XML 57 R45.htm IDEA: XBRL DOCUMENT
v3.24.1.u1

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Analysis of Past-Due Loans (Details) - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Financing Receivable, Past Due [Line Items] |  |
Total Loans | $ 20,600,260 | $ 20,269,303
Loans 90 Days or More Past Due and Still Accruing | 15,811 | 16,988
Total Loans Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 270,156 | 272,839
Loans 30-59 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 80,636 | 82,850
Loans 60-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 31,013 | 34,281
Loans 90 or More Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 158,507 | 155,708
Current Loans |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 20,330,104 | 19,996,464
Commercial, financial and agricultural |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,758,716 | 2,688,929
Loans 90 Days or More Past Due and Still Accruing | 3,925 | 5,310
Commercial, financial and agricultural | Total Loans Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 30,656 | 26,195
Commercial, financial and agricultural | Loans 30-59 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 15,809 | 11,023
Commercial, financial and agricultural | Loans 60-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 8,410 | 5,439
Commercial, financial and agricultural | Loans 90 or More Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 6,437 | 9,733
Commercial, financial and agricultural | Current Loans |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,728,060 | 2,662,734
Consumer |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 232,993 | 241,552
Loans 90 Days or More Past Due and Still Accruing | 0 | 0
Consumer | Total Loans Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 4,251 | 3,690
Consumer | Loans 30-59 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,341 | 2,155
Consumer | Loans 60-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1,548 | 1,037
Consumer | Loans 90 or More Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 362 | 498
Consumer | Current Loans |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 228,742 | 237,862
Indirect automobile |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 24,022 | 34,257
Loans 90 Days or More Past Due and Still Accruing | 0 | 0
Indirect automobile | Total Loans Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 260 | 248
Indirect automobile | Loans 30-59 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 82 | 153
Indirect automobile | Loans 60-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 60 | 17
Indirect automobile | Loans 90 or More Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 118 | 78
Indirect automobile | Current Loans |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 23,762 | 34,009
Mortgage warehouse |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 891,336 | 818,728
Loans 90 Days or More Past Due and Still Accruing | 0 | 0
Mortgage warehouse | Total Loans Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
Mortgage warehouse | Loans 30-59 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
Mortgage warehouse | Loans 60-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
Mortgage warehouse | Loans 90 or More Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
Mortgage warehouse | Current Loans |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 891,336 | 818,728
Municipal |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 477,567 | 492,668
Loans 90 Days or More Past Due and Still Accruing | 0 | 0
Municipal | Total Loans Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
Municipal | Loans 30-59 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
Municipal | Loans 60-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
Municipal | Loans 90 or More Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
Municipal | Current Loans |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 477,567 | 492,668
Premium finance |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 998,726 | 946,562
Loans 90 Days or More Past Due and Still Accruing | 11,886 | 11,678
Premium finance | Total Loans Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 32,191 | 30,889
Premium finance | Loans 30-59 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 14,166 | 12,379
Premium finance | Loans 60-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 6,139 | 6,832
Premium finance | Loans 90 or More Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 11,886 | 11,678
Premium finance | Current Loans |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 966,535 | 915,673
Real estate – construction and development |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,264,346 | 2,129,187
Loans 90 Days or More Past Due and Still Accruing | 0 | 0
Real estate – construction and development | Total Loans Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1,014 | 2,376
Real estate – construction and development | Loans 30-59 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 732 | 2,094
Real estate – construction and development | Loans 60-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 0 | 0
Real estate – construction and development | Loans 90 or More Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 282 | 282
Real estate – construction and development | Current Loans |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 2,263,332 | 2,126,811
Real estate – commercial and farmland |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 8,131,248 | 8,059,754
Loans 90 Days or More Past Due and Still Accruing | 0 | 0
Real estate – commercial and farmland | Total Loans Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 9,425 | 13,078
Real estate – commercial and farmland | Loans 30-59 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 1,858 | 5,070
Real estate – commercial and farmland | Loans 60-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 429 | 1,656
Real estate – commercial and farmland | Loans 90 or More Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 7,138 | 6,352
Real estate – commercial and farmland | Current Loans |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 8,121,823 | 8,046,676
Real estate – residential |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 4,821,306 | 4,857,666
Loans 90 Days or More Past Due and Still Accruing | 0 | 0
Real estate – residential | Total Loans Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 192,359 | 196,363
Real estate – residential | Loans 30-59 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 45,648 | 49,976
Real estate – residential | Loans 60-89 Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 14,427 | 19,300
Real estate – residential | Loans 90 or More Days Past Due |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | 132,284 | 127,087
Real estate – residential | Current Loans |  |
Financing Receivable, Past Due [Line Items] |  |
Total Loans | $ 4,628,947 | $ 4,661,303

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-16 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Accounting Standards Codification -Section 50 -Paragraph 7 -Subparagraph (b) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=abcb_IndirectAutomobilePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=abcb_MortgageWarehousePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=abcb_MunicipalPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=abcb_PremiumFinancePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=abcb_ConstructionAndDevelopmentPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |