XML 80 R68.htm IDEA: XBRL DOCUMENT v3.25.3
SEGMENT REPORTING - Schedule of Segment Reporting, by Reportable Business Segments (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Segment Reporting Information [Line Items]          
Interest income $ 355,046 $ 355,146 $ 1,036,462 $ 1,031,921  
Interest expense 117,082 141,086 344,846 404,552  
Net interest income 237,964 214,060 691,616 627,369  
Provision for credit losses 22,630 6,107 47,294 45,985  
Noninterest income 76,274 69,709 209,208 224,298  
Noninterest expense          
Salaries and employee benefits 90,948 88,700 266,871 259,831  
Occupancy and equipment 11,524 11,716 33,602 37,160  
Data processing and communications expenses 16,058 15,221 46,279 45,068  
Other expenses 36,036 36,140 114,108 113,786  
Total noninterest expense 154,566 151,777 460,860 455,845  
Income before income tax expense 137,042 125,885 392,670 349,837  
Income tax expense 31,013 26,673 88,872 85,528  
Net income 106,029 99,212 303,798 264,309  
Total assets 27,099,829 26,399,782 27,099,829 26,399,782 $ 26,262,050
Goodwill 1,015,646 1,015,646 1,015,646 1,015,646 1,015,646
Other intangible assets, net 58,703 74,941 58,703 74,941 $ 70,761
Banking Division          
Segment Reporting Information [Line Items]          
Interest income 245,322 243,964 717,852 722,943  
Interest expense 47,262 71,329 144,078 212,303  
Net interest income 198,060 172,635 573,774 510,640  
Provision for credit losses 21,617 5,566 38,714 45,581  
Noninterest income 35,419 26,435 93,418 90,325  
Noninterest expense          
Salaries and employee benefits 66,301 62,634 191,018 181,473  
Occupancy and equipment 10,718 10,725 31,069 33,952  
Data processing and communications expenses 14,668 13,922 41,884 40,862  
Other expenses 22,286 22,619 73,449 71,680  
Total noninterest expense 113,973 109,900 337,420 327,967  
Income before income tax expense 97,889 83,604 291,058 227,417  
Income tax expense 22,824 17,832 67,645 59,950  
Net income 75,065 65,772 223,413 167,467  
Total assets 19,510,473 18,983,335 19,510,473 18,983,335  
Goodwill 951,148 951,148 951,148 951,148  
Other intangible assets, net 57,773 71,164 57,773 71,164  
Retail Mortgage Division          
Segment Reporting Information [Line Items]          
Interest income 60,261 60,789 179,549 174,889  
Interest expense 40,082 37,236 115,495 104,307  
Net interest income 20,179 23,553 64,054 70,582  
Provision for credit losses 529 254 6,730 (296)  
Noninterest income 40,081 41,498 112,536 130,408  
Noninterest expense          
Salaries and employee benefits 21,589 23,233 66,942 69,560  
Occupancy and equipment 760 957 2,400 3,014  
Data processing and communications expenses 1,232 1,184 3,920 3,826  
Other expenses 12,480 12,164 36,939 38,091  
Total noninterest expense 36,061 37,538 110,201 114,491  
Income before income tax expense 23,670 27,259 59,659 86,795  
Income tax expense 4,970 5,724 12,528 18,227  
Net income 18,700 21,535 47,131 68,568  
Total assets 4,693,083 4,899,282 4,693,083 4,899,282  
Goodwill 0 0 0 0  
Other intangible assets, net 0 0 0 0  
Warehouse Lending Division          
Segment Reporting Information [Line Items]          
Interest income 18,803 21,677 52,177 57,540  
Interest expense 11,329 13,865 31,710 37,408  
Net interest income 7,474 7,812 20,467 20,132  
Provision for credit losses 23 (170) 217 334  
Noninterest income 756 1,765 3,203 3,533  
Noninterest expense          
Salaries and employee benefits 566 621 1,736 2,633  
Occupancy and equipment 7 6 21 20  
Data processing and communications expenses 57 32 154 116  
Other expenses 195 217 561 752  
Total noninterest expense 825 876 2,472 3,521  
Income before income tax expense 7,382 8,871 20,981 19,810  
Income tax expense 1,550 1,863 4,406 4,160  
Net income 5,832 7,008 16,575 15,650  
Total assets 1,105,821 1,001,666 1,105,821 1,001,666  
Goodwill 0 0 0 0  
Other intangible assets, net 0 0 0 0  
Premium  Finance  Division          
Segment Reporting Information [Line Items]          
Interest income 30,660 28,716 86,884 76,549  
Interest expense 18,409 18,656 53,563 50,534  
Net interest income 12,251 10,060 33,321 26,015  
Provision for credit losses 461 457 1,633 366  
Noninterest income 18 11 51 32  
Noninterest expense          
Salaries and employee benefits 2,492 2,212 7,175 6,165  
Occupancy and equipment 39 28 112 174  
Data processing and communications expenses 101 83 321 264  
Other expenses 1,075 1,140 3,159 3,263  
Total noninterest expense 3,707 3,463 10,767 9,866  
Income before income tax expense 8,101 6,151 20,972 15,815  
Income tax expense 1,669 1,254 4,293 3,191  
Net income 6,432 4,897 16,679 12,624  
Total assets 1,790,452 1,515,499 1,790,452 1,515,499  
Goodwill 64,498 64,498 64,498 64,498  
Other intangible assets, net $ 930 $ 3,777 $ 930 $ 3,777