<SEC-DOCUMENT>0001104659-22-111210.txt : 20221025
<SEC-HEADER>0001104659-22-111210.hdr.sgml : 20221025
<ACCEPTANCE-DATETIME>20221025165728
ACCESSION NUMBER:		0001104659-22-111210
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20220930
FILED AS OF DATE:		20221025
DATE AS OF CHANGE:		20221025
EFFECTIVENESS DATE:		20221025

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Atlantic Union Bankshares Corp
		CENTRAL INDEX KEY:			0000883948
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				540412820
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-16124
		FILM NUMBER:		221330095

	BUSINESS ADDRESS:	
		STREET 1:		1051 EAST CARY STREET
		STREET 2:		SUITE 1200
		CITY:			RICHMOND
		STATE:			VA
		ZIP:			23219
		BUSINESS PHONE:		800-990-4828

	MAIL ADDRESS:	
		STREET 1:		1051 EAST CARY STREET
		STREET 2:		SUITE 1200
		CITY:			RICHMOND
		STATE:			VA
		ZIP:			23219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Union Bankshares Corp
		DATE OF NAME CHANGE:	20140430

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNION FIRST MARKET BANKSHARES CORP
		DATE OF NAME CHANGE:	20140424

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Union Bankshares Corp
		DATE OF NAME CHANGE:	20140424
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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        <credentials>
          <cik>0000883948</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>09-30-2022</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>09-30-2022</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>Atlantic Union Bankshares Corp</name>
        <address>
          <ns1:street1>1051 East Cary Street</ns1:street1>
          <ns1:street2>Suite 1200</ns1:street2>
          <ns1:city>Richmond</ns1:city>
          <ns1:stateOrCountry>VA</ns1:stateOrCountry>
          <ns1:zipCode>23219</ns1:zipCode>
        </address>
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      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Kimberly Thayer</name>
      <title>Chief Compliance Officer - Trust</title>
      <phone>804-774-2075</phone>
      <signature>/s/ Kimberly Thayer</signature>
      <city>Richmond</city>
      <stateOrCountry>VA</stateOrCountry>
      <signatureDate>10-25-2022</signatureDate>
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    <nameOfIssuer>VANGUARD MID-CAP ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908629</cusip>
    <value>915</value>
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      <sshPrnamt>4866</sshPrnamt>
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      <Sole>4866</Sole>
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    <value>157</value>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>0</Sole>
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      <Sole>55636</Sole>
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      <sshPrnamt>865</sshPrnamt>
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      <Sole>865</Sole>
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    <nameOfIssuer>LINDE PLC SHS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G5494J103</cusip>
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      <sshPrnamt>615</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>0</Sole>
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    <nameOfIssuer>JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF</nameOfIssuer>
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      <Sole>9663</Sole>
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    <nameOfIssuer>ATLANTIC UN BANKSHARES CORP COM</nameOfIssuer>
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      <Sole>101319</Sole>
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    <nameOfIssuer>FINANCIAL SELECT SECTOR SPDR FUND</nameOfIssuer>
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      <sshPrnamt>3450</sshPrnamt>
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      <Sole>7594</Sole>
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      <Sole>12449</Sole>
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    <nameOfIssuer>BLACKROCK TAX MUNICPAL BD TR SHS</nameOfIssuer>
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    <cusip>09248X100</cusip>
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      <Sole>46264</Sole>
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    <nameOfIssuer>BLACKROCK CORE BD TR SHS BEN INT</nameOfIssuer>
    <titleOfClass>CEF</titleOfClass>
    <cusip>09249E101</cusip>
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      <Sole>32189</Sole>
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    <nameOfIssuer>BROOKFIELD ASSET MGMT INC CL A LTD VT SH</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>112585104</cusip>
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    <nameOfIssuer>BROOKFIELD ASSET MGMT INC CL A LTD VT SH</nameOfIssuer>
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      <Sole>10125</Sole>
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    <titleOfClass>COM</titleOfClass>
    <cusip>260557103</cusip>
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      <sshPrnamt>1534</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <titleOfClass>COM</titleOfClass>
    <cusip>260557103</cusip>
    <value>498</value>
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      <Sole>11347</Sole>
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    <nameOfIssuer>VANGUARD S&amp;P 500 ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908363</cusip>
    <value>417</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1270</sshPrnamt>
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    <votingAuthority>
      <Sole>1270</Sole>
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    <nameOfIssuer>GLOBAL X RUSSELL 2000 COVERED CALL ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>37954Y459</cusip>
    <value>298</value>
    <shrsOrPrnAmt>
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      <Sole>16156</Sole>
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  <infoTable>
    <nameOfIssuer>AGREE RLTY CORP COM</nameOfIssuer>
    <titleOfClass>REIT</titleOfClass>
    <cusip>008492100</cusip>
    <value>456</value>
    <shrsOrPrnAmt>
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      <Sole>6750</Sole>
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  <infoTable>
    <nameOfIssuer>CONSOLIDATED EDISON INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>209115104</cusip>
    <value>49</value>
    <shrsOrPrnAmt>
      <sshPrnamt>575</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>CONSOLIDATED EDISON INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <value>210</value>
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      <Sole>2446</Sole>
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    <nameOfIssuer>ISHARES RUSSELL TOP 200 GROWTH ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464289438</cusip>
    <value>1004</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8403</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>8403</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL TOP 200 GROWTH ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464289438</cusip>
    <value>38797</value>
    <shrsOrPrnAmt>
      <sshPrnamt>324688</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>324688</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INVESCO S&amp;P 500 EQUAL WEIGHT ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>46137V357</cusip>
    <value>308</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2420</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2420</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK GOLD MINERS ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92189F106</cusip>
    <value>189</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7842</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>7842</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK GOLD MINERS ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92189F106</cusip>
    <value>5815</value>
    <shrsOrPrnAmt>
      <sshPrnamt>241098</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>241098</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TEKLA LIFE SCIENCES INVS SH BEN INT</nameOfIssuer>
    <titleOfClass>CEF</titleOfClass>
    <cusip>87911K100</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>0</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TEKLA LIFE SCIENCES INVS SH BEN INT</nameOfIssuer>
    <titleOfClass>CEF</titleOfClass>
    <cusip>87911K100</cusip>
    <value>801</value>
    <shrsOrPrnAmt>
      <sshPrnamt>58666</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>58666</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>LILLY ELI &amp; CO COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>532457108</cusip>
    <value>199</value>
    <shrsOrPrnAmt>
      <sshPrnamt>614</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>614</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LILLY ELI &amp; CO COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>532457108</cusip>
    <value>4278</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13231</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13231</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AIR PRODS &amp; CHEMS INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>009158106</cusip>
    <value>242</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1039</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>1039</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AIR PRODS &amp; CHEMS INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>009158106</cusip>
    <value>5257</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22588</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22588</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD RUSSELL 1000 GROWTH ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C680</cusip>
    <value>587</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10820</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>10820</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD RUSSELL 1000 GROWTH ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C680</cusip>
    <value>1075</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19827</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19827</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD MORTGAGE-BACKED SECURITIES ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C771</cusip>
    <value>68</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>1500</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD MORTGAGE-BACKED SECURITIES ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>92206C771</cusip>
    <value>160</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3545</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3545</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TEKLA HEALTHCARE INVS SH BEN INT</nameOfIssuer>
    <titleOfClass>CEF</titleOfClass>
    <cusip>87911J103</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>800</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TEKLA HEALTHCARE INVS SH BEN INT</nameOfIssuer>
    <titleOfClass>CEF</titleOfClass>
    <cusip>87911J103</cusip>
    <value>366</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21172</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21172</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL 2000 ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287655</cusip>
    <value>311</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1885</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1885</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DUKE ENERGY CORP NEW COM NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26441C204</cusip>
    <value>156</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1678</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>1678</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DUKE ENERGY CORP NEW COM NEW</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26441C204</cusip>
    <value>3612</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38833</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>38833</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DIGITAL RLTY TR INC COM</nameOfIssuer>
    <titleOfClass>REIT</titleOfClass>
    <cusip>253868103</cusip>
    <value>211</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2126</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>2126</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>DIGITAL RLTY TR INC COM</nameOfIssuer>
    <titleOfClass>REIT</titleOfClass>
    <cusip>253868103</cusip>
    <value>6262</value>
    <shrsOrPrnAmt>
      <sshPrnamt>63137</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>63137</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AFLAC INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>001055102</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>350</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>AFLAC INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>001055102</cusip>
    <value>590</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10503</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10503</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>JPMORGAN EQUITY PREMIUM INCOME ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>46641Q332</cusip>
    <value>1766</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34468</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>34468</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>JPMORGAN EQUITY PREMIUM INCOME ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>46641Q332</cusip>
    <value>24212</value>
    <shrsOrPrnAmt>
      <sshPrnamt>472618</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>472618</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL MID-CAP GROWTH ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287481</cusip>
    <value>88</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1127</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>1127</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL MID-CAP GROWTH ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464287481</cusip>
    <value>2220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28311</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>28311</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MARATHON PETE CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>56585A102</cusip>
    <value>611</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6155</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6155</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>F N B CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>302520101</cusip>
    <value>346</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>29800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ERIE INDTY CO CL A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29530P102</cusip>
    <value>33358</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150050</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>150050</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD MID-CAP GROWTH ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908538</cusip>
    <value>602</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3530</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3530</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB US DIVIDEND EQUITY ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>808524797</cusip>
    <value>472</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7105</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>7105</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SCHWAB US DIVIDEND EQUITY ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>808524797</cusip>
    <value>3913</value>
    <shrsOrPrnAmt>
      <sshPrnamt>58911</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>58911</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PRIMIS FINANCIAL CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74167B109</cusip>
    <value>3584</value>
    <shrsOrPrnAmt>
      <sshPrnamt>295473</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>295473</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VISA INC COM CL A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92826C839</cusip>
    <value>162</value>
    <shrsOrPrnAmt>
      <sshPrnamt>910</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>910</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VISA INC COM CL A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92826C839</cusip>
    <value>4366</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24577</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>24577</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>KELLOGG CO COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>487836108</cusip>
    <value>310</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4445</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4445</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PROSHARES BITCOIN STRATEGY ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>74347G440</cusip>
    <value>492</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41019</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>41019</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VIRGINIA NATL BANKSHARES CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>928031103</cusip>
    <value>66</value>
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    <cusip>464287150</cusip>
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    <nameOfIssuer>ACCENTURE PLC IRELAND SHS CLASS A</nameOfIssuer>
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      <None>0</None>
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    <nameOfIssuer>ISHARES BIOTECHNOLOGY ETF</nameOfIssuer>
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    <cusip>464287556</cusip>
    <value>217</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1854</sshPrnamt>
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      <Shared>1854</Shared>
      <None>0</None>
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    <nameOfIssuer>ISHARES BIOTECHNOLOGY ETF</nameOfIssuer>
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    <cusip>464287556</cusip>
    <value>6336</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>54174</Sole>
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      <None>0</None>
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    <nameOfIssuer>ROYCE GLOBAL VALUE TR INC COM</nameOfIssuer>
    <titleOfClass>CEF</titleOfClass>
    <cusip>78081T104</cusip>
    <value>162</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20174</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20174</Sole>
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      <None>0</None>
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    <nameOfIssuer>BLACKROCK SHORT MATURITY BOND ETF</nameOfIssuer>
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    <cusip>46431W507</cusip>
    <value>213</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4320</sshPrnamt>
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    <votingAuthority>
      <Sole>4320</Sole>
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      <None>0</None>
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    <nameOfIssuer>BRIXMOR PPTY GROUP INC COM</nameOfIssuer>
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    <cusip>11120U105</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>16875</Sole>
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      <None>0</None>
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    <cusip>464287200</cusip>
    <value>62</value>
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      <sshPrnamt>173</sshPrnamt>
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    <cusip>464287200</cusip>
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      <sshPrnamt>6563</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>INVESCO BULLETSHARES 2022 CORPORATE BOND ETF</nameOfIssuer>
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    <cusip>46138J882</cusip>
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      <sshPrnamt>34657</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>UNION PAC CORP COM</nameOfIssuer>
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      <sshPrnamt>1739</sshPrnamt>
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      <Shared>1739</Shared>
      <None>0</None>
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      <sshPrnamt>4456</sshPrnamt>
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      <Sole>4456</Sole>
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      <None>0</None>
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    <nameOfIssuer>ECOLAB INC COM</nameOfIssuer>
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    <cusip>278865100</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>509</sshPrnamt>
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    <nameOfIssuer>ECOLAB INC COM</nameOfIssuer>
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      <Sole>19131</Sole>
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      <None>0</None>
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    <nameOfIssuer>CARMAX INC COM</nameOfIssuer>
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      <sshPrnamt>80</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <nameOfIssuer>CARMAX INC COM</nameOfIssuer>
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    <value>225</value>
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      <sshPrnamt>3404</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>3404</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES PREFERRED &amp; INCOME SECURITIES ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288687</cusip>
    <value>412</value>
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      <sshPrnamt>13013</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13013</Sole>
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    <nameOfIssuer>SALESFORCE INC COM</nameOfIssuer>
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    <cusip>79466L302</cusip>
    <value>123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>853</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>853</Shared>
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    <nameOfIssuer>SALESFORCE INC COM</nameOfIssuer>
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      <sshPrnamt>22672</sshPrnamt>
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      <Sole>22672</Sole>
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      <None>0</None>
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    <nameOfIssuer>MICROCHIP TECHNOLOGY INC. COM</nameOfIssuer>
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    <cusip>595017104</cusip>
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      <sshPrnamt>31794</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>31794</Sole>
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      <None>0</None>
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    <nameOfIssuer>NORTHROP GRUMMAN CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>666807102</cusip>
    <value>62</value>
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      <sshPrnamt>132</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Shared>132</Shared>
      <None>0</None>
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    <nameOfIssuer>NORTHROP GRUMMAN CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>666807102</cusip>
    <value>752</value>
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      <sshPrnamt>1599</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1599</Sole>
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      <None>0</None>
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    <nameOfIssuer>THERMO FISHER SCIENTIFIC INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>883556102</cusip>
    <value>161</value>
    <shrsOrPrnAmt>
      <sshPrnamt>317</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>THERMO FISHER SCIENTIFIC INC COM</nameOfIssuer>
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    <value>4508</value>
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    <votingAuthority>
      <Sole>8888</Sole>
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      <None>0</None>
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    <nameOfIssuer>VANGUARD MID-CAP VALUE ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>922908512</cusip>
    <value>78</value>
    <shrsOrPrnAmt>
      <sshPrnamt>638</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <nameOfIssuer>VANGUARD MID-CAP VALUE ETF</nameOfIssuer>
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    <value>531</value>
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      <sshPrnamt>4360</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4360</Sole>
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      <None>0</None>
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    <nameOfIssuer>LOCKHEED MARTIN CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>539830109</cusip>
    <value>57</value>
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      <sshPrnamt>147</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>LOCKHEED MARTIN CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <value>267</value>
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      <sshPrnamt>690</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>690</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>JPMORGAN CHASE &amp; CO COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46625H100</cusip>
    <value>513</value>
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      <sshPrnamt>4909</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>4909</Shared>
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  <infoTable>
    <nameOfIssuer>JPMORGAN CHASE &amp; CO COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46625H100</cusip>
    <value>12270</value>
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      <sshPrnamt>117413</sshPrnamt>
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    <votingAuthority>
      <Sole>117413</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>HARTFORD FINL SVCS GROUP INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>416515104</cusip>
    <value>1311</value>
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      <sshPrnamt>21166</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21166</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>464288638</cusip>
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      <sshPrnamt>6070</sshPrnamt>
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    <votingAuthority>
      <Sole>6070</Sole>
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  <infoTable>
    <nameOfIssuer>SPDR PORTFOLIO EMERGING MARKETS ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78463X509</cusip>
    <value>22</value>
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      <sshPrnamt>698</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>SPDR PORTFOLIO EMERGING MARKETS ETF</nameOfIssuer>
    <titleOfClass>ETF</titleOfClass>
    <cusip>78463X509</cusip>
    <value>621</value>
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      <sshPrnamt>20010</sshPrnamt>
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      <Sole>20010</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CHEVRON CORP NEW COM</nameOfIssuer>
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    <cusip>166764100</cusip>
    <value>731</value>
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      <sshPrnamt>5086</sshPrnamt>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>CHEVRON CORP NEW COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>166764100</cusip>
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      <sshPrnamt>87903</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>87903</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ALBEMARLE CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>012653101</cusip>
    <value>110</value>
    <shrsOrPrnAmt>
      <sshPrnamt>416</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>416</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ALBEMARLE CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>012653101</cusip>
    <value>606</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2290</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CONOCOPHILLIPS COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>20825C104</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>85</Shared>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CONOCOPHILLIPS COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>20825C104</cusip>
    <value>230</value>
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      <sshPrnamt>2250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2250</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MARKEL CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>570535104</cusip>
    <value>356</value>
    <shrsOrPrnAmt>
      <sshPrnamt>328</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>328</Sole>
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      <None>0</None>
    </votingAuthority>
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    <cusip>46434V621</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>8256</sshPrnamt>
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    <votingAuthority>
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      <None>0</None>
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      <None>0</None>
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    <cusip>464287606</cusip>
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    <shrsOrPrnAmt>
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      <sshPrnamt>3188</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3188</Sole>
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      <None>0</None>
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    <votingAuthority>
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      <None>0</None>
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    <cusip>46138J841</cusip>
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      <sshPrnamt>32797</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>20037</sshPrnamt>
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      <sshPrnamt>31798</sshPrnamt>
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    <votingAuthority>
      <Sole>31798</Sole>
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      <None>0</None>
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    <votingAuthority>
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      <Sole>21317</Sole>
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      <sshPrnamt>150</sshPrnamt>
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      <sshPrnamt>6208</sshPrnamt>
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