XML 42 R28.htm IDEA: XBRL DOCUMENT
v3.19.2

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items] |
Loans Stated at Face Amount, Net of Unearned Income | Loans are stated at their face amount, net of deferred fees and costs, and consist of the following at June 30, 2019 and December 31, 2018 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2019 |  | December 31, 2018
Construction and Land Development | ​ | $ | 1,267,712 | ​ | $ | 1,194,821
Commercial Real Estate - Owner Occupied | ​ |  | 1,966,776 | ​ |  | 1,337,345
Commercial Real Estate - Non-Owner Occupied | ​ |  | 3,104,823 | ​ |  | 2,467,410
Multifamily Real Estate | ​ |  | 602,115 | ​ |  | 548,231
Commercial & Industrial | ​ |  | 2,032,799 | ​ |  | 1,317,135
Residential 1-4 Family - Commercial | ​ |  | 801,703 | ​ |  | 713,750
Residential 1-4 Family - Mortgage | ​ |  | 850,063 | ​ |  | 600,578
Auto | ​ |  | 311,858 | ​ |  | 301,943
HELOC | ​ |  | 660,621 | ​ |  | 613,383
Consumer | ​ |  | 383,653 | ​ |  | 379,694
Other Commercial | ​ |  | 238,391 | ​ |  | 241,917
Total loans held for investment, net (1) | ​ | $ | 12,220,514 | ​ | $ | 9,716,207
(1) | Loans, as presented, are net of deferred fees and costs totaling $7.2 million and $5.1 million as of June 30, 2019 and December 31, 2018, respectively.
Summary of Aging of the Loan Portfolio by Class | The following table shows the aging of the Company’s loan portfolio, by segment, at June 30, 2019 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | ​ | ​ |  | ​ | ​ |  | Greater than |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​
​ | ​ | 30-59 Days | ​ | 60-89 Days | ​ | 90 Days and | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Past Due | ​ | Past Due | ​ | still Accruing | ​ | PCI | ​ | Nonaccrual | ​ | Current | ​ | Total Loans
Construction and Land Development | ​ | $ | 2,327 | ​ | $ | 318 | ​ | $ | 855 | ​ | $ | 12,181 | ​ | $ | 5,619 | ​ | $ | 1,246,412 | ​ | $ | 1,267,712
Commercial Real Estate - Owner Occupied | ​ |  | 1,707 | ​ |  | — | ​ |  | 2,540 | ​ |  | 32,628 | ​ |  | 4,062 | ​ |  | 1,925,839 | ​ |  | 1,966,776
Commercial Real Estate - Non-Owner Occupied | ​ |  | 141 | ​ |  | 164 | ​ |  | 1,489 | ​ |  | 15,755 | ​ |  | 1,685 | ​ |  | 3,085,589 | ​ |  | 3,104,823
Multifamily Real Estate | ​ |  | 1,218 | ​ |  | — | ​ |  | — | ​ |  | 92 | ​ |  | — | ​ |  | 600,805 | ​ |  | 602,115
Commercial & Industrial | ​ |  | 3,223 | ​ |  | 1,175 | ​ |  | 295 | ​ |  | 3,930 | ​ |  | 1,183 | ​ |  | 2,022,993 | ​ |  | 2,032,799
Residential 1-4 Family - Commercial | ​ |  | 1,622 | ​ |  | 651 | ​ |  | 863 | ​ |  | 12,675 | ​ |  | 4,135 | ​ |  | 781,757 | ​ |  | 801,703
Residential 1-4 Family - Mortgage | ​ |  | 5,969 | ​ |  | 2,801 | ​ |  | 845 | ​ |  | 17,821 | ​ |  | 8,677 | ​ |  | 813,950 | ​ |  | 850,063
Auto | ​ |  | 2,120 | ​ |  | 299 | ​ |  | 122 | ​ |  | 7 | ​ |  | 449 | ​ |  | 308,861 | ​ |  | 311,858
HELOC | ​ |  | 4,978 | ​ |  | 1,336 | ​ |  | 658 | ​ |  | 4,869 | ​ |  | 1,432 | ​ |  | 647,348 | ​ |  | 660,621
Consumer | ​ |  | 2,794 | ​ |  | 1,423 | ​ |  | 1,099 | ​ |  | 689 | ​ |  | 115 | ​ |  | 377,533 | ​ |  | 383,653
Other Commercial | ​ | ​ | 30 | ​ | ​ | — | ​ | ​ | 62 | ​ | ​ | 654 | ​ | ​ | 105 | ​ | ​ | 237,540 | ​ | ​ | 238,391
Total loans held for investment | ​ | $ | 26,129 | ​ | $ | 8,167 | ​ | $ | 8,828 | ​ | $ | 101,301 | ​ | $ | 27,462 | ​ | $ | 12,048,627 | ​ | $ | 12,220,514
​ The following table shows the aging of the Company’s loan portfolio, by segment, at December 31, 2018 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | ​ | ​ |  | ​ | ​ |  | Greater than |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​
​ | ​ | 30-59 Days | ​ | 60-89 Days | ​ | 90 Days and | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Past Due | ​ | Past Due | ​ | still Accruing | ​ | PCI | ​ | Nonaccrual | ​ | Current | ​ | Total Loans
Construction and Land Development | ​ | $ | 759 | ​ | $ | 6 | ​ | $ | 180 | ​ | $ | 8,654 | ​ | $ | 8,018 | ​ | $ | 1,177,204 | ​ | $ | 1,194,821
Commercial Real Estate - Owner Occupied | ​ |  | 8,755 | ​ |  | 1,142 | ​ |  | 3,193 | ​ |  | 25,644 | ​ |  | 3,636 | ​ |  | 1,294,975 | ​ |  | 1,337,345
Commercial Real Estate - Non-Owner Occupied | ​ |  | 338 | ​ |  | 41 | ​ |  | — | ​ |  | 17,335 | ​ |  | 1,789 | ​ |  | 2,447,907 | ​ |  | 2,467,410
Multifamily Real Estate | ​ |  | — | ​ |  | 146 | ​ |  | — | ​ |  | 88 | ​ |  | — | ​ |  | 547,997 | ​ |  | 548,231
Commercial & Industrial | ​ |  | 3,353 | ​ |  | 389 | ​ |  | 132 | ​ |  | 2,156 | ​ |  | 1,524 | ​ |  | 1,309,581 | ​ |  | 1,317,135
Residential 1-4 Family - Commercial | ​ |  | 6,619 | ​ |  | 1,577 | ​ |  | 1,409 | ​ |  | 13,707 | ​ |  | 2,481 | ​ |  | 687,957 | ​ |  | 713,750
Residential 1-4 Family - Mortgage | ​ |  | 12,049 | ​ |  | 5,143 | ​ |  | 2,437 | ​ |  | 16,766 | ​ |  | 7,276 | ​ |  | 556,907 | ​ |  | 600,578
Auto | ​ |  | 3,320 | ​ |  | 403 | ​ |  | 195 | ​ |  | 7 | ​ |  | 576 | ​ |  | 297,442 | ​ |  | 301,943
HELOC | ​ |  | 4,611 | ​ |  | 1,644 | ​ |  | 440 | ​ |  | 5,115 | ​ |  | 1,518 | ​ |  | 600,055 | ​ |  | 613,383
Consumer | ​ |  | 1,504 | ​ |  | 1,096 | ​ |  | 870 | ​ |  | 32 | ​ |  | 135 | ​ |  | 376,057 | ​ |  | 379,694
Other Commercial | ​ | ​ | 126 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 717 | ​ | ​ | — | ​ | ​ | 241,074 | ​ | ​ | 241,917
Total loans held for investment | ​ | $ | 41,434 | ​ | $ | 11,587 | ​ | $ | 8,856 | ​ | $ | 90,221 | ​ | $ | 26,953 | ​ | $ | 9,537,156 | ​ | $ | 9,716,207
Impaired Loans by Class | The Company measures the amount of impairment by evaluating loans either in their collective homogeneous pools or individually. The following table shows the Company’s impaired loans, excluding PCI loans, by segment at June 30, 2019 and December 31, 2018 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2019 | ​ | December 31, 2018
​ |  | ​ | ​ |  | Unpaid |  | ​ | ​ |  | ​ | ​ |  | Unpaid |  | ​ | ​
​ | ​ | Recorded | ​ | Principal | ​ | Related | ​ | Recorded | ​ | Principal | ​ | Related
​ | ​ | Investment | ​ | Balance | ​ | Allowance | ​ | Investment | ​ | Balance | ​ | Allowance
Loans without a specific allowance |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Construction and Land Development | ​ | $ | 6,837 | ​ | $ | 8,863 | ​ | $ | — | ​ | $ | 10,290 | ​ | $ | 12,038 | ​ | $ | —
Commercial Real Estate - Owner Occupied | ​ |  | 10,138 | ​ |  | 10,433 | ​ |  | — | ​ |  | 8,386 | ​ |  | 9,067 | ​ |  | —
Commercial Real Estate - Non-Owner Occupied | ​ |  | 6,265 | ​ |  | 6,568 | ​ |  | — | ​ |  | 6,578 | ​ |  | 6,929 | ​ |  | —
Commercial & Industrial | ​ |  | 2,583 | ​ |  | 2,605 | ​ |  | — | ​ |  | 3,059 | ​ |  | 3,251 | ​ |  | —
Residential 1-4 Family - Commercial | ​ |  | 4,986 | ​ |  | 5,126 | ​ |  | — | ​ |  | 4,516 | ​ |  | 4,576 | ​ |  | —
Residential 1-4 Family - Mortgage | ​ |  | 8,821 | ​ |  | 9,455 | ​ |  | — | ​ |  | 8,504 | ​ |  | 9,180 | ​ |  | —
HELOC | ​ |  | 2,205 | ​ |  | 2,220 | ​ |  | — | ​ |  | 1,150 | ​ |  | 1,269 | ​ |  | —
Consumer | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 30 | ​ | ​ | 102 | ​ | ​ | —
Other Commercial | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 478 | ​ |  | 478 | ​ |  | —
Total impaired loans without a specific allowance | ​ | $ | 41,835 | ​ | $ | 45,270 | ​ | $ | — | ​ | $ | 42,991 | ​ | $ | 46,890 | ​ | $ | —
Loans with a specific allowance | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Construction and Land Development | ​ | $ | 877 | ​ | $ | 954 | ​ | $ | 111 | ​ | $ | 372 | ​ | $ | 491 | ​ | $ | 63
Commercial Real Estate - Owner Occupied | ​ |  | 1,723 | ​ |  | 1,834 | ​ |  | 104 | ​ |  | 4,304 | ​ |  | 4,437 | ​ |  | 359
Commercial Real Estate - Non-Owner Occupied | ​ |  | 565 | ​ |  | 613 | ​ |  | 11 | ​ |  | 391 | ​ |  | 391 | ​ |  | 1
Commercial & Industrial | ​ |  | 407 | ​ |  | 430 | ​ |  | 135 | ​ |  | 1,183 | ​ |  | 1,442 | ​ |  | 752
Residential 1-4 Family - Commercial | ​ |  | 4,703 | ​ |  | 4,850 | ​ |  | 341 | ​ |  | 3,180 | ​ |  | 3,249 | ​ |  | 185
Residential 1-4 Family - Mortgage | ​ |  | 6,985 | ​ |  | 7,302 | ​ |  | 612 | ​ |  | 5,329 | ​ |  | 5,548 | ​ |  | 374
Auto | ​ |  | 449 | ​ |  | 668 | ​ |  | 179 | ​ |  | 576 | ​ |  | 830 | ​ |  | 231
HELOC | ​ |  | 1,230 | ​ |  | 1,340 | ​ |  | 330 | ​ |  | 724 | ​ |  | 807 | ​ |  | 188
Consumer | ​ |  | 186 | ​ |  | 349 | ​ |  | 69 | ​ |  | 178 | ​ |  | 467 | ​ |  | 64
Other Commercial | ​ | ​ | 576 | ​ | ​ | 577 | ​ | ​ | 30 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Total impaired loans with a specific allowance | ​ | $ | 17,701 | ​ | $ | 18,917 | ​ | $ | 1,922 | ​ | $ | 16,237 | ​ | $ | 17,662 | ​ | $ | 2,217
Total impaired loans | ​ | $ | 59,536 | ​ | $ | 64,187 | ​ | $ | 1,922 | ​ | $ | 59,228 | ​ | $ | 64,552 | ​ | $ | 2,217
​ The following tables show the average recorded investment and interest income recognized for the Company’s impaired loans, excluding PCI loans, by segment for the three and six months ended June 30, 2019 and 2018 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Three Months Ended | ​ | Six Months Ended
​ | ​ | June 30, 2019 | ​ | June 30, 2019
​ |  | ​ | ​ |  | Interest |  | ​ | ​ |  | Interest
​ | ​ | Average | ​ | Income | ​ | Average | ​ | Income
​ | ​ | Investment | ​ | Recognized | ​ | Investment | ​ | Recognized
Construction and Land Development | ​ | $ | 7,811 | ​ | $ | 13 | ​ | $ | 8,167 | ​ | $ | 54
Commercial Real Estate - Owner Occupied | ​ |  | 12,002 | ​ |  | 91 | ​ |  | 12,030 | ​ |  | 200
Commercial Real Estate - Non-Owner Occupied | ​ |  | 6,931 | ​ |  | 60 | ​ |  | 6,944 | ​ |  | 119
Commercial & Industrial | ​ |  | 3,038 | ​ |  | 27 | ​ |  | 3,081 | ​ |  | 59
Residential 1-4 Family - Commercial | ​ |  | 9,969 | ​ |  | 73 | ​ |  | 9,730 | ​ |  | 138
Residential 1-4 Family - Mortgage | ​ |  | 15,986 | ​ |  | 6 | ​ |  | 16,057 | ​ |  | 105
Auto | ​ |  | 493 | ​ |  | — | ​ |  | 520 | ​ |  | 1
HELOC | ​ |  | 3,489 | ​ |  | 38 | ​ |  | 3,506 | ​ |  | 78
Consumer | ​ |  | 191 | ​ |  | 2 | ​ |  | 195 | ​ |  | 3
Other Commercial | ​ | ​ | 579 | ​ | ​ | 7 | ​ | ​ | 583 | ​ | ​ | 15
Total impaired loans | ​ | $ | 60,489 | ​ | $ | 317 | ​ | $ | 60,813 | ​ | $ | 772
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Three Months Ended | ​ | Six Months Ended
​ | ​ | June 30, 2018 | ​ | June 30, 2018
​ |  | ​ | ​ |  | Interest |  | ​ | ​ |  | Interest
​ | ​ | Average | ​ | Income | ​ | Average | ​ | Income
​ | ​ | Investment | ​ | Recognized | ​ | Investment | ​ | Recognized
Construction and Land Development | ​ | $ | 12,572 | ​ | $ | 68 | ​ | $ | 12,458 | ​ | $ | 145
Commercial Real Estate - Owner Occupied | ​ |  | 13,130 | ​ |  | 116 | ​ |  | 13,262 | ​ |  | 238
Commercial Real Estate - Non-Owner Occupied | ​ |  | 7,187 | ​ |  | 48 | ​ |  | 7,496 | ​ |  | 109
Commercial & Industrial | ​ |  | 5,792 | ​ |  | 57 | ​ |  | 5,970 | ​ |  | 130
Residential 1-4 Family - Commercial | ​ |  | 7,744 | ​ |  | 72 | ​ |  | 7,839 | ​ |  | 140
Residential 1-4 Family - Mortgage | ​ |  | 18,876 | ​ |  | 63 | ​ |  | 18,951 | ​ |  | 163
Auto | ​ |  | 1,002 | ​ |  | 6 | ​ |  | 1,056 | ​ |  | 17
HELOC | ​ |  | 4,439 | ​ |  | 34 | ​ |  | 4,447 | ​ |  | 69
Consumer | ​ |  | 268 | ​ |  | 2 | ​ |  | 286 | ​ |  | 2
Other Commercial | ​ | ​ | 488 | ​ | ​ | 7 | ​ | ​ | 490 | ​ | ​ | 14
Total impaired loans | ​ | $ | 71,498 | ​ | $ | 473 | ​ | $ | 72,255 | ​ | $ | 1,027
​
Summary of Modified Loans that Continue to Accrue Interest Under the Terms of Restructuring Agreement | The following table provides a summary, by segment, of TDRs that continue to accrue interest under the terms of the applicable restructuring agreement, which are considered to be performing, and TDRs that have been placed on nonaccrual status, which are considered to be nonperforming, as of June 30, 2019 and December 31, 2018 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2019 | ​ | December 31, 2018
​ |  | No. of |  | Recorded |  | Outstanding |  | No. of |  | Recorded |  | Outstanding
​ | ​ | Loans | ​ | Investment | ​ | Commitment | ​ | Loans | ​ | Investment | ​ | Commitment
Performing |  |  |  | ​ |  |  | ​ |  |  |  |  | ​ |  |  | ​ |
Construction and Land Development |  | 4 | ​ | $ | 1,953 | ​ | $ | — |  | 5 | ​ | $ | 2,496 | ​ | $ | —
Commercial Real Estate - Owner Occupied |  | 8 | ​ |  | 2,734 | ​ |  | 26 |  | 8 | ​ |  | 2,783 | ​ |  | —
Commercial Real Estate - Non-Owner Occupied |  | 3 | ​ |  | 4,244 | ​ |  | — |  | 4 | ​ |  | 4,438 | ​ |  | —
Commercial & Industrial |  | 2 | ​ |  | 583 | ​ |  | — |  | 4 | ​ |  | 978 | ​ |  | —
Residential 1-4 Family - Commercial |  | 40 | ​ |  | 3,926 | ​ |  | — |  | 30 | ​ |  | 2,887 | ​ |  | —
Residential 1-4 Family - Mortgage |  | 27 | ​ |  | 5,161 | ​ |  | — |  | 30 | ​ |  | 5,070 | ​ |  | —
HELOC |  | 2 | ​ |  | 57 | ​ |  | — |  | 2 | ​ |  | 58 | ​ |  | —
Consumer |  | 2 | ​ |  | 15 | ​ |  | — |  | 1 | ​ |  | 13 | ​ |  | —
Other Commercial | ​ | 1 | ​ | ​ | 471 | ​ | ​ | — | ​ | 1 | ​ | ​ | 478 | ​ | ​ | —
Total performing |  | 89 | ​ | $ | 19,144 | ​ | $ | 26 |  | 85 | ​ | $ | 19,201 | ​ | $ | —
Nonperforming |  |  | ​ |  |  | ​ |  |  |  |  | ​ |  |  | ​ |  |
Construction and Land Development |  | 1 | ​ | $ | 1,016 | ​ | $ | — |  | 2 | ​ | $ | 3,474 | ​ | $ | —
Commercial Real Estate - Owner Occupied |  | 2 | ​ |  | 185 | ​ |  | — |  | 2 | ​ |  | 198 | ​ |  | —
Commercial & Industrial |  | 4 | ​ |  | 421 | ​ |  | — |  | 6 | ​ |  | 461 | ​ |  | —
Residential 1-4 Family - Commercial |  | — | ​ |  | — | ​ |  | — |  | 1 | ​ |  | 60 | ​ |  | —
Residential 1-4 Family - Mortgage |  | 17 | ​ |  | 2,854 | ​ |  | — |  | 15 | ​ |  | 3,135 | ​ |  | —
HELOC |  | 2 | ​ |  | 60 | ​ |  | — |  | 2 | ​ |  | 62 | ​ |  | —
Consumer | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | 1 | ​ | ​ | 7 | ​ | ​ | —
Total nonperforming |  | 26 | ​ | $ | 4,536 | ​ | $ | — |  | 29 | ​ | $ | 7,397 | ​ | $ | —
Total performing and nonperforming |  | 115 | ​ | $ | 23,680 | ​ | $ | 26 |  | 114 | ​ | $ | 26,598 | ​ | $ | —
Schedule of TDR by Class and Modification Type | The following table shows, by segment and modification type, TDRs that occurred during the three and six months ended June 30, 2019 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | All Restructurings
​ | ​ | Three Months Ended June 30, 2019 | ​ | Six Months Ended June 30, 2019
​ |  | ​ |  | Recorded |  | ​ |  | Recorded
​ | ​ | No. of | ​ | Investment at | ​ | No. of | ​ | Investment at
​ | ​ | Loans | ​ | Period End | ​ | Loans | ​ | Period End
Modified to interest only, at a market rate |  |  |  | ​ |  |  |  |  | ​ |
Total interest only at market rate of interest |  | — | ​ | $ | — |  | — | ​ | $ | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Term modification, at a market rate |  |  | ​ |  |  |  |  | ​ |  |
Residential 1-4 Family - Commercial |  | — | ​ | $ | — |  | 2 | ​ | $ | 293
Residential 1-4 Family - Mortgage |  | 1 | ​ |  | 43 |  | 2 | ​ |  | 80
Consumer | ​ | — | ​ | ​ | — | ​ | 1 | ​ | ​ | 9
Total loan term extended at a market rate |  | 1 | ​ | $ | 43 |  | 5 | ​ | $ | 382
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Term modification, below market rate |  |  | ​ |  |  |  |  | ​ |  |
Residential 1-4 Family - Commercial |  | 8 | ​ | $ | 431 |  | 13 | ​ | $ | 1,358
Residential 1-4 Family - Mortgage |  | 1 | ​ |  | 52 |  | 1 | ​ |  | 52
Consumer | ​ | — | ​ | ​ | — | ​ | 1 | ​ | ​ | 6
Total loan term extended at a below market rate |  | 9 | ​ | $ | 483 |  | 15 | ​ | $ | 1,416
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total |  | 10 | ​ | $ | 526 |  | 20 | ​ | $ | 1,798
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ The following table shows, by segment and modification type, TDRs that occurred during the three and six months ended June 30, 2018 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | All Restructurings
​ | ​ | Three Months Ended June 30, 2018 | ​ | Six Months Ended June 30, 2018
​ |  | ​ |  | Recorded |  | ​ |  | Recorded
​ | ​ | No. of | ​ | Investment at | ​ | No. of | ​ | Investment at
​ | ​ | Loans | ​ | Period End | ​ | Loans | ​ | Period End
Modified to interest only, at a market rate |  |  |  | ​ |  |  |  |  | ​ |
Total interest only at market rate of interest |  | — | ​ | $ | — |  | — | ​ | $ | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Term modification, at a market rate |  |  | ​ |  |  |  |  | ​ |  |
Construction and Land Development |  | 2 | ​ | $ | 1,263 |  | 2 | ​ | $ | 1,263
Commercial Real Estate - Owner Occupied |  | 2 | ​ |  | 564 |  | 5 | ​ |  | 1,375
Commercial & Industrial |  | 1 | ​ |  | 63 |  | 1 | ​ |  | 63
Residential 1-4 Family - Commercial |  | 1 | ​ |  | 72 |  | 2 | ​ |  | 221
Residential 1-4 Family - Mortgage |  | 4 | ​ |  | 475 |  | 5 | ​ |  | 615
Total loan term extended at a market rate |  | 10 | ​ | $ | 2,437 |  | 15 | ​ | $ | 3,537
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Term modification, below market rate |  |  | ​ |  |  |  |  | ​ |  |
Residential 1-4 Family - Commercial |  | 3 | ​ | $ | 608 |  | 3 | ​ | $ | 608
Residential 1-4 Family - Mortgage |  | 2 | ​ |  | 248 |  | 4 | ​ |  | 413
Total loan term extended at a below market rate |  | 5 | ​ | $ | 856 |  | 7 | ​ | $ | 1,021
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total |  | 15 | ​ | $ | 3,293 |  | 22 | ​ | $ | 4,558
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Allowance for Loan Loss Activity, by Portfolio Segment, Balances for Allowance for Credit Losses, and Loans Based on Impairment Methodology | The following tables show the ALL activity by segment for the six months ended June 30, 2019 and 2018. The tables below include the provision for loan losses. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Six Months Ended June 30, 2019
​ | ​ | Allowance for loan losses
​ |  | Balance, |  | Recoveries |  | Loans |  | Provision |  | Balance,
​ | ​ | beginning of | ​ | credited to | ​ | charged | ​ | charged to | ​ | end of
​ | ​ | the year | ​ | allowance | ​ | off | ​ | operations | ​ | period
Construction and Land Development | ​ | $ | 6,803 | ​ | $ | 97 | ​ | $ | (800) | ​ | $ | (101) | ​ | $ | 5,999
Commercial Real Estate - Owner Occupied | ​ |  | 4,023 | ​ |  | 54 | ​ |  | (231) | ​ |  | 235 | ​ |  | 4,081
Commercial Real Estate - Non-Owner Occupied | ​ |  | 8,865 | ​ |  | 92 | ​ |  | — | ​ |  | 654 | ​ |  | 9,611
Multifamily Real Estate | ​ |  | 649 | ​ |  | 85 | ​ |  | — | ​ |  | (70) | ​ |  | 664
Commercial & Industrial | ​ |  | 7,636 | ​ |  | 681 | ​ |  | (1,858) | ​ |  | 1,237 | ​ |  | 7,696
Residential 1-4 Family - Commercial | ​ |  | 1,984 | ​ |  | 127 | ​ |  | (267) | ​ |  | 148 | ​ |  | 1,992
Residential 1-4 Family - Mortgage | ​ |  | 1,200 | ​ |  | 219 | ​ |  | (37) | ​ |  | 136 | ​ |  | 1,518
Auto | ​ |  | 1,443 | ​ |  | 339 | ​ |  | (703) | ​ |  | 334 | ​ |  | 1,413
HELOC | ​ |  | 1,297 | ​ |  | 434 | ​ |  | (523) | ​ |  | 47 | ​ |  | 1,255
Consumer and all other(1) | ​ |  | 7,145 | ​ |  | 1,238 | ​ |  | (7,454) | ​ |  | 7,305 | ​ |  | 8,234
Total | ​ | $ | 41,045 | ​ | $ | 3,366 | ​ | $ | (11,873) | ​ | $ | 9,925 | ​ | $ | 42,463
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes.
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Six Months Ended June 30, 2018
​ | ​ | Allowance for loan losses
​ |  | Balance, |  | Recoveries |  | Loans |  | Provision |  | Balance,
​ | ​ | beginning of | ​ | credited to | ​ | charged | ​ | charged to | ​ | end of
​ | ​ | the year | ​ | allowance | ​ | off | ​ | operations | ​ | period
Construction and Land Development | ​ | $ | 9,709 | ​ | $ | 279 | ​ | $ | (61) | ​ | $ | (600) | ​ | $ | 9,327
Commercial Real Estate - Owner Occupied | ​ |  | 2,931 | ​ |  | 346 | ​ |  | (125) | ​ |  | 788 | ​ |  | 3,940
Commercial Real Estate - Non-Owner Occupied | ​ |  | 7,544 | ​ |  | 7 | ​ |  | (94) | ​ |  | 295 | ​ |  | 7,752
Multifamily Real Estate | ​ |  | 1,092 | ​ |  | 5 | ​ |  | — | ​ |  | 633 | ​ |  | 1,730
Commercial & Industrial | ​ |  | 4,552 | ​ |  | 260 | ​ |  | (459) | ​ |  | 2,029 | ​ |  | 6,382
Residential 1-4 Family - Commercial | ​ |  | 4,437 | ​ |  | 140 | ​ |  | (113) | ​ |  | (1,927) | ​ |  | 2,537
Residential 1-4 Family - Mortgage | ​ |  | 1,524 | ​ |  | 202 | ​ |  | (141) | ​ |  | 304 | ​ |  | 1,889
Auto | ​ |  | 975 | ​ |  | 190 | ​ |  | (480) | ​ |  | 403 | ​ |  | 1,088
HELOC | ​ |  | 1,360 | ​ |  | 469 | ​ |  | (267) | ​ |  | (263) | ​ |  | 1,299
Consumer and all other(1) | ​ |  | 4,084 | ​ |  | 783 | ​ |  | (3,799) | ​ |  | 4,258 | ​ |  | 5,326
Total | ​ | $ | 38,208 | ​ | $ | 2,681 | ​ | $ | (5,539) | ​ | $ | 5,920 | ​ | $ | 41,270
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. The following tables show the loan and ALL balances based on impairment methodology by segment as of June 30, 2019 and December 31, 2018 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2019
​ | ​ | Loans individually | ​ | Loans collectively | ​ | Loans acquired with | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | evaluated for | ​ | evaluated for | ​ | deteriorated credit | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | impairment | ​ | impairment | ​ | quality | ​ | Total
​ |  | Loans |  | ALL |  | Loans |  | ALL |  | Loans |  | ALL |  | Loans |  | ALL
Construction and Land Development | ​ | $ | 7,714 | ​ | $ | 111 | ​ | $ | 1,247,817 | ​ | $ | 5,888 | ​ | $ | 12,181 | ​ | $ | — | ​ | $ | 1,267,712 | ​ | $ | 5,999
Commercial Real Estate - Owner Occupied | ​ |  | 11,861 | ​ |  | 104 | ​ |  | 1,922,287 | ​ |  | 3,977 | ​ |  | 32,628 | ​ |  | — | ​ |  | 1,966,776 | ​ |  | 4,081
Commercial Real Estate - Non-Owner Occupied | ​ |  | 6,830 | ​ |  | 11 | ​ |  | 3,082,238 | ​ |  | 9,600 | ​ |  | 15,755 | ​ |  | — | ​ |  | 3,104,823 | ​ |  | 9,611
Multifamily Real Estate | ​ |  | — | ​ |  | — | ​ |  | 602,023 | ​ |  | 664 | ​ |  | 92 | ​ |  | — | ​ |  | 602,115 | ​ |  | 664
Commercial & Industrial | ​ |  | 2,990 | ​ |  | 135 | ​ |  | 2,025,879 | ​ |  | 7,561 | ​ |  | 3,930 | ​ |  | — | ​ |  | 2,032,799 | ​ |  | 7,696
Residential 1-4 Family - Commercial | ​ |  | 9,689 | ​ |  | 341 | ​ |  | 779,339 | ​ |  | 1,651 | ​ |  | 12,675 | ​ |  | — | ​ |  | 801,703 | ​ |  | 1,992
Residential 1-4 Family - Mortgage | ​ |  | 15,806 | ​ |  | 612 | ​ |  | 816,436 | ​ |  | 906 | ​ |  | 17,821 | ​ |  | — | ​ |  | 850,063 | ​ |  | 1,518
Auto | ​ |  | 449 | ​ |  | 179 | ​ |  | 311,402 | ​ |  | 1,234 | ​ |  | 7 | ​ |  | — | ​ |  | 311,858 | ​ |  | 1,413
HELOC | ​ |  | 3,435 | ​ |  | 330 | ​ |  | 652,317 | ​ |  | 925 | ​ |  | 4,869 | ​ |  | — | ​ |  | 660,621 | ​ |  | 1,255
Consumer and all other(1) | ​ |  | 762 | ​ |  | 99 | ​ |  | 619,939 | ​ |  | 8,135 | ​ |  | 1,343 | ​ |  | — | ​ |  | 622,044 | ​ |  | 8,234
Total loans held for investment, net | ​ | $ | 59,536 | ​ | $ | 1,922 | ​ | $ | 12,059,677 | ​ | $ | 40,541 | ​ | $ | 101,301 | ​ | $ | — | ​ | $ | 12,220,514 | ​ | $ | 42,463
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2018
​ | ​ | Loans individually | ​ | Loans collectively | ​ | Loans acquired with | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | evaluated for | ​ | evaluated for | ​ | deteriorated credit | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | impairment | ​ | impairment | ​ | quality | ​ | Total
​ |  | Loans |  | ALL |  | Loans |  | ALL |  | Loans |  | ALL |  | Loans |  | ALL
Construction and Land Development | ​ | $ | 10,662 | ​ | $ | 63 | ​ | $ | 1,175,505 | ​ | $ | 6,740 | ​ | $ | 8,654 | ​ | $ | — | ​ | $ | 1,194,821 | ​ | $ | 6,803
Commercial Real Estate - Owner Occupied | ​ |  | 12,690 | ​ |  | 359 | ​ |  | 1,299,011 | ​ |  | 3,664 | ​ |  | 25,644 | ​ |  | — | ​ |  | 1,337,345 | ​ |  | 4,023
Commercial Real Estate - Non-Owner Occupied | ​ |  | 6,969 | ​ |  | 1 | ​ |  | 2,443,106 | ​ |  | 8,864 | ​ |  | 17,335 | ​ |  | — | ​ |  | 2,467,410 | ​ |  | 8,865
Multifamily Real Estate | ​ |  | — | ​ |  | — | ​ |  | 548,143 | ​ |  | 649 | ​ |  | 88 | ​ |  | — | ​ |  | 548,231 | ​ |  | 649
Commercial & Industrial | ​ |  | 4,242 | ​ |  | 752 | ​ |  | 1,310,737 | ​ |  | 6,884 | ​ |  | 2,156 | ​ |  | — | ​ |  | 1,317,135 | ​ |  | 7,636
Residential 1-4 Family - Commercial | ​ |  | 7,696 | ​ |  | 185 | ​ |  | 692,347 | ​ |  | 1,799 | ​ |  | 13,707 | ​ |  | — | ​ |  | 713,750 | ​ |  | 1,984
Residential 1-4 Family - Mortgage | ​ |  | 13,833 | ​ |  | 374 | ​ |  | 569,979 | ​ |  | 826 | ​ |  | 16,766 | ​ |  | — | ​ |  | 600,578 | ​ |  | 1,200
Auto | ​ |  | 576 | ​ |  | 231 | ​ |  | 301,360 | ​ |  | 1,212 | ​ |  | 7 | ​ |  | — | ​ |  | 301,943 | ​ |  | 1,443
HELOC | ​ |  | 1,874 | ​ |  | 188 | ​ |  | 606,394 | ​ |  | 1,109 | ​ |  | 5,115 | ​ |  | — | ​ |  | 613,383 | ​ |  | 1,297
Consumer and all other(1) | ​ |  | 686 | ​ |  | 64 | ​ |  | 620,176 | ​ |  | 7,081 | ​ |  | 749 | ​ |  | — | ​ |  | 621,611 | ​ |  | 7,145
Total loans held for investment, net | ​ | $ | 59,228 | ​ | $ | 2,217 | ​ | $ | 9,566,758 | ​ | $ | 38,828 | ​ | $ | 90,221 | ​ | $ | — | ​ | $ | 9,716,207 | ​ | $ | 41,045
(1)Consumer and Other Commercial are grouped together as Consumer and all other for reporting purposes. ​ ​ ​ ​ ​ ​
Loans Receivables Related Risk Rating | The following table shows the recorded investment in all loans, excluding PCI loans, by segment with their related risk level as of June 30, 2019 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Pass |  | Watch & Special Mention |  | Substandard |  | Doubtful |  | Total
Construction and Land Development | ​ | $ | 1,204,655 | ​ | $ | 43,268 | ​ | $ | 7,608 | ​ | $ | — | ​ | $ | 1,255,531
Commercial Real Estate - Owner Occupied | ​ |  | 1,848,333 | ​ |  | 65,257 | ​ |  | 20,558 | ​ |  | — | ​ |  | 1,934,148
Commercial Real Estate - Non-Owner Occupied | ​ |  | 3,042,648 | ​ |  | 40,760 | ​ |  | 5,660 | ​ |  | — | ​ |  | 3,089,068
Multifamily Real Estate | ​ |  | 586,626 | ​ |  | 15,397 | ​ |  | — | ​ |  | — | ​ |  | 602,023
Commercial & Industrial | ​ |  | 1,945,547 | ​ |  | 79,232 | ​ |  | 4,090 | ​ |  | — | ​ |  | 2,028,869
Residential 1-4 Family - Commercial | ​ |  | 755,438 | ​ |  | 26,284 | ​ |  | 7,306 | ​ |  | — | ​ |  | 789,028
Residential 1-4 Family - Mortgage | ​ |  | 808,797 | ​ |  | 6,036 | ​ |  | 17,409 | ​ |  | — | ​ |  | 832,242
Auto | ​ |  | 307,921 | ​ |  | 2,181 | ​ |  | 1,749 | ​ |  | — | ​ |  | 311,851
HELOC | ​ |  | 643,778 | ​ |  | 5,418 | ​ |  | 6,556 | ​ |  | — | ​ |  | 655,752
Consumer | ​ |  | 381,478 | ​ |  | 1,121 | ​ |  | 365 | ​ |  | — | ​ |  | 382,964
Other Commercial | ​ | ​ | 235,981 | ​ | ​ | 1,588 | ​ | ​ | 168 | ​ | ​ | — | ​ | ​ | 237,737
Total | ​ | $ | 11,761,202 | ​ | $ | 286,542 | ​ | $ | 71,469 | ​ | $ | — | ​ | $ | 12,119,213
​ The following table shows the recorded investment in all loans, excluding PCI loans, by segment with their related risk level as of December 31, 2018 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Pass |  | Watch & Special Mention |  | Substandard |  | Doubtful |  | Total
Construction and Land Development | ​ | $ | 1,130,577 | ​ | $ | 43,894 | ​ | $ | 11,696 | ​ | $ | — | ​ | $ | 1,186,167
Commercial Real Estate - Owner Occupied | ​ |  | 1,231,422 | ​ |  | 50,939 | ​ |  | 29,340 | ​ |  | — | ​ |  | 1,311,701
Commercial Real Estate - Non-Owner Occupied | ​ |  | 2,425,500 | ​ |  | 17,648 | ​ |  | 6,927 | ​ |  | — | ​ |  | 2,450,075
Multifamily Real Estate | ​ |  | 537,572 | ​ |  | 10,571 | ​ |  | — | ​ |  | — | ​ |  | 548,143
Commercial & Industrial | ​ |  | 1,273,549 | ​ |  | 34,864 | ​ |  | 6,566 | ​ |  | — | ​ |  | 1,314,979
Residential 1-4 Family - Commercial | ​ |  | 677,109 | ​ |  | 17,086 | ​ |  | 5,848 | ​ |  | — | ​ |  | 700,043
Residential 1-4 Family - Mortgage | ​ |  | 554,192 | ​ |  | 14,855 | ​ |  | 14,765 | ​ |  | — | ​ |  | 583,812
Auto | ​ |  | 296,907 | ​ |  | 3,590 | ​ |  | 1,439 | ​ |  | — | ​ |  | 301,936
HELOC | ​ |  | 598,444 | ​ |  | 6,316 | ​ |  | 3,508 | ​ |  | — | ​ |  | 608,268
Consumer | ​ |  | 378,873 | ​ |  | 547 | ​ |  | 242 | ​ |  | — | ​ |  | 379,662
Other Commercial | ​ |  | 239,857 | ​ |  | 864 | ​ |  | 479 | ​ |  | — | ​ |  | 241,200
Total | ​ | $ | 9,344,002 | ​ | $ | 201,174 | ​ | $ | 80,810 | ​ | $ | — | ​ | $ | 9,625,986
Schedule of Acquired Loan Portfolio and Accretable Yield | The following shows changes in the accretable yield for loans accounted for under ASC 310-30, Receivables – Loans and Debt Securities Acquired with Deteriorated Credit Quality, for the periods presented (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | For the Six Months Ended June 30,
​ |  | 2019 |  | 2018
Balance at beginning of period | ​ | $ | 31,201 | ​ | $ | 14,563
Additions | ​ |  | 2,432 | ​ |  | 12,225
Accretion | ​ |  | (6,510) | ​ |  | (4,673)
Reclass of nonaccretable difference due to improvement in expected cash flows | ​ |  | 716 | ​ |  | 139
Measurement period adjustment | ​ |  | 2,629 | ​ |  | 2,981
Other, net (1) | ​ |  | 2,182 | ​ |  | 70
Balance at end of period | ​ | $ | 32,650 | ​ | $ | 25,305
(1) | This line item represents changes in the cash flows expected to be collected due to the impact of non-credit changes such as prepayment assumptions, changes in interest rates on variable rate PCI loans, and discounted payoffs that occurred in the quarter.
Purchased Impaired |
Accounts, Notes, Loans and Financing Receivable [Line Items] |
Summary of Aging of the Loan Portfolio by Class | The following table shows the PCI loan portfolios, by segment and their delinquency status, at June 30, 2019 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | 30-89 Days |  | Greater than |  | ​ | ​ |  | ​ | ​
​ | ​ | Past Due | ​ | 90 Days | ​ | Current | ​ | Total
Construction and Land Development | ​ | $ | 165 | ​ | $ | 1,296 | ​ | $ | 10,720 | ​ | $ | 12,181
Commercial Real Estate - Owner Occupied | ​ |  | 745 | ​ |  | 3,974 | ​ |  | 27,909 | ​ |  | 32,628
Commercial Real Estate - Non-Owner Occupied | ​ |  | 116 | ​ |  | 999 | ​ |  | 14,640 | ​ |  | 15,755
Multifamily Real Estate | ​ |  | — | ​ |  | — | ​ |  | 92 | ​ |  | 92
Commercial & Industrial | ​ |  | 245 | ​ |  | 1,081 | ​ |  | 2,604 | ​ |  | 3,930
Residential 1-4 Family - Commercial | ​ |  | 582 | ​ |  | 670 | ​ |  | 11,423 | ​ |  | 12,675
Residential 1-4 Family - Mortgage | ​ |  | 1,423 | ​ |  | 3,779 | ​ |  | 12,619 | ​ |  | 17,821
Auto | ​ |  | — | ​ |  | — | ​ |  | 7 | ​ |  | 7
HELOC | ​ |  | 277 | ​ |  | 361 | ​ |  | 4,231 | ​ |  | 4,869
Consumer | ​ | ​ | — | ​ | ​ | 5 | ​ | ​ | 684 | ​ | ​ | 689
Other Commercial | ​ |  | — | ​ |  | — | ​ |  | 654 | ​ |  | 654
Total | ​ | $ | 3,553 | ​ | $ | 12,165 | ​ | $ | 85,583 | ​ | $ | 101,301
​ The following table shows the PCI loan portfolios, by segment and their delinquency status, at December 31, 2018 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | 30-89 Days |  | Greater than |  | ​ | ​ |  | ​ | ​
​ | ​ | Past Due | ​ | 90 Days | ​ | Current | ​ | Total
Construction and Land Development | ​ | $ | 108 | ​ | $ | 1,424 | ​ | $ | 7,122 | ​ | $ | 8,654
Commercial Real Estate - Owner Occupied | ​ |  | 658 | ​ |  | 4,281 | ​ |  | 20,705 | ​ |  | 25,644
Commercial Real Estate - Non-Owner Occupied | ​ |  | 61 | ​ |  | 1,810 | ​ |  | 15,464 | ​ |  | 17,335
Multifamily Real Estate | ​ |  | — | ​ |  | — | ​ |  | 88 | ​ |  | 88
Commercial & Industrial | ​ |  | 47 | ​ |  | 1,092 | ​ |  | 1,017 | ​ |  | 2,156
Residential 1-4 Family - Commercial | ​ |  | 931 | ​ |  | 3,464 | ​ |  | 9,312 | ​ |  | 13,707
Residential 1-4 Family - Mortgage | ​ |  | 1,899 | ​ |  | 2,412 | ​ |  | 12,455 | ​ |  | 16,766
Auto | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 7 | ​ | ​ | 7
HELOC | ​ |  | 498 | ​ |  | 252 | ​ |  | 4,365 | ​ |  | 5,115
Consumer | ​ | ​ | 5 | ​ | ​ | 9 | ​ | ​ | 18 | ​ | ​ | 32
Other Commercial | ​ |  | 57 | ​ |  | — | ​ |  | 660 | ​ |  | 717
Total | ​ | $ | 4,264 | ​ | $ | 14,744 | ​ | $ | 71,213 | ​ | $ | 90,221
Loans Receivables Related Risk Rating | The following table shows the recorded investment in only PCI loans by segment with their related risk level as of June 30, 2019 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Pass |  | Watch & Special Mention |  | Substandard |  | Doubtful |  | Total
Construction and Land Development | ​ | $ | 1,455 | ​ | $ | 4,264 | ​ | $ | 6,462 | ​ | $ | — | ​ | $ | 12,181
Commercial Real Estate - Owner Occupied | ​ |  | 8,690 | ​ |  | 10,453 | ​ |  | 13,485 | ​ |  | — | ​ |  | 32,628
Commercial Real Estate - Non-Owner Occupied | ​ |  | 4,573 | ​ |  | 9,274 | ​ |  | 1,908 | ​ |  | — | ​ |  | 15,755
Multifamily Real Estate | ​ |  | — | ​ |  | 92 | ​ |  | — | ​ |  | — | ​ |  | 92
Commercial & Industrial | ​ |  | 109 | ​ |  | 94 | ​ |  | 3,727 | ​ |  | — | ​ |  | 3,930
Residential 1-4 Family - Commercial | ​ |  | 6,238 | ​ |  | 2,998 | ​ |  | 3,371 | ​ |  | 68 | ​ |  | 12,675
Residential 1-4 Family - Mortgage | ​ |  | 10,381 | ​ |  | 269 | ​ |  | 7,171 | ​ |  | — | ​ |  | 17,821
Auto | ​ |  | 3 | ​ |  | — | ​ |  | 4 | ​ |  | — | ​ |  | 7
HELOC | ​ |  | 3,502 | ​ |  | 760 | ​ |  | 607 | ​ |  | — | ​ |  | 4,869
Consumer | ​ |  | 676 | ​ |  | — | ​ |  | 13 | ​ |  | — | ​ |  | 689
Other Commercial | ​ | ​ | 52 | ​ | ​ | 602 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 654
Total | ​ | $ | 35,679 | ​ | $ | 28,806 | ​ | $ | 36,748 | ​ | $ | 68 | ​ | $ | 101,301
​ The following table shows the recorded investment in only PCI loans by segment with their related risk level as of December 31, 2018 (dollars in thousands):
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Pass |  | Watch & Special Mention |  | Substandard |  | Doubtful |  | Total
Construction and Land Development | ​ | $ | 1,835 | ​ | $ | 1,308 | ​ | $ | 5,511 | ​ | $ | — | ​ | $ | 8,654
Commercial Real Estate - Owner Occupied | ​ |  | 8,347 | ​ |  | 6,685 | ​ |  | 10,612 | ​ |  | — | ​ |  | 25,644
Commercial Real Estate - Non-Owner Occupied | ​ |  | 4,789 | ​ |  | 7,992 | ​ |  | 4,554 | ​ |  | — | ​ |  | 17,335
Multifamily Real Estate | ​ |  | — | ​ |  | 88 | ​ |  | — | ​ |  | — | ​ |  | 88
Commercial & Industrial | ​ |  | 762 | ​ |  | 134 | ​ |  | 1,260 | ​ |  | — | ​ |  | 2,156
Residential 1-4 Family - Commercial | ​ |  | 6,512 | ​ |  | 2,771 | ​ |  | 4,424 | ​ |  | — | ​ |  | 13,707
Residential 1-4 Family - Mortgage | ​ |  | 9,894 | ​ |  | 1,030 | ​ |  | 5,842 | ​ |  | — | ​ |  | 16,766
Auto | ​ | ​ | 7 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 7
HELOC | ​ |  | 3,438 | ​ |  | 1,031 | ​ |  | 646 | ​ |  | — | ​ |  | 5,115
Consumer | ​ |  | 17 | ​ |  | — | ​ |  | 15 | ​ |  | — | ​ |  | 32
Other Commercial | ​ | ​ | 57 | ​ | ​ | 660 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 717
Total | ​ | $ | 35,658 | ​ | $ | 21,699 | ​ | $ | 32,864 | ​ | $ | — | ​ | $ | 90,221

X
- Definition Schedule of acquired loan portfolio and accretable yield. + References No definition available. + Details
Name: | aub_ScheduleOfAcquiredLoanPortfolioAndAccretableYieldTableTextBlock
Namespace Prefix: | aub_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=118955255&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of troubled debt restructurings in the current period: (1) for each restructuring, the principal changes in terms, the major features of settlement, or both; (2) the aggregate gain (loss) on restructuring of payables; (3) the income tax effect on the gain or loss recognized on the restructuring of payables; (4) the gain (loss) recognized on the restructuring of payables, after the impact of income tax expense or benefit; and (5) the aggregate gain (loss) on transfer of assets recognized during the period, after the impact of income tax expense or benefit. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 60 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6402221&loc=d3e15743-112638 + Details
Name: | us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_CreditLossStatusAxis=us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |