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Loans Receivable Loans Receivable (Summary of Past-Due Status) (Details) - USD ($) $ in Millions | Dec. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Loans receivable |  |  |
Loans receivable | [1],[2] | $ 11,289.1 | $ 10,020.1
Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3],[4] | 7,647.8 | 6,507.1
Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 1,873.6 | 1,694.5
Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 1,497.5 | 1,568.8
Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[5] | 270.2 | 249.7
Dealer Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1] | 8,521.0 | 7,065.5
Dealer Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3],[4] | 5,887.4 | 4,742.3
Dealer Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 1,436.2 | 1,181.3
Dealer Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 1,042.7 | 998.0
Dealer Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[5] | 154.7 | 143.9
Purchased Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2] | 2,768.1 | 2,954.6
Purchased Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3],[4] | 1,760.4 | 1,764.8
Purchased Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 437.4 | 513.2
Purchased Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 454.8 | 570.8
Purchased Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[5] | 115.5 | 105.8
Loans Originating in 2018 [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2] |  | 319.4
Loans Originating in 2018 [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3],[4] |  | 24.2
Loans Originating in 2018 [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] |  | 16.8
Loans Originating in 2018 [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] |  | 73.5
Loans Originating in 2018 [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[5] |  | 204.9
Loans Originating in 2018 [Member] | Dealer Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1] |  | 172.4
Loans Originating in 2018 [Member] | Dealer Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3],[4] |  | 11.7
Loans Originating in 2018 [Member] | Dealer Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] |  | 7.9
Loans Originating in 2018 [Member] | Dealer Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] |  | 35.0
Loans Originating in 2018 [Member] | Dealer Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[5] |  | 117.8
Loans Originating in 2018 [Member] | Purchased Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2] |  | 147.0
Loans Originating in 2018 [Member] | Purchased Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3],[4] |  | 12.5
Loans Originating in 2018 [Member] | Purchased Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] |  | 8.9
Loans Originating in 2018 [Member] | Purchased Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] |  | 38.5
Loans Originating in 2018 [Member] | Purchased Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[5] |  | 87.1
Loans Originating in 2019 [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2] | 371.3 | 511.6
Loans Originating in 2019 [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3],[4] | 25.5 | 150.7
Loans Originating in 2019 [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 18.8 | 83.8
Loans Originating in 2019 [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 87.3 | 237.6
Loans Originating in 2019 [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[5] | 239.7 | 39.5
Loans Originating in 2019 [Member] | Dealer Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1] | 191.6 | 241.1
Loans Originating in 2019 [Member] | Dealer Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3],[4] | 11.3 | 69.9
Loans Originating in 2019 [Member] | Dealer Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 8.2 | 38.0
Loans Originating in 2019 [Member] | Dealer Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 39.7 | 111.2
Loans Originating in 2019 [Member] | Dealer Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[5] | 132.4 | 22.0
Loans Originating in 2019 [Member] | Purchased Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2] | 179.7 | 270.5
Loans Originating in 2019 [Member] | Purchased Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3],[4] | 14.2 | 80.8
Loans Originating in 2019 [Member] | Purchased Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 10.6 | 45.8
Loans Originating in 2019 [Member] | Purchased Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 47.6 | 126.4
Loans Originating in 2019 [Member] | Purchased Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[5] | 107.3 | 17.5
Loans Originating in 2020 [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2] | 382.3 | 813.5
Loans Originating in 2020 [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3],[4] | 113.3 | 328.9
Loans Originating in 2020 [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 64.2 | 165.5
Loans Originating in 2020 [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 179.1 | 314.5
Loans Originating in 2020 [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[5] | 25.7 | 4.6
Loans Originating in 2020 [Member] | Dealer Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1] | 230.5 | 493.6
Loans Originating in 2020 [Member] | Dealer Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3],[4] | 67.9 | 201.7
Loans Originating in 2020 [Member] | Dealer Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 37.7 | 98.0
Loans Originating in 2020 [Member] | Dealer Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 106.4 | 190.4
Loans Originating in 2020 [Member] | Dealer Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[5] | 18.5 | 3.5
Loans Originating in 2020 [Member] | Purchased Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2] | 151.8 | 319.9
Loans Originating in 2020 [Member] | Purchased Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3],[4] | 45.4 | 127.2
Loans Originating in 2020 [Member] | Purchased Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 26.5 | 67.5
Loans Originating in 2020 [Member] | Purchased Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 72.7 | 124.1
Loans Originating in 2020 [Member] | Purchased Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[5] | 7.2 | 1.1
Loans Originating in 2021 [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2] | 655.8 | 1,228.1
Loans Originating in 2021 [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3],[4] | 267.8 | 596.6
Loans Originating in 2021 [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 125.2 | 262.1
Loans Originating in 2021 [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 259.0 | 368.7
Loans Originating in 2021 [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[5] | 3.8 | 0.7
Loans Originating in 2021 [Member] | Dealer Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1] | 436.8 | 826.3
Loans Originating in 2021 [Member] | Dealer Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3],[4] | 180.2 | 407.3
Loans Originating in 2021 [Member] | Dealer Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 82.6 | 173.4
Loans Originating in 2021 [Member] | Dealer Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 171.0 | 245.0
Loans Originating in 2021 [Member] | Dealer Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[5] | 3.0 | 0.6
Loans Originating in 2021 [Member] | Purchased Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2] | 219.0 | 401.8
Loans Originating in 2021 [Member] | Purchased Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3],[4] | 87.6 | 189.3
Loans Originating in 2021 [Member] | Purchased Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 42.6 | 88.7
Loans Originating in 2021 [Member] | Purchased Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 88.0 | 123.7
Loans Originating in 2021 [Member] | Purchased Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[5] | 0.8 | 0.1
Loans Originating in 2022 [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2] | 1,437.7 | 2,440.3
Loans Originating in 2022 [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3],[4] | 795.2 | 1,518.0
Loans Originating in 2022 [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 269.8 | 499.8
Loans Originating in 2022 [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 371.7 | 422.5
Loans Originating in 2022 [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[5] | 1.0 | 0.0
Loans Originating in 2022 [Member] | Dealer Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1] | 1,024.1 | 1,773.3
Loans Originating in 2022 [Member] | Dealer Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3],[4] | 569.7 | 1,109.4
Loans Originating in 2022 [Member] | Dealer Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 191.5 | 360.4
Loans Originating in 2022 [Member] | Dealer Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 262.1 | 303.5
Loans Originating in 2022 [Member] | Dealer Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[5] | 0.8 | 0.0
Loans Originating in 2022 [Member] | Purchased Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2] | 413.6 | 667.0
Loans Originating in 2022 [Member] | Purchased Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3],[4] | 225.5 | 408.6
Loans Originating in 2022 [Member] | Purchased Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 78.3 | 139.4
Loans Originating in 2022 [Member] | Purchased Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 109.6 | 119.0
Loans Originating in 2022 [Member] | Purchased Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[5] | 0.2 | 0.0
Loans Originating in 2023 [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2] | 3,030.8 | 4,707.2
Loans Originating in 2023 [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3],[4] | 2,033.7 | 3,888.7
Loans Originating in 2023 [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 576.5 | 666.5
Loans Originating in 2023 [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 420.6 | 152.0
Loans Originating in 2023 [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[5] | 0.0 | 0.0
Loans Originating in 2023 [Member] | Dealer Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1] | 2,229.2 | 3,558.8
Loans Originating in 2023 [Member] | Dealer Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3],[4] | 1,487.0 | 2,942.3
Loans Originating in 2023 [Member] | Dealer Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 429.4 | 503.6
Loans Originating in 2023 [Member] | Dealer Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 312.8 | 112.9
Loans Originating in 2023 [Member] | Dealer Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[5] | 0.0 | 0.0
Loans Originating in 2023 [Member] | Purchased Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2] | 801.6 | 1,148.4
Loans Originating in 2023 [Member] | Purchased Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3],[4] | 546.7 | 946.4
Loans Originating in 2023 [Member] | Purchased Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 147.1 | 162.9
Loans Originating in 2023 [Member] | Purchased Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 107.8 | 39.1
Loans Originating in 2023 [Member] | Purchased Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[5] | 0.0 | $ 0.0
Loans Originating in 2024 [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2] | 5,411.2 |
Loans Originating in 2024 [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3],[4] | 4,412.3 |
Loans Originating in 2024 [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 819.1 |
Loans Originating in 2024 [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[3] | 179.8 |
Loans Originating in 2024 [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[2],[5] | 0.0 |
Loans Originating in 2024 [Member] | Dealer Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1] | 4,408.8 |
Loans Originating in 2024 [Member] | Dealer Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3],[4] | 3,571.3 |
Loans Originating in 2024 [Member] | Dealer Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 686.8 |
Loans Originating in 2024 [Member] | Dealer Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[3] | 150.7 |
Loans Originating in 2024 [Member] | Dealer Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [1],[5] | 0.0 |
Loans Originating in 2024 [Member] | Purchased Loans [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2] | 1,002.4 |
Loans Originating in 2024 [Member] | Purchased Loans [Member] | Current, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3],[4] | 841.0 |
Loans Originating in 2024 [Member] | Purchased Loans [Member] | Past Due 11-90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 132.3 |
Loans Originating in 2024 [Member] | Purchased Loans [Member] | Past Due Over 90 Days, Pre-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[3] | 29.1 |
Loans Originating in 2024 [Member] | Purchased Loans [Member] | Post-term [Member] |  |  |
Loans receivable |  |  |
Loans receivable | [2],[5] | $ 0.0 |
[1] | As Consumer Loans are aggregated by Dealer for purposes of recognizing revenue and measuring credit losses, the Dealer Loan amount was estimated by allocating the balance of each Dealer Loan to the underlying Consumer Loans based on the forecasted future collections of each Consumer Loan.
[2] | As certain Consumer Loans are aggregated by Dealer or month of purchase for purposes of recognizing revenue and measuring credit losses, the Purchased Loan amount was estimated by allocating the balance of certain Purchased Loans to the underlying Consumer Loans based on the forecasted future collections of each Consumer Loan.
[3] | Represents the Loan balance attributable to Consumer Loans outstanding within their initial loan terms.
[4] | We consider a Consumer Loan to be current for purposes of forecasting expected collection rates if contractual repayments are less than 11 days past due
[5] | Represents the Loan balance attributable to Consumer Loans outstanding beyond their initial loan terms.

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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80 + Details
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