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CONDENSED FINANCIAL INFORMATION OF AMERIS BANCORP (PARENT COMPANY ONLY) (Tables) | 12 Months Ended
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Dec. 31, 2024
Condensed Financial Information Disclosure [Abstract] |
Schedule of Condensed Balance Sheets | Condensed Balance Sheets December 31, 2024 and 2023 (dollars in thousands)
| 2024 |  | 2023
Assets |  |  |
Cash and due from banks | $ | 141,836 |  |  | $ | 165,179 |
Investment in subsidiaries | 3,857,797 |  |  | 3,611,093 |
Other assets | 29,920 |  |  | 29,898 |
Total assets | $ | 4,029,553 |  |  | $ | 3,806,170 |
Liabilities |  |  |
Other liabilities | $ | 36,883 |  |  | $ | 33,766 |
Other borrowings | 108,839 |  |  | 215,342 |
Subordinated deferrable interest debentures | 132,309 |  |  | 130,315 |
Total liabilities | 278,031 |  |  | 379,423 |
Shareholders' equity | 3,751,522 |  |  | 3,426,747 |
Total liabilities and shareholders' equity | $ | 4,029,553 |  |  | $ | 3,806,170 |
Schedule of Condensed Statements of Income | Condensed Statements of Income Years Ended December 31, 2024, 2023 and 2022 (dollars in thousands)
| 2024 |  | 2023 |  | 2022
Income |  |  |  |  |
Dividends from subsidiaries | $ | 149,000 |  |  | $ | 175,000 |  |  | $ | 50,000 |
Other income | 347 |  |  | 462 |  |  | 175 |
Securities gains | 24 |  |  | — |  |  | 270 |
Total income | 149,371 |  |  | 175,462 |  |  | 50,445 |
Expense |  |  |  |  |
Interest expense | 22,504 |  |  | 24,568 |  |  | 22,170 |
Other expense | 18,651 |  |  | 13,858 |  |  | 11,154 |
Total expense | 41,155 |  |  | 38,426 |  |  | 33,324 |
Income before taxes and equity in undistributed income of subsidiaries | 108,216 |  |  | 137,036 |  |  | 17,121 |
Income tax benefit | 9,586 |  |  | 10,738 |  |  | 8,553 |
Income before equity in undistributed income of subsidiaries | 117,802 |  |  | 147,774 |  |  | 25,674 |
Equity in undistributed income of subsidiaries | 240,883 |  |  | 121,331 |  |  | 320,866 |
Net income | $ | 358,685 |  |  | $ | 269,105 |  |  | $ | 346,540 |
Schedule of Condensed Statements of Cash Flows | Condensed Statements of Cash Flows Years Ended December 31, 2024, 2023 and 2022 (dollars in thousands)
| 2024 |  | 2023 |  | 2022
OPERATING ACTIVITIES |  |  |  |  |
Net income | $ | 358,685 |  |  | $ | 269,105 |  |  | $ | 346,540 |
Adjustments to reconcile net income to net cash provided by operating activities: |  |  |  |  |
Share-based compensation expense | 13,440 |  |  | 9,950 |  |  | 6,706 |
Undistributed earnings of subsidiaries | (240,883) |  |  | (121,331) |  |  | (320,866) |
Decrease in interest payable | (204) |  |  | (319) |  |  | (961) |
Increase in tax payable | 1,540 |  |  | 3,021 |  |  | 8,596 |
Provision for deferred taxes | (788) |  |  | (1,165) |  |  | (649) |
Gain on sale of other investments | (24) |  |  | — |  |  | (270) |
Change attributable to other operating activities | 2,179 |  |  | 1,188 |  |  | 200 |
Total adjustments | (224,740) |  |  | (108,656) |  |  | (307,244) |
Net cash provided by operating activities | 133,945 |  |  | 160,449 |  |  | 39,296 |
INVESTING ACTIVITIES |  |  |  |  |
Net (increase) decrease in other investments | — |  |  | — |  |  | 213 |
Investment in subsidiary | — |  |  | — |  |  | (65,000) |
Net cash used in investing activities | — |  |  | — |  |  | (64,787) |
FINANCING ACTIVITIES |  |  |  |  |
Purchase of treasury shares | (7,954) |  |  | (20,346) |  |  | (22,421) |
Dividends paid - common stock | (41,460) |  |  | (41,649) |  |  | (41,610) |
Repayment of other borrowings | (107,874) |  |  | (86,850) |  |  | — |
Proceeds from exercise of stock options | — |  |  | 476 |  |  | 2,799 |
Net cash used in by financing activities | (157,288) |  |  | (148,369) |  |  | (61,232) |
Net change in cash and cash equivalents | (23,343) |  |  | 12,080 |  |  | (86,723) |
Cash and cash equivalents at beginning of year | 165,179 |  |  | 153,099 |  |  | 239,822 |
Cash and cash equivalents at end of year | $ | 141,836 |  |  | $ | 165,179 |  |  | $ | 153,099 |
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION |  |  |  |  |
Cash paid during the year for interest | $ | 22,708 |  |  | $ | 24,887 |  |  | $ | 23,131 |
Cash received during the year for income taxes | $ | (10,338) |  |  | $ | (12,593) |  |  | $ | (16,499) |

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