<SEC-DOCUMENT>0000913760-25-000188.txt : 20251114
<SEC-HEADER>0000913760-25-000188.hdr.sgml : 20251114
<ACCEPTANCE-DATETIME>20251114163623
ACCESSION NUMBER:		0000913760-25-000188
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250930
FILED AS OF DATE:		20251114
DATE AS OF CHANGE:		20251114
EFFECTIVENESS DATE:		20251114

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			StoneX Group Inc.
		CENTRAL INDEX KEY:			0000913760
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY & COMMODITY BROKERS, DEALERS, EXCHANGES & SERVICES [6200]
		ORGANIZATION NAME:           	09 Crypto Assets
		EIN:				592921318
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-17573
		FILM NUMBER:		251487355

	BUSINESS ADDRESS:	
		STREET 1:		230 PARK AVE
		STREET 2:		10TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10169
		BUSINESS PHONE:		212-485-3500

	MAIL ADDRESS:	
		STREET 1:		230 PARK AVE
		STREET 2:		10TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10169

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTL FCSTONE INC.
		DATE OF NAME CHANGE:	20110302

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTERNATIONAL ASSETS HOLDING CORP
		DATE OF NAME CHANGE:	19931020
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      <None>194962</None>
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    <nameOfIssuer>BLACKROCK ETF TRUST</nameOfIssuer>
    <titleOfClass>ISHARES US EQUIT</titleOfClass>
    <cusip>09290C103</cusip>
    <value>725555</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12256</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12256</None>
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  <infoTable>
    <nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09857L108</cusip>
    <value>1154690</value>
    <shrsOrPrnAmt>
      <sshPrnamt>214</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>214</None>
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  <infoTable>
    <nameOfIssuer>CME GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>12572Q105</cusip>
    <value>215608</value>
    <shrsOrPrnAmt>
      <sshPrnamt>798</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>798</None>
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  <infoTable>
    <nameOfIssuer>CSX CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>126408103</cusip>
    <value>1621833</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45673</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>45673</None>
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    <nameOfIssuer>CAMBRIA ETF TR</nameOfIssuer>
    <titleOfClass>SHSHLD YIELD ETF</titleOfClass>
    <cusip>132061201</cusip>
    <value>260912</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3800</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <None>3800</None>
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    <nameOfIssuer>CANOPY GROWTH CORP</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>138035704</cusip>
    <value>15796</value>
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      <sshPrnamt>10819</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>10819</None>
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    <nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</nameOfIssuer>
    <titleOfClass>SHORT DURATION M</titleOfClass>
    <cusip>14020Y607</cusip>
    <value>2807116</value>
    <shrsOrPrnAmt>
      <sshPrnamt>106491</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>106491</None>
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    <nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>14448C104</cusip>
    <value>744479</value>
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      <sshPrnamt>12470</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>12470</None>
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  <infoTable>
    <nameOfIssuer>CELESTICA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>15101Q207</cusip>
    <value>242656</value>
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      <sshPrnamt>985</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>985</None>
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    <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>166764100</cusip>
    <value>8985827</value>
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      <sshPrnamt>57865</sshPrnamt>
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      <None>57865</None>
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    <nameOfIssuer>CIPHER MINING INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>17253J106</cusip>
    <value>173327</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13767</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>13767</None>
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  <infoTable>
    <nameOfIssuer>CION INVT CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>17259U204</cusip>
    <value>173541</value>
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      <sshPrnamt>18306</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>18306</None>
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    <nameOfIssuer>CLASSOVER HLDGS INC</nameOfIssuer>
    <titleOfClass>*W EXP 04/03/203</titleOfClass>
    <cusip>182744110</cusip>
    <value>1654</value>
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      <sshPrnamt>20624</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>0</Sole>
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      <None>20624</None>
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    <nameOfIssuer>CLOROX CO DEL</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>189054109</cusip>
    <value>313583</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2543</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
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      <None>2543</None>
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    <nameOfIssuer>COEUR MNG INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>192108504</cusip>
    <value>1489413</value>
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      <sshPrnamt>79393</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
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      <None>79393</None>
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  <infoTable>
    <nameOfIssuer>COHEN &amp; STEERS QUALITY INCOM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>19247L106</cusip>
    <value>166906</value>
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      <sshPrnamt>13337</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
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      <None>13337</None>
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  <infoTable>
    <nameOfIssuer>COREWEAVE INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>21873S108</cusip>
    <value>450784</value>
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      <sshPrnamt>3294</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>3294</None>
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  <infoTable>
    <nameOfIssuer>COSMOS HEALTH INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>221413305</cusip>
    <value>21423</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>0</Sole>
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      <None>19300</None>
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  <infoTable>
    <nameOfIssuer>CREDIT SUISSE ASSET MGMT INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>224916106</cusip>
    <value>55620</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18983</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>0</Sole>
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      <None>18983</None>
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  <infoTable>
    <nameOfIssuer>DBX ETF TR</nameOfIssuer>
    <titleOfClass>XTRACK MSCI JAPN</titleOfClass>
    <cusip>233051507</cusip>
    <value>409445</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4818</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
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      <None>4818</None>
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  <infoTable>
    <nameOfIssuer>DNP SELECT INCOME FD INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>23325P104</cusip>
    <value>1040573</value>
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      <sshPrnamt>103296</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>103296</None>
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  <infoTable>
    <nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>237194105</cusip>
    <value>264096</value>
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      <sshPrnamt>1387</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
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      <None>1387</None>
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  <infoTable>
    <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>244199105</cusip>
    <value>1489458</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3246</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>0</Sole>
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      <None>3246</None>
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  <infoTable>
    <nameOfIssuer>DIAGEO PLC</nameOfIssuer>
    <titleOfClass>SPON ADR NEW</titleOfClass>
    <cusip>25243Q205</cusip>
    <value>543611</value>
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      <sshPrnamt>5696</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>5696</None>
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  <infoTable>
    <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
    <titleOfClass>EMGR CRE EQT MNG</titleOfClass>
    <cusip>25434V302</cusip>
    <value>1147030</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36379</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>36379</None>
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  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DLY SCOND 3XBU</titleOfClass>
    <cusip>25459W458</cusip>
    <value>315825</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9065</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>0</Sole>
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      <None>9065</None>
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  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DAILY SM CP BEAR</titleOfClass>
    <cusip>25460E232</cusip>
    <value>193871</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23614</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>23614</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DAILY SEMICONDUC</titleOfClass>
    <cusip>25460G112</cusip>
    <value>146926</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28419</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>28419</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DAILY JR GLD MIN</titleOfClass>
    <cusip>25460G831</cusip>
    <value>200828</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1232</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1232</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DAILY NVDA BEAR</titleOfClass>
    <cusip>25461A197</cusip>
    <value>435028</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11109</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11109</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
    <titleOfClass>DAILY JR GOLD MI</titleOfClass>
    <cusip>25461A577</cusip>
    <value>107823</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25075</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>25075</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25746U109</cusip>
    <value>1001156</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16367</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16367</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer>
    <titleOfClass>DEFIANCE CONNECT</titleOfClass>
    <cusip>26922A289</cusip>
    <value>376445</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6103</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6103</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>ETF OPPORTUNITIES TRUST</nameOfIssuer>
    <titleOfClass>T REX 2X INVERSE</titleOfClass>
    <cusip>26923N413</cusip>
    <value>583060</value>
    <shrsOrPrnAmt>
      <sshPrnamt>110848</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>110848</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>ETF OPPORTUNITIES TRUST</nameOfIssuer>
    <titleOfClass>T REX 2X INVERSE</titleOfClass>
    <cusip>26923N488</cusip>
    <value>266314</value>
    <shrsOrPrnAmt>
      <sshPrnamt>289001</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>289001</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ETF OPPORTUNITIES TRUST</nameOfIssuer>
    <titleOfClass>T REX 2X LONG</titleOfClass>
    <cusip>26923N819</cusip>
    <value>405760</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21244</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>21244</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ETF OPPORTUNITIES TRUST</nameOfIssuer>
    <titleOfClass>T REX 2X INVERSE</titleOfClass>
    <cusip>26923N827</cusip>
    <value>184881</value>
    <shrsOrPrnAmt>
      <sshPrnamt>257495</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>257495</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>27829F108</cusip>
    <value>784220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86178</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>86178</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>291011104</cusip>
    <value>3850985</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29356</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>29356</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EQUINIX INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29444U700</cusip>
    <value>483695</value>
    <shrsOrPrnAmt>
      <sshPrnamt>618</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>618</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EXELON CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30161N101</cusip>
    <value>1776229</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39463</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>39463</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EXELA TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>6% CONV PFD SR B</titleOfClass>
    <cusip>30162V607</cusip>
    <value>211</value>
    <shrsOrPrnAmt>
      <sshPrnamt>131904</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>131904</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30231G102</cusip>
    <value>9059835</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80353</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>80353</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>30303M102</cusip>
    <value>10647915</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14499</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>14499</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIDELITY WISE ORIGIN BITCOIN</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>315948109</cusip>
    <value>10924304</value>
    <shrsOrPrnAmt>
      <sshPrnamt>109451</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>109451</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
    <titleOfClass>MSCI HLTH CARE I</titleOfClass>
    <cusip>316092600</cusip>
    <value>594425</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8889</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8889</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIDELITY ETHEREUM FD</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>31613E103</cusip>
    <value>3604005</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86739</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>86739</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>GROWTH STRENGTH</titleOfClass>
    <cusip>33733E823</cusip>
    <value>797274</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22202</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>22202</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>33734H106</cusip>
    <value>4476036</value>
    <shrsOrPrnAmt>
      <sshPrnamt>96800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>96800</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>CONSUMR DISCRE</titleOfClass>
    <cusip>33734X101</cusip>
    <value>203841</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2988</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2988</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>ENERGY ALPHADX</titleOfClass>
    <cusip>33734X127</cusip>
    <value>165465</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10151</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10151</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>HLTH CARE ALPH</titleOfClass>
    <cusip>33734X143</cusip>
    <value>344696</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3143</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3143</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>INDLS PROD DUR</titleOfClass>
    <cusip>33734X150</cusip>
    <value>1850067</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23701</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>23701</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>TECH ALPHADEX</titleOfClass>
    <cusip>33734X176</cusip>
    <value>405192</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2412</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2412</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</nameOfIssuer>
    <titleOfClass>COM SHS</titleOfClass>
    <cusip>33735B108</cusip>
    <value>347625</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2772</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2772</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</nameOfIssuer>
    <titleOfClass>COM SHS</titleOfClass>
    <cusip>33735J101</cusip>
    <value>1334789</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16019</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16019</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>SWITZLND ALPHA</titleOfClass>
    <cusip>33737J232</cusip>
    <value>226778</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2952</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2952</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>INDIA NFTY50 EQW</titleOfClass>
    <cusip>33737J802</cusip>
    <value>6675936</value>
    <shrsOrPrnAmt>
      <sshPrnamt>117285</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>117285</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>SENIOR LN FD</titleOfClass>
    <cusip>33738D309</cusip>
    <value>820629</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17902</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>17902</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>LNG DUR OPRTUN</titleOfClass>
    <cusip>33738D606</cusip>
    <value>232399</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10685</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10685</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>CORE INVESTMENT</titleOfClass>
    <cusip>33738D788</cusip>
    <value>333438</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15647</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>15647</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>MULTI ASSET DI</titleOfClass>
    <cusip>33738R100</cusip>
    <value>245182</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15286</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>15286</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>NASD TECH DIV</titleOfClass>
    <cusip>33738R118</cusip>
    <value>5201623</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52760</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>52760</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
    <cusip>33738R506</cusip>
    <value>8033094</value>
    <shrsOrPrnAmt>
      <sshPrnamt>119433</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>119433</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>LNG/SHT EQUITY</titleOfClass>
    <cusip>33739P103</cusip>
    <value>826924</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11822</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11822</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>INSTL PFD SECS</titleOfClass>
    <cusip>33739P855</cusip>
    <value>948528</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49045</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>49045</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>FT VEST S&amp;P 500</titleOfClass>
    <cusip>33739Q705</cusip>
    <value>1823251</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36975</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>36975</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST U.S EQT</titleOfClass>
    <cusip>33740F433</cusip>
    <value>200193</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5149</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5149</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST NAS</titleOfClass>
    <cusip>33740F581</cusip>
    <value>359745</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11179</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11179</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740F599</cusip>
    <value>1884826</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40630</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>40630</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740F623</cusip>
    <value>315926</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6299</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6299</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US</titleOfClass>
    <cusip>33740F631</cusip>
    <value>407288</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9664</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9664</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740F698</cusip>
    <value>940951</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20151</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
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    <shrsOrPrnAmt>
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      <sshPrnamtType>SH</sshPrnamtType>
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      <Shared>0</Shared>
      <None>19372</None>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740F730</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>29455</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>29455</None>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740F763</cusip>
    <value>587239</value>
    <shrsOrPrnAmt>
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      <Shared>0</Shared>
      <None>10649</None>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>MLT MNGD LRG GRW</titleOfClass>
    <cusip>33740F789</cusip>
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    <shrsOrPrnAmt>
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      <Shared>0</Shared>
      <None>32069</None>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740F847</cusip>
    <value>290736</value>
    <shrsOrPrnAmt>
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      <Shared>0</Shared>
      <None>5497</None>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST U.S.</titleOfClass>
    <cusip>33740F854</cusip>
    <value>1468119</value>
    <shrsOrPrnAmt>
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      <sshPrnamtType>SH</sshPrnamtType>
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      <Shared>0</Shared>
      <None>33652</None>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740F862</cusip>
    <value>205148</value>
    <shrsOrPrnAmt>
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      <None>3952</None>
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    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740U661</cusip>
    <value>207951</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5127</sshPrnamt>
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      <Shared>0</Shared>
      <None>5127</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740U737</cusip>
    <value>220295</value>
    <shrsOrPrnAmt>
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      <Shared>0</Shared>
      <None>5430</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST U.S</titleOfClass>
    <cusip>33740U786</cusip>
    <value>634854</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15832</sshPrnamt>
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      <None>15832</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740U885</cusip>
    <value>339592</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>FISCALNOTE HOLDINGS INC</nameOfIssuer>
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      <None>51058</None>
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    <nameOfIssuer>FORD MTR CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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      <None>33289</None>
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    <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
    <titleOfClass>US CORE BOND ETF</titleOfClass>
    <cusip>35473P553</cusip>
    <value>552340</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25430</sshPrnamt>
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      <Shared>0</Shared>
      <None>25430</None>
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    <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
    <titleOfClass>SENIOR LOAN ETF</titleOfClass>
    <cusip>35473P595</cusip>
    <value>3144410</value>
    <shrsOrPrnAmt>
      <sshPrnamt>130908</sshPrnamt>
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      <None>130908</None>
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  <infoTable>
    <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
    <titleOfClass>INTL AGGREGTE BD</titleOfClass>
    <cusip>35473P611</cusip>
    <value>1049825</value>
    <shrsOrPrnAmt>
      <sshPrnamt>51186</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>GCT SEMICONDUCTOR HLDG INC</nameOfIssuer>
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      <None>35557</None>
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    <nameOfIssuer>GITLAB INC</nameOfIssuer>
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      <None>24774</None>
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    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
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      <None>12649</None>
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    <shrsOrPrnAmt>
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      <None>58751</None>
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  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS ETF TR</nameOfIssuer>
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    <nameOfIssuer>GRANITESHARES ETF TR</nameOfIssuer>
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      <None>50426</None>
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    <nameOfIssuer>GRANITESHARES ETF TR</nameOfIssuer>
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    <cusip>38747R801</cusip>
    <value>235022</value>
    <shrsOrPrnAmt>
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      <None>6284</None>
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    <nameOfIssuer>GRAYSCALE BITCOIN TRUST ETF</nameOfIssuer>
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    <shrsOrPrnAmt>
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      <None>2835</None>
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    <nameOfIssuer>GRAYSCALE ETHEREUM TRUST ETF</nameOfIssuer>
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    <cusip>389638107</cusip>
    <value>882658</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25756</sshPrnamt>
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      <None>25756</None>
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    <nameOfIssuer>GRAYSCALE BITCOIN MINI TR ET</nameOfIssuer>
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    <cusip>389930207</cusip>
    <value>1220791</value>
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      <sshPrnamt>24112</sshPrnamt>
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      <None>24112</None>
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    <nameOfIssuer>GUGGENHEIM TAXABLE MUNICP BO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>401664107</cusip>
    <value>2165724</value>
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      <None>139007</None>
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    <nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>40412C101</cusip>
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      <sshPrnamt>1438</sshPrnamt>
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      <None>1438</None>
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    <nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
    <titleOfClass>SPON ADR NEW</titleOfClass>
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      <sshPrnamt>7036</sshPrnamt>
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      <None>7036</None>
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    <nameOfIssuer>EON RESOURCES INC</nameOfIssuer>
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    <cusip>40472A102</cusip>
    <value>4996</value>
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      <sshPrnamt>10244</sshPrnamt>
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      <None>10244</None>
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    <nameOfIssuer>HAIN CELESTIAL GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>405217100</cusip>
    <value>30047</value>
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      <sshPrnamt>19017</sshPrnamt>
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      <None>19017</None>
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    <nameOfIssuer>HALEON PLC</nameOfIssuer>
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    <cusip>405552100</cusip>
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      <sshPrnamt>34823</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <None>34823</None>
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  <infoTable>
    <nameOfIssuer>HALOZYME THERAPEUTICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>40637H109</cusip>
    <value>258010</value>
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      <sshPrnamt>3518</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <None>3518</None>
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  <infoTable>
    <nameOfIssuer>HECLA MNG CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>422704106</cusip>
    <value>191374</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15816</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Shared>0</Shared>
      <None>15816</None>
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  <infoTable>
    <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>437076102</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>22549</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <None>22549</None>
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  <infoTable>
    <nameOfIssuer>HONDA MOTOR LTD</nameOfIssuer>
    <titleOfClass>ADR ECH CNV IN 3</titleOfClass>
    <cusip>438128308</cusip>
    <value>3575079</value>
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      <sshPrnamt>116074</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Shared>0</Shared>
      <None>116074</None>
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  <infoTable>
    <nameOfIssuer>INTEL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>458140100</cusip>
    <value>1115958</value>
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      <Shared>0</Shared>
      <None>33263</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INTERDIGITAL INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>45867G101</cusip>
    <value>289254</value>
    <shrsOrPrnAmt>
      <sshPrnamt>838</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>838</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>459200101</cusip>
    <value>2686950</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9523</sshPrnamt>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9523</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
    <titleOfClass>UNIT SER 1</titleOfClass>
    <cusip>46090E103</cusip>
    <value>30811084</value>
    <shrsOrPrnAmt>
      <sshPrnamt>51287</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>0</Sole>
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      <None>51287</None>
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  <infoTable>
    <nameOfIssuer>INVESTMENT MANAGERS SER TR I</nameOfIssuer>
    <titleOfClass>TRADR 2X LONG QB</titleOfClass>
    <cusip>46092D202</cusip>
    <value>335386</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2144</sshPrnamt>
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      <None>2144</None>
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  <infoTable>
    <nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
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    <cusip>46120E602</cusip>
    <value>524601</value>
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      <sshPrnamt>1173</sshPrnamt>
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      <Sole>0</Sole>
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      <None>1173</None>
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  <infoTable>
    <nameOfIssuer>INVESCO BD FD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46132L107</cusip>
    <value>888345</value>
    <shrsOrPrnAmt>
      <sshPrnamt>56296</sshPrnamt>
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      <None>56296</None>
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    <nameOfIssuer>INVESCO QUALITY MUN INCOME T</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46133G107</cusip>
    <value>734682</value>
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      <None>74587</None>
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    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL TEC</titleOfClass>
    <cusip>46137V282</cusip>
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    <shrsOrPrnAmt>
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      <None>455891</None>
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    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>BUYBACK ACHIEV</titleOfClass>
    <cusip>46137V308</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>1705</sshPrnamt>
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      <None>1705</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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    <cusip>46137V449</cusip>
    <value>1818022</value>
    <shrsOrPrnAmt>
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      <None>15853</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>DORSEY WRGT UTIL</titleOfClass>
    <cusip>46137V795</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>7392</sshPrnamt>
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      <None>7392</None>
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    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>DORSEY WRGT TECH</titleOfClass>
    <cusip>46137V811</cusip>
    <value>2818008</value>
    <shrsOrPrnAmt>
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      <None>37666</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>DORSEY WRGT INDS</titleOfClass>
    <cusip>46137V845</cusip>
    <value>2278470</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13188</sshPrnamt>
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      <None>13188</None>
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    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
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    <cusip>46138E339</cusip>
    <value>3662588</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30254</sshPrnamt>
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      <Sole>0</Sole>
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      <None>30254</None>
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    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
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    <cusip>46138E628</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>11455</sshPrnamt>
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      <Sole>0</Sole>
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      <None>11455</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>GLOBAL EX US HGH</titleOfClass>
    <cusip>46138E669</cusip>
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    <shrsOrPrnAmt>
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      <None>114678</None>
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    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>VAR RATE PFD</titleOfClass>
    <cusip>46138G870</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>12000</sshPrnamt>
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      <None>12000</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
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    <cusip>46138J478</cusip>
    <value>432418</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18719</sshPrnamt>
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      <None>18719</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
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    <cusip>46138J486</cusip>
    <value>431984</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18449</sshPrnamt>
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      <None>18449</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
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    <cusip>46138J510</cusip>
    <value>488392</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20673</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>20673</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
    <titleOfClass>INVESCO BULLETSH</titleOfClass>
    <cusip>46139W791</cusip>
    <value>485373</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19001</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
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      <None>19001</None>
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  <infoTable>
    <nameOfIssuer>IONQ INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46222L108</cusip>
    <value>5103098</value>
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      <sshPrnamt>82977</sshPrnamt>
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      <None>82977</None>
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  <infoTable>
    <nameOfIssuer>IRON HORSE ACQUISITIONS CORP</nameOfIssuer>
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    <cusip>462837113</cusip>
    <value>21564</value>
    <shrsOrPrnAmt>
      <sshPrnamt>213506</sshPrnamt>
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      <None>213506</None>
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  <infoTable>
    <nameOfIssuer>ISHARES INC</nameOfIssuer>
    <titleOfClass>MSCI EMERG MRKT</titleOfClass>
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    <value>234703</value>
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      <sshPrnamt>3677</sshPrnamt>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3677</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <cusip>464287150</cusip>
    <value>7985552</value>
    <shrsOrPrnAmt>
      <sshPrnamt>54827</sshPrnamt>
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      <None>54827</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <value>2095198</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50928</sshPrnamt>
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      <None>50928</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <value>9108462</value>
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      <None>90857</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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      <sshPrnamt>124428</sshPrnamt>
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      <None>124428</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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      <None>37893</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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      <None>7650</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <value>421568</value>
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      <None>1555</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <value>41459435</value>
    <shrsOrPrnAmt>
      <sshPrnamt>88511</sshPrnamt>
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      <None>88511</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>RUSSELL 2000 ETF</titleOfClass>
    <cusip>464287655</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>38038</sshPrnamt>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>38038</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P MC 400VL ETF</titleOfClass>
    <cusip>464287705</cusip>
    <value>5403077</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41652</sshPrnamt>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>41652</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. REAL ES ETF</titleOfClass>
    <cusip>464287739</cusip>
    <value>969182</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9983</sshPrnamt>
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    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
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      <None>9983</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>U.S. BAS MTL ETF</titleOfClass>
    <cusip>464287838</cusip>
    <value>329305</value>
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    <nameOfIssuer>PGIM ETF TR</nameOfIssuer>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>PURECYCLE TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74623V103</cusip>
    <value>395223</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30055</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>30055</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>747525103</cusip>
    <value>4112821</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24722</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>24722</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RED RIVER BANCSHARES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75686R202</cusip>
    <value>360723</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5565</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5565</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>RENAISSANCE CAP GREENWICH FD</nameOfIssuer>
    <titleOfClass>IPO ETF</titleOfClass>
    <cusip>759937204</cusip>
    <value>326232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6583</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6583</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ROCKET LAB CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>773121108</cusip>
    <value>1952524</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40754</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>40754</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHELL PLC</nameOfIssuer>
    <titleOfClass>SPON ADS</titleOfClass>
    <cusip>780259305</cusip>
    <value>258845</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3619</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3619</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SES AI CORPORATION</nameOfIssuer>
    <titleOfClass>*W EXP 12/10/202</titleOfClass>
    <cusip>78397Q117</cusip>
    <value>2887</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16045</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16045</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78409V104</cusip>
    <value>1418816</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2915</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2915</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
    <titleOfClass>TR UNIT</titleOfClass>
    <cusip>78462F103</cusip>
    <value>13575575</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20341</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>20341</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
    <titleOfClass>GOLD SHS</titleOfClass>
    <cusip>78463V107</cusip>
    <value>6054898</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17034</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>17034</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
    <titleOfClass>PORTFLI MSCI GBL</titleOfClass>
    <cusip>78463X475</cusip>
    <value>5541327</value>
    <shrsOrPrnAmt>
      <sshPrnamt>73983</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>73983</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
    <titleOfClass>PORTFOLIO EMG MK</titleOfClass>
    <cusip>78463X509</cusip>
    <value>313224</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6691</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6691</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
    <cusip>78464A409</cusip>
    <value>253278</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2423</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2423</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>AEROSPACE DEF</titleOfClass>
    <cusip>78464A631</cusip>
    <value>275197</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1171</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1171</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
    <cusip>78464A763</cusip>
    <value>876253</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6257</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6257</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>S&amp;P BIOTECH</titleOfClass>
    <cusip>78464A870</cusip>
    <value>2120484</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21163</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>21163</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
    <titleOfClass>UT SER 1</titleOfClass>
    <cusip>78467X109</cusip>
    <value>2868595</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6169</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6169</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>BLOOMBERG INVT</titleOfClass>
    <cusip>78468R200</cusip>
    <value>519261</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16826</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16826</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>BLOOMBERG 1-3 MO</titleOfClass>
    <cusip>78468R663</cusip>
    <value>2446558</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26665</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>26665</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SSGA ACTIVE TR</nameOfIssuer>
    <titleOfClass>SPDR DBLELN SHRT</titleOfClass>
    <cusip>78470P200</cusip>
    <value>552509</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11660</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11660</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ELEVRA LITHIUM LTD</nameOfIssuer>
    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>805700101</cusip>
    <value>386753</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16108</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16108</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>US LCAP VA ETF</titleOfClass>
    <cusip>808524409</cusip>
    <value>1094154</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37587</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>37587</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
    <cusip>808524706</cusip>
    <value>412453</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12360</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12360</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>INT-TRM U.S TRES</titleOfClass>
    <cusip>808524854</cusip>
    <value>840879</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33461</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>33461</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>SBI CONS STPLS</titleOfClass>
    <cusip>81369Y308</cusip>
    <value>778242</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9930</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9930</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>SBI CONS DISCR</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>2277880</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9505</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9505</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>FINANCIAL</titleOfClass>
    <cusip>81369Y605</cusip>
    <value>7899411</value>
    <shrsOrPrnAmt>
      <sshPrnamt>146638</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>146638</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>SBI INT-UTILS</titleOfClass>
    <cusip>81369Y886</cusip>
    <value>23796131</value>
    <shrsOrPrnAmt>
      <sshPrnamt>272860</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>272860</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GENEDX HOLDINGS CORP</nameOfIssuer>
    <titleOfClass>*W EXP 07/22/202</titleOfClass>
    <cusip>81663L119</cusip>
    <value>7887</value>
    <shrsOrPrnAmt>
      <sshPrnamt>71959</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>71959</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>81762P102</cusip>
    <value>1483491</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1612</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1612</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
    <titleOfClass>CL A SUB VTG SHS</titleOfClass>
    <cusip>82509L107</cusip>
    <value>465447</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3132</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3132</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SILO PHARMA INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>82711P201</cusip>
    <value>9267</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13430</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13430</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SKY QUARRY INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>83087C204</cusip>
    <value>12128</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19672</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>19672</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SOFI TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>83406F102</cusip>
    <value>718307</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27188</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>27188</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPINNAKER ETF SERIES</nameOfIssuer>
    <titleOfClass>SELECT STOXX EUR</titleOfClass>
    <cusip>84858T772</cusip>
    <value>722211</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15376</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>15376</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPROTT ASSET MANAGEMENT LP</nameOfIssuer>
    <titleOfClass>PHYSICAL GOLD TR</titleOfClass>
    <cusip>85207H104</cusip>
    <value>1806465</value>
    <shrsOrPrnAmt>
      <sshPrnamt>60988</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>60988</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPROTT ASSET MANAGEMENT LP</nameOfIssuer>
    <titleOfClass>PHYSICAL SILVER</titleOfClass>
    <cusip>85207K107</cusip>
    <value>1731632</value>
    <shrsOrPrnAmt>
      <sshPrnamt>110295</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>110295</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPROTT ASSET MANAGEMENT LP</nameOfIssuer>
    <titleOfClass>PHYSICAL GOLD AN</titleOfClass>
    <cusip>85208R101</cusip>
    <value>933687</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25448</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>25448</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>STOCK YDS BANCORP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>861025104</cusip>
    <value>366225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5210</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5210</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>872540109</cusip>
    <value>1768730</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12237</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12237</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TARGET CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87612E106</cusip>
    <value>481171</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5364</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5364</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ABRDN HEALTHCARE OPPORTUNITI</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>879105104</cusip>
    <value>232715</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13459</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13459</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TELEFONICA S A</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>879382208</cusip>
    <value>54412</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10711</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10711</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TESLA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88160R101</cusip>
    <value>11993209</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26968</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>26968</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>THEMES ETF TR</nameOfIssuer>
    <titleOfClass>LEVERAGE SHS 2X</titleOfClass>
    <cusip>882927122</cusip>
    <value>563220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26567</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>26567</None>
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  <infoTable>
    <nameOfIssuer>THEMES ETF TR</nameOfIssuer>
    <titleOfClass>LEVERAGE SHS 2X</titleOfClass>
    <cusip>882927460</cusip>
    <value>296964</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2568</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2568</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>THEMES ETF TR</nameOfIssuer>
    <titleOfClass>LEVERAGE SHARES</titleOfClass>
    <cusip>882927684</cusip>
    <value>179130</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16947</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16947</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>3M CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88579Y101</cusip>
    <value>715094</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4608</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4608</None>
    </votingAuthority>
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    <nameOfIssuer>TIDAL TRUST II</nameOfIssuer>
    <titleOfClass>YIELDMAX MSTR OP</titleOfClass>
    <cusip>88634T493</cusip>
    <value>1270290</value>
    <shrsOrPrnAmt>
      <sshPrnamt>90995</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>90995</None>
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  <infoTable>
    <nameOfIssuer>TIDAL TRUST II</nameOfIssuer>
    <titleOfClass>YIELDMAX COIN OP</titleOfClass>
    <cusip>88634T824</cusip>
    <value>77008</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11193</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11193</None>
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    <nameOfIssuer>TIDAL TRUST II</nameOfIssuer>
    <titleOfClass>DEF DLY TGT AVGO</titleOfClass>
    <cusip>88636J238</cusip>
    <value>215119</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4491</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4491</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TIDAL TRUST II</nameOfIssuer>
    <titleOfClass>YIELDMAX TSLA OP</titleOfClass>
    <cusip>88636J444</cusip>
    <value>307361</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32594</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>32594</None>
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  <infoTable>
    <nameOfIssuer>TIDAL TRUST II</nameOfIssuer>
    <titleOfClass>DEFIANCE DAILY</titleOfClass>
    <cusip>88636R248</cusip>
    <value>329861</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14628</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>14628</None>
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  <infoTable>
    <nameOfIssuer>UIPATH INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>90364P105</cusip>
    <value>401828</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30032</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>30032</None>
    </votingAuthority>
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    <nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>90984P303</cusip>
    <value>1132859</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35855</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>35855</None>
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  <infoTable>
    <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
    <titleOfClass>CL B</titleOfClass>
    <cusip>911312106</cusip>
    <value>956425</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11450</None>
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  <infoTable>
    <nameOfIssuer>UNITED RENTALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>911363109</cusip>
    <value>1194079</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1251</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1251</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>USA RARE EARTH INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91733P107</cusip>
    <value>171917</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10001</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10001</None>
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  <infoTable>
    <nameOfIssuer>VALUED ADVISERS TR</nameOfIssuer>
    <titleOfClass>KOVITZ CORE EQT</titleOfClass>
    <cusip>92046L353</cusip>
    <value>353784</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13782</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>2</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13782</None>
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  <infoTable>
    <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
    <titleOfClass>GOLD MINERS ETF</titleOfClass>
    <cusip>92189F106</cusip>
    <value>1268136</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16610</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16610</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
    <titleOfClass>MIDCP 400 VAL</titleOfClass>
    <cusip>921932844</cusip>
    <value>332339</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3298</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3298</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD TAX-MANAGED FDS</nameOfIssuer>
    <titleOfClass>VAN FTSE DEV MKT</titleOfClass>
    <cusip>921943858</cusip>
    <value>2536389</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42330</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>42330</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
    <titleOfClass>HIGH DIV YLD</titleOfClass>
    <cusip>921946406</cusip>
    <value>9725306</value>
    <shrsOrPrnAmt>
      <sshPrnamt>68998</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>68998</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INSTL INDEX FD</nameOfIssuer>
    <titleOfClass>0-3 MO TREAS BIL</titleOfClass>
    <cusip>922040845</cusip>
    <value>466847</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6174</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6174</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
    <titleOfClass>TT WRLD ST ETF</titleOfClass>
    <cusip>922042742</cusip>
    <value>651162</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4725</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4725</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
    <titleOfClass>ALLWRLD EX US</titleOfClass>
    <cusip>922042775</cusip>
    <value>5295859</value>
    <shrsOrPrnAmt>
      <sshPrnamt>74203</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>74203</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
    <titleOfClass>HEALTH CAR ETF</titleOfClass>
    <cusip>92204A504</cusip>
    <value>413990</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1595</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1595</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>MCAP VL IDXVIP</titleOfClass>
    <cusip>922908512</cusip>
    <value>820095</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4678</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4678</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>MCAP GR IDXVIP</titleOfClass>
    <cusip>922908538</cusip>
    <value>1169004</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3973</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3973</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>MID CAP ETF</titleOfClass>
    <cusip>922908629</cusip>
    <value>5625067</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19082</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>19082</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>VALUE ETF</titleOfClass>
    <cusip>922908744</cusip>
    <value>7175808</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38401</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>38401</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>SMALL CP ETF</titleOfClass>
    <cusip>922908751</cusip>
    <value>20498887</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80364</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>80364</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VICI PPTYS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>925652109</cusip>
    <value>1205757</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36475</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,2,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>36475</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
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    <nameOfIssuer>BLUE ACQUISITION CORP.</nameOfIssuer>
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    <cusip>G4992A136</cusip>
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    <cusip>G4R12K123</cusip>
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    <cusip>G50716102</cusip>
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      <sshPrnamt>29545</sshPrnamt>
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    <nameOfIssuer>LAKESHORE ACQUISITION III CO</nameOfIssuer>
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    <cusip>G5353S137</cusip>
    <value>6874</value>
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      <sshPrnamt>34368</sshPrnamt>
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    <nameOfIssuer>LANVIN GROUP HOLDINGS LIMITE</nameOfIssuer>
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    <cusip>G5380J118</cusip>
    <value>1509</value>
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    <nameOfIssuer>LIVE OAK ACQUISITION CORP V</nameOfIssuer>
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    <cusip>G5509P102</cusip>
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    <nameOfIssuer>LIVE OAK ACQUISITION CORP V</nameOfIssuer>
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    <cusip>G5509P110</cusip>
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      <sshPrnamt>13479</sshPrnamt>
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    <nameOfIssuer>MELAR ACQUISITION CORP. I</nameOfIssuer>
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    <cusip>G6004G118</cusip>
    <value>2098</value>
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      <sshPrnamt>13423</sshPrnamt>
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    <nameOfIssuer>MONEYHERO LIMITED</nameOfIssuer>
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    <cusip>G6202B119</cusip>
    <value>8665</value>
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      <sshPrnamt>77570</sshPrnamt>
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    <nameOfIssuer>M3-BRIGADE ACQUISITION VI CO</nameOfIssuer>
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    <cusip>G63221124</cusip>
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    <nameOfIssuer>NEWBURY STR II ACQUISITION C</nameOfIssuer>
    <titleOfClass>ORD SHS CL A</titleOfClass>
    <cusip>G6439S109</cusip>
    <value>940170</value>
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      <sshPrnamt>90750</sshPrnamt>
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    <nameOfIssuer>ORIGIN INVT CORP I</nameOfIssuer>
    <titleOfClass>ORD SHS</titleOfClass>
    <cusip>G67751100</cusip>
    <value>1096947</value>
    <shrsOrPrnAmt>
      <sshPrnamt>109149</sshPrnamt>
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      <None>109149</None>
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    <nameOfIssuer>PIONEER ACQUISITION I CORP</nameOfIssuer>
    <titleOfClass>CL A ORD SHS</titleOfClass>
    <cusip>G7117W107</cusip>
    <value>1540700</value>
    <shrsOrPrnAmt>
      <sshPrnamt>155000</sshPrnamt>
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      <None>155000</None>
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    <nameOfIssuer>PROCAP ACQUISITION CORP</nameOfIssuer>
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    <cusip>G7257A105</cusip>
    <value>222859</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21700</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>PYROPHYTE ACQUISITION CORP.</nameOfIssuer>
    <titleOfClass>CL A SHS</titleOfClass>
    <cusip>G7309T102</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>110371</sshPrnamt>
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      <None>110371</None>
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    <nameOfIssuer>QUANTUMSPHERE ACQUISITION CO</nameOfIssuer>
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    <cusip>G7387B122</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>168149</sshPrnamt>
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      <None>168149</None>
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    <nameOfIssuer>RENEW ENERGY GLOBAL PLC</nameOfIssuer>
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    <cusip>G7500M120</cusip>
    <value>2224</value>
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      <None>48764</None>
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    <nameOfIssuer>SILVERBOX CORP IV</nameOfIssuer>
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    <cusip>G81354121</cusip>
    <value>10154</value>
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      <sshPrnamt>23077</sshPrnamt>
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    <nameOfIssuer>SILVER PEGASUS ACQUISITION C</nameOfIssuer>
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    <nameOfIssuer>SPRING VALLEY ACQUISTN CORP</nameOfIssuer>
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    <cusip>G83752116</cusip>
    <value>15876</value>
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      <sshPrnamt>12212</sshPrnamt>
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    <nameOfIssuer>STONEBRIDGE ACQUISITION II C</nameOfIssuer>
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    <cusip>G85096124</cusip>
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    <nameOfIssuer>STARRY SEA ACQUISITION CORP</nameOfIssuer>
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    <cusip>G8559L104</cusip>
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      <sshPrnamt>75445</sshPrnamt>
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    <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>VINE HILL CAP INVT CORP.</nameOfIssuer>
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    <nameOfIssuer>WALDENCAST PLC</nameOfIssuer>
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    <nameOfIssuer>INTERCURE LTD</nameOfIssuer>
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    <nameOfIssuer>ELASTIC N V</nameOfIssuer>
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    <nameOfIssuer>COINCHECK GROUP NV</nameOfIssuer>
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    <cusip>N20967100</cusip>
    <value>7657</value>
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      <sshPrnamt>10635</sshPrnamt>
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    <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
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    <nameOfIssuer>BRITISH AMERN TOB PLC</nameOfIssuer>
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    <nameOfIssuer>THE CIGNA GROUP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
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    <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
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      <None>2707</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>TIPS BD ETF</titleOfClass>
    <cusip>464287176</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>9694</sshPrnamt>
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      <None>9694</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
    <cusip>464287200</cusip>
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    <shrsOrPrnAmt>
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      <None>184985</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBOXX INV CP ETF</titleOfClass>
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    <shrsOrPrnAmt>
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      <None>11265</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
    <cusip>464287309</cusip>
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    <shrsOrPrnAmt>
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      <None>219196</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>20 YR TR BD ETF</titleOfClass>
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  <infoTable>
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    <shrsOrPrnAmt>
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      <None>22105</None>
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  <infoTable>
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    <titleOfClass>MSCI EAFE ETF</titleOfClass>
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    <shrsOrPrnAmt>
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      <None>12628</None>
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      <None>94442</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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  <infoTable>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>ISHARES BIOTECH</titleOfClass>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <shrsOrPrnAmt>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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      <None>782</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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      <None>25720</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>US HOME CONS ETF</titleOfClass>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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      <None>1512</None>
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    <nameOfIssuer>KAYNE ANDERSON ENERGY INFRST</nameOfIssuer>
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      <None>25810</None>
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    <nameOfIssuer>KELLANOVA</nameOfIssuer>
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    <nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
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      <None>4660</None>
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  <infoTable>
    <nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer>
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      <None>5201</None>
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  <infoTable>
    <nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
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      <None>11182</None>
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    <nameOfIssuer>LIBERTY ALL STAR EQUITY FD</nameOfIssuer>
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    <value>413186</value>
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      <sshPrnamt>65171</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>65171</None>
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  <infoTable>
    <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6558</None>
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  <infoTable>
    <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>842587107</cusip>
    <value>9949968</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104991</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>104991</None>
    </votingAuthority>
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    <nameOfIssuer>BLOCK INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>852234103</cusip>
    <value>721977</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9990</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9990</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>855244109</cusip>
    <value>427386</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5052</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5052</None>
    </votingAuthority>
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    <nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>863667101</cusip>
    <value>1381324</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3728</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3728</None>
    </votingAuthority>
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    <nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>871607107</cusip>
    <value>340439</value>
    <shrsOrPrnAmt>
      <sshPrnamt>690</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>690</None>
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    <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>872590104</cusip>
    <value>5013780</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20945</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
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      <None>20945</None>
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    <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>874039100</cusip>
    <value>1449095</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5174</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>5174</None>
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    <nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>874054109</cusip>
    <value>984352</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3810</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3810</None>
    </votingAuthority>
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    <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>882508104</cusip>
    <value>423956</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2307</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2307</None>
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    <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>883556102</cusip>
    <value>1893143</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3900</None>
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    <nameOfIssuer>TIDAL TRUST I</nameOfIssuer>
    <titleOfClass>FUNDSTRAT GRANNY</titleOfClass>
    <cusip>886364231</cusip>
    <value>1443922</value>
    <shrsOrPrnAmt>
      <sshPrnamt>57780</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>0</Sole>
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      <None>57780</None>
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    <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>892356106</cusip>
    <value>1028611</value>
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      <sshPrnamt>18087</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>18087</None>
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    <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>902973304</cusip>
    <value>3216676</value>
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      <sshPrnamt>65849</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>65849</None>
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    <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>907818108</cusip>
    <value>1261723</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5338</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5338</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
    <titleOfClass>DIV APP ETF</titleOfClass>
    <cusip>921908844</cusip>
    <value>9699276</value>
    <shrsOrPrnAmt>
      <sshPrnamt>44770</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>44770</None>
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    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
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    <cusip>921910816</cusip>
    <value>2470450</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6134</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>6134</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
    <titleOfClass>500 GRTH IDX F</titleOfClass>
    <cusip>921932505</cusip>
    <value>495118</value>
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      <sshPrnamt>1137</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1137</None>
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    <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
    <titleOfClass>500 VAL IDX FD</titleOfClass>
    <cusip>921932703</cusip>
    <value>3492740</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17510</sshPrnamt>
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      <None>17510</None>
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    <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
    <titleOfClass>SHORT TRM BOND</titleOfClass>
    <cusip>921937827</cusip>
    <value>1396505</value>
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      <sshPrnamt>17697</sshPrnamt>
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      <None>17697</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
    <titleOfClass>TOTAL BND MRKT</titleOfClass>
    <cusip>921937835</cusip>
    <value>6584152</value>
    <shrsOrPrnAmt>
      <sshPrnamt>88532</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
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      <None>88532</None>
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    <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
    <titleOfClass>EM MK GOV BD ETF</titleOfClass>
    <cusip>921946885</cusip>
    <value>1742964</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26053</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>26053</None>
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    <nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
    <titleOfClass>STRM INFPROIDX</titleOfClass>
    <cusip>922020805</cusip>
    <value>1632311</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>32240</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INSTL INDEX FD</nameOfIssuer>
    <titleOfClass>ULTRA-SHORT TREA</titleOfClass>
    <cusip>922040852</cusip>
    <value>529620</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7000</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
    <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
    <cusip>922042858</cusip>
    <value>1687216</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31141</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>31141</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
    <titleOfClass>TAX EXEMPT BD</titleOfClass>
    <cusip>922907746</cusip>
    <value>504089</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10068</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10068</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
    <cusip>922908363</cusip>
    <value>122070353</value>
    <shrsOrPrnAmt>
      <sshPrnamt>198769</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>198769</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>REAL ESTATE ETF</titleOfClass>
    <cusip>922908553</cusip>
    <value>332556</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3638</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3638</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>SML CP GRW ETF</titleOfClass>
    <cusip>922908595</cusip>
    <value>2428933</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8152</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8152</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>SM CP VAL ETF</titleOfClass>
    <cusip>922908611</cusip>
    <value>873041</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4172</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4172</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>LARGE CAP ETF</titleOfClass>
    <cusip>922908637</cusip>
    <value>322613</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1045</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
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      <None>1045</None>
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  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>EXTEND MKT ETF</titleOfClass>
    <cusip>922908652</cusip>
    <value>1020414</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4874</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4874</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>GROWTH ETF</titleOfClass>
    <cusip>922908736</cusip>
    <value>19604855</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40834</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>40834</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
    <titleOfClass>TOTAL STK MKT</titleOfClass>
    <cusip>922908769</cusip>
    <value>18566135</value>
    <shrsOrPrnAmt>
      <sshPrnamt>56420</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>56420</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WALMART INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>931142103</cusip>
    <value>7389616</value>
    <shrsOrPrnAmt>
      <sshPrnamt>71702</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>71702</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WILLIAMS COS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>969457100</cusip>
    <value>243281</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3840</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3840</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AFLAC INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>001055102</cusip>
    <value>420533</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3765</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3765</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
    <titleOfClass>ALERIAN MLP</titleOfClass>
    <cusip>00162Q452</cusip>
    <value>573219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12214</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <cusip>00206R102</cusip>
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      <sshPrnamt>162903</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
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    <cusip>00214Q104</cusip>
    <value>1003546</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>11629</None>
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    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
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    <value>297977</value>
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    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
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    <value>996429</value>
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      <None>5707</None>
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    <nameOfIssuer>AST SPACEMOBILE INC</nameOfIssuer>
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      <None>6985</None>
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    <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>002824100</cusip>
    <value>2601913</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19426</sshPrnamt>
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      <None>19426</None>
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    <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
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      <sshPrnamt>15627</sshPrnamt>
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    <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
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    <value>750364</value>
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      <sshPrnamt>2751</sshPrnamt>
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      <None>2751</None>
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    <nameOfIssuer>ALPHABET INC</nameOfIssuer>
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      <None>67753</None>
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    <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
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    <cusip>02209S103</cusip>
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      <sshPrnamt>31289</sshPrnamt>
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      <None>31289</None>
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    <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
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      <None>2397</None>
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    <nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
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      <None>2523</None>
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    <nameOfIssuer>CENCORA INC</nameOfIssuer>
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    <nameOfIssuer>AMETEK INC</nameOfIssuer>
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    <cusip>031100100</cusip>
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      <sshPrnamt>32759</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>32759</None>
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    <nameOfIssuer>AMGEN INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>AMPLIFY ETF TR</nameOfIssuer>
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    <cusip>032108607</cusip>
    <value>1025868</value>
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      <sshPrnamt>15302</sshPrnamt>
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    <nameOfIssuer>AMPLIFY ETF TR</nameOfIssuer>
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    <cusip>032108664</cusip>
    <value>593501</value>
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    <nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
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    <nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</nameOfIssuer>
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      <sshPrnamt>22259</sshPrnamt>
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    <nameOfIssuer>ARES MANAGEMENT CORPORATION</nameOfIssuer>
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    <nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
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      <sshPrnamt>53701</sshPrnamt>
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    <nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer>
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      <None>8860</None>
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    <nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
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      <Sole>0</Sole>
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      <None>2644</None>
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    <nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
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    <cusip>053015103</cusip>
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      <sshPrnamt>2533</sshPrnamt>
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      <None>2533</None>
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    <nameOfIssuer>AXON ENTERPRISE INC</nameOfIssuer>
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      <sshPrnamt>1333</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1333</None>
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    <cusip>055622104</cusip>
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      <sshPrnamt>25074</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>25074</None>
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    <nameOfIssuer>BANK AMERICA CORP</nameOfIssuer>
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    <cusip>060505104</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>27751</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>27751</None>
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    <nameOfIssuer>BITWISE BITCOIN ETF TR</nameOfIssuer>
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    <cusip>09174C104</cusip>
    <value>2757715</value>
    <shrsOrPrnAmt>
      <sshPrnamt>44322</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>44322</None>
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  <infoTable>
    <nameOfIssuer>BITMINE IMMERSION TECNOLOGIE</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>09175A206</cusip>
    <value>3077735</value>
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      <sshPrnamt>59267</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
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      <None>59267</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUN INCOME QUALITY</nameOfIssuer>
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    <cusip>092479104</cusip>
    <value>140303</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12748</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12748</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK INVT QUALITY MUN T</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09247D105</cusip>
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      <sshPrnamt>10339</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10339</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK CORE BD TR</nameOfIssuer>
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    <cusip>09249E101</cusip>
    <value>1554999</value>
    <shrsOrPrnAmt>
      <sshPrnamt>156438</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <None>156438</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK ENHANCED EQUITY DI</nameOfIssuer>
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      <sshPrnamt>55085</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>0</Sole>
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      <None>55085</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIYILD QULT FD I</nameOfIssuer>
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      <sshPrnamt>163824</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Shared>0</Shared>
      <None>163824</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</nameOfIssuer>
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      <sshPrnamt>143716</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <nameOfIssuer>BLACKSKY TECHNOLOGY INC</nameOfIssuer>
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    <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
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    <nameOfIssuer>BOEING CO</nameOfIssuer>
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    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>CAPITAL GROUP GBL GROWTH EQT</nameOfIssuer>
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    <nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
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      <None>3261</None>
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    <nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
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    <cusip>14149Y108</cusip>
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    <nameOfIssuer>CELSIUS HLDGS INC</nameOfIssuer>
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    <nameOfIssuer>CHIME FINL INC</nameOfIssuer>
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    <nameOfIssuer>CISCO SYS INC</nameOfIssuer>
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    <nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR</nameOfIssuer>
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      <None>8225</None>
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    <nameOfIssuer>COINBASE GLOBAL INC</nameOfIssuer>
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      <None>922</None>
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    <nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
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    <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
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    <nameOfIssuer>CONSTELLATION ENERGY CORP</nameOfIssuer>
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    <nameOfIssuer>CORNERSTONE STRATEGIC INVEST</nameOfIssuer>
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    <nameOfIssuer>CORNERSTONE TOTAL RETURN FD</nameOfIssuer>
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    <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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    <nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
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    <nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
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    <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
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    <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
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      <None>12638</None>
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    <nameOfIssuer>DUTCH BROS INC</nameOfIssuer>
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    <nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer>
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    <nameOfIssuer>EATON VANCE LIMITED DURATION</nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>ENERGY TRANSFER L P</nameOfIssuer>
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    <nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
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      <None>46745</None>
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    <nameOfIssuer>EXCHANGE LISTED FDS TR</nameOfIssuer>
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    <cusip>30151E806</cusip>
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      <None>22965</None>
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  <infoTable>
    <nameOfIssuer>FEDEX CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>31428X106</cusip>
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      <None>881</None>
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  <infoTable>
    <nameOfIssuer>FIRST MAJESTIC SILVER CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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      <sshPrnamt>15959</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>15959</None>
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    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
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    <value>1057564</value>
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      <sshPrnamt>9413</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>9413</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>CAP STRENGTH ETF</titleOfClass>
    <cusip>33733E104</cusip>
    <value>2996226</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31997</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>31997</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>CLOUD COMPUTING</titleOfClass>
    <cusip>33734X192</cusip>
    <value>562572</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4185</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4185</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>NASDAQ CYB ETF</titleOfClass>
    <cusip>33734X846</cusip>
    <value>1954812</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25718</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>25718</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>FIRST TR TA HIYL</titleOfClass>
    <cusip>33738D408</cusip>
    <value>667632</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15877</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>15877</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>BUYWRIT INCM ETF</titleOfClass>
    <cusip>33738R308</cusip>
    <value>1030579</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43466</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>43466</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
    <cusip>33738R605</cusip>
    <value>923640</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14917</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>14917</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>PFD SECS INC ETF</titleOfClass>
    <cusip>33739E108</cusip>
    <value>1790216</value>
    <shrsOrPrnAmt>
      <sshPrnamt>98148</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>98148</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST LADDERED</titleOfClass>
    <cusip>33740F755</cusip>
    <value>25415974</value>
    <shrsOrPrnAmt>
      <sshPrnamt>760502</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>760502</None>
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  <infoTable>
    <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
    <titleOfClass>CL B</titleOfClass>
    <cusip>35671D857</cusip>
    <value>981739</value>
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      <sshPrnamt>25032</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>25032</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>36828A101</cusip>
    <value>4833171</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7860</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7860</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>37045V100</cusip>
    <value>237917</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3902</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3902</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>NASDAQ 100 COVER</titleOfClass>
    <cusip>37954Y483</cusip>
    <value>717984</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42210</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>42210</None>
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    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>US INFR DEV ETF</titleOfClass>
    <cusip>37954Y673</cusip>
    <value>339606</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7130</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>GLOBAL X SILVER</titleOfClass>
    <cusip>37954Y848</cusip>
    <value>209956</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2931</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2931</None>
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    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>LITHIUM BTRY ETF</titleOfClass>
    <cusip>37954Y855</cusip>
    <value>316516</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5568</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5568</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38141G104</cusip>
    <value>406077</value>
    <shrsOrPrnAmt>
      <sshPrnamt>510</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>510</None>
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  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS PHYSICAL GOLD</nameOfIssuer>
    <titleOfClass>UNIT</titleOfClass>
    <cusip>38150K103</cusip>
    <value>751803</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19722</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>19722</None>
    </votingAuthority>
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    <nameOfIssuer>TIDAL TRUST III</nameOfIssuer>
    <titleOfClass>ROCKEFELLER US S</titleOfClass>
    <cusip>45259A803</cusip>
    <value>24193379</value>
    <shrsOrPrnAmt>
      <sshPrnamt>918933</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>918933</None>
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    <nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>45866F104</cusip>
    <value>1306722</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7756</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7756</None>
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    <nameOfIssuer>INTUITIVE MACHINES INC</nameOfIssuer>
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    <cusip>46125A100</cusip>
    <value>306237</value>
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      <sshPrnamt>29110</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>29110</None>
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    <nameOfIssuer>INVESCO MUNICIPAL TRUST</nameOfIssuer>
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    <cusip>46131J103</cusip>
    <value>700831</value>
    <shrsOrPrnAmt>
      <sshPrnamt>72625</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>72625</None>
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    <nameOfIssuer>INVESCO TR INVT GRADE MUNS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46131M106</cusip>
    <value>230756</value>
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      <sshPrnamt>22802</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>22802</None>
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    <nameOfIssuer>INVESCO MUN OPPORTUNITY TR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46132C107</cusip>
    <value>290931</value>
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      <sshPrnamt>30086</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>30086</None>
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    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL WGT</titleOfClass>
    <cusip>46137V357</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>156766</sshPrnamt>
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      <None>156766</None>
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    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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    <cusip>46137V464</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>4722</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>4722</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>S&amp;P SMLCP MOMENT</titleOfClass>
    <cusip>46137V498</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>3364</sshPrnamt>
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      <Sole>0</Sole>
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      <None>3364</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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      <Sole>0</Sole>
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      <None>26910</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>MSCI USA MIN VOL</titleOfClass>
    <cusip>46429B697</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>8484</sshPrnamt>
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      <None>8484</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE MSCI EAFE</titleOfClass>
    <cusip>46432F842</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>18121</sshPrnamt>
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      <None>18121</None>
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  <infoTable>
    <nameOfIssuer>ISHARES INC</nameOfIssuer>
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      <sshPrnamt>22464</sshPrnamt>
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      <None>22464</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>0-5YR HI YL CP</titleOfClass>
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      <sshPrnamt>14782</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>14782</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <shrsOrPrnAmt>
      <sshPrnamt>5174</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <None>5174</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>GLOBAL REIT ETF</titleOfClass>
    <cusip>46434V647</cusip>
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      <sshPrnamt>9623</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>9623</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE MSCI EURO</titleOfClass>
    <cusip>46434V738</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>10454</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Shared>0</Shared>
      <None>10454</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBDS DEC28 ETF</titleOfClass>
    <cusip>46435U515</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>19038</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>19038</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>EQUITY PREMIUM</titleOfClass>
    <cusip>46641Q332</cusip>
    <value>8493853</value>
    <shrsOrPrnAmt>
      <sshPrnamt>148754</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>148754</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>NASDAQ EQT PREM</titleOfClass>
    <cusip>46654Q203</cusip>
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      <sshPrnamt>36863</sshPrnamt>
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      <None>36863</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>46982L108</cusip>
    <value>257459</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1718</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1718</None>
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    <nameOfIssuer>KKR &amp; CO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>48251W104</cusip>
    <value>1165467</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8969</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8969</None>
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    <nameOfIssuer>KENVUE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>49177J102</cusip>
    <value>298161</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18371</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>18371</None>
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    <nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>49456B101</cusip>
    <value>2978771</value>
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      <sshPrnamt>105220</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>105220</None>
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    <nameOfIssuer>LENDINGCLUB CORP</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>52603A208</cusip>
    <value>455700</value>
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      <sshPrnamt>30000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Shared>0</Shared>
      <None>30000</None>
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    <nameOfIssuer>MPLX LP</nameOfIssuer>
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    <cusip>55336V100</cusip>
    <value>213062</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4266</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>4266</None>
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    <titleOfClass>TREMBLANT GLOBAL</titleOfClass>
    <cusip>56167N191</cusip>
    <value>314659</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8845</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>8845</None>
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    <nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>56585A102</cusip>
    <value>255335</value>
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      <sshPrnamt>1325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1325</None>
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    <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>57636Q104</cusip>
    <value>6402569</value>
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      <sshPrnamt>11256</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11256</None>
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    <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>58933Y105</cusip>
    <value>4933619</value>
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      <sshPrnamt>58229</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>58229</None>
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    <nameOfIssuer>METLIFE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>59156R108</cusip>
    <value>1670395</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20279</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Shared>0</Shared>
      <None>20279</None>
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    <nameOfIssuer>NETFLIX INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>64110L106</cusip>
    <value>3542809</value>
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      <sshPrnamt>2955</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>2955</None>
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    <nameOfIssuer>NOVARTIS AG</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>66987V109</cusip>
    <value>286123</value>
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      <sshPrnamt>2231</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>2231</None>
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    <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>67066V101</cusip>
    <value>3148721</value>
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      <sshPrnamt>268114</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>268114</None>
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    <nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
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    <cusip>67070X101</cusip>
    <value>4876872</value>
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      <sshPrnamt>387085</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>0</Sole>
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      <None>387085</None>
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    <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>67071L106</cusip>
    <value>4762058</value>
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      <sshPrnamt>386036</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>386036</None>
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    <nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>67073B106</cusip>
    <value>684617</value>
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      <sshPrnamt>82830</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>82830</None>
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    <nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>67074C103</cusip>
    <value>1082075</value>
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      <sshPrnamt>66332</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>66332</None>
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    <nameOfIssuer>NUVEEN DYNAMIC MUN OPPORTUNI</nameOfIssuer>
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    <cusip>67079X102</cusip>
    <value>1007058</value>
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      <sshPrnamt>96550</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <None>96550</None>
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    <nameOfIssuer>OREILLY AUTOMOTIVE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>15519</None>
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    <nameOfIssuer>ETHZILLA CORPORATION</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>68236V302</cusip>
    <value>38078</value>
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      <sshPrnamt>15800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>15800</None>
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    <nameOfIssuer>ORACLE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>68389X105</cusip>
    <value>1933278</value>
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      <sshPrnamt>6874</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>6874</None>
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    <nameOfIssuer>OTIS WORLDWIDE CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>68902V107</cusip>
    <value>482123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5273</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5273</None>
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  <infoTable>
    <nameOfIssuer>PACER FDS TR</nameOfIssuer>
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    <cusip>69374H360</cusip>
    <value>8356088</value>
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      <sshPrnamt>230195</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>230195</None>
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    <nameOfIssuer>PACER FDS TR</nameOfIssuer>
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    <cusip>69374H881</cusip>
    <value>8637541</value>
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      <sshPrnamt>150297</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>150297</None>
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  <infoTable>
    <nameOfIssuer>PALANTIR TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>69608A108</cusip>
    <value>3714983</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20365</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>20365</None>
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    <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>70450Y103</cusip>
    <value>2437698</value>
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      <sshPrnamt>36351</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
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      <None>36351</None>
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  <infoTable>
    <nameOfIssuer>PIMCO MUN INCOME FD II</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>72200W106</cusip>
    <value>1024876</value>
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      <sshPrnamt>129433</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>129433</None>
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  <infoTable>
    <nameOfIssuer>PIMCO INCOME STRATEGY FD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>72201H108</cusip>
    <value>197066</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22995</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>22995</None>
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  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>ENHAN SHRT MA AC</titleOfClass>
    <cusip>72201R833</cusip>
    <value>4564493</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45332</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
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      <None>45332</None>
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  <infoTable>
    <nameOfIssuer>PIMCO DYNAMIC INCOME FD</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>72201Y101</cusip>
    <value>800130</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40099</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
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      <None>40099</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>POWER SOLUTIONS INTL INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>73933G202</cusip>
    <value>267846</value>
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      <sshPrnamt>2727</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2727</None>
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  <infoTable>
    <nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74340W103</cusip>
    <value>1380018</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12050</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12050</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74762E102</cusip>
    <value>379561</value>
    <shrsOrPrnAmt>
      <sshPrnamt>916</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>916</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75513E101</cusip>
    <value>3000015</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17929</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>17929</None>
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  <infoTable>
    <nameOfIssuer>RED CAT HLDGS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75644T100</cusip>
    <value>320850</value>
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      <sshPrnamt>31000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Shared>0</Shared>
      <None>31000</None>
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    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
    <cusip>78464A375</cusip>
    <value>303033</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8942</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8942</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>PORTFOLIO SHORT</titleOfClass>
    <cusip>78464A474</cusip>
    <value>452227</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14930</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>14930</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>PORTFOLIO S&amp;P500</titleOfClass>
    <cusip>78464A854</cusip>
    <value>549791</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7018</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7018</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
    <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>525796</value>
    <shrsOrPrnAmt>
      <sshPrnamt>880</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>880</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SACHEM CAP CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78590A109</cusip>
    <value>28581</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25749</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>25749</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SALESFORCE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>79466L302</cusip>
    <value>2122694</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8941</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8941</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEA LTD</nameOfIssuer>
    <titleOfClass>SPONSORD ADS</titleOfClass>
    <cusip>81141R100</cusip>
    <value>610720</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3417</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3417</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>SBI HEALTHCARE</titleOfClass>
    <cusip>81369Y209</cusip>
    <value>1348153</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9687</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9687</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>ENERGY</titleOfClass>
    <cusip>81369Y506</cusip>
    <value>3037908</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34004</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>34004</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>INDL</titleOfClass>
    <cusip>81369Y704</cusip>
    <value>6371940</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41315</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>41315</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
    <titleOfClass>TECHNOLOGY</titleOfClass>
    <cusip>81369Y803</cusip>
    <value>7478628</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26533</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>26533</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TALEN ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87422Q109</cusip>
    <value>721019</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1695</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1695</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89417E109</cusip>
    <value>691149</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2475</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2475</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89832Q109</cusip>
    <value>3734450</value>
    <shrsOrPrnAmt>
      <sshPrnamt>81681</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>81681</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>2023 ETF SERIES TRUST II</nameOfIssuer>
    <titleOfClass>GMO US QUALITY E</titleOfClass>
    <cusip>90139K100</cusip>
    <value>1672373</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46116</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>46116</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>90353T100</cusip>
    <value>1732697</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17686</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>17686</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91324P102</cusip>
    <value>4500375</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13033</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13033</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>UNUM GROUP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91529Y106</cusip>
    <value>319754</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4111</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4111</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91913Y100</cusip>
    <value>3559024</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20903</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>20903</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
    <titleOfClass>URANIUM AND NUCL</titleOfClass>
    <cusip>92189F601</cusip>
    <value>797731</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5881</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5881</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
    <titleOfClass>MRNGSTR WDE MOAT</titleOfClass>
    <cusip>92189F643</cusip>
    <value>3996628</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>40325</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
    <titleOfClass>SEMICONDUCTR ETF</titleOfClass>
    <cusip>92189F676</cusip>
    <value>3190268</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9775</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9775</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK BITCOIN ETF</nameOfIssuer>
    <titleOfClass>SH BEN INT</titleOfClass>
    <cusip>92189K105</cusip>
    <value>794360</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24540</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>24540</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
    <titleOfClass>TOTAL INT BD ETF</titleOfClass>
    <cusip>92203J407</cusip>
    <value>2654251</value>
    <shrsOrPrnAmt>
      <sshPrnamt>53665</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>53665</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
    <titleOfClass>CONSUM DIS ETF</titleOfClass>
    <cusip>92204A108</cusip>
    <value>610818</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1542</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1542</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
    <titleOfClass>CONSUM STP ETF</titleOfClass>
    <cusip>92204A207</cusip>
    <value>1986838</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9296</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9296</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
    <titleOfClass>INF TECH ETF</titleOfClass>
    <cusip>92204A702</cusip>
    <value>3212861</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4303</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4303</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
    <titleOfClass>VNG RUS2000IDX</titleOfClass>
    <cusip>92206C664</cusip>
    <value>1084285</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11084</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11084</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
    <titleOfClass>INT-TERM CORP</titleOfClass>
    <cusip>92206C870</cusip>
    <value>1001331</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11905</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11905</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92343V104</cusip>
    <value>2562003</value>
    <shrsOrPrnAmt>
      <sshPrnamt>58294</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>58294</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92532F100</cusip>
    <value>217360</value>
    <shrsOrPrnAmt>
      <sshPrnamt>555</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>555</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
    <titleOfClass>SHARES FREE CASH</titleOfClass>
    <cusip>92647X830</cusip>
    <value>38947568</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1038602</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1038602</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VISTRA CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92840M102</cusip>
    <value>450709</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92939U106</cusip>
    <value>202093</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1764</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1764</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>94106L109</cusip>
    <value>406479</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1841</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1841</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WESTERN ASSET INVESTMENT GRA</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>95766T100</cusip>
    <value>255069</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19815</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>19815</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
    <titleOfClass>EMER MKT HIGH FD</titleOfClass>
    <cusip>97717W315</cusip>
    <value>248746</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5409</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5409</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WORLD GOLD TR</nameOfIssuer>
    <titleOfClass>SPDR GLD MINIS</titleOfClass>
    <cusip>98149E303</cusip>
    <value>8978441</value>
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      <sshPrnamt>117442</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>117442</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ZOETIS INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>98978V103</cusip>
    <value>1333086</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9111</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9111</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ZSCALER INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>98980G102</cusip>
    <value>1043956</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3484</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3484</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
    <titleOfClass>SHS CLASS A</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>1093843</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4436</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4436</None>
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  <infoTable>
    <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G29183103</cusip>
    <value>1625287</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4343</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4343</None>
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  <infoTable>
    <nameOfIssuer>DYNAMIX CORP</nameOfIssuer>
    <titleOfClass>SHS CL A</titleOfClass>
    <cusip>G2949D104</cusip>
    <value>151934</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14595</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>14595</None>
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    <nameOfIssuer>LINDE PLC</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G54950103</cusip>
    <value>695316</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1464</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1464</None>
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  <infoTable>
    <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>555685</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5794</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5794</None>
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  <infoTable>
    <nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</nameOfIssuer>
    <titleOfClass>ORD SHS</titleOfClass>
    <cusip>G7997R103</cusip>
    <value>299966</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1267</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1267</None>
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  <infoTable>
    <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>H1467J104</cusip>
    <value>1118671</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3951</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3951</None>
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    <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
    <titleOfClass>N Y REGISTRY SHS</titleOfClass>
    <cusip>N07059210</cusip>
    <value>510046</value>
    <shrsOrPrnAmt>
      <sshPrnamt>527</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1,3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>527</None>
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  <infoTable>
    <nameOfIssuer>NEBIUS GROUP N.V.</nameOfIssuer>
    <titleOfClass>SHS CLASS A</titleOfClass>
    <cusip>N97284108</cusip>
    <value>1232388</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10977</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10977</None>
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    <nameOfIssuer>IREN LIMITED</nameOfIssuer>
    <titleOfClass>ORDINARY SHARES</titleOfClass>
    <cusip>Q4982L109</cusip>
    <value>357841</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7625</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7625</None>
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  <infoTable>
    <nameOfIssuer>CAMBRIA ETF TR</nameOfIssuer>
    <titleOfClass>GLB ASSET ALLO</titleOfClass>
    <cusip>132061607</cusip>
    <value>2236026</value>
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      <sshPrnamt>70828</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>70828</None>
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    <nameOfIssuer>CORNING INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>219350105</cusip>
    <value>3965034</value>
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      <sshPrnamt>48336</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>48336</None>
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  <infoTable>
    <nameOfIssuer>DENISON MINES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>248356107</cusip>
    <value>38632</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14048</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>14048</None>
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    <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
    <titleOfClass>HIGH DIVID ETF</titleOfClass>
    <cusip>316092840</cusip>
    <value>581538</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10439</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10439</None>
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    <nameOfIssuer>FIDELITY MERRIMACK STR TR</nameOfIssuer>
    <titleOfClass>TOTAL BD ETF</titleOfClass>
    <cusip>316188309</cusip>
    <value>2372821</value>
    <shrsOrPrnAmt>
      <sshPrnamt>51130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>51130</None>
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    <nameOfIssuer>GOLDMAN SACHS ETF TR</nameOfIssuer>
    <titleOfClass>HEDGE IND ETF</titleOfClass>
    <cusip>381430545</cusip>
    <value>240157</value>
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      <sshPrnamt>1567</sshPrnamt>
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      <None>1567</None>
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    <nameOfIssuer>INFOSYS LTD</nameOfIssuer>
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    <value>243410</value>
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      <sshPrnamt>14961</sshPrnamt>
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      <None>14961</None>
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    <nameOfIssuer>ISHARES INC</nameOfIssuer>
    <titleOfClass>MSCI WORLD ETF</titleOfClass>
    <cusip>464286392</cusip>
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      <sshPrnamt>2347</sshPrnamt>
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      <None>2347</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <value>292562</value>
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      <None>2805</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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      <sshPrnamt>2842</sshPrnamt>
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      <None>2842</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <value>786932</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2153</sshPrnamt>
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      <None>2153</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <value>312285</value>
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      <sshPrnamt>1766</sshPrnamt>
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      <None>1766</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <value>1117397</value>
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      <sshPrnamt>3491</sshPrnamt>
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      <None>3491</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <cusip>464287770</cusip>
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      <sshPrnamt>4877</sshPrnamt>
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      <None>4877</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <cusip>464288240</cusip>
    <value>314583</value>
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      <sshPrnamt>4839</sshPrnamt>
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      <None>4839</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <value>283788</value>
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      <None>3430</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
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    <cusip>464288448</cusip>
    <value>348808</value>
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      <sshPrnamt>9543</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>9543</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE 60/40 BALAN</titleOfClass>
    <cusip>464289867</cusip>
    <value>247541</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3845</sshPrnamt>
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      <None>3845</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE 40/60 MODER</titleOfClass>
    <cusip>464289875</cusip>
    <value>444159</value>
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      <sshPrnamt>9335</sshPrnamt>
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      <None>9335</None>
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    <nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>534187109</cusip>
    <value>206682</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>5125</None>
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    <nameOfIssuer>LULULEMON ATHLETICA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>550021109</cusip>
    <value>279884</value>
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      <sshPrnamt>1573</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1573</None>
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    <nameOfIssuer>MASTEC INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>576323109</cusip>
    <value>709721</value>
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      <sshPrnamt>3335</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>3335</None>
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  <infoTable>
    <nameOfIssuer>PPG INDS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>693506107</cusip>
    <value>239831</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2282</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>2282</None>
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  <infoTable>
    <nameOfIssuer>PAN AMERN SILVER CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>697900108</cusip>
    <value>1163846</value>
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      <sshPrnamt>30050</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>30050</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PUTNAM ETF TRUST</nameOfIssuer>
    <titleOfClass>FOCUSED LAR CAP</titleOfClass>
    <cusip>746729300</cusip>
    <value>1584399</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37088</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <None>37088</None>
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    <titleOfClass>COM</titleOfClass>
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    <value>1024034</value>
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      <None>13437</None>
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    <nameOfIssuer>REAVES UTIL INCOME FD</nameOfIssuer>
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    <cusip>756158101</cusip>
    <value>495170</value>
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      <None>12498</None>
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    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
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    <cusip>808524300</cusip>
    <value>1658114</value>
    <shrsOrPrnAmt>
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      <None>51962</None>
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    <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
    <titleOfClass>FUNDAMENTAL INTL</titleOfClass>
    <cusip>808524755</cusip>
    <value>57724106</value>
    <shrsOrPrnAmt>
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      <None>1343671</None>
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    <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>858119100</cusip>
    <value>207882</value>
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      <sshPrnamt>1486</sshPrnamt>
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      <None>1486</None>
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    <nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
    <titleOfClass>VG TL INTL STK F</titleOfClass>
    <cusip>921909768</cusip>
    <value>1171318</value>
    <shrsOrPrnAmt>
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      <None>15945</None>
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    <titleOfClass>MEGA CAP VAL ETF</titleOfClass>
    <cusip>921910840</cusip>
    <value>932640</value>
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      <sshPrnamt>6737</sshPrnamt>
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      <None>6737</None>
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    <cusip>921910873</cusip>
    <value>3973021</value>
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      <None>16238</None>
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    <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
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    <cusip>921932778</cusip>
    <value>241192</value>
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      <None>2533</None>
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    <nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
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    <cusip>921937819</cusip>
    <value>4974756</value>
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      <None>63705</None>
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    <titleOfClass>INTL HIGH ETF</titleOfClass>
    <cusip>921946794</cusip>
    <value>448937</value>
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      <sshPrnamt>5302</sshPrnamt>
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      <None>5302</None>
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    <titleOfClass>CORE-PLUS BD ETF</titleOfClass>
    <cusip>922020755</cusip>
    <value>788722</value>
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      <None>10031</None>
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    <nameOfIssuer>VISTA GOLD CORP</nameOfIssuer>
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    <cusip>927926303</cusip>
    <value>30719</value>
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      <sshPrnamt>14422</sshPrnamt>
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      <None>14422</None>
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    <nameOfIssuer>WHEATON PRECIOUS METALS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>962879102</cusip>
    <value>1212878</value>
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      <None>10845</None>
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    <nameOfIssuer>AB ACTIVE ETFS INC</nameOfIssuer>
    <titleOfClass>TAX AWARE SHRT</titleOfClass>
    <cusip>00039J202</cusip>
    <value>218000</value>
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      <sshPrnamt>8603</sshPrnamt>
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      <None>8603</None>
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    <nameOfIssuer>ARK ETF TR</nameOfIssuer>
    <titleOfClass>GENOMIC REV ETF</titleOfClass>
    <cusip>00214Q302</cusip>
    <value>228158</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8216</sshPrnamt>
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      <None>8216</None>
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    <nameOfIssuer>ALAMOS GOLD INC NEW</nameOfIssuer>
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    <cusip>011532108</cusip>
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      <None>25838</None>
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    <nameOfIssuer>EA SERIES TRUST</nameOfIssuer>
    <titleOfClass>STRIVE TOTAL RET</titleOfClass>
    <cusip>02072L458</cusip>
    <value>4893845</value>
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      <None>241319</None>
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    <nameOfIssuer>EA SERIES TRUST</nameOfIssuer>
    <titleOfClass>STRIVE NATURAL</titleOfClass>
    <cusip>02072L557</cusip>
    <value>676634</value>
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      <None>17176</None>
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    <nameOfIssuer>EA SERIES TRUST</nameOfIssuer>
    <titleOfClass>STRIVE 1000 DIV</titleOfClass>
    <cusip>02072L581</cusip>
    <value>876806</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24004</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>24004</None>
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    <nameOfIssuer>EA SERIES TRUST</nameOfIssuer>
    <titleOfClass>STRIVE 1000 VALU</titleOfClass>
    <cusip>02072L599</cusip>
    <value>805276</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24892</sshPrnamt>
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      <None>24892</None>
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    <nameOfIssuer>EA SERIES TRUST</nameOfIssuer>
    <titleOfClass>STRIVE 1000 GRWT</titleOfClass>
    <cusip>02072L615</cusip>
    <value>2352180</value>
    <shrsOrPrnAmt>
      <sshPrnamt>47119</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>47119</None>
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    <nameOfIssuer>EA SERIES TRUST</nameOfIssuer>
    <titleOfClass>STRIVE 500 ETF</titleOfClass>
    <cusip>02072L680</cusip>
    <value>2317317</value>
    <shrsOrPrnAmt>
      <sshPrnamt>53642</sshPrnamt>
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      <None>53642</None>
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    <nameOfIssuer>AMERICAS GOLD AND SILVER COR</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>03062D803</cusip>
    <value>39432</value>
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      <sshPrnamt>10600</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10600</None>
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    <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>049560105</cusip>
    <value>463739</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2716</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2716</None>
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    <nameOfIssuer>AUTOZONE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>053332102</cusip>
    <value>253124</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>59</None>
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    <nameOfIssuer>BANK AMERICA CORP</nameOfIssuer>
    <titleOfClass>7.25%CNV PFD L</titleOfClass>
    <cusip>060505682</cusip>
    <value>1037426</value>
    <shrsOrPrnAmt>
      <sshPrnamt>810</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>810</None>
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    <nameOfIssuer>BIORESTORATIVE THERAPIES INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>090655606</cusip>
    <value>54303</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37450</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>37450</None>
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    <nameOfIssuer>B2GOLD CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>11777Q209</cusip>
    <value>574339</value>
    <shrsOrPrnAmt>
      <sshPrnamt>116028</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>116028</None>
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  <infoTable>
    <nameOfIssuer>CAPITAL GROUP CORE EQUITY ET</nameOfIssuer>
    <titleOfClass>SHS CREATION UNI</titleOfClass>
    <cusip>14020V108</cusip>
    <value>531068</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13409</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13409</None>
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  <infoTable>
    <nameOfIssuer>CAPITAL GRP FIXED INCM ETF T</nameOfIssuer>
    <titleOfClass>SHORT DURATION</titleOfClass>
    <cusip>14020Y409</cusip>
    <value>3406096</value>
    <shrsOrPrnAmt>
      <sshPrnamt>131105</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>131105</None>
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  <infoTable>
    <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
    <titleOfClass>INTL CORE EQT MK</titleOfClass>
    <cusip>25434V203</cusip>
    <value>7644114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>210292</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>210292</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DOMINOS PIZZA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25754A201</cusip>
    <value>497496</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1152</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1152</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DYNEX CAP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26817Q886</cusip>
    <value>284994</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>22900</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>EOG RES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26875P101</cusip>
    <value>911183</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8127</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8127</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ETFIS SER TR I</nameOfIssuer>
    <titleOfClass>VIRTUS REAVES UT</titleOfClass>
    <cusip>26923G806</cusip>
    <value>885549</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10613</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10613</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>EATON VANCE MUNI INCOME TRUS</nameOfIssuer>
    <titleOfClass>SH BEN INT</titleOfClass>
    <cusip>27826U108</cusip>
    <value>223282</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20170</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>20170</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
    <titleOfClass>ENHANCED INTL</titleOfClass>
    <cusip>31609A404</cusip>
    <value>6751232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>191361</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>191361</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>DOW 30 EQL WGT</titleOfClass>
    <cusip>33733A201</cusip>
    <value>289485</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7248</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7248</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>DJ INTERNT IDX</titleOfClass>
    <cusip>33733E302</cusip>
    <value>2839257</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10146</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10146</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>NASDAQ 100 EX</titleOfClass>
    <cusip>33733E401</cusip>
    <value>1265908</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12796</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12796</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>INDXX AEROSPACE</titleOfClass>
    <cusip>33733E831</cusip>
    <value>229716</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5542</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5542</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>FINLS ALPHADEX</titleOfClass>
    <cusip>33734X135</cusip>
    <value>1860539</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31327</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>31327</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>UTILITIES ALPH</titleOfClass>
    <cusip>33734X184</cusip>
    <value>1349411</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29690</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>29690</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</nameOfIssuer>
    <titleOfClass>COM SHS</titleOfClass>
    <cusip>33735K108</cusip>
    <value>903098</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5621</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5621</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>EUROPE ALPHADEX</titleOfClass>
    <cusip>33737J117</cusip>
    <value>245381</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4794</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4794</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>CHINA ALPHADEX</titleOfClass>
    <cusip>33737J141</cusip>
    <value>245416</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8472</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8472</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>DEV MRK EX US</titleOfClass>
    <cusip>33737J174</cusip>
    <value>1417167</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18803</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>18803</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>GERMANY ALPHA</titleOfClass>
    <cusip>33737J190</cusip>
    <value>260544</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4430</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4430</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>UNIT KING ALPH</titleOfClass>
    <cusip>33737J224</cusip>
    <value>229755</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4740</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4740</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</nameOfIssuer>
    <titleOfClass>EURO ALPHADEX</titleOfClass>
    <cusip>33737J505</cusip>
    <value>254101</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4323</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4323</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>INTERMEDIATE DUR</titleOfClass>
    <cusip>33738D796</cusip>
    <value>373349</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17586</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>17586</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>LIMITED DURATION</titleOfClass>
    <cusip>33738D804</cusip>
    <value>401566</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20904</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>20904</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>FT VEST SMID</titleOfClass>
    <cusip>33738D820</cusip>
    <value>970241</value>
    <shrsOrPrnAmt>
      <sshPrnamt>44877</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>44877</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>FT VEST RIS</titleOfClass>
    <cusip>33738D879</cusip>
    <value>3136441</value>
    <shrsOrPrnAmt>
      <sshPrnamt>121332</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>121332</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>NASDAQ BUYWRITE</titleOfClass>
    <cusip>33738R407</cusip>
    <value>280160</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13600</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>RBA INDL ETF</titleOfClass>
    <cusip>33738R704</cusip>
    <value>639812</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6618</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6618</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
    <titleOfClass>NASDQ ARTFCIAL</titleOfClass>
    <cusip>33738R720</cusip>
    <value>232610</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4398</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4398</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>MANAGD MUN ETF</titleOfClass>
    <cusip>33739N108</cusip>
    <value>264561</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5218</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5218</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
    <titleOfClass>SHRT DUR MNG MUN</titleOfClass>
    <cusip>33739P830</cusip>
    <value>1548305</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77107</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>77107</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>FST LOW OPPT EFT</titleOfClass>
    <cusip>33739Q200</cusip>
    <value>1597200</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32079</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>32079</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>FIRST TR ENH NEW</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>5799027</value>
    <shrsOrPrnAmt>
      <sshPrnamt>96453</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>96453</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>VEST NASDAQ-100</titleOfClass>
    <cusip>33740F193</cusip>
    <value>311101</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13400</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST NASD 100</titleOfClass>
    <cusip>33740F219</cusip>
    <value>354844</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>15240</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>VEST NASDAQ 100</titleOfClass>
    <cusip>33740F268</cusip>
    <value>424314</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17326</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>17326</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST NAS</titleOfClass>
    <cusip>33740F557</cusip>
    <value>382404</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12292</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12292</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740F615</cusip>
    <value>1210671</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29695</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>29695</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST NAS</titleOfClass>
    <cusip>33740F649</cusip>
    <value>292489</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9400</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST UQ EQT</titleOfClass>
    <cusip>33740F672</cusip>
    <value>1459530</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33783</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>33783</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740F680</cusip>
    <value>325621</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7367</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7367</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US</titleOfClass>
    <cusip>33740F771</cusip>
    <value>860599</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18493</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>18493</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>SMITH OPPORT FXD</titleOfClass>
    <cusip>33740F805</cusip>
    <value>682076</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15355</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>15355</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740F839</cusip>
    <value>521481</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11138</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11138</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>SMITH UNCONSTRAI</titleOfClass>
    <cusip>33740F888</cusip>
    <value>3964351</value>
    <shrsOrPrnAmt>
      <sshPrnamt>157388</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>157388</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST US EQT</titleOfClass>
    <cusip>33740U208</cusip>
    <value>362313</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6620</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6620</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST U.S.</titleOfClass>
    <cusip>33740U406</cusip>
    <value>1049473</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23977</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>23977</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST LADDERED</titleOfClass>
    <cusip>33740U703</cusip>
    <value>1503036</value>
    <shrsOrPrnAmt>
      <sshPrnamt>54379</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>54379</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST LAD</titleOfClass>
    <cusip>33740U729</cusip>
    <value>2250140</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86878</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>86878</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST LADDERED</titleOfClass>
    <cusip>33740U752</cusip>
    <value>483405</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13875</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13875</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST U.S.</titleOfClass>
    <cusip>33740U802</cusip>
    <value>1084267</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28064</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>28064</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST U.S</titleOfClass>
    <cusip>33740U810</cusip>
    <value>374553</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9005</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9005</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
    <titleOfClass>FT VEST U.S</titleOfClass>
    <cusip>33740U844</cusip>
    <value>557945</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13221</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13221</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
    <titleOfClass>SMID RISNG ETF</titleOfClass>
    <cusip>33741X102</cusip>
    <value>16725484</value>
    <shrsOrPrnAmt>
      <sshPrnamt>439919</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>439919</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORTINET INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>34959E109</cusip>
    <value>1587094</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18876</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>18876</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
    <titleOfClass>US TREASURY BOND</titleOfClass>
    <cusip>35473P488</cusip>
    <value>446443</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21630</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>21630</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
    <titleOfClass>US LRG CP MLTFCT</titleOfClass>
    <cusip>35473P801</cusip>
    <value>541076</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7907</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7907</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GALIANO GOLD INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>36352H100</cusip>
    <value>26280</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GAMCO GLOBAL GOLD NAT RES &amp;</nameOfIssuer>
    <titleOfClass>COM SH BEN INT</titleOfClass>
    <cusip>36465A109</cusip>
    <value>106786</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20715</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>20715</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>S&amp;P 500 COVERED</titleOfClass>
    <cusip>37954Y475</cusip>
    <value>297681</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7582</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7582</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>RBTCS ARTFL INTE</titleOfClass>
    <cusip>37954Y715</cusip>
    <value>227006</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6407</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6407</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
    <titleOfClass>SUPERDIVIDEND</titleOfClass>
    <cusip>37960A669</cusip>
    <value>273708</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11414</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11414</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GOLDMINING INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38149E101</cusip>
    <value>31008</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25210</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>25210</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS ETF TR</nameOfIssuer>
    <titleOfClass>S&amp;P 500 PREMIUM</titleOfClass>
    <cusip>38149W622</cusip>
    <value>302934</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5800</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HANCOCK JOHN PFD INCOME FD I</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>41013X106</cusip>
    <value>195342</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11509</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11509</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NEW YORK LIFE INVESTMENTS ET</nameOfIssuer>
    <titleOfClass>NYLI HEDGE MULTI</titleOfClass>
    <cusip>45409B107</cusip>
    <value>297962</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8860</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8860</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INSTEEL INDS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>45774W108</cusip>
    <value>451332</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11772</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11772</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INTEGRA RES CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>45826T509</cusip>
    <value>33778</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11450</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INTERNATIONAL TOWER HILL MIN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46050R102</cusip>
    <value>31337</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19108</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>19108</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>AEROSPACE DEFN</titleOfClass>
    <cusip>46137V100</cusip>
    <value>4195641</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26990</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>26990</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL HLT</titleOfClass>
    <cusip>46137V332</cusip>
    <value>294346</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10015</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10015</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
    <cusip>46138E354</cusip>
    <value>656176</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8930</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8930</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>NASDAQ 100 ETF</titleOfClass>
    <cusip>46138G649</cusip>
    <value>23955566</value>
    <shrsOrPrnAmt>
      <sshPrnamt>96939</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>96939</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
    <titleOfClass>S&amp;P 500 REVENUE</titleOfClass>
    <cusip>46138G698</cusip>
    <value>205891</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1861</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1861</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
    <titleOfClass>BULLETSHS 31 MUN</titleOfClass>
    <cusip>46138J411</cusip>
    <value>476773</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22693</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>22693</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
    <titleOfClass>INVSC 30 MUNI BD</titleOfClass>
    <cusip>46138J445</cusip>
    <value>482844</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22028</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>22028</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
    <titleOfClass>BULSHS 2027 MUNI</titleOfClass>
    <cusip>46138J494</cusip>
    <value>484929</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20496</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>20496</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
    <titleOfClass>BULSHS 2025 MUNI</titleOfClass>
    <cusip>46138J528</cusip>
    <value>431710</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17603</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>17603</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
    <titleOfClass>BULLETSHARE 2034</titleOfClass>
    <cusip>46139W767</cusip>
    <value>417478</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17159</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>17159</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
    <titleOfClass>BULLETSHS 32 MUN</titleOfClass>
    <cusip>46139W833</cusip>
    <value>471805</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18891</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>18891</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE HIGH DV ETF</titleOfClass>
    <cusip>46429B663</cusip>
    <value>2002102</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16350</None>
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  </infoTable>
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    <titleOfClass>MSCI EAFE MIN VL</titleOfClass>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE MSCI TOTAL</titleOfClass>
    <cusip>46432F834</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>19728</sshPrnamt>
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      <Shared>0</Shared>
      <None>19728</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBONDS DEC25 ETF</titleOfClass>
    <cusip>46434VBD1</cusip>
    <value>450725</value>
    <shrsOrPrnAmt>
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      <None>17893</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>CORE MSCI INTL</titleOfClass>
    <cusip>46435G326</cusip>
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    <shrsOrPrnAmt>
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      <None>10741</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>ESG AWR MSCI USA</titleOfClass>
    <cusip>46435G425</cusip>
    <value>556338</value>
    <shrsOrPrnAmt>
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      <None>3821</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBONDS DEC2026</titleOfClass>
    <cusip>46435GAA0</cusip>
    <value>426003</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17531</sshPrnamt>
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      <None>17531</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBONDS 27 ETF</titleOfClass>
    <cusip>46435UAA9</cusip>
    <value>416360</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17106</sshPrnamt>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBONDS DEC 2033</titleOfClass>
    <cusip>46436E130</cusip>
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    <shrsOrPrnAmt>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBONDS DEC 29</titleOfClass>
    <cusip>46436E205</cusip>
    <value>393404</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16762</sshPrnamt>
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      <None>16762</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBONDS DEC 2032</titleOfClass>
    <cusip>46436E312</cusip>
    <value>383250</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14959</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>14959</None>
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    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBONDS DEC 2031</titleOfClass>
    <cusip>46436E486</cusip>
    <value>383382</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18067</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
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      <Shared>0</Shared>
      <None>18067</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBONDS DEC 2030</titleOfClass>
    <cusip>46436E726</cusip>
    <value>382420</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17265</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>17265</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR</nameOfIssuer>
    <titleOfClass>IBONDS DEC 2034</titleOfClass>
    <cusip>46438G653</cusip>
    <value>376324</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14217</sshPrnamt>
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      <None>14217</None>
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    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>INTRNL RES EQT</titleOfClass>
    <cusip>46641Q134</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>17176</sshPrnamt>
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      <None>17176</None>
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    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>US QUALTY FCTR</titleOfClass>
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      <None>9706</None>
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    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>ULTRA SHRT ETF</titleOfClass>
    <cusip>46641Q837</cusip>
    <value>994015</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19594</sshPrnamt>
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      <None>19594</None>
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    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>DIVERSFED RTRN</titleOfClass>
    <cusip>46641Q886</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>2443</sshPrnamt>
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      <None>2443</None>
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    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>ACTIVE BOND ETF</titleOfClass>
    <cusip>46654Q716</cusip>
    <value>12939692</value>
    <shrsOrPrnAmt>
      <sshPrnamt>238916</sshPrnamt>
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      <None>238916</None>
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    <nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
    <titleOfClass>HEDGED EQUITY LA</titleOfClass>
    <cusip>46654Q724</cusip>
    <value>486135</value>
    <shrsOrPrnAmt>
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      <None>7479</None>
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    <nameOfIssuer>JACKSON FINANCIAL INC</nameOfIssuer>
    <titleOfClass>COM CL A</titleOfClass>
    <cusip>46817M107</cusip>
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      <None>2690</None>
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    <nameOfIssuer>NEW FOUND GOLD CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>64440N103</cusip>
    <value>35024</value>
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      <None>14778</None>
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    <nameOfIssuer>NISOURCE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>65473P105</cusip>
    <value>210638</value>
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      <sshPrnamt>4865</sshPrnamt>
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      <None>4865</None>
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    <nameOfIssuer>NUVEEN REAL ESTATE INCOME FD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>67071B108</cusip>
    <value>119280</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14285</sshPrnamt>
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      <None>14285</None>
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    <nameOfIssuer>PACER FDS TR</nameOfIssuer>
    <titleOfClass>TRENDP US LAR CP</titleOfClass>
    <cusip>69374H105</cusip>
    <value>987167</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18027</sshPrnamt>
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      <None>18027</None>
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  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>BROAD US TIPS</titleOfClass>
    <cusip>72201R403</cusip>
    <value>270102</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5027</sshPrnamt>
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      <None>5027</None>
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  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>MUNI INCOME OPP</titleOfClass>
    <cusip>72201R635</cusip>
    <value>403670</value>
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      <Shared>0</Shared>
      <None>8909</None>
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  <infoTable>
    <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
    <titleOfClass>INTER MUN BD ACT</titleOfClass>
    <cusip>72201R866</cusip>
    <value>2987546</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>57145</None>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>BITCOIN ETF</titleOfClass>
    <cusip>74347G440</cusip>
    <value>425836</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21638</sshPrnamt>
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      <Shared>0</Shared>
      <None>21638</None>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR</nameOfIssuer>
    <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
    <cusip>74348A467</cusip>
    <value>793751</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>7701</None>
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  <infoTable>
    <nameOfIssuer>PURE STORAGE INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>74624M102</cusip>
    <value>501016</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Shared>0</Shared>
      <None>5978</None>
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  <infoTable>
    <nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>7591EP100</cusip>
    <value>223895</value>
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      <sshPrnamt>8425</sshPrnamt>
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      <Shared>0</Shared>
      <None>8425</None>
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  <infoTable>
    <nameOfIssuer>NEOS ETF TRUST</nameOfIssuer>
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    <cusip>78433H303</cusip>
    <value>664402</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>12704</None>
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    <nameOfIssuer>NEOS ETF TRUST</nameOfIssuer>
    <titleOfClass>NASDAQ 100 HDGD</titleOfClass>
    <cusip>78433H576</cusip>
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    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>8778</None>
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      <sshPrnamt>11487</sshPrnamt>
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      <Shared>0</Shared>
      <None>11487</None>
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  <infoTable>
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    <titleOfClass>PORTFOLIO DEVLPD</titleOfClass>
    <cusip>78463X889</cusip>
    <value>2081483</value>
    <shrsOrPrnAmt>
      <sshPrnamt>48644</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>48644</None>
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    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
    <cusip>78464A839</cusip>
    <value>224756</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2695</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>2695</None>
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  <infoTable>
    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
    <titleOfClass>BLOOMBERG SHT TE</titleOfClass>
    <cusip>78468R408</cusip>
    <value>244777</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9562</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
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      <Shared>0</Shared>
      <None>9562</None>
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    <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
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      <Shared>0</Shared>
      <None>3225</None>
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    <titleOfClass>PORTFLI HIGH YLD</titleOfClass>
    <cusip>78468R606</cusip>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>75280</None>
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    <titleOfClass>PRTFLO S&amp;P500 HI</titleOfClass>
    <cusip>78468R788</cusip>
    <value>9227538</value>
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      <Shared>0</Shared>
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      <sshPrnamtType>SH</sshPrnamtType>
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      <Shared>0</Shared>
      <None>7855</None>
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    <cusip>85512C105</cusip>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Shared>0</Shared>
      <None>15000</None>
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    <value>1516825</value>
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      <sshPrnamt>59460</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>59460</None>
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    <cusip>92204A876</cusip>
    <value>576831</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>3045</None>
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    <cusip>92204A884</cusip>
    <value>1845685</value>
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      <None>9832</None>
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      <None>10729</None>
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    <titleOfClass>SHRT TRM CORP BD</titleOfClass>
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    <value>898658</value>
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      <sshPrnamtType>SH</sshPrnamtType>
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      <Shared>0</Shared>
      <None>11243</None>
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    <titleOfClass>VCSHS US EQ INCM</titleOfClass>
    <cusip>92647N824</cusip>
    <value>830167</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Shared>0</Shared>
      <None>12439</None>
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    <titleOfClass>VCSHS US SMCP HG</titleOfClass>
    <cusip>92647N873</cusip>
    <value>427035</value>
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      <sshPrnamt>7219</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>7219</None>
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    <titleOfClass>VICTORYSHARES WE</titleOfClass>
    <cusip>92647P126</cusip>
    <value>711779</value>
    <shrsOrPrnAmt>
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      <Shared>0</Shared>
      <None>15401</None>
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    <cusip>92647X822</cusip>
    <value>1475199</value>
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      <None>50677</None>
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    <cusip>97717W281</cusip>
    <value>213268</value>
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      <sshPrnamt>3735</sshPrnamt>
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      <None>3735</None>
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      <None>6511</None>
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    <investmentDiscretion>DFND</investmentDiscretion>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
