARMACEUTICALS INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>17322U207</cusip>
    <value>8772</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11104</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>11104</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ETF MANAGERS TR</nameOfIssuer>
    <titleOfClass>PRIME CYBR SCRTY</titleOfClass>
    <cusip>26924G201</cusip>
    <value>510882</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11596</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>228</Sole>
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      <None>11368</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ALKALINE WTR CO INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>01643A207</cusip>
    <value>2577</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>14000</Sole>
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      <None>750</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>JACKSON FINANCIAL INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>46817M107</cusip>
    <value>253376</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7283</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>26</Sole>
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      <None>7257</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>US EQTY OPPT ETF</titleOfClass>
    <cusip>336920103</cusip>
    <value>227345</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2889</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>128</Sole>
      <Shared>0</Shared>
      <None>2761</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TIMOTHY PLAN</nameOfIssuer>
    <titleOfClass>HIG DV STK ETF</titleOfClass>
    <cusip>887432326</cusip>
    <value>1301430</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41802</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>83</Sole>
      <Shared>0</Shared>
      <None>41719</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MICT INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>55328R109</cusip>
    <value>8337</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10045</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10045</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CONSTELLATION ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>21037T109</cusip>
    <value>453434</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5243</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1798</Sole>
      <Shared>0</Shared>
      <None>3445</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ALZAMEND NEURO INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>02262M308</cusip>
    <value>6217</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11005</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11005</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P MC 400VL ETF</titleOfClass>
    <cusip>464287705</cusip>
    <value>206983</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2053</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>31</Sole>
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      <None>2022</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SIMPLIFY EXCHANGE TRADED FUN</nameOfIssuer>
    <titleOfClass>MANAGED FUTURES</titleOfClass>
    <cusip>82889N699</cusip>
    <value>295292</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11353</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>10971</Sole>
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      <None>382</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
    <titleOfClass>CLOUD COMPUTNG</titleOfClass>
    <cusip>97717Y691</cusip>
    <value>237407</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9466</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1005</Sole>
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      <None>8461</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>NASD TECH DIV</titleOfClass>
    <cusip>33738R118</cusip>
    <value>916145</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19174</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>182</Sole>
      <Shared>0</Shared>
      <None>18992</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PAN AMERN SILVER CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>697900108</cusip>
    <value>168212</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10294</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1109</Sole>
      <Shared>0</Shared>
      <None>9185</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92532F100</cusip>
    <value>261346</value>
    <shrsOrPrnAmt>
      <sshPrnamt>905</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>21</Sole>
      <Shared>0</Shared>
      <None>884</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. TECH ETF</titleOfClass>
    <cusip>464287721</cusip>
    <value>286464</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3843</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>134</Sole>
      <Shared>0</Shared>
      <None>3709</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>902494103</cusip>
    <value>203876</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3275</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>162</Sole>
      <Shared>0</Shared>
      <None>3113</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORUM MERGER IV CORP</nameOfIssuer>
    <titleOfClass>CLASS A COM</titleOfClass>
    <cusip>349875104</cusip>
    <value>262786</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>26200</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>PPL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>69351T106</cusip>
    <value>234816</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7979</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>344</Sole>
      <Shared>0</Shared>
      <None>7635</None>
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  <infoTable>
    <nameOfIssuer>LORDSTOWN MOTORS CORP</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>54405Q100</cusip>
    <value>13292</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11660</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>8425</Sole>
      <Shared>0</Shared>
      <None>3235</None>
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  <infoTable>
    <nameOfIssuer>RYVYL INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>39366L208</cusip>
    <value>5912</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12886</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12886</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>FALN ANGLS USD</titleOfClass>
    <cusip>46435G474</cusip>
    <value>240543</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9774</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>349</Sole>
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      <None>9425</None>
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  <infoTable>
    <nameOfIssuer>VASCULAR BIOGENICS LTD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>M96883109</cusip>
    <value>1369</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11408</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11408</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>JOHN HANCOCK EXCHANGE TRADED</nameOfIssuer>
    <titleOfClass>MLTFCTR LRG CAP</titleOfClass>
    <cusip>47804J107</cusip>
    <value>527862</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10718</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>18</Sole>
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      <None>10700</None>
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  <infoTable>
    <nameOfIssuer>OCCIDENTAL PETE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>674599105</cusip>
    <value>5251331</value>
    <shrsOrPrnAmt>
      <sshPrnamt>83336</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>80063</Sole>
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      <None>3273</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>S&amp;P SMLCP ENGY</titleOfClass>
    <cusip>46138E164</cusip>
    <value>669081</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65725</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>981</Sole>
      <Shared>0</Shared>
      <None>64744</None>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
    <titleOfClass>INNOVATION ETF</titleOfClass>
    <cusip>00214Q104</cusip>
    <value>1779536</value>
    <shrsOrPrnAmt>
      <sshPrnamt>56965</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>5491</Sole>
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      <None>51474</None>
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  <infoTable>
    <nameOfIssuer>AMPLIFY ETF TR</nameOfIssuer>
    <titleOfClass>BLOCKCHAIN LDR</titleOfClass>
    <cusip>032108607</cusip>
    <value>277784</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18366</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>662</Sole>
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      <None>17704</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>MLT MNGD LRG GRW</titleOfClass>
    <cusip>33740F789</cusip>
    <value>2002114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>121208</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>251</Sole>
      <Shared>0</Shared>
      <None>120957</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>GL CLEAN ENE ETF</titleOfClass>
    <cusip>464288224</cusip>
    <value>307910</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15512</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>10851</Sole>
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      <None>4661</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>SM CP VAL ETF</titleOfClass>
    <cusip>922908611</cusip>
    <value>235418</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1482</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>744</Sole>
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      <None>738</None>
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  <infoTable>
    <nameOfIssuer>DIVERSIFIED HEALTHCARE TR</nameOfIssuer>
    <titleOfClass>COM SH BEN INT</titleOfClass>
    <cusip>25525P107</cusip>
    <value>9376</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14496</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14496</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>744320102</cusip>
    <value>862638</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8673</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>16</Sole>
      <Shared>0</Shared>
      <None>8657</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BOEING CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>097023105</cusip>
    <value>975542</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5122</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2574</Sole>
      <Shared>0</Shared>
      <None>2548</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INTELLIGENT BIO SOLUTIONS IN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>36151G105</cusip>
    <value>2626</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13145</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
    <titleOfClass>MEGA CAP INDEX</titleOfClass>
    <cusip>921910873</cusip>
    <value>2478856</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18719</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>60</Sole>
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      <None>18659</None>
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  <infoTable>
    <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91913Y100</cusip>
    <value>1038442</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8179</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>25</Sole>
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      <None>8154</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>438516106</cusip>
    <value>897948</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4187</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>39</Sole>
      <Shared>0</Shared>
      <None>4148</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>EBET INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>278700109</cusip>
    <value>8169</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12963</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12963</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT CBOE VEST US</titleOfClass>
    <cusip>33740F615</cusip>
    <value>266916</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>916</Sole>
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      <None>7934</None>
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  <infoTable>
    <nameOfIssuer>VIRPAX PHARMACEUTICALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>928251107</cusip>
    <value>7219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11600</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>NASDAQ 100 ETF</titleOfClass>
    <cusip>46138G649</cusip>
    <value>534069</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4876</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>117</Sole>
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      <None>4759</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>10-20 YR TRS ETF</titleOfClass>
    <cusip>464288653</cusip>
    <value>252320</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2332</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>93</Sole>
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      <None>2239</None>
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  <infoTable>
    <nameOfIssuer>THE BEACHBODY COMPANY INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>073463101</cusip>
    <value>7250</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13784</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13784</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>COMSTOCK INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>205750300</cusip>
    <value>3988</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>COHEN &amp; STEERS QUALITY INCOM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>19247L106</cusip>
    <value>131371</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11226</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1641</Sole>
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      <None>9585</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LISTED FD TR</nameOfIssuer>
    <titleOfClass>ROUNDHILL BALL</titleOfClass>
    <cusip>53656F417</cusip>
    <value>107700</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>BETTER CHOICE CO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>08771Y303</cusip>
    <value>7550</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14007</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14007</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>0-5 YR TIPS ETF</titleOfClass>
    <cusip>46429B747</cusip>
    <value>418143</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4313</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>104</Sole>
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      <None>4209</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DRIVE SHACK INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>262077100</cusip>
    <value>2319</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13834</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13834</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>RITHM CAPITAL CORP</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>64828T201</cusip>
    <value>101271</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12382</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>11952</Sole>
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      <None>430</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES INC</nameOfIssuer>
    <titleOfClass>ESG AWR MSCI EM</titleOfClass>
    <cusip>46434G863</cusip>
    <value>257898</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8577</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>4765</Sole>
      <Shared>0</Shared>
      <None>3812</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>666807102</cusip>
    <value>745474</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1394</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>21</Sole>
      <Shared>0</Shared>
      <None>1373</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPLASH BEVERAGE GROUP INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>84862C203</cusip>
    <value>13748</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>855244109</cusip>
    <value>561123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5656</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1</Sole>
      <Shared>0</Shared>
      <None>5655</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI USA ESG SLC</titleOfClass>
    <cusip>464288802</cusip>
    <value>619623</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7527</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>5997</Sole>
      <Shared>0</Shared>
      <None>1530</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AQUABOUNTY TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>03842K200</cusip>
    <value>8132</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10644</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10644</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SUNRISE NEW ENERGY CO LTD</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G3932F106</cusip>
    <value>40950</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HARBOR CUSTOM DEVELOPMENT IN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>41150T108</cusip>
    <value>4013</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10826</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10826</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>INTL EQUITY OPP</titleOfClass>
    <cusip>33734X853</cusip>
    <value>250958</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6458</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>258</Sole>
      <Shared>0</Shared>
      <None>6200</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ATHENEX INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>04685N103</cusip>
    <value>1676</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11360</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11360</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>TCW SECURITIZED</titleOfClass>
    <cusip>33740U109</cusip>
    <value>1271073</value>
    <shrsOrPrnAmt>
      <sshPrnamt>60269</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>269</Sole>
      <Shared>0</Shared>
      <None>60000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VENUS CONCEPT INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92332W105</cusip>
    <value>4800</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
    <titleOfClass>OSHS GBL INTER</titleOfClass>
    <cusip>00162Q361</cusip>
    <value>459853</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18924</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>856</Sole>
      <Shared>0</Shared>
      <None>18068</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
    <titleOfClass>SHRT TRM CORP BD</titleOfClass>
    <cusip>92206C409</cusip>
    <value>679758</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9041</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>80</Sole>
      <Shared>0</Shared>
      <None>8961</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
    <cusip>78464A839</cusip>
    <value>325606</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5031</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>28</Sole>
      <Shared>0</Shared>
      <None>5003</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE HIGH DV ETF</titleOfClass>
    <cusip>46429B663</cusip>
    <value>3211607</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30810</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>82</Sole>
      <Shared>0</Shared>
      <None>30728</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>254687106</cusip>
    <value>1060985</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12205</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>4794</Sole>
      <Shared>0</Shared>
      <None>7411</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>DORSEY WRIGHT</titleOfClass>
    <cusip>33738R886</cusip>
    <value>194118</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11603</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11603</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUSSELL 2000 ETF</titleOfClass>
    <cusip>464287655</cusip>
    <value>2401805</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13775</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>58</Sole>
      <Shared>0</Shared>
      <None>13717</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERASTEM INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92337C104</cusip>
    <value>6035</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14993</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14993</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>SBI INT-INDS</titleOfClass>
    <cusip>81369Y704</cusip>
    <value>459207</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4676</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>97</Sole>
      <Shared>0</Shared>
      <None>4579</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DLY TSLA BEAR 1X</titleOfClass>
    <cusip>25460G260</cusip>
    <value>464244</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9457</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>9457</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BERKSHIRE GREY INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>084656107</cusip>
    <value>7936</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13142</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13142</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
    <titleOfClass>TOTAL INT BD ETF</titleOfClass>
    <cusip>92203J407</cusip>
    <value>286273</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5962</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>41</Sole>
      <Shared>0</Shared>
      <None>5921</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
    <cusip>464287804</cusip>
    <value>11117886</value>
    <shrsOrPrnAmt>
      <sshPrnamt>117431</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>5167</Sole>
      <Shared>0</Shared>
      <None>112264</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BIOSIG TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>09073N201</cusip>
    <value>6173</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14698</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14698</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>ISHARES BIOTECH</titleOfClass>
    <cusip>464287556</cusip>
    <value>371220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2826</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>77</Sole>
      <Shared>0</Shared>
      <None>2749</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>INDXX NEXTG ETF</titleOfClass>
    <cusip>33737K205</cusip>
    <value>232517</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3813</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>124</Sole>
      <Shared>0</Shared>
      <None>3689</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FREIGHT TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>ORDINARY SHARES</titleOfClass>
    <cusip>G51413105</cusip>
    <value>3375</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14720</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14720</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>209115104</cusip>
    <value>209439</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2197</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>105</Sole>
      <Shared>0</Shared>
      <None>2092</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ADAPTIMMUNE THERAPEUTICS PLC</nameOfIssuer>
    <titleOfClass>SPONDS ADR</titleOfClass>
    <cusip>00653A107</cusip>
    <value>16689</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11431</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11431</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
    <cusip>464287408</cusip>
    <value>752587</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5188</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>69</Sole>
      <Shared>0</Shared>
      <None>5119</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
    <titleOfClass>NEXT GNRTN INTER</titleOfClass>
    <cusip>00214Q401</cusip>
    <value>276748</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7182</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>260</Sole>
      <Shared>0</Shared>
      <None>6922</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ARES ACQUISITION CORPORATION</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>G33032106</cusip>
    <value>569106</value>
    <shrsOrPrnAmt>
      <sshPrnamt>56515</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>56515</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>UNITED STS COMMODITY INDEX F</nameOfIssuer>
    <titleOfClass>CM REP COPP FD</titleOfClass>
    <cusip>911718104</cusip>
    <value>254729</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11032</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2252</Sole>
      <Shared>0</Shared>
      <None>8780</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TONIX PHARMACEUTICALS HLDG C</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>890260862</cusip>
    <value>4961</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12728</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12728</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ONCONOVA THERAPEUTICS INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>68232V801</cusip>
    <value>8435</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13064</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13064</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BIORA THERAPEUTICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74319F107</cusip>
    <value>1968</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14942</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14942</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TIMOTHY PLAN</nameOfIssuer>
    <titleOfClass>US LRGMD CP CORE</titleOfClass>
    <cusip>887432359</cusip>
    <value>687286</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20516</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>283</Sole>
      <Shared>0</Shared>
      <None>20233</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
    <titleOfClass>VG TL INTL STK F</titleOfClass>
    <cusip>921909768</cusip>
    <value>629410</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12170</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>194</Sole>
      <Shared>0</Shared>
      <None>11976</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>MNGD FUTRS STRGY</titleOfClass>
    <cusip>33739G103</cusip>
    <value>518983</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10903</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>132</Sole>
      <Shared>0</Shared>
      <None>10771</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RIVIAN AUTOMOTIVE INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>76954A103</cusip>
    <value>264471</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>14052</Sole>
      <Shared>0</Shared>
      <None>298</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>INDLS PROD DUR</titleOfClass>
    <cusip>33734X150</cusip>
    <value>1613995</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31321</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>194</Sole>
      <Shared>0</Shared>
      <None>31127</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>70450Y103</cusip>
    <value>581978</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8168</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1183</Sole>
      <Shared>0</Shared>
      <None>6985</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESTMENT MANAGERS SER TR I</nameOfIssuer>
    <titleOfClass>AXS TSLA BEAR DL</titleOfClass>
    <cusip>46144X867</cusip>
    <value>225427</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2842</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>2842</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09247X101</cusip>
    <value>695037</value>
    <shrsOrPrnAmt>
      <sshPrnamt>980</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>6</Sole>
      <Shared>0</Shared>
      <None>974</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ALLIANCEBERNSTEIN NATL MUN I</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>01864U106</cusip>
    <value>133452</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12734</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12734</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GALMED PHARMACEUTICALS LTD</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>M47238106</cusip>
    <value>5281</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10562</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10562</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US BRD MKT ETF</titleOfClass>
    <cusip>808524102</cusip>
    <value>203652</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4545</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>225</Sole>
      <Shared>0</Shared>
      <None>4320</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>MULTI ASSET DI</titleOfClass>
    <cusip>33738R100</cusip>
    <value>6538277</value>
    <shrsOrPrnAmt>
      <sshPrnamt>436759</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>667</Sole>
      <Shared>0</Shared>
      <None>436092</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RBB FD INC</nameOfIssuer>
    <titleOfClass>US TREAS 3 MNTH</titleOfClass>
    <cusip>74933W452</cusip>
    <value>331270</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6644</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>6644</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>REAL ESTATE ETF</titleOfClass>
    <cusip>922908553</cusip>
    <value>314860</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3817</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>119</Sole>
      <Shared>0</Shared>
      <None>3698</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74340W103</cusip>
    <value>232751</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2052</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>263</Sole>
      <Shared>0</Shared>
      <None>1789</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TWO RDS SHARED TR</nameOfIssuer>
    <titleOfClass>LEASERSHS ALPHAF</titleOfClass>
    <cusip>90214Q691</cusip>
    <value>338616</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10962</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>85</Sole>
      <Shared>0</Shared>
      <None>10877</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74460D109</cusip>
    <value>568076</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2026</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>36</Sole>
      <Shared>0</Shared>
      <None>1990</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SIENTRA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>82621J105</cusip>
    <value>2647</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13046</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13046</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
    <titleOfClass>VCSHS US EQ INCM</titleOfClass>
    <cusip>92647N824</cusip>
    <value>1100868</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17736</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>71</Sole>
      <Shared>0</Shared>
      <None>17665</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES INC</nameOfIssuer>
    <titleOfClass>MSCI WORLD ETF</titleOfClass>
    <cusip>464286392</cusip>
    <value>515442</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4718</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2391</Sole>
      <Shared>0</Shared>
      <None>2327</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES S&amp;P GSCI COMMODITY-</nameOfIssuer>
    <titleOfClass>UNIT BEN INT</titleOfClass>
    <cusip>46428R107</cusip>
    <value>609619</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28715</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>473</Sole>
      <Shared>0</Shared>
      <None>28242</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>GRWT ALLOCAT ETF</titleOfClass>
    <cusip>464289867</cusip>
    <value>759842</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16112</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>10372</Sole>
      <Shared>0</Shared>
      <None>5740</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
    <titleOfClass>VNG RUS2000IDX</titleOfClass>
    <cusip>92206C664</cusip>
    <value>928858</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13199</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>142</Sole>
      <Shared>0</Shared>
      <None>13057</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>149123101</cusip>
    <value>1496718</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6248</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>15</Sole>
      <Shared>0</Shared>
      <None>6233</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>949746101</cusip>
    <value>225347</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5458</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>811</Sole>
      <Shared>0</Shared>
      <None>4647</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DSS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26253C102</cusip>
    <value>2444</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14900</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>APOLLO STRATEGIC GRWT CPTL I</nameOfIssuer>
    <titleOfClass>SHS CL A</titleOfClass>
    <cusip>G0412A102</cusip>
    <value>933904</value>
    <shrsOrPrnAmt>
      <sshPrnamt>93204</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>93204</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ETSY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29786A106</cusip>
    <value>229945</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1919</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>12</Sole>
      <Shared>0</Shared>
      <None>1907</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MODERT ALLOC ETF</titleOfClass>
    <cusip>464289875</cusip>
    <value>666809</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17543</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>264</Sole>
      <Shared>0</Shared>
      <None>17279</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AXCELLA HEALTH INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>05454B105</cusip>
    <value>4913</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P BIOTECH</titleOfClass>
    <cusip>78464A870</cusip>
    <value>627672</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7562</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>79</Sole>
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      <None>7483</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ORCHARD THERAPEUTICS PLC</nameOfIssuer>
    <titleOfClass>SPON ADS</titleOfClass>
    <cusip>68570P101</cusip>
    <value>5565</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PARAMOUNT GLOBAL</nameOfIssuer>
    <titleOfClass>CLASS B COM</titleOfClass>
    <cusip>92556H206</cusip>
    <value>258678</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>320</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MEIWU TECHNOLOGY COMPANY LTD</nameOfIssuer>
    <titleOfClass>ORD SHS</titleOfClass>
    <cusip>G9604C107</cusip>
    <value>1984</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10390</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10390</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PACER FDS TR</nameOfIssuer>
    <titleOfClass>LUNT LRGCP MULTI</titleOfClass>
    <cusip>69374H816</cusip>
    <value>1679066</value>
    <shrsOrPrnAmt>
      <sshPrnamt>47755</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>316</Sole>
      <Shared>0</Shared>
      <None>47439</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer>
    <titleOfClass>DEFIANCE NEXT</titleOfClass>
    <cusip>26922A289</cusip>
    <value>1218973</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40789</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>966</Sole>
      <Shared>0</Shared>
      <None>39823</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
    <titleOfClass>FINTECH INNOVA</titleOfClass>
    <cusip>00214Q708</cusip>
    <value>166298</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11653</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>701</Sole>
      <Shared>0</Shared>
      <None>10952</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CONTEXTLOGIC INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>21077C107</cusip>
    <value>7802</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15998</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>14998</Sole>
      <Shared>0</Shared>
      <None>1000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>US TREAS BD ETF</titleOfClass>
    <cusip>46429B267</cusip>
    <value>488245</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21490</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>441</Sole>
      <Shared>0</Shared>
      <None>21049</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>007903107</cusip>
    <value>327974</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5052</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2280</Sole>
      <Shared>0</Shared>
      <None>2772</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BLACKROCK ENERGY &amp; RES TR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
    <titleOfClass>STRM INFPROIDX</titleOfClass>
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    <nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25179M103</cusip>
    <value>519278</value>
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      <Sole>411</Sole>
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      <None>8031</None>
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    <nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
    <titleOfClass>INT RT HDG C B</titleOfClass>
    <cusip>46431W705</cusip>
    <value>218707</value>
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      <None>2307</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P MC 400GR ETF</titleOfClass>
    <cusip>464287606</cusip>
    <value>220736</value>
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    <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
    <titleOfClass>UNIT SER 1</titleOfClass>
    <cusip>46090E103</cusip>
    <value>4031017</value>
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    <nameOfIssuer>MAGENTA THERAPEUTICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>55910K108</cusip>
    <value>4834</value>
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    <nameOfIssuer>AFLAC INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
    <titleOfClass>SHORT TERM TREAS</titleOfClass>
    <cusip>92206C102</cusip>
    <value>1216399</value>
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    <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
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    <value>308859</value>
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    <nameOfIssuer>ADDEX THERAPEUTICS LTD</nameOfIssuer>
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    <cusip>00654J107</cusip>
    <value>9452</value>
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      <Sole>15000</Sole>
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    <nameOfIssuer>VYNE THERAPEUTICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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      <Sole>13837</Sole>
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    <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>399240</value>
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      <sshPrnamt>5106</sshPrnamt>
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      <Sole>742</Sole>
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      <None>4364</None>
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  <infoTable>
    <nameOfIssuer>INSEEGO CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>45782B104</cusip>
    <value>12632</value>
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      <sshPrnamt>14994</sshPrnamt>
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      <Sole>14994</Sole>
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      <None>0</None>
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    <nameOfIssuer>WISA TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>86633R203</cusip>
    <value>1507</value>
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      <Sole>13980</Sole>
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    <nameOfIssuer>ESPORTS ENTMT GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29667K306</cusip>
    <value>1072</value>
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      <sshPrnamt>14000</sshPrnamt>
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      <Sole>14000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>BITFARMS LTD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09173B107</cusip>
    <value>6599</value>
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      <sshPrnamt>14998</sshPrnamt>
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      <Sole>14998</Sole>
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    <nameOfIssuer>PACER FDS TR</nameOfIssuer>
    <titleOfClass>DATA AND INFRAST</titleOfClass>
    <cusip>69374H741</cusip>
    <value>227111</value>
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    <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
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    <nameOfIssuer>GEOVAX LABS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>373678507</cusip>
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    <nameOfIssuer>AYRO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <value>5090</value>
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    <nameOfIssuer>NANOVIBRONIX INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>63008J108</cusip>
    <value>3124</value>
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    <nameOfIssuer>NUCOR CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>670346105</cusip>
    <value>432070</value>
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      <sshPrnamt>3266</sshPrnamt>
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      <None>3194</None>
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    <nameOfIssuer>FEDEX CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>31428X106</cusip>
    <value>455270</value>
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      <sshPrnamt>2613</sshPrnamt>
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      <Sole>107</Sole>
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      <None>2506</None>
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    <nameOfIssuer>CERAGON NETWORKS LTD</nameOfIssuer>
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    <cusip>M22013102</cusip>
    <value>25785</value>
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    <nameOfIssuer>OTONOMO TECHNOLOGIES LTD</nameOfIssuer>
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    <cusip>M7571L103</cusip>
    <value>6009</value>
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      <sshPrnamt>14764</sshPrnamt>
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    <nameOfIssuer>CREATIVE MED TECHNOLOGY HLDG</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>22529Y309</cusip>
    <value>5717</value>
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    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>ULTRAPRO SHT QQQ</titleOfClass>
    <cusip>74347G432</cusip>
    <value>260436</value>
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      <sshPrnamt>4822</sshPrnamt>
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    <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>30303M102</cusip>
    <value>757473</value>
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    <nameOfIssuer>ENSERVCO CORP</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>29358Y201</cusip>
    <value>20701</value>
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      <Sole>12700</Sole>
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    <nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer>
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    <cusip>26922A388</cusip>
    <value>721405</value>
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      <Sole>291</Sole>
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    <nameOfIssuer>PITNEY BOWES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>724479100</cusip>
    <value>41063</value>
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      <Sole>8339</Sole>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUS 1000 GRW ETF</titleOfClass>
    <cusip>464287614</cusip>
    <value>290020</value>
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      <sshPrnamt>1334</sshPrnamt>
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    <nameOfIssuer>CSI COMPRESSCO LP</nameOfIssuer>
    <titleOfClass>COM UNIT</titleOfClass>
    <cusip>12637A103</cusip>
    <value>18057</value>
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      <sshPrnamt>13577</sshPrnamt>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <cusip>464287812</cusip>
    <value>1137497</value>
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      <sshPrnamt>5610</sshPrnamt>
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      <None>5566</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>FST LOW OPPT EFT</titleOfClass>
    <cusip>33739Q200</cusip>
    <value>2725159</value>
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      <sshPrnamt>57481</sshPrnamt>
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      <Sole>4742</Sole>
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  <infoTable>
    <nameOfIssuer>KENSINGTON CAPITAL ACQUISITI</nameOfIssuer>
    <titleOfClass>SHS CL A</titleOfClass>
    <cusip>G5251K103</cusip>
    <value>174335</value>
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      <sshPrnamt>17100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>17100</Sole>
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  <infoTable>
    <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75513E101</cusip>
    <value>812534</value>
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      <Sole>320</Sole>
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    <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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      <sshPrnamt>1765</sshPrnamt>
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      <Sole>35</Sole>
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    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>MID CAP ETF</titleOfClass>
    <cusip>922908629</cusip>
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    <nameOfIssuer>NEPTUNE WELLNESS SOLUTIONS I</nameOfIssuer>
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    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>DEV MRK EX US</titleOfClass>
    <cusip>33737J174</cusip>
    <value>426993</value>
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    <nameOfIssuer>SMILEDIRECTCLUB INC</nameOfIssuer>
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    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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    <cusip>46137V845</cusip>
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    <nameOfIssuer>DBX ETF TR</nameOfIssuer>
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      <sshPrnamt>5009</sshPrnamt>
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      <Sole>194</Sole>
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      <None>4815</None>
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  <infoTable>
    <nameOfIssuer>ADITXT INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>007025505</cusip>
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      <sshPrnamt>12405</sshPrnamt>
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      <Sole>12405</Sole>
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      <None>0</None>
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    <nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>038222105</cusip>
    <value>553693</value>
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      <sshPrnamt>5686</sshPrnamt>
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      <Sole>54</Sole>
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      <None>5632</None>
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  <infoTable>
    <nameOfIssuer>ALBEMARLE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>012653101</cusip>
    <value>450982</value>
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      <sshPrnamt>2076</sshPrnamt>
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      <Sole>284</Sole>
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      <None>1792</None>
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    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>AEROSPACE DEFN</titleOfClass>
    <cusip>46137V100</cusip>
    <value>217081</value>
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      <sshPrnamt>2769</sshPrnamt>
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    <nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
    <titleOfClass>GOLD SHS</titleOfClass>
    <cusip>78463V107</cusip>
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      <sshPrnamt>5071</sshPrnamt>
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    <nameOfIssuer>WARNER BROS DISCOVERY INC</nameOfIssuer>
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      <sshPrnamt>23790</sshPrnamt>
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      <Sole>15000</Sole>
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    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
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    <cusip>33734X168</cusip>
    <value>914631</value>
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      <sshPrnamt>15076</sshPrnamt>
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    <nameOfIssuer>CLEARSIGN TECHNOLOGIES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <value>8040</value>
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      <sshPrnamt>15000</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>WESTPORT FUEL SYSTEMS INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>960908309</cusip>
    <value>9548</value>
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      <sshPrnamt>12323</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>ZEPP HEALTH CORPORATION</nameOfIssuer>
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    <cusip>98945L105</cusip>
    <value>19724</value>
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      <sshPrnamt>13603</sshPrnamt>
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    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
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    <cusip>33734X846</cusip>
    <value>496722</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12832</sshPrnamt>
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    <nameOfIssuer>FIRST TR NASDAQ 100 TECH IND</nameOfIssuer>
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      <sshPrnamt>2574</sshPrnamt>
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    <nameOfIssuer>AGRIFORCE GROWING SYSTEMS LT</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>FIRST BANCSHARES INC MS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>318916103</cusip>
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      <sshPrnamt>7107</sshPrnamt>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
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      <sshPrnamt>26325</sshPrnamt>
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    <nameOfIssuer>SURFACE ONCOLOGY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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      <sshPrnamt>14596</sshPrnamt>
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      <Sole>14596</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
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      <sshPrnamt>2541</sshPrnamt>
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    <nameOfIssuer>MODERNA INC</nameOfIssuer>
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      <sshPrnamt>1423</sshPrnamt>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
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    <nameOfIssuer>MEI PHARMA INC</nameOfIssuer>
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      <sshPrnamt>15010</sshPrnamt>
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    <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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      <sshPrnamt>8813</sshPrnamt>
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    <nameOfIssuer>TWO RDS SHARED TR</nameOfIssuer>
    <titleOfClass>LDRSHS ALPFACT</titleOfClass>
    <cusip>90214Q774</cusip>
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      <sshPrnamt>10316</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>CF ACQUISITION CORP IV</nameOfIssuer>
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    <cusip>12520T110</cusip>
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      <sshPrnamt>92520</sshPrnamt>
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    <nameOfIssuer>SHIFT TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
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    <nameOfIssuer>GOLDMAN SACHS ETF TR</nameOfIssuer>
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    <nameOfIssuer>SVF INVESTMENT CORP</nameOfIssuer>
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    <cusip>G8601L128</cusip>
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      <sshPrnamt>16000</sshPrnamt>
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    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>TECHNOLOGY</titleOfClass>
    <cusip>81369Y803</cusip>
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  <infoTable>
    <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
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    <cusip>617446448</cusip>
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  <infoTable>
    <nameOfIssuer>KALEYRA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>483379103</cusip>
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      <sshPrnamt>12225</sshPrnamt>
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    <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>874039100</cusip>
    <value>278025</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3721</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2563</Sole>
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      <None>1158</None>
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  <infoTable>
    <nameOfIssuer>COMPUTE HEALTH ACQUISITIN CO</nameOfIssuer>
    <titleOfClass>*W EXP 01/25/202</titleOfClass>
    <cusip>204833115</cusip>
    <value>5100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45413</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>45413</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>PFD AND INCM SEC</titleOfClass>
    <cusip>464288687</cusip>
    <value>753422</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24678</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>328</Sole>
      <Shared>0</Shared>
      <None>24350</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE S&amp;P US VLU</titleOfClass>
    <cusip>464287663</cusip>
    <value>234790</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>898</Sole>
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      <None>2422</None>
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  <infoTable>
    <nameOfIssuer>CORBUS PHARMACEUTICALS HLDGS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>21833P103</cusip>
    <value>1448</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13106</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>13106</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL PAPER CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>460146103</cusip>
    <value>294773</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8512</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>207</Sole>
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      <None>8305</None>
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  <infoTable>
    <nameOfIssuer>SHELL PLC</nameOfIssuer>
    <titleOfClass>SPON ADS</titleOfClass>
    <cusip>780259305</cusip>
    <value>541156</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9502</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>8792</Sole>
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      <None>710</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>EAFE GRWTH ETF</titleOfClass>
    <cusip>464288885</cusip>
    <value>690363</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>94</Sole>
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      <None>8146</None>
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  <infoTable>
    <nameOfIssuer>PPG INDS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>693506107</cusip>
    <value>418255</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3326</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>30</Sole>
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      <None>3296</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
    <titleOfClass>INF TECH ETF</titleOfClass>
    <cusip>92204A702</cusip>
    <value>305591</value>
    <shrsOrPrnAmt>
      <sshPrnamt>957</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>29</Sole>
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      <None>928</None>
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  <infoTable>
    <nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>039483102</cusip>
    <value>238102</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2564</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>90</Sole>
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      <None>2474</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
    <cusip>464287309</cusip>
    <value>1384475</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23466</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>117</Sole>
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      <None>23349</None>
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  <infoTable>
    <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25746U109</cusip>
    <value>366208</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5972</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>118</Sole>
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      <None>5854</None>
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  <infoTable>
    <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91324P102</cusip>
    <value>2213084</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4174</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>1</Sole>
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      <None>4173</None>
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  <infoTable>
    <nameOfIssuer>ORIGIN MATERIALS INC</nameOfIssuer>
    <titleOfClass>*W EXP 06/25/202</titleOfClass>
    <cusip>68622D114</cusip>
    <value>13053</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
    <titleOfClass>INTERMED TERM</titleOfClass>
    <cusip>921937819</cusip>
    <value>3810774</value>
    <shrsOrPrnAmt>
      <sshPrnamt>51274</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>116</Sole>
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      <None>51158</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US BUF</titleOfClass>
    <cusip>33740F748</cusip>
    <value>280824</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7985</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>4985</Sole>
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      <None>3000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>US EQT BUFFER</titleOfClass>
    <cusip>33740F763</cusip>
    <value>420406</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11818</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1486</Sole>
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      <None>10332</None>
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  <infoTable>
    <nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer>
    <titleOfClass>NATIONWIDE NASDQ</titleOfClass>
    <cusip>26922A172</cusip>
    <value>219133</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11845</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>507</Sole>
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      <None>11338</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GETAROUND INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>37427G101</cusip>
    <value>9258</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14188</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14188</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>ESG AWR MSCI USA</titleOfClass>
    <cusip>46435G425</cusip>
    <value>1717637</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20267</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>119</Sole>
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      <None>20148</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ASPEN GROUP INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>04530L203</cusip>
    <value>4650</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>CIDARA THERAPEUTICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>171757107</cusip>
    <value>11345</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AMESITE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>031094105</cusip>
    <value>2627</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NEXTERA ENERGY PARTNERS LP</nameOfIssuer>
    <titleOfClass>COM UNIT PART IN</titleOfClass>
    <cusip>65341B106</cusip>
    <value>430793</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6143</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>136</Sole>
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      <None>6007</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TARGET CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87612E106</cusip>
    <value>651032</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4363</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>68</Sole>
      <Shared>0</Shared>
      <None>4295</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>ISHS 1-5YR INVS</titleOfClass>
    <cusip>464288646</cusip>
    <value>326581</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6555</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>202</Sole>
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      <None>6353</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CARDIOL THERAPEUTICS INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>14161Y200</cusip>
    <value>5399</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10586</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10586</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>VEST US DEEP</titleOfClass>
    <cusip>33740F854</cusip>
    <value>896412</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28805</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>240</Sole>
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      <None>28565</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>256677105</cusip>
    <value>329625</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1337</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>501</Sole>
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      <None>836</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI USA VALUE</titleOfClass>
    <cusip>46432F388</cusip>
    <value>765562</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>47</Sole>
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      <None>8353</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BORQS TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>SHS NEW</titleOfClass>
    <cusip>G1466B202</cusip>
    <value>2702</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12986</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12986</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>RBTCS ARTFL INTE</titleOfClass>
    <cusip>37954Y715</cusip>
    <value>264518</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12869</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>489</Sole>
      <Shared>0</Shared>
      <None>12380</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>NASDQ FOD BVRG</titleOfClass>
    <cusip>33738R852</cusip>
    <value>919956</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33957</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>374</Sole>
      <Shared>0</Shared>
      <None>33583</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CANOO INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>13803R102</cusip>
    <value>16120</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13106</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13106</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BLUEJAY DIAGNOSTICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>095633103</cusip>
    <value>5697</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MUSTANG BIO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>62818Q104</cusip>
    <value>5924</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LIBERTY TRIPADVISOR HLDGS IN</nameOfIssuer>
    <titleOfClass>COM SER A</titleOfClass>
    <cusip>531465102</cusip>
    <value>7637</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11405</sshPrnamt>
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    <cusip>71844V201</cusip>
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      <Sole>313</Sole>
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      <None>6733</None>
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    <nameOfIssuer>EATON VANCE SR FLTNG RTE TR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>27828Q105</cusip>
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      <Sole>10460</Sole>
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  <infoTable>
    <nameOfIssuer>EVOLVE TRANSITION INFRASTRU</nameOfIssuer>
    <titleOfClass>COM UNITS REP B</titleOfClass>
    <cusip>30053M104</cusip>
    <value>1239</value>
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      <sshPrnamt>10321</sshPrnamt>
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      <Sole>10321</Sole>
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    <nameOfIssuer>SIO GENE THERAPIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>829399104</cusip>
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      <sshPrnamt>13913</sshPrnamt>
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      <Sole>13913</Sole>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US EQT</titleOfClass>
    <cusip>33740U208</cusip>
    <value>224726</value>
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      <sshPrnamt>6551</sshPrnamt>
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    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>LITHIUM BTRY ETF</titleOfClass>
    <cusip>37954Y855</cusip>
    <value>764251</value>
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      <sshPrnamt>12929</sshPrnamt>
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    <nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer>
    <titleOfClass>APTUS DRAWDOWN</titleOfClass>
    <cusip>26922A784</cusip>
    <value>1120567</value>
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    <nameOfIssuer>AMTD IDEA GROUP</nameOfIssuer>
    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>00180G205</cusip>
    <value>26998</value>
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      <sshPrnamt>14999</sshPrnamt>
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      <Sole>14999</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI ACWI ETF</titleOfClass>
    <cusip>464288257</cusip>
    <value>529616</value>
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      <sshPrnamt>6240</sshPrnamt>
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      <Sole>5888</Sole>
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  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DLY SEMICNDTR BR</titleOfClass>
    <cusip>25460G336</cusip>
    <value>262465</value>
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      <sshPrnamt>6643</sshPrnamt>
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      <Sole>6643</Sole>
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    <nameOfIssuer>BSQUARE CORP</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>11776U300</cusip>
    <value>13398</value>
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      <sshPrnamt>11844</sshPrnamt>
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    <nameOfIssuer>AMARIN CORP PLC</nameOfIssuer>
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    <cusip>023111206</cusip>
    <value>12716</value>
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    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
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    <cusip>921910840</cusip>
    <value>616687</value>
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      <None>5929</None>
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    <nameOfIssuer>LOTTERY COM INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>54570M108</cusip>
    <value>2648</value>
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      <sshPrnamt>15000</sshPrnamt>
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      <Sole>15000</Sole>
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      <None>0</None>
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    <nameOfIssuer>OPENDOOR TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>683712103</cusip>
    <value>13614</value>
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      <sshPrnamt>11736</sshPrnamt>
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      <Sole>11300</Sole>
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      <None>436</None>
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    <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
    <titleOfClass>MSCI HLTH CARE I</titleOfClass>
    <cusip>316092600</cusip>
    <value>1798164</value>
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      <sshPrnamt>28104</sshPrnamt>
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      <Sole>33</Sole>
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      <None>28071</None>
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    <nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer>
    <titleOfClass>DEFIANCE HTL AIR</titleOfClass>
    <cusip>26922B873</cusip>
    <value>1765594</value>
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      <sshPrnamt>109771</sshPrnamt>
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      <Sole>139</Sole>
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  <infoTable>
    <nameOfIssuer>ARCHER AVIATION INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>03945R102</cusip>
    <value>22040</value>
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      <sshPrnamt>10460</sshPrnamt>
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      <Sole>6460</Sole>
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    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>NASDAQ 100 COVER</titleOfClass>
    <cusip>37954Y483</cusip>
    <value>311266</value>
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      <sshPrnamt>19427</sshPrnamt>
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    <nameOfIssuer>DOCUSIGN INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>256163106</cusip>
    <value>336253</value>
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    <nameOfIssuer>GXO LOGISTICS INCORPORATED</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>36262G101</cusip>
    <value>278510</value>
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    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>EMERG MKT ALPH</titleOfClass>
    <cusip>33737J182</cusip>
    <value>784440</value>
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      <sshPrnamt>37301</sshPrnamt>
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      <None>37299</None>
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    <nameOfIssuer>LOWES COS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>548661107</cusip>
    <value>1109278</value>
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      <sshPrnamt>5568</sshPrnamt>
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      <Sole>56</Sole>
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      <None>5512</None>
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    <nameOfIssuer>MILESTONE SCIENTIFIC INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>59935P209</cusip>
    <value>7200</value>
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      <sshPrnamt>15000</sshPrnamt>
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      <Sole>15000</Sole>
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      <None>0</None>
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    <nameOfIssuer>VAXART INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>92243A200</cusip>
    <value>10504</value>
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      <sshPrnamt>10931</sshPrnamt>
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    <otherManager>2</otherManager>
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      <Sole>10931</Sole>
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      <None>0</None>
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    <nameOfIssuer>HOOKIPA PHARMA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>43906K100</cusip>
    <value>8616</value>
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      <sshPrnamt>10637</sshPrnamt>
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      <Sole>9749</Sole>
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      <None>888</None>
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    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
    <cusip>78464A300</cusip>
    <value>387280</value>
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      <sshPrnamt>5218</sshPrnamt>
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    <nameOfIssuer>TRICIDA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89610F101</cusip>
    <value>1620</value>
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    <nameOfIssuer>SESEN BIO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>817763105</cusip>
    <value>7924</value>
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      <sshPrnamt>13000</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>HUMANIGEN INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>444863203</cusip>
    <value>1696</value>
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      <sshPrnamt>14134</sshPrnamt>
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      <Sole>14134</Sole>
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    <nameOfIssuer>VERB TECHNOLOGY CO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92337U104</cusip>
    <value>2462</value>
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      <sshPrnamt>15000</sshPrnamt>
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    <nameOfIssuer>SIDUS SPACE INC</nameOfIssuer>
    <titleOfClass>CLASS A COM</titleOfClass>
    <cusip>826165102</cusip>
    <value>13516</value>
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      <sshPrnamt>12400</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>TFF PHARMACEUTICALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87241J104</cusip>
    <value>11951</value>
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      <sshPrnamt>11382</sshPrnamt>
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      <Sole>11382</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI EAFE MIN VL</titleOfClass>
    <cusip>46429B689</cusip>
    <value>551249</value>
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      <sshPrnamt>8669</sshPrnamt>
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      <Sole>157</Sole>
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    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>SBI CONS DISCR</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>307815</value>
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      <sshPrnamt>2383</sshPrnamt>
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      <Sole>64</Sole>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE TOTAL USD</titleOfClass>
    <cusip>46434V613</cusip>
    <value>1173724</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26123</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>223</Sole>
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      <None>25900</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI EAFE ETF</titleOfClass>
    <cusip>464287465</cusip>
    <value>12147994</value>
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    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
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    <nameOfIssuer>BIT DIGITAL INC</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G1144A105</cusip>
    <value>8660</value>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE US AGGBD ET</titleOfClass>
    <cusip>464287226</cusip>
    <value>2676379</value>
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    <nameOfIssuer>BP PLC</nameOfIssuer>
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    <cusip>055622104</cusip>
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    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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    <value>323071</value>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <nameOfIssuer>PROSPECTOR CAPITAL CORP</nameOfIssuer>
    <titleOfClass>*W EXP 01/11/202</titleOfClass>
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    <value>304</value>
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    <nameOfIssuer>PROSHARES TR II</nameOfIssuer>
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    <value>242253</value>
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    <nameOfIssuer>CONX CORP</nameOfIssuer>
    <titleOfClass>*W EXP 10/30/202</titleOfClass>
    <cusip>212873111</cusip>
    <value>5025</value>
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      <sshPrnamt>33500</sshPrnamt>
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    <nameOfIssuer>SRH TOTAL RETURN FUND INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>101507101</cusip>
    <value>186578</value>
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    <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
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    <value>255970</value>
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      <sshPrnamt>10837</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
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    <cusip>33738D408</cusip>
    <value>5588694</value>
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      <sshPrnamt>143521</sshPrnamt>
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    <nameOfIssuer>PETROLEO BRASILEIRO SA PETRO</nameOfIssuer>
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    <cusip>71654V101</cusip>
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      <sshPrnamt>13135</sshPrnamt>
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    <nameOfIssuer>CARNEY TECHNOLOGY ACQU CORP</nameOfIssuer>
    <titleOfClass>*W EXP 11/30/202</titleOfClass>
    <cusip>143636116</cusip>
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      <sshPrnamt>40000</sshPrnamt>
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    <nameOfIssuer>NEW VISTA ACQUISITION CORP</nameOfIssuer>
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    <cusip>G6529L121</cusip>
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      <sshPrnamt>45134</sshPrnamt>
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    <nameOfIssuer>APOLLO STRATEGIC GRWT CPTL I</nameOfIssuer>
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      <sshPrnamt>18022</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>ACRI CAPITAL ACQUISITION COR</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
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      <sshPrnamt>30800</sshPrnamt>
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    <nameOfIssuer>MSD ACQUISITION CORP</nameOfIssuer>
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    <cusip>G5709C125</cusip>
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    <nameOfIssuer>ARCTOS NORTHSTAR ACQUIS CORP</nameOfIssuer>
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    <nameOfIssuer>SWVL HOLDINGS CORP</nameOfIssuer>
    <titleOfClass>*W EXP 03/31/202</titleOfClass>
    <cusip>G86302117</cusip>
    <value>402</value>
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    <nameOfIssuer>BLACK MOUNTAIN ACQ CORP</nameOfIssuer>
    <titleOfClass>CL A COM</titleOfClass>
    <cusip>09216A108</cusip>
    <value>209569</value>
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      <sshPrnamt>20546</sshPrnamt>
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    <nameOfIssuer>AUTHENTIC EQUITY ACQUISTN CO</nameOfIssuer>
    <titleOfClass>UNIT 10/31/2027</titleOfClass>
    <cusip>G06607116</cusip>
    <value>119887</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11870</sshPrnamt>
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    <nameOfIssuer>DIGITAL TRANSFORMATN OPT COR</nameOfIssuer>
    <titleOfClass>*W EXP 03/31/202</titleOfClass>
    <cusip>25401K115</cusip>
    <value>2274</value>
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      <sshPrnamt>37900</sshPrnamt>
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    <nameOfIssuer>ECARX HOLDINGS INC</nameOfIssuer>
    <titleOfClass>*W EXP 12/20/202</titleOfClass>
    <cusip>G29201111</cusip>
    <value>1962</value>
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      <sshPrnamt>20000</sshPrnamt>
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    <nameOfIssuer>SUSTAINABLE DEVELP ACQU I CO</nameOfIssuer>
    <titleOfClass>*W EXP 02/04/202</titleOfClass>
    <cusip>86934L111</cusip>
    <value>429</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10716</sshPrnamt>
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    <nameOfIssuer>CHURCHILL CAPITAL CORP VI</nameOfIssuer>
    <titleOfClass>*W EXP 02/17/202</titleOfClass>
    <cusip>17143W119</cusip>
    <value>2937</value>
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      <sshPrnamt>48950</sshPrnamt>
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    <nameOfIssuer>SPRING VALLEY ACQUISTN CORP</nameOfIssuer>
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    <cusip>G83752108</cusip>
    <value>114560</value>
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      <sshPrnamt>11309</sshPrnamt>
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    <nameOfIssuer>BLOCKCHAIN COINVSTRS ACQ CRP</nameOfIssuer>
    <titleOfClass>*W EXP 11/01/202</titleOfClass>
    <cusip>G11765115</cusip>
    <value>750</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <nameOfIssuer>LAZARD GROWTH ACQUISITION CO</nameOfIssuer>
    <titleOfClass>*W EXP 02/10/202</titleOfClass>
    <cusip>G54035111</cusip>
    <value>72</value>
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      <sshPrnamt>11960</sshPrnamt>
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    <nameOfIssuer>SENIOR CONNECT ACQUISITN COR</nameOfIssuer>
    <titleOfClass>*W EXP 12/31/202</titleOfClass>
    <cusip>81723H116</cusip>
    <value>1533</value>
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      <sshPrnamt>25500</sshPrnamt>
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    <nameOfIssuer>FTAC ZEUS ACQUISITION COR</nameOfIssuer>
    <titleOfClass>*W EXP 04/15/202</titleOfClass>
    <cusip>30320F114</cusip>
    <value>1020</value>
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      <sshPrnamt>51000</sshPrnamt>
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      <Sole>51000</Sole>
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  <infoTable>
    <nameOfIssuer>GOLDEN ARROW MERGER CORP</nameOfIssuer>
    <titleOfClass>*W EXP 07/31/202</titleOfClass>
    <cusip>380799114</cusip>
    <value>114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>17200</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GOAL ACQUISITIONS CORP</nameOfIssuer>
    <titleOfClass>*W EXP 02/11/202</titleOfClass>
    <cusip>38021H115</cusip>
    <value>8244</value>
    <shrsOrPrnAmt>
      <sshPrnamt>177300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <nameOfIssuer>NORTHERN STAR INVEST CORP IV</nameOfIssuer>
    <titleOfClass>*W EXP 02/25/202</titleOfClass>
    <cusip>66575B119</cusip>
    <value>461</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>19800</Sole>
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      <None>0</None>
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    <cusip>04687C113</cusip>
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    <nameOfIssuer>LATCH INC</nameOfIssuer>
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    <cusip>51818V114</cusip>
    <value>1093</value>
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    <nameOfIssuer>FRONTIER ACQUISITION CORP</nameOfIssuer>
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    <value>110075</value>
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    <nameOfIssuer>ATLANTIC COASTAL ACQUISTN CO</nameOfIssuer>
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    <cusip>048453104</cusip>
    <value>272168</value>
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    <nameOfIssuer>LAMF GLOBAL VENTURES CORP I</nameOfIssuer>
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    <cusip>G5338L124</cusip>
    <value>2800</value>
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      <sshPrnamt>35000</sshPrnamt>
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    <nameOfIssuer>FATHOM DIGITAL MFG CORP</nameOfIssuer>
    <titleOfClass>*W EXP 12/22/202</titleOfClass>
    <cusip>31189Y111</cusip>
    <value>1935</value>
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      <sshPrnamt>23311</sshPrnamt>
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    <nameOfIssuer>TB SA ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 03/25/202</titleOfClass>
    <cusip>G8657L121</cusip>
    <value>1524</value>
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      <sshPrnamt>126983</sshPrnamt>
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    <nameOfIssuer>SPRINGBIG HOLDINGS INC</nameOfIssuer>
    <titleOfClass>*W EXP 06/14/202</titleOfClass>
    <cusip>85021Q116</cusip>
    <value>633</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30000</sshPrnamt>
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    <nameOfIssuer>D AND Z MEDIA ACQUISITION CO</nameOfIssuer>
    <titleOfClass>*W EXP 01/27/202</titleOfClass>
    <cusip>23305Q114</cusip>
    <value>2570</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50000</sshPrnamt>
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    <otherManager>2</otherManager>
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      <Sole>50000</Sole>
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    <nameOfIssuer>PATRIA LATIN AMRCN OPPRNTY A</nameOfIssuer>
    <titleOfClass>*W EXP 02/23/202</titleOfClass>
    <cusip>G69454117</cusip>
    <value>5841</value>
    <shrsOrPrnAmt>
      <sshPrnamt>64900</sshPrnamt>
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    <otherManager>2</otherManager>
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      <Sole>64900</Sole>
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      <None>0</None>
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    <nameOfIssuer>KADEM SUSTAINABLE IMPACT COR</nameOfIssuer>
    <titleOfClass>CLASS A COM</titleOfClass>
    <cusip>48284E105</cusip>
    <value>155465</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15500</sshPrnamt>
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    <otherManager>2</otherManager>
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    <nameOfIssuer>SOCIAL LEVERAGE ACQUISN CORP</nameOfIssuer>
    <titleOfClass>*W EXP 02/17/202</titleOfClass>
    <cusip>83363K110</cusip>
    <value>1645</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27500</sshPrnamt>
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    <otherManager>2</otherManager>
    <votingAuthority>
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    <nameOfIssuer>INVESTCORP EUROPE ACQUISITIO</nameOfIssuer>
    <titleOfClass>*W EXP 12/15/202</titleOfClass>
    <cusip>G4923T113</cusip>
    <value>25</value>
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      <sshPrnamt>10170</sshPrnamt>
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    <otherManager>2</otherManager>
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      <Sole>10170</Sole>
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    <nameOfIssuer>ONYX ACQUISITION CO I</nameOfIssuer>
    <titleOfClass>*W EXP 11/30/202</titleOfClass>
    <cusip>G6755Q117</cusip>
    <value>351</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10012</sshPrnamt>
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    <otherManager>2</otherManager>
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      <None>0</None>
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    <nameOfIssuer>DISRUPTIVE ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 03/06/202</titleOfClass>
    <cusip>G2770Y128</cusip>
    <value>198</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15200</sshPrnamt>
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    <otherManager>2</otherManager>
    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>TAILWIND ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 09/07/202</titleOfClass>
    <cusip>87403Q110</cusip>
    <value>1050</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
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    <otherManager>2</otherManager>
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      <None>0</None>
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    <nameOfIssuer>INTERPRIVATE IV INFRATECH PR</nameOfIssuer>
    <titleOfClass>*W EXP 03/05/202</titleOfClass>
    <cusip>46064T110</cusip>
    <value>638</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15949</sshPrnamt>
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      <Sole>15949</Sole>
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    <nameOfIssuer>CC NEUBERGER PRINCIPAL HOLDN</nameOfIssuer>
    <titleOfClass>*W EXP 02/05/202</titleOfClass>
    <cusip>G1992N126</cusip>
    <value>1260</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <otherManager>2</otherManager>
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    <nameOfIssuer>CHURCHILL CAPITAL CORP VII</nameOfIssuer>
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    <cusip>17144M110</cusip>
    <value>1482</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <None>0</None>
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    <nameOfIssuer>ROC ENERGY ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>77118V108</cusip>
    <value>279839</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27328</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>TORTOISEECOFIN ACQUISITION C</nameOfIssuer>
    <titleOfClass>UNIT 99/99/9999</titleOfClass>
    <cusip>G8956E208</cusip>
    <value>284351</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28350</sshPrnamt>
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    <nameOfIssuer>JAWS MUSTANG ACQUISITION COR</nameOfIssuer>
    <titleOfClass>*W EXP 01/30/202</titleOfClass>
    <cusip>G50737124</cusip>
    <value>2269</value>
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    <nameOfIssuer>GRAF ACQUISITION CORP IV</nameOfIssuer>
    <titleOfClass>*W EXP 05/31/202</titleOfClass>
    <cusip>384272118</cusip>
    <value>3483</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41029</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>LAVA MEDTECH ACQUISITION COR</nameOfIssuer>
    <titleOfClass>*W EXP 10/21/202</titleOfClass>
    <cusip>519345110</cusip>
    <value>396</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77723</sshPrnamt>
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    <nameOfIssuer>BRIDGETOWN HOLDINGS LTD</nameOfIssuer>
    <titleOfClass>*W EXP 09/30/202</titleOfClass>
    <cusip>G1355U121</cusip>
    <value>4137</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33551</sshPrnamt>
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    <nameOfIssuer>THUNDER BRIDGE CAP PRTNRS II</nameOfIssuer>
    <titleOfClass>*W EXP 02/01/202</titleOfClass>
    <cusip>88605T118</cusip>
    <value>1332</value>
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      <sshPrnamt>17360</sshPrnamt>
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    <nameOfIssuer>ROCKLEY PHOTONICS HLDGS LTD</nameOfIssuer>
    <titleOfClass>*W EXP 08/11/202</titleOfClass>
    <cusip>G7614L117</cusip>
    <value>420</value>
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    <nameOfIssuer>IRIS ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 02/28/202</titleOfClass>
    <cusip>89601Y119</cusip>
    <value>1550</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>10X CAP VENTURE ACQSTN CORP</nameOfIssuer>
    <titleOfClass>*W EXP 04/19/202</titleOfClass>
    <cusip>G87076116</cusip>
    <value>4198</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>TALKSPACE INC</nameOfIssuer>
    <titleOfClass>*W EXP 06/21/202</titleOfClass>
    <cusip>87427V111</cusip>
    <value>3827</value>
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    <nameOfIssuer>SHAPEWAYS HOLDINGS INC</nameOfIssuer>
    <titleOfClass>*W EXP 09/29/202</titleOfClass>
    <cusip>81947T110</cusip>
    <value>1579</value>
    <shrsOrPrnAmt>
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    <cusip>84921J116</cusip>
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    <cusip>68218C116</cusip>
    <value>1157</value>
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      <sshPrnamt>35612</sshPrnamt>
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    <titleOfClass>*W EXP 08/12/202</titleOfClass>
    <cusip>21289P110</cusip>
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    <cusip>989570106</cusip>
    <value>109490</value>
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    <titleOfClass>CLASS A ORD SHS</titleOfClass>
    <cusip>G9473A109</cusip>
    <value>150087</value>
    <shrsOrPrnAmt>
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    <titleOfClass>*W EXP 02/20/202</titleOfClass>
    <cusip>G0083E110</cusip>
    <value>622</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>20000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GOLDEN FALCON ACQUISITION CO</nameOfIssuer>
    <titleOfClass>*W EXP 11/04/202</titleOfClass>
    <cusip>38102H117</cusip>
    <value>4500</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>30000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>APEIRON CAPITAL INVEST CORP</nameOfIssuer>
    <titleOfClass>*W EXP 04/02/202</titleOfClass>
    <cusip>03752A119</cusip>
    <value>1710</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>STONEBRIDGE ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>CLASS A ORD SHS</titleOfClass>
    <cusip>G85094103</cusip>
    <value>267277</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26025</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>26025</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SONDER HOLDINGS INC</nameOfIssuer>
    <titleOfClass>*W EXP 01/18/202</titleOfClass>
    <cusip>83542D110</cusip>
    <value>2860</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>35400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEMPER PARATUS ACQUISITION C</nameOfIssuer>
    <titleOfClass>CLASS A ORD</titleOfClass>
    <cusip>G8028L107</cusip>
    <value>261328</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25298</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25298</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LEO HLDGS CORP II</nameOfIssuer>
    <titleOfClass>UNIT 99/99/9999</titleOfClass>
    <cusip>G5463R110</cusip>
    <value>125556</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12419</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12419</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CHURCHILL CAPITAL CORP VII</nameOfIssuer>
    <titleOfClass>UNIT 99/99/9999</titleOfClass>
    <cusip>17144M201</cusip>
    <value>273903</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>27500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AEQUI ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 11/30/202</titleOfClass>
    <cusip>00775W110</cusip>
    <value>1089</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>38900</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PROGRESS ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 11/11/202</titleOfClass>
    <cusip>74327P113</cusip>
    <value>1881</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>30000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>G SQUARED ASCEND II INC</nameOfIssuer>
    <titleOfClass>*W EXP 12/31/202</titleOfClass>
    <cusip>G42041122</cusip>
    <value>621</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24759</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>24759</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>APOLLO STRATEGIC GRWT CPTL I</nameOfIssuer>
    <titleOfClass>*W EXP 02/12/202</titleOfClass>
    <cusip>G0412A128</cusip>
    <value>3900</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>30000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BURTECH ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 12/18/202</titleOfClass>
    <cusip>123013112</cusip>
    <value>240</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>40000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>THRIVE ACQUISITION CORPORATI</nameOfIssuer>
    <titleOfClass>*W EXP 10/31/202</titleOfClass>
    <cusip>G7158C119</cusip>
    <value>427</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>85400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TORTOISEECOFIN ACQUISITION C</nameOfIssuer>
    <titleOfClass>*W EXP 07/22/202</titleOfClass>
    <cusip>G8956E117</cusip>
    <value>2172</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10860</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10860</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GESHER I ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>CLASS A ORD</titleOfClass>
    <cusip>G38537109</cusip>
    <value>255871</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25110</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25110</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PHOENIX BIOTECH ACQUISITION</nameOfIssuer>
    <titleOfClass>*W EXP 09/01/202</titleOfClass>
    <cusip>71902K113</cusip>
    <value>1295</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30050</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>30050</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AUTHENTIC EQUITY ACQUISTN CO</nameOfIssuer>
    <titleOfClass>*W EXP 01/20/202</titleOfClass>
    <cusip>G06607124</cusip>
    <value>80</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22773</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>22773</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>KERNEL GROUP HOLDINGS INC</nameOfIssuer>
    <titleOfClass>*W EXP 02/02/202</titleOfClass>
    <cusip>G5259L129</cusip>
    <value>125</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21943</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>21943</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>3M CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88579Y101</cusip>
    <value>491117</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4095</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4095</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>002824100</cusip>
    <value>599096</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5457</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5457</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
    <titleOfClass>SHS CLASS A</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>579147</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2170</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2170</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AMGEN INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>031162100</cusip>
    <value>2506402</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9543</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9543</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>22160K105</cusip>
    <value>1991363</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4362</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4362</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CUMMINS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>231021106</cusip>
    <value>946412</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3906</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3906</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>26441C204</cusip>
    <value>1010849</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9817</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9817</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>CAP STRENGTH ETF</titleOfClass>
    <cusip>33733E104</cusip>
    <value>8467519</value>
    <shrsOrPrnAmt>
      <sshPrnamt>112949</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>112949</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>FIRST TR ENH NEW</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>17170133</value>
    <shrsOrPrnAmt>
      <sshPrnamt>288865</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>288865</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
    <cusip>33738R506</cusip>
    <value>5544261</value>
    <shrsOrPrnAmt>
      <sshPrnamt>126233</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>126233</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>SMID RISNG ETF</titleOfClass>
    <cusip>33741X102</cusip>
    <value>586545</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22473</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>22473</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>33734H106</cusip>
    <value>8441099</value>
    <shrsOrPrnAmt>
      <sshPrnamt>211495</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>211495</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>375558103</cusip>
    <value>646662</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7533</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7533</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE MSCI TOTAL</titleOfClass>
    <cusip>46432F834</cusip>
    <value>1361380</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23511</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>23511</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE S&amp;P TTL STK</titleOfClass>
    <cusip>464287150</cusip>
    <value>1024241</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12078</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12078</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI USA MIN VOL</titleOfClass>
    <cusip>46429B697</cusip>
    <value>924593</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12824</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12824</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U S EQUITY FACTR</titleOfClass>
    <cusip>46434V282</cusip>
    <value>1795370</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46023</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>46023</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>494368103</cusip>
    <value>967298</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7068</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7068</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>539830109</cusip>
    <value>1711620</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3518</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3518</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>580135101</cusip>
    <value>1740094</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6603</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6603</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>65339F101</cusip>
    <value>835588</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9995</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9995</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NIKE INC</nameOfIssuer>
    <titleOfClass>CL B</titleOfClass>
    <cusip>654106103</cusip>
    <value>513107</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4385</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4385</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>681919106</cusip>
    <value>297974</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3622</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3622</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ORACLE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>68389X105</cusip>
    <value>423837</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5185</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5185</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>767204100</cusip>
    <value>517476</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7262</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7262</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SALESFORCE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>79466L302</cusip>
    <value>682495</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5140</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5140</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US SML CAP ETF</titleOfClass>
    <cusip>808524607</cusip>
    <value>1029643</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25399</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>25399</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>882508104</cusip>
    <value>527323</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3192</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3192</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>883556102</cusip>
    <value>733044</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1330</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1330</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
    <titleOfClass>MRNGSTR WDE MOAT</titleOfClass>
    <cusip>92189F643</cusip>
    <value>2321811</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35770</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>35770</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
    <titleOfClass>CONSUM STP ETF</titleOfClass>
    <cusip>92204A207</cusip>
    <value>6643618</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34679</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>34679</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>EXTEND MKT ETF</titleOfClass>
    <cusip>922908652</cusip>
    <value>519263</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3908</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3908</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
    <titleOfClass>SHORT TRM BOND</titleOfClass>
    <cusip>921937827</cusip>
    <value>212331</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2821</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2821</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>TOTAL STK MKT</titleOfClass>
    <cusip>922908769</cusip>
    <value>6868800</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35926</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>35926</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VISA INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>92826C839</cusip>
    <value>1317764</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6342</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6342</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
    <titleOfClass>PERP PFD CNV A</titleOfClass>
    <cusip>949746804</cusip>
    <value>1069654</value>
    <shrsOrPrnAmt>
      <sshPrnamt>902</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>902</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
    <titleOfClass>7.25%CNV PFD L</titleOfClass>
    <cusip>060505682</cusip>
    <value>914407</value>
    <shrsOrPrnAmt>
      <sshPrnamt>776</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>776</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>ENHAN SHRT MA AC</titleOfClass>
    <cusip>72201R833</cusip>
    <value>1635842</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16542</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16542</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>FINANCIAL</titleOfClass>
    <cusip>81369Y605</cusip>
    <value>1201620</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35097</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>35097</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEA LTD</nameOfIssuer>
    <titleOfClass>SPONSORD ADS</titleOfClass>
    <cusip>81141R100</cusip>
    <value>475710</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9143</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9143</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
    <titleOfClass>TOTAL BND MRKT</titleOfClass>
    <cusip>921937835</cusip>
    <value>1152307</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16039</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16039</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>025537101</cusip>
    <value>503464</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5302</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5302</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>030420103</cusip>
    <value>612974</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4022</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4022</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>053015103</cusip>
    <value>552155</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>14040H105</cusip>
    <value>219117</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2347</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2347</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808513105</cusip>
    <value>234758</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2820</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2820</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>194162103</cusip>
    <value>213587</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2715</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2715</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>20825C104</cusip>
    <value>418145</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3523</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3523</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CROWN CASTLE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>22822V101</cusip>
    <value>224210</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1653</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1653</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>244199105</cusip>
    <value>725042</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1686</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1686</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRAD FD VI</nameOfIssuer>
    <titleOfClass>ALT ABSLT STRG</titleOfClass>
    <cusip>33740Y101</cusip>
    <value>668684</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22340</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>22340</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>CLOUD COMPUTING</titleOfClass>
    <cusip>33734X192</cusip>
    <value>656334</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11393</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11393</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
    <cusip>33738R605</cusip>
    <value>1403979</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30153</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>30153</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>DOW 30 EQL WGT</titleOfClass>
    <cusip>33733A201</cusip>
    <value>700915</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24312</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>24312</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>DJ INTERNT IDX</titleOfClass>
    <cusip>33733E302</cusip>
    <value>1103301</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8959</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8959</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>ENERGY ALPHADX</titleOfClass>
    <cusip>33734X127</cusip>
    <value>8910775</value>
    <shrsOrPrnAmt>
      <sshPrnamt>521401</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>521401</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>EUROPE ALPHADEX</titleOfClass>
    <cusip>33737J117</cusip>
    <value>671790</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20876</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>20876</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>FINLS ALPHADEX</titleOfClass>
    <cusip>33734X135</cusip>
    <value>341673</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8342</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8342</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRAD FD VI</nameOfIssuer>
    <titleOfClass>FST TR GLB FD</titleOfClass>
    <cusip>33739H101</cusip>
    <value>640896</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26170</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>26170</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>HLTH CARE ALPH</titleOfClass>
    <cusip>33734X143</cusip>
    <value>485267</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4463</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4463</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>INDXX NAT RE ETF</titleOfClass>
    <cusip>33734X838</cusip>
    <value>338486</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24689</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>24689</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TRUST LRGCP GWT ALPHAD</nameOfIssuer>
    <titleOfClass>COM SHS</titleOfClass>
    <cusip>33735K108</cusip>
    <value>1483655</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16229</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16229</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
    <titleOfClass>COM SHS</titleOfClass>
    <cusip>33735J101</cusip>
    <value>2321036</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35269</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>35269</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
    <titleOfClass>COM SHS</titleOfClass>
    <cusip>33735B108</cusip>
    <value>381797</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4347</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4347</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR MORNINGSTAR DIVID L</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>336917109</cusip>
    <value>724875</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19827</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>19827</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>NASDAQ BK ETF</titleOfClass>
    <cusip>33738R860</cusip>
    <value>416426</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15894</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>15894</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>NASDQ OIL GAS</titleOfClass>
    <cusip>33738R845</cusip>
    <value>1513094</value>
    <shrsOrPrnAmt>
      <sshPrnamt>54091</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>54091</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>337344105</cusip>
    <value>344555</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3881</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3881</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>NY ARCA BIOTECH</titleOfClass>
    <cusip>33733E203</cusip>
    <value>386712</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2509</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2509</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>PFD SECS INC ETF</titleOfClass>
    <cusip>33739E108</cusip>
    <value>1634672</value>
    <shrsOrPrnAmt>
      <sshPrnamt>97302</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>97302</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>SENIOR LN FD</titleOfClass>
    <cusip>33738D309</cusip>
    <value>1996332</value>
    <shrsOrPrnAmt>
      <sshPrnamt>44768</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>44768</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>TCW UNCONSTRAI</titleOfClass>
    <cusip>33740F888</cusip>
    <value>6416494</value>
    <shrsOrPrnAmt>
      <sshPrnamt>266134</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>266134</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>TCW OPPORTUNIS</titleOfClass>
    <cusip>33740F805</cusip>
    <value>501347</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11415</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11415</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>WTR ETF</titleOfClass>
    <cusip>33733B100</cusip>
    <value>240613</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3032</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3032</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US EQ</titleOfClass>
    <cusip>33740F730</cusip>
    <value>272911</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8722</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8722</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT CBOE VEST US</titleOfClass>
    <cusip>33740F680</cusip>
    <value>3032143</value>
    <shrsOrPrnAmt>
      <sshPrnamt>98928</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>98928</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT CBOE EQTY BFR</titleOfClass>
    <cusip>33740U505</cusip>
    <value>587496</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18498</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>18498</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT CBOE DEEP BFR</titleOfClass>
    <cusip>33740U406</cusip>
    <value>1138172</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37183</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>37183</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US EQT</titleOfClass>
    <cusip>33740F631</cusip>
    <value>321946</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10599</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10599</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US DEP</titleOfClass>
    <cusip>33740U802</cusip>
    <value>274037</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9302</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9302</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US EQT</titleOfClass>
    <cusip>33740U786</cusip>
    <value>2322395</value>
    <shrsOrPrnAmt>
      <sshPrnamt>78049</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>78049</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>370334104</cusip>
    <value>488084</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5821</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5821</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>US INFR DEV ETF</titleOfClass>
    <cusip>37954Y673</cusip>
    <value>226595</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8509</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8509</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HUMANA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>444859102</cusip>
    <value>1278669</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2493</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2493</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO ACTVELY MNGD ETC FD</nameOfIssuer>
    <titleOfClass>OPTIMUM YIELD</titleOfClass>
    <cusip>46090F100</cusip>
    <value>1179429</value>
    <shrsOrPrnAmt>
      <sshPrnamt>79799</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>79799</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL HLT</titleOfClass>
    <cusip>46137V332</cusip>
    <value>377178</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1306</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1306</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>S&amp;P500 HDL VOL</titleOfClass>
    <cusip>46138E362</cusip>
    <value>435586</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9938</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9938</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
    <cusip>46138E354</cusip>
    <value>460463</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7206</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7206</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>S&amp;P 500 MOMNTM</titleOfClass>
    <cusip>46138E339</cusip>
    <value>211537</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3726</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3726</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>S&amp;P ULTRA DIVIDE</titleOfClass>
    <cusip>46138G656</cusip>
    <value>207291</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4758</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4758</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>0-5YR HI YL CP</titleOfClass>
    <cusip>46434V407</cusip>
    <value>235913</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5769</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5769</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE DIV GRWTH</titleOfClass>
    <cusip>46434V621</cusip>
    <value>2107277</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42146</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>42146</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE MSCI EAFE</titleOfClass>
    <cusip>46432F842</cusip>
    <value>751274</value>
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      <Shared>0</Shared>
      <None>12188</None>
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  <infoTable>
    <nameOfIssuer>ISHARES INC</nameOfIssuer>
    <titleOfClass>CORE MSCI EMKT</titleOfClass>
    <cusip>46434G103</cusip>
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      <None>12356</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
    <cusip>464287200</cusip>
    <value>47340675</value>
    <shrsOrPrnAmt>
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      <None>123134</None>
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  <infoTable>
    <nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
    <titleOfClass>GSCI CMDTY STGY</titleOfClass>
    <cusip>46431W853</cusip>
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      <None>11168</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>INTRM GOV CR ETF</titleOfClass>
    <cusip>464288612</cusip>
    <value>262707</value>
    <shrsOrPrnAmt>
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      <None>2564</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MBS ETF</titleOfClass>
    <cusip>464288588</cusip>
    <value>611000</value>
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    <nameOfIssuer>ISHARES INC</nameOfIssuer>
    <titleOfClass>MSCI EMERG MRKT</titleOfClass>
    <cusip>464286533</cusip>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI EMG MKT ETF</titleOfClass>
    <cusip>464287234</cusip>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI USA MMENTM</titleOfClass>
    <cusip>46432F396</cusip>
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    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI USA QLT FCT</titleOfClass>
    <cusip>46432F339</cusip>
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    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUS 1000 ETF</titleOfClass>
    <cusip>464287622</cusip>
    <value>483897</value>
    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUS 1000 VAL ETF</titleOfClass>
    <cusip>464287598</cusip>
    <value>37653046</value>
    <shrsOrPrnAmt>
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      <None>248255</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUS 2000 GRW ETF</titleOfClass>
    <cusip>464287648</cusip>
    <value>1156118</value>
    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUS MDCP VAL ETF</titleOfClass>
    <cusip>464287473</cusip>
    <value>360099</value>
    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>SELECT DIVID ETF</titleOfClass>
    <cusip>464287168</cusip>
    <value>226274</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1876</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>SHORT TREAS BD</titleOfClass>
    <cusip>464288679</cusip>
    <value>816712</value>
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      <None>7430</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>SHRT NAT MUN ETF</titleOfClass>
    <cusip>464288158</cusip>
    <value>5279196</value>
    <shrsOrPrnAmt>
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      <None>50630</None>
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    <nameOfIssuer>ISHARES SILVER TR</nameOfIssuer>
    <titleOfClass>ISHARES</titleOfClass>
    <cusip>46428Q109</cusip>
    <value>575004</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26163</sshPrnamt>
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      <None>26163</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>TIPS BD ETF</titleOfClass>
    <cusip>464287176</cusip>
    <value>994356</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9342</sshPrnamt>
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      <None>9342</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. ENERGY ETF</titleOfClass>
    <cusip>464287796</cusip>
    <value>236239</value>
    <shrsOrPrnAmt>
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      <None>5081</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>BLACKROCK ULTRA</titleOfClass>
    <cusip>46434V878</cusip>
    <value>219959</value>
    <shrsOrPrnAmt>
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      <None>4396</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. MED DVC ETF</titleOfClass>
    <cusip>464288810</cusip>
    <value>615098</value>
    <shrsOrPrnAmt>
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      <None>11701</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. REAL ES ETF</titleOfClass>
    <cusip>464287739</cusip>
    <value>288121</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3422</sshPrnamt>
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      <None>3422</None>
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  <infoTable>
    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>EQUITY PREMIUM</titleOfClass>
    <cusip>46641Q332</cusip>
    <value>206734</value>
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      <sshPrnamt>3757</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3757</None>
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  <infoTable>
    <nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>682680103</cusip>
    <value>218238</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3322</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3322</None>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR</nameOfIssuer>
    <titleOfClass>TRENDP US LAR CP</titleOfClass>
    <cusip>69374H105</cusip>
    <value>694173</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18516</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>18516</None>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR</nameOfIssuer>
    <titleOfClass>US CASH COWS 100</titleOfClass>
    <cusip>69374H881</cusip>
    <value>2158963</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46671</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>46671</None>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR</nameOfIssuer>
    <titleOfClass>PACER US SMALL</titleOfClass>
    <cusip>69374H857</cusip>
    <value>262260</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7265</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7265</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PIMCO EQUITY SER</nameOfIssuer>
    <titleOfClass>RAFI DYN MULTI</titleOfClass>
    <cusip>72202L371</cusip>
    <value>214633</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8303</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8303</None>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
    <cusip>74348A467</cusip>
    <value>550846</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6121</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6121</None>
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  <infoTable>
    <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
    <titleOfClass>COM STK</titleOfClass>
    <cusip>806857108</cusip>
    <value>326253</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6083</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6083</None>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US DIVIDEND EQ</titleOfClass>
    <cusip>808524797</cusip>
    <value>557501</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7380</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7380</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>SBI HEALTHCARE</titleOfClass>
    <cusip>81369Y209</cusip>
    <value>13416693</value>
    <shrsOrPrnAmt>
      <sshPrnamt>98737</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>98737</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>824348106</cusip>
    <value>1519865</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6404</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6404</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SNAP ON INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>833034101</cusip>
    <value>323271</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1415</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1415</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>BLOOMBERG 1-3 MO</titleOfClass>
    <cusip>78468R663</cusip>
    <value>632332</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6913</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6913</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>BLOOMBERG SHT TE</titleOfClass>
    <cusip>78468R408</cusip>
    <value>211166</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8711</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8711</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
    <titleOfClass>UT SER 1</titleOfClass>
    <cusip>78467X109</cusip>
    <value>2583951</value>
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      <None>7781</None>
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    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>PRTFLO S&amp;P500 HI</titleOfClass>
    <cusip>78468R788</cusip>
    <value>830641</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20986</sshPrnamt>
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      <None>20986</None>
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    <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
    <titleOfClass>TR UNIT</titleOfClass>
    <cusip>78462F103</cusip>
    <value>2981499</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7758</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>7758</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>AEROSPACE DEF</titleOfClass>
    <cusip>78464A631</cusip>
    <value>206108</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1873</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1873</None>
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    <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
    <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>376750</value>
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      <None>844</None>
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  <infoTable>
    <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>907818108</cusip>
    <value>588839</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2844</sshPrnamt>
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      <None>2844</None>
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    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>SBI INT-UTILS</titleOfClass>
    <cusip>81369Y886</cusip>
    <value>1326292</value>
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      <None>18813</None>
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    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
    <cusip>922908363</cusip>
    <value>47069021</value>
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      <sshPrnamt>133949</sshPrnamt>
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      <Shared>0</Shared>
      <None>133949</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
    <titleOfClass>DIV APP ETF</titleOfClass>
    <cusip>921908844</cusip>
    <value>4722114</value>
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      <sshPrnamt>31094</sshPrnamt>
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      <Shared>0</Shared>
      <None>31094</None>
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    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
    <titleOfClass>ALLWRLD EX US</titleOfClass>
    <cusip>922042775</cusip>
    <value>1383757</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27598</sshPrnamt>
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      <Shared>0</Shared>
      <None>27598</None>
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    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
    <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
    <cusip>922042858</cusip>
    <value>572445</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14687</sshPrnamt>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>14687</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
    <titleOfClass>HEALTH CAR ETF</titleOfClass>
    <cusip>92204A504</cusip>
    <value>336887</value>
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      <None>1358</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
    <titleOfClass>HIGH DIV YLD</titleOfClass>
    <cusip>921946406</cusip>
    <value>14390700</value>
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      <sshPrnamt>132987</sshPrnamt>
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      <None>132987</None>
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    <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
    <titleOfClass>INT-TERM CORP</titleOfClass>
    <cusip>92206C870</cusip>
    <value>823636</value>
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      <sshPrnamt>10588</sshPrnamt>
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      <None>10588</None>
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    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
    <titleOfClass>MEGA GRWTH IND</titleOfClass>
    <cusip>921910816</cusip>
    <value>762908</value>
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      <sshPrnamt>4434</sshPrnamt>
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      <None>4434</None>
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    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>SMALL CP ETF</titleOfClass>
    <cusip>922908751</cusip>
    <value>17432509</value>
    <shrsOrPrnAmt>
      <sshPrnamt>94965</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>94965</None>
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    <nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
    <titleOfClass>TAX EXEMPT BD</titleOfClass>
    <cusip>922907746</cusip>
    <value>417475</value>
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      <sshPrnamt>8436</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>8436</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>VALUE ETF</titleOfClass>
    <cusip>922908744</cusip>
    <value>1990367</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>14179</None>
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    <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
    <titleOfClass>VCSHS INTL HG DV</titleOfClass>
    <cusip>92647N881</cusip>
    <value>439099</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14986</sshPrnamt>
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      <None>14986</None>
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    <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
    <titleOfClass>VCSHS US SMCP HG</titleOfClass>
    <cusip>92647N873</cusip>
    <value>606968</value>
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      <sshPrnamt>11768</sshPrnamt>
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      <None>11768</None>
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  <infoTable>
    <nameOfIssuer>ZOETIS INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>98978V103</cusip>
    <value>218858</value>
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      <None>1493</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>VEST US EQTY BUF</titleOfClass>
    <cusip>33740F664</cusip>
    <value>204563</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6197</sshPrnamt>
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      <None>6197</None>
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  <infoTable>
    <nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>40412C101</cusip>
    <value>278343</value>
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      <sshPrnamt>1160</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1160</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>FLTG RATE NT ETF</titleOfClass>
    <cusip>46429B655</cusip>
    <value>1222859</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24297</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>24297</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P SML 600 GWT</titleOfClass>
    <cusip>464287887</cusip>
    <value>320209</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2963</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>2963</None>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US LCAP VA ETF</titleOfClass>
    <cusip>808524409</cusip>
    <value>692214</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10485</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10485</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>LARGE CAP ETF</titleOfClass>
    <cusip>922908637</cusip>
    <value>318893</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1831</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1831</None>
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  <infoTable>
    <nameOfIssuer>ADVISORSHARES TR</nameOfIssuer>
    <titleOfClass>RANGER EQUITY BE</titleOfClass>
    <cusip>00768Y412</cusip>
    <value>2434521</value>
    <shrsOrPrnAmt>
      <sshPrnamt>84679</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>84679</None>
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  <infoTable>
    <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>049560105</cusip>
    <value>454443</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>4055</None>
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  <infoTable>
    <nameOfIssuer>DOUBLELINE ETF TRUST</nameOfIssuer>
    <titleOfClass>SHILLER CAPE U S</titleOfClass>
    <cusip>25861R204</cusip>
    <value>1460573</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69518</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>69518</None>
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  <infoTable>
    <nameOfIssuer>FIDELITY COMWLTH TR</nameOfIssuer>
    <titleOfClass>NASDAQ COMPSIT</titleOfClass>
    <cusip>315912808</cusip>
    <value>277674</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6777</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6777</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT CBOE INTL EQT</titleOfClass>
    <cusip>33740F656</cusip>
    <value>1497627</value>
    <shrsOrPrnAmt>
      <sshPrnamt>75269</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>75269</None>
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  <infoTable>
    <nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
    <titleOfClass>INSPIRE 100 ETF</titleOfClass>
    <cusip>66538H534</cusip>
    <value>2771007</value>
    <shrsOrPrnAmt>
      <sshPrnamt>92552</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>92552</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>PURBTA 0 5 YR</titleOfClass>
    <cusip>46138E495</cusip>
    <value>1211427</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49669</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>49669</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>US AER DEF ETF</titleOfClass>
    <cusip>464288760</cusip>
    <value>510445</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4563</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4563</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TWO RDS SHARED TR</nameOfIssuer>
    <titleOfClass>LEADERSHARES EQT</titleOfClass>
    <cusip>90214Q683</cusip>
    <value>216664</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7819</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7819</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>INTER MUN BD ACT</titleOfClass>
    <cusip>72201R866</cusip>
    <value>3157924</value>
    <shrsOrPrnAmt>
      <sshPrnamt>61307</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>61307</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>MUNI INCOME OPP</titleOfClass>
    <cusip>72201R635</cusip>
    <value>2098361</value>
    <shrsOrPrnAmt>
      <sshPrnamt>48035</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>48035</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US LCAP GR ETF</titleOfClass>
    <cusip>808524300</cusip>
    <value>577474</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10394</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10394</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
    <titleOfClass>SPDR TR TACTIC</titleOfClass>
    <cusip>78467V848</cusip>
    <value>618853</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15456</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>15456</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
    <cusip>78464A201</cusip>
    <value>278462</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3855</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3855</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
    <titleOfClass>INTL HIGH ETF</titleOfClass>
    <cusip>921946794</cusip>
    <value>528847</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8878</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8878</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>SML CP GRW ETF</titleOfClass>
    <cusip>922908595</cusip>
    <value>903633</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4506</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4506</None>
    </votingAuthority>
  </infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
