Years Ended December 31,

($ in thousands)

2025

2024

2023

Other noninterest income:

Income from bank-owned life insurance

$

21,348

$

16,944

$

15,454

Credit-related fees

11,273

12,036

12,557

Income (loss) from derivatives

5,819

(3,790

)

420

Net gains on sales of premises, equipment and other assets

6,119

7,820

19,388

Other miscellaneous income

23,023

26,991

23,617

Total other noninterest income

$

67,582

$

60,001

$

71,436

Other noninterest expense:

Corporate value and franchise taxes

$

17,272

$

19,002

$

20,355

Advertising

14,261

13,298

13,454

Telecommunication and postage

10,134

9,519

10,773

Entertainment and contributions

12,900

11,849

10,664

Tax credit investment amortization

4,258

6,250

5,791

Travel expenses

7,115

5,965

5,469

Printing and supplies

3,981

3,939

4,073

Other retirement expense

(16,172

)

(18,112

)

(13,460

)

Other miscellaneous expense

34,267

32,773

31,573

Total other noninterest expense

$

88,016

$

84,483

$

88,692