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Consolidated Statements of Income (Unaudited) (USD $)
In Millions, except Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Revenue:        
Finance charges $ 158.0 $ 148.7 $ 468.7 $ 439.1
Premiums earned 12.7 13.1 39.5 38.0
Other income 11.0 10.9 30.2 29.7
Total revenue 181.7 172.7 538.4 506.8
Costs and expenses:        
Salaries and wages 22.0 20.1 72.0 65.1
General and administrative 8.7 8.7 25.4 24.9
Sales and marketing 8.7 8.5 27.1 26.0
Provision for credit losses 4.1 6.1 13.4 17.3
Interest 13.5 16.1 42.8 48.3
Provision for claims 9.4 11.0 31.4 30.5
Loss on extinguishment of debt 0 0 21.8 0
Total costs and expenses 66.4 70.5 233.9 212.1
Income before provision for income taxes 115.3 102.2 304.5 294.7
Provision for income taxes 41.3 37.1 111.3 107.5
Net income $ 74.0 $ 65.1 $ 193.2 $ 187.2
Net income per share:        
Basic (in usd per share) $ 3.38 $ 2.75 $ 8.49 $ 7.80
Diluted (in usd per share) $ 3.38 $ 2.75 $ 8.48 $ 7.78
Weighted average shares outstanding:        
Basic (in shares) 21,888,591 23,672,635 22,750,868 23,989,845
Diluted (in shares) 21,895,222 23,708,043 22,776,197 24,047,443