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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Revenue:        
Finance charges $ 497.7 $ 441.0 $ 966.9 $ 862.1
Premiums earned 24.3 19.8 46.2 37.2
Other income 16.2 17.1 33.1 32.4
Total revenue 538.2 477.9 1,046.2 931.7
Costs and expenses:        
Salaries and wages 75.8 70.2 154.3 147.4
General and administrative 23.2 20.5 46.9 38.5
Sales and marketing 25.4 26.3 49.3 48.4
Operating Expenses 124.4 117.0 250.5 234.3
Total provision for credit losses 320.6 250.5 506.6 387.9
Interest 104.5 62.8 197.0 117.2
Provision for claims 20.3 19.7 37.3 37.6
Loss on sale of building 23.7 0.0 23.7 0.0
Total costs and expenses 593.5 450.0 1,015.1 777.0
Income (loss) before provision (benefit) for income taxes (55.3) 27.9 31.1 154.7
Provision (benefit) for income taxes (8.2) 5.7 13.9 33.0
Net income (loss) $ (47.1) $ 22.2 $ 17.2 $ 121.7
Net income (loss) per share:        
Basic (in usd per share) $ (3.83) $ 1.70 $ 1.39 $ 9.32
Diluted (in usd per share) $ (3.83) $ 1.69 $ 1.37 $ 9.30
Weighted average shares outstanding:        
Basic (in shares) 12,282,174 13,049,935 12,381,656 13,053,755
Diluted (in shares) 12,282,174 13,099,961 12,533,246 13,085,988