<SEC-DOCUMENT>0000885550-22-000075.txt : 20221014
<SEC-HEADER>0000885550-22-000075.hdr.sgml : 20221014
<ACCEPTANCE-DATETIME>20221014161208
ACCESSION NUMBER:		0000885550-22-000075
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		12
CONFORMED PERIOD OF REPORT:	20221014
ITEM INFORMATION:		Other Events
FILED AS OF DATE:		20221014
DATE AS OF CHANGE:		20221014

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT ACCEPTANCE CORP
		CENTRAL INDEX KEY:			0000885550
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		IRS NUMBER:				381999511
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20202
		FILM NUMBER:		221311493

	BUSINESS ADDRESS:	
		STREET 1:		25505 WEST TWELVE MILE ROAD
		CITY:			SOUTHFIELD
		STATE:			MI
		ZIP:			48034-8334
		BUSINESS PHONE:		2483532700

	MAIL ADDRESS:	
		STREET 1:		25505 WEST TWELVE MILE ROAD
		CITY:			SOUTHFIELD
		STATE:			MI
		ZIP:			48034-8334

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT ACCEPTANCE CORPORATION
		DATE OF NAME CHANGE:	19930328
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>cacc-20221014.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" ?><!--XBRL Document Created with Wdesk from Workiva--><!--Copyright 2022 Workiva--><!--r:c42e0de2-1e96-42e1-8b55-a2101ba10ba2,g:67c4f97b-6b09-4660-8767-17ba361a972b,d:61490d0171404cdeba9dcdc899fb17b5--><html xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.w3.org/1999/xhtml" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:dei="http://xbrl.sec.gov/dei/2022" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>cacc-20221014</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:EntityCentralIndexKey" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV80L2ZyYWc6N2Y5ZWZmMjhmNzJkNGI1MjkzODFlZDY2MGZmMDgzNmUvdGFibGU6MmMyNGU3YWYxNTM3NDAzOTk2MjZmMjE2YjUyYTJkNzAvdGFibGVyYW5nZToyYzI0ZTdhZjE1Mzc0MDM5OTYyNmYyMTZiNTJhMmQ3MF8xLTEtMS0xLTczMzA_71a16722-49e8-43fd-9906-13d9f3e49a91">0000885550</ix:nonNumeric><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:AmendmentFlag" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV80L2ZyYWc6N2Y5ZWZmMjhmNzJkNGI1MjkzODFlZDY2MGZmMDgzNmUvdGFibGU6MmMyNGU3YWYxNTM3NDAzOTk2MjZmMjE2YjUyYTJkNzAvdGFibGVyYW5nZToyYzI0ZTdhZjE1Mzc0MDM5OTYyNmYyMTZiNTJhMmQ3MF8yLTEtMS0xLTczMzA_00cf9d1a-5e5b-439e-a04e-a05d7b065c6a">false</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="cacc-20221014.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000885550</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-10-14</xbrli:startDate><xbrli:endDate>2022-10-14</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="i61490d0171404cdeba9dcdc899fb17b5_1"></div><div style="min-height:49.5pt;width:100%"><div><span><br/></span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Washington, DC 20549</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:24pt;font-weight:400;line-height:120%">FORM <ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTUz_c08d1522-b228-441d-811c-05f6e875f207">8-K</ix:nonNumeric> </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">CURRENT REPORT</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</span></div><div><span><br/></span></div><div><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date of Report (Date of earliest event reported):&#160;&#160; <ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8yMjc_175045b5-d736-4ce1-b998-637c2964fffa">October 14, 2022</ix:nonNumeric> </span></div><div><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:24pt;font-weight:400;line-height:120%;text-decoration:underline"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:EntityRegistrantName" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU0_a6009c51-bdcd-438d-840c-77082dcdc068">CREDIT ACCEPTANCE CORP</ix:nonNumeric>ORATION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Exact name of registrant as specified in its charter)</span></div><div style="margin-bottom:2pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.404%"><tr><td style="width:1.0%"></td><td style="width:17.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.516%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.195%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.195%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:33.782%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV8wLTAtMS0xLTczMzA_61e2cde5-ec81-41b1-822a-a1903ffeea0d">Michigan</ix:nonNumeric></span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV8wLTMtMS0xLTczMzA_b1d88174-b65c-4b81-9de2-974408a3f8ae">000-20202</ix:nonNumeric></span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV8wLTUtMS0xLTczMzA_5cd5b28c-ed72-4ccc-9421-a844ad3fa548">38-1999511</ix:nonNumeric></span></div></td></tr><tr><td colspan="6" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(State or other jurisdiction of incorporation)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(Commission File Number)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(IRS Employer Identification No.)</span></div></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;&#160;<ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV8zLTAtMS0xLTczMzA_57bf72a6-c537-4328-8a60-fabe66965e6c">25505 West Twelve Mile Road</ix:nonNumeric></span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:right"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:EntityAddressCityOrTown" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV80LTAtMS0xLTczMzA_3e5f7c7a-4a63-4b60-a8eb-7c92b0e37f3f">Southfield,</ix:nonNumeric> </span></div></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV80LTEtMS0xLTczMzA_aabdaa32-d985-4a52-8568-c0c58c13ee0b">Michigan</ix:nonNumeric></span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:EntityAddressPostalZipCode" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV80LTUtMS0xLTczMzA_e446a9e8-62db-4965-802c-2ad020b01ec2">48034-8339</ix:nonNumeric></span></div></td></tr><tr><td colspan="6" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;&#160;(Address of principal executive offices)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(Zip Code)</span></div></td></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Registrant&#8217;s telephone number, including area code:&#160;&#160;&#160;(<ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:CityAreaCode" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU4_9f492dd5-7199-4694-bc63-993b9e79b730">248</ix:nonNumeric>) <ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:LocalPhoneNumber" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU5_de3a5a75-4c2b-4bf4-a065-dd35556ac6a2">353-2700</ix:nonNumeric> </span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.404%"><tr><td style="width:1.0%"></td><td style="width:21.055%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:54.588%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.057%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Not Applicable</span></div></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Former name or former address, if changed since last report.)</span></div></td></tr></table></div><div style="padding-left:2.25pt"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:5pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></div><div style="margin-top:14pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTYw_e48f5b9f-a1b2-4b79-a497-45b7f6aa9847">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></div><div><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU1_d41c93d0-5f05-46ed-a507-81c0316039d8">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></div><div><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU2_6366f704-9525-4daa-a8f7-0f772086e9fd">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></div><div><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU3_b97cbc19-b7d0-46b7-a19a-4c673fce1c90">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities registered pursuant to Section&#160;12(b) of the Act:</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.851%"><tr><td style="width:1.0%"></td><td style="width:39.436%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.545%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.336%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.545%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:39.438%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Title of each class</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Trading symbol(s)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6OGVmNDI4MmVhOWE1NDEwMGJjMzIyNDVhNzg4OTgyOWYvdGFibGVyYW5nZTo4ZWY0MjgyZWE5YTU0MTAwYmMzMjI0NWE3ODg5ODI5Zl8xLTAtMS0xLTczMzA_e56bcaba-4ec2-4888-bc4d-a5393808c9c4">Common Stock, $.01 par value</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6OGVmNDI4MmVhOWE1NDEwMGJjMzIyNDVhNzg4OTgyOWYvdGFibGVyYW5nZTo4ZWY0MjgyZWE5YTU0MTAwYmMzMjI0NWE3ODg5ODI5Zl8xLTItMS0xLTczMzA_3047ae24-690b-4f77-99e0-57c1c157f628">CACC</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6OGVmNDI4MmVhOWE1NDEwMGJjMzIyNDVhNzg4OTgyOWYvdGFibGVyYW5nZTo4ZWY0MjgyZWE5YTU0MTAwYmMzMjI0NWE3ODg5ODI5Zl8xLTQtMS0xLTczMzA_929042c1-1ddd-4774-a96a-a3b9eab0751c">The Nasdaq Stock Market</ix:nonNumeric></span></td></tr></table></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (&#167; 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167; 240.12b-2 of this chapter).</span></div><div><span><br/></span></div><div style="text-indent:18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Emerging growth company  </span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTYx_c1a87c5c-efb8-4850-8f4a-69e1832d5a16">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  </span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9744;</span></div><div style="height:49.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="i61490d0171404cdeba9dcdc899fb17b5_7"></div><hr style="page-break-after:always"/><div style="min-height:54pt;width:100%"><div><span><br/></span></div></div><div style="-sec-extract:summary"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Item 8.01. Other Events.</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Credit Acceptance Corporation (the &#8220;Company&#8221;, &#8220;Credit Acceptance&#8221;, &#8220;we&#8221;, &#8220;our&#8221; or &#8220;us&#8221;), in connection with disclosures the Company expects to make to prospective investors in a potential debt offering, is reporting the following updates to legal matters:</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On October 2, 2020, a shareholder filed a putative class action complaint against the Company, its Chief Executive Officer (now former Chief Executive Officer), and its Chief Financial Officer (now Chief Executive Officer) in the United States District Court for the Eastern District of Michigan, Southern Division, alleging violations of Sections 10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder, based on alleged false and/or misleading statements or omissions regarding the Company and its business, and seeking class certification, unspecified damages plus interest and attorney and expert witness fees and other costs on behalf of a purported class consisting of all persons and entities (subject to specified exceptions) that purchased or otherwise acquired Credit Acceptance common stock from November 1, 2019 through August 28, 2020. On May 28, 2021, the court issued an opinion and order appointing lead plaintiffs and lead counsel. On July 22, 2021, the lead plaintiffs filed an amended complaint asserting similar violations, seeking similar relief and expanding the putative class to include all persons and entities (subject to specified exceptions) that purchased or otherwise acquired Credit Acceptance common stock from May 4, 2018 through August 28, 2020. On June 14, 2022, the Company reached an agreement in principle to settle this putative class action. The agreement in principle contemplated an aggregate cash payment by the Company of $12.0 million to settle claims brought on behalf of all persons and entities that purchased or otherwise acquired Credit Acceptance common stock from May 4, 2018 through August 28, 2020. On August 24, 2022, the parties executed and filed with the court a definitive stipulation and agreement of settlement, referred to herein as the settlement agreement, which was consistent with the agreement in principle and provides for a full release of all claims against all defendants, including the Company and its officers. The settlement agreement provides that the defendants expressly deny any liability, wrongdoing or responsibility. On September 19, 2022, the court entered an order preliminarily approving the settlement agreement and scheduled for December 7, 2022, a hearing to consider final approval. The settlement agreement provides that, upon final court approval of the settlement agreement, the litigation would be dismissed with prejudice. At this time, there can be no assurance that the court will grant final approval of the settlement agreement and that the litigation will be finally resolved in accordance with the settlement agreement. We have estimated a probable loss of $12.0 million, all of which was recognized as a contingent loss during the second quarter of 2022, in connection with this litigation.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On May 7, 2019, the Company received a subpoena from the Consumer Frauds and Protection Bureau of the Office of the New York State Attorney General, relating to the Company&#8217;s origination and collection policies and procedures in the state of New York. On July 30, 2020, we received two additional subpoenas from the Office of the New York State Attorney General, both from the Consumer Frauds and Protection Bureau and the Investor Protection Bureau, relating to the Company&#8217;s origination and collection policies and procedures in the state of New York and its securitizations. On August 28, 2020, we were informed that one of the two additional subpoenas was being withdrawn. On November 16, 2020, we received an additional subpoena for documents from the Office of the New York State Attorney General. On November 19, 2020, the Company received a letter from the Office of the New York State Attorney General stating that the New York State Attorney General was considering bringing claims against the Company under the Dodd-Frank Wall Street Reform and Consumer Protection Act (the &#8220;Dodd-Frank Act&#8221;), New York Executive Law &#167; 63(12), the New York Martin Act and New York General Business Law &#167; 349 in connection with the Company&#8217;s origination and securitization practices. On December 9, 2020, we responded to the New York State Attorney General&#8217;s letter disputing the assertions contained therein. On December 21, 2020, we received two additional subpoenas from the Office of the New York State Attorney General, one relating to data and the other seeking testimony. On February 24 and April 30, 2021, we received additional subpoenas from the Office of the New York State Attorney General seeking information relating to its investigation. On August 23, 2022, we received a letter from the Consumer Frauds and Protection Bureau of the Office of the New York State Attorney General stating that the Office of the New York State Attorney General intends to commence litigation against the Company asserting violations of New York Executive Law &#167; 63(12) and General Business Law &#167;&#167; 349 and 352 </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">et seq.</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and applicable federal laws, including but not limited to claims that the Company engaged in unfair and deceptive trade practices in auto lending, debt collection and asset-backed securitizations in the State of New York in violation of the Dodd-Frank Act, New York Executive Law &#167; 63(12), the New York Martin Act and New York General Business Law &#167; 349, and seeking to obtain injunctive relief, restitution, civil penalties, damages, disgorgement, reformation, rescission, costs and such other relief as the court may deem just and proper. We cannot predict the eventual scope, duration or outcome of this investigation or the scope, duration or outcome of any such litigation at this time. As a result, we are unable to estimate the reasonably possible loss or range of reasonably possible loss arising from this investigation or any such litigation. The Company intends to vigorously defend itself in any such litigation.</span></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:54pt;width:100%"><div><span><br/></span></div></div><div style="text-align:justify"><span><br/></span></div><div><span><br/></span></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="i61490d0171404cdeba9dcdc899fb17b5_10"></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span><br/></span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">SIGNATURES</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.958%"><tr><td style="width:1.0%"></td><td style="width:39.952%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.764%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:40.403%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.481%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">CREDIT ACCEPTANCE CORPORATION</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date: October 14, 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By:</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/&#160;Erin J. Kerber</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Erin J. Kerber</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Chief Legal Officer</span></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span><br/></span></div><div><span><br/></span></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>2
<FILENAME>cacc-20221014.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:c42e0de2-1e96-42e1-8b55-a2101ba10ba2,g:67c4f97b-6b09-4660-8767-17ba361a972b-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:cacc="http://creditacceptance.com/20221014" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://creditacceptance.com/20221014">
  <xs:import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2022" schemaLocation="https://xbrl.sec.gov/dei/2022/dei-2022.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cacc-20221014_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="cacc-20221014_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="Cover" roleURI="http://creditacceptance.com/role/Cover">
        <link:definition>0001001 - Document - Cover</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>3
<FILENAME>cacc-20221014_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:c42e0de2-1e96-42e1-8b55-a2101ba10ba2,g:67c4f97b-6b09-4660-8767-17ba361a972b-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_dei_EntityCentralIndexKey_d501f5f6-1ee4-4884-9f38-6164361bfc4a_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_9f0e9133-c8b8-4145-9d27-ed862b68ba82_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_381a893d-b27e-4f37-a7f3-39fe5b2243ff_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_6120a92f-a230-47a2-a853-88421e2bd233_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_05d26db4-dc89-4ae2-893a-4bf1df0a9ae5_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_36c28b6e-a80c-4751-95cc-7ec897ae09e9_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_d781218d-f8d1-4706-94d5-9abff780ba3c_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_94e48273-e7fa-4cca-b5ba-5c34542884cc_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_2a46305b-9b35-49ae-a2e6-9d356dd28ec0_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_95348d81-b11f-4793-b0b0-fcd73cf403ad_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_3aba36ec-5123-4941-b272-826638752539_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_3c856548-4ed9-4615-a06c-8cd1edb14451_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_5c856c15-1ce6-4856-8053-3503b8bb6a8f_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_84b36850-b04d-41d2-9551-8d7f999fd7f4_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_4e71d981-6751-4d44-b001-fd9e2a4b8847_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_063e8b35-1e3d-4fcb-b2b7-ee432c03a3ee_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_d2614a62-25ff-494b-b175-35561a9b9b51_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_a699a7a7-6ae6-4245-9bde-4576b5ed9dcc_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_29843bf4-ceef-4e9c-b7cc-a17e79068d40_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_03660fd7-10a7-4cf9-8903-56b63939a632_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_98faed2f-a0d0-449e-8c04-9a82c48c5cfd_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementTenderOffer_2c75514d-f198-4aaa-838b-bb4897d6aa1c_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>4
<FILENAME>cacc-20221014_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:c42e0de2-1e96-42e1-8b55-a2101ba10ba2,g:67c4f97b-6b09-4660-8767-17ba361a972b-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://creditacceptance.com/role/Cover" xlink:type="simple" xlink:href="cacc-20221014.xsd#Cover"/>
  <link:presentationLink xlink:role="http://creditacceptance.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_d56e27b2-c35f-458a-ace3-d875ea7912c8" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_DocumentType_d56e27b2-c35f-458a-ace3-d875ea7912c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_297e4c7b-dd4b-4ac2-9994-cf8210624871" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_DocumentPeriodEndDate_297e4c7b-dd4b-4ac2-9994-cf8210624871" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_56c9fda2-ad17-4400-be2c-b629252af2e3" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_EntityRegistrantName_56c9fda2-ad17-4400-be2c-b629252af2e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_be3e6a26-730b-4552-b538-df5705735cfa" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_EntityIncorporationStateCountryCode_be3e6a26-730b-4552-b538-df5705735cfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_7be6b9a0-198c-450c-9f34-999e86c18c3f" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_EntityFileNumber_7be6b9a0-198c-450c-9f34-999e86c18c3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_ab754b64-f188-403f-8935-b552927e2cf9" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_EntityTaxIdentificationNumber_ab754b64-f188-403f-8935-b552927e2cf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_6e48ecea-e431-40ac-9441-3acb584704a4" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_EntityAddressAddressLine1_6e48ecea-e431-40ac-9441-3acb584704a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_e10804e3-e660-47a5-86ac-8b5fb7a26156" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_EntityAddressCityOrTown_e10804e3-e660-47a5-86ac-8b5fb7a26156" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_0fd19cec-f4b0-4708-91a1-20dad9d783ff" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_EntityAddressStateOrProvince_0fd19cec-f4b0-4708-91a1-20dad9d783ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_4f96867f-cc1c-48d8-af1a-f73879736a71" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_EntityAddressPostalZipCode_4f96867f-cc1c-48d8-af1a-f73879736a71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_89319bea-d00b-4d10-b6e0-f3d137760f2b" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_CityAreaCode_89319bea-d00b-4d10-b6e0-f3d137760f2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_7dccfe90-901b-4b30-b791-fb7b356a5ba0" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_LocalPhoneNumber_7dccfe90-901b-4b30-b791-fb7b356a5ba0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_a5567475-11ef-4016-916f-b281143b73e2" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_Security12bTitle_a5567475-11ef-4016-916f-b281143b73e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_651c83a9-fb17-4ceb-8174-c0bb0c01bb49" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_TradingSymbol_651c83a9-fb17-4ceb-8174-c0bb0c01bb49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_4bc4b95a-e2f1-474e-a915-4206da1bd2e1" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_SecurityExchangeName_4bc4b95a-e2f1-474e-a915-4206da1bd2e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_e8629b7b-898e-404d-b1ad-e5a24a491646" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_WrittenCommunications_e8629b7b-898e-404d-b1ad-e5a24a491646" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_179034cc-a6e5-4a4c-9fcc-c671120884d3" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_SolicitingMaterial_179034cc-a6e5-4a4c-9fcc-c671120884d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_12067e04-9518-44fc-bfcf-9b715c27c1f4" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_PreCommencementTenderOffer_12067e04-9518-44fc-bfcf-9b715c27c1f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_926594e5-691e-4b6f-a515-cc816254cdab" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_926594e5-691e-4b6f-a515-cc816254cdab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_e031c158-2db1-42c1-a7c4-dd65ed8071be" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_EntityEmergingGrowthCompany_e031c158-2db1-42c1-a7c4-dd65ed8071be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_9b88885c-3c03-4609-8411-a70ea7c71831" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_EntityCentralIndexKey_9b88885c-3c03-4609-8411-a70ea7c71831" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_154ea1c0-01f8-4f6f-b7f5-01ef45027434" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_0e8e1241-693b-4761-b10f-780ef0acc289" xlink:to="loc_dei_AmendmentFlag_154ea1c0-01f8-4f6f-b7f5-01ef45027434" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>5
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.22.2.2</span><table class="report" border="0" cellspacing="2" id="idm139881099643008">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Oct. 14, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct. 14,  2022<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">CREDIT ACCEPTANCE CORP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">MI<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">000-20202<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">38-1999511<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">25505 West Twelve Mile Road<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Southfield,<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">MI<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">48034-8339<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">248<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">353-2700<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, $.01 par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CACC<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000885550<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>6
<FILENAME>cacc-20221014_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2022"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="cacc-20221014.xsd" xlink:type="simple"/>
    <context id="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000885550</identifier>
        </entity>
        <period>
            <startDate>2022-10-14</startDate>
            <endDate>2022-10-14</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV80L2ZyYWc6N2Y5ZWZmMjhmNzJkNGI1MjkzODFlZDY2MGZmMDgzNmUvdGFibGU6MmMyNGU3YWYxNTM3NDAzOTk2MjZmMjE2YjUyYTJkNzAvdGFibGVyYW5nZToyYzI0ZTdhZjE1Mzc0MDM5OTYyNmYyMTZiNTJhMmQ3MF8xLTEtMS0xLTczMzA_71a16722-49e8-43fd-9906-13d9f3e49a91">0000885550</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV80L2ZyYWc6N2Y5ZWZmMjhmNzJkNGI1MjkzODFlZDY2MGZmMDgzNmUvdGFibGU6MmMyNGU3YWYxNTM3NDAzOTk2MjZmMjE2YjUyYTJkNzAvdGFibGVyYW5nZToyYzI0ZTdhZjE1Mzc0MDM5OTYyNmYyMTZiNTJhMmQ3MF8yLTEtMS0xLTczMzA_00cf9d1a-5e5b-439e-a04e-a05d7b065c6a">false</dei:AmendmentFlag>
    <dei:DocumentType
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTUz_c08d1522-b228-441d-811c-05f6e875f207">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8yMjc_175045b5-d736-4ce1-b998-637c2964fffa">2022-10-14</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU0_a6009c51-bdcd-438d-840c-77082dcdc068">CREDIT ACCEPTANCE CORP</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV8wLTAtMS0xLTczMzA_61e2cde5-ec81-41b1-822a-a1903ffeea0d">MI</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV8wLTMtMS0xLTczMzA_b1d88174-b65c-4b81-9de2-974408a3f8ae">000-20202</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV8wLTUtMS0xLTczMzA_5cd5b28c-ed72-4ccc-9421-a844ad3fa548">38-1999511</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV8zLTAtMS0xLTczMzA_57bf72a6-c537-4328-8a60-fabe66965e6c">25505 West Twelve Mile Road</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV80LTAtMS0xLTczMzA_3e5f7c7a-4a63-4b60-a8eb-7c92b0e37f3f">Southfield,</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV80LTEtMS0xLTczMzA_aabdaa32-d985-4a52-8568-c0c58c13ee0b">MI</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6NGQyOGMyZDk0NzViNDU5ZjliOTIxYzc2ZTc2ZTE1NGEvdGFibGVyYW5nZTo0ZDI4YzJkOTQ3NWI0NTlmOWI5MjFjNzZlNzZlMTU0YV80LTUtMS0xLTczMzA_e446a9e8-62db-4965-802c-2ad020b01ec2">48034-8339</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU4_9f492dd5-7199-4694-bc63-993b9e79b730">248</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU5_de3a5a75-4c2b-4bf4-a065-dd35556ac6a2">353-2700</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTYw_e48f5b9f-a1b2-4b79-a497-45b7f6aa9847">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU1_d41c93d0-5f05-46ed-a507-81c0316039d8">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU2_6366f704-9525-4daa-a8f7-0f772086e9fd">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTU3_b97cbc19-b7d0-46b7-a19a-4c673fce1c90">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6OGVmNDI4MmVhOWE1NDEwMGJjMzIyNDVhNzg4OTgyOWYvdGFibGVyYW5nZTo4ZWY0MjgyZWE5YTU0MTAwYmMzMjI0NWE3ODg5ODI5Zl8xLTAtMS0xLTczMzA_e56bcaba-4ec2-4888-bc4d-a5393808c9c4">Common Stock, $.01 par value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6OGVmNDI4MmVhOWE1NDEwMGJjMzIyNDVhNzg4OTgyOWYvdGFibGVyYW5nZTo4ZWY0MjgyZWE5YTU0MTAwYmMzMjI0NWE3ODg5ODI5Zl8xLTItMS0xLTczMzA_3047ae24-690b-4f77-99e0-57c1c157f628">CACC</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGFibGU6OGVmNDI4MmVhOWE1NDEwMGJjMzIyNDVhNzg4OTgyOWYvdGFibGVyYW5nZTo4ZWY0MjgyZWE5YTU0MTAwYmMzMjI0NWE3ODg5ODI5Zl8xLTQtMS0xLTczMzA_929042c1-1ddd-4774-a96a-a3b9eab0751c">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="ice178520230245ca8790ef5ffa589d5e_D20221014-20221014"
      id="id3VybDovL2RvY3MudjEvZG9jOjYxNDkwZDAxNzE0MDRjZGViYTlkY2RjODk5ZmIxN2I1L3NlYzo2MTQ5MGQwMTcxNDA0Y2RlYmE5ZGNkYzg5OWZiMTdiNV8xL2ZyYWc6YWY1YzRmNTQ0Njk1NDg5Yzk4NzczMzcxZTQ0ODE1ZGUvdGV4dHJlZ2lvbjphZjVjNGY1NDQ2OTU0ODljOTg3NzMzNzFlNDQ4MTVkZV8xNTYx_c1a87c5c-efb8-4850-8f4a-69e1832d5a16">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>7
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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MLA_ ^[64YJ-ASZWEOQU&_P%02P,$%     @ @X%.59^@&_"Q @  X@P   T
M  !X;"]S='EL97,N>&ULW5=M:]LP$/XK0C]@;F)JXI$8MD!AL(U"\V%?E5AV
M!'KQ9+ES^NNGLVPG:75EW8>QS:')W3VZNT=W)YFN6W>2_.'(N2.]DKK=T*-S
MS?LD:0]'KEC[SC1<>Z0R5C'G55LG;6,Y*UMP4C)9WMQDB6)"TV*M.W6G7$L.
MIM-N0V]H4JPKH\^6E :#7\H4)X],;NB62;&W8EC+E)"G8%Z"X6"DL<1Y*GQ#
M%V!IGP*\"!JP'.,HH8T%8Q(RA._]N/P9,&FM5X64,\$E#89BW3#GN-5W7AD6
M#\87$!GEW:GQ#&O+3HOE+3T[##\^R=[8DMLYS8).IF(M>05TK*B/\.M,DP#H
MG%%>* 6KC68#A\EC%'S8 Y?R 5KXK;J*W5<D].)3"6T@L-5)](1&,80)"L2_
MC!9B7X2]_:VPI!&/QGWL_&[TH'_OC./WEE>B'_2^FO-CT1=X=-8T\O1!BEHK
M'O;^RPF+-9O\R-%8\>2SP:0<O(%;2AZY=>)P:?EA6;/CO9NFJ:]PSLM_D/.?
MK7/--;=,7I+VH_\W5_DMC)/Q]%P<T:L#.EL)7(0;^A7N5WGF0/:=D$[H43N*
MLN3ZQ3GUX1W;^PO\*KY?7_**==+M9G!#S_(77HI.Y?.J>ZC+N.HL?X;[:)'-
MM[#/)73)>UYN1]76^T$D7O!9QP<<GB-WPQ-',)^ Q1' L#P8 \PG>&%Y_J?]
MK-#]! SCMHHB*]1GA?H$KQBR'3Y8GKA/[I_X3O,\3;,,J^AV&V6PQ>J69? 7
MCX9Q P\L#V1Z6ZWQ;N,3\OH<8#U];4*PG>*3B.T4KS4@\;J!1Y['NXWE 0^L
M"]CL0/YX'IBIN$^:0E<Q;M@)QI$\QQ"8Q?B,9AE2G0P^\?Y@IR1-\SR. !9G
MD*88 J<11S &P %#TG1X#SY['R73>RHY_U=3_ 102P,$%     @ @X%.59>*
MNQS     $P(   L   !?<F5L<R\N<F5L<YV2N6[#, Q ?\70GC 'T"&(,V7Q
M%@3Y 5:B#]@2!8I%G;^OVJ5QD L9>3T\$MP>:4#M.*2VBZD8_1!2:5K5N %(
MMB6/:<Z10J[4+!XUA]) 1-MC0[!:+#Y +AEFM[UD%J=SI%>(7->=I3W;+T]!
M;X"O.DQQ0FE(2S,.\,W2?S+W\PPU1>5*(Y5;&GC3Y?YVX$G1H2)8%II%R=.B
M':5_'<?VD-/IKV,BM'I;Z/EQ:%0*CMQC)8QQ8K3^-8+)#^Q^ %!+ P04
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M;64O=&AE;64Q+GAM;%!+ 0(4 Q0    ( (.!3E7CBOV)200  ((0   8
M          " @0T(  !X;"]W;W)K<VAE971S+W-H965T,2YX;6Q02P$"% ,4
M    " "#@4Y5GZ ;\+$"  #B#   #0              @ &,#   >&PO<W1Y
M;&5S+GAM;%!+ 0(4 Q0    ( (.!3E67BKL<P    !,"   +
M  "  6@/  !?<F5L<R\N<F5L<U!+ 0(4 Q0    ( (.!3E6JQ"(6,P$  "("
M   /              "  5$0  !X;"]W;W)K8F]O:RYX;6Q02P$"% ,4
M" "#@4Y5)!Z;HJT   #X 0  &@              @ &Q$0  >&PO7W)E;',O
M=V]R:V)O;VLN>&UL+G)E;'-02P$"% ,4    " "#@4Y599!YDAD!  #/ P
M$P              @ &6$@  6T-O;G1E;G1?5'EP97-=+GAM;%!+!08
.."0 ) #X"  #@$P     !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.22.2.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="cacc-20221014.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0001001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://creditacceptance.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="cacc-20221014.htm">cacc-20221014.htm</File>
    <File>cacc-20221014.xsd</File>
    <File>cacc-20221014_lab.xml</File>
    <File>cacc-20221014_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2022</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>12
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "cacc-20221014.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "cacc-20221014.htm"
     ]
    },
    "labelLink": {
     "local": [
      "cacc-20221014_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "cacc-20221014_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "cacc-20221014.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.sec.gov/dei/2022/dei-2022.xsd"
     ]
    }
   },
   "elementCount": 23,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2022": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 22,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "cacc",
   "nsuri": "http://creditacceptance.com/20221014",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "cacc-20221014.htm",
      "contextRef": "ice178520230245ca8790ef5ffa589d5e_D20221014-20221014",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "0001001 - Document - Cover",
     "role": "http://creditacceptance.com/role/Cover",
     "shortName": "Cover",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "cacc-20221014.htm",
      "contextRef": "ice178520230245ca8790ef5ffa589d5e_D20221014-20221014",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer",
        "terseLabel": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer",
        "terseLabel": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://creditacceptance.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>13
<FILENAME>0000885550-22-000075-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000885550-22-000075-xbrl.zip
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M+.\_)'6>NG9[RTO8!/X:Y,-H^W]02P,$%     @ @X%.56WG?8EM @  >@<
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M7%[/]:(,3@O-2ZV"FZR\#+XKO?P1I$4^#[[GQ8_L)P?@3771:7YU5V07EV6
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MB[[([-?015FM.QXSQA.>@)C;QA^R-Y\+I0&)DEA$6C'E>PRO/L'8Q+O>?7H
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M_\F-[D>_P_U(][:/X:YVO_O9?>YDW_XDSLRC-\\VKV2KG])^\^Q_4$L#!!0
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M.TF,PCB,E\EKO"\RJ;:'Q1?#HZ P/PD4S]1S3D@,ZZ*WS6E3?RJJ #E-D=D
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MD4U;;#PP-R[[,^Y"/E^\K67]U>J1>"=XXF#G[H/^I7\L_F#G_U!+ 0(4 Q0
M   ( (.!3E7S6*-]0QH  $R8   1              "  0    !C86-C+3(P
M,C(Q,#$T+FAT;5!+ 0(4 Q0    ( (.!3E5MYWV);0(  'H'   1
M      "  7(:  !C86-C+3(P,C(Q,#$T+GAS9%!+ 0(4 Q0    ( (.!3E6O
MXZ4K1@H  !A=   5              "  0X=  !C86-C+3(P,C(Q,#$T7VQA
M8BYX;6Q02P$"% ,4    " "#@4Y57FD^":8&  #D,   %0
M@ &')P  8V%C8RTR,#(R,3 Q-%]P<F4N>&UL4$L%!@     $  0 ! $  & N
$      $!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
