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Consolidated Statements of Income (Unaudited) (USD $)
In Millions, except Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Revenue:        
Finance charges $ 157.9 $ 147.5 $ 310.7 $ 290.4
Premiums earned 13.6 12.9 26.8 24.9
Other income 8.3 9.0 19.2 18.8
Total revenue 179.8 169.4 356.7 334.1
Costs and expenses:        
Salaries and wages 24.4 23.1 50.0 45.0
General and administrative 8.5 8.3 16.7 16.2
Sales and marketing 8.8 8.5 18.4 17.5
Provision for credit losses 4.6 5.4 9.3 11.2
Interest 13.3 16.2 29.3 32.2
Provision for claims 11.0 10.5 22.0 19.5
Loss on extinguishment of debt 0 0 21.8 0
Total costs and expenses 70.6 72.0 167.5 141.6
Income before provision for income taxes 109.2 97.4 189.2 192.5
Provision for income taxes 39.8 35.9 70.0 70.4
Net income $ 69.4 $ 61.5 $ 119.2 $ 122.1
Net income per share:        
Basic (in usd per share) $ 3.06 $ 2.57 $ 5.16 $ 5.06
Diluted (in usd per share) $ 3.06 $ 2.56 $ 5.15 $ 5.04
Weighted average shares outstanding:        
Basic (in shares) 22,653,393 23,974,099 23,122,288 24,151,080
Diluted (in shares) 22,658,891 24,017,273 23,157,289 24,220,403