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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Millions
 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Cash Flows From Operating Activities:    
Net income $ 219.7 $ 193.2
Adjustments to reconcile cash provided by operating activities:    
Provision for credit losses 27.8 13.4
Depreciation 4.3 4.0
Amortization 6.4 5.7
Loss on retirement of property and equipment 0.3 0.1
Provision for deferred income taxes 23.1 33.8
Loss on extinguishment of debt 0.0 21.8
Stock-based compensation 10.0 9.6
Change in operating assets and liabilities:    
Increase (decrease) in accounts payable and accrued liabilities 5.2 (2.4)
Decrease (increase) in income taxes receivable 1.1 (0.3)
Decrease in income taxes payable (0.6) (8.4)
Decrease (increase) in other assets 3.0 (0.1)
Net cash provided by operating activities 300.3 270.4
Cash Flows From Investing Activities:    
Increase in restricted cash and cash equivalents (18.4) (94.1)
Purchases of restricted securities available for sale (26.6) (57.6)
Proceeds from sale of restricted securities available for sale 26.0 10.6
Maturities of restricted securities available for sale 3.2 48.9
Principal collected on Loans receivable 1,318.7 1,171.5
Advances to Dealers (1,371.5) (1,103.6)
Purchases of Consumer Loans (266.8) (142.8)
Accelerated payments of Dealer Holdback (39.6) (31.6)
Payments of Dealer Holdback (115.2) (101.5)
Purchases of property and equipment (3.2) (3.6)
Net cash used in investing activities (493.4) (303.8)
Cash Flows From Financing Activities:    
Borrowings under revolving secured line of credit 1,463.1 1,982.2
Repayments under revolving secured line of credit (1,582.6) (2,076.2)
Proceeds from secured financing 1,196.0 1,583.9
Repayments of secured financing (996.1) (1,168.2)
Proceeds from issuance of senior notes 248.2 300.0
Repayment of senior notes 0.0 (350.0)
Payments of debt issuance and debt extinguishment costs (11.0) (29.9)
Repurchase of common stock (1.1) (218.7)
Proceeds from stock options exercised 0.0 0.6
Tax benefits from stock-based compensation plans 0.3 13.6
Proceeds from (Payments for) Other Financing Activities 4.6 (3.8)
Net cash provided by financing activities 321.4 33.5
Net increase in cash and cash equivalents 128.3 0.1
Cash and cash equivalents, beginning of period 6.4  
Cash and cash equivalents, end of period 134.7  
Supplemental Disclosure of Cash Flow Information:    
Cash paid during the period for interest 52.3 47.9
Cash paid during the period for income taxes $ 102.2 $ 71.7