XML 52 R35.htm IDEA: XBRL DOCUMENT
v3.10.0.1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items] |
Loans Stated at Face Amount, Net of Unearned Income | Loans are stated at their face amount, net of deferred fees and costs, and consist of the following at December 31, 2018 and 2017 (dollars in thousands):
| 2018 |  | 2017
Construction and Land Development | $ | 1,194,821 |  |  | $ | 948,791 |
Commercial Real Estate - Owner Occupied | 1,337,345 |  |  | 943,933 |
Commercial Real Estate - Non-Owner Occupied | 2,467,410 |  |  | 1,713,659 |
Multifamily Real Estate | 548,231 |  |  | 357,079 |
Commercial & Industrial | 1,317,135 |  |  | 612,023 |
Residential 1-4 Family - Commercial | 713,750 |  |  | 612,395 |
Residential 1-4 Family - Mortgage | 600,578 |  |  | 485,690 |
Auto | 301,943 |  |  | 282,474 |
HELOC | 613,383 |  |  | 537,521 |
Consumer | 379,694 |  |  | 408,667 |
Other Commercial | 241,917 |  |  | 239,320 |
Total loans held for investment, net (1) | $ | 9,716,207 |  |  | $ | 7,141,552 |
(1) Loans, as presented, are net of deferred fees and costs totaling $5.1 million and $1.3 million as of December 31, 2018 and 2017, respectively.
Summary of Aging of the Loan Portfolio by Class | The following table shows the aging of the Company’s loan portfolio, by segment, at December 31, 2018 (dollars in thousands):
| 30-59 Days Past Due |  | 60-89 Days Past Due |  | Greater than 90 Days and still Accruing |  | PCI |  | Nonaccrual |  | Current |  | Total Loans
Construction and Land Development | $ | 759 |  |  | $ | 6 |  |  | $ | 180 |  |  | $ | 8,654 |  |  | $ | 8,018 |  |  | $ | 1,177,204 |  |  | $ | 1,194,821 |
Commercial Real Estate - Owner Occupied | 8,755 |  |  | 1,142 |  |  | 3,193 |  |  | 25,644 |  |  | 3,636 |  |  | 1,294,975 |  |  | 1,337,345 |
Commercial Real Estate - Non-Owner Occupied | 338 |  |  | 41 |  |  | — |  |  | 17,335 |  |  | 1,789 |  |  | 2,447,907 |  |  | 2,467,410 |
Multifamily Real Estate | — |  |  | 146 |  |  | — |  |  | 88 |  |  | — |  |  | 547,997 |  |  | 548,231 |
Commercial & Industrial | 3,353 |  |  | 389 |  |  | 132 |  |  | 2,156 |  |  | 1,524 |  |  | 1,309,581 |  |  | 1,317,135 |
Residential 1-4 Family - Commercial | 6,619 |  |  | 1,577 |  |  | 1,409 |  |  | 13,707 |  |  | 2,481 |  |  | 687,957 |  |  | 713,750 |
Residential 1-4 Family - Mortgage | 12,049 |  |  | 5,143 |  |  | 2,437 |  |  | 16,766 |  |  | 7,276 |  |  | 556,907 |  |  | 600,578 |
Auto | 3,320 |  |  | 403 |  |  | 195 |  |  | 7 |  |  | 576 |  |  | 297,442 |  |  | 301,943 |
HELOC | 4,611 |  |  | 1,644 |  |  | 440 |  |  | 5,115 |  |  | 1,518 |  |  | 600,055 |  |  | 613,383 |
Consumer and all other(1) | 1,630 |  |  | 1,096 |  |  | 870 |  |  | 749 |  |  | 135 |  |  | 617,131 |  |  | 621,611 |
Total loans held for investment | $ | 41,434 |  |  | $ | 11,587 |  |  | $ | 8,856 |  |  | $ | 90,221 |  |  | $ | 26,953 |  |  | $ | 9,537,156 |  |  | $ | 9,716,207 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the aging of the Company’s loan portfolio, by segment, at December 31, 2017 (dollars in thousands):
| 30-59 Days Past Due |  | 60-89 Days Past Due |  | Greater than 90 Days and still Accruing |  | PCI |  | Nonaccrual |  | Current |  | Total Loans
Construction and Land Development | $ | 1,248 |  |  | $ | 898 |  |  | $ | 1,340 |  |  | $ | 2,838 |  |  | $ | 5,610 |  |  | $ | 936,857 |  |  | $ | 948,791 |
Commercial Real Estate - Owner Occupied | 444 |  |  | 81 |  |  | — |  |  | 14,790 |  |  | 2,708 |  |  | 925,910 |  |  | 943,933 |
Commercial Real Estate - Non-Owner Occupied | 187 |  |  | 84 |  |  | 194 |  |  | 6,610 |  |  | 2,992 |  |  | 1,703,592 |  |  | 1,713,659 |
Multifamily Real Estate | — |  |  | — |  |  | — |  |  | 80 |  |  | — |  |  | 356,999 |  |  | 357,079 |
Commercial & Industrial | 1,147 |  |  | 109 |  |  | 214 |  |  | 408 |  |  | 316 |  |  | 609,829 |  |  | 612,023 |
Residential 1-4 Family - Commercial | 1,682 |  |  | 700 |  |  | 579 |  |  | 9,414 |  |  | 1,085 |  |  | 598,935 |  |  | 612,395 |
Residential 1-4 Family - Mortgage | 3,838 |  |  | 2,541 |  |  | 546 |  |  | 3,733 |  |  | 6,269 |  |  | 468,763 |  |  | 485,690 |
Auto | 3,541 |  |  | 185 |  |  | 40 |  |  | — |  |  | 413 |  |  | 278,295 |  |  | 282,474 |
HELOC | 2,382 |  |  | 717 |  |  | 217 |  |  | 950 |  |  | 2,075 |  |  | 531,180 |  |  | 537,521 |
Consumer and all other(1) | 2,404 |  |  | 2,052 |  |  | 402 |  |  | 198 |  |  | 275 |  |  | 642,656 |  |  | 647,987 |
Total loans held for investment | $ | 16,873 |  |  | $ | 7,367 |  |  | $ | 3,532 |  |  | $ | 39,021 |  |  | $ | 21,743 |  |  | $ | 7,053,016 |  |  | $ | 7,141,552 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Impaired Loans by Class | The following table shows the Company’s impaired loans, excluding PCI loans, by segment at December 31, 2018 and 2017 (dollars in thousands):
| December 31, 2018 |  | December 31, 2017
| Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance |  | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance
Loans without a specific allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and Land Development | $ | 10,290 |  |  | $ | 12,038 |  |  | $ | — |  |  | $ | 16,035 |  |  | $ | 16,214 |  |  | $ | — |
Commercial Real Estate - Owner Occupied | 8,386 |  |  | 9,067 |  |  | — |  |  | 5,427 |  |  | 5,527 |  |  | — |
Commercial Real Estate - Non-Owner Occupied | 6,578 |  |  | 6,929 |  |  | — |  |  | 6,017 |  |  | 6,103 |  |  | — |
Commercial & Industrial | 3,059 |  |  | 3,251 |  |  | — |  |  | 1,681 |  |  | 1,933 |  |  | — |
Residential 1-4 Family - Commercial | 4,516 |  |  | 4,576 |  |  | — |  |  | 4,098 |  |  | 4,879 |  |  | — |
Residential 1-4 Family - Mortgage | 8,504 |  |  | 9,180 |  |  | — |  |  | 9,512 |  |  | 9,786 |  |  | — |
HELOC | 1,150 |  |  | 1,269 |  |  | — |  |  | 2,056 |  |  | 2,144 |  |  | — |
Consumer and all other(1) | 508 |  |  | 580 |  |  | — |  |  | 567 |  |  | 734 |  |  | — |
Total impaired loans without a specific allowance | $ | 42,991 |  |  | $ | 46,890 |  |  | $ | — |  |  | $ | 45,393 |  |  | $ | 47,320 |  |  | $ | — |
Loans with a specific allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and Land Development | $ | 372 |  |  | $ | 491 |  |  | $ | 63 |  |  | $ | 1,536 |  |  | $ | 1,573 |  |  | $ | 122 |
Commercial Real Estate - Owner Occupied | 4,304 |  |  | 4,437 |  |  | 359 |  |  | 1,161 |  |  | 1,161 |  |  | 94 |
Commercial Real Estate - Non-Owner Occupied | 391 |  |  | 391 |  |  | 1 |  |  | — |  |  | — |  |  | — |
Commercial & Industrial | 1,183 |  |  | 1,442 |  |  | 752 |  |  | 1,295 |  |  | 1,319 |  |  | 128 |
Residential 1-4 Family - Commercial | 3,180 |  |  | 3,249 |  |  | 185 |  |  | 1,062 |  |  | 1,068 |  |  | 35 |
Residential 1-4 Family - Mortgage | 5,329 |  |  | 5,548 |  |  | 374 |  |  | 1,953 |  |  | 2,070 |  |  | 36 |
Auto | 576 |  |  | 830 |  |  | 231 |  |  | 413 |  |  | 577 |  |  | 2 |
HELOC | 724 |  |  | 807 |  |  | 188 |  |  | 464 |  |  | 535 |  |  | 51 |
Consumer and all other(1) | 178 |  |  | 467 |  |  | 64 |  |  | 204 |  |  | 309 |  |  | 35 |
Total impaired loans with a specific allowance | $ | 16,237 |  |  | $ | 17,662 |  |  | $ | 2,217 |  |  | $ | 8,088 |  |  | $ | 8,612 |  |  | $ | 503 |
Total impaired loans | $ | 59,228 |  |  | $ | 64,552 |  |  | $ | 2,217 |  |  | $ | 53,481 |  |  | $ | 55,932 |  |  | $ | 503 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the average recorded investment and interest income recognized for the Company’s impaired loans, excluding PCI loans, by segment for the years ended December 31, 2018, 2017 and 2016 (dollars in thousands):
| December 31, 2018 |  | December 31, 2017 |  | December 31, 2016
| Average Investment |  | Interest Income Recognized |  | Average Investment |  | Interest Income Recognized |  | Average Investment |  | Interest Income Recognized
Construction and Land Development | $ | 11,648 |  |  | $ | 234 |  |  | $ | 17,080 |  |  | $ | 590 |  |  | $ | 15,346 |  |  | $ | 681 |
Commercial Real Estate - Owner Occupied | 13,383 |  |  | 499 |  |  | 6,580 |  |  | 306 |  |  | 6,290 |  |  | 242 |
Commercial Real Estate - Non-Owner Occupied | 7,157 |  |  | 246 |  |  | 6,083 |  |  | 172 |  |  | 4,188 |  |  | 134 |
Commercial & Industrial | 4,672 |  |  | 232 |  |  | 3,208 |  |  | 150 |  |  | 2,800 |  |  | 95 |
Residential 1-4 Family - Commercial | 7,904 |  |  | 264 |  |  | 5,428 |  |  | 190 |  |  | 6,225 |  |  | 205 |
Residential 1-4 Family - Mortgage | 14,740 |  |  | 152 |  |  | 11,806 |  |  | 194 |  |  | 6,491 |  |  | 86 |
Auto | 824 |  |  | 20 |  |  | 579 |  |  | 19 |  |  | 244 |  |  | 5 |
HELOC | 2,000 |  |  | 23 |  |  | 2,659 |  |  | 36 |  |  | 1,513 |  |  | 19 |
Consumer and all other(1) | 749 |  |  | 32 |  |  | 810 |  |  | 36 |  |  | 567 |  |  | 8 |
Total impaired loans | $ | 63,077 |  |  | $ | 1,702 |  |  | $ | 54,233 |  |  | $ | 1,693 |  |  | $ | 43,664 |  |  | $ | 1,475 |
Summary of Modified Loans that Continue to Accrue Interest Under the Terms of Restructuring Agreement | The following table provides a summary, by segment, of TDRs that continue to accrue interest under the terms of the restructuring agreement, which are considered to be performing, and TDRs that have been placed in nonaccrual status, which are considered to be nonperforming, as of December 31, 2018 and 2017 (dollars in thousands):
| December 31, 2018 |  | December 31, 2017
| No. of Loans |  | Recorded Investment |  | Outstanding Commitment |  | No. of Loans |  | Recorded Investment |  | Outstanding Commitment
Performing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and Land Development | 5 |  |  | $ | 2,496 |  |  | $ | — |  |  | 7 |  |  | $ | 2,803 |  |  | $ | — |
Commercial Real Estate - Owner Occupied | 8 |  |  | 2,783 |  |  | — |  |  | 5 |  |  | 2,221 |  |  | — |
Commercial Real Estate - Non-Owner Occupied | 4 |  |  | 4,438 |  |  | — |  |  | 2 |  |  | 715 |  |  | — |
Commercial & Industrial | 4 |  |  | 978 |  |  | — |  |  | 12 |  |  | 2,057 |  |  | — |
Residential 1-4 Family - Commercial | 30 |  |  | 2,887 |  |  | — |  |  | 16 |  |  | 1,048 |  |  | — |
Residential 1-4 Family - Mortgage | 30 |  |  | 5,070 |  |  | — |  |  | 24 |  |  | 5,194 |  |  | — |
HELOC | 2 |  |  | 58 |  |  | — |  |  | 1 |  |  | 20 |  |  | — |
Consumer and all other (1) | 2 |  |  | 491 |  |  | — |  |  | 1 |  |  | 495 |  |  | — |
Total performing | 85 |  |  | $ | 19,201 |  |  | $ | — |  |  | 68 |  |  | $ | 14,553 |  |  | $ | — |
Nonperforming |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and Land Development | 2 |  |  | $ | 3,474 |  |  | $ | — |  |  | 2 |  |  | $ | 702 |  |  | $ | — |
Commercial Real Estate - Owner Occupied | 2 |  |  | 198 |  |  | — |  |  | 2 |  |  | 134 |  |  | — |
Commercial & Industrial | 6 |  |  | 461 |  |  | — |  |  | 2 |  |  | 108 |  |  | — |
Residential 1-4 Family - Commercial | 1 |  |  | 60 |  |  | — |  |  | 5 |  |  | 558 |  |  | — |
Residential 1-4 Family - Mortgage | 15 |  |  | 3,135 |  |  | — |  |  | 7 |  |  | 1,264 |  |  | — |
HELOC | 2 |  |  | 62 |  |  | — |  |  | 1 |  |  | 59 |  |  | — |
Consumer and all other (1) | 1 |  |  | 7 |  |  | — |  |  | 1 |  |  | 24 |  |  | — |
Total nonperforming | 29 |  |  | $ | 7,397 |  |  | $ | — |  |  | 20 |  |  | $ | 2,849 |  |  | $ | — |
Total performing and nonperforming | 114 |  |  | $ | 26,598 |  |  | $ | — |  |  | 88 |  |  | $ | 17,402 |  |  | $ | — |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Schedule of TDR by Class and Modification Type | The following table shows, by segment and modification type, TDRs that occurred during the years ended December 31, 2018 and 2017 (dollars in thousands):
| All Restructurings
| 2018 |  | 2017
| No. of Loans |  | Recorded Investment at Period End |  | No. of Loans |  | Recorded Investment at Period End
Modified to interest only, at a market rate |  |  |  |  |  |  |  |
Commercial & Industrial | — |  |  | $ | — |  |  | 5 |  |  | $ | 631 |
Total interest only at market rate of interest | — |  |  | $ | — |  |  | 5 |  |  | $ | 631 |
Term modification, at a market rate |  |  |  |  |  |  |  |  |
Construction and Land Development | 4 |  |  | $ | 4,675 |  |  | 4 |  |  | $ | 1,564 |
Commercial Real Estate - Owner Occupied | 5 |  |  | 1,365 |  |  | 1 |  |  | 378 |
Commercial Real Estate - Non-Owner Occupied | 1 |  |  | 1,089 |  |  | 2 |  |  | 715 |
Commercial & Industrial | 3 |  |  | 334 |  |  | 5 |  |  | 1,040 |
Residential 1-4 Family - Commercial | 2 |  |  | 219 |  |  | 5 |  |  | 764 |
Residential 1-4 Family - Mortgage | 8 |  |  | 931 |  |  | 9 |  |  | 2,461 |
Consumer and all other(1) | 1 |  |  | 13 |  |  | 2 |  |  | 519 |
Total loan term extended at a market rate | 24 |  |  | $ | 8,626 |  |  | 28 |  |  | $ | 7,441 |
Term modification, below market rate |  |  |  |  |  |  |  |  |
Commercial Real Estate - Owner Occupied | — |  |  | $ | — |  |  | 1 |  |  | $ | 837 |
Commercial Real Estate - Non-Owner Occupied | 1 |  |  | 2,782 |  |  | — |  |  | — |
Commercial & Industrial | — |  |  | — |  |  | 2 |  |  | 78 |
Residential 1-4 Family - Commercial | 10 |  |  | 1,064 |  |  | 5 |  |  | 183 |
Residential 1-4 Family - Mortgage | 9 |  |  | 1,719 |  |  | 11 |  |  | 1,803 |
HELOC | 2 |  |  | 46 |  |  | 2 |  |  | 79 |
Total loan term extended at a below market rate | 22 |  |  | $ | 5,611 |  |  | 21 |  |  | $ | 2,980 |
Interest rate modification, below market rate |  |  |  |  |  |  |
Residential 1-4 Family - Commercial | 1 |  |  | $ | 265 |  |  | — |  |  | $ | — |
Total interest only at below market rate of interest | 1 |  |  | $ | 265 |  |  | — |  |  | $ | — |
Total | 47 |  |  | $ | 14,502 |  |  | 54 |  |  | $ | 11,052 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology | The following tables show the allowance for loan loss activity by segment for the year ended December 31, 2018, 2017, and 2016. The tables below include the provision for loan losses. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories (dollars in thousands):
| Year Ended December 31, 2018
| Allowance for loan losses
| Balance, beginning of the year |  | Recoveries credited to allowance |  | Loans charged off |  | Provision charged to operations |  | Balance, end of period
Construction and Land Development | $ | 9,709 |  |  | $ | 447 |  |  | $ | (2,005 | ) |  | $ | (1,348 | ) |  | $ | 6,803 |
Commercial Real Estate - Owner Occupied | 2,931 |  |  | 610 |  |  | (709 | ) |  | 1,191 |  |  | 4,023 |
Commercial Real Estate - Non-Owner Occupied | 7,544 |  |  | 100 |  |  | (94 | ) |  | 1,315 |  |  | 8,865 |
Multifamily Real Estate | 1,092 |  |  | 5 |  |  | — |  |  | (448 | ) |  | 649 |
Commercial & Industrial | 4,552 |  |  | 534 |  |  | (833 | ) |  | 3,383 |  |  | 7,636 |
Residential 1-4 Family - Commercial | 4,437 |  |  | 353 |  |  | (176 | ) |  | (2,630 | ) |  | 1,984 |
Residential 1-4 Family - Mortgage | 1,524 |  |  | 310 |  |  | (852 | ) |  | 218 |  |  | 1,200 |
Auto | 975 |  |  | 436 |  |  | (1,074 | ) |  | 1,106 |  |  | 1,443 |
HELOC | 1,360 |  |  | 636 |  |  | (1,206 | ) |  | 507 |  |  | 1,297 |
Consumer and all other(1) | 4,084 |  |  | 1,737 |  |  | (9,281 | ) |  | 10,605 |  |  | 7,145 |
Total | $ | 38,208 |  |  | $ | 5,168 |  |  | $ | (16,230 | ) |  | $ | 13,899 |  |  | $ | 41,045 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
| Year Ended December 31, 2017
| Allowance for loan losses
| Balance, beginning of the year |  | Recoveries credited to allowance |  | Loans charged off |  | Provision charged to operations |  | Balance, end of period
Construction and Land Development | $ | 10,055 |  |  | $ | 206 |  |  | $ | (2,190 | ) |  | $ | 1,638 |  |  | $ | 9,709 |
Commercial Real Estate - Owner Occupied | 3,801 |  |  | 171 |  |  | (46 | ) |  | (995 | ) |  | 2,931 |
Commercial Real Estate - Non-Owner Occupied | 6,622 |  |  | 2 |  |  | (1,180 | ) |  | 2,100 |  |  | 7,544 |
Multifamily Real Estate | 1,236 |  |  | — |  |  | — |  |  | (144 | ) |  | 1,092 |
Commercial & Industrial | 4,627 |  |  | 483 |  |  | (2,277 | ) |  | 1,719 |  |  | 4,552 |
Residential 1-4 Family - Commercial | 3,698 |  |  | 329 |  |  | (463 | ) |  | 873 |  |  | 4,437 |
Residential 1-4 Family - Mortgage | 2,701 |  |  | 102 |  |  | (588 | ) |  | (691 | ) |  | 1,524 |
Auto | 946 |  |  | 459 |  |  | (1,038 | ) |  | 608 |  |  | 975 |
HELOC | 1,328 |  |  | 314 |  |  | (1,019 | ) |  | 737 |  |  | 1,360 |
Consumer and all other(1) | 2,178 |  |  | 1,189 |  |  | (4,509 | ) |  | 5,226 |  |  | 4,084 |
Total | $ | 37,192 |  |  | $ | 3,255 |  |  | $ | (13,310 | ) |  | $ | 11,071 |  |  | $ | 38,208 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
| Year Ended December 31, 2016
| Allowance for loan losses
| Balance, beginning of the year |  | Recoveries credited to allowance |  | Loans charged off |  | Provision charged to operations |  | Balance, end of period
Construction and Land Development | $ | 6,040 |  |  | $ | 505 |  |  | $ | (958 | ) |  | $ | 4,468 |  |  | $ | 10,055 |
Commercial Real Estate - Owner Occupied | 4,614 |  |  | 152 |  |  | (809 | ) |  | (156 | ) |  | 3,801 |
Commercial Real Estate - Non-Owner Occupied | 6,929 |  |  | 80 |  |  | (1 | ) |  | (386 | ) |  | 6,622 |
Multifamily Real Estate | 1,606 |  |  | — |  |  | — |  |  | (370 | ) |  | 1,236 |
Commercial & Industrial | 3,163 |  |  | 483 |  |  | (1,920 | ) |  | 2,901 |  |  | 4,627 |
Residential 1-4 Family - Commercial | 3,025 |  |  | 318 |  |  | (716 | ) |  | 1,071 |  |  | 3,698 |
Residential 1-4 Family - Mortgage | 2,389 |  |  | 267 |  |  | (184 | ) |  | 229 |  |  | 2,701 |
Auto | 1,703 |  |  | 327 |  |  | (1,052 | ) |  | (32 | ) |  | 946 |
HELOC | 2,934 |  |  | 459 |  |  | (1,457 | ) |  | (608 | ) |  | 1,328 |
Consumer and all other(1) | 1,644 |  |  | 434 |  |  | (1,458 | ) |  | 1,558 |  |  | 2,178 |
Total | $ | 34,047 |  |  | $ | 3,025 |  |  | $ | (8,555 | ) |  | $ | 8,675 |  |  | $ | 37,192 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following tables show the loan and allowance for loan loss balances based on impairment methodology by segment as of December 31, 2018 and 2017 (dollars in thousands):
| December 31, 2018
| Loans individually evaluated for impairment |  | Loans collectively evaluated for impairment |  | Loans acquired with deteriorated credit quality |  | Total
| Loans |  | ALL |  | Loans |  | ALL |  | Loans |  | ALL |  | Loans |  | ALL
Construction and Land Development | $ | 10,662 |  |  | $ | 63 |  |  | $ | 1,175,505 |  |  | $ | 6,740 |  |  | $ | 8,654 |  |  | $ | — |  |  | $ | 1,194,821 |  |  | $ | 6,803 |
Commercial Real Estate - Owner Occupied | 12,690 |  |  | 359 |  |  | 1,299,011 |  |  | 3,664 |  |  | 25,644 |  |  | — |  |  | 1,337,345 |  |  | 4,023 |
Commercial Real Estate - Non-Owner Occupied | 6,969 |  |  | 1 |  |  | 2,443,106 |  |  | 8,864 |  |  | 17,335 |  |  | — |  |  | 2,467,410 |  |  | 8,865 |
Multifamily Real Estate | — |  |  | — |  |  | 548,143 |  |  | 649 |  |  | 88 |  |  | — |  |  | 548,231 |  |  | 649 |
Commercial & Industrial | 4,242 |  |  | 752 |  |  | 1,310,737 |  |  | 6,884 |  |  | 2,156 |  |  | — |  |  | 1,317,135 |  |  | 7,636 |
Residential 1-4 Family - Commercial | 7,696 |  |  | 185 |  |  | 692,347 |  |  | 1,799 |  |  | 13,707 |  |  | — |  |  | 713,750 |  |  | 1,984 |
Residential 1-4 Family - Mortgage | 13,833 |  |  | 374 |  |  | 569,979 |  |  | 826 |  |  | 16,766 |  |  | — |  |  | 600,578 |  |  | 1,200 |
Auto | 576 |  |  | 231 |  |  | 301,360 |  |  | 1,212 |  |  | 7 |  |  | — |  |  | 301,943 |  |  | 1,443 |
HELOC | 1,874 |  |  | 188 |  |  | 606,394 |  |  | 1,109 |  |  | 5,115 |  |  | — |  |  | 613,383 |  |  | 1,297 |
Consumer and all other(1) | 686 |  |  | 64 |  |  | 620,176 |  |  | 7,081 |  |  | 749 |  |  | — |  |  | 621,611 |  |  | 7,145 |
Total loans held for investment, net | $ | 59,228 |  |  | $ | 2,217 |  |  | $ | 9,566,758 |  |  | $ | 38,828 |  |  | $ | 90,221 |  |  | $ | — |  |  | $ | 9,716,207 |  |  | $ | 41,045 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
| December 31, 2017
| Loans individually evaluated for impairment |  | Loans collectively evaluated for impairment |  | Loans acquired with deteriorated credit quality |  | Total
| Loans |  | ALL |  | Loans |  | ALL |  | Loans |  | ALL |  | Loans |  | ALL
Construction and Land Development | $ | 17,571 |  |  | $ | 122 |  |  | $ | 928,382 |  |  | $ | 9,587 |  |  | $ | 2,838 |  |  | $ | — |  |  | $ | 948,791 |  |  | $ | 9,709 |
Commercial Real Estate - Owner Occupied | 6,588 |  |  | 94 |  |  | 922,555 |  |  | 2,837 |  |  | 14,790 |  |  | — |  |  | 943,933 |  |  | 2,931 |
Commercial Real Estate - Non-Owner Occupied | 6,017 |  |  | — |  |  | 1,701,032 |  |  | 7,544 |  |  | 6,610 |  |  | — |  |  | 1,713,659 |  |  | 7,544 |
Multifamily Real Estate | — |  |  | — |  |  | 356,999 |  |  | 1,092 |  |  | 80 |  |  | — |  |  | 357,079 |  |  | 1,092 |
Commercial & Industrial | 2,976 |  |  | 128 |  |  | 608,639 |  |  | 4,424 |  |  | 408 |  |  | — |  |  | 612,023 |  |  | 4,552 |
Residential 1-4 Family - Commercial | 5,160 |  |  | 35 |  |  | 597,821 |  |  | 4,402 |  |  | 9,414 |  |  | — |  |  | 612,395 |  |  | 4,437 |
Residential 1-4 Family - Mortgage | 11,465 |  |  | 36 |  |  | 470,492 |  |  | 1,488 |  |  | 3,733 |  |  | — |  |  | 485,690 |  |  | 1,524 |
Auto | 413 |  |  | 2 |  |  | 282,061 |  |  | 973 |  |  | — |  |  | — |  |  | 282,474 |  |  | 975 |
HELOC | 2,520 |  |  | 51 |  |  | 534,051 |  |  | 1,309 |  |  | 950 |  |  | — |  |  | 537,521 |  |  | 1,360 |
Consumer and all other(1) | 771 |  |  | 35 |  |  | 647,018 |  |  | 4,049 |  |  | 198 |  |  | — |  |  | 647,987 |  |  | 4,084 |
Total loans held for investment, net | $ | 53,481 |  |  | $ | 503 |  |  | $ | 7,049,050 |  |  | $ | 37,705 |  |  | $ | 39,021 |  |  | $ | — |  |  | $ | 7,141,552 |  |  | $ | 38,208 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Loans Receivables Related Risk Rating | The following table shows the recorded investment in all loans, excluding PCI loans, by segment with their related risk level as of December 31, 2018 (dollars in thousands):
| Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Total
Construction and Land Development | $ | 1,130,577 |  |  | $ | 43,894 |  |  | $ | 11,696 |  |  | $ | — |  |  | $ | 1,186,167 |
Commercial Real Estate - Owner Occupied | 1,231,422 |  |  | 50,939 |  |  | 29,340 |  |  | — |  |  | 1,311,701 |
Commercial Real Estate - Non-Owner Occupied | 2,425,500 |  |  | 17,648 |  |  | 6,927 |  |  | — |  |  | 2,450,075 |
Multifamily Real Estate | 537,572 |  |  | 10,571 |  |  | — |  |  | — |  |  | 548,143 |
Commercial & Industrial | 1,273,549 |  |  | 34,864 |  |  | 6,566 |  |  | — |  |  | 1,314,979 |
Residential 1-4 Family - Commercial | 677,109 |  |  | 17,086 |  |  | 5,848 |  |  | — |  |  | 700,043 |
Residential 1-4 Family - Mortgage | 554,192 |  |  | 14,855 |  |  | 14,765 |  |  | — |  |  | 583,812 |
Auto | 296,907 |  |  | 3,590 |  |  | 1,439 |  |  | — |  |  | 301,936 |
HELOC | 598,444 |  |  | 6,316 |  |  | 3,508 |  |  | — |  |  | 608,268 |
Consumer and all other(1) | 618,730 |  |  | 1,411 |  |  | 721 |  |  | — |  |  | 620,862 |
Total | $ | 9,344,002 |  |  | $ | 201,174 |  |  | $ | 80,810 |  |  | $ | — |  |  | $ | 9,625,986 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the recorded investment in all loans, excluding PCI loans, by segment with their related risk level as of December 31, 2017 (dollars in thousands):
| Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Total
Construction and Land Development | $ | 869,111 |  |  | $ | 62,517 |  |  | $ | 14,325 |  |  | $ | — |  |  | $ | 945,953 |
Commercial Real Estate - Owner Occupied | 872,130 |  |  | 52,268 |  |  | 4,745 |  |  | — |  |  | 929,143 |
Commercial Real Estate - Non-Owner Occupied | 1,681,314 |  |  | 19,899 |  |  | 5,836 |  |  | — |  |  | 1,707,049 |
Multifamily Real Estate | 349,625 |  |  | 7,374 |  |  | — |  |  | — |  |  | 356,999 |
Commercial & Industrial | 595,923 |  |  | 13,533 |  |  | 2,159 |  |  | — |  |  | 611,615 |
Residential 1-4 Family - Commercial | 587,169 |  |  | 12,117 |  |  | 3,650 |  |  | 45 |  |  | 602,981 |
Residential 1-4 Family - Mortgage | 470,646 |  |  | 7,190 |  |  | 1,642 |  |  | 2,479 |  |  | 481,957 |
Auto | 278,063 |  |  | 4,131 |  |  | 119 |  |  | 161 |  |  | 282,474 |
HELOC | 531,358 |  |  | 3,867 |  |  | 857 |  |  | 489 |  |  | 536,571 |
Consumer and all other(1) | 645,187 |  |  | 1,758 |  |  | 781 |  |  | 63 |  |  | 647,789 |
Total | $ | 6,880,526 |  |  | $ | 184,654 |  |  | $ | 34,114 |  |  | $ | 3,237 |  |  | $ | 7,102,531 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Schedule of Acquired Loan Portfolio and Accretable Yield | The following shows changes in the accretable yield for loans accounted for under ASC 310-30, Receivables – Loans and Debt Securities Acquired with Deteriorated Credit Quality, for the periods presented (dollars in thousands):
| For the year ended December 31,
| 2018 |  | 2017
Balance at beginning of period | $ | 14,563 |  |  | $ | 19,739 |
Additions | 12,225 |  |  | — |
Accretion | (8,654 | ) |  | (6,426 | )
Reclass of nonaccretable difference due to improvement in expected cash flows | 1,876 |  |  | 2,237 |
Measurement period adjustment | 3,974 |  |  | — |
Other, net (1) | 7,217 |  |  | (987 | )
Balance at end of period | $ | 31,201 |  |  | $ | 14,563 |
(1) This line item represents changes in the cash flows expected to be collected due to the impact of non-credit changes such as prepayment assumptions, changes in interest rates on variable rate PCI loans, and discounted payoffs that occurred in the year.
Purchased Impaired |
Accounts, Notes, Loans and Financing Receivable [Line Items] |
Summary of Aging of the Loan Portfolio by Class | The following table shows the PCI loan portfolios, by segment and their delinquency status, at December 31, 2018 (dollars in thousands):
| 30-89 Days Past Due |  | Greater than 90 Days |  | Current |  | Total
Construction and Land Development | $ | 108 |  |  | $ | 1,424 |  |  | $ | 7,122 |  |  | $ | 8,654 |
Commercial Real Estate - Owner Occupied | 658 |  |  | 4,281 |  |  | 20,705 |  |  | 25,644 |
Commercial Real Estate - Non-Owner Occupied | 61 |  |  | 1,810 |  |  | 15,464 |  |  | 17,335 |
Multifamily Real Estate | — |  |  | — |  |  | 88 |  |  | 88 |
Commercial & Industrial | 47 |  |  | 1,092 |  |  | 1,017 |  |  | 2,156 |
Residential 1-4 Family - Commercial | 931 |  |  | 3,464 |  |  | 9,312 |  |  | 13,707 |
Residential 1-4 Family - Mortgage | 1,899 |  |  | 2,412 |  |  | 12,455 |  |  | 16,766 |
Auto | — |  |  | — |  |  | 7 |  |  | 7 |
HELOC | 498 |  |  | 252 |  |  | 4,365 |  |  | 5,115 |
Consumer and all other(1) | 62 |  |  | 9 |  |  | 678 |  |  | 749 |
Total | $ | 4,264 |  |  | $ | 14,744 |  |  | $ | 71,213 |  |  | $ | 90,221 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the PCI loan portfolios, by segment and their delinquency status, at December 31, 2017 (dollars in thousands):
| 30-89 Days Past Due |  | Greater than 90 Days |  | Current |  | Total
Construction and Land Development | $ | 8 |  |  | $ | 57 |  |  | $ | 2,773 |  |  | $ | 2,838 |
Commercial Real Estate - Owner Occupied | 381 |  |  | 478 |  |  | 13,931 |  |  | 14,790 |
Commercial Real Estate - Non-Owner Occupied | 188 |  |  | 233 |  |  | 6,189 |  |  | 6,610 |
Multifamily Real Estate | — |  |  | — |  |  | 80 |  |  | 80 |
Commercial & Industrial | — |  |  | — |  |  | 408 |  |  | 408 |
Residential 1-4 Family - Commercial | 433 |  |  | 351 |  |  | 8,630 |  |  | 9,414 |
Residential 1-4 Family - Mortgage | 343 |  |  | 626 |  |  | 2,764 |  |  | 3,733 |
HELOC | 291 |  |  | 214 |  |  | 445 |  |  | 950 |
Consumer and all other(1) | — |  |  | — |  |  | 198 |  |  | 198 |
Total | $ | 1,644 |  |  | $ | 1,959 |  |  | $ | 35,418 |  |  | $ | 39,021 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
Loans Receivables Related Risk Rating | The following table shows the recorded investment in only PCI loans by segment with their related risk level as of December 31, 2018 (dollars in thousands):
| Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Total
Construction and Land Development | $ | 1,835 |  |  | $ | 1,308 |  |  | $ | 5,511 |  |  | $ | — |  |  | $ | 8,654 |
Commercial Real Estate - Owner Occupied | 8,347 |  |  | 6,685 |  |  | 10,612 |  |  | — |  |  | 25,644 |
Commercial Real Estate - Non-Owner Occupied | 4,789 |  |  | 7,992 |  |  | 4,554 |  |  | — |  |  | 17,335 |
Multifamily Real Estate | — |  |  | 88 |  |  | — |  |  | — |  |  | 88 |
Commercial & Industrial | 762 |  |  | 134 |  |  | 1,260 |  |  | — |  |  | 2,156 |
Residential 1-4 Family - Commercial | 6,512 |  |  | 2,771 |  |  | 4,424 |  |  | — |  |  | 13,707 |
Residential 1-4 Family - Mortgage | 9,894 |  |  | 1,030 |  |  | 5,842 |  |  | — |  |  | 16,766 |
Auto | 7 |  |  | — |  |  | — |  |  | — |  |  | 7 |
HELOC | 3,438 |  |  | 1,031 |  |  | 646 |  |  | — |  |  | 5,115 |
Consumer and all other(1) | 74 |  |  | 660 |  |  | 15 |  |  | — |  |  | 749 |
Total | $ | 35,658 |  |  | $ | 21,699 |  |  | $ | 32,864 |  |  | $ | — |  |  | $ | 90,221 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following table shows the recorded investment in only PCI loans by segment with their related risk level as of December 31, 2017 (dollars in thousands):
| Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Total
Construction and Land Development | $ | 1,462 |  |  | $ | 1,260 |  |  | $ | 116 |  |  | $ | — |  |  | $ | 2,838 |
Commercial Real Estate - Owner Occupied | 4,958 |  |  | 7,486 |  |  | 2,346 |  |  | — |  |  | 14,790 |
Commercial Real Estate - Non-Owner Occupied | 3,920 |  |  | 1,394 |  |  | 1,296 |  |  | — |  |  | 6,610 |
Multifamily Real Estate | — |  |  | 80 |  |  | — |  |  | — |  |  | 80 |
Commercial & Industrial | 85 |  |  | 123 |  |  | 200 |  |  | — |  |  | 408 |
Residential 1-4 Family - Commercial | 5,234 |  |  | 2,877 |  |  | 1,303 |  |  | — |  |  | 9,414 |
Residential 1-4 Family - Mortgage | 2,764 |  |  | 329 |  |  | 71 |  |  | 569 |  |  | 3,733 |
HELOC | 446 |  |  | 291 |  |  | 94 |  |  | 119 |  |  | 950 |
Consumer and all other(1) | 148 |  |  | 41 |  |  | 9 |  |  | — |  |  | 198 |
Total | $ | 19,017 |  |  | $ | 13,881 |  |  | $ | 5,435 |  |  | $ | 688 |  |  | $ | 39,021 |
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.

X
- Definition Schedule of acquired loan portfolio and accretable yield. + References No definition available. + Details
Name: | ubsh_ScheduleOfAcquiredLoanPortfolioAndAccretableYieldTableTextBlock
Namespace Prefix: | ubsh_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of troubled debt restructurings in the current period: (1) for each restructuring, the principal changes in terms, the major features of settlement, or both; (2) the aggregate gain (loss) on restructuring of payables; (3) the income tax effect on the gain or loss recognized on the restructuring of payables; (4) the gain (loss) recognized on the restructuring of payables, after the impact of income tax expense or benefit; and (5) the aggregate gain (loss) on transfer of assets recognized during the period, after the impact of income tax expense or benefit. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 60 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6402221&loc=d3e15743-112638 + Details
Name: | us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_CreditLossStatusAxis=us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |