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Reinsurance (Tables) | 12 Months Ended
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Dec. 31, 2018
Reinsurance [Abstract] |
Schedule Of Reinsurance Activity | A summary of reinsurance activity is as follows:
(In millions) | For the Years Ended December 31,
| 2018 |  | 2017 |  | 2016
Net assumed written premiums | $ | 55.8 |  |  | $ | 42.4 |  |  | $ | 40.6 |
Net premiums earned | 46.6 |  |  | 41.1 |  |  | 43.0 |
Provision for claims | 26.0 |  |  | 22.7 |  |  | 26.0 |
Amortization of capitalized acquisition costs | 1.2 |  |  | 1.0 |  |  | 1.1 |
Schedule Of Trust Assets And Reinsurance Liabilities | The trust assets and related reinsurance liabilities are as follows:
(In millions) |  |  |  | As of December 31,
|  | Balance Sheet location |  | 2018 |  | 2017
Trust assets |  | Restricted cash and cash equivalents |  | $ | 0.3 |  |  | $ | 0.8 |
Trust assets |  | Restricted securities available for sale |  | 58.6 |  |  | 46.1 |
Unearned premium |  | Accounts payable and accrued liabilities |  | 43.3 |  |  | 34.1 |
Claims reserve (1) |  | Accounts payable and accrued liabilities |  | 1.6 |  |  | 1.0 |
(1) | The claims reserve represents our liability for incurred-but-not-reported claims and is estimated based on historical claims experience.
Cumulative Incurred Claims |
(Dollars in millions) |  |  |  |  |  |  |  |  |  |  |  |
|  | Cumulative Incurred Claims |  | As of December 31, 2018
Incident Year |  | As of December 31, |  | Claims Reserve |  | Cumulative Number of Reported Claims
| 2014 |  | 2015 |  | 2016 |  | 2017 |  | 2018 |
2014 |  | $ | 39.8 |  |  | $ | 39.9 |  |  | $ | 39.9 |  |  | $ | 39.9 |  |  | $ | 39.9 |  |  | $ | — |  |  | 40,908 |
2015 |  |  |  | 33.1 |  |  | 33.4 |  |  | 33.4 |  |  | 33.4 |  |  | — |  |  | 32,909 |
2016 |  |  |  |  |  | 25.7 |  |  | 26.0 |  |  | 26.0 |  |  | — |  |  | 25,215 |
2017 |  |  |  |  |  |  |  | 22.3 |  |  | 22.5 |  |  | — |  |  | 20,457 |
2018 |  |  |  |  |  |  |  |  |  | 25.8 |  |  | 1.6 |  |  | 21,503 |
Total |  |  |  |  |  |  |  |  |  | $ | 147.6 |  |  | $ | 1.6 |  |  | 140,992 |
Cumulative Paid Claims |
(In millions) |  | Cumulative Paid Claims
|  | As of December 31,
Incident Year |  | 2014 |  | 2015 |  | 2016 |  | 2017 |  | 2018
2014 |  | $ | 38.3 |  |  | $ | 39.9 |  |  | $ | 39.9 |  |  | $ | 39.9 |  |  | $ | 39.9 |
2015 |  |  |  | 31.9 |  |  | 33.4 |  |  | 33.4 |  |  | 33.4 |
2016 |  |  |  |  |  | 24.7 |  |  | 26.0 |  |  | 26.0 |
2017 |  |  |  |  |  |  |  | 21.3 |  |  | 22.5 |
2018 |  |  |  |  |  |  |  |  |  | 24.2 |
Total |  | $ | 146.0 |
Percentage Payout Of Incurred Claims |
Average Annual Percentage Payout of Incurred Claims by Age
Claim Age (Years) |  | 1 |  | 2 |  | 3 |  | 4 |  | 5
Payout Percentage |  | 95.1 | % |  | 4.9 | % |  | — | % |  | — | % |  | — | %

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- Definition Reinsurance [Abstract] + References No definition available. + Details
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- Definition The tabular disclosure pertaining to the existence, magnitude and information about insurance that has been ceded to or assumed from another insurance company, including the methodologies and assumptions used in determining recorded amounts. + References No definition available. + Details
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- Definition Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=99382578&loc=d3e14764-158437 + Details
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