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Debt - USD ($)
3 Months Ended 9 Months Ended
Mar. 07, 2019
Aug. 06, 2018
Sep. 30, 2021
Sep. 30, 2020
Jun. 30, 2020
Mar. 31, 2020
Dec. 31, 2019
Sep. 30, 2021
Sep. 30, 2020
Jun. 30, 2021
Dec. 31, 2020
Dec. 18, 2019
Debt Instrument [Line Items]                        
Maximum hedging reserve     $ 1,000,000         $ 1,000,000        
Unamortized Debt Issuance Costs     (27,700,000)         $ (27,700,000)     $ (26,500,000)  
Percentage of collections on contributed loans               6.00%        
Monthly servicing fee per financing               6.00%        
Mortgage note [1]     9,900,000         $ 9,900,000     10,500,000  
Repayment of senior notes             $ 148,200,000 0 $ 401,800,000      
Senior notes     792,000,000.0         792,000,000.0     790,600,000  
Loss on extinguishment of debt     0 $ 0 $ 7,400,000   $ 1,800,000 0 $ 7,400,000      
Debt covenants     1         1        
Carrying Amount     4,607,100,000         4,607,100,000     4,608,600,000  
Senior Notes [Member]                        
Debt Instrument [Line Items]                        
Unamortized Debt Issuance Costs     (8,000,000.0)         (8,000,000.0)     (9,400,000)  
Carrying Amount     792,000,000.0         792,000,000.0     790,600,000  
Mortgages [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount   $ 12,000,000 12,000,000.0 [2]         12,000,000.0 [2]        
Unamortized Debt Issuance Costs     0         0     0  
Close date, secured financings   Aug. 06, 2018                    
Mortgage note     $ 9,900,000         $ 9,900,000     $ 10,500,000  
Debt maturity date   Aug. 06, 2023           Aug. 06, 2023 [2]        
Senior notes yield to maturity     1.59%         1.59%     1.65%  
Carrying Amount     $ 9,900,000         $ 9,900,000     $ 10,500,000  
Revolving Secured Line of Credit [Member]                        
Debt Instrument [Line Items]                        
Line of credit facility [3]     340,000,000.0         $ 340,000,000.0        
Percentage of net book value of loans               80.00%        
Unamortized Debt Issuance Costs [3]     0         $ 0     0  
Carrying Amount [3]     72,200,000         $ 72,200,000     $ 95,900,000  
Warehouse Facilities [Member]                        
Debt Instrument [Line Items]                        
Percentage of net book value of loans               80.00%        
Number of warehouse facilities               6        
Debt facility financing amount     1,250,000,000         $ 1,250,000,000        
Warehouse Facility II [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2],[4]     $ 400,000,000.0         $ 400,000,000.0        
Debt maturity date [2],[5]               Apr. 30, 2024        
Senior notes yield to maturity     0.00%         0.00%     1.90%  
Warehouse Facility IV [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount     $ 300,000,000.0 [2],[4]         $ 300,000,000.0 [2],[4]     $ 300,000,000.0  
Debt maturity date [2],[5]               Nov. 17, 2023        
Senior notes yield to maturity     0.00%         0.00%     0.00%  
Warehouse Facility V [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2],[4]     $ 125,000,000.0         $ 125,000,000.0        
Debt maturity date [2],[6]               Dec. 18, 2023        
Senior notes yield to maturity     0.00%         0.00%     0.00%  
Warehouse Facility VI [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2]     $ 75,000,000.0         $ 75,000,000.0        
Debt maturity date [2],[5]               Sep. 30, 2022        
Senior notes yield to maturity     0.00%         0.00%     0.00%  
Warehouse Facility VII [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2],[4]     $ 150,000,000.0         $ 150,000,000.0        
Debt maturity date [2],[7]               Dec. 16, 2021        
Senior notes yield to maturity     0.00%         0.00%     0.00%  
Term ABS 2017-3 [Member]                        
Debt Instrument [Line Items]                        
Senior notes yield to maturity     0.00%         0.00%     3.41%  
Term ABS 2018-1 [Member]                        
Debt Instrument [Line Items]                        
Senior notes yield to maturity     0.00%         0.00%     3.61%  
Term ABS 2018-2 [Member]                        
Debt Instrument [Line Items]                        
Senior notes yield to maturity     0.00%         0.00%     3.85%  
Term ABS 2018-3 [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2]     $ 398,300,000         $ 398,300,000        
Debt financing close date               Aug. 23, 2018        
Debt maturity date [2],[5]               Aug. 17, 2020        
Senior notes yield to maturity     4.04%         4.04%     3.78%  
Net Book Value Of Loans Pledged As Collateral     $ 500,100,000         $ 500,100,000        
Term ABS 2019-1 [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2]     $ 402,500,000         $ 402,500,000        
Debt financing close date               Feb. 21, 2019        
Debt maturity date [2],[5]               Feb. 15, 2021        
Senior notes yield to maturity     3.73%         3.73%     3.53%  
Net Book Value Of Loans Pledged As Collateral     $ 503,100,000         $ 503,100,000        
Term ABS 2019-2 [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2]     $ 500,000,000.0         $ 500,000,000.0        
Debt financing close date               Aug. 28, 2019        
Debt maturity date [2],[8]               Aug. 15, 2022        
Senior notes yield to maturity     3.13%         3.13%     3.13%  
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000         $ 625,100,000        
Term ABS 2019-3 [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2]     $ 351,700,000         $ 351,700,000        
Debt financing close date               Nov. 21, 2019        
Debt maturity date [2],[5]               Nov. 15, 2021        
Senior notes yield to maturity     2.56%         2.56%     2.56%  
Net Book Value Of Loans Pledged As Collateral     $ 439,600,000         $ 439,600,000        
Term ABS 2020-1 [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2]     $ 500,000,000.0         $ 500,000,000.0        
Debt financing close date               Feb. 20, 2020        
Debt maturity date [2],[5]               Feb. 15, 2022        
Senior notes yield to maturity     2.18%         2.18%     2.18%  
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000         $ 625,100,000        
Term ABS 2020-2 [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2]     $ 481,800,000         $ 481,800,000        
Debt financing close date               Jul. 23, 2020        
Debt maturity date [2],[9]               Jul. 15, 2022        
Senior notes yield to maturity     1.65%         1.65%     1.65%  
Net Book Value Of Loans Pledged As Collateral     $ 602,300,000         $ 602,300,000        
2021 Senior Notes [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount                       $ 300,000,000
Repayment of senior notes           $ 151,800,000            
Senior notes yield to maturity                       6.125%
2024 Senior Notes [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount     400,000,000.0         $ 400,000,000.0        
Debt maturity date               Dec. 31, 2024        
Senior notes     $ 400,000,000.0         $ 400,000,000.0     $ 400,000,000.0 $ 400,000,000
Senior notes yield to maturity     5.125%         5.125%     5.125% 5.125%
2026 Senior Notes [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount $ 400,000,000   $ 400,000,000.0         $ 400,000,000.0        
Close date, secured financings Mar. 07, 2019                      
Senior notes stated interest rate 6.625%                      
Debt maturity date Mar. 15, 2026             Mar. 15, 2026        
Senior notes     $ 400,000,000.0         $ 400,000,000.0     $ 400,000,000.0  
Senior notes yield to maturity     6.625%         6.625%     6.625%  
2023 Senior Notes [Member]                        
Debt Instrument [Line Items]                        
Senior notes                   $ 250,000,000    
Senior notes yield to maturity                       7.375%
Term ABS 2021-2 [Member]                        
Debt Instrument [Line Items]                        
Debt facility financing amount [2]     $ 500,000,000.0         $ 500,000,000.0        
Monthly servicing fee per financing               4.00%        
Debt financing close date               Feb. 18, 2021        
Debt maturity date [2],[9]               Feb. 15, 2023        
Senior notes yield to maturity     1.12%         1.12%        
Net Book Value Of Loans Pledged As Collateral     $ 625,100,000         $ 625,100,000        
LIBOR [Member] | Mortgages [Member]                        
Debt Instrument [Line Items]                        
Debt Instrument, Basis Spread on Variable Rate [2],[4]               150.00%        
LIBOR [Member] | Revolving Secured Line of Credit [Member]                        
Debt Instrument [Line Items]                        
Debt Instrument, Basis Spread on Variable Rate               187.50%        
LIBOR [Member] | Warehouse Facility II [Member]                        
Debt Instrument [Line Items]                        
Debt Instrument, Basis Spread on Variable Rate [2],[4]               175.00%        
LIBOR [Member] | Warehouse Facility IV [Member]                        
Debt Instrument [Line Items]                        
Debt Instrument, Basis Spread on Variable Rate [2],[4]               210.00%        
LIBOR [Member] | Warehouse Facility V [Member]                        
Debt Instrument [Line Items]                        
Debt Instrument, Basis Spread on Variable Rate [2],[4]               225.00%        
LIBOR [Member] | Warehouse Facility VI [Member]                        
Debt Instrument [Line Items]                        
Debt Instrument, Basis Spread on Variable Rate [2]               200.00%        
Prime Rate [Member] | Revolving Secured Line of Credit [Member]                        
Debt Instrument [Line Items]                        
Debt Instrument, Basis Spread on Variable Rate               87.50%        
[1] Measured at amortized cost with fair value disclosed.
[2] Financing made available only to a specified subsidiary of the Company.
[3] Excludes deferred debt issuance costs of $2.3 million and $3.2 million as of September 30, 2021 and December 31, 2020, respectively, which are included in other assets.
[4] Interest rate cap agreements are in place to limit the exposure to increasing interest rates
[5] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date based on the cash flows of the pledged assets.
[6] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date and any amounts remaining on December 16, 2025 will be due on that date.
[7] Represents the revolving maturity date. The outstanding balance will amortize after the revolving maturity date and any amounts remaining on December 16, 2023 will be due on that date.
[8] Represents the revolving maturity date. The Company has the option to redeem and retire the indebtedness after the revolving maturity date. If we do not elect this option, the outstanding balance will amortize based on the cash flows of the pledged assets.
[9] The Dealer Loans amount represents advances paid to Dealers on Consumer Loans assigned under our Portfolio Program. The Purchased Loans amount represents one-time payments made to Dealers to purchase Consumer Loans assigned under our Purchase Program.