<SEC-DOCUMENT>0000913760-25-000164.txt : 20250813
<SEC-HEADER>0000913760-25-000164.hdr.sgml : 20250813
<ACCEPTANCE-DATETIME>20250813121915
ACCESSION NUMBER:		0000913760-25-000164
CONFORMED SUBMISSION TYPE:	13F-HR/A
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230930
FILED AS OF DATE:		20250813
DATE AS OF CHANGE:		20250813
EFFECTIVENESS DATE:		20250813

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			StoneX Group Inc.
		CENTRAL INDEX KEY:			0000913760
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY & COMMODITY BROKERS, DEALERS, EXCHANGES & SERVICES [6200]
		ORGANIZATION NAME:           	09 Crypto Assets
		EIN:				592921318
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		13F-HR/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-17573
		FILM NUMBER:		251210012

	BUSINESS ADDRESS:	
		STREET 1:		230 PARK AVE
		STREET 2:		10TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10169
		BUSINESS PHONE:		212-485-3500

	MAIL ADDRESS:	
		STREET 1:		230 PARK AVE
		STREET 2:		10TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10169

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTL FCSTONE INC.
		DATE OF NAME CHANGE:	20110302

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTERNATIONAL ASSETS HOLDING CORP
		DATE OF NAME CHANGE:	19931020
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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  <schemaVersion>X0202</schemaVersion>
  <headerData>
    <submissionType>13F-HR/A</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000913760</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>09-30-2023</periodOfReport>
    </filerInfo>
  </headerData>
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    <coverPage>
      <reportCalendarOrQuarter>09-30-2023</reportCalendarOrQuarter>
      <isAmendment>true</isAmendment>
      <amendmentNo>2</amendmentNo>
      <amendmentInfo>
        <amendmentType>NEW HOLDINGS</amendmentType>
        <confDeniedExpired>false</confDeniedExpired>
      </amendmentInfo>
      <filingManager>
        <name>StoneX Group Inc.</name>
        <address>
          <ns1:street1>230 Park Ave</ns1:street1>
          <ns1:street2>10th Floor</ns1:street2>
          <ns1:city>New York</ns1:city>
          <ns1:stateOrCountry>NY</ns1:stateOrCountry>
          <ns1:zipCode>10169</ns1:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-17573</form13FFileNumber>
      <provideInfoForInstruction5>Y</provideInfoForInstruction5>
      <additionalInformation>During an internal review of StoneX Group Inc.'s Section 13(f) reporting practices we discovered the quarterly filings from Q4 2021 through Q1 2025 under-reported the total number of securities, shares and market values. The errors involved all Other Reporting Managers: StoneX Advisors Inc., StoneX Financial Inc., and Trust Advisory Group, Ltd.   The review identified four main causes:  1. Missing Market Making Accounts; Between Q4 2021 and Q4 2024, three market making accounts were inadvertently excluded from the Firm's filings.   2. Formula Error in Excel; From Q1 2022 to Q4 2022, the Firm mistakenly used "XLOOKUP" functionality instead of "SUMIF" in Excel causing only the first instance of a CUSIP to be counted.  3. Failure to Implement Rule Change; SEC Rule 87 FR 38943 requiring all dollar values to be rounded to the nearest dollar, rather than to the nearest one thousand dollars, was not properly implemented from Q4 2022 to Q1 2025.  4. Excel Scientific Notation Error; Between Q4 2021 and Q1 2025, CUSIPs with an "E" were inadvertently converted into scientific notation in Excel. This led to the misidentification of certain reportable securities.</additionalInformation>
    </coverPage>
    <signatureBlock>
      <name>John Calvano</name>
      <title>CCO, StoneX Advisors Inc. &amp; Trust Advisory Group Ltd.</title>
      <phone>2054143367</phone>
      <signature>John Calvano</signature>
      <city>Birmingham</city>
      <stateOrCountry>AL</stateOrCountry>
      <signatureDate>08-13-2025</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>2</otherIncludedManagersCount>
      <tableEntryTotal>400</tableEntryTotal>
      <tableValueTotal>180833921</tableValueTotal>
      <otherManagers2Info>
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          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <cik>0001650393</cik>
            <form13FFileNumber>028-17766</form13FFileNumber>
            <name>StoneX Advisors Inc.</name>
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          <otherManager>
            <cik>0001070092</cik>
            <form13FFileNumber>028-21283</form13FFileNumber>
            <name>STONEX FINANCIAL INC.</name>
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      </otherManagers2Info>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
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    <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
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    <value>476769</value>
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    <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>459200101</cusip>
    <value>872472</value>
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    <shrsOrPrnAmt>
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    <nameOfIssuer>LIVE OAK CRESTVIEW CLIMATE A</nameOfIssuer>
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    <value>3218</value>
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    <cusip>29103K118</cusip>
    <value>2135</value>
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    <nameOfIssuer>GOAL ACQUISITIONS CORP</nameOfIssuer>
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    <cusip>38021H115</cusip>
    <value>662</value>
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    <nameOfIssuer>SHOULDERUP TECHNOLOGY ACQUIS</nameOfIssuer>
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    <cusip>82537G112</cusip>
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      <sshPrnamt>27250</sshPrnamt>
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    <nameOfIssuer>JUNIPER II CORP</nameOfIssuer>
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    <cusip>48203N111</cusip>
    <value>102</value>
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      <sshPrnamt>39200</sshPrnamt>
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    <nameOfIssuer>ENPHYS ACQUISITION CORP</nameOfIssuer>
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    <cusip>G3167L117</cusip>
    <value>5141</value>
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      <sshPrnamt>73442</sshPrnamt>
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    <nameOfIssuer>FEDEX CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>31428X106</cusip>
    <value>661777</value>
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      <sshPrnamt>2486</sshPrnamt>
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    <nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>670928100</cusip>
    <value>87592</value>
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      <sshPrnamt>10587</sshPrnamt>
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    <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75513E101</cusip>
    <value>1423032</value>
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      <sshPrnamt>19773</sshPrnamt>
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    <nameOfIssuer>VIRTUS TOTAL RETURN FD INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92835W107</cusip>
    <value>72000</value>
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      <sshPrnamt>15000</sshPrnamt>
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      <Sole>15000</Sole>
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      <None>0</None>
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    <nameOfIssuer>AIRSPAN NETWORKS HOLDINGS IN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00951K104</cusip>
    <value>1864</value>
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      <sshPrnamt>12429</sshPrnamt>
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    <nameOfIssuer>FUBOTV INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>35953D104</cusip>
    <value>40050</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
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    <otherManager>2</otherManager>
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      <None>0</None>
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    <nameOfIssuer>MSP RECOVERY INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>553745100</cusip>
    <value>3222</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>15000</Sole>
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    <nameOfIssuer>PROSHARES TR II</nameOfIssuer>
    <titleOfClass>ULSHT BLOOMB OIL</titleOfClass>
    <cusip>74347Y797</cusip>
    <value>214135</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12731</sshPrnamt>
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    <otherManager>2</otherManager>
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      <Sole>12731</Sole>
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      <None>0</None>
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    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>SHT TM US TRES</titleOfClass>
    <cusip>808524862</cusip>
    <value>212679</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4441</sshPrnamt>
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    <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
    <titleOfClass>SHRT TRM CORP BD</titleOfClass>
    <cusip>92206C409</cusip>
    <value>665847</value>
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      <sshPrnamt>8860</sshPrnamt>
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      <Sole>1404</Sole>
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      <None>7456</None>
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    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
    <cusip>78464A763</cusip>
    <value>806230</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7010</sshPrnamt>
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      <Sole>212</Sole>
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      <None>6798</None>
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    <nameOfIssuer>MARVELL TECHNOLOGY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>573874104</cusip>
    <value>287428</value>
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      <sshPrnamt>5310</sshPrnamt>
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      <Sole>816</Sole>
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    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>PFD ETF</titleOfClass>
    <cusip>46138E511</cusip>
    <value>153010</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13974</sshPrnamt>
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    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>ULTRAPRO SHT QQQ</titleOfClass>
    <cusip>74347G432</cusip>
    <value>294111</value>
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    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>CAP STRENGTH ETF</titleOfClass>
    <cusip>33733E104</cusip>
    <value>8094970</value>
    <shrsOrPrnAmt>
      <sshPrnamt>109941</sshPrnamt>
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    <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
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    <cusip>33735B108</cusip>
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    <nameOfIssuer>ENTHUSIAST GAMING HLDGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29385B109</cusip>
    <value>4995</value>
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    <nameOfIssuer>SHELL PLC</nameOfIssuer>
    <titleOfClass>SPON ADS</titleOfClass>
    <cusip>780259305</cusip>
    <value>343736</value>
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    <nameOfIssuer>MELCO RESORTS AND ENTMNT LTD</nameOfIssuer>
    <titleOfClass>ADR</titleOfClass>
    <cusip>585464100</cusip>
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    <nameOfIssuer>ARAVIVE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>03890D108</cusip>
    <value>1654</value>
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      <sshPrnamt>12531</sshPrnamt>
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      <Sole>12531</Sole>
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    <nameOfIssuer>TINGO GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>55328R109</cusip>
    <value>11711</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11425</sshPrnamt>
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    <nameOfIssuer>ALMADEN MINERALS LTD</nameOfIssuer>
    <titleOfClass>COM CL B</titleOfClass>
    <cusip>020283305</cusip>
    <value>2036</value>
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      <sshPrnamt>13900</sshPrnamt>
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      <Sole>13900</Sole>
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    <nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00507V109</cusip>
    <value>454118</value>
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      <sshPrnamt>4850</sshPrnamt>
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      <Sole>3959</Sole>
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    <nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>682680103</cusip>
    <value>463010</value>
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      <sshPrnamt>7300</sshPrnamt>
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    <nameOfIssuer>NORTHERN DYNASTY MINERALS LT</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>66510M204</cusip>
    <value>4344</value>
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    <nameOfIssuer>BLACKSTONE SECD LENDING FD</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>09261X102</cusip>
    <value>216836</value>
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      <sshPrnamt>7787</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>BAYTEX ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>07317Q105</cusip>
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      <None>0</None>
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    <nameOfIssuer>PROSHARES TR II</nameOfIssuer>
    <titleOfClass>ULTRA VIX SHORT</titleOfClass>
    <cusip>74347Y771</cusip>
    <value>178975</value>
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      <Sole>11041</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>INTRM GOV CR ETF</titleOfClass>
    <cusip>464288612</cusip>
    <value>379278</value>
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      <sshPrnamt>3743</sshPrnamt>
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    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>NASDQ FOD BVRG</titleOfClass>
    <cusip>33738R852</cusip>
    <value>295701</value>
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      <sshPrnamt>12487</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91324P102</cusip>
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      <sshPrnamt>5342</sshPrnamt>
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      <None>5154</None>
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  <infoTable>
    <nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>01609W102</cusip>
    <value>291793</value>
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      <sshPrnamt>3364</sshPrnamt>
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    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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    <cusip>922908637</cusip>
    <value>237665</value>
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      <None>1210</None>
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    <nameOfIssuer>VICTORIAS SECRET AND CO</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>926400102</cusip>
    <value>208450</value>
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    <nameOfIssuer>INNOVIZ TECHNOLOGIES LTD</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>M5R635108</cusip>
    <value>22975</value>
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      <sshPrnamt>11782</sshPrnamt>
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      <Sole>11782</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>039483102</cusip>
    <value>363560</value>
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      <None>4790</None>
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    <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>874039100</cusip>
    <value>462743</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5314</sshPrnamt>
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    <nameOfIssuer>BP PLC</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>055622104</cusip>
    <value>639270</value>
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      <sshPrnamt>16510</sshPrnamt>
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    <nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>881624209</cusip>
    <value>115148</value>
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      <sshPrnamt>11289</sshPrnamt>
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      <Sole>9989</Sole>
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      <None>1300</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. MED DVC ETF</titleOfClass>
    <cusip>464288810</cusip>
    <value>635042</value>
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      <sshPrnamt>13080</sshPrnamt>
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      <Sole>7316</Sole>
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      <None>5764</None>
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    <nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>256677105</cusip>
    <value>662327</value>
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      <sshPrnamt>6260</sshPrnamt>
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      <Sole>4816</Sole>
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      <None>1444</None>
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    <nameOfIssuer>PBF ENERGY INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>69318G106</cusip>
    <value>224987</value>
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      <sshPrnamt>4203</sshPrnamt>
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      <Sole>4203</Sole>
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      <None>0</None>
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    <nameOfIssuer>ABCAM PLC</nameOfIssuer>
    <titleOfClass>ADS</titleOfClass>
    <cusip>000380204</cusip>
    <value>200954</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8880</sshPrnamt>
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      <Sole>8880</Sole>
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      <None>0</None>
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    <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
    <titleOfClass>JUNIOR GOLD MINE</titleOfClass>
    <cusip>92189F791</cusip>
    <value>303317</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9411</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>6086</Sole>
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      <None>3325</None>
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    <nameOfIssuer>VERU INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92536C103</cusip>
    <value>7798</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10845</sshPrnamt>
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      <Sole>10845</Sole>
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      <None>0</None>
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    <nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G66721104</cusip>
    <value>215888</value>
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      <sshPrnamt>13100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>11222</Sole>
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      <None>1878</None>
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    <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>254687106</cusip>
    <value>1558893</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19234</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>11140</Sole>
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      <None>8094</None>
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    <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
    <titleOfClass>COM STK</titleOfClass>
    <cusip>806857108</cusip>
    <value>816654</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14001</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>12497</Sole>
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      <None>1504</None>
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    <nameOfIssuer>ADOBE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00724F101</cusip>
    <value>884167</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1734</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>324</Sole>
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      <None>1410</None>
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  <infoTable>
    <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
    <titleOfClass>GOLD MINERS ETF</titleOfClass>
    <cusip>92189F106</cusip>
    <value>275848</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10251</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>435</Sole>
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      <None>9816</None>
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    <nameOfIssuer>AMERICAN REBEL HOLDINGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>02919L307</cusip>
    <value>9576</value>
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      <sshPrnamt>13700</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>13700</Sole>
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      <None>0</None>
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    <nameOfIssuer>BANK MONTREAL MEDIUM</nameOfIssuer>
    <titleOfClass>MICROSECTORS FAN</titleOfClass>
    <cusip>063679534</cusip>
    <value>597818</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3982</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>3982</Sole>
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      <None>0</None>
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    <nameOfIssuer>FIRST MAJESTIC SILVER CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>32076V103</cusip>
    <value>73359</value>
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      <sshPrnamt>14300</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>14300</Sole>
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      <None>0</None>
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    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
    <titleOfClass>RAFI STRATGIC US</titleOfClass>
    <cusip>46138J742</cusip>
    <value>220499</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5536</sshPrnamt>
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      <Sole>5536</Sole>
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      <None>0</None>
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    <nameOfIssuer>BLACKROCK MUNIASSETS FD INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09254J102</cusip>
    <value>125100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13900</sshPrnamt>
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      <Sole>13900</Sole>
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      <None>0</None>
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    <nameOfIssuer>ANTERO MIDSTREAM CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>03676B102</cusip>
    <value>148780</value>
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      <sshPrnamt>12419</sshPrnamt>
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      <Sole>12419</Sole>
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      <None>0</None>
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    <nameOfIssuer>SEA LTD</nameOfIssuer>
    <titleOfClass>SPONSORD ADS</titleOfClass>
    <cusip>81141R100</cusip>
    <value>355336</value>
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      <sshPrnamt>8085</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2974</Sole>
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      <None>5111</None>
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    <nameOfIssuer>WP CAREY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92936U109</cusip>
    <value>384567</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7075</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>5253</Sole>
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      <None>1822</None>
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    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US TIPS ETF</titleOfClass>
    <cusip>808524870</cusip>
    <value>423351</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8385</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7</Sole>
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      <None>8378</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>SHORT TREAS BD</titleOfClass>
    <cusip>464288679</cusip>
    <value>543844</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4923</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1950</Sole>
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      <None>2973</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>BLOOMBERG 1-3 MO</titleOfClass>
    <cusip>78468R663</cusip>
    <value>1183521</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12890</sshPrnamt>
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      <None>7870</None>
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  <infoTable>
    <nameOfIssuer>SAFETY SHOT INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>48208F105</cusip>
    <value>21080</value>
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      <sshPrnamt>14100</sshPrnamt>
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      <Sole>14100</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>ULTRA SHRT INC</titleOfClass>
    <cusip>46641Q837</cusip>
    <value>888416</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17705</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>11903</Sole>
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      <None>5802</None>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
    <titleOfClass>IBOXX 3R TARGT</titleOfClass>
    <cusip>33939L506</cusip>
    <value>262163</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11305</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>8812</Sole>
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      <None>2493</None>
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    <nameOfIssuer>3M CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88579Y101</cusip>
    <value>467033</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4989</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>286</Sole>
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      <None>4703</None>
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    <nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808513105</cusip>
    <value>315629</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5749</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>272</Sole>
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      <None>5477</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>WTR ETF</titleOfClass>
    <cusip>33733B100</cusip>
    <value>547938</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6622</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>54</Sole>
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      <None>6568</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>ULTRAPRO SHORT S</titleOfClass>
    <cusip>74347B110</cusip>
    <value>135202</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11314</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>11314</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPLUNK INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>848637104</cusip>
    <value>404235</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2764</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2432</Sole>
      <Shared>0</Shared>
      <None>332</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>US CONSM STAPLES</titleOfClass>
    <cusip>464287812</cusip>
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    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
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    <cusip>46138E172</cusip>
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      <sshPrnamt>11994</sshPrnamt>
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      <None>11694</None>
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    <nameOfIssuer>UNITED RENTALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>911363109</cusip>
    <value>216089</value>
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      <sshPrnamt>486</sshPrnamt>
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      <None>483</None>
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    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
    <titleOfClass>FTSE EUROPE ETF</titleOfClass>
    <cusip>922042874</cusip>
    <value>405378</value>
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      <Sole>6642</Sole>
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    <nameOfIssuer>SOFI TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>83406F102</cusip>
    <value>148366</value>
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      <sshPrnamt>18569</sshPrnamt>
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    <nameOfIssuer>E2OPEN PARENT HOLDINGS INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>29788T103</cusip>
    <value>50848</value>
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      <sshPrnamt>11200</sshPrnamt>
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    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>20YR TRES BULL</titleOfClass>
    <cusip>25459W540</cusip>
    <value>66516</value>
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      <sshPrnamt>13800</sshPrnamt>
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      <Sole>13800</Sole>
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    <nameOfIssuer>AIRBNB INC</nameOfIssuer>
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    <cusip>009066101</cusip>
    <value>394067</value>
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      <sshPrnamt>2872</sshPrnamt>
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      <Sole>944</Sole>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>TIPS BD ETF</titleOfClass>
    <cusip>464287176</cusip>
    <value>973603</value>
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      <sshPrnamt>9387</sshPrnamt>
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      <None>7940</None>
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    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>PFD SECS INC ETF</titleOfClass>
    <cusip>33739E108</cusip>
    <value>1366519</value>
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      <sshPrnamt>85568</sshPrnamt>
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      <Sole>888</Sole>
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      <None>84680</None>
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    <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>844741108</cusip>
    <value>247340</value>
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      <sshPrnamt>9137</sshPrnamt>
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      <Sole>8358</Sole>
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      <None>779</None>
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    <nameOfIssuer>GINKGO BIOWORKS HOLDINGS INC</nameOfIssuer>
    <titleOfClass>CL A SHS</titleOfClass>
    <cusip>37611X100</cusip>
    <value>21653</value>
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      <sshPrnamt>11963</sshPrnamt>
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      <Sole>10763</Sole>
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      <None>1200</None>
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    <nameOfIssuer>ISHARES GOLD TR</nameOfIssuer>
    <titleOfClass>ISHARES NEW</titleOfClass>
    <cusip>464285204</cusip>
    <value>484472</value>
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      <sshPrnamt>13846</sshPrnamt>
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    <nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
    <titleOfClass>STRM INFPROIDX</titleOfClass>
    <cusip>922020805</cusip>
    <value>710545</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15028</sshPrnamt>
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      <Sole>5322</Sole>
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      <None>9706</None>
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  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>1-5 US TIP IDX</titleOfClass>
    <cusip>72201R205</cusip>
    <value>213123</value>
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      <sshPrnamt>4255</sshPrnamt>
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      <Sole>257</Sole>
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    <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>883556102</cusip>
    <value>787320</value>
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      <sshPrnamt>1554</sshPrnamt>
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      <None>1553</None>
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    <nameOfIssuer>GXO LOGISTICS INCORPORATED</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>36262G101</cusip>
    <value>295127</value>
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      <sshPrnamt>5032</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>META MATERIALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>59134N104</cusip>
    <value>2688</value>
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      <sshPrnamt>12687</sshPrnamt>
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      <Sole>12687</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>ULTSHRT QQQ</titleOfClass>
    <cusip>74347G739</cusip>
    <value>194600</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13900</sshPrnamt>
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      <Sole>13750</Sole>
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      <None>150</None>
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  <infoTable>
    <nameOfIssuer>ESH ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>296424104</cusip>
    <value>105541</value>
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      <sshPrnamt>10429</sshPrnamt>
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      <Sole>10429</Sole>
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      <None>0</None>
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    <nameOfIssuer>VISTRA CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92840M102</cusip>
    <value>477692</value>
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      <sshPrnamt>14397</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>14397</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>NETFLIX INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>64110L106</cusip>
    <value>754822</value>
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      <sshPrnamt>1999</sshPrnamt>
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      <Sole>10</Sole>
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      <None>1989</None>
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  <infoTable>
    <nameOfIssuer>VISTA GOLD CORP</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>927926303</cusip>
    <value>5193</value>
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      <sshPrnamt>12076</sshPrnamt>
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      <Sole>12076</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
    <titleOfClass>UNIT SER 1</titleOfClass>
    <cusip>46090E103</cusip>
    <value>16098460</value>
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      <sshPrnamt>44895</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>ULTRASHRT S&amp;P500</titleOfClass>
    <cusip>74347G416</cusip>
    <value>310091</value>
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      <sshPrnamt>8356</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>INDIA NFTY50 EQW</titleOfClass>
    <cusip>33737J802</cusip>
    <value>216207</value>
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      <sshPrnamt>4445</sshPrnamt>
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      <Sole>238</Sole>
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      <None>4207</None>
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    <nameOfIssuer>VALE S A</nameOfIssuer>
    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>91912E105</cusip>
    <value>141276</value>
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      <sshPrnamt>10543</sshPrnamt>
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    <nameOfIssuer>ARS PHARMACEUTICALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>82835W108</cusip>
    <value>42638</value>
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      <None>0</None>
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    <nameOfIssuer>NIKOLA CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>654110105</cusip>
    <value>26872</value>
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      <sshPrnamt>17116</sshPrnamt>
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      <None>2116</None>
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  <infoTable>
    <nameOfIssuer>ADVISORSHARES TR</nameOfIssuer>
    <titleOfClass>PURE US CANNABIS</titleOfClass>
    <cusip>00768Y453</cusip>
    <value>116448</value>
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      <sshPrnamt>14666</sshPrnamt>
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    <nameOfIssuer>NEW YORK CMNTY BANCORP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>649445103</cusip>
    <value>132224</value>
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      <Sole>11656</Sole>
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    <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25746U109</cusip>
    <value>368746</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8255</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>6472</Sole>
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      <None>1783</None>
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    <nameOfIssuer>DYNATRACE INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>268150109</cusip>
    <value>472908</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10120</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>64</None>
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  <infoTable>
    <nameOfIssuer>PIONEER MUNICIPAL HIGH INCOM</nameOfIssuer>
    <titleOfClass>COM SHS</titleOfClass>
    <cusip>723763108</cusip>
    <value>86044</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11901</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>11901</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>CARMAX INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>143130102</cusip>
    <value>226477</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3202</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2423</Sole>
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      <None>779</None>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>PSHS ULTRA QQQ</titleOfClass>
    <cusip>74347R206</cusip>
    <value>254137</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4282</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>4282</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>009158106</cusip>
    <value>448861</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1575</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>122</Sole>
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      <None>1453</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PIMCO DYNAMIC INCOME FD</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>72201Y101</cusip>
    <value>297736</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17108</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>7555</Sole>
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      <None>9553</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>COMMUNITY HEALTH SYS INC NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>203668108</cusip>
    <value>39144</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13498</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13498</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TARGET CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87612E106</cusip>
    <value>921569</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8335</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>322</Sole>
      <Shared>0</Shared>
      <None>8013</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PROSPECT CAP CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74348T102</cusip>
    <value>81482</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13455</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>12110</Sole>
      <Shared>0</Shared>
      <None>1345</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CF ACQUISITION CORP IV</nameOfIssuer>
    <titleOfClass>*W EXP 12/31/202</titleOfClass>
    <cusip>12520T110</cusip>
    <value>2755</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>55100</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DAILY SM CP BEAR</titleOfClass>
    <cusip>25460E232</cusip>
    <value>385236</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12435</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>12435</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CHENIERE ENERGY INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>16411R208</cusip>
    <value>297234</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1791</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>12</Sole>
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      <None>1779</None>
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  <infoTable>
    <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>209115104</cusip>
    <value>332391</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3886</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1791</Sole>
      <Shared>0</Shared>
      <None>2095</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BOEING CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>097023105</cusip>
    <value>798742</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4167</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1641</Sole>
      <Shared>0</Shared>
      <None>2526</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>693475105</cusip>
    <value>324442</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2643</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>31</Sole>
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      <None>2612</None>
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  <infoTable>
    <nameOfIssuer>PELOTON INTERACTIVE INC</nameOfIssuer>
    <titleOfClass>CL A COM</titleOfClass>
    <cusip>70614W100</cusip>
    <value>55722</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11034</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>10572</Sole>
      <Shared>0</Shared>
      <None>462</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>INTL EQTY ETF</titleOfClass>
    <cusip>808524805</cusip>
    <value>363449</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10702</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2544</Sole>
      <Shared>0</Shared>
      <None>8158</None>
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  <infoTable>
    <nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
    <titleOfClass>GOLD SHS</titleOfClass>
    <cusip>78463V107</cusip>
    <value>2144325</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12507</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>4047</Sole>
      <Shared>0</Shared>
      <None>8460</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>ISHS 1-5YR INVS</titleOfClass>
    <cusip>464288646</cusip>
    <value>427107</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8571</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>7128</Sole>
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      <None>1443</None>
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  <infoTable>
    <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>28176E108</cusip>
    <value>258068</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3725</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1</Sole>
      <Shared>0</Shared>
      <None>3724</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>452308109</cusip>
    <value>364237</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1572</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>1</Sole>
      <Shared>0</Shared>
      <None>1571</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>743315103</cusip>
    <value>396866</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2849</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2540</Sole>
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      <None>309</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TILRAY BRANDS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88688T100</cusip>
    <value>39253</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16424</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>13959</Sole>
      <Shared>0</Shared>
      <None>2465</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>MCAP VL IDXVIP</titleOfClass>
    <cusip>922908512</cusip>
    <value>526082</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4017</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>6</Sole>
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      <None>4011</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPLASH BEVERAGE GROUP INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>84862C203</cusip>
    <value>7760</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13152</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13152</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>COHEN &amp; STEERS QUALITY INCOM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>19247L106</cusip>
    <value>117741</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11565</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>2780</Sole>
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      <None>8785</None>
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  <infoTable>
    <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>767204100</cusip>
    <value>886766</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13934</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>6828</Sole>
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      <None>7106</None>
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  <infoTable>
    <nameOfIssuer>FOOT LOCKER INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>344849104</cusip>
    <value>206465</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>11891</Sole>
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      <None>9</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>GRWT ALLOCAT ETF</titleOfClass>
    <cusip>464289867</cusip>
    <value>293594</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5942</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>202</Sole>
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      <None>5740</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DMK PHARMACEUTICALS CORPORAT</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00547W307</cusip>
    <value>9135</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13258</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>13258</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUS MDCP VAL ETF</titleOfClass>
    <cusip>464287473</cusip>
    <value>361840</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3449</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>28</Sole>
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      <None>3421</None>
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  <infoTable>
    <nameOfIssuer>COHERENT CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>19247G107</cusip>
    <value>409730</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12553</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>12482</Sole>
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      <None>71</None>
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  <infoTable>
    <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>855244109</cusip>
    <value>644719</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7064</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>300</Sole>
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      <None>6764</None>
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  <infoTable>
    <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>81762P102</cusip>
    <value>209610</value>
    <shrsOrPrnAmt>
      <sshPrnamt>375</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>10</Sole>
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      <None>365</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>S&amp;P 500 MOMNTM</titleOfClass>
    <cusip>46138E339</cusip>
    <value>221289</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3863</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>2165</Sole>
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      <None>1698</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>892356106</cusip>
    <value>273147</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1345</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>88</Sole>
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      <None>1257</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI USA QLT FCT</titleOfClass>
    <cusip>46432F339</cusip>
    <value>591852</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4474</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>87</Sole>
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      <None>4387</None>
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  <infoTable>
    <nameOfIssuer>ARES ACQUISITION CORPORATION</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>G33032106</cusip>
    <value>107600</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>10000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INCEPTION GROWTH ACQUSTN LTD</nameOfIssuer>
    <titleOfClass>COMMON STOCK</titleOfClass>
    <cusip>45333D104</cusip>
    <value>265500</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25000</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BEARD ENERGY TRANSITION ACQ</nameOfIssuer>
    <titleOfClass>*W EXP 99/99/999</titleOfClass>
    <cusip>07402Q119</cusip>
    <value>960</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>32000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ANZU SPECIAL ACQUISITIN CORP</nameOfIssuer>
    <titleOfClass>*W EXP 01/27/202</titleOfClass>
    <cusip>03737A119</cusip>
    <value>2225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25000</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ARISZ ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 11/16/202</titleOfClass>
    <cusip>040450116</cusip>
    <value>1612</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80610</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>80610</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ANDRETTI ACQUISITION CORP</nameOfIssuer>
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    <nameOfIssuer>PEARL HOLDINGS ACQUISITN COR</nameOfIssuer>
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    <shrsOrPrnAmt>
      <sshPrnamt>55900</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>55900</Sole>
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      <None>0</None>
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    <nameOfIssuer>ALTITUDE ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 11/30/202</titleOfClass>
    <cusip>02156Y111</cusip>
    <value>1219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20312</sshPrnamt>
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    <otherManager>2</otherManager>
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      <Sole>20312</Sole>
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      <None>0</None>
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    <nameOfIssuer>ATLANTIC COASTAL AQSTN CORP</nameOfIssuer>
    <titleOfClass>*W EXP 01/13/202</titleOfClass>
    <cusip>04845A116</cusip>
    <value>4338</value>
    <shrsOrPrnAmt>
      <sshPrnamt>61972</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>61972</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LEARN CW INVESTMENT COR</nameOfIssuer>
    <titleOfClass>*W EXP 10/08/202</titleOfClass>
    <cusip>G54157113</cusip>
    <value>625</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25000</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>HENNESSY CAPITAL INVST CORP</nameOfIssuer>
    <titleOfClass>*W EXP 06/10/202</titleOfClass>
    <cusip>42600H116</cusip>
    <value>3008</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25064</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25064</Sole>
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      <None>0</None>
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    <nameOfIssuer>RF ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 05/01/202</titleOfClass>
    <cusip>74954L112</cusip>
    <value>2587</value>
    <shrsOrPrnAmt>
      <sshPrnamt>99500</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>99500</Sole>
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      <None>0</None>
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    <nameOfIssuer>CHAIN BRIDGE I</nameOfIssuer>
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    <cusip>G2061X102</cusip>
    <value>194881</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18078</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>18078</Sole>
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      <None>0</None>
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    <nameOfIssuer>LIVE OAK CRESTVIEW CLIMATE A</nameOfIssuer>
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    <cusip>538086109</cusip>
    <value>154950</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>M3 BRIGADE ACQUISITION II CO</nameOfIssuer>
    <titleOfClass>*W EXP 03/09/202</titleOfClass>
    <cusip>553800111</cusip>
    <value>1128</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25000</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <nameOfIssuer>BOWEN ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>RIGHT 99/99/9999</titleOfClass>
    <cusip>G12729128</cusip>
    <value>1500</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10000</Sole>
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      <None>0</None>
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    <nameOfIssuer>PROJECT ENERGY REIMAGINED AC</nameOfIssuer>
    <titleOfClass>CLASS A ORD</titleOfClass>
    <cusip>G72556106</cusip>
    <value>277361</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26491</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>26491</Sole>
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      <None>0</None>
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    <nameOfIssuer>HH&amp;L ACQUISITION CO</nameOfIssuer>
    <titleOfClass>*W EXP 02/04/202</titleOfClass>
    <cusip>G39714129</cusip>
    <value>1253</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50106</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>50106</Sole>
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      <None>0</None>
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    <nameOfIssuer>CONCORD ACQUISITION CORP II</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>20607U108</cusip>
    <value>240048</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23351</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>23351</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>ALPHA STAR ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 12/13/202</titleOfClass>
    <cusip>G0230C116</cusip>
    <value>2500</value>
    <shrsOrPrnAmt>
      <sshPrnamt>250000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>250000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>REDWOODS ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>758083109</cusip>
    <value>288367</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27026</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>27026</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>HOME PLATE ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 09/30/202</titleOfClass>
    <cusip>43734R111</cusip>
    <value>966</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38495</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>38495</Sole>
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      <None>0</None>
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    <nameOfIssuer>FINSERV ACQUISITION CORP II</nameOfIssuer>
    <titleOfClass>*W EXP 02/17/202</titleOfClass>
    <cusip>31809Y111</cusip>
    <value>300</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>HENNESSY CAPITAL INVST CORP</nameOfIssuer>
    <titleOfClass>CLASS A COM</titleOfClass>
    <cusip>42600H108</cusip>
    <value>198336</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>19200</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>HAYMAKER ACQUISITION CORP IV</nameOfIssuer>
    <titleOfClass>CLASS A</titleOfClass>
    <cusip>G4375F108</cusip>
    <value>101700</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>10000</Sole>
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      <None>0</None>
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    <nameOfIssuer>BYNORDIC ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>CLASS A COM</titleOfClass>
    <cusip>124420100</cusip>
    <value>175714</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>16300</Sole>
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      <None>0</None>
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    <nameOfIssuer>CROWN PROPTECH ACQUISITIONS</nameOfIssuer>
    <titleOfClass>SHS CL A</titleOfClass>
    <cusip>G25741102</cusip>
    <value>123176</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11731</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>11731</Sole>
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      <None>0</None>
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    <nameOfIssuer>KENSINGTON CAPITAL ACQUISITI</nameOfIssuer>
    <titleOfClass>SHS CL A</titleOfClass>
    <cusip>G5251K103</cusip>
    <value>272167</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25749</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25749</Sole>
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      <None>0</None>
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    <nameOfIssuer>LF CAPITAL ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 02/19/202</titleOfClass>
    <cusip>50202D110</cusip>
    <value>59</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15920</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>15920</Sole>
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      <None>0</None>
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    <nameOfIssuer>PRIVETERRA ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 01/07/202</titleOfClass>
    <cusip>876545112</cusip>
    <value>3853</value>
    <shrsOrPrnAmt>
      <sshPrnamt>73953</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>73953</Sole>
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      <None>0</None>
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    <nameOfIssuer>CHURCHILL CAPITAL CORP VI</nameOfIssuer>
    <titleOfClass>*W EXP 02/17/202</titleOfClass>
    <cusip>17143W119</cusip>
    <value>2822</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>20000</Sole>
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      <None>0</None>
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    <nameOfIssuer>BLUERIVER ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 01/04/202</titleOfClass>
    <cusip>G1261Q115</cusip>
    <value>1053</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>30000</Sole>
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      <None>0</None>
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    <nameOfIssuer>DISRUPTIVE ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>*W EXP 03/06/202</titleOfClass>
    <cusip>G2770Y128</cusip>
    <value>878</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>25000</Sole>
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      <None>0</None>
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    <nameOfIssuer>EXCELFIN ACQUISITION CORP</nameOfIssuer>
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    <cusip>30069X102</cusip>
    <value>698122</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65613</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>65613</Sole>
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      <None>0</None>
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    <nameOfIssuer>NABORS ENERGY TRANSITION COR</nameOfIssuer>
    <titleOfClass>*W EXP 09/01/202</titleOfClass>
    <cusip>G6363K114</cusip>
    <value>10621</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59005</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>59005</Sole>
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      <None>0</None>
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    <nameOfIssuer>APOLLO STRATEGIC GRWT CPTL I</nameOfIssuer>
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    <cusip>G0412A102</cusip>
    <value>148979</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14175</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>14175</Sole>
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      <None>0</None>
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    <nameOfIssuer>ARROWROOT ACQUISITION CORP</nameOfIssuer>
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    <cusip>04282M102</cusip>
    <value>427836</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40863</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>40863</Sole>
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      <None>0</None>
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    <nameOfIssuer>ARISZ ACQUISITION CORP</nameOfIssuer>
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    <cusip>040450108</cusip>
    <value>214600</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20000</sshPrnamt>
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    <nameOfIssuer>JAWS MUSTANG ACQUISITION COR</nameOfIssuer>
    <titleOfClass>*W EXP 01/30/202</titleOfClass>
    <cusip>G50737124</cusip>
    <value>980</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24503</sshPrnamt>
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    <nameOfIssuer>TWIN RIDGE CAPITAL ACQUIS CO</nameOfIssuer>
    <titleOfClass>*W EXP 03/07/202</titleOfClass>
    <cusip>G9151L120</cusip>
    <value>4185</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55726</sshPrnamt>
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      <Sole>55726</Sole>
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      <None>0</None>
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    <nameOfIssuer>ACCRETION ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00438Y107</cusip>
    <value>524000</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>50000</Sole>
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      <None>0</None>
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    <nameOfIssuer>LIBERTY RES ACQUISITION CORP</nameOfIssuer>
    <titleOfClass>CLASS A COM</titleOfClass>
    <cusip>53118A105</cusip>
    <value>719400</value>
    <shrsOrPrnAmt>
      <sshPrnamt>66000</sshPrnamt>
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    <cusip>G81173117</cusip>
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    <nameOfIssuer>NEWCOURT ACQUISITION CORP</nameOfIssuer>
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    <nameOfIssuer>AP ACQUISITION CORP</nameOfIssuer>
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    <value>1137</value>
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    <nameOfIssuer>BLACK MOUNTAIN ACQ CORP</nameOfIssuer>
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    <nameOfIssuer>RCF ACQUISITION CORP</nameOfIssuer>
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    <nameOfIssuer>ISRAEL ACQUISITIONS CORP</nameOfIssuer>
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    <nameOfIssuer>7GC &amp; CO HOLDINGS INC</nameOfIssuer>
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    <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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    <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
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    <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
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    <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
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    <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
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    <nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
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    <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
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    <nameOfIssuer>INTUIT</nameOfIssuer>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>557</None>
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  <infoTable>
    <nameOfIssuer>JACKSON FINANCIAL INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>46817M107</cusip>
    <value>222440</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5820</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5820</None>
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  <infoTable>
    <nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>56585A102</cusip>
    <value>209319</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1383</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1383</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>609207105</cusip>
    <value>232865</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3335</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3335</None>
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  <infoTable>
    <nameOfIssuer>NIKE INC</nameOfIssuer>
    <titleOfClass>CL B</titleOfClass>
    <cusip>654106103</cusip>
    <value>499104</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5202</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5202</None>
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  <infoTable>
    <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>666807102</cusip>
    <value>361781</value>
    <shrsOrPrnAmt>
      <sshPrnamt>822</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>822</None>
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  <infoTable>
    <nameOfIssuer>NOVARTIS AG</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>66987V109</cusip>
    <value>232724</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2285</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>2285</None>
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    <nameOfIssuer>ON SEMICONDUCTOR CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>682189105</cusip>
    <value>282196</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3036</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3036</None>
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  <infoTable>
    <nameOfIssuer>ORACLE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>68389X105</cusip>
    <value>470721</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4444</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4444</None>
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    <nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>723787107</cusip>
    <value>282802</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1232</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1232</None>
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    <nameOfIssuer>PPG INDS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>693506107</cusip>
    <value>310828</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2395</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2395</None>
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  <infoTable>
    <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74340W103</cusip>
    <value>200795</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1789</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>1789</None>
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  <infoTable>
    <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75886F107</cusip>
    <value>205740</value>
    <shrsOrPrnAmt>
      <sshPrnamt>250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>250</None>
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    <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>760759100</cusip>
    <value>257191</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1798</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>1798</None>
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  <infoTable>
    <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78409V104</cusip>
    <value>298405</value>
    <shrsOrPrnAmt>
      <sshPrnamt>817</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>817</None>
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  <infoTable>
    <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>824348106</cusip>
    <value>2088017</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8187</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8187</None>
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  <infoTable>
    <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>82509L107</cusip>
    <value>335551</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6149</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6149</None>
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  <infoTable>
    <nameOfIssuer>SNAP ON INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>833034101</cusip>
    <value>371396</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1456</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1456</None>
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  <infoTable>
    <nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>871607107</cusip>
    <value>285479</value>
    <shrsOrPrnAmt>
      <sshPrnamt>622</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>622</None>
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  <infoTable>
    <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>872590104</cusip>
    <value>620001</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4427</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4427</None>
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  <infoTable>
    <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>90353T100</cusip>
    <value>249496</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5425</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>5425</None>
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  <infoTable>
    <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>907818108</cusip>
    <value>693757</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3407</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3407</None>
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  <infoTable>
    <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>94106L109</cusip>
    <value>324243</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2127</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2127</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WATSCO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>942622200</cusip>
    <value>217211</value>
    <shrsOrPrnAmt>
      <sshPrnamt>575</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>575</None>
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  <infoTable>
    <nameOfIssuer>ZOETIS INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>98978V103</cusip>
    <value>296615</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1705</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1705</None>
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  <infoTable>
    <nameOfIssuer>ZSCALER INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>98980G102</cusip>
    <value>300911</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1934</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1934</None>
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  <infoTable>
    <nameOfIssuer>CHURCHILL DOWNS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>171484108</cusip>
    <value>381772</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3290</None>
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  <infoTable>
    <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74460D109</cusip>
    <value>568676</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2158</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2158</None>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
    <titleOfClass>GENOMIC REV ETF</titleOfClass>
    <cusip>00214Q302</cusip>
    <value>226112</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8116</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8116</None>
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  <infoTable>
    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
    <titleOfClass>NEXT GNRTN INTER</titleOfClass>
    <cusip>00214Q401</cusip>
    <value>413491</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7635</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7635</None>
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  <infoTable>
    <nameOfIssuer>ETF MANAGERS TR</nameOfIssuer>
    <titleOfClass>PRIME CYBR SCRTY</titleOfClass>
    <cusip>26924G201</cusip>
    <value>433522</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8402</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8402</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIDELITY COMWLTH TR</nameOfIssuer>
    <titleOfClass>NASDAQ COMPSIT</titleOfClass>
    <cusip>315912808</cusip>
    <value>350693</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6745</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6745</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>CLOUD COMPUTING</titleOfClass>
    <cusip>33734X192</cusip>
    <value>729773</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9614</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9614</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>CONSUMR STAPLE</titleOfClass>
    <cusip>33734X119</cusip>
    <value>259608</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4302</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4302</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>DJ INTERNT IDX</titleOfClass>
    <cusip>33733E302</cusip>
    <value>1617169</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10132</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10132</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>INDXX NEXTG ETF</titleOfClass>
    <cusip>33737K205</cusip>
    <value>206905</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3049</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3049</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>LNG/SHT EQUITY</titleOfClass>
    <cusip>33739P103</cusip>
    <value>408371</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7683</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7683</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>NASDAQ CYB ETF</titleOfClass>
    <cusip>33734X846</cusip>
    <value>451450</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9937</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9937</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR NASDAQ 100 TECH IND</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>337345102</cusip>
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      <None>5530</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT CBOE VEST BFR</titleOfClass>
    <cusip>33740F623</cusip>
    <value>287657</value>
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      <None>7881</None>
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    <titleOfClass>CBOE VEST US EQT</titleOfClass>
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      <None>7659</None>
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  <infoTable>
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    <titleOfClass>FT CBOE VEST US</titleOfClass>
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      <None>8447</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
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    <cusip>46138E362</cusip>
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      <None>5639</None>
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    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
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    <cusip>46138E149</cusip>
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      <None>7151</None>
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    <nameOfIssuer>INDEXIQ ETF TR</nameOfIssuer>
    <titleOfClass>HEDGE MLTI ETF</titleOfClass>
    <cusip>45409B107</cusip>
    <value>225495</value>
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      <None>7509</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>0-5 YR TIPS ETF</titleOfClass>
    <cusip>46429B747</cusip>
    <value>356930</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3683</sshPrnamt>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>7-10 YR TRSY BD</titleOfClass>
    <cusip>464287440</cusip>
    <value>200464</value>
    <shrsOrPrnAmt>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>ISHARES BIOTECH</titleOfClass>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>USD INV GRDE ETF</titleOfClass>
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    <titleOfClass>FLTG RATE NT ETF</titleOfClass>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBOXX INV CP ETF</titleOfClass>
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    <shrsOrPrnAmt>
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    <titleOfClass>INTL SEL DIV ETF</titleOfClass>
    <cusip>464288448</cusip>
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    <shrsOrPrnAmt>
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    <titleOfClass>MBS ETF</titleOfClass>
    <cusip>464288588</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>5279</sshPrnamt>
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      <None>5279</None>
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    <titleOfClass>MRGSTR MD CP GRW</titleOfClass>
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    <value>219934</value>
    <shrsOrPrnAmt>
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      <None>3840</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>EAFE GRWTH ETF</titleOfClass>
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    <value>700528</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI EAFE MIN VL</titleOfClass>
    <cusip>46429B689</cusip>
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    <titleOfClass>MSCI USA MMENTM</titleOfClass>
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      <None>2233</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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      <None>2058</None>
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      <None>2209</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>US AER DEF ETF</titleOfClass>
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      <None>3164</None>
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      <None>2054</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>US TREAS BD ETF</titleOfClass>
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    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
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      <None>8002</None>
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  <infoTable>
    <nameOfIssuer>TWO RDS SHARED TR</nameOfIssuer>
    <titleOfClass>LEADERSHS ACTIVI</titleOfClass>
    <cusip>90214Q717</cusip>
    <value>201789</value>
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      <None>6613</None>
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  <infoTable>
    <nameOfIssuer>TWO RDS SHARED TR</nameOfIssuer>
    <titleOfClass>LEADERSHARES EQT</titleOfClass>
    <cusip>90214Q683</cusip>
    <value>280543</value>
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      <Shared>0</Shared>
      <None>9775</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
    <cusip>74348A467</cusip>
    <value>611568</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6906</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6906</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>INT-TRM U.S TRES</titleOfClass>
    <cusip>808524854</cusip>
    <value>217264</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4532</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4532</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US LRG CAP ETF</titleOfClass>
    <cusip>808524201</cusip>
    <value>249128</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4923</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4923</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US LCAP GR ETF</titleOfClass>
    <cusip>808524300</cusip>
    <value>713271</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9808</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9808</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
    <titleOfClass>UT SER 1</titleOfClass>
    <cusip>78467X109</cusip>
    <value>2566044</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7640</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7640</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
    <cusip>78464A839</cusip>
    <value>306723</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4729</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4729</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
    <cusip>78464A201</cusip>
    <value>271058</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3699</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3699</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
    <cusip>78464A300</cusip>
    <value>343468</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4746</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4746</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SER TR</nameOfIssuer>
    <titleOfClass>S&amp;P BIOTECH</titleOfClass>
    <cusip>78464A870</cusip>
    <value>703552</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9635</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9635</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
    <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>372092</value>
    <shrsOrPrnAmt>
      <sshPrnamt>812</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>812</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
    <titleOfClass>SEMICONDUCTR ETF</titleOfClass>
    <cusip>92189F676</cusip>
    <value>757349</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5224</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5224</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
    <titleOfClass>INF TECH ETF</titleOfClass>
    <cusip>92204A702</cusip>
    <value>771381</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1855</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1855</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
    <titleOfClass>INTL HIGH ETF</titleOfClass>
    <cusip>921946794</cusip>
    <value>400285</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6468</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6468</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
    <titleOfClass>MEGA GRWTH IND</titleOfClass>
    <cusip>921910816</cusip>
    <value>991835</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4371</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4371</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
    <titleOfClass>MEGA CAP VAL ETF</titleOfClass>
    <cusip>921910840</cusip>
    <value>545203</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5377</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5377</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>MCAP GR IDXVIP</titleOfClass>
    <cusip>922908538</cusip>
    <value>231358</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1188</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1188</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>SML CP GRW ETF</titleOfClass>
    <cusip>922908595</cusip>
    <value>957238</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4469</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4469</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
    <titleOfClass>TAX EXEMPT BD</titleOfClass>
    <cusip>922907746</cusip>
    <value>293091</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6093</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6093</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>JAPAN ALPHADEX</titleOfClass>
    <cusip>33737J158</cusip>
    <value>269653</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5421</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5421</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>MATERIALS ALPH</titleOfClass>
    <cusip>33734X168</cusip>
    <value>259984</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4124</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4124</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>NASDQ OIL GAS</titleOfClass>
    <cusip>33738R845</cusip>
    <value>284653</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9476</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9476</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>337344105</cusip>
    <value>303391</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2918</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2918</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>TECH ALPHADEX</titleOfClass>
    <cusip>33734X176</cusip>
    <value>240851</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2167</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2167</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>US EQTY OPPT ETF</titleOfClass>
    <cusip>336920103</cusip>
    <value>218645</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2604</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2604</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US EQ</titleOfClass>
    <cusip>33740F730</cusip>
    <value>229130</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6763</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6763</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST U S EQ</titleOfClass>
    <cusip>33740U810</cusip>
    <value>277987</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8199</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8199</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>VEST US BUFFER</titleOfClass>
    <cusip>33740F862</cusip>
    <value>302703</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8098</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8098</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE EQT BUFER</titleOfClass>
    <cusip>33740F847</cusip>
    <value>271954</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6998</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6998</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE VEST US EQT</titleOfClass>
    <cusip>33740U208</cusip>
    <value>308451</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8043</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8043</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>US EQT DEEP DUFR</titleOfClass>
    <cusip>33740F771</cusip>
    <value>274795</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7886</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7886</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>CBOE EQT DEP NOV</titleOfClass>
    <cusip>33740F839</cusip>
    <value>233104</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6570</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6570</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>S&amp;P 500 GARP ETF</titleOfClass>
    <cusip>46137V431</cusip>
    <value>463408</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5079</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5079</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>10-20 YR TRS ETF</titleOfClass>
    <cusip>464288653</cusip>
    <value>211226</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2145</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>ISHS 5-10YR INVT</titleOfClass>
    <cusip>464288638</cusip>
    <value>326587</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6713</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6713</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES INC</nameOfIssuer>
    <titleOfClass>MSCI EMERG MRKT</titleOfClass>
    <cusip>464286533</cusip>
    <value>337706</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6330</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6330</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>BROAD US TIPS</titleOfClass>
    <cusip>72201R403</cusip>
    <value>341268</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6592</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6592</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PIMCO EQUITY SER</nameOfIssuer>
    <titleOfClass>RAFI DYN MULTI</titleOfClass>
    <cusip>72202L371</cusip>
    <value>219132</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8101</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8101</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RENAISSANCE CAP GREENWICH FD</nameOfIssuer>
    <titleOfClass>IPO ETF</titleOfClass>
    <cusip>759937204</cusip>
    <value>252081</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7884</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
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    <nameOfIssuer>DBX ETF TR</nameOfIssuer>
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</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
