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Reinsurance (Tables)

12 Months Ended

Dec. 31, 2016

Reinsurance [Abstract]

Schedule Of Reinsurance Activity

A summary of reinsurance activity is as follows:



(In millions)	For the Years Ended December 31,
	2016				2015				2014
Net assumed written premiums	$	40.6			$	45.0			$	48.3
Net premiums earned	43.0				48.2				52.3
Provision for claims	26.0				33.2				40.0
Amortization of capitalized acquisition costs	1.1				1.2				1.3

Schedule Of Trust Assets And Reinsurance Liabilities

The trust assets and related reinsurance liabilities are as follows:



(In millions)				As of December 31,
		Balance Sheet location		2016				2015
Trust assets		Restricted cash and cash equivalents		$	0.5			$	0.8
Trust assets		Restricted securities available for sale		45.3				48.3
Unearned premium		Accounts payable and accrued liabilities		32.8				35.2
Claims reserve (1)		Accounts payable and accrued liabilities		1.0				1.2


(1)	The claims reserve represents our liability for incurred-but-not-reported claims and is estimated based on historical claims experience.

Cumulative Incurred Claims



(Dollars in millions)
		Cumulative Incurred Claims																				As of December 31, 2016
Incident Year		As of December 31,																				Claims Reserve				Cumulative Number of Reported Claims
Incident Year		2012				2013				2014				2015				2016				Claims Reserve				Cumulative Number of Reported Claims
2012		$	34.7			$	34.8			$	34.9			$	34.9			$	34.9			$	—			35,990
2013						40.6				40.8				40.8				40.8				—				40,210
2014										39.8				39.9				39.9				—				40,940
2015														33.1				33.4				—				33,150
2016																		25.7				1.0				25,420
Total																		$	174.7			$	1.0			175,710

Cumulative Paid Claims



(In millions)		Cumulative Paid Claims
		As of December 31,
Incident Year		2012				2013				2014				2015				2016
2012		$	33.3			$	34.8			$	34.9			$	34.9			$	34.9
2013						38.9				40.8				40.8				40.8
2014										38.3				39.9				39.9
2015														31.9				33.4
2016																		24.7
Total																		$	173.7

Percentage Payout Of Incurred Claims



Average Annual Percentage Payout of Incurred Claims by Age
Claim Age (Years)		1			2			3			4			5
Payout Percentage		95.6	%		4.3	%		0.1	%		—	%		—	%