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v3.20.2

Debt (Summary of Debt) - USD ($) $ in Millions | Sep. 30, 2020 | Jun. 30, 2020 | Dec. 31, 2019 | Dec. 18, 2019 | Sep. 30, 2019 | Dec. 31, 2018
--- | --- | --- | --- | --- | --- | ---
Debt Instrument [Line Items] |  |  |  |  |  |  |
Balance outstanding |  | $ 125.7 |  | $ 0.0 |  |  |
Secured Debt |  | 3,692.8 |  | 3,339.7 |  |  |
Balance outstanding |  | 790.1 |  | 1,187.8 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | 391.9 |  | 330.3 |  | $ 329.8 | $ 303.6
Mortgage note | [1] | 10.7 |  | 11.3 |  |  |
Revolving Secured Line of Credit [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Balance outstanding |  | 125.7 |  | 0.0 |  |  |
Amount available for borrowing | [2] | $ 214.3 |  | $ 340.0 |  |  |
Interest rate |  | 2.02% |  | 0.00% |  |  |
Warehouse Facility II [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 150.0 |  | $ 0.0 |  |  |
Amount available for borrowing | [2] | 250.0 |  | 400.0 |  |  |
Loans pledged as collateral |  | 183.8 |  | 0.0 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 4.6 |  | $ 1.0 |  |  |
Interest rate |  | 1.91% |  | 0.00% |  |  |
Warehouse Facility IV [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 0.0 |  | $ 0.0 |  |  |
Amount available for borrowing | [2] | 300.0 |  | 300.0 |  |  |
Loans pledged as collateral |  | 0.0 |  | 0.0 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 1.0 |  | $ 1.0 |  |  |
Interest rate |  | 0.00% |  | 0.00% |  |  |
Warehouse Facility V [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 0.0 |  | $ 0.0 |  |  |
Amount available for borrowing | [2] | 100.0 |  | 100.0 |  |  |
Loans pledged as collateral |  | 0.0 |  | 0.0 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 1.0 |  | $ 1.0 |  |  |
Interest rate |  | 0.00% |  | 0.00% |  |  |
Warehouse Facility VI [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 50.0 |  | $ 0.0 |  |  |
Amount available for borrowing | [2] | 25.0 |  | 75.0 |  |  |
Loans pledged as collateral |  | 68.2 |  |  |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 2.5 |  | $ 0.0 |  |  |
Interest rate |  | 2.16% |  | 0.00% |  |  |
Warehouse Facility VII [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 100.0 |  | $ 0.0 |  |  |
Amount available for borrowing | [2] | 50.0 |  | 150.0 |  |  |
Loans pledged as collateral |  | 124.2 |  | 0.0 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 3.3 |  | $ 1.0 |  |  |
Interest rate |  | 2.39% |  | 0.00% |  |  |
Warehouse Facility VIII [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 0.0 |  | $ 0.0 |  |  |
Amount available for borrowing | [2] | 200.0 |  | 200.0 |  |  |
Loans pledged as collateral |  | 0.0 |  | 0.0 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 0.0 |  | $ 0.0 |  |  |
Interest rate |  | 0.00% |  | 0.00% |  |  |
Term ABS 2016-3 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 0.0 |  | $ 51.8 |  |  |
Loans pledged as collateral |  | 0.0 |  | 219.5 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 0.0 |  | $ 23.5 |  |  |
Interest rate |  | 0.00% |  | 3.60% |  |  |
Term ABS 2017-1 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 0.0 |  | $ 120.9 |  |  |
Loans pledged as collateral |  | 0.0 |  | 292.8 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 0.0 |  | $ 26.1 |  |  |
Interest rate |  | 0.00% |  | 3.19% |  |  |
Term ABS 2017-2 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 71.0 |  | $ 277.2 |  |  |
Loans pledged as collateral |  | 267.8 |  | 426.7 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 30.3 |  | $ 35.1 |  |  |
Interest rate |  | 3.24% |  | 2.83% |  |  |
Term ABS 2017-3 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 120.2 |  | $ 303.2 |  |  |
Loans pledged as collateral |  | 251.3 |  | 393.0 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 26.1 |  | $ 29.3 |  |  |
Interest rate |  | 3.31% |  | 2.91% |  |  |
Term ABS 2018-1 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 276.5 |  | $ 500.0 |  |  |
Loans pledged as collateral |  | 450.2 |  | 609.5 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 40.8 |  | $ 43.8 |  |  |
Interest rate |  | 3.43% |  | 3.24% |  |  |
Term ABS 2018-2 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 332.8 |  | $ 450.0 |  |  |
Loans pledged as collateral |  | 463.2 |  | 550.4 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 38.7 |  | $ 37.6 |  |  |
Interest rate |  | 3.76% |  | 3.68% |  |  |
Term ABS 2018-3 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 371.4 |  | $ 398.3 |  |  |
Loans pledged as collateral |  | 459.2 |  | 487.7 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 36.3 |  | $ 32.3 |  |  |
Interest rate |  | 3.73% |  | 3.72% |  |  |
Term ABS 2019-1 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 402.5 |  | $ 402.5 |  |  |
Loans pledged as collateral |  | 482.4 |  | 490.2 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 36.4 |  | $ 31.9 |  |  |
Interest rate |  | 3.53% |  | 3.53% |  |  |
Term ABS 2019-2 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 500.0 |  | $ 500.0 |  |  |
Loans pledged as collateral |  | 575.9 |  | 628.5 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 42.6 |  | $ 38.6 |  |  |
Interest rate |  | 3.13% |  | 3.13% |  |  |
Term ABS 2019-3 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 351.7 |  | $ 351.7 |  |  |
Loans pledged as collateral |  | 439.1 |  | 428.6 |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 33.2 |  | $ 27.2 |  |  |
Interest rate |  | 2.56% |  | 2.56% |  |  |
Term ABS 2020-1 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 500.0 |  |  |  |  |
Loans pledged as collateral |  | 803.7 |  |  |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 52.1 |  |  |  |  |
Interest rate |  | 2.18% |  |  |  |  |
Term ABS 2020-2 [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Secured Debt |  | $ 481.8 |  |  |  |  |
Loans pledged as collateral |  | 629.8 |  |  |  |  |
Restricted cash and cash equivalents pledged as collateral |  | $ 42.0 |  |  |  |  |
Interest rate |  | 1.65% |  |  |  |  |
2021 Senior Notes [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Balance outstanding |  | $ 0.0 |  | $ 151.8 |  |  |
Interest rate |  | 0.00% |  | 6.125% | 6.125% |  |
2023 Senior Notes [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Balance outstanding |  | $ 0.0 | $ 250.0 | $ 250.0 |  |  |
Interest rate |  | 0.00% |  | 7.375% | 7.375% |  |
2024 Senior Notes [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Balance outstanding |  | $ 400.0 |  | $ 400.0 | $ 400.0 |  |
Interest rate |  | 5.125% |  | 5.125% | 5.125% |  |
2026 Senior Notes [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Balance outstanding |  | $ 400.0 |  | $ 400.0 |  |  |
Interest rate |  | 6.625% |  | 6.625% |  |  |
Mortgages [Member] |  |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |  |
Interest rate |  | 1.66% |  | 3.21% |  |  |
Mortgage note |  | $ 10.7 |  | $ 11.3 |  |  |
[1] | Measured at amortized cost with fair value disclosed.
[2] | Availability may be limited by the amount of assets pledged as collateral.

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