<SEC-DOCUMENT>0000885550-19-000096.txt : 20191219
<SEC-HEADER>0000885550-19-000096.hdr.sgml : 20191219
<ACCEPTANCE-DATETIME>20191219161249
ACCESSION NUMBER:		0000885550-19-000096
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20191219
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20191219
DATE AS OF CHANGE:		20191219

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT ACCEPTANCE CORP
		CENTRAL INDEX KEY:			0000885550
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		IRS NUMBER:				381999511
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20202
		FILM NUMBER:		191295924

	BUSINESS ADDRESS:	
		STREET 1:		25505 WEST TWELVE MILE ROAD
		CITY:			SOUTHFIELD
		STATE:			MI
		ZIP:			48034-8334
		BUSINESS PHONE:		2483532700

	MAIL ADDRESS:	
		STREET 1:		25505 WEST TWELVE MILE ROAD
		CITY:			SOUTHFIELD
		STATE:			MI
		ZIP:			48034-8334

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT ACCEPTANCE CORPORATION
		DATE OF NAME CHANGE:	19930328
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>cacc8k20191219.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!--p:215A738392D45AF9BD675B895BC61199,x:7c5113df8dec4dc2baa66b51b94fc5d5-->
<!-- Document created using Wdesk  -->
<!-- Copyright 2019 Workiva -->
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:schedoi-fednote="http://fasb.org/dis/schedoi-fednote/2019-01-31" xmlns:fs-interest="http://fasb.org/dis/fs-interest/2019-01-31" xmlns:sfp-ibo="http://fasb.org/stm/sfp-ibo/2019-01-31" xmlns:sfp-sbo="http://fasb.org/stm/sfp-sbo/2019-01-31" xmlns:sic-std="http://xbrl.sec.gov/sic-std/2011-01-31" xmlns:stpr-std="http://xbrl.sec.gov/stpr-std-std-std/2018-01-31" xmlns:currency-ent-std="http://xbrl.sec.gov/currency-ent-std/2019-01-31" xmlns:lea="http://fasb.org/dis/lea/2019-01-31" xmlns:ctbl="http://fasb.org/dis/ctbl/2019-01-31" xmlns:guar="http://fasb.org/dis/guar/2019-01-31" xmlns:ru="http://fasb.org/dis/ru/2019-01-31" xmlns:stpr-all="http://xbrl.sec.gov/stpr-all-all-all/2018-01-31" xmlns:leas="http://fasb.org/dis/leas/2019-01-31" xmlns:sfp-clreo="http://fasb.org/stm/sfp-clreo/2019-01-31" xmlns:iaoi="http://fasb.org/dis/iaoi/2019-01-31" xmlns:soi-ins="http://fasb.org/stm/soi-ins/2019-01-31" xmlns:country-ent-std="http://xbrl.sec.gov/country-ent-std/2017-01-31" xmlns:country="http://xbrl.sec.gov/country/2017-01-31" xmlns:fs-insa="http://fasb.org/dis/fs-insa/2019-01-31" xmlns:naics="http://xbrl.sec.gov/naics/2017-01-31" xmlns:cce="http://fasb.org/dis/cce/2019-01-31" xmlns:inv="http://fasb.org/dis/inv/2019-01-31" xmlns:naics-ent-std="http://xbrl.sec.gov/naics-ent-std/2017-01-31" xmlns:srt-std="http://fasb.org/srt-std/2019-01-31" xmlns:stpr-ent-all="http://xbrl.sec.gov/stpr-ent-all-all-all/2018-01-31" xmlns:stpr-ent-std="http://xbrl.sec.gov/stpr-ent-std-std-std/2018-01-31" xmlns:schedoi-iiaa="http://fasb.org/dis/schedoi-iiaa/2019-01-31" xmlns:us-arcroles="http://fasb.org/us-arcroles/2019-01-31" xmlns:dccpoa="http://fasb.org/dis/dccpoa/2019-01-31" xmlns:soi-sbi="http://fasb.org/stm/soi-sbi/2019-01-31" xmlns:us-gaap-all="http://fasb.org/us-gaap-all/2019-01-31" xmlns:scf-sd="http://fasb.org/stm/scf-sd/2019-01-31" xmlns:ceclcalc3l="http://fasb.org/dis/ceclcalc3l/2019-01-31" xmlns:dei-ent-all="http://xbrl.sec.gov/dei-ent-all/2019-01-31" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/deprecated" xmlns:naics-all="http://xbrl.sec.gov/naics-all/2017-01-31" xmlns:re="http://fasb.org/dis/re/2019-01-31" xmlns:srt-types="http://fasb.org/srt-types/2019-01-31" xmlns:reorg="http://fasb.org/dis/reorg/2019-01-31" xmlns:invco="http://fasb.org/dis/invco/2019-01-31" xmlns:currency-ent-all="http://xbrl.sec.gov/currency-ent-all/2019-01-31" xmlns:currency-std="http://xbrl.sec.gov/currency-std/2019-01-31" xmlns:currency-ent-dep="http://xbrl.sec.gov/currency-ent-dep/2019-01-31" xmlns:aro="http://fasb.org/dis/aro/2019-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2019-01-31" xmlns:ocpfs="http://fasb.org/dis/ocpfs/2019-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2019-01-31" xmlns:naics-std="http://xbrl.sec.gov/naics-std/2017-01-31" xmlns:srt-all="http://fasb.org/srt-all/2019-01-31" xmlns:codification-part="http://fasb.org/codification-part/2019-01-31" xmlns:srt="http://fasb.org/srt/2019-01-31" xmlns:deprecated1="http://www.xbrl.org/2009/role/deprecated" xmlns:sec-re="http://fasb.org/dis/sec-re/2019-01-31" xmlns:soi-int="http://fasb.org/stm/soi-int/2019-01-31" xmlns:emjv="http://fasb.org/dis/emjv/2019-01-31" xmlns:sec-suppc="http://fasb.org/dis/sec-suppc/2019-01-31" xmlns:equity="http://fasb.org/dis/equity/2019-01-31" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:se="http://fasb.org/dis/se/2019-01-31" xmlns:crcrb="http://fasb.org/dis/crcrb/2019-01-31" xmlns:edco="http://fasb.org/dis/edco/2019-01-31" xmlns:cacc="http://www.creditacceptance.com/20191219" xmlns:te="http://fasb.org/dis/te/2019-01-31" xmlns:dei-all="http://xbrl.sec.gov/dei-all/2019-01-31" xmlns:fs-bd="http://fasb.org/dis/fs-bd/2019-01-31" xmlns:invest-all="http://xbrl.sec.gov/invest-all/2013-01-31" xmlns:hco="http://fasb.org/dis/hco/2019-01-31" xmlns:fs-bt="http://fasb.org/dis/fs-bt/2019-01-31" xmlns:us-roles="http://fasb.org/us-roles/2019-01-31" xmlns:dr="http://fasb.org/dis/dr/2019-01-31" xmlns:ero="http://fasb.org/dis/ero/2019-01-31" xmlns:country-ent-all="http://xbrl.sec.gov/country-ent-all/2017-01-31" xmlns:schedoi-oocw="http://fasb.org/dis/schedoi-oocw/2019-01-31" xmlns:cecl="http://fasb.org/dis/cecl/2019-01-31" xmlns:rpd="http://fasb.org/dis/rpd/2019-01-31" xmlns:schedoi-sumhold="http://fasb.org/dis/schedoi-sumhold/2019-01-31" xmlns:ceclcalc2="http://fasb.org/dis/ceclcalc2/2019-01-31" xmlns:othliab="http://fasb.org/dis/othliab/2019-01-31" xmlns:soi-egm="http://fasb.org/stm/soi-egm/2019-01-31" xmlns:schedoi-shorthold="http://fasb.org/dis/schedoi-shorthold/2019-01-31" xmlns:soi="http://fasb.org/stm/soi/2019-01-31" xmlns:diha="http://fasb.org/dis/diha/2019-01-31" xmlns:debt="http://fasb.org/dis/debt/2019-01-31" xmlns:schedoi-hold="http://fasb.org/dis/schedoi-hold/2019-01-31" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:invest-std="http://xbrl.sec.gov/invest-std/2013-01-31" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:us-gaap-ent-std="http://fasb.org/us-gaap-ent-std/2019-01-31" xmlns:bc="http://fasb.org/dis/bc/2019-01-31" xmlns:sic-ent-all="http://xbrl.sec.gov/sic-ent-all/2011-01-31" xmlns:exch-ent-std="http://xbrl.sec.gov/exch-ent-std/2019-01-31" xmlns:invest-ent-all="http://xbrl.sec.gov/invest-ent-all/2013-01-31" xmlns:rcc="http://fasb.org/dis/rcc/2019-01-31" xmlns:rd="http://fasb.org/dis/rd/2019-01-31" xmlns:sfp-ucreo="http://fasb.org/stm/sfp-ucreo/2019-01-31" xmlns:eui="http://fasb.org/dis/eui/2019-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31" xmlns:ap="http://fasb.org/dis/ap/2019-01-31" xmlns:soi-reit="http://fasb.org/stm/soi-reit/2019-01-31" xmlns:fs-mort="http://fasb.org/dis/fs-mort/2019-01-31" xmlns:sec-reins="http://fasb.org/dis/sec-reins/2019-01-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:sec-cndfir="http://fasb.org/dis/sec-cndfir/2019-01-31" xmlns:sr="http://fasb.org/dis/sr/2019-01-31" xmlns:currency-all="http://xbrl.sec.gov/currency-all/2019-01-31" xmlns:scf-dbo="http://fasb.org/stm/scf-dbo/2019-01-31" xmlns:fs-fhlb="http://fasb.org/dis/fs-fhlb/2019-01-31" xmlns:crcpb="http://fasb.org/dis/crcpb/2019-01-31" xmlns:dei-ent-std="http://xbrl.sec.gov/dei-ent-std/2019-01-31" xmlns:us-types="http://fasb.org/us-types/2019-01-31" xmlns:scf-inv="http://fasb.org/stm/scf-inv/2019-01-31" xmlns:scf-indira="http://fasb.org/stm/scf-indira/2019-01-31" xmlns:bsoff="http://fasb.org/dis/bsoff/2019-01-31" xmlns:exch-ent-all="http://xbrl.sec.gov/exch-ent-all/2019-01-31" xmlns:oi="http://fasb.org/dis/oi/2019-01-31" xmlns:soi-indira="http://fasb.org/stm/soi-indira/2019-01-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:schedoi-otsh="http://fasb.org/dis/schedoi-otsh/2019-01-31" xmlns:sfp-dbo="http://fasb.org/stm/sfp-dbo/2019-01-31" xmlns:cc="http://fasb.org/dis/cc/2019-01-31" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:crcsbp="http://fasb.org/dis/crcsbp/2019-01-31" xmlns:disops="http://fasb.org/dis/disops/2019-01-31" xmlns:reference="http://www.xbrl.org/2009/role/reference" xmlns:cn-part="http://fasb.org/cn-part/2019-01-31" xmlns:us-gaap="http://fasb.org/us-gaap/2019-01-31" xmlns:srt-roles="http://fasb.org/srt-roles/2019-01-31" xmlns:country-std="http://xbrl.sec.gov/country-std/2017-01-31" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:scf-indir="http://fasb.org/stm/scf-indir/2019-01-31" xmlns:rlnro="http://fasb.org/dis/rlnro/2019-01-31" xmlns:ts="http://fasb.org/dis/ts/2019-01-31" xmlns:us-gaap-std="http://fasb.org/us-gaap-std/2019-01-31" xmlns:naics-ent-all="http://xbrl.sec.gov/naics-ent-all/2017-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:scf-dir="http://fasb.org/stm/scf-dir/2019-01-31" xmlns:dei-std="http://xbrl.sec.gov/dei-std/2019-01-31" xmlns:ni="http://fasb.org/dis/ni/2019-01-31" xmlns:sec-mort="http://fasb.org/dis/sec-mort/2019-01-31" xmlns:fifvd="http://fasb.org/dis/fifvd/2019-01-31" xmlns:otherexp="http://fasb.org/dis/otherexp/2019-01-31" xmlns:scf-re="http://fasb.org/stm/scf-re/2019-01-31" xmlns:sec-vq="http://fasb.org/dis/sec-vq/2019-01-31" xmlns:sec-sum="http://fasb.org/dis/sec-sum/2019-01-31" xmlns:exch-std="http://xbrl.sec.gov/exch-std/2019-01-31" xmlns:invest="http://xbrl.sec.gov/invest/2013-01-31" xmlns:ir="http://fasb.org/dis/ir/2019-01-31" xmlns:sheci="http://fasb.org/stm/sheci/2019-01-31" xmlns:foct="http://fasb.org/dis/foct/2019-01-31" xmlns:soc="http://fasb.org/stm/soc/2019-01-31" xmlns:scf-sbo="http://fasb.org/stm/scf-sbo/2019-01-31" xmlns:inctax="http://fasb.org/dis/inctax/2019-01-31" xmlns:ppe="http://fasb.org/dis/ppe/2019-01-31" xmlns:country-all="http://xbrl.sec.gov/country-all/2017-01-31" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:con="http://fasb.org/dis/con/2019-01-31" xmlns:sic-ent-std="http://xbrl.sec.gov/sic-ent-std/2011-01-31" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:invest-ent-std="http://xbrl.sec.gov/invest-ent-std/2013-01-31" xmlns:fs-ins="http://fasb.org/dis/fs-ins/2019-01-31" xmlns:eps="http://fasb.org/dis/eps/2019-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2018-01-31" xmlns:iago="http://fasb.org/dis/iago/2019-01-31" xmlns:pay="http://fasb.org/dis/pay/2019-01-31" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:tin-part="http://fasb.org/tin-part/2019-01-31" xmlns:acec="http://fasb.org/dis/acec/2019-01-31" xmlns:us-gaap-entryPoint-all="http://fasb.org/us-gaap-entryPoint-all/2019-01-31" xmlns:nt="http://fasb.org/dis/nt/2019-01-31" xmlns:spc="http://fasb.org/stm/spc/2019-01-31" xmlns:exch-all="http://xbrl.sec.gov/exch-all/2019-01-31" xmlns:ides="http://fasb.org/dis/ides/2019-01-31" xmlns:sec-supins="http://fasb.org/dis/sec-supins/2019-01-31" xmlns:sic-all="http://xbrl.sec.gov/sic-all/2011-01-31" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:regop="http://fasb.org/dis/regop/2019-01-31" xmlns:sfp-cls="http://fasb.org/stm/sfp-cls/2019-01-31" xmlns:com="http://fasb.org/stm/com/2019-01-31" xmlns:soi-re="http://fasb.org/stm/soi-re/2019-01-31" xmlns:crcgen="http://fasb.org/dis/crcgen/2019-01-31" xmlns:exch-ent-dep="http://xbrl.sec.gov/exch-ent-dep/2019-01-31" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:ei="http://fasb.org/dis/ei/2019-01-31" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
	<head>
		<meta http-equiv="Content-Type" content="text/html" />
		<title>Document</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="D2019Q4SD2" name="dei:AmendmentFlag" id="Fact-837BA09AF0A852459737D4CF44C6AD23-wk-Fact-837BA09AF0A852459737D4CF44C6AD23" format="ixt:booleanfalse">false</ix:nonNumeric><ix:nonNumeric contextRef="D2019Q4SD2" name="dei:EntityCentralIndexKey" id="Fact-80F4B6D42CE353CC8FB812D0DDC92A1E-wk-Fact-80F4B6D42CE353CC8FB812D0DDC92A1E">0000885550</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:href="cacc-20191219.xsd" xlink:type="simple"></link:schemaRef></ix:references><ix:resources><xbrli:context id="D2019Q4SD2">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0000885550</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-12-19</xbrli:startDate>
			<xbrli:endDate>2019-12-19</xbrli:endDate>
		</xbrli:period>
	</xbrli:context></ix:resources></ix:header></div><div><a id="s83040F14DD07569CB470ADA22B6C901A"></a></div><div><div style="line-height:300%;text-align:left;font-size:12pt;"><span style="font-family:inherit;font-size:12pt;"><br/></span></div></div><div><br/></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">UNITED STATES</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Washington, DC 20549</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:24pt;"><span style="font-family:inherit;font-size:24pt;">FORM </span><span><ix:nonNumeric id="d190083800e96-wk-Fact-70ED7340CD075BB488509B1AC7B9F6B1" name="dei:DocumentType" contextRef="D2019Q4SD2"><span style="font-size:24pt;">8-K</span></ix:nonNumeric></span><span style="font-family:inherit;font-size:24pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">CURRENT REPORT</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Date of Report (Date of earliest event reported):&#160;&#160; </span><span style="font-family:inherit;font-size:10pt;"><span><span style="white-space:nowrap"><ix:nonNumeric id="d190083800e116-wk-Fact-65F736614EE654C3AD0FAD89186E9D79" name="dei:DocumentPeriodEndDate" contextRef="D2019Q4SD2" format="ixt:datemonthdayyearen">December 19, 2019</ix:nonNumeric></span></span></span><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:24pt;"><span><ix:nonNumeric id="d190083800e124-wk-Fact-4F8F89CD45C75B37A7A098233D685FE8" name="dei:EntityRegistrantName" contextRef="D2019Q4SD2"><span style="font-size:24pt;text-decoration:underline;">CREDIT ACCEPTANCE CORP</span></ix:nonNumeric></span><span style="font-family:inherit;font-size:24pt;text-decoration:underline;">ORATION</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(Exact name of registrant as specified in its charter)</span></div><div style="line-height:120%;padding-bottom:9px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;padding-left:4px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.40476190476191%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"></td></tr><tr><td style="width:19%;"></td><td style="width:17%;"></td><td style="width:2%;"></td><td style="width:25%;"></td><td style="width:2%;"></td><td style="width:35%;"></td></tr><tr><td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e151-wk-Fact-1DDA805CAD775CF69CD30966003B0B50" name="dei:EntityIncorporationStateCountryCode" contextRef="D2019Q4SD2" format="ixt-sec:stateprovnameen">Michigan</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e166-wk-Fact-C7BEC2EC913059CBA46EF52A68BF4FBB" name="dei:EntityFileNumber" contextRef="D2019Q4SD2">000-20202</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e176-wk-Fact-0148A49B29D85B70A09EAD36CAD8D19A" name="dei:EntityTaxIdentificationNumber" contextRef="D2019Q4SD2">38-1999511</ix:nonNumeric></span></span></div></td></tr><tr><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">(State or other jurisdiction of incorporation)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">(Commission File Number)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">(IRS Employer Identification No.)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e244-wk-Fact-BA329C6B8A275A6D96858016426F1A06" name="dei:EntityAddressAddressLine1" contextRef="D2019Q4SD2">&#160;&#160;25505 West Twelve Mile Road</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:right;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e275-wk-Fact-38E4A672335F5A8FB58F11F53F702B6B" name="dei:EntityAddressCityOrTown" contextRef="D2019Q4SD2">Southfield, </ix:nonNumeric></span></span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:left;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e280-wk-Fact-EDCF3EA06E835911A2567F5434E9F35B" name="dei:EntityAddressStateOrProvince" contextRef="D2019Q4SD2" format="ixt-sec:stateprovnameen">Michigan</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e300-wk-Fact-45783E7992D356AC81EFC18623341A53" name="dei:EntityAddressPostalZipCode" contextRef="D2019Q4SD2">48034-8339</ix:nonNumeric></span></span></div></td></tr><tr><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">&#160;&#160;(Address of principal executive offices)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;">(Zip Code)</span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Registrant&#8217;s telephone number, including area code:&#160;&#160;&#160;(</span><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e338-wk-Fact-4383B0FB78DA5BDFAFDB6765A0727A37" name="dei:CityAreaCode" contextRef="D2019Q4SD2">248</ix:nonNumeric></span></span><span style="font-family:inherit;font-size:10pt;">) </span><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e342-wk-Fact-AD2850D8193F5D63885749258F4EC634" name="dei:LocalPhoneNumber" contextRef="D2019Q4SD2">353-2700</ix:nonNumeric></span></span><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.40476190476191%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:22%;"></td><td style="width:56%;"></td><td style="width:22%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Not Applicable</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td colspan="3" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(Former name or former address, if changed since last report.)</span></div></td></tr></table></div></div><div style="line-height:120%;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Securities registered pursuant to Section&#160;12(b) of the Act:</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:41%;"></td><td style="width:1%;"></td><td style="width:17%;"></td><td style="width:1%;"></td><td style="width:40%;"></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Title of each class</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Trading symbol(s)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Name of each exchange on which registered</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e435-wk-Fact-FC37A85F03F95C5DAFF74265DB0A1B03" name="dei:Security12bTitle" contextRef="D2019Q4SD2">Common Stock, $.01 par value</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e445-wk-Fact-09AE493D79905D2DAC80F6463119059E" name="dei:TradingSymbol" contextRef="D2019Q4SD2">CACC</ix:nonNumeric></span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span><ix:nonNumeric id="d190083800e455-wk-Fact-C2C8ACA339255851A07C305D35CEAD36" name="dei:SecurityExchangeName" contextRef="D2019Q4SD2" format="ixt-sec:exchnameen">The Nasdaq Stock Market</ix:nonNumeric></span></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:12pt;"><span style="font-family:inherit;font-size:12pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></div><div style="line-height:120%;text-align:left;font-size:12pt;"><span style="font-family:inherit;font-size:12pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span><ix:nonNumeric id="d190083800e466-wk-Fact-E75DD8E107295F44BB45C3BB847D4C97" name="dei:WrittenCommunications" contextRef="D2019Q4SD2" format="ixt-sec:boolballotbox"><span style="font-family:Arial Unicode MS;">&#9744;</span></ix:nonNumeric></span><span style="font-family:Wingdings;font-size:10pt;"> </span><span style="font-family:inherit;font-size:10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></div><div style="line-height:120%;font-size:10pt;"><span><ix:nonNumeric id="d190083800e474-wk-Fact-12C47830F96B5B9E84107A29F826BA4E" name="dei:SolicitingMaterial" contextRef="D2019Q4SD2" format="ixt-sec:boolballotbox"><span style="font-family:Arial Unicode MS;">&#9744;</span></ix:nonNumeric></span><span style="font-family:Wingdings;font-size:10pt;"> </span><span style="font-family:inherit;font-size:10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></div><div style="line-height:120%;font-size:10pt;"><span><ix:nonNumeric id="d190083800e482-wk-Fact-F6C0BF7BA0AF58CEBD09F65E95ADED58" name="dei:PreCommencementTenderOffer" contextRef="D2019Q4SD2" format="ixt-sec:boolballotbox"><span style="font-family:Arial Unicode MS;">&#9744;</span></ix:nonNumeric></span><span style="font-family:Wingdings;font-size:10pt;"> </span><span style="font-family:inherit;font-size:10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></div><div style="line-height:120%;font-size:10pt;"><span><ix:nonNumeric id="d190083800e490-wk-Fact-7861D817A64151F0B2824C70DD9FA79C" name="dei:PreCommencementIssuerTenderOffer" contextRef="D2019Q4SD2" format="ixt-sec:boolballotbox"><span style="font-family:Arial Unicode MS;">&#9744;</span></ix:nonNumeric></span><span style="font-family:Wingdings;font-size:10pt;"> </span><span style="font-family:inherit;font-size:10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></div><div style="line-height:120%;text-align:left;font-size:12pt;"><span style="font-family:inherit;font-size:12pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (&#167; 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167; 240.12b-2 of this chapter).</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;text-indent:24px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Emerging growth company  </span><span><ix:nonNumeric id="d190083800e507-wk-Fact-2D56628A514950CD86E03381F42E458B" name="dei:EntityEmergingGrowthCompany" contextRef="D2019Q4SD2" format="ixt-sec:boolballotbox"><span style="font-family:Arial Unicode MS;">&#9744;</span></ix:nonNumeric></span><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  </span><span style="font-family:Wingdings;font-size:10pt;">o</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><br/></div><div><div style="line-height:300%;text-align:left;font-size:12pt;"><span style="font-family:inherit;font-size:12pt;"><br/></span></div></div><hr style="page-break-after:always"></hr><div><a id="s3DE6A2B034165F6BAF91EF4D616C3055"></a></div><div><div style="line-height:300%;text-align:left;font-size:12pt;"><span style="font-family:inherit;font-size:12pt;"><br/></span></div></div><div><br/></div><div style="line-height:120%;text-align:left;-sec-extract:summary;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Item 1.01 Entry into a Material Definitive Agreement.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">The information set forth below under Item 2.03 is hereby incorporated by reference into this Item 1.01.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">On December 19, 2019 Credit Acceptance Corporation (referred to as the &#8220;Company&#8221;, &#8220;Credit Acceptance&#8221;, &#8220;we&#8221;, &#8220;our&#8221;, or &#8220;us&#8221;) entered into Third Amendment to Loan and Security Agreement (&#8220;Warehouse Amendment&#8221;), dated as of December 19, 2019, among the Company, CAC Warehouse Funding LLC VII, Credit Suisse AG, New York Branch and Wells Fargo Bank, National Association. The Warehouse Amendment extends the date on which our $150.0 million revolving secured warehouse facility will cease to revolve from December 17, 2020 to December 16, 2021. The maturity of the facility was also extended from December 17, 2022 to December 16, 2023. There were no other material changes to the terms of the facility. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">As of December 19, 2019, we did not have a balance outstanding under the facility. The terms and conditions of this transaction are set forth in the agreement attached hereto as Exhibit 4.125 to this Form 8-K and incorporated herein by reference.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Item 8.01  Other Events.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">On December 19, 2019, we issued a press release announcing the execution of the Warehouse Amendment. The press release is attached as Exhibit 99.1 to this Form 8-K and incorporated herein by reference.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">Item 9.01 Financial Statements and Exhibits. </span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;text-indent:29px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">(d) Exhibits. </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.40476190476191%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:27%;"></td><td style="width:73%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;padding-top:2px;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Exhibit No</span><span style="font-family:inherit;font-size:10pt;font-weight:bold;">.</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:4px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Description</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;-sec-extract:exhibit;" href="cacc8k20191219lsa.htm"><span style="font-family:inherit;font-size:10pt;">4.125</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Third Amendment to Loan and Security Agreement, dated as of December 19, 2019 among the Company, CAC Warehouse Funding LLC VII, Credit Suisse AG, New York Branch and Wells Fargo Bank, National Association.</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;-sec-extract:exhibit;" href="cacc8k20191219pr.htm"><span style="font-family:inherit;font-size:10pt;">99.1</span></a></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Press Release dated December 19, 2019.</span></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">104</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Cover Page Interactive Data File &#8211; the cover page XBRL tags are embedded within the Inline XBRL document.</span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:16px;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><br/></div><div><div style="line-height:300%;text-align:left;font-size:12pt;"><span style="font-family:inherit;font-size:12pt;"><br/></span></div></div><hr style="page-break-after:always"></hr><div><a id="s25F40E3607E65BFB86E789D72D6047F9"></a></div><div><div style="line-height:300%;text-align:left;font-size:12pt;"><span style="font-family:inherit;font-size:12pt;"><br/></span></div></div><div><br/></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;font-weight:bold;">SIGNATURES</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.0079365079365%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:41%;"></td><td style="width:6%;"></td><td style="width:41%;"></td><td style="width:12%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">CREDIT ACCEPTANCE CORPORATION</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Date: December 19, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">By:</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">/s/&#160;Douglas W. Busk</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Douglas W. Busk</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">Senior Vice President and Treasurer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">&#160;</span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><span style="font-family:inherit;font-size:11pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><span style="font-family:inherit;font-size:11pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><span style="font-family:inherit;font-size:12pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div><br/></div><div><div style="line-height:300%;text-align:left;font-size:12pt;"><span style="font-family:inherit;font-size:12pt;"><br/></span></div></div>	</div></body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.125
<SEQUENCE>2
<FILENAME>cacc8k20191219lsa.htm
<DESCRIPTION>EXHIBIT 4.125
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2019 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s3F86AC6F2268A5660F3714DFB02FADDD"></a></div><div><div style="line-height:140%;text-align:right;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Exhibit 4.125</font></div><div style="line-height:140%;text-align:right;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">EXECUTION COPY</font></div><div style="line-height:140%;text-align:right;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></div><div><br></div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">THIRD AMENDMENT TO </font></div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">LOAN AND SECURITY AGREEMENT</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">THIS THIRD AMENDMENT TO LOAN AND SECURITY AGREEMENT (this </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Amendment&#8221;</font><font style="font-family:inherit;font-size:12pt;">), dated as of December 19, 2019, to the Loan and Security Agreement, dated as of December&#160;1, 2017 (the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Original Loan Agreement&#8221;</font><font style="font-family:inherit;font-size:12pt;">), as amended by the First Amendment to Loan and Security Agreement, dated as of December 17, 2018 (the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;First Amendment&#8221;</font><font style="font-family:inherit;font-size:12pt;">), and as further amended by the Second Amendment to Loan and Security Agreement, dated as of July 18, 2019 (the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Second Amendment&#8221;</font><font style="font-family:inherit;font-size:12pt;">&#32;and, together with the Original Loan Agreement, as amended by the First Amendment, the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Loan Agreement&#8221;</font><font style="font-family:inherit;font-size:12pt;">), among CAC WAREHOUSE FUNDING LLC VII, a Delaware limited liability company (the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Borrower&#8221;</font><font style="font-family:inherit;font-size:12pt;">), CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Credit Acceptance&#8221;</font><font style="font-family:inherit;font-size:12pt;">, the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Originator&#8221;</font><font style="font-family:inherit;font-size:12pt;">, the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Servicer&#8221;</font><font style="font-family:inherit;font-size:12pt;">, or the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Custodian&#8221;</font><font style="font-family:inherit;font-size:12pt;">), the persons from time to time party thereto as LENDERS, the persons from time to time party thereto as MANAGING AGENTS, CREDIT SUISSE AG, NEW YORK BRANCH, as deal agent (in such capacity, together with its successors and assigns, the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Deal Agent&#8221;</font><font style="font-family:inherit;font-size:12pt;">) and WELLS FARGO BANK, NATIONAL ASSOCIATION, as the collateral agent (in such capacity, the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Collateral Agent</font><font style="font-family:inherit;font-size:12pt;">&#8221;) and acknowledged by WELLS FARGO BANK, NATIONAL ASSOCIATION, as the backup servicer (in such capacity, the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Backup Servicer</font><font style="font-family:inherit;font-size:12pt;">&#8221;).  Unless defined elsewhere herein, capitalized terms used in this Amendment shall have the meanings assigned to such terms in the Loan Agreement.</font></div><div style="line-height:140%;padding-top:24px;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">RECITALS</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">WHEREAS, the Borrower, the Servicer, the Custodian, the Lenders, the Managing Agents, the Deal Agent, the Collateral Agent and the Backup Servicer are parties to the Loan Agreement; and</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">WHEREAS, the Borrower and the Servicer have requested that the Deal Agent, the Managing Agents and the Lenders amend the Loan Agreement as specified herein and, subject to the terms and conditions hereof, the Deal Agent, the Managing Agents and the Lenders are willing to amend the Loan Agreement as specified herein.</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">NOW THEREFORE, in consideration of the mutual execution hereof and other good and valuable consideration, the parties hereto agree as follows: </font></div><table cellpadding="0" cellspacing="0" style="padding-top:18px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:81px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:140%;font-size:12pt;padding-left:50px;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">1.</font></div></td><td style="vertical-align:top;padding-left:21.333333333333332px;"><div style="line-height:140%;text-align:justify;font-size:12pt;text-indent:-21.333333333333332px;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">Amendments to the Loan Agreement.  </font></div></td></tr></table><div><br></div><div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">-1-</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:140%;padding-left:48px;padding-top:18px;text-align:justify;text-indent:48px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:48px;">(a)</font><font style="font-family:inherit;font-size:12pt;">The definition of &#8220;</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">Commitment Termination Date</font><font style="font-family:inherit;font-size:12pt;">&#8221; appearing in Section 1.1 is amended by deleting the date &#8220;December 17, 2020&#8221; appearing therein and replacing it with &#8220;December 16, 2021&#8221;.</font></div><div style="line-height:140%;padding-left:48px;padding-top:18px;text-align:justify;text-indent:48px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:48px;">(b)</font><font style="font-family:inherit;font-size:12pt;">The definitions of &#8220;</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">EEA Financial Institution</font><font style="font-family:inherit;font-size:12pt;">&#8221; and &#8220;</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">EEA Resolution Authority</font><font style="font-family:inherit;font-size:12pt;">&#8221; appearing in Section 1.1 of the Loan Agreement are hereby deleted in their entirety.</font></div><div style="line-height:140%;padding-left:48px;padding-top:18px;text-align:justify;text-indent:48px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:48px;">(c)</font><font style="font-family:inherit;font-size:12pt;">The following definitions set forth in Section 1.1 of the Loan Agreement are hereby amended and restated in their entirety as follows:</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Bail-In Action&#8221;</font><font style="font-family:inherit;font-size:12pt;">:  The exercise of any Write-Down and Conversion Powers by the applicable Resolution Authority in respect of any liability of a Financial Institution.</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Bail-In Legislation&#8221;</font><font style="font-family:inherit;font-size:12pt;">:</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(a) &#160;&#160;&#160;&#160;with respect to any EEA Member Country implementing Article 55 BRRD, the implementing law for such EEA Member Country from time to time which is described in the EU Bail-In Legislation Schedule; and</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(b)&#160;&#160;&#160;&#160;with respect to the United Kingdom (to the extent that the United Kingdom is not such an EEA Member Country), the U.K. Bail-In Legislation.</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Write-Down and Conversion Powers&#8221;</font><font style="font-family:inherit;font-size:12pt;">:</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(a)&#160;&#160;&#160;&#160;with respect to any Resolution Authority for an EEA Member Country, the write-down and conversion powers of such Resolution Authority from time to time under the Bail-In Legislation for the applicable EEA Member Country, which write-down and conversion powers are described in the EU Bail-In Legislation Schedule; and </font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(b)&#160;&#160;&#160;&#160;with respect to the Resolution Authority for the United Kingdom (to the extent that the United Kingdom is not such an EEA Member Country), the write-down and conversion powers of such Resolution Authority from time to time under the U.K. Bail-In Legislation.</font></div><div style="line-height:140%;padding-left:48px;padding-top:18px;text-align:justify;text-indent:48px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:48px;">(d)</font><font style="font-family:inherit;font-size:12pt;">The following new defined terms are hereby added to Section 1.1 of the Loan Agreement in appropriate alphabetical order:</font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">-2-</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Article 55 BRRD&#8221;</font><font style="font-family:inherit;font-size:12pt;">:  Article 55 of Directive 2014/59/EU of the European Parliament and of the Council of the European Union.</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Financial Institution&#8221;</font><font style="font-family:inherit;font-size:12pt;">:  (a) any credit institution or investment firm established in any EEA Member Country or the United Kingdom (to the extent that the United Kingdom is not an EEA Member Country) which is subject to the supervision of a Resolution Authority, (b) any entity established in an EEA Member Country or the United Kingdom (to the extent that the United Kingdom is not an EEA Member Country) which is a parent of an institution described in clause (a) of this definition, or (c) any financial institution established in an EEA Member Country or the United Kingdom (to the extent that the United Kingdom is not an EEA Member Country) which is a subsidiary of an institution described in clauses (a) or (b) of this definition and is subject to consolidated supervision with its parent.</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Resolution Authority&#8221;</font><font style="font-family:inherit;font-size:12pt;">:  Any public administrative authority or any person entrusted with public administrative authority of any EEA Member Country or the United Kingdom (to the extent that the United Kingdom is not an EEA Member Country) (including any delegee) having responsibility for the resolution of any Financial Institution.</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;U.K. Bail-In Legislation&#8221;</font><font style="font-family:inherit;font-size:12pt;">:  To the extent that the United Kingdom is not an EEA Member Country which has implemented, or implements, Article 55 BRRD, Part I of the United Kingdom Banking Act 2009 and any other law or regulation applicable in the United Kingdom relating to the resolution of unsound or failing banks, investment firms or other financial institutions or their affiliates (otherwise than through liquidation, administration or other insolvency proceedings).</font></div><div style="line-height:140%;padding-left:48px;padding-top:18px;text-align:justify;text-indent:48px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:48px;">(e)</font><font style="font-family:inherit;font-size:12pt;">Section 13.16 of the Loan Agreement is amended by deleting the phrases &#8220;EEA Financial Institution&#8221;, &#8220;an EEA Financial Institution&#8221;, &#8220;EEA Resolution Authority&#8221; and &#8220;an EEA Resolution Authority&#8221; where they appear and replacing such phrases with &#8220;Financial Institution&#8221;, &#8220;a Financial Institution&#8221;, &#8220;Resolution Authority&#8221; and &#8220;a Resolution Authority&#8221;, respectively.</font></div><div style="line-height:140%;padding-left:48px;padding-top:18px;text-align:justify;text-indent:48px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:48px;">(f)</font><font style="font-family:inherit;font-size:12pt;">The following new Section 13.18 is added to the Loan Agreement immediately after the existing Section 13.17:</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Section 13.18 &#160;&#160;&#160;&#160;</font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">Acknowledgement Regarding Any Supported QFCs</font><font style="font-family:inherit;font-size:12pt;">. To the extent that the Transaction Documents provide support, through a guarantee or otherwise, for Hedge Agreements or any other agreement or instrument that is a QFC (such support, </font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">-3-</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;QFC Credit Support&#8221;</font><font style="font-family:inherit;font-size:12pt;">&#32;and each such QFC a </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Supported QFC&#8221;</font><font style="font-family:inherit;font-size:12pt;">), the parties acknowledge and agree as follows with respect to the resolution power of the Federal Deposit Insurance Corporation under the Federal Deposit Insurance Act and Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act (together with the regulations promulgated thereunder, the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;U.S. Special Resolution Regimes&#8221;</font><font style="font-family:inherit;font-size:12pt;">) in respect of such Supported QFC and QFC Credit Support (with the provisions below applicable notwithstanding that the Transaction Documents and any Supported QFC may in fact be stated to be governed by the laws of the State of New York and/or of the United States or any other state of the United States):</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(a)&#160;&#160;&#160;&#160;  In the event a Covered Entity that is party to a Supported QFC (each, a </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Covered Party&#8221;</font><font style="font-family:inherit;font-size:12pt;">) becomes subject to a proceeding under a U.S. Special Resolution Regime, the transfer of such Supported QFC and the benefit of such QFC Credit Support (and any interest and obligation in or under such Supported QFC and such QFC Credit Support, and any rights in property securing such Supported QFC or such QFC Credit Support) from such Covered Party will be effective to the same extent as the transfer would be effective under the U.S. Special Resolution Regime if the Supported QFC and such QFC Credit Support (and any such interest, obligation and rights in property) were governed by the laws of the United States or a state of the United States. In the event a Covered Party or a BHC Act Affiliate of a Covered Party becomes subject to a proceeding under a U.S. Special Resolution Regime, Default Rights under the Transaction Documents that might otherwise apply to such Supported QFC or any QFC Credit Support that may be exercised against such Covered Party are permitted to be exercised to no greater extent than such Default Rights could be exercised under the U.S. Special Resolution Regime if the Supported QFC and the Transaction Documents were governed by the laws of the United States or a state of the United States.  </font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(b)&#160;&#160;&#160;&#160;  As used in this Section 13.18, the following terms have the following meanings:</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#8220;</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">BHC Act Affiliate&#8221;</font><font style="font-family:inherit;font-size:12pt;">&#32;of a party means an &#8220;affiliate&#8221; (as such term is defined under, and interpreted in accordance with, 12 U.S.C. 1841(k)) of such party.</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Covered Entity&#8221;</font><font style="font-family:inherit;font-size:12pt;">&#32;means any of the following:</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(i)  a &#8220;covered entity&#8221; as that term is defined in, and interpreted in accordance with, 12 C.F.R. &#167; 252.82(b);</font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">-4-</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(ii)  a &#8220;covered bank&#8221; as that term is defined in, and interpreted in accordance with, 12 C.F.R. &#167; 47.3(b); or</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(iii)  a &#8220;covered FSI&#8221; as that term is defined in, and interpreted in accordance with, 12 C.F.R. &#167; 382.2(b).</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Default Right&#8221; </font><font style="font-family:inherit;font-size:12pt;">has the meaning assigned to that term in, and shall be interpreted in accordance with, 12 C.F.R. &#167;&#167; 252.81, 47.2 or 382.1, as applicable.</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:82px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;QFC&#8221;</font><font style="font-family:inherit;font-size:12pt;">&#32;has the meaning assigned to the term &#8220;qualified financial contract&#8221; in, and shall be interpreted in accordance with, 12 U.S.C. 5390(c)(8)(D).</font></div><div style="line-height:140%;padding-left:0px;padding-top:18px;text-align:justify;text-indent:50px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:45px;">2.</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">Conditions Precedent to Effectiveness.</font><font style="font-family:inherit;font-size:12pt;">&#32;&#32;The effectiveness of this Amendment (the </font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#8220;Effective Date&#8221;</font><font style="font-family:inherit;font-size:12pt;">) is subject to the conditions precedent that:</font></div><div style="line-height:140%;padding-left:48px;padding-top:18px;text-align:justify;text-indent:34px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:61px;">(a)</font><font style="font-family:inherit;font-size:12pt;">the Deal Agent and each Managing Agent shall have received counterparts of this Amendment duly executed by each of the respective parties thereto; and</font></div><div style="line-height:140%;padding-left:48px;padding-top:18px;text-align:justify;text-indent:34px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:61px;">(b)</font><font style="font-family:inherit;font-size:12pt;">the Borrower shall have paid to Credit Suisse AG, New York Branch, as the sole Managing Agent on the date hereof, or shall have caused to be paid, on the date hereof, a renewal fee equal to the product of (x) the Aggregate Commitment as in effect on the date hereof and (y) 0.10%.</font></div><div style="line-height:140%;padding-left:0px;padding-top:18px;text-align:justify;text-indent:50px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:45px;">3.</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">Representations and Warranties.</font><font style="font-family:inherit;font-size:12pt;">&#32;&#32;In order to induce the Deal Agent and each of the Managing Agents to execute, deliver and perform this Amendment, each of Borrower and Servicer hereby represents and warrants that before and after giving effect to this Amendment:</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:48px;text-indent:120px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(a)&#160;&#160;&#160;&#160; each of its representations and warranties set forth in Article IV of the Loan Agreement is true and correct in all material respects on and as of the date hereof (except to the extent such representations and warranties expressly relate to an earlier date, in which case such representations and warranties are true and correct in all material respects as of such earlier date); </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">provided</font><font style="font-family:inherit;font-size:12pt;">, that the preceding materiality standard shall not apply to those representations and warranties which themselves contain materiality standards; and</font></div><div style="line-height:140%;padding-top:18px;text-align:justify;padding-left:48px;text-indent:120px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(b)&#160;&#160;&#160;&#160; on the date hereof, no Amortization Event, Unmatured Termination Event, Termination Event, Servicer Termination Event, or Potential Servicer Termination Event has occurred and is continuing (either before or after giving effect to this Amendment).</font></div><div style="line-height:140%;padding-left:0px;padding-top:18px;text-align:justify;text-indent:50px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:45px;">4.</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">Loan Agreement in Full Force and Effect, as Amended.  </font><font style="font-family:inherit;font-size:12pt;">&#32;All the terms and conditions of the Loan Agreement shall remain in full force and effect, as amended by this Amendment.  All </font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">-5-</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:140%;padding-left:0px;padding-top:18px;text-align:justify;"><font style="font-family:inherit;font-size:12pt;">references to the Loan Agreement in any other document or instrument shall be deemed to mean the Loan Agreement, as amended by this Amendment.  This Amendment shall not constitute a novation of the Loan Agreement, but shall constitute an amendment thereto. The parties hereto agree to be bound by the terms and obligations of the Loan Agreement, as amended by this Amendment. </font></div><div style="line-height:140%;padding-left:0px;padding-top:18px;text-align:justify;text-indent:50px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:45px;">5.</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">Governing Law; Consent to Jurisdiction; Waiver of Objection to Venue.</font><font style="font-family:inherit;font-size:12pt;">&#32;&#32;THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK.  EACH OF THE PARTIES HERETO HEREBY AGREES TO THE NON-EXCLUSIVE JURISDICTION OF ANY FEDERAL COURT LOCATED WITHIN THE STATE OF NEW YORK. EACH OF THE PARTIES HERETO AND EACH SECURED PARTY HEREBY WAIVES ANY OBJECTION BASED ON FORUM NON CONVENIENS, AND ANY OBJECTION TO VENUE OF ANY ACTION INSTITUTED HEREUNDER IN ANY OF THE AFOREMENTIONED COURTS AND CONSENTS TO THE GRANTING OF SUCH LEGAL OR EQUITABLE RELIEF AS IS DEEMED APPROPRIATE BY SUCH COURT.</font></div><div style="line-height:140%;padding-left:0px;padding-top:18px;text-align:justify;text-indent:50px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:45px;">6.</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">Execution in Counterparts; Severability; Integration.  </font><font style="font-family:inherit;font-size:12pt;">This Amendment may be executed in any number of counterparts (including by way of facsimile or electronic transmission) and by different parties hereto in separate counterparts, each of which when so executed shall be deemed to be an original and all of which when taken together shall constitute one and the same agreement.  In case any provision in or obligation under this Amendment shall be invalid, illegal or unenforceable in any jurisdiction, the validity, legality and enforceability of the remaining provisions or obligations, or of such provision or obligation in any other jurisdiction, shall not in any way be affected or impaired thereby. The Loan Agreement, as amended by this Amendment, and any agreements or letters (including fee letters) executed in connection herewith contain the final and complete integration of all prior expressions by the parties hereto with respect to the subject matter hereof and shall constitute the entire agreement among the parties hereto with respect to the subject matter hereof, superseding all prior oral or written understandings.</font></div><div style="line-height:140%;padding-left:0px;padding-top:18px;text-align:justify;text-indent:50px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:45px;">7.</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">Fees and Expenses.  </font><font style="font-family:inherit;font-size:12pt;">The Borrower</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">&#32;</font><font style="font-family:inherit;font-size:12pt;">hereby confirms its agreement to pay on demand all reasonable, properly documented costs and expenses of the Deal Agent in connection with the preparation, execution and delivery of this Amendment and any of the other instruments, documents and agreements to be executed and/or delivered in connection herewith, including, without limitation, the reasonable fees and expenses of outside legal counsel to the Deal Agent with respect thereto.</font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">-6-</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:140%;padding-left:0px;padding-top:18px;text-align:justify;text-indent:50px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:45px;">8.</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">No Petition; Limited Recourse</font><font style="font-family:inherit;font-size:12pt;">.  Sections 13.06 (as it relates to Sections 13.10 and 13.11), 13.10(b) and 13.11 of the Loan Agreement are hereby incorporated by reference as if set forth at length herein.</font></div><div style="line-height:140%;padding-left:0px;padding-top:18px;text-align:justify;text-indent:50px;"><font style="padding-top:18px;text-align:justify;font-family:inherit;font-size:12pt;padding-right:45px;">9.</font><font style="font-family:inherit;font-size:12pt;font-style:italic;">Direction to Collateral Agent</font><font style="font-family:inherit;font-size:12pt;">.  Pursuant to Section 13.1 of the Loan Agreement, the Deal Agent hereby directs the Collateral Agent to execute this Amendment.</font></div><div style="line-height:140%;padding-top:18px;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">[Signature pages follow]</font></div><div style="line-height:140%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">-7-</font></div></div><hr style="page-break-after:always"><div><a name="sB2D797E23BEF737FD58214DFB060903B"></a></div><div></div><div><br></div><div style="line-height:140%;padding-top:18px;text-align:justify;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed and delivered by their duly authorized officers as of the date hereof.</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">CAC WAREHOUSE FUNDING LLC VII, as Borrower</font></div><div style="line-height:140%;padding-top:33px;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By:  </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Douglas W. Busk</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#32;&#32;Name: Douglas W. Busk</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#32;&#32;Title:  Senior Vice President &amp; Treasurer</font></div><div style="line-height:140%;padding-top:40px;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">CREDIT ACCEPTANCE CORPORATION, as Servicer</font></div><div style="line-height:140%;padding-top:33px;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By:  </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Douglas W. Busk</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#32;&#32;Name: Douglas W. Busk</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#32;&#32;Title:  Senior Vice President &amp; Treasurer</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;</font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">[Signature Page to Third Amendment to CAC Loan and Security Agreement]</font></div><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:inherit;font-size:7.5pt;">1</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">CREDIT SUISSE AG, NEW YORK BRANCH, </font><font style="font-family:inherit;font-size:10pt;">&#32;<br></font><font style="font-family:inherit;font-size:12pt;">as a Managing Agent</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Patrick J. Hart</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Patrick J. Hart</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Title: Director</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Kenneth Aiani</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Kenneth Aiani</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Title: Vice President</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">GIFS CAPITAL COMPANY, LLC, </font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">as a Conduit Lender </font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Carey D. Fear</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Carey D. Fear</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Title: Manager</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH, as a Committed Lender</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Patrick J. Hart</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Patrick J. Hart</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Title: Director</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Kenneth Aiani</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Kenneth Aiani</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Title: Vice President</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">[Signature Page to Third Amendment to CAC Loan and Security Agreement]</font></div><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:inherit;font-size:7.5pt;">2</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">CREDIT SUISSE AG, NEW YORK BRANCH, </font><font style="font-family:inherit;font-size:10pt;">&#32;<br></font><font style="font-family:inherit;font-size:12pt;">as Deal Agent</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Patrick J. Hart</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Patrick J. Hart</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Title: Director</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Kenneth Aiani</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Kenneth Aiani</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Title: Vice President</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">[Signature Page to Third Amendment to CAC Loan and Security Agreement]</font></div><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:inherit;font-size:7.5pt;">3</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">CREDIT SUISSE INTERNATIONAL, </font><font style="font-family:inherit;font-size:10pt;">&#32;<br></font><font style="font-family:inherit;font-size:12pt;">as Hedge Counterparty</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Eileen Caluri</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Eileen Caluri</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Title: Authorized Signatory</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Steven J. Reis</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Steven J. Reis</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Title: Authorized Signatory</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;</font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">[Signature Page to Third Amendment to CAC Loan and Security Agreement]</font></div><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:inherit;font-size:7.5pt;">4</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">WELLS FARGO BANK, NATIONAL ASSOCIATION, </font><font style="font-family:inherit;font-size:10pt;">&#32;<br></font><font style="font-family:inherit;font-size:12pt;">as Collateral Agent</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Kristen L. Puttin</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Kristen L. Puttin</font></div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;Title: Vice President</font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">[Signature Page to Third Amendment to CAC Loan and Security Agreement]</font></div><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:inherit;font-size:7.5pt;">5</font></div></div><hr style="page-break-after:always"><div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Acknowledged:</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">WELLS FARGO BANK, NATIONAL ASSOCIATION, </font><font style="font-family:inherit;font-size:10pt;">&#32;<br></font><font style="font-family:inherit;font-size:12pt;">as Backup Servicer</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">By: </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">/s/ Kristen L. Puttin</font></div><div style="line-height:140%;text-align:left;padding-left:288px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Name: Kristen L. Puttin</font></div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;Title: Vice President</font></div><div style="line-height:140%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div><br></div><div><div style="line-height:140%;text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">[Signature Page to Third Amendment to CAC Loan and Security Agreement]</font></div><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:inherit;font-size:7.5pt;">6</font></div></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>cacc8k20191219pr.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2019 Workiva -->
		<title>Exhibit</title>
	</head>
	<body><div style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s32B9FAECC179568BBD46A46DD58B837B"></a></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Credit Acceptance</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">25505 West Twelve Mile Road</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Southfield, MI 48034-8339</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">(248) 353-2700</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">creditacceptance.com</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">NEWS RELEASE</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Date: December&#160;19, 2019</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Investor Relations: Douglas W. Busk</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Senior Vice President and Treasurer</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">(248) 353-2700 Ext. 4432</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">IR@creditacceptance.com</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Nasdaq Symbol: CACC</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">CREDIT ACCEPTANCE ANNOUNCES</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Southfield, Michigan - December 19, 2019 - Credit Acceptance Corporation (Nasdaq: CACC) </font><font style="font-family:inherit;font-size:10pt;">(referred to as the &#8220;Company&#8221;, &#8220;Credit Acceptance&#8221;, &#8220;we&#8221;, &#8220;our&#8221;, or &#8220;us&#8221;) announced today that we extended the date on which our $150.0 million revolving secured warehouse facility will cease to revolve from December 17, 2020 to December 16, 2021. The maturity of the facility was also extended from December 17, 2022 to December 16, 2023.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">There were no other material changes to the terms of the facility. As of December 19, 2019, we did not have a balance outstanding under the facility.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">Description of Credit Acceptance Corporation</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Since 1972, Credit Acceptance has offered financing programs that enable automobile dealers to sell vehicles to consumers, regardless of their credit history.  Our financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales generated by these same customers; and from sales to customers responding to advertisements for our financing programs, but who actually end up qualifying for traditional financing. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Without our financing programs, consumers are often unable to purchase vehicles or they purchase unreliable ones.  Further, as we report to the three national credit reporting agencies, an important ancillary benefit of our programs is that we provide consumers with an opportunity to improve their lives by improving their credit score and move on to more traditional sources of financing.  Credit Acceptance is publicly traded on the Nasdaq Stock Market under the symbol CACC.  For more information, visit </font><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">creditacceptance.com</font><font style="font-family:inherit;font-size:10pt;">.</font></div><div><br></div><div><div style="line-height:138%;padding-bottom:13px;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:inherit;font-size:7.5pt;"><br></font></div></div>	</div></body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>4
<FILENAME>cacc-20191219.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<xsd:schema attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.creditacceptance.com/20191219" xmlns:cacc="http://www.creditacceptance.com/20191219" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <xsd:import namespace="http://fasb.org/srt-types/2019-01-31" schemaLocation="http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/srt/2019-01-31" schemaLocation="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/us-gaap/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/us-roles/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/us-types/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
  <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/country/2017-01-31" schemaLocation="https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/currency/2019-01-31" schemaLocation="https://xbrl.sec.gov/currency/2019/currency-2019-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/dei/2019-01-31" schemaLocation="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/exch/2019-01-31" schemaLocation="https://xbrl.sec.gov/exch/2019/exch-2019-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/invest/2013-01-31" schemaLocation="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/naics/2017-01-31" schemaLocation="http://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/stpr/2018-01-31" schemaLocation="https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cacc-20191219_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cacc-20191219_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cacc-20191219_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cacc-20191219_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple" />
      <link:roleType id="Cover" roleURI="http://www.creditacceptance.com/role/Cover">
        <link:definition>0001000 - Document - Cover</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>5
<FILENAME>cacc-20191219_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.creditacceptance.com/role/Cover" xlink:href="cacc-20191219.xsd#Cover" xlink:type="simple" />
  <link:calculationLink xlink:role="http://www.creditacceptance.com/role/Cover" xlink:type="extended" />
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>6
<FILENAME>cacc-20191219_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.creditacceptance.com/role/Cover" xlink:href="cacc-20191219.xsd#Cover" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" xlink:type="simple" />
  <link:definitionLink xlink:role="http://www.creditacceptance.com/role/Cover" xlink:type="extended" />
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>7
<FILENAME>cacc-20191219_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple" />
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_dei_CoverAbstract_033C16301BFA09ADEF02DD97C6FACA15_label_en-US" xlink:label="lab_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cover page.</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CoverAbstract" xlink:label="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="lab_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:type="arc" />
    <link:label id="lab_dei_DocumentType_4D281E5DC8AA1CD76160DD97C6FABE5D_terseLabel_en-US" xlink:label="lab_dei_DocumentType_CC5079DBB25950269F453744E2C99E38" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_4D281E5DC8AA1CD76160DD97C6FABE5D_label_en-US" xlink:label="lab_dei_DocumentType_CC5079DBB25950269F453744E2C99E38" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_CC5079DBB25950269F453744E2C99E38" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType_CC5079DBB25950269F453744E2C99E38" xlink:to="lab_dei_DocumentType_CC5079DBB25950269F453744E2C99E38" xlink:type="arc" />
    <link:label id="lab_dei_DocumentPeriodEndDate_40D82A1A8BC0D3AF9B93DD97C6FADC0E_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate_7744D69521C75C219378DF2CD0FF8520" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_40D82A1A8BC0D3AF9B93DD97C6FADC0E_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate_7744D69521C75C219378DF2CD0FF8520" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_7744D69521C75C219378DF2CD0FF8520" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate_7744D69521C75C219378DF2CD0FF8520" xlink:to="lab_dei_DocumentPeriodEndDate_7744D69521C75C219378DF2CD0FF8520" xlink:type="arc" />
    <link:label id="lab_dei_EntityRegistrantName_172FAEDBF9A241DD61AEDD97C6FBA040_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName_7F779D93FE4E52DF8816A9D6B7154FCC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_172FAEDBF9A241DD61AEDD97C6FBA040_label_en-US" xlink:label="lab_dei_EntityRegistrantName_7F779D93FE4E52DF8816A9D6B7154FCC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_7F779D93FE4E52DF8816A9D6B7154FCC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName_7F779D93FE4E52DF8816A9D6B7154FCC" xlink:to="lab_dei_EntityRegistrantName_7F779D93FE4E52DF8816A9D6B7154FCC" xlink:type="arc" />
    <link:label id="lab_dei_EntityCentralIndexKey_54A2055B2A1D975651D5DD97C6FBA6AE_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey_9011948D52D9578597E5909C421C9997" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_54A2055B2A1D975651D5DD97C6FBA6AE_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey_9011948D52D9578597E5909C421C9997" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_9011948D52D9578597E5909C421C9997" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey_9011948D52D9578597E5909C421C9997" xlink:to="lab_dei_EntityCentralIndexKey_9011948D52D9578597E5909C421C9997" xlink:type="arc" />
    <link:label id="lab_dei_AmendmentFlag_B400246F1A59E33BE9A8DD97C6FB9958_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag_43F57BC06A125F698F5A091625048EB5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_B400246F1A59E33BE9A8DD97C6FB9958_label_en-US" xlink:label="lab_dei_AmendmentFlag_43F57BC06A125F698F5A091625048EB5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_43F57BC06A125F698F5A091625048EB5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag_43F57BC06A125F698F5A091625048EB5" xlink:to="lab_dei_AmendmentFlag_43F57BC06A125F698F5A091625048EB5" xlink:type="arc" />
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_2F45DD6392D1A63E63D0DD97C6FB7FDA_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode_F69FB0129B495B309C5464ACB66D1DF9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_2F45DD6392D1A63E63D0DD97C6FB7FDA_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode_F69FB0129B495B309C5464ACB66D1DF9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_dei_EntityIncorporationStateCountryCode_F69FB0129B495B309C5464ACB66D1DF9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode_F69FB0129B495B309C5464ACB66D1DF9" xlink:to="lab_dei_EntityIncorporationStateCountryCode_F69FB0129B495B309C5464ACB66D1DF9" xlink:type="arc" />
    <link:label id="lab_dei_EntityFileNumber_2EE1DCC22B32F31E26CCDD97C6FB0707_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber_87C1F2F428BB577B99C6417DD6802AE4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_2EE1DCC22B32F31E26CCDD97C6FB0707_label_en-US" xlink:label="lab_dei_EntityFileNumber_87C1F2F428BB577B99C6417DD6802AE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="loc_dei_EntityFileNumber_87C1F2F428BB577B99C6417DD6802AE4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber_87C1F2F428BB577B99C6417DD6802AE4" xlink:to="lab_dei_EntityFileNumber_87C1F2F428BB577B99C6417DD6802AE4" xlink:type="arc" />
    <link:label id="lab_dei_EntityTaxIdentificationNumber_1D9B56CFEDB18769A2A8DD97C6FB59E8_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber_E79E78C19A995C48BA014AD8CB1181C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_1D9B56CFEDB18769A2A8DD97C6FB59E8_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber_E79E78C19A995C48BA014AD8CB1181C0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_dei_EntityTaxIdentificationNumber_E79E78C19A995C48BA014AD8CB1181C0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber_E79E78C19A995C48BA014AD8CB1181C0" xlink:to="lab_dei_EntityTaxIdentificationNumber_E79E78C19A995C48BA014AD8CB1181C0" xlink:type="arc" />
    <link:label id="lab_dei_EntityAddressAddressLine1_BE917FEB94836803EDBDDD97C6FB84F9_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1_F83748EE1C3C5CFF8E37EC7F16973F3E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_BE917FEB94836803EDBDDD97C6FB84F9_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1_F83748EE1C3C5CFF8E37EC7F16973F3E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_dei_EntityAddressAddressLine1_F83748EE1C3C5CFF8E37EC7F16973F3E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1_F83748EE1C3C5CFF8E37EC7F16973F3E" xlink:to="lab_dei_EntityAddressAddressLine1_F83748EE1C3C5CFF8E37EC7F16973F3E" xlink:type="arc" />
    <link:label id="lab_dei_EntityAddressCityOrTown_AA2A61426D6A8FE19080DD97C6FCA2CB_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown_00EA526AE9B7572FB023A855FB884D81" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_AA2A61426D6A8FE19080DD97C6FCA2CB_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown_00EA526AE9B7572FB023A855FB884D81" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_dei_EntityAddressCityOrTown_00EA526AE9B7572FB023A855FB884D81" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown_00EA526AE9B7572FB023A855FB884D81" xlink:to="lab_dei_EntityAddressCityOrTown_00EA526AE9B7572FB023A855FB884D81" xlink:type="arc" />
    <link:label id="lab_dei_EntityAddressStateOrProvince_5EBA2CF47073969FBD11DD97C6FCF08C_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince_3B27D2DE1D4C5494A5534DF6A88DF1C5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_5EBA2CF47073969FBD11DD97C6FCF08C_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince_3B27D2DE1D4C5494A5534DF6A88DF1C5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_dei_EntityAddressStateOrProvince_3B27D2DE1D4C5494A5534DF6A88DF1C5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince_3B27D2DE1D4C5494A5534DF6A88DF1C5" xlink:to="lab_dei_EntityAddressStateOrProvince_3B27D2DE1D4C5494A5534DF6A88DF1C5" xlink:type="arc" />
    <link:label id="lab_dei_EntityAddressPostalZipCode_C4D0B42B4670175E382CDD97C6FC9001_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode_0452E60575D856FB9D3992DE97519DE2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_C4D0B42B4670175E382CDD97C6FC9001_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode_0452E60575D856FB9D3992DE97519DE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_dei_EntityAddressPostalZipCode_0452E60575D856FB9D3992DE97519DE2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode_0452E60575D856FB9D3992DE97519DE2" xlink:to="lab_dei_EntityAddressPostalZipCode_0452E60575D856FB9D3992DE97519DE2" xlink:type="arc" />
    <link:label id="lab_dei_CityAreaCode_CA72CC4E7C88C97B0FB6DD97C6FCFD8A_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode_5C388DF164E95717AA17BE29D0F5ABC4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_CA72CC4E7C88C97B0FB6DD97C6FCFD8A_label_en-US" xlink:label="lab_dei_CityAreaCode_5C388DF164E95717AA17BE29D0F5ABC4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="loc_dei_CityAreaCode_5C388DF164E95717AA17BE29D0F5ABC4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode_5C388DF164E95717AA17BE29D0F5ABC4" xlink:to="lab_dei_CityAreaCode_5C388DF164E95717AA17BE29D0F5ABC4" xlink:type="arc" />
    <link:label id="lab_dei_LocalPhoneNumber_E9FB2D603CF3E22864EDDD97C6FC8C5F_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber_5D6D1A0A70805457AFB20B1222E29B3F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_E9FB2D603CF3E22864EDDD97C6FC8C5F_label_en-US" xlink:label="lab_dei_LocalPhoneNumber_5D6D1A0A70805457AFB20B1222E29B3F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="loc_dei_LocalPhoneNumber_5D6D1A0A70805457AFB20B1222E29B3F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber_5D6D1A0A70805457AFB20B1222E29B3F" xlink:to="lab_dei_LocalPhoneNumber_5D6D1A0A70805457AFB20B1222E29B3F" xlink:type="arc" />
    <link:label id="lab_dei_Security12bTitle_24A90EB892A83540DD3DDD97C6FCA1CD_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle_1424D3E8CA93575E8104106B9A69C85F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_24A90EB892A83540DD3DDD97C6FCA1CD_label_en-US" xlink:label="lab_dei_Security12bTitle_1424D3E8CA93575E8104106B9A69C85F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="loc_dei_Security12bTitle_1424D3E8CA93575E8104106B9A69C85F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle_1424D3E8CA93575E8104106B9A69C85F" xlink:to="lab_dei_Security12bTitle_1424D3E8CA93575E8104106B9A69C85F" xlink:type="arc" />
    <link:label id="lab_dei_TradingSymbol_CDEC460AB79E06AE0F7CDD97C6FDDAFA_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol_C4A7A4D60A1D5844A47B4917334AB3B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_CDEC460AB79E06AE0F7CDD97C6FDDAFA_label_en-US" xlink:label="lab_dei_TradingSymbol_C4A7A4D60A1D5844A47B4917334AB3B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_C4A7A4D60A1D5844A47B4917334AB3B6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol_C4A7A4D60A1D5844A47B4917334AB3B6" xlink:to="lab_dei_TradingSymbol_C4A7A4D60A1D5844A47B4917334AB3B6" xlink:type="arc" />
    <link:label id="lab_dei_SecurityExchangeName_042D0C53FCA683AE67ECDD97C6FD7E8D_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName_6F3FBC4C6FFA55EB8B8949FE80CC5310" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_042D0C53FCA683AE67ECDD97C6FD7E8D_label_en-US" xlink:label="lab_dei_SecurityExchangeName_6F3FBC4C6FFA55EB8B8949FE80CC5310" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="loc_dei_SecurityExchangeName_6F3FBC4C6FFA55EB8B8949FE80CC5310" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName_6F3FBC4C6FFA55EB8B8949FE80CC5310" xlink:to="lab_dei_SecurityExchangeName_6F3FBC4C6FFA55EB8B8949FE80CC5310" xlink:type="arc" />
    <link:label id="lab_dei_WrittenCommunications_82956ADE4BF907C51329DD97C6FDF70E_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications_0AFDC6A2453350CAB17445C1B9B6DAB4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_82956ADE4BF907C51329DD97C6FDF70E_label_en-US" xlink:label="lab_dei_WrittenCommunications_0AFDC6A2453350CAB17445C1B9B6DAB4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications" xlink:label="loc_dei_WrittenCommunications_0AFDC6A2453350CAB17445C1B9B6DAB4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications_0AFDC6A2453350CAB17445C1B9B6DAB4" xlink:to="lab_dei_WrittenCommunications_0AFDC6A2453350CAB17445C1B9B6DAB4" xlink:type="arc" />
    <link:label id="lab_dei_SolicitingMaterial_05014BD5E2A6687F3283DD97C6FDAE84_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial_EF310B7C35A55C8CB3E5E6FE0868AE28" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_05014BD5E2A6687F3283DD97C6FDAE84_label_en-US" xlink:label="lab_dei_SolicitingMaterial_EF310B7C35A55C8CB3E5E6FE0868AE28" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial" xlink:label="loc_dei_SolicitingMaterial_EF310B7C35A55C8CB3E5E6FE0868AE28" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial_EF310B7C35A55C8CB3E5E6FE0868AE28" xlink:to="lab_dei_SolicitingMaterial_EF310B7C35A55C8CB3E5E6FE0868AE28" xlink:type="arc" />
    <link:label id="lab_dei_PreCommencementTenderOffer_78FFA7E70019153DEDF0DD97C6FDEC73_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer_AD6EEC102BA6583FADE0C148F1ED8FA3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_78FFA7E70019153DEDF0DD97C6FDEC73_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer_AD6EEC102BA6583FADE0C148F1ED8FA3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_dei_PreCommencementTenderOffer_AD6EEC102BA6583FADE0C148F1ED8FA3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer_AD6EEC102BA6583FADE0C148F1ED8FA3" xlink:to="lab_dei_PreCommencementTenderOffer_AD6EEC102BA6583FADE0C148F1ED8FA3" xlink:type="arc" />
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_F4BC83AFC64F775160D2DD97C6FD9597_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer_6B30FC75A9A0528DA57998E965B9C96F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_F4BC83AFC64F775160D2DD97C6FD9597_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer_6B30FC75A9A0528DA57998E965B9C96F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_6B30FC75A9A0528DA57998E965B9C96F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer_6B30FC75A9A0528DA57998E965B9C96F" xlink:to="lab_dei_PreCommencementIssuerTenderOffer_6B30FC75A9A0528DA57998E965B9C96F" xlink:type="arc" />
    <link:label id="lab_dei_EntityEmergingGrowthCompany_C41801B4CD179FF983CADD97C6FE6F52_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany_4C744ECA1E295D71B1A668D42515963C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_C41801B4CD179FF983CADD97C6FE6F52_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany_4C744ECA1E295D71B1A668D42515963C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany_4C744ECA1E295D71B1A668D42515963C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany_4C744ECA1E295D71B1A668D42515963C" xlink:to="lab_dei_EntityEmergingGrowthCompany_4C744ECA1E295D71B1A668D42515963C" xlink:type="arc" />
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>8
<FILENAME>cacc-20191219_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.creditacceptance.com/role/Cover" xlink:href="cacc-20191219.xsd#Cover" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple" />
  <link:presentationLink xlink:role="http://www.creditacceptance.com/role/Cover" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CoverAbstract" xlink:label="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:type="locator" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_CC5079DBB25950269F453744E2C99E38" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_DocumentType_CC5079DBB25950269F453744E2C99E38" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_7744D69521C75C219378DF2CD0FF8520" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_DocumentPeriodEndDate_7744D69521C75C219378DF2CD0FF8520" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_7F779D93FE4E52DF8816A9D6B7154FCC" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_EntityRegistrantName_7F779D93FE4E52DF8816A9D6B7154FCC" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_9011948D52D9578597E5909C421C9997" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_EntityCentralIndexKey_9011948D52D9578597E5909C421C9997" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_43F57BC06A125F698F5A091625048EB5" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_AmendmentFlag_43F57BC06A125F698F5A091625048EB5" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_dei_EntityIncorporationStateCountryCode_F69FB0129B495B309C5464ACB66D1DF9" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_EntityIncorporationStateCountryCode_F69FB0129B495B309C5464ACB66D1DF9" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="loc_dei_EntityFileNumber_87C1F2F428BB577B99C6417DD6802AE4" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_EntityFileNumber_87C1F2F428BB577B99C6417DD6802AE4" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_dei_EntityTaxIdentificationNumber_E79E78C19A995C48BA014AD8CB1181C0" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_EntityTaxIdentificationNumber_E79E78C19A995C48BA014AD8CB1181C0" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_dei_EntityAddressAddressLine1_F83748EE1C3C5CFF8E37EC7F16973F3E" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_EntityAddressAddressLine1_F83748EE1C3C5CFF8E37EC7F16973F3E" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_dei_EntityAddressCityOrTown_00EA526AE9B7572FB023A855FB884D81" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_EntityAddressCityOrTown_00EA526AE9B7572FB023A855FB884D81" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_dei_EntityAddressStateOrProvince_3B27D2DE1D4C5494A5534DF6A88DF1C5" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_EntityAddressStateOrProvince_3B27D2DE1D4C5494A5534DF6A88DF1C5" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_dei_EntityAddressPostalZipCode_0452E60575D856FB9D3992DE97519DE2" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_EntityAddressPostalZipCode_0452E60575D856FB9D3992DE97519DE2" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="loc_dei_CityAreaCode_5C388DF164E95717AA17BE29D0F5ABC4" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_CityAreaCode_5C388DF164E95717AA17BE29D0F5ABC4" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="loc_dei_LocalPhoneNumber_5D6D1A0A70805457AFB20B1222E29B3F" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_LocalPhoneNumber_5D6D1A0A70805457AFB20B1222E29B3F" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="loc_dei_Security12bTitle_1424D3E8CA93575E8104106B9A69C85F" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_Security12bTitle_1424D3E8CA93575E8104106B9A69C85F" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_C4A7A4D60A1D5844A47B4917334AB3B6" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_TradingSymbol_C4A7A4D60A1D5844A47B4917334AB3B6" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="loc_dei_SecurityExchangeName_6F3FBC4C6FFA55EB8B8949FE80CC5310" xlink:type="locator" />
    <link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_SecurityExchangeName_6F3FBC4C6FFA55EB8B8949FE80CC5310" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications" xlink:label="loc_dei_WrittenCommunications_0AFDC6A2453350CAB17445C1B9B6DAB4" xlink:type="locator" />
    <link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_WrittenCommunications_0AFDC6A2453350CAB17445C1B9B6DAB4" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial" xlink:label="loc_dei_SolicitingMaterial_EF310B7C35A55C8CB3E5E6FE0868AE28" xlink:type="locator" />
    <link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_SolicitingMaterial_EF310B7C35A55C8CB3E5E6FE0868AE28" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_dei_PreCommencementTenderOffer_AD6EEC102BA6583FADE0C148F1ED8FA3" xlink:type="locator" />
    <link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_PreCommencementTenderOffer_AD6EEC102BA6583FADE0C148F1ED8FA3" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_6B30FC75A9A0528DA57998E965B9C96F" xlink:type="locator" />
    <link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_6B30FC75A9A0528DA57998E965B9C96F" xlink:type="arc" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany_4C744ECA1E295D71B1A668D42515963C" xlink:type="locator" />
    <link:presentationArc order="22" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_FB021E44AC6057B3B7D4FA75171111AE" xlink:to="loc_dei_EntityEmergingGrowthCompany_4C744ECA1E295D71B1A668D42515963C" xlink:type="arc" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>9
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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MMWF\81AU8\K(XK%T-8943OTJDH\ Q:X831F:3LTXXFBD(3^ G/,6+V2?$9/
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MA]]=V'IMCN8?&]\$NQ9^W47W!5!+ P04    " "8@9-/F5R<(Q &  "<)P
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MZ<&8A6#O[I5TXH\<P_?,?P!02P,$%     @ F(&33__ )@B]    A0(  !H
M  !X;"]?<F5L<R]W;W)K8F]O:RYX;6PN<F5L<ZV200J#,!  OR)Y0%=MZ:&H
MIUZ\MOU T-6(FH3LENKOFWI10:$'+PEAP\Q DCRPD]P83:JQ% Q]IRD5BMG>
M *A0V$LZ&8O:3RKC>LG^Z&JPLFAEC1"'X17<DB&R9,D,\C(5+B\C$;RDJY%3
M 4,''^-:4HA,,&W1R0O\E='B/WI354V!=U.\>]2\43$+!&P'Q7,0*>FP?+)K
M=$U'AZS@>S'G10R/'1Y?,5'W])=9SUZ",*V'O\E$_37 ZM=E7U!+ P04
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MH%W\S<A'2NU!7PW_R?(+4$L! A0#%     @ F(&33Q\CSP/     $P(   L
M             ( !     %]R96QS+RYR96QS4$L! A0#%     @ F(&33R?H
MAPZ"    L0   !               ( !Z0   &1O8U!R;W!S+V%P<"YX;6Q0
M2P$"% ,4    " "8@9-/]:UAT^X    K @  $0              @ &9 0
M9&]C4')O<',O8V]R92YX;6Q02P$"% ,4    " "8@9-/F5R<(Q &  "<)P
M$P              @ &V @  >&PO=&AE;64O=&AE;64Q+GAM;%!+ 0(4 Q0
M   ( )B!DT_=]GILH0(  )@+   8              "  ?<(  !X;"]W;W)K
M<VAE971S+W-H965T,2YX;6Q02P$"% ,4    " "8@9-/]Z.*4&P"   ,!@
M%               @ '."P  >&PO<VAA<F5D4W1R:6YG<RYX;6Q02P$"% ,4
M    " "8@9-/NJ$YBM<!   R!@  #0              @ %L#@  >&PO<W1Y
M;&5S+GAM;%!+ 0(4 Q0    ( )B!DT\P _>^-P$  "("   /
M  "  6X0  !X;"]W;W)K8F]O:RYX;6Q02P$"% ,4    " "8@9-/_\ F"+T
M  "% @  &@              @ '2$0  >&PO7W)E;',O=V]R:V)O;VLN>&UL
M+G)E;'-02P$"% ,4    " "8@9-/"X_8 R$!  !7!   $P
M@ ''$@  6T-O;G1E;G1?5'EP97-=+GAM;%!+!08     "@ * ( "   9%
"   !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>12
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "cacc8k20191219.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "calculationLink": {
     "local": [
      "cacc-20191219_cal.xml"
     ]
    },
    "definitionLink": {
     "local": [
      "cacc-20191219_def.xml"
     ],
     "remote": [
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-eedm-def-2019-01-31.xml",
      "http://xbrl.fasb.org/srt/2019/elts/srt-eedm1-def-2019-01-31.xml"
     ]
    },
    "inline": {
     "local": [
      "cacc8k20191219.htm"
     ]
    },
    "labelLink": {
     "local": [
      "cacc-20191219_lab.xml"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-doc-2019-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "cacc-20191219_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-ref-2019-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "cacc-20191219.xsd"
     ],
     "remote": [
      "http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-roles-2019-01-31.xsd",
      "https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd",
      "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://xbrl.sec.gov/currency/2019/currency-2019-01-31.xsd",
      "https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd",
      "https://xbrl.sec.gov/exch/2019/exch-2019-01-31.xsd",
      "http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd",
      "http://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd",
      "http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd",
      "https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 23,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2019-01-31": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 97,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "cacc",
   "nsuri": "http://www.creditacceptance.com/20191219",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "cacc8k20191219.htm",
      "contextRef": "D2019Q4SD2",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "0001000 - Document - Cover",
     "role": "http://www.creditacceptance.com/role/Cover",
     "shortName": "Cover",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "cacc8k20191219.htm",
      "contextRef": "D2019Q4SD2",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover page."
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer",
        "terseLabel": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer",
        "terseLabel": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>cacc8k20191219_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="cacc-20191219.xsd" xlink:type="simple"/>
    <context id="D2019Q4SD2">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000885550</identifier>
        </entity>
        <period>
            <startDate>2019-12-19</startDate>
            <endDate>2019-12-19</endDate>
        </period>
    </context>
    <dei:AmendmentFlag
      contextRef="D2019Q4SD2"
      id="Fact-837BA09AF0A852459737D4CF44C6AD23-wk-Fact-837BA09AF0A852459737D4CF44C6AD23">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="D2019Q4SD2"
      id="Fact-80F4B6D42CE353CC8FB812D0DDC92A1E-wk-Fact-80F4B6D42CE353CC8FB812D0DDC92A1E">0000885550</dei:EntityCentralIndexKey>
    <dei:DocumentType
      contextRef="D2019Q4SD2"
      id="d190083800e96-wk-Fact-70ED7340CD075BB488509B1AC7B9F6B1">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="D2019Q4SD2"
      id="d190083800e116-wk-Fact-65F736614EE654C3AD0FAD89186E9D79">2019-12-19</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="D2019Q4SD2"
      id="d190083800e124-wk-Fact-4F8F89CD45C75B37A7A098233D685FE8">CREDIT ACCEPTANCE CORP</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="D2019Q4SD2"
      id="d190083800e151-wk-Fact-1DDA805CAD775CF69CD30966003B0B50">MI</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="D2019Q4SD2"
      id="d190083800e166-wk-Fact-C7BEC2EC913059CBA46EF52A68BF4FBB">000-20202</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="D2019Q4SD2"
      id="d190083800e176-wk-Fact-0148A49B29D85B70A09EAD36CAD8D19A">38-1999511</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="D2019Q4SD2"
      id="d190083800e244-wk-Fact-BA329C6B8A275A6D96858016426F1A06">&#160;&#160;25505 West Twelve Mile Road</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="D2019Q4SD2"
      id="d190083800e275-wk-Fact-38E4A672335F5A8FB58F11F53F702B6B">Southfield, </dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="D2019Q4SD2"
      id="d190083800e280-wk-Fact-EDCF3EA06E835911A2567F5434E9F35B">MI</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="D2019Q4SD2"
      id="d190083800e300-wk-Fact-45783E7992D356AC81EFC18623341A53">48034-8339</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="D2019Q4SD2"
      id="d190083800e338-wk-Fact-4383B0FB78DA5BDFAFDB6765A0727A37">248</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="D2019Q4SD2"
      id="d190083800e342-wk-Fact-AD2850D8193F5D63885749258F4EC634">353-2700</dei:LocalPhoneNumber>
    <dei:Security12bTitle
      contextRef="D2019Q4SD2"
      id="d190083800e435-wk-Fact-FC37A85F03F95C5DAFF74265DB0A1B03">Common Stock, $.01 par value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="D2019Q4SD2"
      id="d190083800e445-wk-Fact-09AE493D79905D2DAC80F6463119059E">CACC</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="D2019Q4SD2"
      id="d190083800e455-wk-Fact-C2C8ACA339255851A07C305D35CEAD36">NASDAQ</dei:SecurityExchangeName>
    <dei:WrittenCommunications
      contextRef="D2019Q4SD2"
      id="d190083800e466-wk-Fact-E75DD8E107295F44BB45C3BB847D4C97">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="D2019Q4SD2"
      id="d190083800e474-wk-Fact-12C47830F96B5B9E84107A29F826BA4E">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="D2019Q4SD2"
      id="d190083800e482-wk-Fact-F6C0BF7BA0AF58CEBD09F65E95ADED58">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="D2019Q4SD2"
      id="d190083800e490-wk-Fact-7861D817A64151F0B2824C70DD9FA79C">false</dei:PreCommencementIssuerTenderOffer>
    <dei:EntityEmergingGrowthCompany
      contextRef="D2019Q4SD2"
      id="d190083800e507-wk-Fact-2D56628A514950CD86E03381F42E458B">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>15
<FILENAME>0000885550-19-000096-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000885550-19-000096-xbrl.zip
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M1YF!,Y<#P*UC>31N<^?OA67&?!*SU.5OY:[,4,IPJ27-H(.S?U!+ P04
M" "8@9-/'KL7E#@!  !P @  %0   &-A8V,M,C Q.3$R,3E?8V%L+GAM;)V1
MP6X"(1"&[SX%I6<6T=,:5]/:B\GVHC'VBC"Z1!8V@.[V[<MBM3%MDZ878.";
M^><?IO.NUN@,SBMK"LRR(49@A)7*' J\69.G]6*YQ//98/I R-OSJD0O5IQJ
M, $M'/  $K4J5&@KP1_1WMD:;:T[JC,GY)*$TD$K<YSTRXY[0)U7$R\JJ'EI
M!0])NPJAF5#:MFW6[9S.K#O0T7 XIK>L7XD^(E>,]%>$C<B899V7&$6'QB?M
M/XA<\>X;WXX3S?(\I^GUAGKU$QC+,OKV6JZ33Z*,#]P(P+,!0I=Q.*MA!7O4
M[YO5\JZ(<"!5X$) D](R86O:@W1AXW=%[52B<K OL(A<M,UR-F)Y;_KQ#@KO
M#138J[K1T1_]:D!P+4XZS;^,\2?>J_RGEXL,= &,!)F$IO3NWV>##U!+ P04
M    " "8@9-/U2?"): !  #"!0  %0   &-A8V,M,C Q.3$R,3E?9&5F+GAM
M;+64RU+",!2&]SQ%K.LT%,9%&2ZCN&$&-S".;D-RL!F:A$D"K6]O$BY:%<=!
MW+1)^Y__?.?DTA_5LD1;,%9H-4BRM)T@4$QSH5X&R>,<W\['DTDR&K;Z5Q@_
MW\VFZ%ZSC03ET-@ =<!1)5R!GCC8%5H:+=&3-BNQI1CO@E <E$*M>N&QH!90
M;47/L@(DG6I&7<Q=.+?N$5)555HO3)EJ\T(Z[7:7'*-.*L(,'V0X?,)9!W>S
MM+8\0;Y"96/N7R0YR.LO^JH;U5F>YR3^/4JM^$[H;3/R_#"=QSJQ4-91Q2 9
MMA#:M</H$F:P1.'].)LT3)@!+AQE#-8Q+&5:DB D8^V7R^>.%H6!Y2!A7N?+
MSO*LD^6AZ.N&R+VN89!8(=>EKX^\ U###@S[X4>,8X.$<H0+2?8:0LNRF?]$
M5V^B!7=A16XBUH?(2T/Y,:BPBS&')=V4[DS$DS[_"*PE%>KOO V;B^-&=RQ!
M+CYOO]^S?N=Q:=#"^QFV60 ^MN9,W!^<3D+[32.4"#?:U$_WZL!USNG>98':
M@>+ 8YX^:=RDP]8;4$L#!!0    ( )B!DT\G8,8]B L  !YF   5    8V%C
M8RTR,#$Y,3(Q.5]L86(N>&ULS9U;;]M&%L??\RFX[LLN4,5SOQ1-%G-=&)LV
M09RBQ;X(LL0X0F71H.3$^?8[E$3'LB2+,R1MYR&F%6KF?_XZYS>'%S&__OOV
M:I9]S<O%M)B_.8&OP4F6S\?%9#J_?'/RQ_E G9NSLY-_OWWUZS\&@[_TQW>9
M+<8W5_E\F9DR'RWS2?9MNOR2_3G)%W]GG\OB*ONS*/^>?AT-!NLW9:N-V73^
M]R_57Q>C19[=+J:_+,9?\JO1NV(\6J[F_K)<7O]R>OKMV[?7MQ?E['517IXB
M /#IW;L.[E']-JAW&U0O#2 :8/CZ=C$YR4*$\\5J[@:3U+O?[NS_#:_VAE+*
MT]6_WNVZF.[;,0P+3__Z[=WY*L[!=+Y8CN;C_.3MJRQ;VU$6L_QC_CFK?O[Q
M\>R@.GE:[7$ZSR\KOS_DY;28G"]'Y?+=Z"*?!1FKT;Z4^>?]0\S*<FN$RB%9
M.019Y=!/1P9>?K_.WYPLIE?7LV#/:0O]"8*7NV+[4K<RX?<4D8^Y^G# CO5^
M"J6;=ZMX=\B.-:\3S<TG?>3OPV$[UMZMY%XSHUB.9AUGQLZ0!S7/JKW>A:W-
MCM7HC^!W-?D&JO<&SF^7^7R23U;0W!HZFT[>G(2MX22?#DT15C!UL5B6H_%R
M"# VD&$ M5= *NL\0-9*;IA71D$Z7 TPS.>#/\[KZ58O'1K0:X"@(T09!BC7
M6'-+O.(4<AC^*'<2$^.N>V6^*&[*\7KI"4JJE7<M[NU*1W8]NLQ?_WKZ0^B6
M&\5XY^-=A/E7<R_R\>O+XNMIB"EH@++:&%0; P WZ^-/._$^]*08M_!D'>*L
M6N6+<I,A6Q^D*L=944[R,G0?]9M&Y?B(EYL]3L=%6%*OEX,M6ZLNI+7NHFTV
MK",/0O=%O96^=4?U*;QC2"P2T%%KA%+06,X@ W7VZO#Z<'F'YT=3>&M08RC@
MTFJ-J*0 ,>D)Q9P0AXR4#HN8#%X>6!X>2>.[EK$2<S"16_IRO*I[LR2NJ)NY
MT459WP_X0%4G>?+\19TFNVB9"_$E?=>3V+!^#@FP BFHA#; 8N6EEKC.86N
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M<F4N>&ULW5M-;]NX%MWW5_AYUHY)BI]%TP%)D0_!R[1!DT$'LQ$4F4F$RE)
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M,,XV"-]&LP'R9@S&O8+'9CHA@_&TE 1Q@.- %=G3%9Q'&!)U2TFK ;=[EI.
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M0X- [5A0OQ6YE<54H ZM%@(3*9;K"L@34('1YMKL)$WNX+,A+[[EMT'4BY'
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M>T[J]'1"T"3-UL/XL_T%XK#6PUH/:SVL]0G7^C*BUT?-011M7>@?.*IBN\;
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MF4>1+>RSS*D'Q=5Y9QNB"@W$KX'*QZGT[0(/4EZ'+H),'162KTYZR6(E>2^
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M#X+]?''[8'] ?-FVOVP>_0502P$"% ,4    " "8@9-/:3'#,$T#  #Q$0
M$0              @ $     8V%C8RTR,#$Y,3(Q.2YX<V102P$"% ,4
M" "8@9-/'KL7E#@!  !P @  %0              @ %\ P  8V%C8RTR,#$Y
M,3(Q.5]C86PN>&UL4$L! A0#%     @ F(&33]4GPB6@ 0  P@4  !4
M         ( !YP0  &-A8V,M,C Q.3$R,3E?9&5F+GAM;%!+ 0(4 Q0    (
M )B!DT\G8,8]B L  !YF   5              "  ;H&  !C86-C+3(P,3DQ
M,C$Y7VQA8BYX;6Q02P$"% ,4    " "8@9-/4D&H$ID&   ,-0  %0
M        @ %U$@  8V%C8RTR,#$Y,3(Q.5]P<F4N>&UL4$L! A0#%     @
MF(&33^P-F>H!&@  *L,  !(              ( !01D  &-A8V,X:S(P,3DQ
M,C$Y+FAT;5!+ 0(4 Q0    ( )B!DT]&.>8S[1D  &+.   5
M  "  7(S  !C86-C.&LR,#$Y,3(Q.6QS82YH=&U02P$"% ,4    " "8@9-/
M22"&328&   T'0  %               @ &230  8V%C8SAK,C Q.3$R,3EP
;<BYH=&U02P4&      @ "  0 @  ZE,

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6629430576">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Dec. 19, 2019</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover page.</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 19,  2019<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">CREDIT ACCEPTANCE CORP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000885550<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">MI<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">000-20202<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">38-1999511<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">&#160;&#160;25505 West Twelve Mile Road<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Southfield, <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">MI<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">48034-8339<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">248<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">353-2700<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, $.01 par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CACC<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>17
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.19.3.a.u2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>97</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="cacc8k20191219.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0001000 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.creditacceptance.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="cacc8k20191219.htm">cacc8k20191219.htm</File>
    <File>cacc-20191219.xsd</File>
    <File>cacc-20191219_cal.xml</File>
    <File>cacc-20191219_def.xml</File>
    <File>cacc-20191219_lab.xml</File>
    <File>cacc-20191219_pre.xml</File>
    <File>cacc8k20191219lsa.htm</File>
    <File>cacc8k20191219pr.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2019-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>true</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
