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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period | $ 307,100 | $ 205,677 | $ 167,582
Provision for credit losses | 69,841 | 153,515 | 52,610
Loans charged off | (68,114) | (75,218) | (33,075)
Recoveries of loans previously charged off | 29,257 | 24,837 | 18,560
Balance at end of period | 338,084 | 307,100 | 205,677
Accounting Standards Update 2022-02 |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period |  | (1,711) |
Balance at end of period |  |  | (1,711)
Commercial and Industrial |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period | 64,053 | 39,455 | 26,829
Provision for credit losses | 59,726 | 68,349 | 21,307
Loans charged off | (53,875) | (58,612) | (18,635)
Recoveries of loans previously charged off | 17,338 | 14,966 | 9,954
Balance at end of period | 87,242 | 64,053 | 39,455
Commercial and Industrial | Accounting Standards Update 2022-02 |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period |  | (105) |
Balance at end of period |  |  | (105)
Consumer |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period | 3,952 | 5,587 | 6,573
Provision for credit losses | 5,967 | 2,218 | 2,278
Loans charged off | (4,012) | (5,453) | (5,191)
Recoveries of loans previously charged off | 1,420 | 1,600 | 1,927
Balance at end of period | 7,327 | 3,952 | 5,587
Consumer | Accounting Standards Update 2022-02 |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period |  | 0 |
Balance at end of period |  |  | 0
Mortgage Warehouse |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period | 1,678 | 2,118 | 3,231
Provision for credit losses | 584 | (440) | (1,113)
Loans charged off | 0 | 0 | 0
Recoveries of loans previously charged off | 0 | 0 | 0
Balance at end of period | 2,262 | 1,678 | 2,118
Mortgage Warehouse | Accounting Standards Update 2022-02 |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period |  | 0 |
Balance at end of period |  |  | 0
Municipal |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period | 345 | 357 | 401
Provision for credit losses | (287) | (12) | (44)
Loans charged off | 0 | 0 | 0
Recoveries of loans previously charged off | 0 | 0 | 0
Balance at end of period | 58 | 345 | 357
Municipal | Accounting Standards Update 2022-02 |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period |  | 0 |
Balance at end of period |  |  | 0
Premium Finance |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period | 602 | 1,025 | 2,729
Provision for credit losses | 608 | 343 | (1,317)
Loans charged off | (9,554) | (6,567) | (5,452)
Recoveries of loans previously charged off | 9,080 | 5,801 | 5,065
Balance at end of period | 736 | 602 | 1,025
Premium Finance | Accounting Standards Update 2022-02 |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period |  | 0 |
Balance at end of period |  |  | 0
Real Estate – Construction and Development |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period | 61,017 | 32,659 | 22,045
Provision for credit losses | (655) | 27,446 | 9,749
Loans charged off | 0 | 0 | (27)
Recoveries of loans previously charged off | 59 | 949 | 892
Balance at end of period | 60,421 | 61,017 | 32,659
Real Estate – Construction and Development | Accounting Standards Update 2022-02 |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period |  | (37) |
Balance at end of period |  |  | (37)
Real Estate – Commercial and Farmland |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period | 110,097 | 67,433 | 77,831
Provision for credit losses | 7,677 | 47,079 | (7,049)
Loans charged off | (571) | (4,327) | (3,574)
Recoveries of loans previously charged off | 1,174 | 634 | 225
Balance at end of period | 118,377 | 110,097 | 67,433
Real Estate – Commercial and Farmland | Accounting Standards Update 2022-02 |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period |  | (722) |
Balance at end of period |  |  | (722)
Real Estate - Residential |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period | 65,356 | 57,043 | 27,943
Provision for credit losses | (3,779) | 8,532 | 28,799
Loans charged off | (102) | (259) | (196)
Recoveries of loans previously charged off | 186 | 887 | 497
Balance at end of period | $ 61,661 | 65,356 | 57,043
Real Estate - Residential | Accounting Standards Update 2022-02 |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |
Balance at beginning of period |  | $ (847) |
Balance at end of period |  |  | $ (847)

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