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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Income Statement [Abstract]    
Finance Charges Revenue $ 321.9 $ 270.3
Revenue:    
Premiums earned 12.2 10.3
Other income 19.7 15.0
Total revenue 353.8 295.6
Costs and expenses:    
Salaries and wages 48.7 42.5
General and administrative 13.9 14.5
Sales and marketing 18.8 17.8
Provision for credit losses 14.5 23.4
Interest 45.0 34.5
Provision for claims 6.6 5.2
Total costs and expenses 147.5 137.9
Income before provision for income taxes 206.3 157.7
Provision for income taxes 41.9 37.6
Net income $ 164.4 $ 120.1
Net income per share:    
Basic (in usd per share) $ 8.67 $ 6.18
Diluted (in usd per share) $ 8.65 $ 6.17
Weighted average shares outstanding:    
Basic (in shares) 18,955,191 19,437,735
Diluted (in shares) 19,004,498 19,473,563