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Description of Business | 3 Months Ended
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Mar. 31, 2022
Description Of Business [Abstract] |
Percentage of Consumer Loans Assigned with FICO Score of Less Than 650 or No FICO Score | The following table shows the percentage of Consumer Loans assigned to us with either FICO® scores below 650 or no FICO® scores:
|  | For the Three Months Ended September 30, |  | For the Nine Months Ended September 30,
Consumer Loan Assignment Volume |  | 2022 |  | 2021 |  | 2022 |  | 2021
Percentage of total unit volume with either FICO® scores below 650 or no FICO® scores |  | 84.2 | % |  | 88.9 | % |  | 85.6 | % |  | 92.4 | %
In 2020, we began piloting an option that expanded our financing programs to consumers with higher credit ratings. In the fourth quarter of 2021, we made this option available to all Dealers. A portion of the reduction in the percentage of total unit volume with FICO® scores below 650 or no FICO® scores relates to Consumer Loans assigned under this option.
Schedule of Percentage of Consumer Loans Assigned Based on Unit Volumes | The following table shows the percentage of Consumer Loans assigned to us as Dealer Loans and Purchased Loans for each of the last seven quarters:
|  | Unit Volume |  | Dollar Volume (1)
Three Months Ended |  | Dealer Loans |  | Purchased Loans |  | Dealer Loans |  | Purchased Loans
March 31, 2021 |  | 65.4 | % |  | 34.6 | % |  | 62.7 | % |  | 37.3 | %
June 30, 2021 |  | 66.9 | % |  | 33.1 | % |  | 64.0 | % |  | 36.0 | %
September 30, 2021 |  | 69.9 | % |  | 30.1 | % |  | 66.8 | % |  | 33.2 | %
December 31, 2021 |  | 71.8 | % |  | 28.2 | % |  | 68.0 | % |  | 32.0 | %
March 31, 2022 |  | 72.7 | % |  | 27.3 | % |  | 68.6 | % |  | 31.4 | %
June 30, 2022 |  | 74.0 | % |  | 26.0 | % |  | 70.4 | % |  | 29.6 | %
September 30, 2022 |  | 74.3 | % |  | 25.7 | % |  | 70.5 | % |  | 29.5 | %
(1)Represents advances paid to Dealers on Consumer Loans assigned under our Portfolio Program and one-time payments made to Dealers to purchase Consumer Loans assigned under our Purchase Program. Payments of Dealer Holdback (as defined below) and accelerated Dealer Holdback are not included.

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524 + Details
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