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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Revenue:        
Finance charges $ 251.8 $ 215.2 $ 489.8 $ 418.0
Premiums earned 10.5 10.9 20.6 21.7
Other income 13.7 12.4 28.4 26.7
Total revenue 276.0 238.5 538.8 466.4
Costs and expenses:        
Salaries and wages 32.7 30.1 68.2 62.8
General and administrative 14.0 12.6 27.9 24.7
Sales and marketing 14.4 11.9 29.5 25.6
Provision for credit losses 21.8 17.9 42.3 40.0
Interest 29.9 24.3 57.5 46.4
Provision for claims 6.1 7.0 12.1 13.8
Total costs and expenses 118.9 103.8 237.5 213.3
Income before provision for income taxes 157.1 134.7 301.3 253.1
Provision for income taxes 58.0 49.8 108.9 93.8
Net income $ 99.1 $ 84.9 $ 192.4 $ 159.3
Net income per share:        
Basic (in usd per share) $ 5.09 $ 4.17 $ 9.82 $ 7.81
Diluted (in usd per share) $ 5.09 $ 4.17 $ 9.81 $ 7.80
Weighted average shares outstanding:        
Basic (in shares) 19,458,155 20,379,557 19,589,593 20,407,379
Diluted (in shares) 19,463,521 20,382,804 19,615,849 20,433,524