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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Millions
 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Cash Flows From Operating Activities:    
Net income $ 422.1 $ 293.1
Adjustments to reconcile cash provided by operating activities:    
Provision for credit losses 39.2 68.0
Depreciation 3.9 4.7
Amortization 10.0 7.5
Provision for deferred income taxes 48.5 60.5
Stock-based compensation 7.8 8.3
Other (0.2) 0.1
Change in operating assets and liabilities:    
Increase (decrease) in accounts payable and accrued liabilities 21.0 (2.8)
Increase in income taxes receivable (18.0) (3.2)
Decrease in income taxes payable (39.7) (23.4)
Decrease in other assets 6.4 1.8
Net cash provided by operating activities 501.0 414.6
Cash Flows From Investing Activities:    
Purchases of restricted securities available for sale (35.6) (28.0)
Proceeds from sale of restricted securities available for sale 17.3 23.0
Maturities of restricted securities available for sale 7.2 4.3
Principal collected on Loans receivable 1,949.0 1,657.4
Advances to Dealers (1,870.2) (1,467.2)
Purchases of Consumer Loans (917.0) (686.7)
Accelerated payments of Dealer Holdback (41.0) (35.5)
Payments of Dealer Holdback (98.0) (100.8)
Purchases of property and equipment (22.1) (6.9)
Net cash used in investing activities (1,010.4) (640.4)
Cash Flows From Financing Activities:    
Borrowings under revolving secured line of credit 1,724.7 3,076.7
Repayments under revolving secured line of credit (1,738.6) (2,946.2)
Proceeds from secured financing 2,696.6 1,664.5
Repayments of secured financing (1,886.0) (1,396.8)
Proceeds from mortgage note 12.0 0.0
Payments of debt issuance costs (13.0) (9.1)
Repurchase of common stock (2.0) (123.5)
Other (4.8) (0.6)
Net cash provided by financing activities 788.9 265.0
Net increase in cash, cash equivalents, restricted cash and restricted cash equivalents 279.5 39.2
Cash, cash equivalents, restricted cash and restricted cash equivalents beginning of period 263.8 239.3
Cash, cash equivalents, restricted cash and restricted cash equivalents end of period 543.3 278.5
Supplemental Disclosure of Cash Flow Information:    
Cash paid during the period for interest 112.0 88.9
Cash paid during the period for income taxes $ 136.6 $ 132.1