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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Revenue:        
Finance charges $ 507.6 $ 441.7 $ 1,474.5 $ 1,303.8
Premiums earned 25.1 20.8 71.3 58.0
Other income 17.6 16.1 50.7 48.5
Total revenue 550.3 478.6 1,596.5 1,410.3
Costs and expenses:        
Salaries and wages 77.3 66.7 231.6 214.1
General and administrative 29.0 21.3 75.9 59.8
Sales and marketing 23.1 22.5 72.4 70.9
Operating Expenses 129.4 110.5 379.9 344.8
Provision for Credit Losses on Forecast Changes 105.9 106.3 430.9 319.4
Provision for Credit Losses on New Consumer Loan Assignments 78.8 78.3 260.4 253.1
Provision for Credit Losses 184.7 184.6 691.3 572.5
Interest 111.2 70.5 308.2 187.7
Provision for claims 18.5 16.5 55.8 54.1
Loss on sale of building 0.0 0.0 23.7 0.0
Total costs and expenses 443.8 382.1 1,458.9 1,159.1
Income before provision for income taxes 106.5 96.5 137.6 251.2
Provision for income taxes 27.7 25.7 41.6 58.7
Net income $ 78.8 $ 70.8 $ 96.0 $ 192.5
Net income per share:        
Basic (in usd per share) $ 6.42 $ 5.47 $ 7.78 $ 14.79
Diluted (in usd per share) $ 6.35 $ 5.43 $ 7.68 $ 14.73
Weighted average shares outstanding:        
Basic (in shares) 12,274,685 12,933,377 12,345,739 13,013,344
Diluted (in shares) 12,415,143 13,039,638 12,494,011 13,068,998