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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Cash Flows From Operating Activities:    
Net income $ 93.3 $ 74.4
Adjustments to reconcile cash provided by operating activities:    
Provision for credit losses 20.5 22.1
Depreciation 1.6 1.6
Amortization 2.5 2.2
Provision for deferred income taxes 40.3 3.3
Stock-based compensation 2.5 2.1
Change in operating assets and liabilities:    
Decrease in accounts payable and accrued liabilities (10.1) (6.3)
Increase in income taxes receivable (0.9) (9.8)
Increase in income taxes payable 9.3 0.0
Decrease in other assets 2.9 2.1
Net cash provided by operating activities 161.9 91.7
Cash Flows From Investing Activities:    
Increase in restricted cash and cash equivalents (92.0) (58.3)
Purchases of restricted securities available for sale (13.9) (12.6)
Proceeds from sale of restricted securities available for sale 9.2 11.1
Maturities of restricted securities available for sale 3.4 1.2
Principal collected on Loans receivable 567.0 514.8
Advances to Dealers (536.9) (562.7)
Purchases of Consumer Loans (254.6) (181.4)
Accelerated payments of Dealer Holdback (10.2) (14.8)
Payments of Dealer Holdback (35.2) (39.9)
Purchases of property and equipment (3.2) (1.7)
Net cash used in investing activities (366.4) (344.3)
Cash Flows From Financing Activities:    
Borrowings under revolving secured line of credit 622.9 798.7
Repayments under revolving secured line of credit (488.8) (820.1)
Proceeds from secured financing 736.0 661.1
Repayments of secured financing (568.0) (380.4)
Payments of debt issuance costs (2.8) (0.7)
Repurchase of common stock (105.8) (40.8)
Excess tax benefits from stock-based compensation plans 0.0 27.2
Proceeds from (Payments for) Other Financing Activities 7.5 10.4
Net cash provided by financing activities 201.0 255.4
Net increase (decrease) in cash and cash equivalents (3.5) 2.8
Cash and cash equivalents, beginning of period 14.6 6.3
Cash and cash equivalents, end of period 11.1 9.1
Supplemental Disclosure of Cash Flow Information:    
Cash paid during the period for interest 34.0 29.2
Cash paid during the period for income taxes $ 1.8 $ 22.0