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Debt - USD ($)
3 Months Ended
Mar. 07, 2019
Aug. 06, 2018
Mar. 31, 2021
Dec. 31, 2020
Sep. 30, 2020
Mar. 31, 2020
Dec. 31, 2019
Dec. 18, 2019
Debt Instrument [Line Items]                
Maximum hedging reserve     $ 1,000,000.0          
Unamortized Debt Issuance Costs     $ (30,400,000) $ (26,500,000)        
Percentage of collections on contributed loans     6.00%          
Monthly servicing fee per financing     6.00%          
Mortgage note [1]     $ 10,300,000 10,500,000        
Repayment of senior notes     0   $ 148,200,000 $ 401,800,000    
Senior notes     791,100,000 790,600,000        
Proceeds from issuance of senior notes     0     0    
Loss on extinguishment of debt     0     $ 7,400,000 $ 1,800,000  
Debt covenants     1          
Carrying Amount     4,716,000,000.0 4,608,600,000        
Senior Notes [Member]                
Debt Instrument [Line Items]                
Unamortized Debt Issuance Costs     (8,900,000) (9,400,000)        
Carrying Amount     791,100,000 790,600,000        
Mortgages [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount   $ 12,000,000.0 12,000,000.0 [2]          
Unamortized Debt Issuance Costs     0 0        
Close date, secured financings   Aug. 06, 2018            
Mortgage note     $ 10,300,000 $ 10,500,000        
Debt maturity date   Aug. 06, 2023 Aug. 06, 2023 [2]          
Senior notes yield to maturity     1.62% 1.65%        
Carrying Amount     $ 10,300,000 $ 10,500,000        
Revolving Secured Line of Credit [Member]                
Debt Instrument [Line Items]                
Line of credit facility     $ 340,000,000.0          
Percentage of net book value of loans     80.00%          
Unamortized Debt Issuance Costs [3]     $ 0 0        
Carrying Amount [3]     $ 0 $ 95,900,000        
Warehouse Facilities [Member]                
Debt Instrument [Line Items]                
Percentage of net book value of loans     80.00%          
Number of warehouse facilities     6          
Debt facility financing amount     $ 1,250,000,000.0          
Warehouse Facility II [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2],[4]     $ 400,000,000.0          
Debt maturity date [2],[5]     Apr. 30, 2024          
Senior notes yield to maturity     0.00% 1.90%        
Warehouse Facility IV [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount     $ 300,000,000.0 [2],[4] $ 300,000,000.0        
Debt maturity date [2],[5]     Nov. 17, 2023          
Senior notes yield to maturity     0.00% 0.00%        
Warehouse Facility V [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2],[4]     $ 125,000,000.0          
Debt maturity date [2],[6]     Dec. 18, 2023          
Senior notes yield to maturity     0.00% 0.00%        
Warehouse Facility VI [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2]     $ 75,000,000.0          
Debt maturity date [2],[5]     Sep. 30, 2022          
Senior notes yield to maturity     0.00% 0.00%        
Warehouse Facility VII [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2],[4]     $ 150,000,000.0          
Debt maturity date [2],[7]     Dec. 16, 2021          
Senior notes yield to maturity     0.00% 0.00%        
Term ABS 2017-3 [Member]                
Debt Instrument [Line Items]                
Senior notes yield to maturity     0.00% 3.41%        
Term ABS 2018-1 [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2]     $ 500,000,000.0          
Debt financing close date     Feb. 22, 2018          
Debt maturity date [2],[5]     Feb. 17, 2020          
Senior notes yield to maturity     3.70% 3.61%        
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000          
Term ABS 2018-2 [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2]     $ 450,000,000.0          
Debt financing close date     May 24, 2018          
Debt maturity date [2],[5]     May 15, 2020          
Senior notes yield to maturity     4.00% 3.85%        
Net Book Value Of Loans Pledged As Collateral     $ 562,600,000          
Term ABS 2018-3 [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2]     $ 398,300,000          
Debt financing close date     Aug. 23, 2018          
Debt maturity date [2],[5]     Aug. 17, 2020          
Senior notes yield to maturity     3.85% 3.78%        
Net Book Value Of Loans Pledged As Collateral     $ 500,100,000          
Term ABS 2019-1 [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2]     $ 402,500,000          
Debt financing close date     Feb. 21, 2019          
Debt maturity date [2],[5]     Feb. 15, 2021          
Senior notes yield to maturity     3.54% 3.53%        
Net Book Value Of Loans Pledged As Collateral     $ 503,100,000          
Term ABS 2019-2 [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2]     $ 500,000,000.0          
Debt financing close date     Aug. 28, 2019          
Debt maturity date [2],[8]     Aug. 15, 2022          
Senior notes yield to maturity     3.13% 3.13%        
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000          
Term ABS 2019-3 [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2]     $ 351,700,000          
Debt financing close date     Nov. 21, 2019          
Debt maturity date [2],[5]     Nov. 15, 2021          
Senior notes yield to maturity     2.56% 2.56%        
Net Book Value Of Loans Pledged As Collateral     $ 439,600,000          
Term ABS 2020-1 [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount [2]     $ 500,000,000.0          
Debt financing close date     Feb. 20, 2020          
Debt maturity date [2],[5]     Feb. 15, 2022          
Senior notes yield to maturity     2.18% 2.18%        
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000          
Term ABS 2020-2 [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount     $ 481,800,000          
Debt financing close date     Jul. 23, 2020          
Debt maturity date     Jul. 15, 2022          
Senior notes yield to maturity     1.65% 1.65%        
Net Book Value Of Loans Pledged As Collateral     $ 602,300,000          
2021 Senior Notes [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount               $ 300,000,000.0
Repayment of senior notes       $ 151,800,000        
Senior notes yield to maturity               6.125%
2024 Senior Notes [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount     $ 400,000,000.0          
Debt maturity date     Dec. 31, 2024          
Senior notes     $ 400,000,000.0 $ 400,000,000.0       $ 400,000,000.0
Senior notes yield to maturity     5.125% 5.125%       5.125%
2026 Senior Notes [Member]                
Debt Instrument [Line Items]                
Debt facility financing amount $ 400,000,000.0   $ 400,000,000.0          
Close date, secured financings Mar. 07, 2019              
Senior notes stated interest rate 6.625%              
Debt maturity date Mar. 15, 2026   Mar. 15, 2026          
Senior notes     $ 400,000,000.0 $ 400,000,000.0        
Senior notes yield to maturity     6.625% 6.625%        
2023 Senior Notes [Member]                
Debt Instrument [Line Items]                
Senior notes       $ 250,000,000.0        
Senior notes yield to maturity               7.375%
LIBOR [Member] | Mortgages [Member]                
Debt Instrument [Line Items]                
Debt Instrument, Basis Spread on Variable Rate [2],[4]     150.00%          
LIBOR [Member] | Revolving Secured Line of Credit [Member]                
Debt Instrument [Line Items]                
Debt Instrument, Basis Spread on Variable Rate     187.50%          
LIBOR [Member] | Warehouse Facility II [Member]                
Debt Instrument [Line Items]                
Debt Instrument, Basis Spread on Variable Rate [2],[4]     175.00%          
LIBOR [Member] | Warehouse Facility IV [Member]                
Debt Instrument [Line Items]                
Debt Instrument, Basis Spread on Variable Rate [2],[4]     210.00%          
LIBOR [Member] | Warehouse Facility V [Member]                
Debt Instrument [Line Items]                
Debt Instrument, Basis Spread on Variable Rate [2],[4]     225.00%          
LIBOR [Member] | Warehouse Facility VI [Member]                
Debt Instrument [Line Items]                
Debt Instrument, Basis Spread on Variable Rate [2]     200.00%          
Prime Rate [Member] | Revolving Secured Line of Credit [Member]                
Debt Instrument [Line Items]                
Debt Instrument, Basis Spread on Variable Rate     87.50%          
[1] Measured at amortized cost with fair value disclosed.
[2] Financing made available only to a specified subsidiary of the Company.
[3] Excludes deferred debt issuance costs of $2.9 million and $3.2 million as of March 31, 2021 and December 31, 2020, respectively, which are included in other assets.
[4] Interest rate cap agreements are in place to limit the exposure to increasing interest rates
[5] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date based on the cash flows of the pledged assets.
[6] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date and any amounts remaining on December 16, 2025 will be due on that date.
[7] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date and any amounts remaining on December 16, 2023 will be due on that date.
[8] Represents the revolving maturity date. The Company has the option to redeem and retire the indebtedness after the revolving maturity date. If we do not elect this option, the outstanding balance will amortize based on the cash flows of the pledged assets.