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Consolidated Statements Of Cash Flows - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Cash Flows From Operating Activities:      
Net income $ 421.0 $ 656.1 $ 574.0
Adjustments to reconcile cash provided by operating activities:      
Provision for credit losses 556.9 76.4 56.9
Depreciation 8.8 7.3 5.4
Amortization 15.0 15.1 14.1
Increase (Decrease) in Deferred Income Taxes 68.3 85.5 49.3
Stock-based compensation 6.2 7.6 10.3
Loss on extinguishment of debt 7.4 1.8 0.0
Other Operating Activities, Cash Flow Statement (0.7) (0.2) (0.2)
Change in operating assets and liabilities:      
Increase in accounts payable and accrued liabilities (18.4) 17.3 41.6
Increase in income taxes receivable (80.8) (58.3) (5.7)
Increase (decrease) in income taxes payable 0.0 (2.3) (37.4)
Increase in other assets 1.5 6.0 (4.4)
Net cash provided by operating activities 985.2 812.3 703.9
Cash Flows From Investing Activities:      
Purchases of restricted securities available for sale (43.2) (40.1) (43.8)
Proceeds from Sale of Debt Securities, Available-for-sale 24.8 29.1 19.7
Maturities of restricted securities available for sale 13.0 11.9 11.5
Principal collected on Loans receivable 3,170.1 2,971.2 2,576.7
Advances to Dealers (2,207.8) (2,424.5) (2,414.8)
Purchases of Consumer Loans (1,433.4) (1,347.7) (1,181.0)
Accelerated payments of Dealer Holdback (45.9) (58.8) (52.6)
Payments of Dealer Holdback (142.6) (138.5) (128.9)
Purchases of property and equipment (8.5) (26.8) (25.1)
Net cash used in investing activities (673.5) (1,024.2) (1,238.3)
Cash Flows From Financing Activities:      
Borrowings under revolving secured line of credit 5,376.0 3,846.7 2,249.9
Repayments under revolving secured line of credit (5,280.1) (4,018.6) (2,091.9)
Proceeds from secured financing 2,800.2 2,396.4 2,696.6
Repayments of secured financing (2,427.2) (2,149.5) (2,116.9)
Proceeds from issuance of senior notes 0.0 800.0 0.0
Repayments of senior notes (401.8) (148.2) 0.0
Proceeds from mortgage note 0.0 0.0 12.0
Payments of debt issuance costs and debt issuance costs (18.7) (25.5) (13.7)
Repurchase of common stock (480.8) (300.4) (129.1)
Other financing activities (0.8) (0.6) (7.0)
Net cash provided by financing activities (433.2) 400.3 599.9
Net increase in cash and cash equivalents and restricted cash and cash equivalents (121.5) 188.4 65.5
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 517.7 329.3 263.8
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 396.2 517.7 329.3
Supplemental Cash Flow Information [Abstract]      
Cash paid during the period for interest 191.6 175.6 141.0
Cash paid during the period for income taxes $ 141.5 $ 172.4 $ 168.8