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Loans Receivable (Summary of Changes in Loans Receivable and Allowance for Credit Losses) (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Dec. 31, 2023
Loans and Leases Receivable, Net [Roll Forward]        
Loans Receivable $ (7,978.2) $ (7,345.6) $ (7,850.3) $ (6,955.3)
Finance Charges Revenue (526.7) (469.2)    
Provision for Credit Losses (161.9) (186.0)    
New Consumer Loan Assignments [1] 1,112.7 1,317.0    
Proceeds from Collection of Loans Receivable [2] (1,421.1) (1,293.7)    
Accelerated Payments of Dealer Holdback 13.2 15.1    
Payments of Dealer Holdback 54.8 64.9    
Loans And Leases Receivable Transfers [3] 0.0 0.0    
Write-offs 0.0 0.0    
Recoveries [4] 0.0 0.0    
Deferral of Loan Origination Costs 3.5 3.8    
Dealer Loans [Member]        
Loans and Leases Receivable, Net [Roll Forward]        
Loans Receivable (5,799.7) (5,081.8) (5,676.5) (4,709.8)
Finance Charges Revenue (349.3) (290.3)    
Provision for Credit Losses (104.7) (121.7)    
New Consumer Loan Assignments [1] 835.8 1,009.4    
Proceeds from Collection of Loans Receivable [2] (1,001.7) (864.9)    
Accelerated Payments of Dealer Holdback 13.2 15.1    
Payments of Dealer Holdback 54.8 64.9    
Loans And Leases Receivable Transfers [3] (27.0) (24.9)    
Write-offs 0.0 0.0    
Recoveries [4] 0.0 0.0    
Deferral of Loan Origination Costs 3.5 3.8    
Purchased Loans [Member]        
Loans and Leases Receivable, Net [Roll Forward]        
Loans Receivable (2,178.5) (2,263.8) (2,173.8) (2,245.5)
Finance Charges Revenue (177.4) (178.9)    
Provision for Credit Losses (57.2) (64.3)    
New Consumer Loan Assignments [1] 276.9 307.6    
Proceeds from Collection of Loans Receivable [2] (419.4) (428.8)    
Accelerated Payments of Dealer Holdback 0.0 0.0    
Payments of Dealer Holdback 0.0 0.0    
Loans And Leases Receivable Transfers [3] (27.0) (24.9)    
Write-offs 0.0 0.0    
Recoveries [4] 0.0 0.0    
Deferral of Loan Origination Costs 0.0 0.0    
Loans Receivable [Member]        
Loans and Leases Receivable, Net [Roll Forward]        
Loans Receivable (11,476.7) (10,483.5) (11,289.1) (10,020.1)
Finance Charges Revenue (752.4) (666.5)    
Provision for Credit Losses 0.0 0.0    
New Consumer Loan Assignments [1] 1,112.7 1,317.0    
Proceeds from Collection of Loans Receivable [2] (1,421.1) (1,293.7)    
Accelerated Payments of Dealer Holdback 13.2 15.1    
Payments of Dealer Holdback 54.8 64.9    
Loans And Leases Receivable Transfers [3] 0.0 0.0    
Write-offs 329.4 311.4    
Recoveries [4] (1.5) (1.2)    
Deferral of Loan Origination Costs 3.5 3.8    
Loans Receivable [Member] | Dealer Loans [Member]        
Loans and Leases Receivable, Net [Roll Forward]        
Loans Receivable (8,734.1) (7,553.0) (8,521.0) (7,065.5)
Finance Charges Revenue (531.2) (438.5)    
Provision for Credit Losses 0.0 0.0    
New Consumer Loan Assignments [1] 835.8 1,009.4    
Proceeds from Collection of Loans Receivable [2] (1,001.7) (864.9)    
Accelerated Payments of Dealer Holdback 13.2 15.1    
Payments of Dealer Holdback 54.8 64.9    
Loans And Leases Receivable Transfers [3] (40.4) (36.9)    
Write-offs 183.6 142.8    
Recoveries [4] (0.3) (0.4)    
Deferral of Loan Origination Costs 3.5 3.8    
Loans Receivable [Member] | Purchased Loans [Member]        
Loans and Leases Receivable, Net [Roll Forward]        
Loans Receivable (2,742.6) (2,930.5) (2,768.1) (2,954.6)
Finance Charges Revenue (221.2) (228.0)    
Provision for Credit Losses 0.0 0.0    
New Consumer Loan Assignments [1] 276.9 307.6    
Proceeds from Collection of Loans Receivable [2] (419.4) (428.8)    
Accelerated Payments of Dealer Holdback 0.0 0.0    
Payments of Dealer Holdback 0.0 0.0    
Loans And Leases Receivable Transfers [3] (40.4) (36.9)    
Write-offs 145.8 168.6    
Recoveries [4] (1.2) (0.8)    
Deferral of Loan Origination Costs 0.0 0.0    
Allowance for Credit Losses [Member]        
Loans and Leases Receivable, Net [Roll Forward]        
Loans Receivable (3,498.5) (3,137.9) (3,438.8) (3,064.8)
Finance Charges Revenue (225.7) (197.3)    
Provision for Credit Losses (161.9) (186.0)    
New Consumer Loan Assignments [1] 0.0 0.0    
Proceeds from Collection of Loans Receivable [2] 0.0 0.0    
Accelerated Payments of Dealer Holdback 0.0 0.0    
Payments of Dealer Holdback 0.0 0.0    
Loans And Leases Receivable Transfers [3] 0.0 0.0    
Write-offs 329.4 311.4    
Recoveries [4] (1.5) (1.2)    
Deferral of Loan Origination Costs 0.0 0.0    
Allowance for Credit Losses [Member] | Dealer Loans [Member]        
Loans and Leases Receivable, Net [Roll Forward]        
Loans Receivable (2,934.4) (2,471.2) (2,844.5) (2,355.7)
Finance Charges Revenue (181.9) (148.2)    
Provision for Credit Losses (104.7) (121.7)    
New Consumer Loan Assignments [1] 0.0 0.0    
Proceeds from Collection of Loans Receivable [2] 0.0 0.0    
Accelerated Payments of Dealer Holdback 0.0 0.0    
Payments of Dealer Holdback 0.0 0.0    
Loans And Leases Receivable Transfers [3] (13.4) (12.0)    
Write-offs 183.6 142.8    
Recoveries [4] (0.3) (0.4)    
Deferral of Loan Origination Costs 0.0 0.0    
Allowance for Credit Losses [Member] | Purchased Loans [Member]        
Loans and Leases Receivable, Net [Roll Forward]        
Loans Receivable (564.1) (666.7) $ (594.3) $ (709.1)
Finance Charges Revenue (43.8) (49.1)    
Provision for Credit Losses (57.2) (64.3)    
New Consumer Loan Assignments [1] 0.0 0.0    
Proceeds from Collection of Loans Receivable [2] 0.0 0.0    
Accelerated Payments of Dealer Holdback 0.0 0.0    
Payments of Dealer Holdback 0.0 0.0    
Loans And Leases Receivable Transfers [3] (13.4) (12.0)    
Write-offs 145.8 168.6    
Recoveries [4] (1.2) (0.8)    
Deferral of Loan Origination Costs $ 0.0 $ 0.0    
[1] The Dealer Loans amount represents advances paid to Dealers on Consumer Loans assigned under the Portfolio Program. The Purchased Loans amount represents one-time payments made to Dealers to purchase Consumer Loans assigned under the Purchase Program.
[2] Represents repayments that we collected on Consumer Loans assigned under our programs.
[3] Under the Portfolio Program, certain events may result in Dealers forfeiting their rights to Dealer Holdback. We transfer the Dealer’s outstanding Dealer Loan balance and related allowance for credit losses balance to Purchased Loans in the period this forfeiture occurs.
[4] The Dealer Loans amount represents net cash flows received (collections less any related Dealer Holdback payments) on Dealer Loans that were previously written off in full. The Purchased Loans amount represents collections received on Purchased Loans that were previously written off in full.