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Operating Leases | 12 Months Ended
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Dec. 31, 2025
Leases [Abstract] |
Operating Leases | Note 6. Operating Leases The Company has operating leases on a number of its branches, certain regional headquarters and other properties to limit its exposure to ownership risks such as fluctuations in real estate prices and obsolescence. The Company leases real estate with lease terms generally fro m five to 20 years, some of which have renewal options from one to 20 years. As these extension options are not generally considered reasonably certain of renewal, they are not included in the lease term. The Company is not a lessee in any contracts classified as finance leases. The following tables present supplemental information pertaining to operating leases at and for the years ended December 31, 2025 and 2024.
| Years Ended December 31, |
($ in thousands) | 2025 |  | 2024 |
Cash paid for amounts included in the measurement of lease liabilities for operating leases | $ | 17,370 |  | $ | 16,992 |
Right of use assets obtained in exchange for lease liabilities |  | 11,932 |  |  | 5,749 |
| December 31, |
| 2025 |  | 2024 |
Weighted-average remaining lease term (in years) |  | 9.74 |  |  | 10.40 |
Weighted-average discount rate |  | 3.92 | % |  | 3.77 | %
The following table sets forth the maturities of the Company’s lease liabilities and the present value discount at December 31, 2025.
($ in thousands) |  |
2026 | $ | 18,737 |
2027 |  | 18,728 |
2028 |  | 17,559 |
2029 |  | 15,679 |
2030 |  | 12,881 |
Thereafter |  | 64,025 |
Total | $ | 147,609 |
Present value discount |  | (26,104 | )
Lease liability | $ | 121,505 |
The following table sets forth the components of the Company’s lease expense for the years ended December 31, 2025, 2024 and 2023.
| Years Ended December 31, |
($ in thousands) | 2025 |  | 2024 |  | 2023 |
Operating lease expense | $ | 17,275 |  | $ | 16,358 |  | $ | 16,545 |
Short-term lease expense |  | 645 |  |  | 323 |  |  | 144 |
Variable lease expense |  | 399 |  |  | 329 |  |  | 243 |
Sublease income |  | (440 | ) |  | (391 | ) |  | (403 | )
Total | $ | 17,879 |  | $ | 16,619 |  | $ | 16,529 |
At December 31, 2025, the Company had four leases that had not yet commenced, with discounted lease obligations totaling $7.4 million.

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- Definition The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 842 -SubTopic 20 -Name Accounting Standards Codification -Publisher FASB -URI https://asc.fasb.org/842-20/tableOfContent + Details
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