XML 89 R72.htm IDEA: XBRL DOCUMENT
v3.10.0.1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology) (Details) - USD ($) $ in Thousands | 12 Months Ended |  |
--- | --- | --- | ---
Dec. 31, 2018 | Dec. 31, 2017 | Dec. 31, 2016 | Dec. 31, 2018 | Dec. 31, 2017
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | $ 38,208 | $ 37,192 | $ 34,047 |  |
Recoveries credited to allowance | 5,168 | 3,255 | 3,025 |  |
Loans charged off | (16,230) | (13,310) | (8,555) |  |
Provision charged to operations | 13,899 | 11,071 | 8,675 |  |
Balance, end of period | 41,045 | 38,208 | 37,192 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | $ 59,228 | $ 53,481
ALL individually evaluated for impairment |  |  |  | 2,217 | 503
Loans collectively evaluated for impairment |  |  |  | 9,566,758 | 7,049,050
ALL collectively evaluated for impairment |  |  |  | 38,828 | 37,705
Total Loans |  |  |  | 9,716,207 | 7,141,552
Total ALL | 38,208 | 37,192 | 34,047 | 41,045 | 38,208
Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 90,221 | 39,021
Total ALL | 0 | 0 |  | 0 | 0
Construction and Land Development |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 9,709 | 10,055 | 6,040 |  |
Recoveries credited to allowance | 447 | 206 | 505 |  |
Loans charged off | (2,005) | (2,190) | (958) |  |
Provision charged to operations | (1,348) | 1,638 | 4,468 |  |
Balance, end of period | 6,803 | 9,709 | 10,055 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 10,662 | 17,571
ALL individually evaluated for impairment |  |  |  | 63 | 122
Loans collectively evaluated for impairment |  |  |  | 1,175,505 | 928,382
ALL collectively evaluated for impairment |  |  |  | 6,740 | 9,587
Total Loans |  |  |  | 1,194,821 | 948,791
Total ALL | 9,709 | 10,055 | 6,040 | 6,803 | 9,709
Construction and Land Development | Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 8,654 | 2,838
Total ALL | 0 | 0 |  | 0 | 0
Commercial Real Estate - Owner Occupied |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 2,931 | 3,801 | 4,614 |  |
Recoveries credited to allowance | 610 | 171 | 152 |  |
Loans charged off | (709) | (46) | (809) |  |
Provision charged to operations | 1,191 | (995) | (156) |  |
Balance, end of period | 4,023 | 2,931 | 3,801 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 12,690 | 6,588
ALL individually evaluated for impairment |  |  |  | 359 | 94
Loans collectively evaluated for impairment |  |  |  | 1,299,011 | 922,555
ALL collectively evaluated for impairment |  |  |  | 3,664 | 2,837
Total Loans |  |  |  | 1,337,345 | 943,933
Total ALL | 2,931 | 3,801 | 4,614 | 4,023 | 2,931
Commercial Real Estate - Owner Occupied | Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 25,644 | 14,790
Total ALL | 0 | 0 |  | 0 | 0
Commercial Real Estate - Non-Owner Occupied |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 7,544 | 6,622 | 6,929 |  |
Recoveries credited to allowance | 100 | 2 | 80 |  |
Loans charged off | (94) | (1,180) | (1) |  |
Provision charged to operations | 1,315 | 2,100 | (386) |  |
Balance, end of period | 8,865 | 7,544 | 6,622 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 6,969 | 6,017
ALL individually evaluated for impairment |  |  |  | 1 | 0
Loans collectively evaluated for impairment |  |  |  | 2,443,106 | 1,701,032
ALL collectively evaluated for impairment |  |  |  | 8,864 | 7,544
Total Loans |  |  |  | 2,467,410 | 1,713,659
Total ALL | 7,544 | 6,622 | 6,929 | 8,865 | 7,544
Commercial Real Estate - Non-Owner Occupied | Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 17,335 | 6,610
Total ALL | 0 | 0 |  | 0 | 0
Multifamily Real Estate |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 1,092 | 1,236 | 1,606 |  |
Recoveries credited to allowance | 5 | 0 | 0 |  |
Loans charged off | 0 | 0 | 0 |  |
Provision charged to operations | (448) | (144) | (370) |  |
Balance, end of period | 649 | 1,092 | 1,236 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 0 | 0
ALL individually evaluated for impairment |  |  |  | 0 | 0
Loans collectively evaluated for impairment |  |  |  | 548,143 | 356,999
ALL collectively evaluated for impairment |  |  |  | 649 | 1,092
Total Loans |  |  |  | 548,231 | 357,079
Total ALL | 1,092 | 1,236 | 1,606 | 649 | 1,092
Multifamily Real Estate | Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 88 | 80
Total ALL | 0 | 0 |  | 0 | 0
Commercial and Industrial |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 4,552 | 4,627 | 3,163 |  |
Recoveries credited to allowance | 534 | 483 | 483 |  |
Loans charged off | (833) | (2,277) | (1,920) |  |
Provision charged to operations | 3,383 | 1,719 | 2,901 |  |
Balance, end of period | 7,636 | 4,552 | 4,627 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 4,242 | 2,976
ALL individually evaluated for impairment |  |  |  | 752 | 128
Loans collectively evaluated for impairment |  |  |  | 1,310,737 | 608,639
ALL collectively evaluated for impairment |  |  |  | 6,884 | 4,424
Total Loans |  |  |  | 1,317,135 | 612,023
Total ALL | 4,552 | 4,627 | 3,163 | 7,636 | 4,552
Commercial and Industrial | Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 2,156 | 408
Total ALL | 0 | 0 |  | 0 | 0
Residential 1-4 Family - Commercial |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 4,437 | 3,698 | 3,025 |  |
Recoveries credited to allowance | 353 | 329 | 318 |  |
Loans charged off | (176) | (463) | (716) |  |
Provision charged to operations | (2,630) | 873 | 1,071 |  |
Balance, end of period | 1,984 | 4,437 | 3,698 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 7,696 | 5,160
ALL individually evaluated for impairment |  |  |  | 185 | 35
Loans collectively evaluated for impairment |  |  |  | 692,347 | 597,821
ALL collectively evaluated for impairment |  |  |  | 1,799 | 4,402
Total Loans |  |  |  | 713,750 | 612,395
Total ALL | 4,437 | 3,698 | 3,025 | 1,984 | 4,437
Residential 1-4 Family - Commercial | Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 13,707 | 9,414
Total ALL | 0 | 0 |  | 0 | 0
Residential 1-4 Family - Mortgage |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 1,524 | 2,701 | 2,389 |  |
Recoveries credited to allowance | 310 | 102 | 267 |  |
Loans charged off | (852) | (588) | (184) |  |
Provision charged to operations | 218 | (691) | 229 |  |
Balance, end of period | 1,200 | 1,524 | 2,701 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 13,833 | 11,465
ALL individually evaluated for impairment |  |  |  | 374 | 36
Loans collectively evaluated for impairment |  |  |  | 569,979 | 470,492
ALL collectively evaluated for impairment |  |  |  | 826 | 1,488
Total Loans |  |  |  | 600,578 | 485,690
Total ALL | 1,524 | 2,701 | 2,389 | 1,200 | 1,524
Residential 1-4 Family - Mortgage | Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 16,766 | 3,733
Total ALL | 0 | 0 |  | 0 | 0
Auto |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 975 | 946 | 1,703 |  |
Recoveries credited to allowance | 436 | 459 | 327 |  |
Loans charged off | (1,074) | (1,038) | (1,052) |  |
Provision charged to operations | 1,106 | 608 | (32) |  |
Balance, end of period | 1,443 | 975 | 946 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 576 | 413
ALL individually evaluated for impairment |  |  |  | 231 | 2
Loans collectively evaluated for impairment |  |  |  | 301,360 | 282,061
ALL collectively evaluated for impairment |  |  |  | 1,212 | 973
Total Loans |  |  |  | 301,943 | 282,474
Total ALL | 975 | 946 | 1,703 | 1,443 | 975
Auto | Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 7 | 0
Total ALL | 0 | 0 |  | 0 | 0
HELOC |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 1,360 | 1,328 | 2,934 |  |
Recoveries credited to allowance | 636 | 314 | 459 |  |
Loans charged off | (1,206) | (1,019) | (1,457) |  |
Provision charged to operations | 507 | 737 | (608) |  |
Balance, end of period | 1,297 | 1,360 | 1,328 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 1,874 | 2,520
ALL individually evaluated for impairment |  |  |  | 188 | 51
Loans collectively evaluated for impairment |  |  |  | 606,394 | 534,051
ALL collectively evaluated for impairment |  |  |  | 1,109 | 1,309
Total Loans |  |  |  | 613,383 | 537,521
Total ALL | 1,360 | 1,328 | 2,934 | 1,297 | 1,360
HELOC | Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 5,115 | 950
Total ALL | 0 | 0 |  | 0 | 0
Consumer and all other |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 4,084 | 2,178 | 1,644 |  |
Recoveries credited to allowance | 1,737 | 1,189 | 434 |  |
Loans charged off | (9,281) | (4,509) | (1,458) |  |
Provision charged to operations | 10,605 | 5,226 | 1,558 |  |
Balance, end of period | 7,145 | 4,084 | 2,178 |  |
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 686 | 771
ALL individually evaluated for impairment |  |  |  | 64 | 35
Loans collectively evaluated for impairment |  |  |  | 620,176 | 647,018
ALL collectively evaluated for impairment |  |  |  | 7,081 | 4,049
Total Loans |  |  |  | 621,611 | 647,987
Total ALL | 4,084 | 2,178 | $ 1,644 | 7,145 | 4,084
Consumer and all other | Purchased Impaired |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Balance, beginning of the year | 0 |  |  |  |
Balance, end of period | 0 | 0 |  |  |
Loans: |  |  |  |  |
Total Loans |  |  |  | 749 | 198
Total ALL | $ 0 | $ 0 |  | $ 0 | $ 0

X
- References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of recovery of financing receivables doubtful of collection that were previously charged off. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of direct write-downs of financing receivables charged against the allowance. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=82891408&loc=d3e4428-111522 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5074-111524 + Details
Name: | us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=109223946&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=114873765&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_CreditLossStatusAxis=us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ubsh_CommercialRealEstateOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ubsh_CommercialRealEstateNonOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ubsh_CommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_MortgagesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ubsh_ConsumerandAllOtherLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |