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Consolidated Statements Of Cash Flows - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Cash Flows From Operating Activities:      
Net income $ 299.7 $ 266.2 $ 253.1
Adjustments to reconcile cash provided by operating activities:      
Provision for credit losses 41.5 12.8 21.9
Depreciation 5.7 5.5 5.4
Amortization 8.5 7.7 7.8
Loss on retirement of property and equipment 0.3 0.2 0.1
Provision for deferred income taxes 35.6 56.1 8.8
Loss on extinguishment of debt 0.0 21.8 0.0
Stock-based compensation 12.4 15.3 8.5
Change in operating assets and liabilities:      
Increase in accounts payable and accrued liabilities 13.0 0.6 8.0
Increase in income taxes receivable (8.6) (0.3) 0.0
Increase (decrease) in income taxes payable (2.9) (17.0) 13.6
Increase in other assets (1.0) (3.7) (1.5)
Net cash provided by operating activities 404.2 365.2 325.7
Cash Flows From Investing Activities:      
Increase in restricted cash and cash equivalents (9.8) (46.3) (18.9)
Purchases of restricted securities available for sale (34.1) (65.4) (105.7)
Proceeds from sale of restricted securities available for sale 34.4 15.9 11.6
Maturities of restricted securities available for sale 4.1 49.6 86.2
Principal collected on Loans receivable 1,739.6 1,540.0 1,334.0
Advances to Dealers (1,795.1) (1,471.4) (1,356.6)
Purchases of Consumer Loans (371.9) (204.3) (124.0)
Accelerated payments of Dealer Holdback (52.6) (41.7) (40.4)
Payments of Dealer Holdback (150.1) (135.5) (114.2)
Purchases of property and equipment (4.0) (4.3) (5.6)
Net cash used in investing activities (639.5) (363.4) (333.6)
Cash Flows From Financing Activities:      
Borrowings under revolving secured line of credit 1,657.0 2,796.2 2,816.6
Repayments under revolving secured line of credit (1,718.8) (2,779.5) (2,757.3)
Proceeds from secured financing 1,247.0 1,754.7 1,004.7
Repayments of secured financing (1,101.4) (1,357.3) (922.1)
Proceeds from issuance of senior notes 248.2 300.0 0.0
Repayments of senior notes 0.0 (350.0) 0.0
Payments of debt issuance costs and debt issuance costs (11.0) (30.4) (5.3)
Repurchase of common stock (86.5) (343.7) (135.2)
Proceeds from stock options exercised 0.0 0.6 0.6
Tax benefits from stock-based compensation plans 0.3 13.6 1.3
Other financing activities 0.4 (3.8) (0.2)
Net cash provided by financing activities 235.2 0.4 3.1
Net increase (decrease) in cash and cash equivalents (0.1) 2.2 (4.8)
Cash and cash equivalents, beginning of period 6.4 4.2 9.0
Cash and cash equivalents, end of period 6.3 6.4 4.2
Supplemental Cash Flow Information [Abstract]      
Cash paid during the period for interest 61.8 55.2 57.5
Cash paid during the period for income taxes $ 146.9 $ 99.9 $ 119.6