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Other Income | 6 Months Ended
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Jun. 30, 2026
Other Income and Expenses [Abstract] |
Other Income and Other Expense Disclosure [Text Block] | OTHER INCOME Other income consists of the following:
(In millions) | For the Three Months Ended June 30, |  | For the Six Months Ended June 30,
| 2026 |  | 2025 |  | 2026 |  | 2025
Ancillary product profit sharing | $ | 7.9 |  |  | $ | 7.5 |  |  | $ | 17.0 |  |  | $ | 16.2 |
Interest | 5.0 |  |  | 7.8 |  |  | 9.8 |  |  | 16.2 |
Remarketing fees | 3.5 |  |  | 3.3 |  |  | 7.6 |  |  | 6.7 |
Other | 0.2 |  |  | 0.4 |  |  | 0.6 |  |  | 0.8 |
Total | $ | 16.6 |  |  | $ | 19.0 |  |  | $ | 35.0 |  |  | $ | 39.9 |
Ancillary product profit sharing consists of payments received from TPPs based on the performance of vehicle service contracts and GAP contracts. These amounts are recognized as income over the life of the related contracts. Interest income is earned on cash and cash equivalents, restricted cash and cash equivalents, and restricted securities available for sale. Interest income is generally recognized over time as it is earned. Interest income on restricted securities available for sale is recognized over the life of the underlying financial instruments using the interest method. Remarketing fees consist of fees charged to Dealers that are retained from the sale of repossessed vehicles by Vehicle Remarketing Services, Inc. (“VRS”), our wholly owned subsidiary that is responsible for remarketing vehicles for Credit Acceptance. VRS coordinates vehicle repossessions with a nationwide network of repossession contractors, the redemption of the vehicles by the consumers, and the sale of the vehicles through a nationwide network of vehicle auctions. VRS recognizes income from the retained fees at the time of the sale and does not retain a fee if a repossessed vehicle is redeemed by the consumer prior to the sale. The following table disaggregates our other income by major source of income and timing of the revenue recognition:
(In millions) | For the Three Months Ended June 30, 2026 |  |
| Ancillary Product Profit Sharing |  | Interest |  | Remarketing Fees |  |  |  |  |  | Other |  | Total Other Income |  |  |  |
Source of Income |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Third-Party Providers | $ | 7.9 |  |  | $ | 5.0 |  |  | $ | — |  |  |  |  |  |  | $ | 0.1 |  |  | $ | 13.0 |  |  |  |  |
Dealers | — |  |  | — |  |  | 3.5 |  |  |  |  |  |  | 0.1 |  |  | 3.6 |  |  |  |  |
Total | $ | 7.9 |  |  | $ | 5.0 |  |  | $ | 3.5 |  |  |  |  |  |  | $ | 0.2 |  |  | $ | 16.6 |  |  |  |  |
Timing of Revenue Recognition |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Over time | $ | 7.9 |  |  | $ | 5.0 |  |  | $ | — |  |  |  |  |  |  | $ | — |  |  | $ | 12.9 |  |  |  |  |
At a point in time | — |  |  | — |  |  | 3.5 |  |  |  |  |  |  | 0.2 |  |  | 3.7 |  |  |  |  |
Total | $ | 7.9 |  |  | $ | 5.0 |  |  | $ | 3.5 |  |  |  |  |  |  | $ | 0.2 |  |  | $ | 16.6 |  |  |  |  |
(In millions) | For the Six Months Ended June 30, 2026
| Ancillary Product Profit Sharing |  | Interest |  | Remarketing Fees |  |  |  |  |  | Other |  | Total Other Income
Source of Income |  |  |  |  |  |  |  |  |  |  |  |  |
Third-Party Providers | $ | 17.0 |  |  | $ | 9.8 |  |  | $ | — |  |  |  |  |  |  | $ | 0.2 |  |  | $ | 27.0 |
Dealers | — |  |  | — |  |  | 7.6 |  |  |  |  |  |  | 0.4 |  |  | 8.0 |
Total | $ | 17.0 |  |  | $ | 9.8 |  |  | $ | 7.6 |  |  |  |  |  |  | $ | 0.6 |  |  | $ | 35.0 |
Timing of Revenue Recognition |  |  |  |  |  |  |  |  |  |  |  |  |
Over time | $ | 17.0 |  |  | $ | 9.8 |  |  | $ | — |  |  |  |  |  |  | $ | 0.1 |  |  | $ | 26.9 |
At a point in time | — |  |  | — |  |  | 7.6 |  |  |  |  |  |  | 0.5 |  |  | 8.1 |
Total | $ | 17.0 |  |  | $ | 9.8 |  |  | $ | 7.6 |  |  |  |  |  |  | $ | 0.6 |  |  | $ | 35.0 |

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- Definition The entire disclosure for other income or other expense items (both operating and nonoperating). Sources of nonoperating income or nonoperating expense that may be disclosed, include amounts earned from dividends, interest on securities, profits (losses) on securities, net and miscellaneous other income or income deductions. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 720 -Name Accounting Standards Codification -Publisher FASB -URI https://asc.fasb.org/720/tableOfContent Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Name Accounting Standards Codification -Topic 610 -Publisher FASB -URI https://asc.fasb.org/610/tableOfContent + Details
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