Summary of Significant Accounting Policies (Tables)

6 Months Ended

Jun. 30, 2015

A summary of reinsurance activity is as follows:



(In millions)	For the Three Months Ended June 30,				For the Six Months Ended June 30,
	2015		2014		2015		2014
Net assumed written premiums	$	10.6	$	10.9	$	26.1	$	25.6
Net premiums earned	12.6		13.6		24.7		26.8
Provision for claims	9.2		11.0		17.8		22.0
Amortization of capitalized acquisition costs	0.2		0.4		0.5		0.7

Schedule of Trust Assets and Reinsurance Liabilities

We are considered the primary beneficiary of the trusts and as a result, the trusts have been consolidated on our balance sheet. The trust assets and related reinsurance liabilities are as follows:



(In millions)		As of
	Balance Sheet location	June 30, 2015		December 31, 2014
Trust assets	Restricted cash and cash equivalents	$	0.4	$	0.2
Trust assets	Restricted securities available for sale	52.1		53.2
Unearned premium	Accounts payable and accrued liabilities	39.8		38.4
Claims reserve (1)	Accounts payable and accrued liabilities	1.5		1.5


(1)	The claims reserve is estimated based on historical claims experience.