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v3.3.0.814

Consolidated Statements of Income (Unaudited) - USD ($) $ in Millions | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2015 | Sep. 30, 2014 | Sep. 30, 2015 | Sep. 30, 2014
Revenue: |  |  |  |
Finance charges | $ 186.2 | $ 158.0 | $ 536.3 | $ 468.7
Premiums earned | 12.0 | 12.7 | 36.7 | 39.5
Other income | 12.0 | 11.0 | 34.5 | 30.2
Total revenue | 210.2 | 181.7 | 607.5 | 538.4
Costs and expenses: |  |  |  |
Salaries and wages | 28.6 | 22.0 | 87.5 | 72.0
General and administrative | 9.8 | 8.7 | 28.0 | 25.4
Sales and marketing | 11.9 | 8.7 | 34.5 | 27.1
Provision for credit losses | 13.2 | 4.1 | 27.8 | 13.4
Interest | 20.4 | 13.5 | 54.9 | 42.8
Provision for claims | 8.4 | 9.4 | 26.2 | 31.4
Loss on extinguishment of debt | 0.0 | 0.0 | 0.0 | 21.8
Total costs and expenses | 92.3 | 66.4 | 258.9 | 233.9
Income before provision for income taxes | 117.9 | 115.3 | 348.6 | 304.5
Provision for income taxes | 43.9 | 41.3 | 128.9 | 111.3
Net income | $ 74.0 | $ 74.0 | $ 219.7 | $ 193.2
Net income per share: |  |  |  |
Basic (in usd per share) | $ 3.53 | $ 3.38 | $ 10.49 | $ 8.49
Diluted (in usd per share) | $ 3.53 | $ 3.38 | $ 10.49 | $ 8.48
Weighted average shares outstanding: |  |  |  |
Basic (in shares) | 20,946,827 | 21,888,591 | 20,938,847 | 22,750,868
Diluted (in shares) | 20,952,711 | 21,895,222 | 20,949,508 | 22,776,197

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