XML 50 R35.htm IDEA: XBRL DOCUMENT v3.25.1

Stock-Based Compensation Plans (Tables)

3 Months Ended

Mar. 31, 2025

Share-Based Payment Arrangement, Noncash Expense [Abstract]

Share-Based Payment Arrangement, Restricted Stock Unit, Activity

Restricted Stock Units						Number of Restricted Stock Units						Weighted Average Grant-Date Fair Value Per Share
Outstanding as of December 31, 2024						533,447						$	407.15
Granted						82,143						472.13
Settled						(11,463)						527.89
Forfeited						(497)						530.62
Outstanding as of March 31, 2025						603,630						$	413.59

Schedule of Stock Based Compensation Expense

Stock-based compensation expense consists of the following:

(In millions)						For the Three Months Ended  March 31,
						2025						2024
Restricted stock units						$	10.6					$	2.7
Stock options						2.3						8.2
Total						$	12.9					$	10.9

Schedule of Future Share-Based Compensation Cost

Based on the stock-based awards that are currently outstanding, we expect to recognize future stock-based compensation expense as follows:

(in millions)
Year						Total Projected Stock-Based Compensation Expense
Remainder of 2025						$	35.9
2026						40.2
2027						31.8
2028						25.8
2029						18.3
Thereafter						74.3
Total						$	226.3

X

- Definition

Schedule of Future Share-Based Compensation Cost

+ References

No definition available.

+ Details

Name:	cacc_ScheduleOfFutureShareBasedCompensationCostTableTextBlock
Namespace Prefix:	cacc_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of cost recognized for award under share-based payment arrangement by plan. Includes, but is not limited to, related tax benefit.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 718
-SubTopic 10
-Section 50
-Paragraph 2
-Subparagraph (h)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480429/718-10-50-2

+ Details

Name:	us-gaap_ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the number and weighted-average grant date fair value for restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock units that were granted, vested, or forfeited during the year.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 718
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480429/718-10-50-2

+ Details

Name:	us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ShareBasedCompensationAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration