<SEC-DOCUMENT>0000913760-25-000160.txt : 20250813
<SEC-HEADER>0000913760-25-000160.hdr.sgml : 20250813
<ACCEPTANCE-DATETIME>20250813115704
ACCESSION NUMBER:		0000913760-25-000160
CONFORMED SUBMISSION TYPE:	13F-HR/A
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230331
FILED AS OF DATE:		20250813
DATE AS OF CHANGE:		20250813
EFFECTIVENESS DATE:		20250813

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			StoneX Group Inc.
		CENTRAL INDEX KEY:			0000913760
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY & COMMODITY BROKERS, DEALERS, EXCHANGES & SERVICES [6200]
		ORGANIZATION NAME:           	09 Crypto Assets
		EIN:				592921318
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		13F-HR/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-17573
		FILM NUMBER:		251209910

	BUSINESS ADDRESS:	
		STREET 1:		230 PARK AVE
		STREET 2:		10TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10169
		BUSINESS PHONE:		212-485-3500

	MAIL ADDRESS:	
		STREET 1:		230 PARK AVE
		STREET 2:		10TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10169

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTL FCSTONE INC.
		DATE OF NAME CHANGE:	20110302

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTERNATIONAL ASSETS HOLDING CORP
		DATE OF NAME CHANGE:	19931020
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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      <liveTestFlag>LIVE</liveTestFlag>
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        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
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      <filer>
        <credentials>
          <cik>0000913760</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>03-31-2023</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>03-31-2023</reportCalendarOrQuarter>
      <isAmendment>true</isAmendment>
      <amendmentNo>2</amendmentNo>
      <amendmentInfo>
        <amendmentType>NEW HOLDINGS</amendmentType>
        <confDeniedExpired>false</confDeniedExpired>
      </amendmentInfo>
      <filingManager>
        <name>StoneX Group Inc.</name>
        <address>
          <ns1:street1>230 Park Ave</ns1:street1>
          <ns1:street2>10th Floor</ns1:street2>
          <ns1:city>New York</ns1:city>
          <ns1:stateOrCountry>NY</ns1:stateOrCountry>
          <ns1:zipCode>10169</ns1:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-17573</form13FFileNumber>
      <provideInfoForInstruction5>Y</provideInfoForInstruction5>
      <additionalInformation>During an internal review of StoneX Group Inc.'s Section 13(f) reporting practices we discovered the quarterly filings from Q4 2021 through Q1 2025 under-reported the total number of securities, shares and market values. The errors involved all Other Reporting Managers: StoneX Advisors Inc., StoneX Financial Inc., and Trust Advisory Group, Ltd.   The review identified four main causes:  1. Missing Market Making Accounts; Between Q4 2021 and Q4 2024, three market making accounts were inadvertently excluded from the Firm's filings.   2. Formula Error in Excel; From Q1 2022 to Q4 2022, the Firm mistakenly used "XLOOKUP" functionality instead of "SUMIF" in Excel causing only the first instance of a CUSIP to be counted.  3. Failure to Implement Rule Change; SEC Rule 87 FR 38943 requiring all dollar values to be rounded to the nearest dollar, rather than to the nearest one thousand dollars, was not properly implemented from Q4 2022 to Q1 2025.  4. Excel Scientific Notation Error; Between Q4 2021 and Q1 2025, CUSIPs with an "E" were inadvertently converted into scientific notation in Excel. This led to the misidentification of certain reportable securities.</additionalInformation>
    </coverPage>
    <signatureBlock>
      <name>John Calvano</name>
      <title>CCO, StoneX Advisors Inc. &amp; Trust Advisory Group Ltd.</title>
      <phone>2054143367</phone>
      <signature>John Calvano</signature>
      <city>Birmingham</city>
      <stateOrCountry>AL</stateOrCountry>
      <signatureDate>08-13-2025</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>2</otherIncludedManagersCount>
      <tableEntryTotal>440</tableEntryTotal>
      <tableValueTotal>168117099</tableValueTotal>
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            <name>StoneX Advisors Inc.</name>
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            <name>STONEX FINANCIAL INC.</name>
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<TYPE>INFORMATION TABLE
<SEQUENCE>2
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    <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>ULTRAPRO QQQ</titleOfClass>
    <cusip>74347X831</cusip>
    <value>426896</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>BLACK SPADE ACQUISITION CO</nameOfIssuer>
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    </votingAuthority>
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      <Sole>626</Sole>
      <Shared>0</Shared>
      <None>5897</None>
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  <infoTable>
    <nameOfIssuer>VISA INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>92826C839</cusip>
    <value>1586186</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7035</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>32</Sole>
      <Shared>0</Shared>
      <None>7003</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AMBEV SA</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>02319V103</cusip>
    <value>41454</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUS 1000 ETF</titleOfClass>
    <cusip>464287622</cusip>
    <value>515324</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2288</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>49</Sole>
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      <None>2239</None>
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  <infoTable>
    <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>883556102</cusip>
    <value>901802</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1564</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>68</Sole>
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      <None>1496</None>
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  <infoTable>
    <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>194162103</cusip>
    <value>220678</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2936</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>83</Sole>
      <Shared>0</Shared>
      <None>2853</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PPG INDS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>693506107</cusip>
    <value>496030</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3713</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>77</Sole>
      <Shared>0</Shared>
      <None>3636</None>
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  <infoTable>
    <nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>032654105</cusip>
    <value>582339</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2953</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2201</Sole>
      <Shared>0</Shared>
      <None>752</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DBX ETF TR</nameOfIssuer>
    <titleOfClass>XTRACK MSCI JAPN</titleOfClass>
    <cusip>233051507</cusip>
    <value>259168</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4871</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>56</Sole>
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      <None>4815</None>
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  <infoTable>
    <nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>237194105</cusip>
    <value>225749</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1456</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>69</Sole>
      <Shared>0</Shared>
      <None>1387</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SOUNDHOUND AI INC</nameOfIssuer>
    <titleOfClass>CLASS A COM</titleOfClass>
    <cusip>836100107</cusip>
    <value>28986</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10502</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10502</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VIRTUS STONE HBR EMG MKTS TO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>86164W100</cusip>
    <value>58595</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10712</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10712</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CLEARSIGN TECHNOLOGIES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>185064102</cusip>
    <value>11731</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P INS ETF</titleOfClass>
    <cusip>78464A789</cusip>
    <value>431071</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10952</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10952</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BIT BROTHER LIMITED</nameOfIssuer>
    <titleOfClass>SHS NEW CL A ORD</titleOfClass>
    <cusip>G1144D125</cusip>
    <value>8977</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10438</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10438</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
    <cusip>46138E354</cusip>
    <value>451963</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7243</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>37</Sole>
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      <None>7206</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FASTENAL CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>311900104</cusip>
    <value>276575</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5127</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>98</Sole>
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      <None>5029</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US EQT</titleOfClass>
    <cusip>33740U208</cusip>
    <value>266718</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7374</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>831</Sole>
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      <None>6543</None>
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  <infoTable>
    <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
    <titleOfClass>COM STK</titleOfClass>
    <cusip>806857108</cusip>
    <value>486995</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9889</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>4182</Sole>
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      <None>5707</None>
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  <infoTable>
    <nameOfIssuer>ADAMAS ONE CORP</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>00548H101</cusip>
    <value>12284</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>14800</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI ACWI EX US</titleOfClass>
    <cusip>464288240</cusip>
    <value>241948</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4961</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>4961</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SOFI TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>83406F102</cusip>
    <value>62545</value>
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      <sshPrnamt>10304</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>5323</Sole>
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      <None>4981</None>
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  <infoTable>
    <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
    <titleOfClass>CL B</titleOfClass>
    <cusip>35671D857</cusip>
    <value>375156</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9170</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>81</Sole>
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      <None>9089</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI EAFE MIN VL</titleOfClass>
    <cusip>46429B689</cusip>
    <value>520020</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7687</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>19</Sole>
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      <None>7668</None>
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  <infoTable>
    <nameOfIssuer>IM CANNABIS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>44969Q307</cusip>
    <value>7225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10091</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>10091</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>PORTFOLIO S&amp;P600</titleOfClass>
    <cusip>78468R853</cusip>
    <value>212975</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5639</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>39</Sole>
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      <None>5600</None>
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  <infoTable>
    <nameOfIssuer>JACKSON FINANCIAL INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>46817M107</cusip>
    <value>410986</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10986</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1501</Sole>
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      <None>9485</None>
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  <infoTable>
    <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>37045V100</cusip>
    <value>236719</value>
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      <sshPrnamt>6454</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>740</Sole>
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      <None>5714</None>
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  <infoTable>
    <nameOfIssuer>UPSTART HLDGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91680M107</cusip>
    <value>187502</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>9978</Sole>
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      <None>1822</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CENTRAL PUERTO S A</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>155038201</cusip>
    <value>70314</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12997</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12997</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>209115104</cusip>
    <value>206873</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2162</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>69</Sole>
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      <None>2093</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SHAPEWAYS HOLDINGS INC</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>81947T102</cusip>
    <value>4669</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13605</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>13605</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WARNER BROS DISCOVERY INC</nameOfIssuer>
    <titleOfClass>COM SER A</titleOfClass>
    <cusip>934423104</cusip>
    <value>279666</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18546</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>8566</Sole>
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      <None>9980</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>27829C105</cusip>
    <value>87886</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10877</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10877</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DLY S&amp;P500 BR 3X</titleOfClass>
    <cusip>25460E265</cusip>
    <value>229291</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12947</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12947</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ENERGY VAULT HOLDINGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29280W109</cusip>
    <value>30816</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AMERICAN AIRLS GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>02376R102</cusip>
    <value>213429</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14470</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>13221</Sole>
      <Shared>0</Shared>
      <None>1249</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>INDXX NEXTG ETF</titleOfClass>
    <cusip>33737K205</cusip>
    <value>305593</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4399</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>658</Sole>
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      <None>3741</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
    <titleOfClass>SHORT TRM BOND</titleOfClass>
    <cusip>921937827</cusip>
    <value>223978</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2928</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>758</Sole>
      <Shared>0</Shared>
      <None>2170</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO DB COMMDY INDX TRCK</nameOfIssuer>
    <titleOfClass>UNIT</titleOfClass>
    <cusip>46138B103</cusip>
    <value>260404</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10969</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>10003</Sole>
      <Shared>0</Shared>
      <None>966</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL WGT</titleOfClass>
    <cusip>46137V357</cusip>
    <value>343170</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2373</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>170</Sole>
      <Shared>0</Shared>
      <None>2203</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MODERNA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>60770K107</cusip>
    <value>217203</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1412</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>46</Sole>
      <Shared>0</Shared>
      <None>1366</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NEW GOLD INC CDA</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>644535106</cusip>
    <value>11253</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10230</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10230</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MRGSTR MD CP GRW</titleOfClass>
    <cusip>464288307</cusip>
    <value>286133</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4971</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1336</Sole>
      <Shared>0</Shared>
      <None>3635</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P MC 400GR ETF</titleOfClass>
    <cusip>464287606</cusip>
    <value>225204</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3149</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>62</Sole>
      <Shared>0</Shared>
      <None>3087</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR ABRDN GBL OPP INCM</nameOfIssuer>
    <titleOfClass>COM SHS</titleOfClass>
    <cusip>337319107</cusip>
    <value>70964</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11847</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11847</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CHURCHILL DOWNS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>171484108</cusip>
    <value>427731</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1664</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>94</Sole>
      <Shared>0</Shared>
      <None>1570</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91324P102</cusip>
    <value>2282219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4829</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>8</Sole>
      <Shared>0</Shared>
      <None>4821</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>882508104</cusip>
    <value>668782</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3595</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>21</Sole>
      <Shared>0</Shared>
      <None>3574</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MBS ETF</titleOfClass>
    <cusip>464288588</cusip>
    <value>624868</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6596</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>13</Sole>
      <Shared>0</Shared>
      <None>6583</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>GRWT ALLOCAT ETF</titleOfClass>
    <cusip>464289867</cusip>
    <value>462327</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9241</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>3501</Sole>
      <Shared>0</Shared>
      <None>5740</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
    <cusip>78464A839</cusip>
    <value>331391</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5015</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>24</Sole>
      <Shared>0</Shared>
      <None>4991</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>PORTFOLIO AGRGTE</titleOfClass>
    <cusip>78464A649</cusip>
    <value>323494</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12543</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>4743</Sole>
      <Shared>0</Shared>
      <None>7800</None>
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  <infoTable>
    <nameOfIssuer>BEST BUY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>086516101</cusip>
    <value>374881</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4781</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>4226</Sole>
      <Shared>0</Shared>
      <None>555</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>007903107</cusip>
    <value>814495</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8327</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>5375</Sole>
      <Shared>0</Shared>
      <None>2952</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>071813109</cusip>
    <value>276777</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6817</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>5910</Sole>
      <Shared>0</Shared>
      <None>907</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>681919106</cusip>
    <value>372187</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3917</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>74</Sole>
      <Shared>0</Shared>
      <None>3843</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P MC 400VL ETF</titleOfClass>
    <cusip>464287705</cusip>
    <value>503368</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4898</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>3010</Sole>
      <Shared>0</Shared>
      <None>1888</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>REAL ESTATE ETF</titleOfClass>
    <cusip>922908553</cusip>
    <value>215348</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2593</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>21</Sole>
      <Shared>0</Shared>
      <None>2572</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>038222105</cusip>
    <value>909927</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7408</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>53</Sole>
      <Shared>0</Shared>
      <None>7355</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MORNINGSTAR GRWT</titleOfClass>
    <cusip>464287119</cusip>
    <value>329219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5947</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>3142</Sole>
      <Shared>0</Shared>
      <None>2805</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INTUIT</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>461202103</cusip>
    <value>340780</value>
    <shrsOrPrnAmt>
      <sshPrnamt>764</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>17</Sole>
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      <None>747</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IMPERIAL OIL LTD</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>453038408</cusip>
    <value>284280</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5566</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>88</Sole>
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      <None>5478</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT CBOE VEST US</titleOfClass>
    <cusip>33740F615</cusip>
    <value>284714</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9220</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>4269</Sole>
      <Shared>0</Shared>
      <None>4951</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GDL FD</nameOfIssuer>
    <titleOfClass>COM SH BEN IT</titleOfClass>
    <cusip>361570104</cusip>
    <value>109692</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13982</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>11982</Sole>
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      <None>2000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
    <titleOfClass>US LRG CP MLTFCT</titleOfClass>
    <cusip>35473P801</cusip>
    <value>223452</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>77</Sole>
      <Shared>0</Shared>
      <None>5323</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EA SERIES TRUST</nameOfIssuer>
    <titleOfClass>BRIDGEWAY BLUE</titleOfClass>
    <cusip>02072L714</cusip>
    <value>103779</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11700</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GROVE COLLABORATIVE HOLD INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>39957D102</cusip>
    <value>4690</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10707</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10707</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VIRGIN ORBIT HOLDINGS INC</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>92771A101</cusip>
    <value>2198</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10990</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10990</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US BRD MKT ETF</titleOfClass>
    <cusip>808524102</cusip>
    <value>213189</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4455</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>98</Sole>
      <Shared>0</Shared>
      <None>4357</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AMC ENTMT HLDGS INC</nameOfIssuer>
    <titleOfClass>CL A COM</titleOfClass>
    <cusip>00165C104</cusip>
    <value>85431</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17052</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>14020</Sole>
      <Shared>0</Shared>
      <None>3032</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>0-5YR HI YL CP</titleOfClass>
    <cusip>46434V407</cusip>
    <value>293647</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7045</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1677</Sole>
      <Shared>0</Shared>
      <None>5368</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ETF MANAGERS TR</nameOfIssuer>
    <titleOfClass>ETFMG ALTR HRVST</titleOfClass>
    <cusip>26924G508</cusip>
    <value>45814</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13019</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>6130</Sole>
      <Shared>0</Shared>
      <None>6889</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US TIPS ETF</titleOfClass>
    <cusip>808524870</cusip>
    <value>437384</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8159</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>68</Sole>
      <Shared>0</Shared>
      <None>8091</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>931427108</cusip>
    <value>273682</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7914</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2960</Sole>
      <Shared>0</Shared>
      <None>4954</None>
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  </infoTable>
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    <nameOfIssuer>LOWES COS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>548661107</cusip>
    <value>1241994</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6211</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>116</Sole>
      <Shared>0</Shared>
      <None>6095</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>US AER DEF ETF</titleOfClass>
    <cusip>464288760</cusip>
    <value>539383</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4688</sshPrnamt>
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      <Sole>1</Sole>
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      <None>4687</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>DJ INTERNT IDX</titleOfClass>
    <cusip>33733E302</cusip>
    <value>794613</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5376</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>30</Sole>
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      <None>5346</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE S&amp;P US GWT</titleOfClass>
    <cusip>464287671</cusip>
    <value>229126</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2581</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>1922</Sole>
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      <None>659</None>
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    <nameOfIssuer>RENAISSANCE CAP GREENWICH FD</nameOfIssuer>
    <titleOfClass>IPO ETF</titleOfClass>
    <cusip>759937204</cusip>
    <value>212454</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7261</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>35</Sole>
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      <None>7226</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. MED DVC ETF</titleOfClass>
    <cusip>464288810</cusip>
    <value>324401</value>
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      <sshPrnamt>6010</sshPrnamt>
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      <Sole>246</Sole>
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      <None>5764</None>
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  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DLY SCOND 3XBU</titleOfClass>
    <cusip>25459W458</cusip>
    <value>260830</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14253</sshPrnamt>
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      <Sole>14253</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>COHEN &amp; STEERS QUALITY INCOM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>19247L106</cusip>
    <value>189421</value>
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      <sshPrnamt>15891</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>6306</Sole>
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      <None>9585</None>
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  <infoTable>
    <nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>426281101</cusip>
    <value>204532</value>
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      <sshPrnamt>1357</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>37</Sole>
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      <None>1320</None>
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  <infoTable>
    <nameOfIssuer>SNAP ON INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>833034101</cusip>
    <value>546391</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2213</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>63</Sole>
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      <None>2150</None>
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  <infoTable>
    <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
    <titleOfClass>SPDR TR TACTIC</titleOfClass>
    <cusip>78467V848</cusip>
    <value>655413</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15974</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>8314</Sole>
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      <None>7660</None>
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  <infoTable>
    <nameOfIssuer>CONTEXTLOGIC INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>21077C107</cusip>
    <value>4784</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10731</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10731</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>TALKSPACE INC</nameOfIssuer>
    <titleOfClass>*W EXP 06/21/202</titleOfClass>
    <cusip>87427V111</cusip>
    <value>2225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25281</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25281</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>NAVIOS MARITIME HOLDINGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>Y62197119</cusip>
    <value>26064</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14400</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
    <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>537655</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1171</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>315</Sole>
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      <None>856</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>0-5 YR TIPS ETF</titleOfClass>
    <cusip>46429B747</cusip>
    <value>595532</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6002</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1669</Sole>
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      <None>4333</None>
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  <infoTable>
    <nameOfIssuer>CONX CORP</nameOfIssuer>
    <titleOfClass>*W EXP 10/30/202</titleOfClass>
    <cusip>212873111</cusip>
    <value>12577</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>69600</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ORLA MNG LTD NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>68634K106</cusip>
    <value>48450</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>10200</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>FINLS ALPHADEX</titleOfClass>
    <cusip>33734X135</cusip>
    <value>317731</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8511</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>237</Sole>
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      <None>8274</None>
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  <infoTable>
    <nameOfIssuer>PIMCO EQUITY SER</nameOfIssuer>
    <titleOfClass>RAFI DYN MULTI</titleOfClass>
    <cusip>72202L371</cusip>
    <value>223609</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8109</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>59</Sole>
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      <None>8050</None>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>ULTRAPRO SHT QQQ</titleOfClass>
    <cusip>74347G432</cusip>
    <value>240312</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8185</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>8185</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>10X CAP VENTURE ACQSTN CORP</nameOfIssuer>
    <titleOfClass>*W EXP 04/19/202</titleOfClass>
    <cusip>G87076116</cusip>
    <value>1273</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10030</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10030</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75886F107</cusip>
    <value>274438</value>
    <shrsOrPrnAmt>
      <sshPrnamt>334</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>96</Sole>
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      <None>238</None>
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  <infoTable>
    <nameOfIssuer>SIBANYE STILLWATER LTD</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>82575P107</cusip>
    <value>112020</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13464</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13464</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SEA LTD</nameOfIssuer>
    <titleOfClass>SPONSORD ADS</titleOfClass>
    <cusip>81141R100</cusip>
    <value>805434</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9306</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>2</Sole>
      <Shared>0</Shared>
      <None>9304</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>1-5 US TIP IDX</titleOfClass>
    <cusip>72201R205</cusip>
    <value>523103</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10249</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>5772</Sole>
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      <None>4477</None>
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  <infoTable>
    <nameOfIssuer>ETSY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29786A106</cusip>
    <value>469367</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4216</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2303</Sole>
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      <None>1913</None>
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  <infoTable>
    <nameOfIssuer>ANAVEX LIFE SCIENCES CORP</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>032797300</cusip>
    <value>119063</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13893</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>13893</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
    <titleOfClass>JUNIOR GOLD MINE</titleOfClass>
    <cusip>92189F791</cusip>
    <value>274367</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6946</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>83</Sole>
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      <None>6863</None>
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  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>SP BIOTCH BL NEW</titleOfClass>
    <cusip>25490K323</cusip>
    <value>50367</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10258</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10258</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GXO LOGISTICS INCORPORATED</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>36262G101</cusip>
    <value>323903</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6419</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>406</Sole>
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      <None>6013</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>7-10 YR TRSY BD</titleOfClass>
    <cusip>464287440</cusip>
    <value>226572</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2286</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>33</Sole>
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      <None>2253</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>BLOOMBERG HIGH Y</titleOfClass>
    <cusip>78468R622</cusip>
    <value>241393</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2601</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>1350</Sole>
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      <None>1251</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GOLAR LNG LTD</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G9456A100</cusip>
    <value>255398</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11824</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>11649</Sole>
      <Shared>0</Shared>
      <None>175</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>14040H105</cusip>
    <value>202781</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2109</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>20</Sole>
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      <None>2089</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
    <titleOfClass>HEALTH CAR ETF</titleOfClass>
    <cusip>92204A504</cusip>
    <value>341520</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1432</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>77</Sole>
      <Shared>0</Shared>
      <None>1355</None>
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  <infoTable>
    <nameOfIssuer>NOVARTIS AG</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>66987V109</cusip>
    <value>217449</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2364</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>88</Sole>
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    <nameOfIssuer>CERUS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>157085101</cusip>
    <value>37758</value>
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      <sshPrnamt>12713</sshPrnamt>
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      <Sole>8084</Sole>
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      <None>4629</None>
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  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>SBI INT-INDS</titleOfClass>
    <cusip>81369Y704</cusip>
    <value>863202</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8531</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>86</Sole>
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      <None>8445</None>
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  <infoTable>
    <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>452308109</cusip>
    <value>406847</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1663</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>82</Sole>
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      <None>1581</None>
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  <infoTable>
    <nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>025537101</cusip>
    <value>635929</value>
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      <sshPrnamt>6989</sshPrnamt>
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      <Sole>3</Sole>
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      <None>6986</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
    <cusip>464287408</cusip>
    <value>868801</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5725</sshPrnamt>
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      <Sole>867</Sole>
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      <None>4858</None>
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  <infoTable>
    <nameOfIssuer>SEABRIDGE GOLD INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>811916105</cusip>
    <value>177842</value>
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      <sshPrnamt>13733</sshPrnamt>
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      <Sole>13233</Sole>
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      <None>500</None>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>ULTRASHRT S&amp;P500</titleOfClass>
    <cusip>74347G416</cusip>
    <value>277232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6936</sshPrnamt>
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      <Sole>6936</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>256677105</cusip>
    <value>564457</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2682</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>867</Sole>
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      <None>1815</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
    <titleOfClass>MEGA GRWTH IND</titleOfClass>
    <cusip>921910816</cusip>
    <value>923546</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4516</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>65</Sole>
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      <None>4451</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>INTRM GOV CR ETF</titleOfClass>
    <cusip>464288612</cusip>
    <value>269166</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2576</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>64</Sole>
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      <None>2512</None>
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  <infoTable>
    <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
    <titleOfClass>N Y REGISTRY SHS</titleOfClass>
    <cusip>N07059210</cusip>
    <value>324382</value>
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      <sshPrnamt>477</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>73</Sole>
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      <None>404</None>
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    <nameOfIssuer>HIGH TIDE INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>42981E401</cusip>
    <value>17008</value>
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      <sshPrnamt>12460</sshPrnamt>
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      <Sole>12460</Sole>
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      <None>0</None>
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    <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>009158106</cusip>
    <value>340618</value>
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      <sshPrnamt>1179</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>2</Sole>
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      <None>1177</None>
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  <infoTable>
    <nameOfIssuer>CROWN CASTLE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>22822V101</cusip>
    <value>378233</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2826</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>241</Sole>
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      <None>2585</None>
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  <infoTable>
    <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>70450Y103</cusip>
    <value>1047881</value>
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      <sshPrnamt>13799</sshPrnamt>
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      <Sole>4434</Sole>
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      <None>9365</None>
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    <nameOfIssuer>ENERGIZER HLDGS INC NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29272W109</cusip>
    <value>320906</value>
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      <sshPrnamt>9248</sshPrnamt>
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      <Sole>9248</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>NIKE INC</nameOfIssuer>
    <titleOfClass>CL B</titleOfClass>
    <cusip>654106103</cusip>
    <value>602063</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4896</sshPrnamt>
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      <Sole>80</Sole>
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      <None>4816</None>
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  <infoTable>
    <nameOfIssuer>YUNJI INC</nameOfIssuer>
    <titleOfClass>ADS RP CL A</titleOfClass>
    <cusip>98873N107</cusip>
    <value>5227</value>
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      <sshPrnamt>13400</sshPrnamt>
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      <Sole>13400</Sole>
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      <None>0</None>
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    <nameOfIssuer>TANGO THERAPEUTICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87583X109</cusip>
    <value>42893</value>
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      <sshPrnamt>10859</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>PROSPECTOR CAPITAL CORP</nameOfIssuer>
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    <cusip>G7273A113</cusip>
    <value>2839</value>
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      <sshPrnamt>31539</sshPrnamt>
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      <Sole>31364</Sole>
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    <nameOfIssuer>NIO INC</nameOfIssuer>
    <titleOfClass>SPON ADS</titleOfClass>
    <cusip>62914V106</cusip>
    <value>191219</value>
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      <sshPrnamt>18194</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74340W103</cusip>
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      <sshPrnamt>1804</sshPrnamt>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
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    <cusip>33740F664</cusip>
    <value>220149</value>
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      <sshPrnamt>6281</sshPrnamt>
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      <None>4100</None>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
    <cusip>74348A467</cusip>
    <value>610165</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6687</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>AIRBNB INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>009066101</cusip>
    <value>279402</value>
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      <sshPrnamt>2246</sshPrnamt>
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      <None>2190</None>
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    <nameOfIssuer>GAMCO NAT RES GOLD &amp; INCOME</nameOfIssuer>
    <titleOfClass>SH BEN INT</titleOfClass>
    <cusip>36465E101</cusip>
    <value>53825</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10371</sshPrnamt>
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      <None>2510</None>
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    <nameOfIssuer>DOLPHIN ENTMT INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>25686H209</cusip>
    <value>26245</value>
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    <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
    <titleOfClass>SHS CLASS A</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>770987</value>
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      <sshPrnamt>2698</sshPrnamt>
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      <None>2640</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. ENERGY ETF</titleOfClass>
    <cusip>464287796</cusip>
    <value>248092</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5671</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>RIOT PLATFORMS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>767292105</cusip>
    <value>136683</value>
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    <nameOfIssuer>AXON ENTERPRISE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>05464C101</cusip>
    <value>201466</value>
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      <None>823</None>
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    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P REGL BKG</titleOfClass>
    <cusip>78464A698</cusip>
    <value>404167</value>
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      <sshPrnamt>9215</sshPrnamt>
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    <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>824348106</cusip>
    <value>1661265</value>
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    <nameOfIssuer>AUTOZONE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>053332102</cusip>
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    <nameOfIssuer>LLOYDS BANKING GROUP PLC</nameOfIssuer>
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    <cusip>539439109</cusip>
    <value>32410</value>
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    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
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    <cusip>921910840</cusip>
    <value>824303</value>
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      <sshPrnamt>8160</sshPrnamt>
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    <nameOfIssuer>PROQR THRAPEUTICS N V</nameOfIssuer>
    <titleOfClass>SHS EURO</titleOfClass>
    <cusip>N71542109</cusip>
    <value>31737</value>
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  <infoTable>
    <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>370334104</cusip>
    <value>479712</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5613</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>40</Sole>
      <Shared>0</Shared>
      <None>5573</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BIRD GLOBAL INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>09077J107</cusip>
    <value>4199</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CASEYS GEN STORES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>147528103</cusip>
    <value>247828</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>42</Sole>
      <Shared>0</Shared>
      <None>1103</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>907818108</cusip>
    <value>799372</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3972</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>19</Sole>
      <Shared>0</Shared>
      <None>3953</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES INC</nameOfIssuer>
    <titleOfClass>MSCI GERMANY ETF</titleOfClass>
    <cusip>464286806</cusip>
    <value>234937</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8255</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>8255</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>EOG RES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26875P101</cusip>
    <value>242051</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2111</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>68</Sole>
      <Shared>0</Shared>
      <None>2043</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>832696405</cusip>
    <value>399562</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2539</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>14</Sole>
      <Shared>0</Shared>
      <None>2525</None>
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  <infoTable>
    <nameOfIssuer>WATSCO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>942622200</cusip>
    <value>275450</value>
    <shrsOrPrnAmt>
      <sshPrnamt>866</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>33</Sole>
      <Shared>0</Shared>
      <None>833</None>
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  <infoTable>
    <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>20825C104</cusip>
    <value>376001</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3768</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>43</Sole>
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      <None>3725</None>
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  <infoTable>
    <nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>532457108</cusip>
    <value>1942446</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5656</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>3</Sole>
      <Shared>0</Shared>
      <None>5653</None>
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  <infoTable>
    <nameOfIssuer>NOKIA CORP</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>654902204</cusip>
    <value>106489</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21688</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>14659</Sole>
      <Shared>0</Shared>
      <None>7029</None>
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  <infoTable>
    <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92939U106</cusip>
    <value>217418</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2294</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>18</Sole>
      <Shared>0</Shared>
      <None>2276</None>
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  <infoTable>
    <nameOfIssuer>CADIZ INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>127537207</cusip>
    <value>56705</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14036</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14036</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
    <titleOfClass>UTILITIES ETF</titleOfClass>
    <cusip>92204A876</cusip>
    <value>210305</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1426</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>338</Sole>
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      <None>1088</None>
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  <infoTable>
    <nameOfIssuer>HONEST CO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>438333106</cusip>
    <value>20455</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11364</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11364</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>539830109</cusip>
    <value>1958931</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4144</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>83</Sole>
      <Shared>0</Shared>
      <None>4061</None>
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  <infoTable>
    <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
    <titleOfClass>UNIT SER 1</titleOfClass>
    <cusip>46090E103</cusip>
    <value>6618709</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20606</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>1411</Sole>
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      <None>19195</None>
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  <infoTable>
    <nameOfIssuer>SUNRISE NEW ENERGY CO LTD</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G3932F106</cusip>
    <value>39022</value>
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      <sshPrnamt>13887</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>13887</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US EQ</titleOfClass>
    <cusip>33740F730</cusip>
    <value>249465</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7638</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>88</Sole>
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      <None>7550</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>AEROSPACE DEF</titleOfClass>
    <cusip>78464A631</cusip>
    <value>239489</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2048</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>82</Sole>
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      <None>1966</None>
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  <infoTable>
    <nameOfIssuer>FREYR BATTERY</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>L4135L100</cusip>
    <value>122424</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13771</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13771</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>494368103</cusip>
    <value>1312601</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9697</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>5</Sole>
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      <None>9692</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>NASDAQ 100 ETF</titleOfClass>
    <cusip>46138G649</cusip>
    <value>330553</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2504</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>1662</Sole>
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      <None>842</None>
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  <infoTable>
    <nameOfIssuer>PHILLIPS EDISON &amp; CO INC</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>71844V201</cusip>
    <value>222575</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6804</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>71</Sole>
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      <None>6733</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>291011104</cusip>
    <value>810209</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9298</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>82</Sole>
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      <None>9216</None>
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  <infoTable>
    <nameOfIssuer>TWO RDS SHARED TR</nameOfIssuer>
    <titleOfClass>LEADERSHARES EQT</titleOfClass>
    <cusip>90214Q683</cusip>
    <value>267575</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9232</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>928</Sole>
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      <None>8304</None>
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  <infoTable>
    <nameOfIssuer>CROWDSTRIKE HLDGS INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>22788C105</cusip>
    <value>1301362</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9481</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2844</Sole>
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      <None>6637</None>
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  <infoTable>
    <nameOfIssuer>FIDELITY COMWLTH TR</nameOfIssuer>
    <titleOfClass>NASDAQ COMPSIT</titleOfClass>
    <cusip>315912808</cusip>
    <value>329050</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6862</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>74</Sole>
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      <None>6788</None>
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  <infoTable>
    <nameOfIssuer>IMMUNOPRECISE ANTIBODIES LTD</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>45257F200</cusip>
    <value>31318</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11306</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>11306</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>31620M106</cusip>
    <value>610485</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11237</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>9968</Sole>
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      <None>1269</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>337344105</cusip>
    <value>693940</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6896</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>3277</Sole>
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      <None>3619</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LIGHTWAVE LOGIC INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>532275104</cusip>
    <value>60668</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>ISHS 1-5YR INVS</titleOfClass>
    <cusip>464288646</cusip>
    <value>306903</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6072</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>63</Sole>
      <Shared>0</Shared>
      <None>6009</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS ETF TR</nameOfIssuer>
    <titleOfClass>ACCES TREASURY</titleOfClass>
    <cusip>381430529</cusip>
    <value>342379</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3419</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1877</Sole>
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      <None>1542</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI USA VALUE</titleOfClass>
    <cusip>46432F388</cusip>
    <value>909951</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9828</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>82</Sole>
      <Shared>0</Shared>
      <None>9746</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>26441C204</cusip>
    <value>952621</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9870</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>7</Sole>
      <Shared>0</Shared>
      <None>9863</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CF ACQUISITION CORP IV</nameOfIssuer>
    <titleOfClass>*W EXP 12/31/202</titleOfClass>
    <cusip>12520T110</cusip>
    <value>3007</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30065</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>30065</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>US EQTY OPPT ETF</titleOfClass>
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    <nameOfIssuer>JAWS MUSTANG ACQUISITION COR</nameOfIssuer>
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    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>FALN ANGLS USD</titleOfClass>
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    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
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    <nameOfIssuer>ETF MANAGERS TR</nameOfIssuer>
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    <cusip>26924G102</cusip>
    <value>115025</value>
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    <nameOfIssuer>PPL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>RAVE RESTAURANT GROUP INC</nameOfIssuer>
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    <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
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    <cusip>09247X101</cusip>
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      <sshPrnamt>1662</sshPrnamt>
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    <nameOfIssuer>NUCOR CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>670346105</cusip>
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      <sshPrnamt>2618</sshPrnamt>
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    <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>28176E108</cusip>
    <value>222461</value>
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      <sshPrnamt>2689</sshPrnamt>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>TIPS BD ETF</titleOfClass>
    <cusip>464287176</cusip>
    <value>1028358</value>
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      <sshPrnamt>9328</sshPrnamt>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUS 2000 VAL ETF</titleOfClass>
    <cusip>464287630</cusip>
    <value>247772</value>
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      <sshPrnamt>1808</sshPrnamt>
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    <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>855244109</cusip>
    <value>715587</value>
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      <sshPrnamt>6872</sshPrnamt>
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      <None>6417</None>
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    <nameOfIssuer>BLACKBERRY LTD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09228F103</cusip>
    <value>63115</value>
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      <sshPrnamt>13841</sshPrnamt>
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    <nameOfIssuer>IT TECH PACKAGING INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>46527C209</cusip>
    <value>3996</value>
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      <sshPrnamt>10654</sshPrnamt>
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    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>LARGE CAP ETF</titleOfClass>
    <cusip>922908637</cusip>
    <value>378408</value>
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      <sshPrnamt>2026</sshPrnamt>
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    <nameOfIssuer>BRIDGETOWN HOLDINGS LTD</nameOfIssuer>
    <titleOfClass>UNIT 10/15/2025</titleOfClass>
    <cusip>G1355U105</cusip>
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      <sshPrnamt>15600</sshPrnamt>
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    <nameOfIssuer>ADIT EDTECH ACQUISITION CORP</nameOfIssuer>
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    <nameOfIssuer>EDIFY ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 11/25/202</titleOfClass>
    <cusip>28059Q111</cusip>
    <value>3763</value>
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      <sshPrnamt>125000</sshPrnamt>
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    <nameOfIssuer>PHOENIX BIOTECH ACQUISITION</nameOfIssuer>
    <titleOfClass>*W EXP 09/01/202</titleOfClass>
    <cusip>71902K113</cusip>
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    <nameOfIssuer>TENX KEANE ACQUISITION</nameOfIssuer>
    <titleOfClass>ORD SHS</titleOfClass>
    <cusip>G8708L104</cusip>
    <value>188209</value>
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      <sshPrnamt>18202</sshPrnamt>
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    <nameOfIssuer>CASCADIA ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 09/30/202</titleOfClass>
    <cusip>14739D118</cusip>
    <value>6248</value>
    <shrsOrPrnAmt>
      <sshPrnamt>61981</sshPrnamt>
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    <nameOfIssuer>AFTERNEXT HEALTHTECH ACQUISI</nameOfIssuer>
    <titleOfClass>SHS CL A</titleOfClass>
    <cusip>G01109100</cusip>
    <value>204400</value>
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      <sshPrnamt>20000</sshPrnamt>
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    <nameOfIssuer>ENPHYS ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 99/99/999</titleOfClass>
    <cusip>G3167L117</cusip>
    <value>3600</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>RF ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 05/01/202</titleOfClass>
    <cusip>74954L112</cusip>
    <value>2062</value>
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      <sshPrnamt>68743</sshPrnamt>
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    <nameOfIssuer>ALSP ORCHID ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 11/30/202</titleOfClass>
    <cusip>G0231L123</cusip>
    <value>2174</value>
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      <sshPrnamt>56325</sshPrnamt>
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      <Sole>56325</Sole>
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      <None>0</None>
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    <nameOfIssuer>SENIOR CONNECT ACQUISITN COR</nameOfIssuer>
    <titleOfClass>*W EXP 12/31/202</titleOfClass>
    <cusip>81723H116</cusip>
    <value>3003</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>77000</Sole>
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      <None>0</None>
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    <nameOfIssuer>PRIME IMPACT ACQUISITION I</nameOfIssuer>
    <titleOfClass>*W EXP 10/01/203</titleOfClass>
    <cusip>G61074129</cusip>
    <value>1479</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36972</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>36972</Sole>
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      <None>0</None>
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    <nameOfIssuer>AURORA ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 03/02/202</titleOfClass>
    <cusip>G0698L129</cusip>
    <value>1140</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35200</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>35200</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>BLACK SPADE ACQUISITION CO</nameOfIssuer>
    <titleOfClass>SHS CL A</titleOfClass>
    <cusip>G11537100</cusip>
    <value>136796</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>13320</Sole>
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      <None>0</None>
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    <nameOfIssuer>TRISTAR ACQUISITION I CORP</nameOfIssuer>
    <titleOfClass>*W EXP 99/99/999</titleOfClass>
    <cusip>G9074V114</cusip>
    <value>1733</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>17500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SEMPER PARATUS ACQUISITION C</nameOfIssuer>
    <titleOfClass>*W EXP 11/04/202</titleOfClass>
    <cusip>G8028L131</cusip>
    <value>5211</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65134</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>65134</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GOAL ACQUISITIONS CORP</nameOfIssuer>
    <titleOfClass>*W EXP 02/11/202</titleOfClass>
    <cusip>38021H115</cusip>
    <value>3180</value>
    <shrsOrPrnAmt>
      <sshPrnamt>106008</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>106008</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CONSTELLATION ACQUISITN CORP</nameOfIssuer>
    <titleOfClass>*W EXP 01/29/202</titleOfClass>
    <cusip>G2R18K113</cusip>
    <value>919</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10400</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>CHURCHILL CAPITAL CORP VI</nameOfIssuer>
    <titleOfClass>*W EXP 02/17/202</titleOfClass>
    <cusip>17143W119</cusip>
    <value>3850</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>35000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>GENESIS GRWT TECH ACQUSTN CO</nameOfIssuer>
    <titleOfClass>*W EXP 99/99/999</titleOfClass>
    <cusip>G3R23D128</cusip>
    <value>3391</value>
    <shrsOrPrnAmt>
      <sshPrnamt>192667</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>DISRUPTIVE ACQUISITION CORP</nameOfIssuer>
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      <None>0</None>
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    <nameOfIssuer>AP ACQUISITION CORP</nameOfIssuer>
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    <value>253200</value>
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    <nameOfIssuer>TRAJECTORY ALPHA ACQUISITION</nameOfIssuer>
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    <cusip>89301B104</cusip>
    <value>209100</value>
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    <nameOfIssuer>EXCELFIN ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 10/25/202</titleOfClass>
    <cusip>30069X110</cusip>
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    <nameOfIssuer>BLOCKCHAIN COINVSTRS ACQ CRP</nameOfIssuer>
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    <cusip>G11765115</cusip>
    <value>2805</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25000</sshPrnamt>
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    <nameOfIssuer>SUSTAINABLE DEVELP ACQU I CO</nameOfIssuer>
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    <cusip>86934L111</cusip>
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      <sshPrnamt>30000</sshPrnamt>
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    <nameOfIssuer>ARISZ ACQUISITION CORP</nameOfIssuer>
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    <cusip>040450116</cusip>
    <value>819</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25038</sshPrnamt>
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    <nameOfIssuer>CHURCHILL CAPITAL CORP VII</nameOfIssuer>
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    <cusip>17144M110</cusip>
    <value>4288</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35000</sshPrnamt>
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    <nameOfIssuer>BLUERIVER ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 01/04/202</titleOfClass>
    <cusip>G1261Q115</cusip>
    <value>2033</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77000</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>SLAM CORP</nameOfIssuer>
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    <cusip>G8210L121</cusip>
    <value>4393</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19100</sshPrnamt>
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    <nameOfIssuer>HH&amp;L ACQUISITION CO</nameOfIssuer>
    <titleOfClass>*W EXP 02/04/202</titleOfClass>
    <cusip>G39714129</cusip>
    <value>1644</value>
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      <sshPrnamt>27400</sshPrnamt>
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      <Sole>27400</Sole>
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      <None>0</None>
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    <nameOfIssuer>NEW PROVIDENCE ACQSITN CORP</nameOfIssuer>
    <titleOfClass>CLASS A COM</titleOfClass>
    <cusip>64823D102</cusip>
    <value>130000</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12500</sshPrnamt>
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    <otherManager>2</otherManager>
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    <nameOfIssuer>DIGITAL TRANSFORMATN OPT COR</nameOfIssuer>
    <titleOfClass>*W EXP 03/31/202</titleOfClass>
    <cusip>25401K115</cusip>
    <value>2253</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45063</sshPrnamt>
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    <nameOfIssuer>LATCH INC</nameOfIssuer>
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    <cusip>51818V114</cusip>
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      <sshPrnamt>10971</sshPrnamt>
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    <nameOfIssuer>TORTOISEECOFIN ACQUISITION C</nameOfIssuer>
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    <cusip>G8956E208</cusip>
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    <nameOfIssuer>GLOBAL PARTNER ACQISTN CORP</nameOfIssuer>
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    <cusip>G3934P128</cusip>
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    <cusip>384272118</cusip>
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    <shrsOrPrnAmt>
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    <nameOfIssuer>RMG ACQUISITION CORP III</nameOfIssuer>
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    <cusip>G76088122</cusip>
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      <sshPrnamt>22900</sshPrnamt>
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    <nameOfIssuer>WAVERLEY CAPITAL ACQUIS CORP</nameOfIssuer>
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      <sshPrnamt>20571</sshPrnamt>
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    <nameOfIssuer>PRIVETERRA ACQUISITION CORP</nameOfIssuer>
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    <cusip>74275N110</cusip>
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      <sshPrnamt>50542</sshPrnamt>
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    <nameOfIssuer>STONEBRIDGE ACQUISITION CORP</nameOfIssuer>
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    <cusip>G85094129</cusip>
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    <cusip>380799114</cusip>
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      <sshPrnamt>43025</sshPrnamt>
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    <cusip>670865112</cusip>
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      <sshPrnamt>23030</sshPrnamt>
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    <cusip>G1889L126</cusip>
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    <cusip>46064T110</cusip>
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    <cusip>G0703K116</cusip>
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    <cusip>G49667119</cusip>
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    <nameOfIssuer>BURTECH ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 12/18/202</titleOfClass>
    <cusip>123013112</cusip>
    <value>630</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
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      <None>0</None>
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    <nameOfIssuer>THUNDER BRIDGE CAP PRTNRS II</nameOfIssuer>
    <titleOfClass>*W EXP 02/01/202</titleOfClass>
    <cusip>88605T118</cusip>
    <value>1441</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12000</Sole>
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      <None>0</None>
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    <nameOfIssuer>CHURCHILL CAPITAL CORP VII</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>17144M102</cusip>
    <value>561492</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55374</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>55374</Sole>
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      <None>0</None>
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    <nameOfIssuer>TWIN RIDGE CAPITAL ACQUIS CO</nameOfIssuer>
    <titleOfClass>*W EXP 03/07/202</titleOfClass>
    <cusip>G9151L120</cusip>
    <value>2961</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42300</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>42300</Sole>
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      <None>0</None>
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    <nameOfIssuer>PERCEPTION CAPITAL CORP II</nameOfIssuer>
    <titleOfClass>*W EXP 10/25/202</titleOfClass>
    <cusip>G7007D110</cusip>
    <value>2750</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25000</Sole>
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      <None>0</None>
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    <nameOfIssuer>PORTAGE FINTECH ACQUISITN CO</nameOfIssuer>
    <titleOfClass>CLASS A ORD SHS</titleOfClass>
    <cusip>G7185D106</cusip>
    <value>358050</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>35000</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPORTSMAP TECH ACQUISITIN CO</nameOfIssuer>
    <titleOfClass>*W EXP 09/01/202</titleOfClass>
    <cusip>84921J116</cusip>
    <value>540</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17700</sshPrnamt>
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    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>17700</Sole>
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      <None>0</None>
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    <nameOfIssuer>PEPPERLIME HEALTH ACQUSTN CO</nameOfIssuer>
    <titleOfClass>*W EXP 10/01/202</titleOfClass>
    <cusip>G70021111</cusip>
    <value>951</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10000</Sole>
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      <None>0</None>
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    <nameOfIssuer>ATHENA TECHNOLOGY ACQ CORP I</nameOfIssuer>
    <titleOfClass>*W EXP 10/17/202</titleOfClass>
    <cusip>04687C113</cusip>
    <value>1747</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19385</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>19385</Sole>
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      <None>0</None>
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    <nameOfIssuer>KERNEL GROUP HOLDINGS INC</nameOfIssuer>
    <titleOfClass>*W EXP 02/02/202</titleOfClass>
    <cusip>G5259L129</cusip>
    <value>1610</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>14000</Sole>
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      <None>0</None>
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    <nameOfIssuer>NEWCOURT ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 01/22/202</titleOfClass>
    <cusip>G6448C129</cusip>
    <value>2900</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>100000</Sole>
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      <None>0</None>
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    <nameOfIssuer>TALON 1 ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 07/30/202</titleOfClass>
    <cusip>G86656116</cusip>
    <value>900</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <nameOfIssuer>FTAC ZEUS ACQUISITION COR</nameOfIssuer>
    <titleOfClass>*W EXP 04/15/202</titleOfClass>
    <cusip>30320F114</cusip>
    <value>4230</value>
    <shrsOrPrnAmt>
      <sshPrnamt>141000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>141000</Sole>
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      <None>0</None>
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    <nameOfIssuer>BANNER ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 09/07/202</titleOfClass>
    <cusip>06654K119</cusip>
    <value>523</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20920</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>20920</Sole>
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      <None>0</None>
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    <nameOfIssuer>COLOMBIER ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 99/99/999</titleOfClass>
    <cusip>19533H116</cusip>
    <value>2693</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12450</Sole>
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      <None>0</None>
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    <nameOfIssuer>ONYX ACQUISITION CO I</nameOfIssuer>
    <titleOfClass>*W EXP 11/30/202</titleOfClass>
    <cusip>G6755Q117</cusip>
    <value>3270</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>30000</Sole>
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      <None>0</None>
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    <nameOfIssuer>INTELLIGENT MEDI ACQSITN COR</nameOfIssuer>
    <titleOfClass>*W EXP 11/05/202</titleOfClass>
    <cusip>45828D114</cusip>
    <value>1341</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29162</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>29162</Sole>
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      <None>0</None>
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    <nameOfIssuer>SCULPTOR ACQUISITION CORP I</nameOfIssuer>
    <titleOfClass>*W EXP 99/99/999</titleOfClass>
    <cusip>G7T983111</cusip>
    <value>4960</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49600</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>FUTURE HEALTH ESG CORP</nameOfIssuer>
    <titleOfClass>*W EXP 99/99/999</titleOfClass>
    <cusip>36118W110</cusip>
    <value>9288</value>
    <shrsOrPrnAmt>
      <sshPrnamt>172001</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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    <nameOfIssuer>ANZU SPECIAL ACQUISITIN CORP</nameOfIssuer>
    <titleOfClass>*W EXP 01/27/202</titleOfClass>
    <cusip>03737A119</cusip>
    <value>7075</value>
    <shrsOrPrnAmt>
      <sshPrnamt>228233</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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    <nameOfIssuer>M3 BRIGADE ACQUISITION II CO</nameOfIssuer>
    <titleOfClass>*W EXP 03/09/202</titleOfClass>
    <cusip>553800111</cusip>
    <value>3049</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30094</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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    <nameOfIssuer>10X CAPITAL VENTURE ACQ III</nameOfIssuer>
    <titleOfClass>*W EXP 06/30/202</titleOfClass>
    <cusip>G87077114</cusip>
    <value>2284</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30620</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>30620</Sole>
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    <nameOfIssuer>HEALTHCARE AI ACQUISITION CO</nameOfIssuer>
    <titleOfClass>CLASS A ORD SHS</titleOfClass>
    <cusip>G4373K109</cusip>
    <value>550568</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52787</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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    <nameOfIssuer>SPRINGBIG HOLDINGS INC</nameOfIssuer>
    <titleOfClass>*W EXP 06/14/202</titleOfClass>
    <cusip>85021Q116</cusip>
    <value>611</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19900</sshPrnamt>
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    <nameOfIssuer>FRONTIER INVESTMENT CORP</nameOfIssuer>
    <titleOfClass>CLASS A ORD SHS</titleOfClass>
    <cusip>G36816109</cusip>
    <value>102200</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>BIOPLUS ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>CLASS A ORD SHS</titleOfClass>
    <cusip>G11217117</cusip>
    <value>444744</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42600</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>OCCIDENTAL PETE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>674599105</cusip>
    <value>5053389</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80942</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>002824100</cusip>
    <value>940344</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>ALBEMARLE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>012653101</cusip>
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    <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>025816109</cusip>
    <value>391242</value>
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    <nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>030420103</cusip>
    <value>627937</value>
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    <nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>039483102</cusip>
    <value>244427</value>
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    <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>049560105</cusip>
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    <nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>053015103</cusip>
    <value>726634</value>
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    <nameOfIssuer>BANK AMERICA CORP</nameOfIssuer>
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      <None>8082</None>
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    <nameOfIssuer>BLOCK INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>852234103</cusip>
    <value>659589</value>
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      <None>9608</None>
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    <nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>863667101</cusip>
    <value>463466</value>
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      <None>1619</None>
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    <nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>871607107</cusip>
    <value>247973</value>
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      <sshPrnamt>642</sshPrnamt>
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      <None>642</None>
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    <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>872590104</cusip>
    <value>463778</value>
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      <None>3202</None>
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    <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>892356106</cusip>
    <value>364817</value>
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      <sshPrnamt>1552</sshPrnamt>
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      <None>1552</None>
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    <nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>902494103</cusip>
    <value>254948</value>
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      <None>4298</None>
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    <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
    <titleOfClass>INTL HIGH ETF</titleOfClass>
    <cusip>921946794</cusip>
    <value>499771</value>
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      <None>8067</None>
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    <nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
    <titleOfClass>TAX EXEMPT BD</titleOfClass>
    <cusip>922907746</cusip>
    <value>308450</value>
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      <None>6089</None>
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    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>MCAP VL IDXVIP</titleOfClass>
    <cusip>922908512</cusip>
    <value>513213</value>
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      <None>3828</None>
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    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>SML CP GRW ETF</titleOfClass>
    <cusip>922908595</cusip>
    <value>976672</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4513</sshPrnamt>
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      <Sole>0</Sole>
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      <None>4513</None>
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    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>EXTEND MKT ETF</titleOfClass>
    <cusip>922908652</cusip>
    <value>546668</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3899</sshPrnamt>
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      <None>3899</None>
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    <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
    <titleOfClass>PERP PFD CNV A</titleOfClass>
    <cusip>949746804</cusip>
    <value>1136224</value>
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      <sshPrnamt>966</sshPrnamt>
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      <None>966</None>
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    <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75513E101</cusip>
    <value>810998</value>
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      <None>8281</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>CAP STRENGTH ETF</titleOfClass>
    <cusip>33733E104</cusip>
    <value>6843790</value>
    <shrsOrPrnAmt>
      <sshPrnamt>93830</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>93830</None>
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  <infoTable>
    <nameOfIssuer>TARGET CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87612E106</cusip>
    <value>952314</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5750</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>5750</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>PFD SECS INC ETF</titleOfClass>
    <cusip>33739E108</cusip>
    <value>1423789</value>
    <shrsOrPrnAmt>
      <sshPrnamt>89210</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>89210</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>S&amp;P SMLCP ENGY</titleOfClass>
    <cusip>46138E164</cusip>
    <value>242818</value>
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      <sshPrnamt>26194</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>26194</None>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
    <titleOfClass>AUTNMUS TECHNLGY</titleOfClass>
    <cusip>00214Q203</cusip>
    <value>204083</value>
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      <sshPrnamt>4060</sshPrnamt>
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      <None>4060</None>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
    <titleOfClass>NEXT GNRTN INTER</titleOfClass>
    <cusip>00214Q401</cusip>
    <value>362516</value>
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      <sshPrnamt>6765</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>6765</None>
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  <infoTable>
    <nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00724F101</cusip>
    <value>571108</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1482</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1482</None>
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  <infoTable>
    <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>03027X100</cusip>
    <value>871720</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4266</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4266</None>
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  <infoTable>
    <nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>11133T103</cusip>
    <value>219259</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1488</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1488</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>14448C104</cusip>
    <value>235341</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5144</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5144</None>
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  <infoTable>
    <nameOfIssuer>CHENIERE ENERGY INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>16411R208</cusip>
    <value>289729</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1838</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1838</None>
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  <infoTable>
    <nameOfIssuer>CONSTELLATION ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>21037T109</cusip>
    <value>201886</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2572</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2572</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>22160K105</cusip>
    <value>2520533</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5073</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5073</None>
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  <infoTable>
    <nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25179M103</cusip>
    <value>496618</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9813</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9813</None>
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    <nameOfIssuer>EQUINIX INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29444U700</cusip>
    <value>347899</value>
    <shrsOrPrnAmt>
      <sshPrnamt>482</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>482</None>
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    <nameOfIssuer>ESSENTIAL UTILS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29670G102</cusip>
    <value>265635</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6086</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6086</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>30303M102</cusip>
    <value>914010</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4318</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4318</None>
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  <infoTable>
    <nameOfIssuer>FEDEX CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>31428X106</cusip>
    <value>586248</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2553</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2553</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>WTR ETF</titleOfClass>
    <cusip>33733B100</cusip>
    <value>253620</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3033</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3033</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT CBOE VEST US</titleOfClass>
    <cusip>33740F474</cusip>
    <value>241791</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7972</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7972</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>US EQT DEEP DUFR</titleOfClass>
    <cusip>33740F771</cusip>
    <value>299646</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8911</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8911</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE EQT BUFER</titleOfClass>
    <cusip>33740F847</cusip>
    <value>206716</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5498</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5498</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US DEP</titleOfClass>
    <cusip>33740U802</cusip>
    <value>271389</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9150</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
    <titleOfClass>MORNSTAR UPSTR</titleOfClass>
    <cusip>33939L407</cusip>
    <value>354389</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8383</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8383</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>US INFR DEV ETF</titleOfClass>
    <cusip>37954Y673</cusip>
    <value>241306</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8512</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8512</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>40412C101</cusip>
    <value>306532</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1163</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1163</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INTELLIA THERAPEUTICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>45826J105</cusip>
    <value>275239</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7385</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7385</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>AEROSPACE DEFN</titleOfClass>
    <cusip>46137V100</cusip>
    <value>207294</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2573</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2573</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL HLT</titleOfClass>
    <cusip>46137V332</cusip>
    <value>380110</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1307</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1307</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>S&amp;P 500 GARP ETF</titleOfClass>
    <cusip>46137V431</cusip>
    <value>302474</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3546</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3546</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>DWA TECHNOLOGY</titleOfClass>
    <cusip>46137V811</cusip>
    <value>473184</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3619</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3619</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>DWA INDLS MUMT</titleOfClass>
    <cusip>46137V845</cusip>
    <value>274612</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2895</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2895</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI USA QLT FCT</titleOfClass>
    <cusip>46432F339</cusip>
    <value>641659</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5172</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5172</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI USA MMENTM</titleOfClass>
    <cusip>46432F396</cusip>
    <value>387691</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2788</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2788</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>BLACKROCK ULTRA</titleOfClass>
    <cusip>46434V878</cusip>
    <value>221314</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4404</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4404</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>EQUITY PREMIUM</titleOfClass>
    <cusip>46641Q332</cusip>
    <value>245258</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4492</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4492</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>ULTRA SHRT INC</titleOfClass>
    <cusip>46641Q837</cusip>
    <value>239664</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4763</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4763</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>55261F104</cusip>
    <value>245539</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2053</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2053</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>57636Q104</cusip>
    <value>1154951</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3178</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3178</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NETFLIX INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>64110L106</cusip>
    <value>1168759</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3383</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3383</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NEXTERA ENERGY PARTNERS LP</nameOfIssuer>
    <titleOfClass>COM UNIT PART IN</titleOfClass>
    <cusip>65341B106</cusip>
    <value>402675</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6628</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6628</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ORACLE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>68389X105</cusip>
    <value>478087</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5145</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>BROAD US TIPS</titleOfClass>
    <cusip>72201R403</cusip>
    <value>401035</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7187</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7187</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74460D109</cusip>
    <value>653406</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2163</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2163</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78409V104</cusip>
    <value>393194</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1141</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1141</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
    <titleOfClass>GOLD SHS</titleOfClass>
    <cusip>78463V107</cusip>
    <value>1434063</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7827</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7827</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
    <cusip>78464A201</cusip>
    <value>279756</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3793</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3793</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
    <cusip>78464A300</cusip>
    <value>353018</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4634</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4634</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P SEMICNDCTR</titleOfClass>
    <cusip>78464A862</cusip>
    <value>259941</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1246</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1246</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P BIOTECH</titleOfClass>
    <cusip>78464A870</cusip>
    <value>567636</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7448</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7448</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
    <titleOfClass>UT SER 1</titleOfClass>
    <cusip>78467X109</cusip>
    <value>2509630</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7526</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7526</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>BLOOMBERG SHT TE</titleOfClass>
    <cusip>78468R408</cusip>
    <value>211813</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8527</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8527</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SALESFORCE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>79466L302</cusip>
    <value>963153</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4827</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4827</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>3M CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88579Y101</cusip>
    <value>520675</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4954</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4954</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91913Y100</cusip>
    <value>1310493</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9393</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9393</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
    <titleOfClass>TOTAL INT BD ETF</titleOfClass>
    <cusip>92203J407</cusip>
    <value>287607</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5883</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5883</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
    <titleOfClass>INF TECH ETF</titleOfClass>
    <cusip>92204A702</cusip>
    <value>433182</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1124</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1124</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
    <titleOfClass>SHRT TRM CORP BD</titleOfClass>
    <cusip>92206C409</cusip>
    <value>732179</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9605</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9605</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92532F100</cusip>
    <value>303727</value>
    <shrsOrPrnAmt>
      <sshPrnamt>964</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>964</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>94106L109</cusip>
    <value>299534</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1836</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1836</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
    <titleOfClass>CLOUD COMPUTNG</titleOfClass>
    <cusip>97717Y691</cusip>
    <value>242708</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8172</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8172</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ZOETIS INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>98978V103</cusip>
    <value>359041</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2157</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2157</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G29183103</cusip>
    <value>204293</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1192</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1192</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LINDE PLC</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G54950103</cusip>
    <value>217473</value>
    <shrsOrPrnAmt>
      <sshPrnamt>615</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>615</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>527371</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6487</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6487</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>STERIS PLC</nameOfIssuer>
    <titleOfClass>SHS USD</titleOfClass>
    <cusip>G8473T100</cusip>
    <value>224587</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1174</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1174</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>N6596X109</cusip>
    <value>243564</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1299</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1299</None>
    </votingAuthority>
  </infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
