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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance, Allowance | $ 345,555 | $ 320,023 | $ 338,084 | $ 307,100
Provision for loan losses | 3,110 | 25,348 | 19,629 | 50,871
Loans charged off | (14,226) | (16,845) | (29,610) | (35,302)
Recoveries of loans previously charged off | 7,128 | 7,692 | 13,464 | 13,549
Ending balance, Allowance | 341,567 | 336,218 | 341,567 | 336,218
Commercial and industrial |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance, Allowance | 82,621 | 63,804 | 87,242 | 64,053
Provision for loan losses | 12,345 | 10,869 | 15,733 | 23,016
Loans charged off | (10,517) | (12,539) | (22,376) | (27,834)
Recoveries of loans previously charged off | 4,536 | 4,408 | 8,386 | 7,307
Ending balance, Allowance | 88,985 | 66,542 | 88,985 | 66,542
Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance, Allowance | 6,145 | 3,939 | 7,327 | 3,952
Provision for loan losses | 1,090 | 114 | 553 | 880
Loans charged off | (913) | (965) | (1,853) | (2,121)
Recoveries of loans previously charged off | 251 | 391 | 546 | 768
Ending balance, Allowance | 6,573 | 3,479 | 6,573 | 3,479
Mortgage warehouse |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance, Allowance | 1,824 | 1,823 | 2,262 | 1,678
Provision for loan losses | 456 | 319 | 18 | 464
Loans charged off | 0 | 0 | 0 | 0
Recoveries of loans previously charged off | 0 | 0 | 0 | 0
Ending balance, Allowance | 2,280 | 2,142 | 2,280 | 2,142
Municipal |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance, Allowance | 57 | 63 | 58 | 345
Provision for loan losses | 1 | (3) | 0 | (285)
Loans charged off | 0 | 0 | 0 | 0
Recoveries of loans previously charged off | 0 | 0 | 0 | 0
Ending balance, Allowance | 58 | 60 | 58 | 60
Premium finance |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance, Allowance | 682 | 616 | 736 | 602
Provision for loan losses | 567 | 594 | 762 | 163
Loans charged off | (2,719) | (2,802) | (5,048) | (4,808)
Recoveries of loans previously charged off | 2,253 | 2,294 | 4,333 | 4,745
Ending balance, Allowance | 783 | 702 | 783 | 702
Real estate – construction and development |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance, Allowance | 69,086 | 72,168 | 60,421 | 61,017
Provision for loan losses | (21,785) | 5,269 | (13,124) | 16,417
Loans charged off | 0 | 0 | 0 | 0
Recoveries of loans previously charged off | 5 | 45 | 9 | 48
Ending balance, Allowance | 47,306 | 77,482 | 47,306 | 77,482
Real estate – commercial and farmland |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance, Allowance | 118,392 | 110,656 | 118,377 | 110,097
Provision for loan losses | 9,335 | 11,311 | 9,315 | 11,785
Loans charged off | 0 | (513) | 0 | (513)
Recoveries of loans previously charged off | 67 | 509 | 102 | 594
Ending balance, Allowance | 127,794 | 121,963 | 127,794 | 121,963
Real estate – residential |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance, Allowance | 66,748 | 66,954 | 61,661 | 65,356
Provision for loan losses | 1,101 | (3,125) | 6,372 | (1,569)
Loans charged off | (77) | (26) | (333) | (26)
Recoveries of loans previously charged off | 16 | 45 | 88 | 87
Ending balance, Allowance | $ 67,788 | $ 63,848 | $ 67,788 | $ 63,848

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