XML 11 R3.htm IDEA: XBRL DOCUMENT v3.22.2
Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Revenue:        
Finance charges $ 425.6 $ 445.4 $ 849.7 $ 870.3
Premiums earned 15.4 15.8 29.2 30.2
Other income 16.4 10.5 34.2 22.2
Total revenue 457.4 471.7 913.1 922.7
Costs and expenses:        
Salaries and wages 65.4 38.4 129.8 87.7
General and administrative 32.3 16.9 51.2 63.0
Sales and marketing 19.0 14.9 38.2 32.1
Provision for credit losses 147.5 (30.5) 170.8 (9.2)
Interest 38.9 42.0 75.4 85.8
Provision for claims 12.2 10.3 21.1 19.3
Total costs and expenses 315.3 92.0 486.5 278.7
Income before provision for income taxes 142.1 379.7 426.6 644.0
Provision for income taxes 34.7 91.1 104.9 153.3
Net income $ 107.4 $ 288.6 $ 321.7 $ 490.7
Net income per share:        
Basic (in usd per share) $ 7.99 $ 17.19 $ 23.23 $ 28.99
Diluted (in usd per share) $ 7.94 $ 17.18 $ 23.10 $ 28.96
Weighted average shares outstanding:        
Basic (in shares) 13,435,507 16,790,189 13,849,711 16,924,014
Diluted (in shares) 13,517,979 16,794,279 13,927,372 16,944,900