<SEC-DOCUMENT>0001193125-15-082787.txt : 20150309
<SEC-HEADER>0001193125-15-082787.hdr.sgml : 20150309
<ACCEPTANCE-DATETIME>20150309133551
ACCESSION NUMBER:		0001193125-15-082787
CONFORMED SUBMISSION TYPE:	424B5
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20150309
DATE AS OF CHANGE:		20150309

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WHIRLPOOL CORP /DE/
		CENTRAL INDEX KEY:			0000106640
		STANDARD INDUSTRIAL CLASSIFICATION:	HOUSEHOLD APPLIANCES [3630]
		IRS NUMBER:				381490038
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B5
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-181339
		FILM NUMBER:		15684520

	BUSINESS ADDRESS:	
		STREET 1:		WHIRLPOOL CNTR 2000 M 63
		STREET 2:		C/O CORPORATE SECRETARY
		CITY:			BENTON HARBOR
		STATE:			MI
		ZIP:			49022-2692
		BUSINESS PHONE:		2699235000

	MAIL ADDRESS:	
		STREET 1:		WHIRLPOOL CTR 2000 M 63
		STREET 2:		C/O CORPORATE SECRETARY
		CITY:			BENTON HARBOR
		STATE:			MI
		ZIP:			49022-2692

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WHIRLPOOL SEEGER CORP
		DATE OF NAME CHANGE:	19710824
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B5
<SEQUENCE>1
<FILENAME>d883388d424b5.htm
<DESCRIPTION>424B5
<TEXT>
<HTML><HEAD>
<TITLE>424B5</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>CALCULATION OF REGISTRATION FEE </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR STYLE="visibility:hidden; line-height:0pt; color:white">
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD nowrap STYLE="Times New Roman; "><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD nowrap STYLE="Times New Roman; "><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD nowrap STYLE="Times New Roman; "><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD nowrap STYLE="Times New Roman; "><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>&nbsp;&nbsp;Title of Each Class of Securities to be Registered</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>Amount&nbsp;to&nbsp;be<BR>Registered</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Proposed<BR>Maximum<BR>Offering&nbsp;Price</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Per Note</B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>Proposed<BR>Maximum<BR>Aggregate<BR>Offering&nbsp;Price(1)</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>Amount of<BR>Registration<BR>Fee(1)</B></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">&nbsp;&nbsp;0.625% Senior Notes
due 2020</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">$559,850,000</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">99.574%</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">$557,465,039</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">$64,777.44</TD></TR>
<TR STYLE="font-size:1px; ">
<TD COLSPAN="9" VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1px; ">
<TD COLSPAN="9" VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
</TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;(1)</TD>
<TD ALIGN="left" VALIGN="top">&#128;500,000,000 aggregate principal amount of the 0.625% Senior Notes due 2020 will be issued. The Proposed Maximum Aggregate Offering Price is based on the noon buying rate in New York City on February 27, 2015 for
cable transfer of &#128;1.00=$1.1197 as announced by the United States Federal Reserve Board for euro. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;(2)</TD>
<TD ALIGN="left" VALIGN="top">Calculated in accordance with Rule 457(r) of the Securities Act of 1933, as amended. </TD></TR></TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:71%; font-size:10pt; font-family:Times New Roman"><B>Filed Pursuant to Rule 424(b)(5) <BR> Registration No. 333-181339 </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>PROSPECTUS SUPPLEMENT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(To prospectus dated May&nbsp;11, 2012) </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>&#128;500,000,000 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g883388g33u21.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>0.625% Senior Notes due 2020 </B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We are offering &#128;500,000,000 aggregate principal amount of our&nbsp;0.625% senior notes due&nbsp;2020 (the &#147;notes&#148;). The notes
will mature on&nbsp;March 12,&nbsp;2020. We will pay interest on the notes annually on March 12 of each year, commencing on&nbsp;March 12, 2016. We may redeem some or all of the notes from time to time at the &#147;make-whole&#148; redemption price
described under the heading &#147;Description of the Notes&#151;Optional Redemption.&#148; In addition, we may redeem the notes in whole, but not in part, at our option, in the event of certain developments affecting United States taxation as
described under the heading &#147;Description of the Notes&#151;Redemption for Tax Reasons.&#148; If we experience a &#147;change of control repurchase event,&#148; unless we have exercised our right to redeem the notes, we will be required to offer
to repurchase the notes from holders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be our senior unsecured obligations, and will rank equally in right of payment with
all of our other senior unsecured indebtedness from time to time outstanding. The notes will be issued only in minimum denominations of &#128;100,000 and integral multiples of &#128;1,000 in excess thereof. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:12pt; font-family:Times New Roman"><B>Investing in the notes involves risks. See &#147;<A HREF="#srom883388_4">Risk Factors</A>&#148; beginning on page S-5 of this prospectus
supplement and the risks discussed elsewhere in this prospectus supplement, the accompanying prospectus and the documents we file with the U.S. Securities and Exchange Commission. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Neither the U.S. Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or
passed upon the adequacy or accuracy of this prospectus supplement or the accompanying prospectus. Any representation to the contrary is a criminal offense. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Currently there is no public market for the notes. We intend to apply to list the notes on the New York Stock Exchange. The listing application
will be subject to approval by the New York Stock Exchange. If such listing is obtained, we have no obligation to maintain such listing and may delist the notes at any time. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="69%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Per<BR>Note</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Public offering price(1)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">99.574</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&#128;</TD>
<TD VALIGN="bottom" ALIGN="right">497,870,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Underwriting discounts and commissions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.350</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&#128;</TD>
<TD VALIGN="bottom" ALIGN="right">1,750,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proceeds, before expenses, to us(1)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">99.224</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&#128;</TD>
<TD VALIGN="bottom" ALIGN="right">496,120,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">Plus accrued interest from March 12, 2015 if settlement occurs after that date. </TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will
initially be represented by one or more global notes in registered form which will be registered in the name of a nominee of a common depositary for Euroclear Bank S.A./N.V. (&#147;Euroclear&#148;) and Clearstream Banking, <I>soci&eacute;t&eacute;
anonyme</I> (&#147;Clearstream&#148;). It is expected that delivery of the global note(s) will be made on March 12, 2015 or such later date as may be agreed by us and the underwriters. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><I>Joint Book-Running Managers </I></B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:16pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="90%"> <P STYLE="margin-bottom:1pt; font-size:16pt; font-family:Times New Roman"><B>BNP PARIBAS </B></P></TD>
<TD> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:16pt; font-family:Times New Roman" ALIGN="right"><B>HSBC </B></P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:16pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="57%"> <P STYLE="margin-bottom:1pt; font-size:16pt; font-family:Times New Roman"><B>ING </B></P></TD>
<TD> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:16pt; font-family:Times New Roman" ALIGN="right"><B>The Royal Bank of Scotland </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>The date of this prospectus supplement is March 5, 2015 </B></P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TABLE OF CONTENTS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Prospectus Supplement </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_1">About this Prospectus Supplement</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-ii</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_2">Cautionary Statement About Forward-Looking Statements</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-iv</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_3">Prospectus Supplement Summary</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_4">Risk Factors</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_5">Use of Proceeds</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_6">Currency Conversion</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_7">Ratio of Earnings to Fixed Charges</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_8">Description of Notes</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_9">Material U.S. Federal Income Tax Considerations</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_10">Underwriting</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_11">Legal Matters</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom883388_12">Incorporation of Certain Information by Reference</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">S-38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Prospectus </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="97%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#s883388_12">About this Prospectus </A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">i</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#s883388_13">Our Company </A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#s883388_14">Risk Factors </A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#s883388_15">Forward-Looking Statements </A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#s883388_16">Selected Financial Data </A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#s883388_17">Legal Matters </A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#s883388_18">Experts </A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#s883388_19">Where You Can Find More Information </A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#s883388_20">Incorporation of Certain Information by Reference </A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-i </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_1"></A>ABOUT THIS PROSPECTUS SUPPLEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This document contains two parts. The first part is this prospectus supplement, which describes the specific terms of this offering. The
second part, the accompanying prospectus, gives more general information, some of which may not apply to this offering. You should read the entire prospectus supplement, the accompanying prospectus, any free writing prospectus we have authorized and
the documents incorporated by reference that are described under &#147;Incorporation of Certain Information by Reference&#148; in this prospectus supplement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">You should rely only on the information contained or incorporated by reference in this prospectus supplement, the accompanying prospectus and
any free writing prospectus we have authorized. We have not authorized any other person to provide you with different information. If anyone provides you with different or inconsistent information, you should not rely on it. The notes are being
offered for sale only in jurisdictions where it is lawful to make such offers. The distribution of this prospectus supplement and the accompanying prospectus and the offering of the notes in certain jurisdictions may be restricted by law. Persons
outside the United States who receive this prospectus supplement and the accompanying prospectus should inform themselves about and observe any such restrictions. This prospectus supplement and the accompanying prospectus do not constitute, and may
not be used in connection with, an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not authorized or in which the person making such offer or solicitation is not authorized or in which the person making
such offer or solicitation is not qualified to do so or to any person to whom it is unlawful to make such offer or solicitation. See &#147;Underwriting&#148; in this prospectus supplement. You should assume that the information appearing in this
prospectus supplement, the accompanying prospectus, any free writing prospectus we have authorized and the documents incorporated by reference is accurate only as of the respective dates of those documents in which the information is contained. Our
business, financial condition, results of operations and prospects may have changed since those dates. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement
contains summaries believed to be accurate with respect to certain documents, but reference is made to the actual documents for complete information. All such summaries are qualified in their entirety by such reference. Copies of documents referred
to in this prospectus supplement will be made available to prospective investors at no cost upon request to us. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Unless the context
requires otherwise, the terms &#147;Whirlpool,&#148; &#147;we,&#148; &#147;our,&#148; and &#147;us&#148; refer to Whirlpool Corporation, including its subsidiaries. References in this prospectus supplement and the accompanying prospectus to
&#147;$&#148; and &#147;dollars&#148; are to the currency of the United States. References to &#147;&#128;&#148; and &#147;euro&#148; in this prospectus supplement are to the currency of the member states of the European Monetary Union that have
adopted or that adopt the single currency in accordance with the treaty establishing the European Community, as amended by the Treaty on European Union. The financial information presented, or incorporated by reference in this prospectus supplement
and the accompanying prospectus has been prepared in accordance with Generally Accepted Accounting Principles in the United States. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Notice to
Prospective Investors in the European Economic Area </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement and the accompanying prospectus have been prepared on
the basis that any offer of notes in any member state of the European Economic Area (the &#147;EEA&#148;) that has implemented the Prospectus Directive (2003/71/EC, as amended, including by Directive 2010/73/EU) (each, a &#147;Relevant Member
State&#148;) will be made pursuant to an exemption under the Prospectus Directive, as implemented in that Relevant Member State, from the requirement to publish a prospectus for offers of notes. Accordingly, any person making or intending to make
any offer in that Relevant Member State of notes which are the subject of the offering contemplated by this prospectus supplement and the accompanying prospectus may only do so in circumstances in which no obligation arises for Whirlpool or any of
the underwriters to publish a prospectus pursuant to Article 3 of the Prospectus Directive in relation to such offer. Neither Whirlpool nor the underwriters have authorized, nor do Whirlpool or the underwriters authorize, the making of any offer of
notes in circumstances in which an obligation arises for us or the underwriters to publish a prospectus for such offer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-ii </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Notice to Prospective Investors in the United Kingdom </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement and accompanying prospectus are only being distributed to, and are only directed at, persons in the United Kingdom
that are qualified investors within the meaning of Article 2(1)(e) of the Prospectus Directive and that are also (1)&nbsp;investment professionals falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion)
Order 2005 (the &#147;Order&#148;) or (2)&nbsp;high net worth entities, and other persons to whom it may lawfully be communicated, falling within Article 49(2)(a) to (d)&nbsp;of the Order (each such person being referred to as a &#147;Relevant
Person&#148;). This prospectus supplement and accompanying prospectus and their contents are confidential and should not be distributed, published or reproduced (in whole or in part) or disclosed by recipients to any other persons in the United
Kingdom. Any person in the United Kingdom that is not a Relevant Person should not act or rely on this prospectus supplement and/or accompanying prospectus or any of their contents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement and accompanying prospectus have not been approved for the purposes of section 21 of the UK Financial Services and
Markets Act 2000 (&#147;FSMA&#148;) by a person authorized under FSMA. This prospectus supplement and the accompanying prospectus are being distributed and communicated to persons in the United Kingdom only in circumstances in which section 21(1) of
FSMA does not apply. The notes are not being offered or sold to any person in the United Kingdom except in circumstances which will not result in an offer of securities to the public in the United Kingdom within the meaning of Part VI of FSMA. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Stabilization </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>IN CONNECTION WITH THE
ISSUE OF THE NOTES, HSBC BANK PLC (IN THIS CAPACITY, THE &#147;</B><B><I>STABILIZING MANAGER</I></B><B>&#148;) (OR ANY PERSON ACTING ON BEHALF OF THE STABILIZING MANAGER) MAY OVER-ALLOT THE NOTES OR EFFECT TRANSACTIONS WITH A VIEW TO SUPPORTING THE
MARKET PRICE OF THE NOTES AT A LEVEL HIGHER THAN THAT WHICH MIGHT OTHERWISE PREVAIL. HOWEVER, THERE IS NO ASSURANCE THAT THE STABILIZING MANAGER (OR PERSONS ACTING ON BEHALF OF THE STABILIZING MANAGER) WILL UNDERTAKE ANY STABILIZATION ACTION. ANY
STABILIZATION ACTION MAY BEGIN ON OR AFTER THE DATE ON WHICH ADEQUATE PUBLIC DISCLOSURE OF THE FINAL TERMS OF THE OFFER OF THE NOTES IS MADE, AND, IF BEGUN, MAY BE ENDED AT ANY TIME, BUT IT MUST END NO LATER THAN THE EARLIER OF 30 DAYS AFTER THE
ISSUE OF THE NOTES AND 60 DAYS AFTER THE DATE OF THE ALLOTMENT OF THE NOTES. ANY STABILIZATION ACTION OR OVER-ALLOTMENT MUST BE CONDUCTED BY THE STABILIZING MANAGER (OR PERSONS ACTING ON BEHALF OF THE STABILIZING MANAGER) IN ACCORDANCE WITH ALL
APPLICABLE LAWS AND RULES. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-iii </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_2"></A>CAUTIONARY STATEMENT ABOUT FORWARD-LOOKING STATEMENTS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The U.S. Private Securities Litigation Reform Act of 1995 provides a safe harbor for forward-looking statements made by us or on our behalf.
Certain statements contained in this prospectus supplement, the accompanying prospectus, the information incorporated herein by reference, and other written and oral statements made from time to time by us or on our behalf are based on current
projections about operations, industry conditions, financial condition, and liquidity, may not relate strictly to historical or current facts and may contain forward-looking statements that reflect our current views with respect to future events and
financial performance. As such, they are considered &#147;forward-looking statements&#148; which provide current expectations or forecasts of future events. Such statements can be identified by the use of terminology such as &#147;may,&#148;
&#147;could,&#148; &#147;will,&#148; &#147;should,&#148; &#147;possible,&#148; &#147;plan,&#148; &#147;predict,&#148; &#147;forecast,&#148; &#147;potential,&#148; &#147;anticipate,&#148; &#147;estimate,&#148; &#147;expect,&#148; &#147;project,&#148;
&#147;intend,&#148; &#147;believe,&#148; &#147;may impact,&#148; &#147;on track,&#148; and similar words or expressions. Our forward-looking statements generally relate to our growth strategies, financial results, product development, and sales
efforts. These forward-looking statements should be considered with the understanding that such statements involve a variety of risks and uncertainties, known and unknown, and may be affected by inaccurate assumptions. Consequently, no
forward-looking statement can be guaranteed and actual results may vary materially. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Forward-looking statements in this document or in the
information incorporated herein by reference may include, but are not limited to, statements regarding expected earnings per share, cash flow, productivity and raw material prices. Many risks, contingencies and uncertainties could cause actual
results to differ materially from our forward-looking statements. Among these factors are: (1)&nbsp;intense competition in the home appliance industry reflecting the impact of both new and established global competitors, including Asian and European
manufacturers; (2)&nbsp;acquisition and investment-related risk, including risk associated with our acquisitions of Hefei Sanyo and Indesit, and risk associated with our increased presence in emerging markets; (3)&nbsp;our ability to continue our
relationships with significant trade customers and the ability of these trade customers to maintain or increase market share; (4)&nbsp;risks related to our international operations, including changes in foreign regulations, regulatory compliance and
disruptions arising from natural disasters or terrorist attacks; (5)&nbsp;fluctuations in the cost of key materials (including steel, plastic, resins, copper and aluminum) and components and our ability to offset cost increases; (6)&nbsp;our ability
to manage foreign currency fluctuations; (7)&nbsp;litigation, tax, and legal compliance risk and costs, especially costs which may be materially different from the amount we expect to incur or have accrued for; (8)&nbsp;the effects and costs of
governmental investigations or related actions by third parties; (9)&nbsp;changes in the legal and regulatory environment including environmental and health and safety regulations; (10)&nbsp;our ability to maintain our reputation and brand image;
(11)&nbsp;our ability to achieve our business plans, productivity improvements, cost control, price increases, leveraging of its global operating platform, and acceleration of the rate of innovation; (12)&nbsp;information technology system failures
and data security breaches; (13)&nbsp;product liability and product recall costs; (14)&nbsp;inventory and other asset risk; (15)&nbsp;changes in economic conditions which affect demand for our products, including the strength of the building
industry and the level of interest rates; (16)&nbsp;the ability of suppliers of critical parts, components and manufacturing equipment to deliver sufficient quantities to us in a timely and cost-effective manner; (17)&nbsp;the uncertain global
economy; (18)&nbsp;our ability to attract, develop and retain executives and other qualified employees; (19)&nbsp;the impact of labor relations; (20)&nbsp;our ability to obtain and protect intellectual property rights; and (21)&nbsp;health care cost
trends, regulatory changes and variations between results and estimates that could increase future funding obligations for pension and postretirement benefit plans. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as required by law, we undertake no obligation to update any forward-looking statement, and investors are advised to review disclosures
in our filings with the U.S. Securities and Exchange Commission (the &#147;SEC&#148;). It is not possible to foresee or identify all factors that could cause actual results to differ from expected or historic results. Therefore, investors should not
consider the foregoing factors to be an exhaustive statement of all risks, uncertainties, or factors that could potentially cause actual results to differ from forward-looking statements. Additional information concerning these factors can be found
in our periodic filings with the SEC, including our most recent Annual Report on Form 10-K, as updated by our quarterly reports on Form 10-Q, current reports on Form 8-K and other filings we make with the SEC. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-iv </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<div style ="BORDER-BOTTOM:1.00pt solid #000000;BORDER-LEFT:1.00pt solid #000000;BORDER-RIGHT:1.00pt solid #000000;BORDER-TOP:1.00pt solid #000000;MARGIN-LEFT:0px;MARGIN-RIGHT:0px;WIDTH:100%"><div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_3"></A>PROSPECTUS SUPPLEMENT SUMMARY </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Whirlpool Corporation </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation is the world&#146;s leading global manufacturer and marketer of major home appliances with net sales of approximately
$20 billion and net earnings available to Whirlpool of $650 million in 2014.&nbsp;We are a leading producer of major home appliances in North America, Latin America and Europe, and have a significant presence throughout China and India.&nbsp;We
manufacture products in 14 countries and market products in nearly every country around the world under brand names such as <I>Whirlpool</I>,<I> KitchenAid</I>,<I> Maytag</I>,<I> Consul</I>,<I> Brastemp</I>,<I> Amana</I>,<I> Bauknecht</I>,<I>
Jenn-Air</I> and <I>Indesit</I>.&nbsp;Our reportable segments consist of North America, Latin America, EMEA (Europe, Middle East and Africa) and Asia. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Our principal executive offices are located at 2000 North M-63, Benton Harbor, Michigan 49022-2692 and our telephone number is
(269)&nbsp;923-5000. </P>
 <P STYLE="margin-top:0pt;margin-bottom:0pt; font-size:8pt">&nbsp;</P></div></div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-1 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<div style ="BORDER-BOTTOM:1.00pt solid #000000;BORDER-LEFT:1.00pt solid #000000;BORDER-RIGHT:1.00pt solid #000000;BORDER-TOP:1.00pt solid #000000;MARGIN-LEFT:0px;MARGIN-RIGHT:0px;WIDTH:100%"><div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>The Offering </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>The following summary is a summary of the notes, and is not intended to be complete. It does not contain all of the information that may be
important to you. For a more complete understanding of the notes, please refer to the section entitled &#147;Description of Notes&#148; in this prospectus supplement and the section entitled &#147;Description of Debt Securities&#148; in the
accompanying prospectus. </I></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Issuer </B></P></TD>
<TD>Whirlpool Corporation. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Notes Offered </B></P></TD>
<TD>&#128;500,000,000&nbsp;aggregate principal amount of 0.625% senior notes due&nbsp;2020. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Maturity </B></P></TD>
<TD>The notes will mature on March 12, 2020. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Interest </B></P></TD>
<TD>The notes will bear interest from March 12, 2015 at the rate of 0.625% per year, payable annually in arrears. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Interest Payment Date </B></P></TD>
<TD>March 12 of each year, commencing on March 12, 2016. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Ranking </B></P></TD>
<TD>The notes will be our senior unsecured obligations, will rank equally in right of payment with all of our existing and future senior unsecured debt and will rank senior in right of payment to all of our existing and future subordinated debt. The
notes will be effectively subordinated to all liabilities of our subsidiaries, including trade payables. As of December 31, 2014, our subsidiaries had $621&nbsp;million of indebtedness. See &#147;Description of Notes&#148; in this prospectus
supplement. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Currency of Payment </B></P></TD>
<TD>All payments of interest and principal, including payments made upon any redemption of the notes, will be made in euro. If the euro is unavailable to us due to the imposition of exchange controls or other circumstances beyond our control or if
the euro is no longer being used by the then member states of the European Monetary Union that have adopted the euro as their currency or for the settlement of transactions by public institutions of or within the international banking community,
then all payments in respect of the notes will be made in dollars until the euro is again available to us or so used. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Additional Amounts </B></P></TD>
<TD>We will, subject to certain exceptions and limitations set forth herein, pay additional amounts on the notes as are necessary in order that the net payment by us of the principal of, and premium, if any, and interest on the notes to a holder who
is not a United States person, after withholding or deduction for any future tax, assessment or other governmental charge imposed by the United States or a taxing authority in the United States will not be less than the amount provided in the notes
to be then due and payable. See &#147;Description of the Notes&#151;Payment of Additional Amounts.&#148; </TD></TR></TABLE>
 <P STYLE="margin-top:0pt;margin-bottom:0pt; font-size:8pt">&nbsp;</P></div></div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-2 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<div style ="BORDER-BOTTOM:1.00pt solid #000000;BORDER-LEFT:1.00pt solid #000000;BORDER-RIGHT:1.00pt solid #000000;BORDER-TOP:1.00pt solid #000000;MARGIN-LEFT:0px;MARGIN-RIGHT:0px;WIDTH:100%"><div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Optional Redemption </B></P></TD>
<TD>We may redeem the notes at our option, at any time in whole or from time to time in part, at a redemption price equal to the greater of: </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">100% of the principal amount of the notes being redeemed; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the sum of the present values of the remaining scheduled payments of principal and interest on the notes being redeemed on that redemption date (not including any portion of any payments of interest accrued to the
redemption date) discounted to the redemption date on an annual basis (ACTUAL/ACTUAL (ICMA)) at the applicable Comparable Government Bond Rate (as defined herein), plus 12 basis points; </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">plus accrued and unpaid interest on the notes being redeemed to, but excluding, the redemption date. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Redemption for Tax Reasons </B></P></TD>
<TD>We may redeem the notes at our option in whole but not part if the tax laws of the United States (or any taxing authority in the United States) change and we become obligated to pay additional amounts on the notes as described under
&#147;Description of the Notes&#151;Payments of Additional Amounts.&#148; This redemption would be at 100% of the principal amount, together with accrued and unpaid interest on the notes to the date fixed for redemption. See &#147;Description of the
Notes&#151;Redemption for Tax Reasons.&#148; </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Offer to Repurchase Upon a Change of Control Repurchase Event </B></P></TD>
<TD>If a Change of Control Repurchase Event (as defined under &#147;Description of Notes&#151;Certain Definitions&#148;) occurs, we will be required, unless we have exercised our right to redeem the notes, to make an offer to each holder of notes to
repurchase the notes at a purchase price equal to 101% of the principal amount of the notes, plus accrued and unpaid interest to, but not including, the date of repurchase. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Certain Covenants </B></P></TD>
<TD>The indenture governing the notes contains certain covenants that will, among other things, limit our ability and the ability of our restricted subsidiaries to: </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">create liens; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">enter into sale and leaseback transactions. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">These covenants are subject to a number of important qualifications and limitations. See &#147;Description of Notes&#151;Certain Covenants.&#148; </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Use of Proceeds </B></P></TD>
<TD>We intend to use the net proceeds from the sale of the notes for the repayment of a portion of our commercial paper borrowings. See &#147;Use of Proceeds.&#148; </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Additional Notes </B></P></TD>
<TD> <P STYLE="font-family:Times New Roman; font-size:10pt">We may, from time to time, without giving notice to or seeking the consent of the holders or beneficial owners of the notes, issue additional debt securities having the same terms (except
for the issue </P></TD></TR></TABLE>
 <P STYLE="margin-top:0pt;margin-bottom:0pt; font-size:8pt">&nbsp;</P></div></div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-3 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<div style ="BORDER-BOTTOM:1.00pt solid #000000;BORDER-LEFT:1.00pt solid #000000;BORDER-RIGHT:1.00pt solid #000000;BORDER-TOP:1.00pt solid #000000;MARGIN-LEFT:0px;MARGIN-RIGHT:0px;WIDTH:100%"><div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0%; font-size:10pt; font-family:Times New Roman">
date and, in some cases, the public offering price and the first interest payment date and the initial interest accrual date) as, and ranking equally and ratably with, the notes. Any additional
debt securities having such similar terms, together with the notes, will constitute a single series of securities under the indenture. </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Denomination and Form </B></P></TD>
<TD>We will issue the notes in the form of one or more global notes fully registered in the name of a nominee of, and deposited with, a common depositary for Clearstream and Euroclear. Except in the limited circumstances described in this prospectus
supplement, owners of beneficial interests in the notes will not be entitled to have notes registered in their names, will not receive or be entitled to receive notes in definitive form and will not be considered holders of notes under the
indenture. The notes will be issued only in minimum denominations of &#128;100,000 and integral multiples of &#128;1,000 in excess thereof. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Listing </B></P></TD>
<TD>We intend to apply to list the notes on the New York Stock Exchange. The listing application will be subject to approval by the New York Stock Exchange. If such a listing is obtained, we have no obligation to maintain such listing, and we may
delist the notes at any time. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Material U.S. Federal Income Tax Considerations </B></P></TD>
<TD>If you are a holder subject to U.S. income tax, you will generally be taxed on stated interest on the notes as ordinary income at the time the interest is received or when it accrues, depending on your method of accounting for tax purposes. Any
gain or loss you recognize on the sale, exchange, redemption or other disposition of a note generally will be capital gain or loss, subject to the special rules that apply to foreign currency transactions. The purchase of the notes in euro and
payment of interest and proceeds upon disposition of the notes in euro may have significant tax consequences. You should consult your tax advisor regarding the United States federal, state, local or other tax consequences of acquiring, owning and
disposing of the notes. See &#147;Material U.S. Federal Income Tax Considerations.&#148; </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Risk Factors </B></P></TD>
<TD>You should carefully read and consider the information set forth in &#147;Risk Factors,&#148; the risks discussed elsewhere in this prospectus supplement and the accompanying prospectus, including those set forth under the heading
&#147;Forward-Looking Statements&#148; in the accompanying prospectus, and the risk factors set forth in Part I, Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2014 before investing in the notes. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Trustee, U.S. Paying Agent and U.S. Transfer Agent </B></P></TD>
<TD>U.S. Bank National Association (as successor to Citibank, N.A.). </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>London Paying Agent and Transfer Agent </B></P></TD>
<TD>Elavon Financial Services Limited, UK Branch. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Registrar </B></P></TD>
<TD>Elavon Financial Services Limited. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE="margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Governing Law </B></P></TD>
<TD>New York. </TD></TR></TABLE>
 <P STYLE="margin-top:0pt;margin-bottom:0pt; font-size:8pt">&nbsp;</P></div></div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-4 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_4"></A>RISK FACTORS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>You should carefully consider the following risk factors and the information under the heading &#147;Risk Factors&#148; in the documents
incorporated by reference into the accompanying prospectus, as well as the other information included or incorporated by reference into this prospectus supplement and the accompanying prospectus, before making an investment decision with respect to
the notes. You should also note that these risks are not the only risks that we face. Additional risks and uncertainties not currently known to us or that we currently deem to be immaterial may have a negative impact on our business operations. The
risks described could affect our business, financial condition or results of operations. In such a case, you may lose all or part of your investment in the notes. </I></P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Ratings of the notes may not reflect all of the risks of an investment in the notes. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be rated by at least one nationally recognized statistical rating organization. The ratings of our notes will primarily reflect
our financial strength and will change in accordance with the rating of our financial strength. Any rating is not a recommendation to purchase, sell or hold any particular security, including the notes. These ratings do not comment as to market
price or suitability for a particular investor. In addition, ratings at any time may be lowered or withdrawn in their entirety. The ratings of our notes may not reflect the potential impact of all risks related to structure and other factors on any
trading market for, or trading value of, your notes. Actual or anticipated changes or downgrades in our credit ratings, including any announcement that our ratings are under further review for a potential downgrade, could affect the market value of
the notes and increase our corporate borrowing costs. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>There may be no public trading market for the notes. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">There is no existing market for the notes. Although we intend to apply for listing of the notes on the New York Stock Exchange, no assurance
can be given that the notes will become or will remain listed or that an active public trading market for the notes will develop or, if developed, will continue. The listing application will be subject to approval by the New York Stock Exchange. If
such a listing is obtained, we have no obligation to maintain such listing, and we may delist the notes at any time. As a result, a market for the notes may not develop or, if one does develop, it may not be maintained. If an active market for the
notes fails to develop or be sustained, the trading price and liquidity of the notes could be adversely affected. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>If you are able to resell your
notes, many factors may affect the price you receive, which may be lower than you believe to be appropriate. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If you are able to resell
your notes, the price you receive will depend on many factors that may vary over time, including: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the market for similar securities; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the level, direction and volatility of market interest rates; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the outstanding amount of the notes; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the redemption and repayment features of the notes to be sold; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the time remaining to maturity of your notes. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As a result of these factors, you may only be
able to sell your notes at prices below those you believe to be appropriate, including prices below the price you paid for them. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Effective
subordination of the notes may reduce amounts available for payment of the notes. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">While we are not a holding company, we conduct some
of our operations through our subsidiaries. As of December&nbsp;31, 2014, our subsidiaries had indebtedness of $621 million. Holders of the notes will be effectively subordinated to the indebtedness and other liabilities of our subsidiaries,
including trade creditors. In the event of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-5 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
a default by a subsidiary under any credit arrangement or other indebtedness, its creditors could accelerate such debt, prior to such subsidiary distributing amounts to us that we could have used
to make payments on the notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In addition, the notes will be unsecured. As of December&nbsp;31, 2014, we had no significant secured debt
outstanding. If in the future, we default on any then-existing secured debt, the holders thereof may foreclose on the assets securing our secured debt, reducing the cash flow from the foreclosed property available for payment of unsecured debt. The
holders of any of our secured debt outstanding at the time of an event of default also would have priority over unsecured creditors in the event of our liquidation, bankruptcy or similar proceeding. In the event of such a proceeding, the holders of
our secured debt, if any, would be entitled to proceed against our pledged collateral, and that collateral will not be available for payment of unsecured debt, including the notes. As a result, the notes will be effectively subordinated to any
secured debt that we may have now or in the future. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The notes do not restrict our ability to incur additional debt or prohibit us from taking other
action that could have a negative impact on holders of the notes. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We are not restricted under the terms of the indenture or the notes
from incurring additional indebtedness. The terms of the indenture limit our ability to secure additional debt without also securing the notes and to enter into sale and leaseback transactions. However, these limitations are subject to certain
exceptions. See &#147;Description of Notes&#151;Certain Covenants&#151;Limitations on Liens&#148; and &#147;Description of Notes&#151;Certain Covenants&#151;Restriction on Sales and Leasebacks.&#148; In addition, the notes do not require us to
achieve or maintain any minimum financial results relating to our financial position or results of operations. Our ability to recapitalize, secure existing or future debt or take a number of other actions that are not limited by the terms of the
indenture and the notes, including repurchasing subordinated indebtedness or common stock or transferring assets to our parent if we were to form a holding company, could have the effect of diminishing our ability to make payments on the notes when
due. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Our financial performance and other factors could adversely impact our ability to make payments on the notes. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Our ability to make scheduled payments with respect to our indebtedness, including the notes, will depend on our financial and operating
performance, which, in turn, is subject to prevailing economic conditions and to financial, business and other factors beyond our control. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>If we
redeem notes when prevailing interest rates are lower than the rate borne by the notes, you likely would not be able to reinvest the redemption proceeds in a comparable security at as high an effective interest rate. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We may choose to redeem your notes from time to time. If prevailing rates are lower at the time of redemption, you likely would not be able to
reinvest the redemption proceeds in a comparable security at an effective interest rate as high as the then-current interest rate on the notes being redeemed. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>An increase in market interest rates could result in a decrease in the value of the notes. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In general, as market interest rates rise, notes bearing interest at a fixed rate generally decline in value because the premium, if any, over
market interest rates will decline. Consequently, if you purchase notes and market interest rates increase, the market value of your notes may decline. We cannot predict the future level of market interest rates. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>We may not have the funds to repurchase the notes upon a Change of Control Repurchase Event as may be required by the notes. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon the occurrence of a Change of Control Repurchase Event (as defined below under &#147;Description of Notes&#151;Certain Definitions&#148;),
unless we have exercised our right to redeem the notes, subject to certain </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-6 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
conditions, we will be required to make an offer to each holder of notes to repurchase the notes at a purchase price equal to 101% of the principal amount of the notes, plus any accrued and
unpaid interest thereon to the date of repurchase. The source of funds for that repurchase of notes will be our available cash or cash generated from our subsidiaries&#146; operations or other potential sources, including borrowings, sales of assets
or sales of equity. We cannot assure you that sufficient funds from those sources will be available at the time a Change of Control Repurchase Event occurs, requiring us to repurchase the notes tendered. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Accordingly, it is possible that we will not have sufficient funds at the time of the Change of Control Repurchase Event to make the required
repurchase of the notes or our other debt securities. It is also possible that restrictions in our credit agreement will not allow such repurchases. See &#147;Description of Notes&#151;Repurchase Upon a Change of Control&#148; for additional
information. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>An investment in the notes by a holder whose home currency is not euro entails significant risks. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All payments of interest on and the principal of the notes and any redemption price for the notes will be made in euro. An investment in the
notes by a holder whose home currency is not euro entails significant risks. These risks include the possibility of significant changes in rates of exchange between the holder&#146;s home currency and euro and the possibility of the imposition or
subsequent modification of foreign exchange controls. These risks generally depend on factors over which we have no control, such as economic, financial and political events and the supply of and demand for the relevant currencies. In the past,
rates of exchange between euro and certain currencies have been highly volatile, and each holder should be aware that volatility may occur in the future. Fluctuations in any particular exchange rate that have occurred in the past, however, are not
necessarily indicative of fluctuations in the rate that may occur during the term of the notes. Depreciation of euro against the holder&#146;s home currency would result in a decrease in the effective yield of the notes below its coupon rate and, in
certain circumstances, could result in a loss to the holder. If you are a holder subject to United States income tax, see &#147;Material United States Federal Income Tax Considerations&#151;Foreign Currency Considerations&#148; for the material
United States federal income tax consequences of the acquisition, ownership and disposition of the notes related to the notes being denominated in euro. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The notes permit us to make payments in dollars if we are unable to obtain euro. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the euro is unavailable to us due to the imposition of exchange controls or other circumstances beyond our control or if the euro is no
longer being used by the then member states of the European Monetary Union that have adopted the euro as their currency or for the settlement of transactions by public institutions of or within the international banking community, then all payments
in respect of the notes will be made in dollars until the euro is again available to us or so used. The amount payable on any date in euro will be converted into U.S. dollars at the rate mandated by the U.S. Federal Reserve Board as of the close of
business on the second business day prior to the relevant payment date or, in the event the U.S. Federal Reserve Board has not mandated a rate of conversion, on the basis of the then most recent U.S. dollar/euro exchange rate published in <I>The
Wall Street Journal</I> on or most recently prior to the second business day prior to the relevant payment date. Any payment in respect of the notes so made in dollars will not constitute an event of default under the notes or the indenture
governing the notes. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>In a lawsuit for payment on the notes, an investor may bear currency exchange risk. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture is, and the notes will be, governed by the laws of the State of New York. Under New York law, a New York state court rendering a
judgment on the notes would be required to render the judgment in euro. However, the judgment would be converted into dollars at the exchange rate prevailing on the date of entry of the judgment. Consequently, in a lawsuit for payment on the notes,
investors would bear currency exchange risk until a New York state court judgment is entered, which could be a significant amount of time. A federal court sitting in New York with diversity jurisdiction over a dispute arising in connection with the
notes would apply New York law. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-7 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In courts outside of New York, investors may not be able to obtain a judgment in a currency other
than dollars. For example, a judgment for money in an action based on the notes in many other United States federal or state courts ordinarily would be enforced in the United States only in dollars. The date used to determine the rate of conversion
of euro into dollars would depend upon various factors, including which court renders the judgment and when the judgment is rendered. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Trading in the
clearing systems is subject to minimum denomination requirements. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The terms of the notes provide that notes will be issued with a
minimum denomination of &#128;100,000 and multiples of &#128;1,000 in excess thereof. It is possible that the clearing systems may process trades that could result in amounts being held in denominations smaller than the minimum denominations. If
definitive notes are required to be issued in relation to such notes in accordance with the provisions of the relevant global notes, a holder who does not have the minimum denomination or a multiple of &#128;1,000 in excess thereof in its account
with the relevant clearing system at the relevant time may not receive all of its entitlement in the form of definitive notes unless and until such time as its holding satisfies the minimum denomination requirement. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>EU Savings Directive&#151;A paying agent may be obligated to withhold taxes under the EU Savings Directive. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under EC Council Directive 2003/48/EC of June&nbsp;3, 2003 on taxation of savings income in the form of interest payments (the &#147;EU Savings
Directive&#148;), the competent authority of a member state of the European Union (each a &#147;Member State&#148;) is required to provide to the competent authority of another Member State details of payments of interest and other similar income
paid by a person within its jurisdiction to, or for the benefit of, an individual, or certain other persons, resident in that other Member State. However, for a transitional period, Austria is instead required (unless during such period it elects
otherwise) to levy withholding tax at a rate of 35% in relation to such payments. The ending of such transitional period is dependent upon the conclusion of certain other agreements relating to information exchange with certain other countries. A
number of non-EU countries and territories have adopted similar measures. Luxembourg operated a withholding system until December&nbsp;31, 2014, but the Luxembourg Government has elected out of the withholding system in favor of automatic exchange
of information with effect from January&nbsp;1, 2015. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On March&nbsp;24, 2014, the European Council adopted an EU Council Directive
amending and broadening the scope of the requirements described above. In particular, the changes expand the range of payments covered by the EU Savings Directive to include certain additional types of income, and widen the range of recipients
payments to whom are covered by the EU Savings Directive, to include certain other types of entity and legal arrangement. Member States are required to implement national legislation giving effect to these changes by January&nbsp;1, 2016 (which
national legislation must apply from January&nbsp;1, 2017). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a payment were to be made or collected through a Member State that has
opted for a withholding system and an amount of, or in respect of, tax were to be withheld from that payment, then neither we, nor any paying agent nor any other person would be obliged to pay additional amounts with respect to any note as a result
of the imposition of such withholding tax. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-8 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_5"></A>USE OF PROCEEDS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We expect the net proceeds from the sale of the notes to be approximately &#128;495.9&nbsp;million (or $555.3&nbsp;million using the noon
buying rate in New York City on February&nbsp;27, 2015 for cable transfers of &#128;1.00=$1.1197&nbsp;as announced by the United States Federal Reserve Board for euro), after deducting our offering expenses and underwriting discounts. We intend to
use the net proceeds from the sale of the notes for the repayment of a portion of our commercial paper borrowings. As of March 3, 2015, the commercial paper to be repaid using the proceeds of this offering carried a weighted-average interest rate of
0.19% and has various maturity dates, with the last being March&nbsp;31, 2015. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_6"></A>CURRENCY CONVERSION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Principal and interest payments in respect of the notes will be payable in euro. If the euro is unavailable to us due to the imposition of
exchange controls or other circumstances beyond our control or if the euro is no longer being used by the then member states of the European Monetary Union that have adopted the euro as their currency or for the settlement of transactions by public
institutions of or within the international banking community, then all payments in respect of the notes will be made in dollars until the euro is again available to us or so used. The amount payable on any date in euro will be converted into U.S.
dollars at the rate mandated by the U.S. Federal Reserve Board as of the close of business on the second business day prior to the relevant payment date or, in the event the U.S. Federal Reserve Board has not mandated a rate of conversion, on the
basis of the then most recent U.S. dollar/euro exchange rate published in <I>The Wall Street Journal</I> on or most recently prior to the second business day prior to the relevant payment date. Any payment in respect of the notes so made in dollars
will not constitute an event of default under the notes or the indenture governing the notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Investors will be subject to foreign
exchange risks as to payments of principal and interest that may have important economic and tax consequences to them. See &#147;Risk Factors.&#148; You should consult your own financial and legal advisors as to the risks involved in an investment
in the notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On February&nbsp;27, 2015, the noon buying rate in New York City for cable transfers as announced by the United States
Federal Reserve Board was &#128;1.00=$1.1197. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_7"></A>RATIO OF EARNINGS TO FIXED CHARGES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following table sets forth our ratio of earnings to fixed charges for each of the periods presented. For purposes of determining the ratio
of earnings to fixed charges, &#147;earnings&#148; consist of income (loss) before income taxes before adjustment for fixed charges. &#147;Fixed charges&#148; consist of the portion of rents representative of the interest factor, interest on
indebtedness and amortization of debt financing fees. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="75%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Year Ended December&nbsp;31,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2012</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2011</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2010</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ratio of Earnings to Fixed Charges</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.0x</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.0x</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.2x</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1)</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.1x</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">Earnings for the year ended December&nbsp;31, 2011 were inadequate to cover fixed charges. The coverage deficiency was approximately $28 million. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-9 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_8"></A>DESCRIPTION OF NOTES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>The following description is a summary of the material provisions of the notes and the indenture. It does not restate those instruments and
agreements in their entirety. We urge you to read those instruments and agreements because they, and not this description, define your rights as holders of notes. You may obtain a copy of the indenture from us by writing to us at Whirlpool
Corporation, 2000 North M-63, Benton Harbor Michigan 49022, Attn: Investor Relations. The notes will have the terms described below. Capitalized terms used but not defined below or under &#147;&#151;Certain Definitions&#148; have the meanings given
to them in the indenture relating to the notes. </I></P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>General Terms of the Notes </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes being offered by this prospectus supplement and the accompanying prospectus will be issued under an indenture between us and U.S.
Bank National Association (as successor to Citibank, N.A.), as trustee, dated March&nbsp;20, 2000 (as may be amended, supplemented or amended and restated from time to time). This prospectus supplement refers to U.S. Bank National Association as the
&#147;trustee.&#148; The indenture is subject to and governed by the U.S. Trust Indenture Act of 1939, as amended. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture and the
notes do not limit the amount of indebtedness which may be incurred or the amount of securities which may be issued by us, and contain no financial or similar restrictions on us subject to certain limited exceptions. See &#147;&#151;Limitations on
Liens&#148; and &#147;&#151;Restrictions on Sales and Leasebacks.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The original principal amount of the notes will be
&#128;500,000,000. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We may, from time to time, without giving notice to or seeking the consent of the holders or beneficial owners of the
notes, issue additional debt securities having the same terms (except for the issue date and, in some cases, the public offering price and the first interest payment date and the initial interest accrual date) as, and ranking equally and ratably
with, the notes. Any additional debt securities having such similar terms, together with the notes, will constitute a single series of securities under the indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be our senior unsecured obligations, will rank equally in right of payment with all of our existing and future senior unsecured
debt and will rank senior in right of payment to all of our existing and future subordinated debt. The notes will be effectively subordinated to all secured obligations to the extent of the assets that serve as security for those obligations. As of
December&nbsp;31, 2014, we had no significant secured debt. The notes will be effectively subordinated to all liabilities of our subsidiaries, including trade payables. As of December&nbsp;31, 2014, our subsidiaries had $621 million of indebtedness.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be issued only in fully registered form without coupons, in minimum denominations of &#128;100,000 with integral multiples
of &#128;1,000 thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will mature on&nbsp;March 12,&nbsp;2020. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will bear interest at the rate of 0.625% per year. Interest on the notes will accrue from March 12, 2015 and be payable annually in
arrears on March 12 of each year, commencing March 12, 2016 to the persons in whose names the notes were registered at the close of business on the business day (for this purpose a day on which Clearstream and Euroclear are open for business)
immediately preceding the interest payment date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any payment otherwise required to be made in respect of the notes on a date that is not
a Business Day may be made on the next succeeding Business Day with the same force and effect as if made on that date. No additional interest shall accrue as a result of a delayed payment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the notes are issued in definitive form, principal and interest will be payable, and the notes will be transferable or exchangeable, at the
office or offices or agency maintained by us for this purpose. Payment of interest on notes issued in definitive form may be made at our option by check mailed to the registered holders. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-10 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Interest on the notes will be computed on the basis of the actual number of days in the period
for which interest is being calculated and the actual number of days from and including the last date on which interest was paid or duly provided for on the notes (or&nbsp;March 12, 2015 if no interest has been paid on the notes), to but excluding
the next scheduled interest payment date. This payment convention is referred to as ACTUAL/ACTUAL (ICMA) as defined in the rulebook of the International Capital Market Association. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be represented by one or more global securities registered in the name of a nominee of the common depositary for Clearstream
and Euroclear. The notes will be available only in book-entry form. Refer to &#147;Book-Entry Delivery and Form.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We will initially
appoint the trustee at its corporate trust office as a paying agent, transfer agent and registrar for the notes. Elavon Financial Services Limited, UK Branch, will initially act as London paying agent and transfer agent for the notes and Elavon
Financial Services Limited will act as registrar. We may vary or terminate the appointment of any paying agent or transfer agent, or appoint additional or other such agents or approve any change in the office through which any such agent acts;
provided, however, that, to the extent permitted by law, we will undertake to maintain a paying agent in a member state of the European Union that is not obliged to withhold or deduct tax pursuant to the European Union Directive 2003/48/EC, or any
law implementing, or complying with or introduced in order to conform to, such Directive. We will provide you with notice of any resignation, termination or appointment of the trustee or any paying agent or transfer agent, and of any change in the
office through which any such agent will act. We will cause each transfer agent to act as a co-registrar and will cause to be kept at the office of the registrar outside of the United Kingdom a register in which, subject to such reasonable
regulations as we may prescribe, we will provide for the registration of the notes and registration of transfers of the notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notices to
holders of the notes will be mailed to the registered holders, subject to the provisions herein. Any notice shall be deemed to have been given on the date of mailing. So long as the notes are represented by a global security deposited with Elavon
Financial Services Limited, as the common depositary for Clearstream and Euroclear, notices to holders may be given by delivery to Clearstream and Euroclear, and such notices shall be deemed to be given on the date of delivery to Clearstream and
Euroclear. The trustee will only mail notices to the registered holder of the notes. The trustee will mail notices as directed by us in writing by first-class mail, postage prepaid, to each registered holder&#146;s last known address as it appears
in the security register that the trustee maintains. You will not receive notices regarding the notes directly from us unless we reissue the notes to you in fully certificated form. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Issuance in Euro </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Initial holders will be
required to pay for the notes in euro, and all payments of interest and principal, including payments made upon any redemption of the notes, will be payable in euro. If, on or after the date of this prospectus supplement, the euro is unavailable to
us due to the imposition of exchange controls or other circumstances beyond our control or if the euro is no longer being used by the then member states of the European Monetary Union that have adopted the euro as their currency or for the
settlement of transactions by public institutions of or within the international banking community, then all payments in respect of the notes will be made in dollars until the euro is again available to us or so used. The amount payable on any date
in euro will be converted into U.S. dollars at the rate mandated by the U.S. Federal Reserve Board as of the close of business on the second business day prior to the relevant payment date or, in the event the U.S. Federal Reserve Board has not
mandated a rate of conversion, on the basis of the then most recent U.S. dollar/euro exchange rate published in <I>The Wall Street Journal</I> on or most recently prior to the second business day prior to the relevant payment date. Any payment in
respect of the notes so made in dollars will not constitute an event of default under the notes or the indenture governing the notes. Neither the trustee nor the paying agent shall have any responsibility for any calculation or conversion in
connection with the forgoing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Investors will be subject to foreign exchange risks as to payments of principal and interest that may have
important economic and tax consequences to them. See &#147;Risk Factors.&#148; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-11 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Optional Redemption </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes may be redeemed at our option, at any time in whole or from time to time in part. The redemption price for the notes to be redeemed
on any redemption date will be equal to the greater of the following amounts: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">100% of the principal amount of the notes being redeemed on the redemption date; or </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the sum of the present values of the remaining scheduled payments of principal and interest on the notes being redeemed on that redemption date (not including any portion of any payments of interest accrued to the
redemption date) discounted to the redemption date on an annual basis (ACTUAL/ACTUAL (ICMA)) at the applicable Comparable Government Bond Rate (as defined below), plus 12 basis points; </TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">plus accrued and unpaid interest on the notes being redeemed to, but not including, the redemption date. Notwithstanding the foregoing, installments of
interest on the notes that are due and payable on interest payment dates falling on or prior to a redemption date will be payable on the interest payment date to the registered holders as of the close of business on the relevant record date
according to the notes and the indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We will mail or provide notice of any redemption at least 30 days but not more than 60 days
before the redemption date to each registered holder of the notes to be redeemed. Once notice of redemption is mailed or provided, the notes called for redemption will become due and payable on the redemption date and at the applicable redemption
price, plus accrued and unpaid interest to the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On and after the redemption date, interest will cease to accrue on the
notes or any portion of the notes called for redemption (unless we default in the payment of the redemption price and accrued interest). On or before the redemption date, we will deposit with a paying agent or the trustee money sufficient to pay the
redemption price of and accrued interest on the notes to be redeemed on that date. If less than all of the securities of any series are to be redeemed, the securities to be redeemed shall be selected by the trustee by a method the trustee deems to
be fair and appropriate or in case the notes are represented by one or more global notes, beneficial interests therein shall be selected for redemption by Clearstream and Euroclear in accordance with their respective applicable procedures therefor.
The notes will not be entitled to the benefit of any mandatory redemption or sinking fund. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Payment of Additional Amounts </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We will, subject to the exceptions and limitations set forth below, pay as additional interest on the notes such additional amounts as are
necessary in order that the net payment by us or a paying agent of the principal of, and premium, if any, and interest on the notes to a holder who is not a United States person (as defined below), after withholding or deduction for any future tax,
assessment or other governmental charge imposed by the United States or a taxing authority in the United States, will not be less than the amount provided in the notes to be then due and payable; provided, however, that the foregoing obligation to
pay additional amounts shall not apply: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">to any tax, assessment or other governmental charge that would not have been imposed but for the holder (or the beneficial owner for whose benefit such holder holds such note), or a fiduciary, settlor, beneficiary,
member or shareholder of the holder if the holder is an estate, trust, partnership or corporation, or a person holding a power over an estate or trust administered by a fiduciary holder, being considered as: </TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) being or having been engaged in a trade or business in the United States or having or having had a permanent establishment
in the United States; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) having a current or former connection with the United States (other than a connection arising
solely as a result of the ownership of the notes or the receipt of any payment or the enforcement of any rights thereunder), including being or having been a citizen or resident of the United States; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) being or having been a personal holding company, a passive foreign investment company or a controlled foreign corporation
for United States income tax purposes or a corporation that has accumulated earnings to avoid United States federal income tax; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-12 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) being or having been a &#147;10-percent shareholder&#148; of the Company as
defined in section 871(h)(3) of the United States Internal Revenue Code of 1986, as amended (the &#147;Code&#148;), or any successor provision; or </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) being a bank receiving payments on an extension of credit made pursuant to a loan agreement entered into in the ordinary
course of its trade or business; </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top">to any holder that is not the sole beneficial owner of the notes, or a portion of the notes, or that is a fiduciary, partnership or limited liability company, but only to the extent that a beneficial owner with respect
to the holder, a beneficiary or settlor with respect to the fiduciary, or a beneficial owner or member of the partnership or limited liability company would not have been entitled to the payment of an additional amount had the beneficiary, settlor,
beneficial owner or member received directly its beneficial or distributive share of the payment; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top">to any tax, assessment or other governmental charge that would not have been imposed but for the failure of the holder or any other person to comply with certification, identification or information reporting
requirements concerning the nationality, residence, identity or connection with the United States of the holder or beneficial owner of the notes, if compliance is required by statute, by regulation of the United States or any taxing authority
therein or by an applicable income tax treaty to which the United States is a party as a precondition to exemption from such tax, assessment or other governmental charge; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top">to any tax, assessment or other governmental charge that is imposed otherwise than by withholding by us or a paying agent from the payment; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top">to any tax, assessment or other governmental charge that would not have been imposed but for a change in law, regulation, or administrative or judicial interpretation that becomes effective more than 15 days after the
payment becomes due or is duly provided for, whichever occurs later; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top">to any estate, inheritance, gift, sales, excise, transfer, wealth, capital gains or personal property tax or similar tax, assessment or other governmental charge; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top">to any withholding or deduction that is imposed on a payment to an individual and that is required to be made pursuant to European Council Directive 2003/48/EC or the taxation of the savings income or any law
implementing or complying with, or introduced in order to conform to such Directive; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top">to any tax, assessment or other governmental charge required to be withheld by any paying agent from any payment of principal of or interest on any note, if such payment can be made without such withholding by at least
one other paying agent; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(9)</TD>
<TD ALIGN="left" VALIGN="top">to any tax, assessment or other governmental charge that would not have been imposed but for the presentation by the holder of any note, where presentation is required, for payment on a date more than 30 days after the
date on which payment became due and payable or the date on which payment thereof is duly provided for, whichever occurs later; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(10)</TD>
<TD ALIGN="left" VALIGN="top">to any tax, assessment or other governmental charge that would not have been imposed or withheld but for the beneficial owner being a bank (i)&nbsp;purchasing the notes in the ordinary course of its lending business or
(ii)&nbsp;that is neither (A)&nbsp;buying the notes for investment purposes only nor (B)&nbsp;buying the notes for resale to a third-party that either is not a bank or holding the notes for investment purposes only; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(11)</TD>
<TD ALIGN="left" VALIGN="top">to any tax, assessment or other governmental charge imposed under Sections 1471 through 1474 of the Code (or any amended or successor provisions), any current or future regulations or official interpretations thereof,
any agreement entered into pursuant to Section&nbsp;1471(b) of the Code, any intergovernmental agreement entered into in connection with the implementation of such sections of the Code or any fiscal or regulatory legislation, rules or practices
adopted pursuant to any such intergovernmental agreement; or </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(12)</TD>
<TD ALIGN="left" VALIGN="top">in the case of any combination of items (1), (2), (3), (4), (5), (6), (7), (8), (9), (10)&nbsp;and (11). </TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are subject in all cases to any tax, fiscal or other law or regulation or administrative or judicial interpretation applicable to
the notes. Except as specifically provided under this heading &#147;&#151;Payment of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-13 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Additional Amounts,&#148; we will not be required to make any payment for any tax, assessment or other governmental charge imposed by any government or a political subdivision or taxing authority
of or in any government or political subdivision. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As used under this heading &#147;&#151;Payment of Additional Amounts&#148; and under
the heading &#147;&#151;Redemption for Tax Reasons&#148;, the term &#147;United States&#148; means the United States of America, the states of the United States, and the District of Columbia, and the term &#147;United States person&#148; means any
individual who is a citizen or resident of the United States for United States federal income tax purposes, a corporation, partnership or other entity created or organized in or under the laws of the United States, any state of the United States or
the District of Columbia, or any estate or trust the income of which is subject to United States federal income taxation regardless of its source. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Redemption for Tax Reasons </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If, as a
result of any change in, or amendment to, the laws (or any regulations or rulings promulgated under the laws) of the United States (or any taxing authority in the United States), or any change in, or amendment to, an official position or judicial
precedent regarding the application or interpretation of such laws, regulations or rulings, which change or amendment is announced or becomes effective on or after the date of this prospectus supplement, we become or, based upon a written opinion of
independent counsel selected by us, will become obligated to pay additional amounts as described under the heading &#147;&#151;Payment of Additional Amounts&#148; with respect to the notes, then we may at any time at our option redeem, in whole, but
not in part, the notes on not less than 30 nor more than 60 days&#146; prior notice, at a redemption price equal to 100% of their principal amount plus accrued and unpaid interest to the redemption date. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Offer to Repurchase Upon a Change of Control Repurchase Event </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a Change of Control Repurchase Event occurs, unless we have exercised our right to redeem the notes as described above, holders of notes
will have the right to require us to repurchase all or any part (in integral multiples of &#128;1,000) of their notes pursuant to the offer described below (the &#147;Change of Control Offer&#148;). In the Change of Control Offer, we will be
required to offer payment in cash equal to 101% of the aggregate principal amount of notes repurchased plus accrued and unpaid interest, if any, on the notes repurchased, to the date of repurchase (the &#147;Change of Control Payment&#148;). Within
30 days following any Change of Control Repurchase Event, or, at our option, prior to any Change of Control, but after the public announcement of the Change of Control, we will be required to mail or provide a notice to holders of notes describing
the transaction or transactions that constitute or may constitute the Change of Control Repurchase Event and offering to repurchase the notes on the date specified in the notice, which date will be no earlier than 30 days and no later than 60 days
from the date such notice is mailed or provided (the &#147;Change of Control Payment Date&#148;), pursuant to the procedures required by the notes and described in such notice. The notice shall, if mailed or provided prior to the date of
consummation of the Change of Control, state that the offer to purchase is conditioned on the Change of Control Repurchase Event occurring on or prior to the payment date specified in the notice. We will comply with the requirements of Rule 14e-1
under the U.S. Securities Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;), and any other securities laws and regulations thereunder to the extent those laws and regulations are applicable in connection with the repurchase of the
notes as a result of a Change of Control Repurchase Event. To the extent that the provisions of any securities laws or regulations conflict with the Change of Control provisions of the notes, we will be required to comply with the applicable
securities laws and regulations and will not be deemed to have breached our obligations under the Change of Control provisions of the notes by virtue of such conflicts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On the Change of Control Payment Date, we will be required, to the extent lawful, to: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">accept for payment all notes or portions of notes properly tendered pursuant to the Change of Control Offer; </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-14 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">deposit with the paying agent an amount equal to the Change of Control Payment in respect of all notes or portions of notes properly tendered; and </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">deliver or cause to be delivered to the trustee the notes properly accepted together with an officers&#146; certificate stating the aggregate principal amount of notes or portions of notes being purchased.
</TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The definition of Change of Control includes a phrase relating to the direct or indirect sale, lease, transfer, conveyance
or other disposition of &#147;all or substantially all&#148; of the properties or assets of Whirlpool and its subsidiaries taken as a whole. Although there is a limited body of case law interpreting the phrase &#147;substantially all,&#148; there is
no precise established definition of the phrase under applicable law. Accordingly, the ability of a holder of notes to require Whirlpool to repurchase its notes as a result of a sale, lease, transfer, conveyance or other disposition of less than all
of the assets of Whirlpool and its subsidiaries taken as a whole to another Person or group may be uncertain. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Certain Covenants </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Limitations on Liens </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We have agreed that,
so long as any of the notes remain outstanding, we will not, nor will we permit any Restricted Subsidiary to, secure indebtedness for money borrowed (hereinafter referred to as &#147;Debt&#148;) by placing a Lien on any Principal Property now or
hereafter owned or leased by us or any Restricted Subsidiary or on any shares of stock or Debt of any Restricted Subsidiary without equally and ratably securing all of the notes, unless after giving effect thereto (1)&nbsp;the aggregate principal
amount of all such secured Debt then outstanding plus (2)&nbsp;all Attributable Debt of Whirlpool and its Restricted Subsidiaries in respect of sale and leaseback transactions described below under &#147;&#151;Restrictions on Sales and
Leasebacks&#148; covering Principal Properties, other than sale and leaseback transactions permitted under clause (b)&nbsp;of &#147;&#151;Restrictions on Sales and Leasebacks,&#148; would not exceed an amount equal to 10% of Consolidated Net
Tangible Assets. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This restriction will not apply to, and there shall be excluded in computing secured Debt for purposes of this
restriction, certain permitted Liens, including: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Liens existing as of the date of the indenture on property or assets of Whirlpool or any of its Restricted Subsidiaries; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Liens on property or assets of, or on any shares of stock or Debt of, any corporation existing at the time such corporation becomes a Restricted Subsidiary; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Liens on property or assets or shares of stock or Debt existing at the time of acquisition and certain purchase money or similar Liens; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Liens to secure certain development, operation, construction, alteration, repair or improvement costs; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Liens in favor of, or which secure Debt owing to, Whirlpool or a Restricted Subsidiary; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Liens in connection with government contracts, including the assignment of moneys due or to come due thereon; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">certain Liens in connection with legal proceedings or arising in the ordinary course of business and not in connection with the borrowing of money; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Liens on property securing tax-exempt obligations issued by a domestic governmental issuer to finance the cost of acquisition or construction of such property; and </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">extensions, substitutions, replacements or renewals of the foregoing. </TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Restrictions on Sales and Leasebacks
</I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We have agreed that, so long as any of the notes remain outstanding, we will not, nor will we permit any Restricted Subsidiary to,
enter into any sale and leaseback transaction, except a lease for a period not exceeding three years, after the date of the indenture covering any Principal Property which was or is owned or leased by us
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-15 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
or a Restricted Subsidiary and which has been or is to be sold or transferred more than 120 days after such property has been owned by us or such Restricted Subsidiary and completion of
construction and commencement of full operation thereof, unless (a)&nbsp;the Attributable Debt in respect thereto and all other sale and leaseback transactions entered into after the date of the indenture (other than those the proceeds of which are
applied to reduce indebtedness under clause (b)&nbsp;below), plus the aggregate principal amount of then outstanding secured Debt not otherwise permitted or excepted without equally and ratably securing the debt securities, does not exceed 10% of
Consolidated Net Tangible Assets, or (b)&nbsp;an amount equal to the greater of the net proceeds of the sale or the fair market value of the Principal Property leased is applied within 120 days after the sale or transfer to the voluntary retirement
of Funded Debt of the Company (including debt securities constituting Funded Debt). </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Events of Default </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following are Events of Default under the indenture with respect to the notes: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">a failure to pay any interest on any note when due and payable, and continuance of such failure for a period of 30 days; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">failure to pay the principal on any note as and when the same shall become due and payable either at maturity, upon redemption, other than with respect to a sinking fund payment, by declaration or otherwise;
</TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">failure to deposit any sinking fund payment when due in respect of the notes, and continuance of such failure for a period of 30 days; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">default in the performance, or breach, of any other covenant or warranty of Whirlpool relating to the notes and continuance of such default or breach for a period of 90 days after due notice by the trustee or by the
Holders of at least 25% in principal amount of the Outstanding Securities of that series; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">failure to pay any portion of the principal of any indebtedness for money borrowed by Whirlpool which indebtedness is in excess of $50,000,000 outstanding principal amount, when due and payable after the expiration of
any applicable grace period with respect thereto or the acceleration of such indebtedness, if such acceleration is not annulled within 10 days after written notice as provided in the indenture; and </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">certain events of bankruptcy, insolvency or reorganization of Whirlpool. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture
provides that the trustee shall notify the holders of notes of all defaults actually known to a responsible officer of the trustee and affecting those notes within 90 days after the occurrence of a default unless the defaults shall have been cured
before the giving of the notice. The term &#147;default&#148; or &#147;defaults&#148; means any event or condition which is, or with notice or lapse of time or both would become, an Event of Default. The indenture provides that notwithstanding the
foregoing, except in the case of a default in the payment of the principal of or interest on any of the notes, the trustee shall be protected in withholding such notice if the trustee determines in good faith that the withholding of such notice is
in the interest of the holders of the notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture provides that if an Event of Default with respect to any series of notes shall
have occurred and be continuing, either the trustee or the holders of not less than 25% in aggregate principal amount of notes of that series then outstanding may declare the principal amount of all the notes of that series to be due and payable
immediately. However, upon certain conditions such declaration may be annulled. Any past defaults and the consequences of the defaults may be waived by the holders of a majority in principal amount of the notes of that series then outstanding,
except for a default in the payment of principal of or interest on notes of that series, which default cannot be waived. The indenture also permits Whirlpool to omit compliance with certain covenants in the indenture with respect to notes of any
series upon waiver by the holders of a majority in principal amount of the notes of such series then outstanding. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the
provisions of the indenture relating to the duties of the trustee in case an Event of Default with respect to any series of notes shall occur and be continuing, the trustee shall be under no obligation to exercise any of the trusts or powers vested
in it by the indenture at the request or direction of any of the holders </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-16 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
of that series, unless such holders shall have offered to the trustee reasonable security or indemnity. Subject to such provisions for security or indemnification and certain limitations
contained in the indenture, the holders of a majority in aggregate principal amount of the notes of each series affected by an Event of Default and then outstanding shall have the right to direct the time, method and place of conducting any
proceeding for any remedy available to the trustee under the indenture or exercising any trust or power conferred on the trustee with respect to the notes of that series. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No holder of any note of any series will have any right by virtue or by availing of any provision of the indenture to institute any proceeding
at law or in equity or in bankruptcy or otherwise upon or under or with respect to the indenture or for any remedy thereunder, unless such holder shall have previously given the trustee written notice of an Event of Default with respect to notes of
that series and unless also the holders of at least 25% in aggregate principal amount of the outstanding notes of that series shall have made written request, and offered reasonable indemnity, to the trustee to institute such proceeding as trustee
and the trustee shall have failed to institute such proceeding within 60 days after its receipt of such request, and the trustee shall not have received from the holders of a majority in aggregate principal amount of the outstanding notes of that
series a direction inconsistent with such request. However, the right of a holder of any note to receive payment of the principal of and any interest on such note on or after the due dates expressed in such note, or to institute suit for the
enforcement of any such payment on or after such dates, shall not be impaired or affected without the consent of such holder. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Modification of the
Indenture </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture contains provisions permitting Whirlpool and the trustee, with the consent of the holders of not less than a
majority in aggregate principal amount of the notes of each series at the time outstanding, to execute supplemental indentures adding any provisions to, or changing in any manner or eliminating any of the provisions of, the indenture or any
supplemental indenture with respect to the notes of such series or modifying in any manner the rights of the holders of the notes of such series; provided that no such supplemental indenture may (1)&nbsp;extend the final maturity of any note, or
reduce the principal amount thereof or any premium thereon, or reduce the rate or extend the time of payment of any interest thereon, or reduce any amount payable on redemption thereof, or impair or affect the right of any holder of notes to
institute suit for payment thereof or, if the notes provide therefor, any right of repayment at the option of the holders of the notes, without the consent of the holder of each note so affected, or (2)&nbsp;reduce the percentage of notes of such
series, the consent of the holders of which is required for any such supplemental indenture, without the consent of the holders of all notes of such series so affected. Additionally, in certain prescribed instances, Whirlpool and the trustee may
execute supplemental indentures without the consent of the holders of notes. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Satisfaction and Discharge of Indenture </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">With respect to the notes of a series, the indenture will be discharged and canceled upon the satisfaction of certain conditions, including the
payment of all the notes of such series or the deposit with the trustee of cash or appropriate Government Obligations or a combination thereof sufficient for such payment or redemption in accordance with the indenture and the terms of the notes of
such series, provided that certain specified obligations shall survive, such as, among other things, Whirlpool&#146;s obligation to pay the principal of and interest on the notes of such series. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Defeasance and Covenant Defeasance </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The
indenture provides that, if the defeasance provisions of the indenture are made applicable to the notes of a certain series pursuant to certain provisions of the indenture, then Whirlpool may elect either (1)&nbsp;to terminate, and be deemed to have
satisfied, all its obligations with respect to such notes, except for the obligations to register the transfer or exchange of such notes, to replace temporary or mutilated, destroyed, lost or stolen notes, to maintain an office or agency in respect
of the notes, to compensate and indemnify the trustee and to </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-17 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
punctually, pay or cause to be paid the principal of, and interest on, all notes of such series when due (&#147;defeasance&#148;), or (2)&nbsp;to be released from its obligations with respect to
such notes under certain covenants of the indenture, including the &#147;&#151;Limitations on Liens&#148; and &#147;&#151;Restrictions on Sales and Leasebacks&#148; and certain requirements as to maintenance of Principal Properties and payment of
taxes and other claims (&#147;covenant defeasance&#148;), upon the deposit with the trustee, in trust for such purpose, of money and/or Government Obligations which through the payment of principal and interest in accordance with their terms,
without consideration of any reinvestment, will provide money, in an amount sufficient in the opinion of a nationally recognized firm of independent public accountants to pay the principal of and interest, if any, on the outstanding notes of such
series, and any mandatory sinking fund or analogous payments thereon, on the scheduled due dates therefor. Such a trust may be established only if, among other things, Whirlpool has delivered to the trustee an opinion of counsel with regard to
certain matters, including an opinion to the effect that the Holders of such notes will not recognize income, gain or loss for federal income tax purposes as a result of such deposit and discharge and will be subject to federal income tax on the
same amounts and in the same manner and at the same times as would have been the case if such deposit and defeasance or covenant defeasance, as the case may be, had not occurred. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Governing Law </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture provides
that it and the notes will be governed by, and construed in accordance with, the laws of the State of New York. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Certain Definitions </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Set forth below are certain defined terms used in the indenture. Reference is made to the indenture for full disclosure of all such terms, as
well as any other capitalized terms used herein for which no definition is provided. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Attributable Debt</I>&#148; means the
amount determined by multiplying the greater, at the time such transaction is entered into, of (i)&nbsp;the fair value of the real property subject to such arrangement (as determined by Whirlpool) or (ii)&nbsp;the net proceeds of the sale of such
real property to the lender or investor, by a fraction of which the numerator is the unexpired initial term of the lease of such real property as of the date of determination and of which the denominator is the full initial term of such lease. Sales
and Leasebacks with respect to facilities financed with certain tax exempt securities are excepted from the definition. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Below
Investment Grade Rating Event</I>&#148; means the rating on the notes are lowered and the notes are rated below an Investment Grade Rating by any two of the three Rating Agencies on any date from the date of the public notice of an arrangement that
could result in a Change of Control until the end of the 60-day period following public notice of the occurrence of the Change of Control (which 60-day period shall be extended so long as the rating of the notes is under publicly announced
consideration for possible downgrade below investment grade by any of the Rating Agencies); provided that a Below Investment Grade Rating Event otherwise arising by virtue of a particular reduction in rating shall not be deemed to have occurred in
respect of a particular Change of Control (and thus shall not be deemed a Below Investment Grade Rating Event for purposes of the definition of Change of Control Repurchase Event) if the Rating Agencies making the reduction in rating to which this
definition would otherwise apply do not announce or publicly confirm or inform the trustee in writing at our request that the reduction was the result, in whole or in part, of any event or circumstance comprised of or arising as a result of, or in
respect of, the applicable Change of Control (whether or not the applicable Change of Control shall have occurred at the time of the Below Investment Grade Rating Event). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Business Day</I>&#148; means any day, other than a Saturday or a Sunday, (1)&nbsp;which is not a day on which banking institutions
are authorized or obligated by law or executive order to close in New York City or London and (2)&nbsp;on which the Trans-European Automated Real-time Gross Settlement Express Transfer system (the TARGET2 system), or any successor thereto, is open.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-18 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Comparable Government Bond</I>&#148; means, in relation to any Comparable Government
Bond Rate calculation, at the discretion of an Independent Investment Banker, a German government bond whose maturity is closest to the maturity of the notes to be redeemed, or if such Independent Investment Banker in its discretion determines that
such similar bond is not in issue, such other German government bond as such Independent Investment Banker may, with the advice of the Reference Bond Dealers, determine to be appropriate for determining the Comparable Government Bond Rate. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Comparable Government Bond Rate</I>&#148; means the price, expressed as a percentage (rounded to three decimal places, with 0.0005
being rounded upwards), at which the gross redemption yield on the notes to be redeemed, if they were to be purchased at such price on the third business day prior to the date fixed for redemption, would be equal to the gross redemption yield on
such business day of the Comparable Government Bond (as defined below) on the basis of the middle market price of the Comparable Government Bond prevailing at 11:00 a.m. (London time) on such business day as determined by the Independent Investment
Banker. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Change of Control</I>&#148; means the occurrence of any of the following: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the direct or indirect sale, transfer, conveyance or other disposition (other than by way of merger or consolidation), in one or a series of related transactions, of all or substantially all of the properties or assets
of Whirlpool and its subsidiaries taken as a whole to any &#147;person&#148; (as that term is used in Section&nbsp;13(d)(3) of the Exchange Act) other than Whirlpool or one of its subsidiaries; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the consummation of any transaction (including, without limitation, any merger or consolidation) the result of which is that any &#147;person&#148; (as that term is used in Section&nbsp;13(d)(3) of the Exchange Act)
becomes the &#147;beneficial owner,&#148; (as that term is defined in Rules 13d-3 and 13d-5 under the Exchange Act) directly or indirectly, of more than 50% of the then outstanding number of shares of Whirlpool&#146;s voting stock; or
</TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the first day on which a majority of the members of Whirlpool&#146;s Board of Directors are not Continuing Directors. </TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing, a transaction will not be deemed to involve a Change of Control if (i)&nbsp;Whirlpool becomes a wholly owned
subsidiary of a holding company that has agreed to be bound by the terms of the notes and (ii)&nbsp;the holders of the voting stock of such holding company immediately following that transaction are substantially the same as the holders of our
voting stock immediately prior to that transaction. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Change of Control Repurchase Event</I>&#148; means the occurrence of both a
Change of Control and a Below Investment Grade Rating Event. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Consolidated Net Tangible Assets</I>&#148; means the aggregate
amount of assets, less applicable reserves and other properly deductible items, after deducting (i)&nbsp;all current liabilities, excluding any current liabilities constituting Funded Debt by reason of being extendible or renewable, and
(ii)&nbsp;all goodwill, trade names, trademarks, patents, unamortized debt discount and expense and other like intangibles, all as set forth on the most recent balance sheet of Whirlpool and its consolidated subsidiaries and computed in accordance
with generally accepted accounting principles. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Continuing Directors</I>&#148; means, as of any date of determination, members of
the Board of Directors of Whirlpool who (i)&nbsp;were members of such Board of Directors on the date of the issuance of the notes; or (ii)&nbsp;were nominated for election or elected to such Board of Directors with the approval of a majority of the
continuing directors under clause (i)&nbsp;or (ii)&nbsp;of this definition who were members of such Board of Directors at the time of such nomination or election (either by a specific vote or by approval of Whirlpool&#146;s proxy statement in which
such member was named as a nominee for election as a director, without objection to such nomination). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Fitch</I>&#148; means
Fitch, Inc. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-19 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Funded Debt</I>&#148; means all indebtedness for money borrowed, or evidenced by a bond,
debenture, note or similar instrument or agreement whether or not for money borrowed, having a maturity of more than twelve (12)&nbsp;months from the date as of which the amount thereof is to be determined or having a maturity of less than twelve
(12)&nbsp;months but by its terms being renewable or extendible beyond twelve&nbsp;(12) months from such date at the option of the borrower. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Government Obligations</I>&#148; means, unless otherwise specified pursuant to the provisions of the indenture, securities which are
(i)&nbsp;direct obligations of the government which issued the currency in which the securities of any series are payable or (ii)&nbsp;obligations of a Person controlled or supervised by, or acting as an agency or instrumentality of, the government
which issued the currency in which the securities of such series are payable, the payment of which obligations is unconditionally guaranteed by such government, and which, in either case, are full faith and credit obligations of such government, are
payable in the currency in which the securities of such series are payable and which are not callable or redeemable at the option of the issuer thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Independent Investment Banker</I>&#148; means one of the Reference Bond Dealers that we appoint as the Independent Investment Banker
from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Investment Grade Rating</I>&#148; means a rating equal to or higher than Baa3 (or the equivalent) by
Moody&#146;s and BBB&#150; (or the equivalent) by S&amp;P and Fitch, and the equivalent investment grade credit rating from any replacement rating agency or rating agencies selected by us. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Lien</I>&#148; means any pledge, mortgage or other lien, including lease purchase, installment purchase and other title retention
financing arrangements, on or in respect of any Principal Property owned or leased by Whirlpool or any Restricted Subsidiary, or on any shares of stock or Debt of any Restricted Subsidiary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Moody&#146;s</I>&#148; means Moody&#146;s Investors Service, Inc. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Person</I>&#148; means any individual, partnership, corporation, limited liability company, joint stock company, business trust,
trust, unincorporated association, joint venture or other entity, or a government or political subdivision or agency thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Principal Property</I>&#148; means any building, structure or other facility, together with the land upon which it is erected and
fixtures comprising a part thereof, owned or leased by Whirlpool or any Restricted Subsidiary, used primarily for manufacturing and located in the United States, the gross book value on the books of Whirlpool or such Restricted Subsidiary (without
deduction of any depreciation reserve) of which on the date as of which the determination is being made exceeds 1% of Consolidated Net Tangible Assets, other than any such building, structure or other facility or any portion thereof or any such
fixture (together with the land upon which it is erected and fixtures comprising a part thereof) (i)&nbsp;which is financed by industrial development bonds which are tax exempt pursuant to Section&nbsp;103 of the Code (or which receive similar tax
treatment under any subsequent amendments thereto or successor laws thereof), or (ii)&nbsp;which, in the opinion of the Board of Directors of Whirlpool, is not of material importance to the total business conducted by Whirlpool and its Restricted
Subsidiaries taken as a whole. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Rating Agencies</I>&#148; means (i)&nbsp;each of Fitch, Moody&#146;s and S&amp;P; and
(ii)&nbsp;if Fitch, Moody&#146;s or S&amp;P ceases to rate the notes or fails to make a rating of the notes publicly available for reasons outside of our control, a &#147;nationally recognized statistical rating organization&#148; within the meaning
of Section&nbsp;3(a)(62) of the Exchange Act, selected by us (as certified by a resolution of our Board of Directors) as a replacement agency for Fitch, Moody&#146;s or S&amp;P, or any of them, as the case may be. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Reference Bond Dealer</I>&#148; means each of BNP Paribas S.A., HSBC Bank plc, ING Bank N.V. and The Royal Bank of Scotland plc, and
their respective successors. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-20 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Restricted Subsidiary</I>&#148; means any Subsidiary (a)&nbsp;substantially all the
property of which is located, or substantially all the business of which is carried on, within the United States, or (b)&nbsp;which owns or leases any Principal Property; provided, however, that the term &#147;Restricted Subsidiary&#148; shall not
include any Subsidiary (1)&nbsp;more than 80% of whose revenues during the four preceding calendar quarters, if any, were derived from, and more than 80% of whose assets are related to, the financing of foreign Subsidiaries, or the financing of
sales or leasing to Persons other than Whirlpool or any other Restricted Subsidiary, (2)&nbsp;which is primarily engaged in holding or developing real estate or constructing buildings or designing, constructing or otherwise manufacturing structures,
equipment, systems, machines, devices or facilities for the control or abatement of atmospheric pollutants or contaminants, water pollution, noise, odor or other pollution or waste disposal, (3)&nbsp;which is a bank, insurance company or finance
company, (4)&nbsp;which is or was a &#147;DISC&#148; (Domestic International Sales Corporation) or a &#147;FSC&#148; (Foreign Sales Corporation), as defined in Sections 992 or 922, respectively, of the Internal Revenue Code of 1986, as amended (the
&#147;Code&#148;), or which receives similar tax treatment under any subsequent amendments thereto or successor laws thereof, or (5)&nbsp;which is any other financial entity whose accounts as of the date of determination are not required to be
consolidated with the accounts of Whirlpool in its audited consolidated financial statements (but such Subsidiary shall be excluded pursuant to any of clauses (1)&nbsp;through (5)&nbsp;of this proviso only so long as it shall not own any Principal
Property). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>S&amp;P</I>&#148; means Standard&nbsp;&amp; Poor&#146;s Ratings Services, a division of The McGraw-Hill Companies,
Inc. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Subsidiary</I>&#148; means a corporation more than 50% of the outstanding voting stock of which is owned, directly or
indirectly, by Whirlpool or by one or more other Subsidiaries, or by Whirlpool and one or more other Subsidiaries. For the purposes of this definition, &#147;voting stock&#148; means stock which ordinarily has voting power for the election of
directors, whether at all times or only so long as no senior class of stock has such voting power by reason of any contingency. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Book-Entry Delivery
and Form; Global Note </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We have obtained the information in this section concerning Clearstream and Euroclear and their book-entry
systems and procedures from sources that we believe to be reliable. We take no responsibility for an accurate portrayal of this information. In addition, the description of the clearing systems in this section reflects our understanding of the rules
and procedures of Clearstream and Euroclear as they are currently in effect. Those clearing systems could change their rules and procedures at any time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will initially be represented by one or more fully registered global notes. Each such global note will be deposited with, or on
behalf of, a common depositary, and registered in the name of such nominee of the common depositary for the accounts of Clearstream and Euroclear. Except as set forth below, the global notes may be transferred, in whole and not in part, only to
Euroclear or Clearstream or their respective nominees. You may hold your interests in the global notes in Europe through Clearstream or Euroclear, either as an accountholder in such systems or indirectly through organizations that are accountholders
in such systems. Clearstream and Euroclear will hold interests in the global notes on behalf of their respective participating organizations or customers through customers&#146; securities accounts in Clearstream&#146;s or Euroclear&#146;s names on
the books of their respective depositaries. Book-entry interests in the notes and all transfers relating to the notes will be reflected in the book-entry records of Clearstream and Euroclear. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The distribution of the notes will be cleared through Clearstream and Euroclear. Any secondary market trading of book-entry interests in the
notes will take place through Clearstream and Euroclear accountholders and will settle in same-day funds. Owners of book-entry interests in the notes will receive payments relating to their notes in euro, except as described under the heading
&#147;&#151;Issuance in Euro.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Clearstream and Euroclear have established electronic securities and payment transfer, processing,
depositary and custodial links among themselves and others, either directly or through custodians and depositaries. These links allow the notes to be issued, held and transferred among the clearing systems without
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-21 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the physical transfer of certificates. Special procedures to facilitate clearance and settlement have been established among these clearing systems to trade securities across borders in the
secondary market. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The policies of Clearstream and Euroclear will govern payments, transfers, exchanges and other matters relating to the
investor&#146;s interest in the notes held by them. We have no responsibility for any aspect of the records kept by Clearstream or Euroclear or any of their direct or indirect accountholders. We also do not supervise these systems in any way. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Clearstream and Euroclear and their accountholders perform these clearance and settlement functions under agreements they have made with one
another or with their customers. You should be aware that they are not obligated to perform or continue to perform these procedures and may modify them or discontinue them at any time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as provided below, owners of beneficial interests in the notes will not be entitled to have the notes registered in their names, will
not receive or be entitled to receive physical delivery of the notes in definitive form and will not be considered the owners or holders of the notes under the indenture, including for purposes of receiving any reports delivered by us or the trustee
pursuant to the indenture. Accordingly, each person owning a beneficial interest in a note must rely on the procedures of the depositary and, if such person is not an accountholder, on the procedures of the accountholder through which such person
owns its interest, in order to exercise any rights of a holder of notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We have been advised by Clearstream and Euroclear, respectively,
as follows: </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Clearstream </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Clearstream advises that it is incorporated under the laws of Luxembourg as a professional depositary. Clearstream holds securities for its
participating organizations (&#147;Clearstream Participants&#148;) and facilitates the clearance and settlement of securities transactions between Clearstream Participants through electronic book-entry changes in accounts of Clearstream
Participants, thereby eliminating the need for physical movement of certificates. Clearstream provides to Clearstream Participants, among other things, services for safekeeping, administration, clearance and settlement of internationally traded
securities and securities lending and borrowing. Clearstream interfaces with domestic markets in several countries. As a professional depositary, Clearstream is subject to regulation by the Luxembourg Commission for the Supervision of the Financial
Sector (Commission de Surveillance du Secteur Financier). Clearstream Participants are recognized financial institutions around the world, including underwriters, securities brokers and dealers, banks, trust companies, clearing corporations and
certain other organizations and may include the underwriters. Indirect access to Clearstream is also available to others, such as banks, brokers, dealers and trust companies that clear through or maintain a custodial relationship with a Clearstream
Participant, either directly or indirectly. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Distributions with respect to interests in the notes held beneficially through Clearstream
will be credited to cash accounts of Clearstream Participants in accordance with its rules and procedures. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Euroclear </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Euroclear advises that it was created in 1968 to hold securities for participants of Euroclear (&#147;Euroclear Participants&#148;) and to
clear and settle transactions between Euroclear Participants through simultaneous electronic book-entry delivery against payment, thereby eliminating the need for physical movement of certificates and any risk from lack of simultaneous transfers of
securities and cash. Euroclear includes various other services, including securities lending and borrowing and interfaces with domestic markets in several countries. Euroclear is operated by Euroclear Bank S.A./N.V. (the &#147;Euroclear
Operator&#148;). All operations are conducted by the Euroclear Operator, and all Euroclear securities clearance accounts and Euroclear cash accounts are accounts with the Euroclear Operator. Euroclear Participants include banks (including central
banks), securities brokers </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-22 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
and dealers and other professional financial intermediaries and may include the underwriters. Indirect access to Euroclear is also available to other firms that clear through or maintain a
custodial relationship with a Euroclear Participant, either directly or indirectly. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Terms and Conditions Governing Use of Euroclear
and the related Operating Procedures of the Euroclear System, or the Euroclear Terms and Conditions, and applicable Belgian law govern securities clearance accounts and cash accounts with the Euroclear Operator. Specifically, these terms and
conditions govern: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">transfers of securities and cash within Euroclear; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">withdrawal of securities and cash from Euroclear; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">receipt of payments with respect to securities in Euroclear. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All securities in Euroclear are
held on a fungible basis without attribution of specific certificates to specific securities clearance accounts. The Euroclear Operator acts under the Terms and Conditions only on behalf of Euroclear Participants and has no record of or relationship
with persons holding securities through Euroclear Participants. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Distributions with respect to interests in the notes held beneficially
through Euroclear will be credited to the cash accounts of Euroclear Participants in accordance with the Euroclear Terms and Conditions. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Global
Clearance and Settlement Procedures </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We understand that investors that hold their notes through Clearstream or Euroclear accounts will
follow the settlement procedures that are applicable to conventional eurobonds in registered form. Notes will be credited to the securities custody accounts of Clearstream and Euroclear accountholders on the business day following the settlement
date, for value on the settlement date. They will be credited either free of payment or against payment for value on the settlement date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We understand that secondary market trading between Clearstream and/or Euroclear accountholders will occur in the ordinary way following the
applicable rules and operating procedures of Clearstream and Euroclear. Secondary market trading will be settled using procedures applicable to conventional eurobonds in registered form. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">You should be aware that investors will only be able to make and receive deliveries, payments and other communications involving the notes
through Clearstream and Euroclear on days when those systems are open for business. Those systems may not be open for business on days when banks, brokers and other institutions are open for business in the United States. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In addition, because of time-zone differences, there may be problems with completing transactions involving Clearstream and Euroclear on the
same business day as in the United States. United States investors who wish to transfer their interests in the notes, or to make or receive a payment or delivery of the notes, on a particular day, may find that the transactions will not be performed
until the next business day in Luxembourg or Brussels, depending on whether Clearstream or Euroclear is used. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Clearstream or Euroclear
will credit payments to the cash accounts of Clearstream customers or Euroclear accountholders, as applicable, in accordance with the relevant system&#146;s rules and procedures, to the extent received by its depositary. Clearstream or the Euroclear
Operator, as the case may be, will take any other action permitted to be taken by a holder under the indenture on behalf of a Clearstream customer or Euroclear participant only in accordance with its relevant rules and procedures. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Clearstream and Euroclear have agreed to the foregoing procedures in order to facilitate transfers of the notes among accountholders of
Clearstream and Euroclear. However, they are under no obligation to perform or continue to perform those procedures, and they may discontinue those procedures at any time. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-23 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Certificated Notes </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the depositary for any of the notes represented by a registered global note is at any time unwilling or unable to continue as depositary and
a successor depositary is not appointed by us within 90 days, we will issue notes in definitive form in exchange for the registered global note that had been held by or on behalf of the depositary. Any notes issued in definitive form in exchange for
a registered global note will be registered in the name or names that the depositary gives to the trustee or other relevant agent of the trustee. It is expected that the depositary&#146;s instructions will be based upon directions received by the
depositary from accountholders with respect to ownership of beneficial interests in the registered global note that had been held by the depositary. In addition, we may at any time determine that the notes shall no longer be represented by a global
note and will issue notes in definitive form in exchange for such global note pursuant to the procedure described above. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Governing Law </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture provides that it and the notes will be governed by, and construed in accordance with, the laws of the State of New York. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Trustee and Paying Agent </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We maintain
customary banking relationships with U.S. Bank National Association, the trustee under the indenture, and Elavon Financial Services Limited, UK Branch, the London paying agent for the notes and their affiliates. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-24 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_9"></A>MATERIAL U.S. FEDERAL INCOME TAX CONSIDERATIONS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following is a general discussion of certain United States federal income tax consequences of the acquisition, ownership and disposition
of the notes by initial holders of notes, but does not purport to be a complete analysis of all the potential tax considerations. This discussion is based upon the Code, the Treasury Regulations thereunder and administrative rulings and court
decisions, all as of the date hereof, and all of which are subject to change, possibly retroactively. Unless otherwise stated, this discussion is limited to the tax consequences to those persons who are original beneficial owners of the notes
(&#147;Holders&#148;) who purchase notes at their original issue price (generally the first price at which a substantial amount of the notes are sold for money to the public, not including purchases by bond houses, brokers or similar persons or
organizations acting in the capacity of underwriters, placement agents or wholesalers) for cash and who hold such notes as capital assets within the meaning of Section&nbsp;1221 of the Code and assumes that such issue price is the price stated on
the cover of this offering memorandum. This discussion assumes that the notes are not issued with original issue discount as that term is defined in the Code and Treasury Regulations. This discussion does not consider any specific facts or
circumstances or special tax rules that may apply to a particular Holder based on its status (including, for example, a bank, a financial institution, a broker-dealer, an insurance company, a passive foreign investment company, a controlled foreign
corporation, an individual retirement or other tax-deferred account, an S corporation, a broker-dealer or dealer or trader in securities or currencies, a tax-exempt organization, a partnership or other pass-through entity, an expatriate, a real
estate investment trust, a regulated investment company, or a person that holds securities as part of a straddle, hedge, conversion transaction, or other integrated investment). This discussion also does not address the tax consequences to persons
that have a functional currency other than the U.S. dollar. In addition, this discussion does not address U.S. federal alternative minimum tax or estate and gift tax consequences or any aspect of state, local or foreign taxation. We have not sought
any ruling from the Internal Revenue Service (the &#147;IRS&#148;) with respect to the statements made and the conclusions reached in this discussion, and we cannot assure that the IRS will agree with such statements and conclusions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For purposes of this discussion, a &#147;U.S. Holder&#148; means a Holder that is, for U.S. federal income tax purposes (1)&nbsp;a citizen or
resident of the United States, (2)&nbsp;a corporation or other entity taxable as a corporation created or organized in the United States or under the laws of the United States, any state thereof, or the District of Columbia, (3)&nbsp;an estate whose
income is includible in gross income for United States federal income tax purposes regardless of its source, or (4)&nbsp;a trust whose administration is subject to the primary supervision of a United States court and which has one or more United
States persons who have the authority to control all substantial decisions of the trust or if a valid election to be treated as a U.S. person is in effect with respect to such trust. A Non-U.S. Holder is a Holder that is neither a U.S. Holder nor a
partnership or other entity or arrangement treated as a partnership for U.S. federal income tax purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a partnership or other
entity or arrangement treated as a partnership for United States federal income tax purposes holds the notes, the tax treatment of a partner thereof will generally depend upon the status of the partner and the activities of the partnership. Partners
in a partnership holding the notes should consult their tax advisors as to the tax consequences to them of the purchase, ownership and disposition of the notes by the partnership. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>THE FOLLOWING DISCUSSION IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT A SUBSTITUTE FOR CAREFUL TAX PLANNING AND ADVICE. PROSPECTIVE INVESTORS ARE URGED TO
CONSULT THEIR INDEPENDENT TAX ADVISORS REGARDING THE UNITED STATES FEDERAL TAX CONSEQUENCES OF ACQUIRING, HOLDING, AND DISPOSING OF THE NOTES, AS WELL AS ANY TAX CONSEQUENCES THAT MAY ARISE UNDER THE LAWS OF ANY FOREIGN, STATE, LOCAL, OR OTHER
TAXING JURISDICTION. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-25 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Certain Contingent Payments </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In certain circumstances, we may choose or be obligated to pay amounts in excess of the stated interest or principal on the notes or redeem the
notes prior to their stated maturity (see &#147;Description of the Notes&#151;Payment of Additional Amounts&#148;, &#147;Description of the Notes&#151;Repurchase at Option of Holders Upon Change of Control Repurchase Event&#148;, &#147;Description
of the Notes&#151;Redemption for Tax Reasons&#148;). The obligation to make such payments may implicate the provisions of Treasury regulations relating to &#147;contingent payment debt instruments.&#148; Under applicable Treasury regulations, the
possibility that such an amount will be paid will not affect the amount, timing or character of income recognized by a holder with respect to the notes if, as of the date the notes were issued, there is only a remote chance that such an amount will
be paid, the amount is incidental or certain other exceptions apply. We intend to take the position that the contingencies associated with such payments on the notes should not cause the notes to be subject to the contingent payment debt instrument
rules. Our determination is binding on a holder unless such holder discloses its contrary position in the manner required by applicable Treasury regulations. Our determination is not, however, binding on the IRS, and if the IRS were to successfully
challenge this determination, a holder might be required to accrue interest income at a higher rate than the stated interest rate on the notes, and to treat as ordinary income any gain realized on the taxable disposition of a note. The remainder of
this discussion assumes that the notes will not be treated as contingent payment debt instruments. Holders are urged to consult their own tax advisors regarding the potential application to the notes of the contingent payment debt instrument rules
and the consequences thereof. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>U.S. Federal Income Taxation of U.S. Holders </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Payments of interest </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Interest on a
note will be &#147;qualified stated interest,&#148; as that term is defined in the Code and the Treasury Regulations, and generally will be taxable to a U.S. Holder as ordinary interest income at the time it is accrued or is received in accordance
with the U.S. Holder&#146;s method of accounting for tax purposes. See the discussion below under &#147;Information Reporting and Backup Withholding&#148; regarding certain information we may be required to provide to the IRS with respect to
payments to U.S. Holders and circumstances under which we may be required to withhold U.S. federal income tax on payments to U.S. Holders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">See
&#147;&#151;Foreign Currency Considerations&#148; below for additional tax consequences related to the notes being denominated in euro. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Disposition
</I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In general, a U.S. Holder will recognize gain or loss upon the sale, exchange, redemption or other taxable disposition of the
notes measured by the difference between (1)&nbsp;the amount (determined in dollars) of cash and fair market value of property received (except to the extent such cash or property is attributable to accrued but unpaid interest, which is treated as
interest as described above) and (2)&nbsp;the U.S. Holder&#146;s adjusted tax basis in the notes. A U.S. Holder&#146;s adjusted tax basis in the notes generally will equal the cost of the notes to the U.S. Holder, less any principal payments
received by such U.S. Holder (in each case, determined in dollars). Any gain or loss will generally be long-term capital gain or loss, provided the notes had been held by such U.S. Holder for more than one year at the time of disposition. In the
case of individual U.S. Holders, long-term capital gain is currently subject to a maximum U.S. federal income tax rate of 20%. The deductibility of capital losses by U.S. Holders is subject to limitations. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A U.S. Holder that sells a note between interest payment dates will be required to treat as ordinary interest income an amount equal to
interest that has accrued through the date of sale that has not been previously included in income. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">See &#147;&#151;Foreign Currency
Considerations&#148; below for additional tax consequences related to the notes being denominated in euro. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-26 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Medicare Net Investment Income Tax </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A tax of 3.8% is imposed on the &#147;net investment income&#148; of certain individuals, trusts and estates on the lesser of (1)&nbsp;the
taxpayer&#146;s &#147;net investment income&#148; (or undistributed net investment income in the case of an estate or trust) for the relevant taxable year and (2)&nbsp;the excess of the taxpayer&#146;s modified adjusted gross income (or adjusted
gross income in the case of an estate or trust) for the taxable year over a certain threshold. A U.S. Holder&#146;s net investment income will generally include gross income from interest on the notes and net gain attributable to the disposition of
certain property, such as the notes, less certain deductions, unless such interest income or net gains are derived in the ordinary course of the conduct of a trade or business (other than a trade or business that consists of certain passive or
trading activities). Prospective investors should consult their own tax advisors regarding the applicability of this tax in their particular circumstances in respect of their investment in the notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">See &#147;&#151;Foreign Currency Considerations below for additional tax consequences related to the notes being denominated in euro.&#148;
</P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Foreign Currency Considerations </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Payments
of Interest in Euro </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a Holder uses the cash method of accounting for United States federal income tax purposes, such Holder will be
required to include in such Holder&#146;s gross income the dollar value of the euro interest payment on the date received (based on the dollar spot rate for euro on that date), regardless of whether the Holder in fact converts the payment to dollars
at that time. A Holder will not recognize foreign currency gain or loss with respect to receipt of such payments, but may have foreign currency gain or loss when such Holder actually sells or otherwise disposes of euro, as described below. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a Holder uses the accrual method of accounting for United States federal income tax purposes, such Holder will be required to include in
such Holder&#146;s gross income the dollar value of the euro amount of interest income that accrues during an accrual period. The dollar value of the euro amount of accrued interest income is determined by translating that income at the average
dollar exchange rate for euro in effect during the accrual period or, if the accrual period spans two taxable years, the partial period within the taxable year. A Holder may elect, however, to translate accrued interest income using: (i)&nbsp;the
dollar spot rate for euro on the last day of the accrual period, (ii)&nbsp;in the case of a partial accrual period, the spot rate on the last day of the taxable year or (iii)&nbsp;if the date of receipt is within five business days of the last day
of the interest accrual period, the spot rate on the date of receipt. That election must be applied consistently to all debt instruments a Holder holds from year to year and may not be changed without the consent of the IRS. Prior to making that
election, Holders should consult their own tax advisor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a Holder uses the accrual method of accounting for United States federal
income tax purposes, such Holder may recognize foreign currency gain or loss, which generally will be taxable as ordinary income or loss, with respect to accrued interest income on the date the payment of that income was received. The amount of
foreign currency gain or loss recognized will be the difference, if any, between the dollar value of the payment in euro that is received by the Holder in respect of the accrued interest (based on the dollar spot rate for euro on the date you
receive the payment) and the dollar value of interest income that has accrued during the accrual period (determined as described in the preceding paragraph). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a Holder receives a payment of interest in dollars as a result of a currency conversion, then the dollar amount so received might not be
the same as the dollar amount required to be recognized as interest income under the rules described above. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Exchange or Purchase of Euro </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Euro received as interest on a note or on a sale, exchange, redemption or other disposition of a note generally will have a tax basis equal to
the dollar value of the euro at the spot rate on the date of receipt. If a </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-27 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Holder purchases euro, the tax basis of the euro will generally be the dollar value of the euro at the spot rate on the date of purchase. Any gain or loss recognized on a sale, exchange or other
disposition of euro (including the use of euro to purchase notes or upon the exchange of euro for dollars) generally will be treated as ordinary income or loss. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Foreign Currency Gain or Loss on Sale or Other Disposition of Notes </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a Holder receives euro on the sale, exchange, redemption or other disposition of your note, the dollar amount realized generally will be
based on the dollar spot rate for euro on the date of the disposition. However, if the notes are traded on an established securities market and such Holder is a cash method U.S. Holder or an electing accrual method U.S. Holder, the dollar amount
realized will be determined by translating the euro received at the dollar spot rate for euro on the settlement date of the disposition. If such Holder is an accrual method U.S. Holder and makes this election, the election must be applied
consistently to all debt instruments from year to year and cannot be changed without the consent of the IRS. If such Holder is an accrual method U.S. Holder and does not make this election, the dollar equivalent of the amount realized will be
determined by translating that amount at the dollar spot rate for euro on the date of the sale, exchange, redemption or other disposition and generally will recognize foreign currency gain or loss (generally treated as ordinary income or loss) equal
to the difference, if any, between the dollar equivalent of the amount realized based on the spot rates in effect on the date of disposition and the settlement date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The initial tax basis in a note generally will be the cost of the note, which, in the case of a U.S. Holder that purchases a note with euro,
will be the dollar value of the amount of euro paid for such note at the dollar spot rate for euro on the date of purchase. However, if the notes are traded on an established securities market, and a Holder is a cash basis U.S. Holder or an electing
accrual method U.S. Holder, the dollar amount of the euro purchase price will be determined by translating the euro paid at the dollar spot rate for euro on the settlement date of the purchase. As described above, if a Holder is an accrual method
U.S. Holder and makes this election, the election must be applied consistently to all debt instruments from year to year and cannot be changed without the consent of the IRS. If a Holder is an accrual method U.S. Holder and does not make this
election, the dollar equivalent of the purchase price will be determined by translating that amount at the spot rate on the date of the purchase and foreign currency gain or loss (generally treated as ordinary income or loss) equal to the
difference, if any, between the dollar equivalent of the purchase price based on the spot rates in effect on the date of purchase and the settlement date will be generally recognized. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A Holder will recognize foreign currency gain or loss attributable to the movement in exchange rates between the time of purchase of the note
and the time of disposition, including the sale, exchange, redemption or other disposition, of the note. Gain or loss attributable to the movement of exchange rates will equal the difference between (1)&nbsp;the dollar value of the euro principal
amount of the note, determined as of the date the note is disposed of based on the dollar spot rate for euro in effect on that date, and (2)&nbsp;the dollar value of the euro principal amount of such note, determined on the date the note was
acquired based on the dollar spot rate for euro in effect on that date. For this purpose, the principal amount of the note is the purchase price for the note in euro. Any such gain or loss generally will be treated as ordinary income or loss, and
generally will be United States source gain or loss, and generally will not be treated as interest income or expense. A Holder will recognize such foreign currency gain or loss to the extent such Holder has gain or loss, respectively, on the overall
sale or taxable disposition of the note. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Reportable Transaction Reporting </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under applicable Treasury Regulations, if a Holder is a U.S. Holder who participates in &#147;reportable transactions&#148; (as defined in the
Treasury Regulations), such Holder must attach to such Holder&#146;s United States federal income tax return a disclosure statement on IRS Form 8886. Under the relevant rules, a Holder may be required to treat a foreign currency exchange loss from
the notes as a reportable transaction if this loss exceeds </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-28 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the relevant threshold in the regulations. Holders should consult their tax advisor regarding the possible obligation to file IRS Form 8886 with respect to the ownership or disposition of the
notes, or any related transaction, including, without limitation, the disposition of any euro received. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>U.S. Federal Income Taxation of Non-U.S.
Holders </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Payments of Interest </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the discussions of FATCA and backup withholding below, payments of interest on the notes to a Non-U.S. Holder will not be subject to
withholding of U.S. federal income tax or U.S. withholding tax, unless such payments are effectively connected with the conduct of a U.S. trade or business, and in the case of a treaty resident, attributable to a U.S. permanent establishment (or, in
the case of an individual, a fixed base) maintained in the United States by the Non-U.S. Holder, provided that: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the Non-U.S. Holder does not actually or constructively own 10% or more of the total combined voting power of all classes of our stock entitled to vote; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the Non-U.S. Holder is not a bank receiving interest pursuant to a loan agreement entered into in the ordinary course of its trade or business; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the Non-U.S. Holder is not a controlled foreign corporation that is actually or constructively related to us through stock ownership; and </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">either (a)&nbsp;the beneficial owner of the notes certifies to us or our agent on IRS Form W-8BEN or <FONT STYLE="white-space:nowrap">W-8BEN-E,</FONT> depending on the Non-U.S. Holder&#146;s status (or applicable
successor form), under penalties of perjury, that it is not a &#147;U.S. person&#148; (as defined in the Code) and provides its name and address, or (b)&nbsp;a securities clearing organization, bank or other financial institution that holds
customers&#146; securities in the ordinary course of its trade or business (a &#147;Financial Institution&#148;) holds the notes on behalf of the beneficial owner and certifies to us or our agent, under penalties of perjury, that a properly executed
IRS Form W-8BEN or W-8BEN-E, depending on the Non-U.S. Holder&#146;s status (or applicable successor form) has been received by it from the Non-U.S. Holder or a qualifying intermediary and furnishes a copy to our agent; provided that a non-United
States Financial Institution may fulfill the certification requirement by providing a Form W-8IMY to us certifying that it has entered into an agreement with the IRS to be treated as a qualifying intermediary. </TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The requirements set forth in the bulleted clauses above are known as the &#147;Portfolio Interest Exception.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a Non-U.S. Holder cannot satisfy the requirements of the Portfolio Interest Exception, payments of interest made to such Non-U.S. Holder
will be subject to U.S. federal withholding tax at a 30% rate unless the beneficial owner of the note provides us or our agent, as the case may be, with a properly executed: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">IRS Form W-8BEN or W-8BEN-E, depending on the Non-U.S. Holder&#146;s status (or applicable successor form) claiming, under penalties of perjury, an exemption from, or reduction in, the U.S. federal withholding tax rate
under a tax treaty (a &#147;Treaty Rate&#148;), or </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">IRS Form W-8ECI (or successor form) stating that interest paid on the note is not subject to the U.S. federal withholding tax because it is effectively connected with a U.S. trade or business of the beneficial owner (in
which case such interest will be subject to U.S. federal income tax rates on a net income basis as described below). </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The
certification requirement described above also may require a Non-U.S. Holder that provides an IRS form or that claims a Treaty Rate to provide its U.S. taxpayer identification number. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each Non-U.S. Holder is urged to consult its own independent tax advisor about the specific methods for satisfying these requirements. A claim
for exemption will not serve to avoid withholding if an applicable withholding agent has actual knowledge or reason to know that statements on the form are false. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-29 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If interest on the notes is &#147;effectively connected&#148;, as that term is defined in the
Code and the Treasury Regulations, with a U.S. trade or business of the Non-U.S. Holder (and if required by an applicable treaty, attributable to a U.S. permanent establishment or fixed base of the Non-U.S. Holder), the Non-U.S. Holder, although
exempt from the U.S. federal withholding tax described above (provided that the certification requirements described above are satisfied), will be subject to U.S. federal income tax on such interest on a net income basis in the same manner as if it
were a U.S. Holder. In addition, if such Non-U.S. Holder is a foreign corporation and interest on the note is effectively connected with its U.S. trade or business (and if required by applicable treaty, attributable to a U.S. permanent
establishment), such Holder may be subject to an additional branch profits tax at a rate of 30% (unless reduced by treaty) in respect of such interest. A Non-U.S. Holder that is engaged in the conduct of a trade or business in the United States is
urged to consult its tax advisors regarding the U.S. tax consequences of the ownership and disposition of the notes. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Disposition </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the discussions of FATCA and backup withholding below, except with respect to accrued and unpaid interest (which is subject to the
rules discussed above under &#147;&#151;Payment of Interest&#148;), a Non-U.S. Holder will not be subject to United States federal income tax or withholding tax on gain realized on the sale, exchange or other disposition of the notes, unless
(a)&nbsp;that Holder is an individual who is present in the United States for 183 days or more during the taxable year and certain other requirements are met or (b)&nbsp;the gain is effectively connected with the conduct of a United States trade or
business of the Holder (and, if required by an applicable income tax treaty, is attributable to a U.S. permanent establishment or fixed base maintained in the United States by the Holder). If the exception under (a)&nbsp;applies, the Non-U.S. Holder
will be subject to tax equal to 30% on the gain realized except as provided under an applicable treaty. If the exception under (b)&nbsp;applies, the Non-U.S. Holder will be subject to U.S. federal income tax as described under &#147;&#151;U.S.
Federal Income Taxation of U.S. Holders&#151;Disposition&#148; unless an applicable treaty provides otherwise, and if such holder is a corporation, it may be subject to an additional 30% branch profits tax. Accrued and unpaid interest realized on a
sale, exchange or other disposition of a note will be subject to U.S. federal income tax to the extent interest would have been subject to U.S. federal income tax as described under &#147;&#151;U.S. Federal Income Taxation of Non-U.S.
Holders&#151;Payments of Interest.&#148; </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Information Reporting and Backup Withholding </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We will, where required, report to Holders and the IRS the amount of any interest paid on the notes in each calendar year and the amounts of
federal tax withheld, if any, with respect to payments. A U.S. Holder may be subject to information reporting and to backup withholding at a current rate of 28% with respect to payments of principal and interest made on the notes, or on proceeds of
the disposition of the notes before maturity, unless that U.S. Holder provides a correct taxpayer identification number or proof of an applicable exemption, and otherwise complies with applicable requirements of the information reporting and backup
withholding rules. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under the Treasury Regulations, backup withholding and information reporting will not apply to payments made by us or
any agent thereof (in its capacity as such) to a Non-U.S. Holder if such Non-U.S. Holder has provided the required certification that it is not a U.S. person on IRS Form W-8BEN or W-8BEN-E, depending on the Non-U.S. Holder&#146;s status (or
applicable successor form) or has otherwise established an exemption (provided that neither Whirlpool nor its agent has actual knowledge that such holder is a U.S. person or that the conditions of any exemption are not in fact satisfied). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Payments of the proceeds from the sale of the notes to or through a foreign office of a broker will not be subject to information reporting or
backup withholding, unless the broker is (1)&nbsp;a U.S. person, (2)&nbsp;a &#147;controlled foreign corporation,&#148; (3)&nbsp;a foreign person 50% or more of whose gross income for certain periods is effectively connected with a United States
trade or business or (4)&nbsp;a foreign partnership, if, at any time during its taxable year, one or more of its partners are United States persons who in the aggregate hold more than 50% of the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-30 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
income or capital interest in the partnership or if, at any time during its taxable year, the foreign partnership is engaged in a United States trade or business, and the Non-U.S. Holder does not
establish an exception as specified in the Treasury Regulations regarding backup withholding and information reporting, as applicable. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Backup withholding is not an additional tax. Any amount withheld under the backup withholding rules may be refunded or credited against the
Holder&#146;s United States federal income tax liability, provided that the required information is timely furnished to the IRS. Holders should consult their own tax advisors regarding the effect, if any, of these rules on their particular
situation. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Foreign Account Tax Compliance Act </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Sections 1471 through 1474 of the Code and the Treasury Regulations promulgated thereunder (commonly referred as the &#147;Foreign Account Tax
Compliance Act&#148; or &#147;FATCA&#148;) generally impose a withholding tax of 30% on payments of interest and, beginning January&nbsp;1, 2017, on gross proceeds from the disposition of a debt instrument to (i)&nbsp;a &#147;foreign financial
institution (as defined in the Code) (as the beneficial owner or as an intermediary for the beneficial owner), unless such institution is &#147;deemed compliant,&#148; complies with an applicable intergovernmental agreement and/or enters into an
agreement with the United States government to collect and provide to the United States tax authorities substantial information regarding United States account holders of such institution (which would include certain equity and debt holders of such
institution, as well as certain account holders that are foreign entities with United States owners) or (ii)&nbsp;a foreign entity that is not a financial institution in certain cases (as the beneficial owner or as an intermediary for the beneficial
owner), unless such entity provides the withholding agent with a certification identifying the substantial United States owners of the entity, which generally includes any United States person who directly or indirectly owns more than 10% of the
entity. A payment that would otherwise be subject to withholding tax under FATCA may also be exempt from withholding under various intergovernmental agreements entered into by the United States and foreign governments. Prospective purchasers of the
notes should consult their own tax advisors regarding the implications of FATCA on their investment in the notes. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>EU Savings Directive </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under the EU Savings Directive, the competent authority of a Member State is required to provide to the competent authority of another Member
State details of payments of interest and other similar income paid by a person within its jurisdiction to, or for the benefit of, an individual, or certain other persons, resident in that other Member State. However, for a transitional period,
Austria is instead required (unless during such period it elects otherwise) to levy withholding tax at a rate of 35% in relation to such payments. The ending of such transitional period is dependent upon the conclusion of certain other agreements
relating to information exchange with certain other countries. A number of non-EU countries and territories have adopted similar measures. Luxembourg operated a withholding system until December&nbsp;31, 2014, but the Luxembourg Government has
elected out of the withholding system in favor of automatic exchange of information with effect from January&nbsp;1, 2015. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On
March&nbsp;24, 2014, the European Council adopted an EU Council Directive amending and broadening the scope of the requirements described above. In particular, the changes expand the range of payments covered by the EU Savings Directive to include
certain additional types of income, and widen the range of recipients payments to whom are covered by the EU Savings Directive, to include certain other types of entity and legal arrangement. Member States are required to implement national
legislation giving effect to these changes by January&nbsp;1, 2016 (which national legislation must apply from January&nbsp;1, 2017). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If
a payment were to be made or collected through a Member State that has opted for a withholding system and an amount of, or in respect of, tax were to be withheld from that payment, then neither we, nor any paying agent nor any other person would be
obliged to pay additional amounts with respect to any note as a result of the imposition of such withholding tax. To the extent permitted by law, we will be required to maintain a paying </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-31 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
agent that is not located in a Member State of the European Union that will oblige such paying agent to withhold or deduct tax pursuant to the EU Savings Directive or any law implementing or
complying with, or introduced in order to conform to, the EU Savings Directive. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>The Proposed Financial Transactions Tax (&#147;FTT&#148;)
</I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On February&nbsp;14, 2013, the European Commission published a proposal (the &#147;Commission&#146;s Proposal&#148;) for a
Directive for a common FTT in Belgium, Germany, Estonia, Greece, Spain, France, Italy, Austria, Portugal, Slovenia and Slovakia (the &#147;participating Member States&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Commission&#146;s Proposal has very broad scope and could, if introduced, apply to certain dealings in the notes (including secondary
market transactions) in certain circumstances. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under the Commission&#146;s Proposal, the FTT could apply in certain circumstances to
persons both within and outside of the participating Member States. Generally, it would apply to certain dealings in the notes where at least one party is a financial institution, and at least one party is established in a participating Member
State. A financial institution may be, or be deemed to be, &#147;established&#148; in a participating Member State in a broad range of circumstances, including (a)&nbsp;by transacting with a person established in a participating Member State or
(b)&nbsp;where the financial instrument which is subject to the dealings is issued in a participating Member State. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Joint statements
issued by participating Member States indicate an intention to implement the FTT by 1&nbsp;January 2016. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">However, the FTT proposal
remains subject to negotiation between the participating Member States. It may therefore be materially altered prior to any implementation, and the extent to which it may ultimately apply (if at all) to dealings in the notes is uncertain. Additional
Member States may decide to participate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Prospective holders of the notes are advised to seek their own professional advice in relation
to the FTT. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-32 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_10"></A>UNDERWRITING </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We and BNP Paribas, HSBC Bank plc, ING Bank N.V. and The Royal Bank of Scotland plc, the representatives for the underwriters for the
offering, have entered into an underwriting agreement with respect to the notes. Subject to the terms and conditions of the underwriting agreement, we have agreed to sell to the underwriters, and each underwriter has severally agreed to purchase,
the aggregate principal amount of notes listed next to its name in the following table: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:46.20pt; font-size:8pt; font-family:Times New Roman"><B>Underwriters</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Principal&nbsp;Amount</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>of Notes</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">BNP Paribas</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&#128;</TD>
<TD VALIGN="bottom" ALIGN="right">125,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">HSBC Bank plc</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">125,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ING Bank N.V.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">125,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">The Royal Bank of Scotland plc</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">125,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&#128;</TD>
<TD VALIGN="bottom" ALIGN="right">500,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The underwriting agreement provides that the obligations of the several underwriters to pay for and accept
delivery of the notes offered by this prospectus supplement are subject to the approval of certain legal matters by their counsel and to certain other conditions. The underwriters are obligated to take and pay for all of the notes offered by this
prospectus supplement if any such notes are taken. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The underwriters initially propose to offer part of the notes directly to the public
at the offering prices set forth on the cover page of this prospectus supplement. After the initial offering of the notes, the underwriters may from time to time vary the offering price and other selling terms. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following table shows the underwriting discounts that we will pay to the underwriters in connection with this offering (expressed as a
percentage of the principal amount of notes): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="14%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Paid&nbsp;by&nbsp;Whirlpool</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Per Note</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.350</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&#128;</TD>
<TD VALIGN="bottom" ALIGN="right">1,750,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We estimate that the total expenses of the offering (including our application to have the notes listed on the
New York Stock Exchange) payable by us, excluding underwriting discounts, will be approximately $0.2 million. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We have also agreed to
indemnify the underwriters against certain liabilities, including liabilities under the U.S. Securities Act of 1933, as amended, or to contribute to payments which the underwriters may be required to make in respect of any such liabilities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are a new issue of securities with no established trading market. We intend to apply for listing of the notes for trading on the New
York Stock Exchange. The listing application will be subject to approval by the New York Stock Exchange. If such a listing is obtained, we have no obligation to maintain such listing, and we may delist the notes at any time. The underwriters may
make a market in the notes after completion of the offering but will not be obligated to do so and may discontinue any market-making activities at any time without notice. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In connection with the issue of the notes, HSBC Bank plc (in this capacity, the &#147;Stabilizing Manager&#148;) may over-allot notes or
effect transactions with a view to supporting the market price of the notes at a level higher than that which might otherwise prevail. However, there is no assurance that the Stabilizing Manager (or persons acting on behalf of the Stabilizing
Manager) will undertake any stabilization action. Any stabilization action may begin on or after the date on which adequate public disclosure of the terms of the offer of the notes is made, and, if begun, may be ended at any time, but it must end no
later than the earlier of 30 days after the issue of the notes and 60 days after the date of the allotment of the notes. The underwriters have advised us that any stabilization action commenced will be carried out in accordance with applicable laws
and regulations. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-33 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any stabilization action may have the effect of preventing or retarding a decline in the market
price of the notes. They may also cause the price of the notes to be higher than the price that would otherwise exist in the open market in the absence of stabilization actions. The Stabilizing Manager may conduct these transactions in the
over-the-counter market or otherwise. If the Stabilizing Manager commences any stabilization action, it may discontinue them at any time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We expect that delivery of the notes will be made against payment therefor on the date specified on the cover of this prospectus supplement,
which will be the fifth business day following the trade date of the notes. Under Rule 15c6-1 under the Exchange Act, trades in the secondary market generally are required to settle in three business days, unless the parties to any such trade
expressly agree otherwise. Purchasers who wish to trade any notes on any date prior to three business days before delivery will be required by virtue of the fact that the notes initially will settle in five business days (T+5), to specify an
alternate settlement cycle at the time of any such trade to prevent a failed settlement and should consult with their own advisor. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Other Relationships
</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The underwriters and their respective affiliates are full service financial institutions engaged in various activities, which may
include sales and trading, commercial and investment banking, advisory, investment management, investment research, principal investment, hedging, market making, brokerage and other financial and non-financial activities and services. Some of the
underwriters and their affiliates have engaged in, and may in the future engage in, investment banking and other commercial dealings in the ordinary course of business with us or our affiliates. They have received, or may in the future receive,
customary fees and commissions for these transactions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In addition, in the ordinary course of their business activities, the underwriters
and their affiliates may make or hold a broad array of investments, including acting as counterparties to certain derivative and hedging arrangements, and actively trade debt and equity securities (or related derivative securities) and financial
instruments (including bank loans) for their own account and for the accounts of their customers. Such investments and securities activities may involve securities and/or instruments of ours or our affiliates. If any of the underwriters or their
affiliates have a lending relationship with us, certain of those underwriters or their affiliates routinely hedge and certain of those underwriters or their affiliates may hedge, their credit exposure to us consistent with their customary risk
management policies. Typically, such underwriters and their affiliates would hedge such exposure by entering into transactions which consist of either the purchase of credit default swaps or the creation of short positions in our securities,
including potentially the notes offered hereby. Any such credit default swaps or short positions could adversely affect future trading prices of the notes offered hereby. The underwriters and their affiliates may also make investment recommendations
and/or publish or express independent research views in respect of such securities or financial instruments and may hold, or recommend to clients that they acquire, long and/or short positions in such securities and instruments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under our Second Amended and Restated Long-Term Credit Agreement (the &#147;Long-Term Facility&#148;) dated September&nbsp;26, 2014, BNP
Paribas and The Royal Bank of Scotland plc are co-syndication agents and are also lenders thereunder. ING Bank N.V. Dublin Branch and HSBC Bank USA, National Association, an affiliate of HSBC Bank plc, are lenders under the Long-Term Facility. Under
our Short-Term Credit Agreement (the &#147;364-Day Facility&#148; and, together with the Long-Term Facility, the &#147;Facilities&#148;) dated September&nbsp;26, 2014, The Royal Bank of Scotland plc and BNP Paribas serve as co-syndication agents.
BNP Paribas Securities Corp., an affiliate of BNP Paribas, and RBS Securities Inc., an affiliate of The Royal Bank of Scotland plc, acted as joint lead arrangers and joint bookrunners for the Facilities. ING Bank N.V. Dublin Branch and HSBC Bank
USA, National Association, an affiliate of HSBC Bank plc, are lenders under the 364-Day Facility. BNP Paribas, HSBC Bank plc, ING Bank N.V. and The Royal Bank of Scotland plc are joint bookrunners of this offering. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Certain of the underwriters or their affiliates may receive a portion of the net proceeds of this offering to the extent that they hold any of
the securities being repaid and the net proceeds are used to repay such securities. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-34 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Selling Restrictions </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Other than in the United States, no action has been taken by us or the underwriters that would permit a public offering of the notes offered by
this prospectus supplement in any jurisdiction where action for that purpose is required. The notes offered by this prospectus supplement may not be offered or sold, directly or indirectly, nor may this prospectus supplement or any other offering
material or advertisements in connection with the offer and sale of any such notes be distributed or published in any jurisdiction, except under circumstances that will result in compliance with the applicable rules and regulations of that
jurisdiction. Persons into whose possession this prospectus supplement comes are advised to inform themselves about and to observe any restrictions relating to the offering and the distribution of this prospectus supplement. This prospectus
supplement does not constitute an offer to sell or a solicitation of an offer to buy any notes offered by this prospectus supplement in any jurisdiction in which such an offer or a solicitation is unlawful. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any underwriter that is not a broker-dealer registered with the SEC will only make sales of the notes in the United States through one or more
SEC-registered broker-dealers in compliance with applicable securities laws and the rules of the Financial Industry Regulatory Authority, Inc. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in the European Economic Area </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In relation to each member state of the European Economic Area which has implemented the Prospectus Directive (each, a &#147;Relevant Member
State&#148;), with effect from and including the date on which the Prospectus Directive is implemented in that Relevant Member State (the &#147;Relevant Implementation Date&#148;) no offer of notes may be made to the public in that Relevant Member
State other than: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) to any legal entity which is a qualified investor as defined in the Prospectus Directive; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) to fewer than 150, natural or legal persons (other than qualified investors as defined in the Prospectus Directive), subject to obtaining
the prior consent of the relevant underwriter or underwriters nominated by us for any such offer; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) in any other circumstances falling
within Article 3(2) of the Prospectus Directive, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">provided that no such offer of notes shall require us or any underwriter to publish a prospectus
pursuant to Article 3 of the Prospectus Directive. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement has been prepared on the basis that any offer of notes in
any Relevant Member State will be made pursuant to an exemption under the Prospectus Directive from the requirement to publish a prospectus for offers of notes. Accordingly, any person making or intending to make an offer in that Relevant Member
State of notes which are the subject of the offering contemplated in this prospectus supplement may only do so in circumstances in which no obligation arises for us or any of the underwriters to publish a prospectus pursuant to Article 3 of the
Prospectus Directive in relation to such offer. Neither we nor the underwriters have authorized, nor do they authorize, the making of any offer of notes in circumstances in which an obligation arises for the Company or the underwriters to publish a
prospectus for such offer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the purpose of the above provisions, the expression &#147;an offer to the public&#148; in relation to any
notes in any Relevant Member State means the communication in any form and by any means of sufficient information on the terms of the offer and the notes to be offered so as to enable an investor to decide to purchase or subscribe for the notes, as
the same may be varied in the Relevant Member State by any measure implementing the Prospectus Directive in the Relevant Member State, the expression &#147;Prospectus Directive&#148; means Directive 2003/71/EC (as amended, including by Directive
2010/73/EU), and includes any relevant implementing measure in the Relevant Member State. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-35 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in the United Kingdom </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each underwriter has represented, warranted and agreed that: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">it has only communicated or caused to be communicated and will only communicate or cause to be communicated an invitation or inducement to engage in investment activity (within the meaning of Section&nbsp;21 of the
Financial Services and Markets Act 2000 (the &#147;FSMA&#148;)) received by it in connection with the issue or sale of the notes which are the subject of the offering contemplated by this prospectus supplement and the accompanying prospectus in
circumstances in which Section&nbsp;21(1) of the FSMA does not apply to us; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">it has complied and will comply with all applicable provisions of the FSMA with respect to anything done by it in relation to the notes in, from or otherwise involving the United Kingdom. </TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in Hong Kong </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes may not be offered or sold by means of any document other than (i)&nbsp;in circumstances which do not constitute an offer to the
public within the meaning of the Companies Ordinance (Cap. 32, Laws of Hong Kong), or (ii)&nbsp;to &#147;professional investors&#148; within the meaning of the Securities and Futures Ordinance (Cap. 571, Laws of Hong Kong) and any rules made
thereunder, or (iii)&nbsp;in other circumstances which do not result in the document being a &#147;prospectus&#148; within the meaning of the Companies Ordinance (Cap. 32, Laws of Hong Kong), and no advertisement, invitation or document relating to
the notes may be issued or may be in the possession of any person for the purpose of issue (in each case whether in Hong Kong or elsewhere), which is directed at, or the contents of which are likely to be accessed or read by, the public in Hong Kong
(except if permitted to do so under the laws of Hong Kong) other than with respect to notes which are or are intended to be disposed of only to persons outside Hong Kong or only to &#147;professional investors&#148; within the meaning of the
Securities and Futures Ordinance (Cap. 571, Laws of Hong Kong) and any rules made thereunder. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in Japan </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The securities have not been and will not be registered under the Financial Instruments and Exchange Law of Japan (the Law No.&nbsp;25 of 1948,
as amended, the &#147;FIEL&#148;) and each underwriter has agreed that it will not offer or sell any securities, directly or indirectly, in Japan or to, or for the benefit of, any resident of Japan (which term as used herein means any person
resident in Japan, including any corporation or other entity organized under the laws of Japan), or to others for re-offering or resale, directly or indirectly, in Japan or to a resident of Japan, except pursuant to an exemption from the
registration requirements of, and otherwise in compliance with, the FIEL and any other applicable laws, regulations and ministerial guidelines of Japan. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in Singapore </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement and the accompanying prospectus have not been registered as a prospectus with the Monetary Authority of Singapore.
Accordingly, this prospectus supplement, the accompanying prospectus and any other document or material in connection with the offer or sale, or invitation for subscription or purchase, of the notes may not be circulated or distributed, nor may the
notes be offered or sold, or be made the subject of an invitation for subscription or purchase, whether directly or indirectly, to persons in Singapore other than (i)&nbsp;to an institutional investor (as defined in Section&nbsp;4A of the Securities
and Futures Act, Chapter 289 of Singapore (the &#147;SFA&#148;)) under Section&nbsp;274 of the SFA, (ii)&nbsp;to a relevant person (as defined in Section&nbsp;275(2) of the SFA ) pursuant to Section&nbsp;275(1) of the SFA, or any person pursuant to
Section&nbsp;275(1A) of the SFA, and in accordance with the conditions specified in Section&nbsp;275 of the SFA or (iii)&nbsp;otherwise pursuant to, and in accordance with the conditions of, any other applicable provision of the SFA, in each case
subject to conditions set forth in the SFA. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Where the notes are subscribed or purchased under Section&nbsp;275 of the SFA by a relevant
person which is a corporation (which is not an accredited investor (as defined in Section&nbsp;4A of the SFA)) the sole business of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-36 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
which is to hold investments and the entire share capital of which is owned by one or more individuals, each of whom is an accredited investor, the securities (as defined in Section&nbsp;239(1)
of the SFA) of that corporation shall not be transferable for 6 months after that corporation has acquired the notes under Section&nbsp;275 of the SFA except: (1)&nbsp;to an institutional investor under Section&nbsp;274 of the SFA or to a relevant
person (as defined in Section&nbsp;275(2) of the SFA), (2)&nbsp;where such transfer arises from an offer in that corporation&#146;s securities pursuant to Section&nbsp;275(1A) of the SFA, (3)&nbsp;where no consideration is or will be given for the
transfer, (4)&nbsp;where the transfer is by operation of law, (5)&nbsp;as specified in Section&nbsp;276(7) of the SFA, or (6)&nbsp;as specified in Regulation 32 of the Securities and Futures (Offers of Investments) (Shares and Debentures)
Regulations 2005 of Singapore (&#147;Regulation 32&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Where the notes are subscribed or purchased under Section&nbsp;275 of the SFA
by a relevant person which is a trust (where the trustee is not an accredited investor (as defined in Section&nbsp;4A of the SFA)) whose sole purpose is to hold investments and each beneficiary of the trust is an accredited investor, the
beneficiaries&#146; rights and interest (howsoever described) in that trust shall not be transferable for 6 months after that trust has acquired the notes under Section&nbsp;275 of the SFA except: (1)&nbsp;to an institutional investor under
Section&nbsp;274 of the SFA or to a relevant person (as defined in Section&nbsp;275(2) of the SFA), (2)&nbsp;where such transfer arises from an offer that is made on terms that such rights or interest are acquired at a consideration of not less than
$200,000 (or its equivalent in a foreign currency) for each transaction (whether such amount is to be paid for in cash or by exchange of securities or other assets), (3)&nbsp;where no consideration is or will be given for the transfer,
(4)&nbsp;where the transfer is by operation of law, (5)&nbsp;as specified in Section&nbsp;276(7) of the SFA, or (6)&nbsp;as specified in Regulation 32. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in Switzerland </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are not offered, sold or advertised, directly or indirectly, in, into or from Switzerland on the basis of a public offering and will
not be listed on the SIX Swiss Exchange or any other offering or regulated trading facility in Switzerland. Accordingly, neither this prospectus supplement nor any accompanying prospectus or other marketing material constitute a prospectus as
defined in article 652a or article 1156 of the Swiss Code of Obligations or a listing prospectus as defined in article 32 of the Listing Rules of the SIX Swiss Exchange or any other regulated trading facility in Switzerland. Any resales of the notes
by the underwriters thereof may only be undertaken on a private basis to selected individual investors in compliance with Swiss law. This prospectus supplement and accompanying prospectus may not be copied, reproduced, distributed or passed on to
others or otherwise made available in Switzerland without our prior written consent. By accepting this prospectus supplement and accompanying prospectus or by subscribing to the notes, investors are deemed to have acknowledged and agreed to abide by
these restrictions. Investors are advised to consult with their financial, legal or tax advisers before investing in the notes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-37 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_11"></A>LEGAL MATTERS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The validity of the notes in respect of which this prospectus supplement is being delivered will be passed upon for us by Kirkland&nbsp;&amp;
Ellis LLP, Chicago, Illinois. Certain legal matters relating to the notes will be passed upon for the underwriters by Mayer Brown LLP, Chicago, Illinois. Mayer Brown LLP has from time to time acted as counsel for us and our subsidiaries and may do
so in the future. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom883388_12"></A>INCORPORATION OF CERTAIN INFORMATION BY REFERENCE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The SEC allows us to &#147;incorporate by reference&#148; information into this prospectus supplement, which means that we can disclose
important information about us by referring you to another document filed separately with the SEC. The information incorporated by reference is considered to be a part of this prospectus supplement. This prospectus supplement incorporates by
reference the documents and reports listed below filed by us with the SEC (File No.&nbsp;1-3932) (other than portions of these documents that are furnished under Item&nbsp;2.02 or Item&nbsp;7.01 of a Current Report on Form 8-K, including any
exhibits included with such Items): </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">our Annual Report on Form 10-K for the fiscal year ended December&nbsp;31, 2014; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">our Current Reports on Form 8-K/A filed on February&nbsp;9, 2015. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We also incorporate by
reference the information contained in all other documents we file with the SEC pursuant to Sections 13(a), 13(c), 14 or 15(d) of the Exchange Act (other than portions of these documents that are furnished under Item&nbsp;2.02 or Item&nbsp;7.01 of a
Current Report on Form 8-K, including any exhibits included with such Items, unless otherwise indicated therein) after the date of this prospectus supplement and prior to the termination of this offering. The information contained in any such
document will be considered part of this prospectus supplement from the date the document is filed with the SEC. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any statement contained
in this prospectus supplement or in a document incorporated or deemed to be incorporated by reference in this prospectus supplement will be deemed to be modified or superseded to the extent that a statement contained herein or in any other
subsequently filed document which also is or is deemed to be incorporated by reference in this prospectus supplement modifies or supersedes that statement. Any statement so modified or superseded will not be deemed, except as so modified or
superseded, to constitute a part of this prospectus supplement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We undertake to provide without charge to you, upon oral or written
request, a copy of any or all of the documents that have been incorporated by reference in this prospectus supplement, other than exhibits to such other documents (unless such exhibits are specifically incorporated by reference therein), by request
directed to Whirlpool&#146;s Investor Relations Department, 2000 North M-63, Benton Harbor, Michigan 49022-2692, telephone number (269)&nbsp;923-2641. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-38 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>PROSPECTUS </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center">


<IMG SRC="g883388g57g93.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>Senior Debt Securities </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="4"><B>Subordinated Debt Securities </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>Preferred Stock </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>Common Stock </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>Warrants </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>Purchase Contracts </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="4"><B>Units </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="4"><B>Hybrid Securities Combining Elements of the Foregoing
</B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Whirlpool Corporation may offer from time to time, in one or more offerings, any combination of its senior debt
securities, subordinated debt securities, preferred stock, common stock, warrants, purchase contracts, units and hybrid securities combining elements of the foregoing. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">We will provide the specific terms of any offering of these securities in a supplement to this prospectus. The applicable prospectus supplement will also describe the specific manner in which we will
offer these securities and may also supplement, update or amend information contained in this prospectus. You should carefully read this prospectus and the applicable prospectus supplement, as well as the documents incorporated by reference herein
or therein, before you invest in these securities. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We may sell these securities on a continuous or delayed basis, directly,
through agents, dealers or underwriters as designated from time to time, or through a combination of these methods. If any agents, dealers or underwriters are involved in the sale of any securities, the applicable prospectus supplement will set
forth their names and any applicable commissions or discounts. Our net proceeds from the sale of securities also will be set forth in the applicable prospectus supplement. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Our common stock is listed on the New York Stock Exchange under the trading symbol &#147;WHR&#148;. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="3"><B>See &#147;<A HREF="#s883388_14">Risk Factors</A>&#148; on page 1 of this prospectus to read about factors you should consider before investing in these securities. </B></FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or
determined if this prospectus is truthful or complete. Any representation to the contrary is a criminal offense. </B></FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">The date of this
prospectus is May&nbsp;11, 2012. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="toc1"></A>TABLE OF CONTENTS </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="95%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Page</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><A HREF="#s883388_12">About this Prospectus</A></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">i</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><A HREF="#s883388_13">Our Company</A></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><A HREF="#s883388_14">Risk Factors</A></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><A HREF="#s883388_15"><FONT STYLE="white-space:nowrap">Forward-Looking</FONT> Statements</A></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><A HREF="#s883388_16">Selected Financial Data </A></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><A HREF="#s883388_17">Legal Matters</A></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><A HREF="#s883388_18">Experts</A></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><A HREF="#s883388_19">Where You Can Find More Information</A></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">2</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><A HREF="#s883388_20">Incorporation of Certain Information by Reference</A></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">3</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="s883388_12"></A>ABOUT THIS PROSPECTUS </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">This prospectus is part of a shelf registration statement that we filed with the Securities and Exchange Commission (the
&#147;SEC&#148;). By using a shelf registration statement, we may, at any time and from time to time, in one or more offerings, sell the securities described in this prospectus. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Each time we use this prospectus to offer securities, we will provide you with a prospectus supplement that will describe the specific
amounts, prices and terms of the securities being offered. The prospectus supplement may also supplement, update or change information contained in this prospectus. Therefore, if there is any inconsistency between the information in this prospectus
and the prospectus supplement, you should rely on the information in the prospectus supplement. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We have not authorized anyone
to provide you with different information. We are not making an offer of these securities in any jurisdiction where the offer is not permitted. You should not assume that the information in this prospectus or any applicable prospectus supplement is
accurate as of any date other than the date of the document. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">To understand the terms of the securities described in this
prospectus, you should carefully read the applicable prospectus supplement. You should also read the documents we have referred you to under &#147;Where You Can Find More Information&#148; and &#147;Incorporation of Certain Information by
Reference&#148; below for information about us. The shelf registration statement, including the exhibits thereto, can be read at the SEC&#146;s website or at the SEC&#146;s Public Reference Room as described under &#147;Where You Can Find More
Information.&#148; </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The terms &#147;Whirlpool Corporation,&#148; &#147;we,&#148; &#147;us,&#148; and &#147;our&#148; as used
in this prospectus refer to Whirlpool Corporation and its subsidiaries unless the context otherwise requires. The phrase &#147;this prospectus&#148; refers to this prospectus and any applicable prospectus supplement, unless the context otherwise
requires. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">i </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="s883388_13"></A>OUR COMPANY </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We are the world&#146;s leading manufacturer and marketer of major home appliances. We were incorporated in Delaware in 1955 as the
successor to a business that traces its origin to 1898. We manufacture products in 12 countries under 13 principal brand names and market products in nearly every country around the world. Our principal executive office is located at 2000 North <FONT
STYLE="white-space:nowrap">M-63,</FONT> Benton Harbor, Michigan 49022-2692, telephone number (269)&nbsp;923-5000. We maintain an Internet website at http://www.whirlpoolcorp.com. We have not incorporated by reference into this prospectus the
information on our website, and you should not consider it to be a part of this prospectus. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="s883388_14"></A>RISK
FACTORS </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Our business is subject to uncertainties and risks. You should carefully consider and evaluate all of the
information included and incorporated by reference in this prospectus, including the risk factors incorporated by reference from our most recent annual report on Form 10-K, as updated by our quarterly reports on Form 10-Q, current reports on Form <FONT
STYLE="white-space:nowrap">8-K</FONT> and other filings we make with the SEC. It is possible that our business, financial condition, liquidity or results of operations could be materially adversely affected by any of these risks. </FONT></P>
<P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="s883388_15"></A><FONT STYLE="white-space:nowrap">FORWARD-LOOKING</FONT> STATEMENTS </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">This prospectus and the documents we incorporate by reference contain &#147;forward-looking statements&#148; within the meaning of
Section&nbsp;27A of the Securities Act of 1933 and Section&nbsp;21E of the Securities Exchange Act of 1934. From time to time, we may also provide oral or written forward-looking statements in other materials we release to the public.
Forward-looking statements set forth our current expectations or forecasts of future events. You can identify these statements by forward-looking words such as &#147;expect,&#148; &#147;anticipate,&#148; &#147;plan,&#148; &#147;believe,&#148;
&#147;seek,&#148; &#147;estimate,&#148; &#147;outlook,&#148; &#147;trends,&#148; &#147;future benefits,&#148; &#147;strategies,&#148; &#147;goals&#148; and similar words. In addition, statements that we make in this prospectus and the documents we
incorporate by reference that are not statements of historical fact may also be forward-looking statements. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Forward-looking
statements are not guarantees of our future performance and involve risks, uncertainties and assumptions that may cause our actual results, performance or achievement to differ materially from the expectations we describe in our forward-looking
statements. You should not place undue reliance on forward-looking statements. We do not undertake to update forward-looking statements, whether as a result of new information, future events or otherwise. You should be aware that the factors we
discuss in &#147;Risk Factors,&#148; and elsewhere in this prospectus, could cause our actual results to differ from future results expressed or implied by any forward-looking statements. In addition to causing our actual results to differ, these
factors may cause our intentions to change from those that have been stated. Such changes in our intentions may also cause our actual results to differ. We may change our intentions at any time and without notice. </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Forward-looking statements included or incorporated by reference in this prospectus are made as of the date of this prospectus or the
date of such documents incorporated by reference herein, as applicable, and we undertake no obligation to update them. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="s883388_16">
</A>SELECTED FINANCIAL DATA </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The following table sets forth historical&nbsp;selected financial information&nbsp;for
Whirlpool Corporation. Effective January 1, 2012, we adopted the provisions of amendments to Accounting Standards Codification (&#147;ASC&#148;) 220 &#147;Comprehensive Income&#148;. These amendments affect only the display of information and do not
change existing recognition and measurement requirements in our consolidated financial statements. The following&nbsp;selected financial information&nbsp;revises historical information to illustrate the new presentation required by these amendments
for the periods presented. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">1 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Whirlpool Corporation </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Consolidated Statements of Comprehensive Income (Unaudited) </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>Year Ended December 31, </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>(Millions of dollars) </B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:62pt"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>Millions of dollars</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2011</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2010</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>2009</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Net earnings</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">408</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">650</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">354</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Other comprehensive income, net of tax:</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Foreign currency</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(122</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(23</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">310</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Derivative instruments</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(100</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">16</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">180</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Pension and postretirement benefits</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(112</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(82</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Available for sale investments</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(10</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">1</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total other comprehensive income</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(338</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">(22</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">)&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">409</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Comprehensive income</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">70</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">628</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">763</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#cceeff">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Less: Comprehensive income available to noncontrolling interests</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">13</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">34</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">44</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">Comprehensive income available to Whirlpool</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">57</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">594</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">$</FONT></TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman" SIZE="2">719</FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="s883388_17"></A>LEGAL MATTERS </B></FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">The validity of the securities offered pursuant to this prospectus and any prospectus supplement will be passed upon for us by
Kirkland&nbsp;&amp; Ellis&nbsp;LLP, Chicago, Illinois, and for any underwriters, dealers or agents by counsel named in the applicable prospectus supplement. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="s883388_18"></A>EXPERTS </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Ernst&nbsp;&amp; Young LLP, independent
registered public accounting firm, has audited our consolidated financial statements and schedule included in our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the year ended December&nbsp;31, 2011, and the effectiveness of
our internal control over financial reporting as of December&nbsp;31, 2011, as set forth in their reports which are incorporated by reference in this prospectus and elsewhere in the registration statement. our financial statements and schedule are
incorporated by reference in reliance on Ernst&nbsp;&amp; Young LLP&#146;s reports, given on their authority as experts in accounting and auditing. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="s883388_19"></A>WHERE YOU CAN FIND MORE INFORMATION </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We file
periodic reports, proxy statements and other information with the SEC. You may read and copy (at prescribed rates) any such reports, proxy statements and other information at the SEC&#146;s Public Reference Room at 100 F Street, N.E., Washington,
D.C. 20549. For further information concerning the SEC&#146;s Public Reference Room, you may call the SEC at <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">1-800-SEC-0330.</FONT></FONT></FONT> The
SEC maintains an Internet site that contains reports, proxy and information statements, and other information regarding issuers that file electronically with the SEC at http://www.sec.gov. Our filings are also available at the offices of the New
York Stock Exchange. For further information on obtaining copies of our public filings at the New York Stock Exchange, you should call <FONT STYLE="white-space:nowrap">(212)&nbsp;656-5060.</FONT> </FONT></P>
<P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">This prospectus is part of a registration statement filed on Form <FONT STYLE="white-space:nowrap">S-3</FONT> with the SEC under the
Securities Act. This prospectus does not contain all of the information set forth in the registration statement and the exhibits and schedules to the registration statement. For further information concerning us and the securities, you should read
the entire registration statement and the additional information described under &#147;Incorporation of Certain Information by Reference&#148; below. The registration statement has been filed electronically and may be obtained in
</FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">2 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">
any manner listed above. Any statements contained herein concerning the provisions of any document are not necessarily complete, and, in each instance, reference is made to the copy of such
document filed as an exhibit to the registration statement or otherwise filed with the SEC. Each such statement is qualified in its entirety by such reference. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B><A NAME="s883388_20"></A>INCORPORATION OF CERTAIN INFORMATION BY REFERENCE </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%;padding-bottom:0px; "><FONT
STYLE="font-family:Times New Roman" SIZE="2">The SEC allows us to &#147;incorporate by reference&#148; information into this prospectus, which means that we can disclose important information about us by referring you to another document filed
separately with the SEC. The information incorporated by reference is considered to be a part of this prospectus. This prospectus incorporates by reference the documents and reports listed below filed by us with the SEC (File <FONT
STYLE="white-space:nowrap">No.&nbsp;1-3932)</FONT> (other than portions of these documents that are&nbsp;furnished under Item&nbsp;2.02 or Item&nbsp;7.01 of a Current Report on <FONT STYLE="white-space:nowrap">Form&nbsp;8-K,</FONT> including any
exhibits included with such Items):</FONT><FONT STYLE="font-family:Times New Roman" SIZE="1"><SUP STYLE="vertical-align:baseline; position:relative; bottom:.8ex"></SUP></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"> </FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">our Annual Report on <FONT STYLE="white-space:nowrap">Form&nbsp;10-K</FONT> for the fiscal year ended December&nbsp;31, 2011;
</FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">our Quarterly Report on <FONT STYLE="white-space:nowrap">Form&nbsp;10-Q</FONT> for the quarter ended March&nbsp;31, 2012; </FONT></P></TD></TR></TABLE>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">our Current Reports on Form <FONT STYLE="white-space:nowrap">8-K</FONT> filed on February&nbsp;24, 2012,&nbsp;March&nbsp;20, 2012,&nbsp;April&nbsp;19,
2012, and April&nbsp;20, 2012; and </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT STYLE="font-family:Times New Roman" SIZE="2">the description of our common stock contained in our Current Report on Form <FONT STYLE="white-space:nowrap">8-K</FONT> filed on April&nbsp;23, 2009,
including any amendments or reports filed for the purpose of updating such description. </FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We also incorporate
by reference the information contained in all other documents we file with the SEC pursuant to Sections 13(a), 13(c), 14 or 15(d)&nbsp;of the Securities Exchange Act of 1934 (other than portions of these documents that are furnished under
Item&nbsp;2.02 or Item&nbsp;7.01 of a Current Report on <FONT STYLE="white-space:nowrap">Form&nbsp;8-K,</FONT> including any exhibits included with such Items, unless otherwise indicated therein) after the date of this prospectus and prior to the
termination of this offering. The information contained in any such document will be considered part of this prospectus from the date the document is filed with the SEC. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Any statement contained in this prospectus or in a document incorporated or deemed to be incorporated by reference in this prospectus will be deemed to be modified or superseded to the extent that a
statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference in this prospectus modifies or supersedes that statement. Any statement so modified or superseded will not be deemed,
except as so modified or superseded, to constitute a part of this prospectus. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT STYLE="font-family:Times New Roman" SIZE="2">We undertake to provide without charge to you,
upon oral or written request, a copy of any or all of the documents that have been incorporated by reference in this prospectus, other than exhibits to such other documents (unless such exhibits are specifically incorporated by reference therein),
by request directed to Whirlpool&#146;s Investor Relations Department, 2000 North <FONT STYLE="white-space:nowrap">M-63,</FONT> Benton Harbor, Michigan 49022-2692, telephone number (269)&nbsp;923-2641. </FONT></P>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">3 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="line-height:2.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:2.00pt solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="font-size:100pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:100pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:50pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g883388g33u21.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:50pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:100pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:100pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:4.5pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #000000">&nbsp;</P>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g883388g33u21.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g883388g33u21.jpg
M_]C_X``02D9)1@`!`@$`8`!@``#_[0TL4&AO=&]S:&]P(#,N,``X0DE-`^T`
M`````!``8`````$``0!@`````0`!.$))300-```````$````'CA"24T$&0``
M````!````!XX0DE-`_,```````D```````````$`.$))300*```````!```X
M0DE-)Q````````H``0`````````".$))30/U``````!(`"]F9@`!`&QF9@`&
M```````!`"]F9@`!`*&9F@`&```````!`#(````!`%H````&```````!`#4`
M```!`"T````&```````!.$))30/X``````!P``#_____________________
M________`^@`````_____________________________P/H`````/______
M______________________\#Z`````#_____________________________
M`^@``#A"24T$"```````$`````$```)````"0``````X0DE-!!X```````0`
M````.$))300:``````!M````!@``````````````;@```0@````&`&<`,P`S
M`'4`,@`Q`````0`````````````````````````!``````````````$(````
M;@`````````````````````````````````````````````X0DE-!!$`````
M``$!`#A"24T$%```````!`````(X0DE-!`P`````"I`````!````<````"\`
M``%0```]L```"G0`&``!_]C_X``02D9)1@`!`@$`2`!(``#_[@`.061O8F4`
M9(`````!_]L`A``,"`@("0@,"0D,$0L*"Q$5#PP,#Q48$Q,5$Q,8$0P,#`P,
M#!$,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,`0T+"PT.#1`.#A`4#@X.
M%!0.#@X.%!$,#`P,#!$1#`P,#`P,$0P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,
M#`P,#`S_P``1"``O`'`#`2(``A$!`Q$!_]T`!``'_\0!/P```04!`0$!`0$`
M`````````P`!`@0%!@<("0H+`0`!!0$!`0$!`0`````````!``(#!`4&!P@)
M"@L0``$$`0,"!`(%!P8(!0,,,P$``A$#!"$2,05!46$3(G&!,@84D:&Q0B,D
M%5+!8C,T<H+10P<EDE/PX?%C<S46HK*#)D235&1%PJ-T-A?25>)E\K.$P]-U
MX_-&)Y2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V-T=79W>'EZ>WQ]?G]Q$`
M`@(!`@0$`P0%!@<'!@4U`0`"$0,A,1($05%A<2(3!3*!D12AL4(CP5+1\#,D
M8N%R@I)#4Q5C<S3Q)086HK*#!R8UPM)$DU2C%V1%539T9>+RLX3#TW7C\T:4
MI(6TE<34Y/2EM<75Y?569G:&EJ:VQM;F]B<W1U=G=X>7I[?'_]H`#`,!``(1
M`Q$`/P#4Q.M=0ZKUO)Z7]9^H6?5YS"#B=.H/V?U6RX;_`-J.W/R/W/U2ZCU_
MI^G_`(-2ZI@=/Z=]J9F,HMO#B<:O*J?M<US@Y@=U[ZP?M+#LL92[?;Z;*_TO
MZ+TUI?XQ.K9?2.G8N4W$Q<[!==Z>93EUFS0CU*W5^]K*_P";LK_2,L]]E2+]
M9L;I'1/J]E=2PL9M3JV-%%>/99CUE]CFTT;F8-F/^CWV-<_9^8DIXJ[/Q&8[
M;,7&Z+7D!SFVUY=G3;:]D>VVC)Z0[!S6V;_;Z7V3_KJUQU+I;^FUW?5CJ.:[
MK0JEN#@'(RL4W_0>R['ZBRVK%Q/5^A99]C_5_P!/6M_ZC?6.[ZQ=-R3FUU-R
M,:WT7LJ#@UU;F-?4XMN?<[W;K*W?I/\`!JC_`,[^L6=4^L=&+3CMZ?T'%M?4
M\L>7&ZMGZ*NU[;6U^FZZK*]C*V>RI)3TW0[.KV]*QW]:J91U(@_:*ZB"T'<[
M9]%]K=SJMF_;8_\`2*^L7ZG]6R^L_5W%ZCF[/M%QM#_3!:WV6VTMVM<ZS\RO
M]]-];NK=8Z3TIN3T?".?DNM:QU8:^S8PA[G7NJQ_TMGN8VOV_P"E24[:2K].
MOOR>GXV3DTG&R+J:[+L<\UO<UK[*3,?S;SL7.?7GZS]3Z#;TNO`%49UKF7.M
M:7$!KJ6_HMKZVM_GG?3WI*>FRLK'P\=^3E6-JIK$O>XP!)VC^TYWM8U4@_JF
M>_\`1@]/PHTL<`<FR1[75UOW5X;/_#%=N1_P&*B4].>_*.;GO%]P/Z"H3Z5(
M_P""8[Z=_P"_EO;ZO^C]"K]&KR&I\$Z#Q><ZQT;!Q,>F^@V'J3LBAF-DV6O?
M8;'6,#MSK'/_`$?H^JZRK^:]-=&L/`RV=:ZS;DL9NPNEDU8MH,MLNL$77MCV
M?H:OT5+O]'D6?Z5;B$:U(V_@F5Z`[J227.?7OK_4.@](IR^GBHW6Y+*7>LTO
M:&N9;82UK'U>_=4U.6O_T.V^OG3G=1^J?4*&-W/KK%[6\SZ#FY#F-C\ZQE;Z
MUQ'6NN7]9^IGU>Z30[=F]0N;189F3C.;B-<__C;[<7*_J+U4@$$$2#H05Y%]
M2>DV,^O#,"UI+>COR7N:9VC9^JU/;/[_`*M%B2G8Z'D4?5+ZW]=Z;:"S!=C?
M;:!_(H9]HVLGZ7Z.W)9_Z"H?U5QLAWU%^LG6<J3?U6O+L+CW#*K0]W_L4_*4
M?\;>/Z&9T_J+0?TM-V-:YH)D,BVNL_UF79*Z:W`=TW_%S?@O;LMHZ3:VUHU_
M2&A[KO\`P5STE/(]$^KO7\SZI,ZGB==OPZ*67OQ\"K?6P>G9;ZH??1=4[==:
MQ[][J[/2WHF5]8^KY/\`BQISQF7UYM>4*'9;'[+'M#W;-SZMG^"=6Q_[^Q;_
M`-3C_P"NW;_Q.9_Y]R5QC9_\:68.G4-=#XI*=GKW4NOGJ_U=P^G]2NQ+.H8%
M-;WD[V%]IV/R+:7[FV6_\)_.?RU4^N72,[H]/0\7.ZA9U2UV;;8,B[=N#7.P
MP*OTMN0[:S;_`*1&ZH?^RGZFZ'^BXG8_O*__`(UOZ5T#0G]8?P"?S\7P24BZ
M@[ZP]3^OW4NAX'6+^G4.JK?I+VM:RK%>]N/7N9Z-EEEV[U*K*4+!J^L.)UF[
MZLY/6_M=.?-3;7N?:\;6OR,G9ZK[+<>QF/2^JZGU;*?TWYCU7Z_U%W1_KMU3
MJWK"EMK68M5C`++!NJQ&Y%U-6YC'?9_2V?I'_P`[^C1?J?C/ZW];:^LX.._'
MZ/TUCJV6W:OM<]EU6ZRWZ-V7<_)MR,CTG>G17Z-2:?5H-NI_8N&FO7HM]6,#
MJ_ULKRLG'ZME='Z9B/-&!C8KMD`CUV^MZ3JO5<UEE3KWO_37766?IJE;Z)]:
MNL],Z;]8L/JUWVS+Z$/U>YPESG/+Z*F6..QUE7K,IM8^S]-Z=WO^@J7U:^L%
M7U"=G]#Z]3>/TWJXME;`6V-VMH]1CK'5[F6LIJ>S_KE5OI^FB=$Z'U/ZP=-^
MLW57T&@]<`=T]CC!<ZM]F15]+9^BW?9Z?7_POZ6W^;3D)>F]!^M76.@#K[OK
M%EUYM['7TT-<YE,-G:VRNIS*V^KL_P`%3Z5?^AO5+K?7,GKO^+OIV;F.WY3>
MH"JYX`;N+&9.QY8SV-<ZEU>_9^>C=*_Q@X71_JPWH>1BY#.KXM3\=M#Z]HWD
MN%/J2[UF_29ZK/2]3_1>HJG5.D972/\`%MTZC,K=5D6]0%SZG#W-#Z\@5"QH
M^@_T65[V?X-)#__1]522224I))))2EF4&W/ZF^]WMPL!SJL>"?TE\>GDWN_D
M8WOQ*O\`A?M7_`*_D>J*+#1K=L=Z8T^E'LY_E+`Z-U8T]%PZ,3`RLG(96&6-
M#0QOJCVY#WY=[F8[MU_J.>^NRU-D0"`?-<`:-/1.<UK2YQ#6M$DG0`#N5A/Z
MAF]<<<?H[C1TUP(NZL/I$@^ZKI['_2?^9]K_`)JO_!?I6*61@6Y(=E_6/*KJ
MP&03@-=MQVZ^UV9DV>D[+]VWV/93C_\``K9J]+TF>CM]+:/3V1MVQ[-FWV[-
MJ6I\!^*M!XG\'A^D?5S.P/\`&'=E4XEE?2*L?TJ<AQ!:2:L?=R[U'.=>V[U/
M9_.KINK9G6,>QXP*!:!4'52POW/W%MS7/;;4VOT*?TS*W_TO^9JM6JDG+7GK
M.I?6L7V5TX%=E/V</Q[7`LWW&YM>VQCKMU+/LCOM+V/^A_-_SC/32OZC]:ZQ
MMJPJK;@]C;`&N%;0?4]2RNY]S?M#-K*[O96Q]?\`1_TE_P#-]"DDIP&]2^LK
M[[6C`%=;,JQE3G-!WXHHNLQ[_;D>RZS.QVTO98S^9R:/T-:'?U/ZVM?:*.G5
MV["2UCI9('K%M;+O5<RRRZFNBQK]E=5-UOV6[_34=&DDI__9.$))300A````
M``!5`````0$````/`$$`9`!O`&(`90`@`%``:`!O`'0`;P!S`&@`;P!P````
M$P!!`&0`;P!B`&4`(`!0`&@`;P!T`&\`<P!H`&\`<``@`#8`+@`P`````0`X
M0DE-!`8```````<`"``!``$!`/_N``Y!9&]B90!D0`````'_VP"$``$!`0$!
M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$"`@("`@("
M`@("`@,#`P,#`P,#`P,!`0$!`0$!`0$!`0("`0("`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`__``!$(`&X!"`,!
M$0`"$0$#$0'_W0`$`"'_Q`"V```"`P$!`0$!`0``````````"0@*"P8'!00"
M`P$!``,!`0$!``````````````$"`P8%!P00```&`@$#`@,%!P,``Q$```$"
M`P0%!@<(`!$2"1,*(2(4%;9W>#DQM19V%S<X,B.W023648%"4F(S4R4U)I97
MEQA8&1H1``(!`@0$!`0#!P,$`P`````!`A$#(3$$!4%1$@9A<2(R@4)2$Z%B
M%)&QP7*"(Q7PDC/1\;('4R0T_]H`#`,!``(1`Q$`/P"TCOKYG=,=!'[^D7>S
M2>3LVM&R2QL,8M293-CB#NT4EV/\<33MVSK=&(NW<)+^@\<FE#-%"KHLEDS$
M$T5+*+?D)YQOY;O,AY(9B19^/W43'6*,:-WJL>]RW?/K+9&UUR3M(HFODJYK
M5+'DM)LDW":J\7'5V3DTP,0PHF3'J95ENF*S9)*P:%^2AS4)'*._WG`F\!5J
M,2(O8_Z$G9XBIL4F*@."`.2VLC@J.C3$,@!"D&",9<!,3NZ=048\R*KA$6;<
MEO"E%3RM8D=O?*=Y!;TS^H6>16.KA:KD11PR;)M@5AG<A6<:QT@V02.!$G#:
M5?(%$XE,OV="EC`MZN21^!EA_P`=ZJJ\C6/;^>57*44[,<HS-D2V8C%`>)+J
M^N<@4FW/6RSAP4Q3+>HY/VG'H!0Z=QGP&/U(YNZJ>&[%T4JXV'\('D/UY8G6
M*0]@F)[/K(634X-Q;.4%,G9OI<2HY=.5/2%)4@D`A@,4XG,!08<AZN$D>CX>
M;>W0RZY95Z@;&[?:93;X5&4.A-Y1OE`91?U@JME^ENF&64<<0C=R[=?6*G?R
M2:/J!W'$$_43&<"'U\AJ1O$;M/#0$?<=+/-#M@W@7[!*<I4?EBW.<YX]L,:_
M;BXBUVDW$VN+K"<:^2=BM]:V@GZ2Y1(8J(]"G!3Q(ZEQB1&S1M_[@/QD1XV[
M9"G87W%P1#+`G-9:K=51,VCXSO(5(\U(8X88UL-(.F4Z:7VE.5IPP,J?L%9P
MJ(&XQ1*4'E@3X\?WN!=2]TK-7L3WJ,D]:LX65RVBZ]6;M,L9N@7.<=BFBS@J
M?DE!K#I'GY!T;TVS&5CXM1VL=)!H9TX4*GQ4JX-#Z.25#@!P`X`<`.`'`#@!
MP`X`<`.`1DV*V_P)JY%$>96N:#6<>(>O"T2"3)-WN?*852I&CJ\@LFHV9K*(
MG(5X]4:,/4+V"N!Q`H^/NN^[9LT.K6ZA*XUA!8SEY1Y>+I'Q/2V[:-?NDZ:6
MS6"SD\(KS?\`!5?@0/6RIY)=O1$^$:%#:A8??%*+&^91*#K),['*&'J\813F
M+D',>5XU*51$$8I`A?4_VY-0.AR\V];W;ON.W::.AT#RG<QN-<TJ.E5E2*\)
MO,]U:7MS:/\`]M^6KUBSC#V)\FZJOCZG_*<Y*>')/(2"\EF[;;,V3+BN!ERS
M+MNB=@V>G(8H&^AL\Q;'RZ"("!``CMMU('0`(`@4N,^PEJDY[COFHO7WQ>5?
M*3D_Q1K'O#].U'1;39M6>7&GG%17X,BEIVIE_1SR%(:@35U=VC&UQ=.8U1J4
MKLD%)H2M3?VJFW*'A%UGW\.S?UA4VL@5$XD^+A,ZBY4T5@\787K^W.Z5L5S4
M.>DN.E,:.L7*$TL>EUPE3Q571,]3=_TF]]OO=X65'4P5?%4DHRBWA54Q7PRJ
MT66^?7#YN'`#@!P`X`<`.`?_T$S;OZT[(:N;%9$HFT$18RY%DK-/6,][F4WC
MF+RRVE95R[/D>LV)<#-[)&6-PN9=15-0RK9R=1NY*DY251)4W336!HL>+'<+
M3S9+5[%-9U>DJC3CX[H5>KUBP"W6CXFX8QD(YBFA*MWM=`R3R5BWDJ"RZ<XB
M19O*G5,LHK]29<A)1E)--U/8-Z==M7<V8I+=]I<&V/8*L:]DG\L5[']6"ZS$
MX_E8V%6(^3B:%4K+7V>099W&)G1;QTB1TW.)S`!"]YA&2$VLB*NKGE)\1`5I
MO2L0Y:P=J^A'=[:1Q7>ZG&ZOC5WS$3(JQDFQL<14J<,@UZB`_2/'1.HB`'$P
M&`(JB7&7(1ALYK%YE<F9$M-XUY\L53S]2I.9EI"MM<([E!@MTQA7<N=)NVD:
M'59ZJXYB_LX`%(`:2CTA?0.4#`<>P6/,LG'Z3N=7;)[BS7NL76F7>@8VV6JU
MVCU*_6)W:+:#7_($)6G4<FHA-/BRK+.;2_W)E,1CY%)S'OWJR9>](YTR"HKZ
MC$-08H2:\0]X+:Y^[;4[D^._5!G8)Z9LD[739NITM88P\K).'[^/H>(<8MG,
M4=C%NE5V[:,9O6R#8C;T4@`A"\BA;JY)EF3Q3;X^+?7?&$)HYBC;Z3NS?&,-
M<[[,YKS5`O<.8UE5GDZC(6<8.7OPPD54X9&1F.K%@LJ8#$[S@Y<JF.HI*H4D
MI/&ASGD2]PGI?0<59'Q3KD_;;2Y5N56GJ4V)'P;\^%H8]CCWD*\=6NQ3+9@C
M=H]NS=BH#&%2?-I'N!!1VW`QSD-B,75-E:GQX>%'<W<2^TVR35&M^O\`@AK+
M14S/9COD9)5"3=0S20066#%4%(HM+!:K&Y224^A>(HIQ+=9/N6>)F`A%(H7<
MDO,TJ>6,0X`<`.`'`#@!P`X`<`.`?)GIZ#JT-)6*RS$77H"&9K2$O-S;]K%Q
M,6Q;E[UWDA(/54&C-LB4.ICJ'*4`_:/*7;MNS;G=O7(QM156VTDES;>"+V[<
M[LXV[4'*XW1)*K;\$A4]FV\SUMS/R6,]!:Z:(I3%Z:*NNU][C%&-6B"@<`=(
MX^B91H=27DP0$.TQV[AYT5`WTK9/L>AQ5[?=SWR[/1]LVNG3ITGJ9JD5SZ$U
MB_@WC[4O4=3:VG0;3;CJ=^N5O-5C8BZR?\[62^*7B_:>_P"N/C]P[@F5'(5E
M7E,W9TD%2R$[F')ASS<T>8$/]Y]7H^1<2*4`<1^!5S*NI$"?*9T8ORAZFT]L
M:#;9_JKSEJ-R>+NW,77G%.O3YU<OS'X-QW_6:Z'Z>VE8T*P5N&"IR;5*^6"\
M"=_.D/"#@"#<4,#[$>97*N1H_P!9>H:]L).-,X]45&@3%=J2&*21WJE$Y0,Y
MMDA*/T"$["F*T,)N[H?O^9Z*/^5[^UNKCC8TJ:\*QC]NG^YRDO([S52_Q_9^
MET\O^;4-/X.777_:HI^8_+GTPX,.`'`#@!P`X`<`_]&\UFO`&$MCJ:YQ]GC%
M=&RQ3G/K'+"7BO1\XBP=+(F;C)0KEVB9]`3*21Q!)\Q5;O$!^9-0I@`>!5K(
M0UF#VSNHTQ8B7K6#+^<=3KNP>J2%>7K=@5OU;K+SXBW<0J,X_A\C-5FPF$`.
M%J[NP>@"`_'D4+J;XXGT('4+S_:Y%*SQ!Y`\$;0U&.(@5O![-5B>;6B1`BA4
MNY2>-5KG:5UO1Z&4^HMY2F#N$!%0"]S$5B\T<-EEGY0,F%.KMYX0-'=OC)$*
MB\L](R;BZO6`C5%2-02"`D<E6._7^*7.U*JD0[0#J)D$.X"IIF*JQY!=/"3/
M$L-^/;6;8O,<!C[./@1S'JI'V$TNE.9>KFT]MFJ#374:SE9M/UX^'M50@7D7
M*ND`9)KLV2RW<X2(BD)"$[7P)JU\PQ/_`/G3\4W_`,D+G_\`6O+'_:OBB(ZY
M'\W'VZ?BMLU72KL'AFZXZ?D<QSE>XT[,62)"T//H$'"!VZH9#G[Y6F[:1%R*
MC@C>-0[E"D$HD`A0!1$=<N9^BC>W:\5E.52<2>$K=D-=$P'2/><OY*,D"A?I
M>TZK&H6*HQSHI3-S"*:R*B1O6.!BB`)@11#KD,5PMHQIOKJX;/\`"6L>$\=3
M314JS>T0./:X%R(H0!*F(W1ZQ=VLY40,;L*9X)2"8PE`!,;K)#;>;)5\$!P`
MX`<`.`'`#@!P`X`<`CYL9LYB;5ZEA<,GS@H+/SK-*K4HHA']ONDLD4@_9E<A
M@4(JY$AUDP6<*"FT:^J3UE2"<@&\O==XT.S:?[^LN4;PC%8RF^45^]Y+B\4>
MAMVV:O<[WV=-#!>Z3PC%<V_W+-\$0&KNO>?-\YB+R9N,:2Q9@)N\0F,?ZIU^
M0=L9&80)U58365I=$K.1!RJB8G^R/I/`ZG]-*-^8J_,VMKW/N6Y#6;]6SMB=
M8::+:;Y.X\'\,^2AQ]VYN&@V*$M-L]+NOI2=]JJ7-06*_AXRX->K%7KE*K\3
M5*A!159K,"R2CH:!A&+>-BHQDCU]-LS9-4TD$$P$1$>@?,81,/41$>=K9LVM
M/:A8L6XPLQ5%%*B2\$CEKMVY>N3NWIN5V3JVW5M^9][FIF'`(S;@;`QNLNOF
M0,K.54?MJ/C#0](8J^F896\SA%&5;:%14*8KA%L[,+QR7H(@R:K&Z#V\\C?=
MTAL^UZK6M_W$J07.;PBOVXOP3/2VC02W+<-/I4O0W63Y16+_`.B\6B._C!UP
MD,$Z]I6JY-G!,J9R?(Y%O*S\#?:;9DZ(X4J,&^,?HK]0RC7ZKU<B@`JD^DG"
M9O\`2'/*[.VF6V[6KVH3_6ZE_<G7.C]J?DFV^3DT>CW-N,==N#M66OTMA=$:
M95^9KXJB\$AD/.L.<#@!P`X`<`.`'`/_TK_'`,WGS`Y&VWU>\B^S6-H'9C8V
M!IDI=0R70XV.S9DEA#,ZIE*.9WIK%0+%I946[*&K<C-NHE!$A"$1*P],H=I0
M$:LVC1I8%W/Q-["OMH/'AJUE><EG$Y;5,<-:-=Y5^Z6>2\G<L7/WV.;!-3CA
MRJJX5F+(\K`R:QSCU5%Z"@`!3E#ED925&T,3X(,\'SF;]YWFO)%FRH8>SSEN
M@T##3:JXACXG'N3[C489U.UF&2D;R\>1-:FH]@,LUOD])L%%3%.L=)DF!S!V
M@F2K-HK!#CO;";A9$S/2=GL&9?R5<<BVJDV>H95J,KD&VSEQLBE<N,6O4[/&
ML9.Q2,E)(P->E:?&K`W*<J"3F8.<I>]901E%)K)EK#DE"K1[GC;R_P"$L5:T
M86Q)D.XX[N.1;U:\D6&=Q_:YJHV)&J8]@T:['Q#R3@'L?(##V.:OIU_2]3TU
M%H<!,'4A>0R\%FSQ3VPC[8',URV>SIE_,V8\C56EUNH8IJ$;D')EVN5?-8[=
M)+VVTR+&(L,Y)1R$W`Q54C$@=>D5=-O+'33.!%5BB1,^"*NVTF?\[V'.^;HZ
M?S7EN<CV>6\A,FC&8R1<9-FU9QMQFD(YHW:O9E=!!LP0*!$$RE`B1``"@`<@
MNDJ+`U6L=F,?']%.<QCG/3JP8QC")C&,:$8B8QC#U$3"(]1$>6,'FSL>`'`*
M+7GA\IFZ>-M],B:W83S==,*8WPK"8X:(-<:R1ZQ*VF=NV-ZGDB3GK#/L1":>
MF1+<4V*#4%TV:230#@CZIU%#U;-8Q5*M#V/`!NKFW=332SSNP-@5NF0<3Y@F
ML:$O;EDR9R5KK):I4+5"N)\8])JT>6&,5L3AHJX(BF9=JBW.J*C@RRIY12:2
M>`\WDE0X`@;W(F0\@8S\>D58,;WFXX^GG.PN.8=Q-TBS354EUXE]5\B'>Q:T
ME`O6#U6.>';IBJ@8XI*"F43%'M#I#R+0S*W'@3S9G@=T,IVB%<W+-F08O5#)
MZM/J%GL]BGDYRQ#;\8L(=!T+R066!FS5>BHJ/J(@1N4_55$O<H7\6OO:G3Z/
M47M'8^[JHQ],><LE\.+RPXK,_;I;5B]J+-O4W?MZ=R]4N2S?QY>/!Y%RK7'2
MJ6CKN&RFV%B1S'LO+)H+Q_U0%<T7$#,.]=K7:##F*#`CN+47.'UI4RD24$QF
MQ2J'6<N?#VGMZ<-1_E][N_J-WEE]%I?3!957/APQJWZ6X[S"5G_&[5;^SMJS
M^JYXR>>/+]O!)BW.J.>#@!P#YTO+Q<!$RD]-OVD5"PD<]EY>4?K$;,8V+C6R
MKQ^_>.%1*F@T9M$3J*',(%(0HB/P#E+DX6H3NW)*-N*;;>22Q;?@D6A"5R<;
M<(MSDTDEFV\D5C+?M;9?(/O9@''4-7D)/`E0S-%2==I;YH[[;)7(%XG(VF]7
M)`IDE5WBU5B72S=HJ`-V+8XMSE.*CDZWR"_O5[NCN3;-);M)[9;U"<8-/U1B
MZRG/QZ4VEDEAC5U^EVMJM[!L>OU$[E-?.RTY+@WA&,?ZFDWFWCP5+0G/L1\R
M#@!P`X`<`.`'`,D;,NPN?;5?+RVM&<<P61NG;IY!-">R7=)A%-%E,ODV:)$I
M":<$*DT)\J10#HF'P+TY4W25%@?_T[_'`*3ONM\"_9F2=7MF8YD0$;=4+1A:
MUNT4_3[)&ERO\94XSLQ2@19S),+C+D(<1$_I1X%'Y2D`(9I!YHDY[4_/!9[!
M>RFM\@[,9]CC(]>RM74%S@)SP.38(:[,MF!>X3`TB)O'R:RI>@`566`0$1./
M0A-8IEI3(UY@\7X]O>2[.M]/6L>4VT7FPN.XI/0@ZE"/I^66[CB!"^DPCU#=
M1^`=/CR3,R*,A7*T9HRG?LC2Z#F4N&4+S;[_`#:3--=\Y=3ENFY*SS2B9$R&
M77_ZT^5.)NWKV@)A_P"GE#]&0WGV]6>OZ(^3;$\0]>D95[.]<N.#IU153M3,
MXL4>E9Z:B0AC%(=R^R%3XEH3K\P`Y-V]1'H,K,K->EFDARQB9Q_N,,]?UF\E
MM[JK%Z=U7]?J-2,-QH$4_P"I#*(,W%]MRJ2)3"0'C>S7AQ'N%#%!0XQY2"(D
M33Z5>9M#VEKOV^&!?Z'^,G$4H]9$9V'.DY;LXSH`GVJ*M[/()P%-6.J8I#JD
M=8]JL2X+U#M**X@7J'S&E9&<W63,\W8S_(3.WXRY/^^\YRILLD:H=CV;UQUO
MI%)CL_YZP]AB51J%<2^QLF9(J%,FUE489J15%G"STNQE7RQ#(G^1%%0WR&'I
MT`>7,*-O!'-T'R'Z(Y2LK"FX^V_USM5LE52(1%<C,N4HTS,.E#E339Q$>M+H
MN95\H8X=J#<JBPAU$"]`$0"C7`F1P05[_*/XN_&_MKG5GD_.>T\'K!G9S5H!
MC96Y<H8GKJEWK<8=1A`3LY4,@*)R8R;>,9&CFLBV611.W;$(HFL*`=(:+*37
M#`9)XZ-:-6M4-:HC%>HUQC,CXW"S3E@G<BL;C6KV[N]^?(QD?/S<[8:@5&NJ
M2R+")9,@0;)(D:M&B"79U*)C20VVZLD#7]E-<[9;4*!5L_84LM[<O7T<VI5?
MRI19FVN)"+2=+R;!"MQTZYF57L<@Q6.ND5$3HD1.)P`"&Z"*'S\R[4:T:[E:
M_P!=\_8>Q`N^(52.89$R+5*G+2B9E")>I%0\Q*-)64(0R@"<6Z*@$(`F-T*4
M1`2DWDA!7N),OXMSKXIZEDC#=_JN3:#+[/T!I%W"ES+.>K[]S$0648V30:R;
M!15LLJPD&RB*H%,(D4()1^(<AY%HJDL1)OMA/U(YS\M&4/O7C7D+,O/VE\2_
M[!X$Q1,MJ[E+-^(<:V![&(S3."O^2J939EW#.73UBWEFT98IJ.>KQB[V.<(D
M7*04C*H*$`PF(8`L8G3O,F8WCZ0ADU_D&D,<;N8MK.-L@O+7`MJ0XA'R)'#*
M80M:S\D"K%O&ZA3I."N!14(8#%,(#UX!%)KY-O':]FDJ^TW>U:7DUW8L4"DS
M?C[Z%=UU$I$T9<9T(A8JQP[4SE7$BAA`""(B`"J3TOD3;9/6<DS:2,<[;/X]
M^V0>L'[)=)TS>LW21%VKMHZ0.H@Y;.4%"G34(8Q#D,`@(@/!!76\N^]"4LM(
M:G8HF.]@Q=)#FFQQKGJF]?-3%6:XX9N4#B4[>/<`5:8[>HBY(FT$2^DZ3/\`
M*>^>XU-RV317/2G_`'9+B_\`XUY9R\:1X21]#[2V-P4=UU4/4U_;3X+Z_C\O
MACQ1ZUX^,,87T0Q6ELCMMDK&6%[_`)8BRMZT.7+O5Z$G4:.J9N\1B&Q[5)19
M3VNT*>@Y>HD,HX01!LV[$UOJ2']OLKMU[;IO\CJX4UUZ."><(/&GA*6#?)46
M#J>7W3O7Z^_^ATTJZ2T\6OFES\HY+FZO%4)V17E`\<\S(-HQCN_J^+QX<4VY
M7F9Z+&-SJ`0QP3,]DYEFR2.IV=I`.H45#B!"]3&*`]W5'(],N1-B$G(2RQ+"
M>KDQ%V""E6Y7<9-0D@TE8F1:G$0(Y82+!9=F\;G$H]#IG,4>G[>"#ZG`.>M5
MNJE%@G]HNUGKU.K,6EZTG8K5-1M>@HY'_P!*_EY=RTCV:7_E**%#@$+'?E*\
M<+)RNT6WAU@.JW5.BH=IF.E/VQCD'M,*#UC+.&;I(1#X'24.0P?$!$.*HGIE
MR):8XRSBO,<"%JQ%DS'^5*P*H(A8\<7.N7B!%82`H"03%8DI2/%44Q`W;ZG7
MH/7]G!&1Z!P#'FR-_<*^?SG:/WV^Y0_0LD?_U+_'`$G>X+P(;.7C'S#(,68O
M;#@R;J.=H)(J(J&*C4WZL#<W`J%ZG0288WMDTY,8"F`?0`INTHB<L/(M!TDB
MJ'[<W/?]&O)91:D^?_15[8*C7?#TF*P]682QF"5]IYSI]##]8\L](;QS<Y0[
MBFD1*(@F=0>0LS2?M+8_N`L\?T,\8N:FS1U])/9NDZI@>`/ZOI^K_&KY:6MS
M7M#YE_JL;5>;3[`$/]7</4I1`9>1G!5DBI)[>K6:(V.\A\"XM\(WGZ#AW%^2
M,BVR*?E5^S)7[4A@QA`QCA1(4U/J`F<@)OTB%.0QOL\QNHE(<HPC2;HA:5RA
M+MI%N-/PS%59&_:J;%.0A7JXE3.M/X<R)]3`2Q5$2>F*+]Q`(.4U$RB0Z:A3
MDZE$."<T:L,/EVC3.&HO/2$NDCC65QDQRZC/+"4J*5&?55*Y)RZH]W:5(D`J
M"QOCT``_;RQAX<3*&M,Q>=Q=JYR:115>9&V>SX]=LF8]RYSVW,60#C'QR1$2
M]122D[`F@FFF`%*0I2D````Y0WR1K'XSH$#BC&^/L6U5(R%8QK2*I0*X@8"%
M,C`TZ!85V'2,5,I4P,G'QR8"!0`/A\`Z<N89F2?L9_D)G;\9<G_?><Y0_0LD
M,EH_@T\K^;8S^H8:Z3+="R(DFTYC)F3\:UJQSQY!))X5RYB;1=TK:FY=)."G
M%1\V1`PB(";N`P!-&5ZHKB+OV,U@SYJ3D5QB?8S&-AQ9?$&*,JE#S@Q[QK*1
M#A=RU0FJ]8(-[*UNSPBSMDLB5Y'/'345D5$_4[TSE""4T\B]1[;K=2];.ZDW
M?$F4[)(6^]:O6FOUF.L4P[7?S;[%5VBY%[CYI-/W:BSI^]@I&L34>@L<W7[.
M:-4OB9(QC61G-48@?W/?ZD<'^6C%_P!Z\E<AYEX>TL5>VL_3!JOXRY=_>\?R
M5D4G[BB9?,G7W"^XV1\K8NLTA3<A4+8'(5DJ-GBP;F>PTS'WJ<.V=))/$'3)
MR3XB51%=)5!9,QDU"'(8Q1@TX$G:MXN_*CM6W>9P;:UYQR`K>S_Q0ZO^392.
MKUANWVF0'"5C!YE>RP%BLZ,J@)547I"KD<I&(=,YB&*(J,5BL*C>MP,$9=UK
M]N;A#$&<J-+8YR16]QGBLU59I1@L]9H2M@S?)1KCUXQX_8.6S]@Y36151643
M43.!BB("''`JFG/`CC[83]2.<_+1E#[UXUX69,_:=G[J+]0?#OY-L>_\V[#<
M,B&7Q%/XTP/Y'M\:53:]CB@[%;`8LQ*U;T2BI)$GWN)J`1BD4P5V"DIAPRH,
M%(-VSXIW"::R;D$E2&6^02CP6JD><[$:&[C:G,6DQL/KMDS&%??/2QK6US$)
M]?35I-0%#(Q@7*!6EJL63<$1.=)N+P%E2$,8A3%*(@":>3&@^)CR-[=:Z8PS
M/AJJ3#B=Q!/U\6M#>VB1>O/Z*7]X_3/(2F-&RXKH$3EX5\[6=1P@5BC)@U?=
M`.+A%]R'=O<*V;1.QIKB_P`C=5(\>F/&?\(U^;&C29T7;VR?Y35*]?@_T5M^
MK\SX1_B_##!M$PY`@:BZQ3OD&S!#MIR;D+*WI^J./[<B=\AE',\L$D^_J1:V
MCDXKO\?XV;1;N6.FH4R<W(-"-E%$TS@*_)=F]LRUER.\[C"NGC*MN+^>7U.O
MRIY?4_!8]%W-OJT\);7HI4O-4FU\D?I7BUG]*\7@@VHU/<'R>;0!$Q[JX[![
M"Y.=NY*2F+#+(`1A$LU/6?2<G)/E&<!2Z+647(%202!K',4A3;-$2B9%`WUS
M,^=X17@,UR][;#R/XHQG*Y'8IX1RVO"1)YJ1QUB:\6R7R.#1NU^LD$HV'M6.
MZ=#6"38(E.'T<=(.W;M0GIM$W"ADRG4*J:(N>+'R@9A\>&<JNH>S3\QK=9+&
MPC<T8F>.G;^$"OOG96LM<ZI#*^L2&OE916,\14:%0/)"W!FY,9)3J0F3*-5X
MFDSE'->/<1X4NVP%LFT2XSHF/9?)LI-L#$=%>5>*A%9XJT0`'*5^YE6A"E9I
ME'JX553(7J)@Y8QIC0S#-UMZMG?)?GL)V[O[)+M9VUH0N%\!U1:6E:W3RS#Q
M.'K=9J%8:E,,Y<987"2#F0^G-(2KQ3H`%3%%NE7,W244,:JGMDO)-9*`UND@
M\UXI<VZC#R/]+K7DRQC?VZH)>JE%.EZSCVRX]1DW'4"@`SXHD-\%%"=!Z*%>
MM"L\>Y-V\\86T<DK7G]KPAG7$]A3A+Q39!9;[)G6S<[:04JUXA&CS['NM(L3
M%9)PD`G6;.6ZR+QFL4_T[@K(MA)>!IE:,[7U;=O5;$&RE5;(Q9,A5P3V6MI.
MOJS5&\P;QS`W:KG5.";A1&)LD<X*U5532.Z8B@X["E6+RQBU1T,IG(W]PKY_
M.=H_?;[E#=9(_]6_QP#BLE4*`RKCF_XOM:'U57R12K50K(UZ`/U,!<()_7IA
M#H/P'UHZ14+_`-_@9&3E5I>\Z;;7P<RX;F;9&U=S^R=/V(&,D7^+<-Y!)]HQ
MBOS`(MUY.O*(*$,/:=,QBFZ@(ARIOFBRI[I/9R'OTEIMA.FRI']<<8]EMDWZ
MJ"O>C*1^1CMZSC-\*9?E1.WBJ]-J%ZB)C)OBC\H!U-+*06;)7^U1P,-=P+LA
ML=),"IO,G9'K^,*V[73+Z_\`#V,(56;F'#!3IWD8RL_?006Z#T46B@`0_P!L
M!X0F\4A,GN0L#_TA\DUHN[%KZ$%L-CJC97:BBEV,TIQBR7QO:6I#_$#O5Y*C
M!).`_;W28&_88.0\RT'@-'JF^?H^V,L3L9GU\@PD?*Z(=OK^D(J3=@:QK:**
M<`%1(\;K394U2E`#"<4`#J4INXD\"M/6)S]OQ@+^NODWPV^>M/JZ[@R)M6>;
M`3LZ]BE/9(PM+7*H8BB:1VF2[3"+CU#J8B1BE$IA`Q869:;I$TG^6,3(8V,_
MR$SM^,N3_OO.<H?H62-;3'/]O:'_`"95_P!R,>7,'FRJ7[L.H5];%NG]^-'H
MEM4??\EU!&5(1,CA6OS-=K\TYCW2A2`JY10D8))1`IS"5`RBPD`!5.(PR]OB
M>(^TR44"_;MH@H<$E*A@Q0Z0',"9U$IK*!4E#DZ]ICIE6.!1$.H`<>G[1Y"%
MS)$,O<]_J1P?Y:,7_>O)7#S+0]I8J]M9^F#5?QER[^]X_DK(I/W%!#8S_(3.
MWXRY/^^\YRIJLD:P6N?^/>"?P:QA]R(/ES!YL1U[GO\`3<@_S+XO^ZF2N0\B
MT/<(']L)^I'.?EHRA]Z\:\A9EY^T[/W47Z@^'?R;8]_YMV&X9$,OB/%]L)^F
MY.?F7RA]U,:\E9%9^XG9Y7LVX/I>JF3<,93C(^\3>>J1/4FNXZ.JF#M1.22^
ME"].E?2<'A6M(D?2D&+OM*L:5:(E;F*H4ZR'.]Q]PZ?8=+U.D];->B'/\TN4
M5^+P7%KV-CV6_N^IHJQTL7ZY<O!<Y/\`!8ODZ+DEF2BX/M6*<04B)92I&5UI
M;2TQHCZ[9K75K#'JSD:^<$42,O8;*U44*J;N`Z15S*")#BGSA.W]@U/<>LN;
MYOE9:63JDZK[CR27%6XY*F=$EA4['>-WL;+IH;5M5%?BJ-X/H6>/.;S\*U?`
M</[KBU'86;27#T0@2*JU9I65+4WB&"*;2**>0D*-5X=!%L@8J1"0<=65DD"%
M3(5%-R8"B(&$"_6U&,(QA"*4$J)+))9)'SF,I3E.<FW)NK;S;/6O:?8DAD:=
MMSG=S'$6L,A9L?XDAI95$GJ1L-#Q<G<;-','`=%`)-OIR)4=D'J41CVPAT$#
M=;(K<X%P#DF9E@^63%\+AWR0;AT2N,V\=!MLS3UEC(YH(`TCFN06['()(]FF
M5-(C=HR&T"DDB4.U%,@)@(@4!&K-XY(LH[EY^F9'VQVO#\LVL#[(]0UYP>_>
M)E=)NI!ECFRG:/&"C@&I%N]PUP^*3I4XD*[3!4IE%06Z*SP*+WL3I[=#%,%D
MWR>XXDY]DQD6^),?Y(RM'LY!/UD33L9%-:E!/443)J)'?0LI<TG[8QNWT5VI
M%2B"B9.L+,M/VFCQRQB4-/=18Y@:]N1@W(T6U;M);(^`TV%F!N@1(TE(4:Z3
M[)A,O5"_,Y?*0LTV9=QOB#=@B7]A0Y5FL,F-&]JQ>I&9TWSW0'BJR[.C[#K3
M$2*OS$:M+KC^I>NP;&]01*B21K*S@2=A0!1T8W4PF$"RBL\T4:\C?W"OG\YV
MC]]ON5-5DC__UK_'`#@&;)[@O`A<&^3C,,@Q9@RKV<X2HYV@DBH@F4RUL8*P
M-S<"H7H1=5_DBIS3DQ@*40]<"F[C`)S5>9M!UBA5&8,TWK.$M39B^21I!>@X
MIQAAJKI]RIDHVDXGI\93JVQ2]910X&.UCC.%OCVBY<*"```@`06R--_Q,X##
M6SQV:IXS<,BL9Q7%\7D"V("4P.4[;E59SDF>9OCG`#J.X=Y:!8#^TI"-2D(/
M84O+HPEBV);]U;@@EBU[USV+CV/J2.+\GS6,IYR@0?5+6LHP)IIBZ?&#Y3,H
MRPX_302$?B1:4Z!_K-R&6@\6BF,CFJ\(X(D==?M`YL;2&6X7-7V4*B@)H7B'
MIT_1OM`J744C'=0,YZ9C=`,`(@'Q`?A4UIC4N`^U'P(6/QWM'LW(LP%Q:;=5
M\)51VJB!%6["FQ1;M=0;*F^=5I+O;C"%.(?)ZL;TZB8#`6R,YO)%N_DF9D,;
M&?Y"9V_&7)_WWG.4/T+)&MICG^WM#_DRK_N1CRY@\V5<?=??X]ZG?C+=?N0C
MR&7AFR-'M,_[A;L?R9@_]]Y+Y")GDB&ON>_U(X/\M&+_`+UY*X>9,/:6*O;6
M?I@U7\9<N_O>/Y*R*3]Q00V,_P`A,[?C+D_[[SG*FJR1K!:Y_P"/>"?P:QA]
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M,NZ7>2`#U-U$QQ^/7KS[!&,81C"$4H)426"2622Y'SJ<G)RE)MR>+;S99U]V
M-6Y)MEO3BWJ)_P#J>9QUE:MM%@*?_P!I5JS5*4D4SF[?3#HUMC42AUZC\WPY
M=F5OB2=]J!?(Y[@S;3&(.&P2U:RQ1KXHT_TO#1UWI[JOI./BN/K-B.<?'+\J
M1?2.;YC&]0H%(7.!;.Y)F9;OF'O43D7R<[G6*$5268-<QR5.]5%054E'V.8F
M(QY+'(IVE`Y1E:LM\0ZE_P#%$0Z"-7F;Q]J'\;C8DEX[VPNJG>W?$"F*X2RV
M_!0J0BG$9+M=L"-<+B4I.QBX/EEF*(@'=T42`1'J8>3P*+WL6[[::XPM8\G$
M%#RKE)N\R#A/+%.KI%%`3%W--6\'>E&R0"`^HJ,'2GJ@%Z@/1,1_Z.@PLRT_
M::)G+&)1*]U=<863VUUTH[-RDO-5+`#J;FTDE`4^B1N%_L*,4V<`4!*@[.E5
MU5A3,;U/152.)0*<AC59K#)C%?:EUJ0::H[+6Y8ABQ<]L&PK[$PD,4#O*MCJ
MMR$B)5!'M.4J5M;!\`^`]?\`N_"45GFBD-D;^X5\_G.T?OM]RIJLD?_7O\<`
M.`5%?=;X%^T\;:O;,QS(XK5&WVC"UK=HI^IWQUTBOXRIQG9BE$Z+:-?TZ7(0
MXB!/5D`*/S&(`PS2#S14ZTMP6MLSMIKK@4C95TSR?EVDUJP%1,8BC>GJS35U
M=I$#)F(H!8JHM7KDW:(&[41Z#UZ<@NW1-FM4@@BV11;-D4F[=NDF@@@@F1)%
M!%(@)I(HI)@4B:29"@4I2@```=`Y8P%Z>6/`YMD/'5MAC%JT*]FQQ9)WRKH`
M03.5K5BEVRR=`,F)RE,HD[EY"I$8@("4#D<F(<?3.?ADQ=&C+$Y0W-0_PU8#
M'7/QL:LTIXR,SL-EH1,M6H%BE(\/-Y>?N\A)MY`I`*4CN%A)]G&B7H!B$9%*
M;J<#&&R,9.K8SSDE3(8V,_R$SM^,N3_OO.<H?H62-;3'/]O:'_)E7_<C'ES!
MYLJX^Z^_Q[U._&6Z_<A'D,O#-D:/:9_W"W8_DS!_[[R7R$3/)$-?<]_J1P?Y
M:,7_`'KR5P\R8>TL5>VL_3!JOXRY=_>\?R5D4G[B@AL9_D)G;\9<G_?><Y4U
M62-8+7/_`![P3^#6,/N1!\N8/-B.O<]_IN0?YE\7_=3)7(>1:'N$#^V$_4CG
M/RT90^]>->0LR\_:20]R'ARS9?\`)+AR/B$S-(1EIYC@M@L2J8G9Q*)\U[#*
M^D4.XGU4DNE_YEN40,81`QA(GU.'A[]O^CV/3.[?EU:B2]%M/&3_`(17%OX5
M=$>ILVT:G=;O1:7393]4WDE_%\E^VBQ%%SFP-"U>/4\=T6KQ^1_X2?-W5AA;
M'+RI(1PE]8,A(1$S(P#N-E3/II=0XN2,5F@M2*"!#)GZ%)PFU;#K>Z=4]\WV
M3CII-=,5AU1627&-OA7W2Q=?F?7[AN^EV'3K:MIBG?2?5)X]+?%_5/PR6"IP
M.FW<\R^U>[6*X7`,Q$XRPE@"$+"%_I/A*`EZ_#3Y*X"*D"VM$A-ST_)2$7".
MT2K-8]L9E'%42044;JN&Z2Y?JENW;LVX6;4%&U%)))422R21\_DY3G.[<FY7
M).K;Q;;XD_\`VY/CGNV8MC('=3(-:?1.#\#NY![CZ0E6AV[?)&73,W$;%E@"
M+D*=_"8]!X>1=/DQ!(DJBT;D%0P.BHW1G-T5.)9(\X^@-BWTT[<1N,(LDMG3
M"D^.2\717JH-E[8E]"K&72@H.W(E00=66"4*X9E,8A5I6.9I'433.<Y992+H
M_`H;:/;N9^\:NQ+C*&.&!$)MDC)T'*>++PQD&47:81&22&7J=HCC`TEX&<A9
MJ,(JW<I@D\CWJ`D,!T3N6ZT9&K2:'O9P]U;E^ZXSEZMA/5JN8:R#,QBT>3(\
M_EAQDY*MJ.2*MUI&O50F-J*W/+()""K59X[<-T%A`%&RY2?.J44.;$,Z*:79
MD\B&S-:Q+2VT](H3,\VL&8\F.".))M0J0YE"K6R\6*6>B=%>871.L#!!PJ"L
MK*'31*/4YCE%VTD:8V?-4,<YPU$ONG:K1&NX[M&(0Q/7"M6J3DE-;PL,T8T*
M6CVBO1%9:DR<2P>-B&Z%%1F0/ARQBG1U,PJX4S9CQP[7-XV>9RN*=@=?[U'6
M&`D@;_4,5GD,^^J@[/`JOVH,+72+,V1[T5#)*,Y)@L9-4@E,HF%3;!KP+'T1
M[LK(J%#;QTYI939+)J<2DW<VV-S5-0]'=38(B5653Q^XQQ,3K2,%<`,#'^)%
M5.TPA]4'3J,U*?;\2M[EC)VR'D7VKE;S.QDCE#/^>+5'QT15*7#K]AUB-&\1
M7:E4H0JSH\=7JW!L$D$?664%%JW,N[7.?UW!H+X)>!I2>,K39#1#3+$>OKI9
MD]ND;'N[9E.6CS^LSD\FW!<):T@S<^FB+R,@U#I1+)<4TSK,8]$YB@8Q@Y9&
M,G5U,M_(W]PKY_.=H_?;[E#=9(__T+_'`#@'BV?M=L+;28WD,19]H,5DG'4G
M(Q,N\K,LYE6*!Y.#=E?13U)]!R$7*M7#1P7J!DER=Q#&(;N(8Q1!.F1&'!WB
MJ\?FMF3ZWF;"6M54H>3J@67"M6UG8+[*O8?[>A)*MRQVK6P6R7C`5>0<NY;"
M<R!C%(L;M$H_'BA-6\V,'X(/\ET$7**S9RBDX;N$E$%T%TR*HKHJD%-5%9)0
M#$424(82F*8!`0'H/`%2?_HV\4W_`.'E,_\`C/+'_;_D41;JES&IQT<QB(]A
M$QC5%C&Q;)K'1S)L0$V[-BR0(V:-4$P^":+=ND4A2A\`*`!R2I^W@"M9[PI^
M+RT3LU99[4BH2,Y89:1G)F04N&4DU'TM+/%G\B\43;WM)!,[IXX.<2D(4@";
MH``'PXHB>I\QG[!BTBV+*,8(E;,8YHV8LFY3',5!HT1(W;(E,H8ZABI(I@4!
M,(B/3XB(\$$<-F=-]:-QX*L5K9;%43E6#ILL\G*S'RTM9HE.*EG[,&#MXBI6
M9R$76.LS*!!*J<Y`#X@`#\>"4VLCC=>M(]--%4,AW#`.)JUA-I8X-HXR+.-[
M#:WS-Q`TXDK*-G,FM;+'--V+.&2?NUC*)^ET*8PG$0`.E)SA:A.[<DHVXIMM
MY)+%M^"1:,9W9PMP3<VZ)+-MX)(7C2]=]9O+'F?)VP^>-2L?V;%-52;XLQ3D
M:PS.4XO(5]85M^[<)*F;P5Y@ZRT@HP\@Z74`([URJR";;UE#MES<YW8MYU>]
MWM;J(Z>,-IA+IMR=>N;6;SHESPXI5;3/;W;;=/M-K2V'?E+<91ZII4Z8)\,J
MU^/!NF*&V:^ZX83U6QTVQ+@"A1^-\=LY:4G6U9C)"<DVJ4M-*D6E'@.K#*2\
MB)W:J91$HK"0.GR@'.E/";;S(1SWA3\7EHG9JRSVI%0D9RPRTC.3,@I<,I)J
M/I:6>+/Y%XHFWO:2"9W3QP<XE(0I`$W0``/AQ1#J?,9I`0435X*%K4"S)'0=
M=B8Z"AH],ZRB;&)B6:+".9IJ.%%EU"-6;<A`,<YCB!>HB(]1X(/'-B]8L$[:
M8_1Q;L1CR.R;06]ACK6C7)21GHML2P1#:09QTD#FN2T-("JU;2K@@%%84Q!4
M>I1$`$!*;60E+-37QR^*.W2TKIY@.E1.W$I4I&I`M%6B\SL;1*Y8S,7ZZUV1
MF;9,L/J7"T8T<(192)O5B%(H=1!!0AE>.[E[LTVRPEIM-TW-S:RX0KQGX\5'
M-YNBI7IMB[>U&ZRC?U%8:!//C.G"/ASEDN%7E6(\E&:]D*-<X-/*2-GCLEYZ
MH33,87*TJD3GEZ-8+/;JE%K140(`M7B/'U->E9D,DV*UCR(F:)%3404)SO;O
M;-_=+SWSN#JFYRZHPEG/E*2X0^F%$FEETT4O=WG?;.WVO\5LW3%15)2C\O.,
M><N<JNG\U6FE^!/QCZ2;RZ190ONS.%R7^^0NT-YID-<6UYR-4)R-KC+$V%YM
ME&D-3;;`,7R+27L[YP0':#@!5<")@,`%`/J*22HE@<!.4NK,>5COP)>*S'$\
MC8V>L;2V2#15!5FWR)D#)5X@4#(',<P+56=MKBL2R3@PE]0C]FZ(($```H&.
M!IHBG7+F-R@8&"JT+%5NL0L37*[`Q[6)@X"!CF<1"PT4P1(W8QL5%1Z+=C'1
M[-NF5-)%%,B:9"@4H``=.25/K<`@%M#XN=#MQIE:U9ZUVJ-CN[A)-)Q?Z\[G
MJ!>'OH%*1N>8LM$EJ[(6,S9(@)I!)&>$33^4H`4`#BA*DUDR$E?]N+XLH63)
M(/\`%F1;4W(<A_L:P9CO:48;L6(KV'-6Y*O2AB&*7L$!<_$AA_\`"Z&"*(GK
MD-PP5KI@O62E)8[P!BFDXFIQ%@=KP]-A&L6,H_!(B`RL_(E*>5L<R=!,J9GK
M]=RZ,F0I14$I0`)(;;S/:.""-&R6F^KVWT`SKFR>$J-EAE%D<IPS^?CU6MGK
MZ;T"@]3K5TA'$5<*T1X)"BL#!\W!4Q"&-U$A1`2FUDQ6SGVWWBU7EBR*6-<F
MLV8*I*#`MLR74T28B8%[T#+/'CN<])?I\P@]`X=1[3%^'2*(GKD,:U<\?NG&
MEZ+L=;,"TW',M(-A925N#[5M-\D61C`HJQ=WRY25AMYHQ98H*&:%>E:=X`()
M!VEZ20VWFR8W!`JI_P"$7Q8RCY[)O]0J<Y?2+MR^>N#7'*I3+NW:QW#E8Q4[
MZ1,IE5E!,(%``#K\``.*(GJ?,__1O\<`.`'`#@!P`X`<`.`'`#@!P`X`H;R!
MY#MF=<G8]\>6&Y,[*=R6JQL>=K*U(HH6FXT8G2ERQ[A1,Y`*=^S:&?.4#&1%
MPF5FU[Q(_,7G"]T:J_N6LTO:V@G2Y>I*]+Z+:QI\4JM85],?F.MV#3VM#IM1
MW!K(UA:JK2^J;PK\,D^&+^4:#C7'=4Q)0:GC6C1I(FJ4N%9P4*R*"?J?3M2?
M[CMXHFFD5S)2+DQW#I<2@9=RJ=0WS&'G8Z32V-#IK&DTT.FQ;BDEY<7XO-OB
MVV<SJ=1=U=^[J;\JW9RJ_P#7)9)<%@=QS])@'`/X443134664(DDD0RBJJAB
MD333(43'44.80*0A"@(B(B```<-I)MO`)5P68B;=3RF/G4TMK]I:5U=;[-.S
M5M]DJNL%)P$I)PH+4T+BYBW1<C89HY^XGVH5-1JE_J:`L82KI?-NX.\Y2N/:
M^WZW-3)]+N15<<J6U\S_`#9?37-=SLW:\5!:_>:0L155!NF'.;X+\N?.F3Z+
M1CQ7H4F2:9RVN!&[Y3=NBST/0I%T$_#UB476*^-/7.07.Y);KE]2/<"?>JQ:
M*=QS&=+&(=OMVYV8M/..X[W2YK6^I0;ZE%Y]4W\T_P`%GZG2F>^=T.]%Z':O
M1I4J.2P<EE2*^6/XOP6=<KW47Z@^'?R;8]_YMV&Y]!9Q\,OB.3]J[^GQF+\Y
M.0O^$M>>2BL\RRYR2A7TTGC[YN]G79W8?,>[6RE&F-:M];GBBF:RXDS`TQAA
MZNX[P[=8$*?6LM8V1B5QO[;)RA%8N57D2I*2:(.$4%$W'4R,%WA1)<!?V7\U
M[$S.NWD<\B(;V9^Q[F757>6V8=P_@2MY&1B]?X>F4C*-$J-:I%UP<=`(RY2U
MG@K`]]5R\+ZC@6OKJ$5$CD3O$FBJHTX',>2_<+:&F;<[91M%S+N)C>3J%1TC
M<X92QE<H.OZMXBO668>M$M1MG!NZOV/7*=9E':I&*ID2(JRJ9P>'(B)P.8BE
M0]I\@N4-XY[>3/\`A_7C(&[,ADVI:W:W6W#=&U;F6:F'XC*D],H(VR<S/%SR
MJ4"QQU,L4UP]<P$*HX*3UNY'U"B"I1-G?Y,G]C=B]A/);`Y=W.SWJT[\?&L6
M!;7C2J8-RBGBRJ3][LV"Y?)-ZR3D)C!-6XY(J9+["II':G3%`&$JBU*=(P)%
M.YD8)1HLV1.VOWJV=L&--",@V7)>XU7<Y#\:^5,TY"9Z@R:%6FI3)5.;#_#N
M9+]#.3,(-EC0@LR2UC=-T.UI$N5#M"%3!/H)26/F2#\@>ZFPU2\:_CZQ(\V/
M=T#:C::@Q60;SG7$UJF5Y8E,QUCE6Y_7,+3A@5)#ZO(ULDJY'.9&'4.Q==T@
M4@K-3',#@0DNINF!V^VNR]_V(\2>O_D*Q/L?GO$64?H\,X[N<#B#)BM-I3^[
MSF6J]C/+CBS5N,8F<.99M+ED#Q:AET/1:*H'%,Y#!W.`2I)JA*?)MPRYJOO/
MK7@VHYNS7DZCP&C.X.3Y&/R_>Y"[R>1;Q69>2M55D[\NT0ADK*]KZKT(Z//Z
M":K>-220(;J3N$0L4_,7;@S*>PM'QUXEMU/_`+[-A,R90WEW)H^&LZ84N624
M+-@UW0<C6:V5ZZ_P/B!!C]C4-YB5&':-UUF`)@U?O/4$J`=B97(LZ>I4R1%+
M:'R/[[86I/E,8.,BY2<XJN6^N;<`ZR9B@;+(EM&O&4L%Y]QW<YG&;2:141>5
MK'M]U[G7;6.;`L8@+Q"Z39(I%7IQBN844^GR/__2O\<`.`'`#@!P`X`<`.`'
M`#@!P#S?,&3Z]A?%U\RM:C&^PJ'692Q/4$SE3</SL6YC,HEF<X"F#^9?F2:-
M^[Y166+U^'/R:_66MOT>IUM[_CM0<GXTR2\6Z)>+/TZ337-;JK&EM>^Y))>%
M<WY)8L7-XM\83TQ6<B[E911*YROL[9I>8:NUD1*I#8^:RZWT4=&%6$SAC&3$
MLU%1-$!](T<RCNWY2%'G*=FZ.[<LZO?]8JZW63;3Y0K@ER3?#Z5#D=#W/JK<
M+NGV?2NFETT4O.=,WS:7XN0V'G;'*AP#Q_-F>L4:\4UU>LMW"-JL(D"I&*+@
MXKS$\^3(!PBJY"H=\C-22G<7_;1(8$RCWJF33`QR_@W#<]%M6G>IUU]0M\.<
MGRBLV_+S=$?KT6@U6X7E8TEESGQY)<V\DO/X8B!,C;#[;^4FW26']<:O*8XU
M]2>`QM$P_<JQ[1Y'&.``[R?:V2:R0).6Q@53K<9]2=0!'O!Z"8*I_,M7NN^=
MY7YZ#:;,K6UUI)O!-<[DE^W[<:_U4JN]T^W[3VQ9CK-QNJYN%*Q2QH_R1?\`
MYNG].0W+3K07#NH<0F_AVQ;EE9\R,VL&3IIFD22%-<I?J8JKL>]=*L01S%^9
M-(YW+GX?4+*@5,J?<;#VSH-BMJ5M?<UK7JN-8^45\J_%\6\*<GO&_:S=I],W
MT:5/""R\Y/YG^"X)$Z>=(>&0.V6\9>D&X>487,FR>#FF4L@5VD1V.H65DKOD
MJ$8,JC%S5GL+2-&NU2XP-=>JDE[@_5^H<M5G/50H`<"ID`!*;6"9(3`FM^"M
M7:6\QWKYB^JXFI4C87ULD*]461F3%_99)C%Q;Z;>BJJNNZD7$;",VXJ*',8$
M6R1`Z%(4`!MO,]MX((.W;QK:*Y$S>QV/MVM./9'-C"S1%S3OS5.9@Y!U;H)X
MUD(NRR["!EXR$G9QL^9)*BZ>M7"RITP%0QAX)J\JA<O&IH?D+-P;&W35[%MA
MS(,RRL;JWOXIV))2PQQDE&D].5I)\E4I^9(J@0YG3U@X754(!SF,8`'B@ZG2
ME<#T"^Z6:O90D,YRM_Q!`VA]LK6Z14<X+2,A8NE^KV-S)J49@_1;S*"$8-:5
M1(HV68%:.`4(4YCF.4!`*OF=E1];\*XWR'*99IE';Q&1IO'=-Q1+VT\S8Y24
MDJ!CY$J%0K[PTQ,2""Y8A,H=')B"\7-U,LJH81$0JSQ_83QW:3[67:%R1L%K
MI0,EWN!9-8UE:)9&5CY9Q&,7`NF,9.+P$I$A9HQDJ8WHMY(':*1%#D*4"*'*
M8$VLF>GSFJNO%CMM3N\MB>K*V&BXJL6#Z>HU1>1D17L1VQ@G%3]`C:S%NV=9
M1KCV,2*V!'Z,?00*":0D*`!P*LX[%6C6JF$[/C2Y8RQ''5RS8=QQ.8DQA*J6
M.Z3RM*QY9+1-7*;KD(C9+),-4$GT]879Q<&3,[(V4!J14K5-)$@5?,_&CH1J
M*WP]:\`(86A$<-W;)HYBL>/TIRX)P;K(HS,-80GV)2V('<&D6;K[1R5BP5;1
MQ54Q$$`]13O"KK6N)[-+X-Q3/9BI^?Y>G,GN8*#4[!1JA=CO98CZ$JEI72<S
M\.@Q1D$X9=&271*8QUFRBI1#Y#E#@BO`CIC3QJ:'8=S&;/\`C'5[%M-RV5Z_
MDF-KB(IV4L'(R:"S5\_J]?</EZO4WJ[9RJGZL8R:'*14X%$`.;J)JWA4ZNP:
M'ZC6K&N8L06/!]7FL<9^S!/9^RW6)!Y8G"%LS'9G\/)SE_\`KCS0RL#-OWD"
MU$?LQ=DB0B9DR$*FHJ4X5?,__]._QP`X`<`.`'`#@!P`X`<`.`'`$T^:[(#V
M#UWH&-6#Y-@.4\G,4YA1=8B39>O5!BM++(.A$14(W2L;R+<F.!3`3Z?X_M#K
MP/\`["U4K>U:721E3[UY5_EBJX_U.+^!V/9FGC/<-1J91K]JTZ><G3]W4OB-
MMHU3B*'2JA1X!,B4%3JQ`U:&33(1,A(N`BVL4P`I$_\`;*'TK4OP#X<[C36+
M>FT]C36E_;MPC%>44DOW')W[L[]Z]?N>^<G)^;=6?1G[%7ZI$/K!:9V'K4#&
M)>O)3<_)LH:(CT.X"^L^DI%=LR:)=Q@#N4.4.H\M=NVK%N5V]<C"TLW)I)>;
M>"*V[=R[.-NU!RN/))-M^26(GG8CRXU=C+GQ=J#4)'/&3Y)88R-GVT/+O*>C
M(&[BF)`PT>1*RWIX@8AN@($:L3?!1-PN3J4>$W7OBS&;T>Q6'J=8\%*C<:_E
M2]4WY47%-HZ_;^T[LH?JMWO*QIEBU5=5/%O"/QJ_!'DF)?&=G79:XMLW^0?(
M4\[<N>BS/&$?+-33GT!E%'"45(OH;_W=H4$*AP/]F0Q!6$JA@,HT7`W/PZ'M
M#<MWU"W'NC52;>5M-5IR;7I@ORPQ\8L_5J^Y-#MMEZ+8-/%+ZVL*\TGC)^,O
MQ0\NBT&EXQJT52<?5B&I]4A4?0C(*!8HL&#8HCW*JBFD4#+NW*@B=9=03K+*
M")U#&,(B/T;3:;3Z.S#3Z6S&W8CDHJB_[\WF^)Q-^_>U-V5[4793NRS;=7_K
MPX'7<W,0X`<`.`'`#@!P`X`<`.`'`#@!P`X`<`.`?__4O\<`.`'`#@!P`X`<
M`.`'`#@!P!/_`)D*OB:S8*I)+WDJ+QO=XJUR4IC,\Q`VV;CK6LE%%1L]8<J5
M"O6-["@Y9K-ETG:R((`Y022.)2JBHGPG?MG0WMMT_P"IU:M:B,V[=8R:EAZH
M^F,FL*.K5*I+C5==V?=U=K77OL:9W++@E.CBG''TR]35>*IG1UX$2\,N/->.
M-*C"TM@F%,<PC$E2MM^/AK^)(^O$:K%BUGC:XO!NIRJMS)F2"7C%WG85+N*!
M.X!\3;W_`.POTEBWIX__`%W%=,I_:ZE&F%>I]?\`NBWEP/5UB[+_`%-Z=Z7]
MY2?5&/W*-\?;Z?\`;)+,\IOF$4W5ECY3R=;GY2B$0>J*,*C$8IS_`"<(NH(D
M,X2K5NF,5-<;QBA2`)52PT:_1'J`@I\/C^+4[<I7HS[P[@O15<(JW>:_ID[:
MMKQZ(M>)^NQK6K<H]M;-:;IC)SM)_&*GUO\`J:\ARNCJ&B+6KN6VG;VBR2S=
M`$;'()DD$\HO44U"%%U:"7!HPOA(U=T'<D"B",>!Q'Z<A0^`=]VZNVXV6MAE
M;;2]3Q^X_&74E.G+!1Y'';V]]=U/=XS2X+#H7\O36-?C7F3UYTIX0<`.`'`#
9@!P`X`<`.`'`#@!P`X`<`.`'`#@!P#__V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g883388g57g93.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g883388g57g93.jpg
M_]C_X``02D9)1@`!`@$`8`!@``#_[0S@4&AO=&]S:&]P(#,N,``X0DE-`^T`
M`````!``8`````$``0!@`````0`!.$))300-```````$````'CA"24T$&0``
M````!````!XX0DE-`_,```````D```````````$`.$))300*```````!```X
M0DE-)Q````````H``0`````````".$))30/U``````!(`"]F9@`!`&QF9@`&
M```````!`"]F9@`!`*&9F@`&```````!`#(````!`%H````&```````!`#4`
M```!`"T````&```````!.$))30/X``````!P``#_____________________
M________`^@`````_____________________________P/H`````/______
M______________________\#Z`````#_____________________________
M`^@``#A"24T$"```````$`````$```)````"0``````X0DE-!!X```````0`
M````.$))300:``````!M````!@``````````````;@```0@````&`&<`-0`W
M`&<`.0`S`````0`````````````````````````!``````````````$(````
M;@`````````````````````````````````````````````X0DE-!!$`````
M``$!`#A"24T$%```````!`````(X0DE-!`P`````"D0````!````<````"\`
M``%0```]L```"B@`&``!_]C_X``02D9)1@`!`@$`2`!(``#_[@`.061O8F4`
M9(`````!_]L`A``,"`@("0@,"0D,$0L*"Q$5#PP,#Q48$Q,5$Q,8$0P,#`P,
M#!$,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,`0T+"PT.#1`.#A`4#@X.
M%!0.#@X.%!$,#`P,#!$1#`P,#`P,$0P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,
M#`P,#`S_P``1"``O`'`#`2(``A$!`Q$!_]T`!``'_\0!/P```04!`0$!`0$`
M`````````P`!`@0%!@<("0H+`0`!!0$!`0$!`0`````````!``(#!`4&!P@)
M"@L0``$$`0,"!`(%!P8(!0,,,P$``A$#!"$2,05!46$3(G&!,@84D:&Q0B,D
M%5+!8C,T<H+10P<EDE/PX?%C<S46HK*#)D235&1%PJ-T-A?25>)E\K.$P]-U
MX_-&)Y2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V-T=79W>'EZ>WQ]?G]Q$`
M`@(!`@0$`P0%!@<'!@4U`0`"$0,A,1($05%A<2(3!3*!D12AL4(CP5+1\#,D
M8N%R@I)#4Q5C<S3Q)086HK*#!R8UPM)$DU2C%V1%539T9>+RLX3#TW7C\T:4
MI(6TE<34Y/2EM<75Y?569G:&EJ:VQM;F]B<W1U=G=X>7I[?'_]H`#`,!``(1
M`Q$`/P#4Q.M=0ZKUO)Z7]9^H6?5YS"#B=.H/V?U6RX;_`-J.W/R/W/U2ZCU_
MI^G_`(-2ZI@=/Z=]J9F,HMO#B<:O*J?M<US@Y@=U[ZP?M+#LL92[?;Z;*_TO
MZ+TUI?XQ.K9?2.G8N4W$Q<[!==Z>93EUFS0CU*W5^]K*_P";LK_2,L]]E2+]
M9L;I'1/J]E=2PL9M3JV-%%>/99CUE]CFTT;F8-F/^CWV-<_9^8DIXJ[/Q&8[
M;,7&Z+7D!SFVUY=G3;:]D>VVC)Z0[!S6V;_;Z7V3_KJUQU+I;^FUW?5CJ.:[
MK0JEN#@'(RL4W_0>R['ZBRVK%Q/5^A99]C_5_P!/6M_ZC?6.[ZQ=-R3FUU-R
M,:WT7LJ#@UU;F-?4XMN?<[W;K*W?I/\`!JC_`,[^L6=4^L=&+3CMZ?T'%M?4
M\L>7&ZMGZ*NU[;6U^FZZK*]C*V>RI)3TW0[.KV]*QW]:J91U(@_:*ZB"T'<[
M9]%]K=SJMF_;8_\`2*^L7ZG]6R^L_5W%ZCF[/M%QM#_3!:WV6VTMVM<ZS\RO
M]]-];NK=8Z3TIN3T?".?DNM:QU8:^S8PA[G7NJQ_TMGN8VOV_P"E24[:2K].
MOOR>GXV3DTG&R+J:[+L<\UO<UK[*3,?S;SL7.?7GZS]3Z#;TNO`%49UKF7.M
M:7$!KJ6_HMKZVM_GG?3WI*>GR,BC&I=?D/%=3!+GNX';_I.57=U#,=[)PL6-
M'N`-[Y&A8QVYF,W_`(YEEW_!8ZG5A.=D'*RW"VT']#6)].H?\&T_3N_?R?YS
M]STJ_8K:2G#ZGTO$QZ:K:2\YSKJF47OL>YY>Y[0Z7/<[V>EZF^O^;V+<63AY
M#.J]3LO:V<7IY->/9,M?:\?I;6_F?HJ_T=?\B[_A%K)*4DDN<^O?7^H=!Z13
ME]/%1NMR64N]9I>T-<RVPEK6/J]^ZIJ2G__0[;Z^=.=U'ZI]0H8W<^NL7M;S
M/H.;D.8V/SK&5OK7$=:ZY?UGZF?5[I-#MV;U"YM%AF9.,YN(US_^-OMQ<K^H
MO52`001(.A!7D7U)Z38SZ\,P+6DMZ._)>YIG:-GZK4]L_O\`JT6)*=CH>11]
M4OK?UWIMH+,%V-]MH'\BAGVC:R?I?H[<EG_H*A_57&R'?47ZR=9RI-_5:\NP
MN/<,JM#W?^Q3\I1_QMX_H9G3^HM!_2TW8UKF@F0R+:ZS_69=DKIK<!W3?\7-
M^"]NRVCI-K;6C7](:'NN_P#!7/24\CT3ZN]?S/JDSJ>)UV_#HI9>_'P*M];!
MZ=EOJA]]%U3MUUK'OWNKL]+>B97UCZOD_P"+&G/&9?7FUY0H=EL?LL>T/=LW
M/JV?X)U;'_O[%O\`U./_`*[=O_$YG_GW)7&-G_QI08.G4-=#XI*=GKW4NOGJ
M_P!7</I_4KL2SJ&!36]Y.]A?:=C\BVE^YMEO_"?SG\M5/KETC.Z/3T/%SNH6
M=4M=FVV#(NW;@USL,"K]+;D.VLV_Z1&ZH?\`LI^INA_HN)V/[RO?XUOZ5T#0
MG]8?P"?S\7P24CZ@[ZP]3^OW4NAX'6+^G4.JK?I+VM:RK%>]N/7N9Z-EEEV[
MU*K*4_3*/K!@=8M^K^=UO[73GS52Y[G6O):U^1D/9ZK[+<9U6/2^JZKU;*?T
MS/SU6ZYG?L3ZZ]3ZW;:*:K6LQ:"P"RUQ-6(W(OIJW,9LQO2V.=;9_/?HU+ZI
MTV]?^N%?7,/'?1TCIM;JF6W:OL+V75>^SZ-N5:_)MR,CTG>G0ST:DE+?5K"Z
MS];VY>73U;*Z1TW&L-.#C8KMD`CUF^KZ3JO5V5V5>L]_Z:VU]GZ:I6>B?6KK
M/3.F_6+#ZM=]LR^A#]7N<)<YSR^BIECCL=95ZS*;6/L_3>G=[_H*E]6OK!5]
M0G9_0^O4WC]-ZN+96P%MC=K:/48ZQU>YEK*:GL_ZY5;Z?IHG1.A]3^L'3?K-
MU5]!H/7`'=/8XP7.K?9D5?2V?HMWV>GU_P#"_I;?YM)27IO0?K5UCH`Z^[ZQ
M9=>;>QU]-#7.93#9VMLKJ<RMOJ[/\%3Z5?\`H;U2ZWUS)Z[_`(N^G9N8[?E-
MZ@*KG@!NXL9D['EC/8USJ75[]GYZ-TK_`!@X71_JPWH>1BY#.KXM3\=M#Z]H
MWDN%/J2[UF_29ZK/2]3_`$7J*IU3I&5TC_%MTZC,K=5D6]0%SZG#W-#Z\@5"
MQH^@_P!%E>]G^#24_P#_T?54DDDE*22224I4*39F9[[CIBXA-=,$^^V-E]KO
MY%'OQJ_^$^T?\$KEWJ>B_P!+6S:=G]:/;S_*6/TOJ)KZ5C58V'D7W-8&O:&A
MK?4&ESGY%KFTNW6[_H/L24[3G-:TN<0&@22=``%D.S<KJSC3TQQJP2"+>HCD
MQ]*O":[Z3OS?M/\`-L_P?Z12OP[+P<GK>177AL@G#:[;0-?:<F]_INR?ZKVU
MT?\`!K4K]/TV^E'IP-FV-NV/;MC\U)3Q'3/J_P!0P_\`&-?F5XMC.E5X_I59
M#B"TS5CRULN]3^?;=O\`9_.KI.K9G6,>QXP*!:!4'52POW/W%MS7/;;4VOT*
M?TS*W_TO^9JM6JDDIYZSJ7UK%]E=.!793]G#\>UP+-]QN;7ML8Z[=2S[([[2
M]C_H?S?\XSTTK^H_6NL;:L*JVX/8VP!KA6T'U/4LKN?<W[0S:RN[V5L?7_1_
MTE_\WT*22G`;U+ZROOM:,`5ULRK&5.<T'?BBBZS'O]N1[+K,[';2]EC/YG)H
M_0UH=_4_K:U]HHZ=7;L)+6.ED@>L6ULN]5S+++J:Z+&OV5U4W6_9;O\`34=&
MDDI__]DX0DE-!"$``````%4````!`0````\`00!D`&\`8@!E`"``4`!H`&\`
M=`!O`',`:`!O`'`````3`$$`9`!O`&(`90`@`%``:`!O`'0`;P!S`&@`;P!P
M`"``-@`N`#`````!`#A"24T$!@``````!P`(``$``0$`_^X`#D%D;V)E`&1`
M`````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$!`0$!`@(!`@(#
M`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#_\``$0@`;@$(`P$1``(1`0,1`?_=``0`(?_$`)T```(#`0$!`0$!````
M```````)"`H+!P8%!`(#`0$!`0$!`````````````````0(#!!````8"`0,"
M`P4'`@,##0```0(#!`4&!P@`$1()$PHA(A05MG=X.3&U%G87-S@CMT%1,B0E
MUH%"4F)3-997EQA8&1H1`0$``@$$`@$%`0`#```````!$0(Q(4$2`U$R87&!
M(D(34I&A4__:``P#`0`"$0,1`#\`M([Z^9W3'01^_I%WLTGD[-K1LDL;#&+4
MF4S8X@[M%)=C_'$T[=LZW1B+MW"2_H/')I0S10JZ+)9,Q!-,M36W]"><;^6[
MS(>2&8D6?C]U$QUBC&C=ZK'O<MWSZRV1M=<D[2*)KY*N:U2QY+2;)-PFJO%Q
MU=DY-,#$,*)DQZF9K7CK.:DE8-"_)0YJ$CE'?[S@3>`JU&)$7L?]"3L\14V*
M3%0'!`');61P5'1IB&0`A2#!&,N`F)W=.H*.ORF9VU+-N2WA2BIY6L2.WOE.
M\@MZ9_4+/(K'5PM5R(HX9-DVP*PSN0K.-8Z0;()'`B3AM*OD"B<2F7[.A2SH
MU_+XD?@98?\`'>JJO(UCV_GE5RE%.S'*,S9$MF(Q0'B2ZOKG(%)MSULLX<%,
M4RWJ.3]IQZ`4.G<9^QU_ZCS=U4\-V+HI5QL/X0/(?KRQ.L4A[!,3V?60LFIP
M;BV<H*9.S?2XE1RZ<J>D*2I!(!#`8IQ.8"@Z?!_+MM'1\/-O;H9=<LJ]0-C=
MOM,IM\*C*'0F\HWR@,HOZP56R_2W3#+*..(1NY=NOK%3OY)-'U`[CB"?J)C>
MB7S^#4C>(W:>&@(^XZ6>:';!O`OV"4Y2H_+%N<YSQ[88U^W%Q%KM)N)M<76$
MXU\D[%;ZUM!/TERB0Q41Z%.#'Y3RG?5$;-&W_N`_&1'C;MD*=A?<7!$,L"<U
MEJMU5$S:/C.\A4CS4ACAAC6PT@Z93II?:4Y6G#`RI^P5G"H@;CK%DTO'1/CQ
M_>X%U+W2LU>Q/>HR3UJSA97+:+KU9NTRQFZ!<YQV*:+."I^24&L.D>?D'1O3
M;,96/BU':QTD&AG3A0J?&6;I8?1RLC@'`.`<`X!P#@'`.`<`X'!LV;*X?P!'
M%<Y#M"+>6<H^M%U&((65MTP414*F9E"HJ$.@V5.D8H.G1VS/O#M%4#"`#K73
M;;B=$NTUY1#4R%O+LH(GQ34(O6O&CLI1:6^_E!Q>9=D<1ZN6<>O'O5V97+<H
M'2!..2('?\C\X=#AO'KT^US6,[[<3$?$D/&02Z)*OLK;'90O=F6`RH2CE%([
M-!T8HAU^DGI.QNUD4@$"@!'"'4H=`[`^`7_7'UTDA_GGG9'?68^2]3=T$M:9
M6TN)^C69PNQ.W*#@L0_1D:X[L-8L\9%+*N_L25^J*1N]*F<2_%8ASJE(FJ&M
M\;^OSQU9USKMX]CV.>=V'`.`<`X!P#@?_]!,V[^M.R&KFQ61*)M!$6,N19*S
M3UC/>YE-XYB\LMI65<NSY'K-B7`S>R1EC<+F74534,JV<G4;N2I.4E429=Y9
M9T:+'BQW"T\V2U>Q36=7I*HTX^.Z%7J]8L`MUH^)N&,9".8IH2K=[70,D\E8
MMY*@LNG.(D6;RIU3+**_4F7(2QRVEEN78-Z==M7<V8I+=]I<&V/8*L:]DG\L
M5[']6"ZS$X_E8V%6(^3B:%4K+7V>099W&)G1;QTB1TW.)S`!"]YA&I+9PBKJ
MYY2?$0%:;TK$.6L':OH1W>VD<5WNIQNKXU=\Q$R*L9)L;'$5*G#(->H@/TCQ
MT3J(@!Q,!@"9BW7;X(PV<UB\RN3,B6F\:\^6*IY^I4G,RTA6VN$=R@P6Z8PK
MN7.DW;2-#JL]5<<Q?V<`"D`-)1Z0OH'*!@./8+K\M2Z_\O<ZNV3W%FO=8NM,
MN]`QMLM5KM'J5^L3NT6T&O\`D"$K3J.340FGQ95EG-I?[DRF(Q\BDYCW[U9,
MO>D<Z9!45]1U+-*4)->(>\%M<_=MJ=R?'?J@SL$],V2=KILW4Z6L,8>5DG#]
M_'T/$.,6SF*.QBW2J[=M&,WK9!L1MZ*0`0A>3#7E\2K,GBFWQ\6^N^,(31S%
M&WTG=F^,8:YWV9S7FJ!>X<QK*K/)U&0LXP<O?AA(JIPR,C,=6+!94P&)WG!R
MY5,=12S#&TVO7#SGD2]PGI?0<59'Q3KD_;;2Y5N56GJ4V)'P;\^%H8]CCWD*
M\=6NQ3+9@C=H]NS=BH#&%2?-I'N!!1VW`QSD6FNMS+5:GQX>%'<W<2^TVR35
M&M^O^"&LM%3,]F.^1DE4)-U#-)!!98,504BBTL%JL;E))3Z%XBBG$MUD^Y9X
MF8"$4F&[M)^K2IYIQ'`.`<`X!P#@'`.`<#YTO,1-?C'TW.R<?#0T6V5>24K*
MO&\?',&B)>Y5R\>NE$F[9!,OQ,<Y@*'_`#XY"\I[9/+^R$P^HFGD(:-JK1T:
M/M.Q-N8':5^-`#@#A*F1T@V.>2?@ET[1,@LY_P!0!^G0)VN@ZS373KOS\,>5
MVZ:_^78\(::XSQ'(#=)U5_E;+;U0KV7R9?#&E90TF(?ZKN%9O5GR<.81^!5A
M4</>WY3.#%^`9V]EVZ3I%FLG7NEWS#0X"><=LS9J\GN0KNS]5:M889OV)E_4
M$[<).$KB./"LO4`3%`R]B>OWB1"=H"5L81Z]#=W>_P`?3)\N4Z^RWX.&YP=1
MP#@'`.`<`X'_T;S6:\`82V.IKG'V>,5T;+%.<^L<L)>*]'SB+!TLB9N,E"N7
M:)GT!,I)'$$GS%5N\0'YDU"F`!X,V<$-9@]L[J-,6(EZU@R_G'4Z[L'JDA7E
MZW8%;]6ZR\^(MW$*C./X?(S59L)A`#A:N[L'H`@/QY,-S>]^KZ$#J%Y_M<BE
M9X@\@>"-H:C'$0*W@]FJQ/-K1(@10J7<I/&JUSM*ZWH]#*?46\I3!W"`BH!>
MYU,ZWF/#999^4#)A3J[>>$#1W;XR1"HO+/2,FXNKU@(U14C4$@@)')5COU_B
MESM2JI$.T`ZB9!#N`J:9BJNOP3Q[;5Q+#?CVUFV+S'`8^SCX$<QZJ1]A-+I3
MF7JYM/;9J@TUU&LY6;3]>/A[54(%Y%RKI`&2:[-DLMW.$B(I"0A.U^RYL_L8
MG_\`SI^*;_Y(7/\`^M>6/_%?&(GGL_FX^W3\5MFJZ5=@\,W7'3\CF.<KW&G9
MBR1(6AY]`@X0.W5#(<_?*TW;2(N14<$;QJ'<H4@E$@$*`,1//;Y?HHWMVO%9
M3E4G$GA*W9#71,!TCWG+^2C)`H7Z7M.JQJ%BJ,<Z*4S<PBFLBHD;UC@8H@"8
M$8AY[&*X6T8TWUU<-G^$M8\)XZFFBI5F]H@<>UP+D10@"5,1NCUB[M9RH@8W
M84SP2D$QA*`"8W6I;;S4J^$'`.`<`X!P#@'`.`<#C&;L]8ZP#5@LM]EA25>&
M4;5ZN1Y2N[+:9$A2C]!!Q@'(HN)3*$!5<XD;M_4+ZARB<@&UKK=KB)=IKRA[
M"88S#M])L+WLV9]C[#R+E&3INO$,]<M'LFD7JHSE,AR216KT%U$C%_TA]-R'
M4W8FQ^(*[\M=.FG6_+&+MUVX^#$H"`@ZM#1M=K43'04%$-4V47$131%C'L&J
M77L0:M6Y$T4B`(B(]`^)A$1ZB(CSE;;UO+IP^OP#@<'V6S*QP-AFY9#742^U
M&;`T95&BG889"VRQ3M8)N5)0#%620<"+E<O0>C5NJ;H/3FM-?+:1-KB6N*Z#
M8/>8CPPG8;.@L7(667:5VMBKP!^O0:."+'K<2[,;HIZS5B\4=*E.`*)NGRQ!
M_P"D.:]NV=L3B,Z3$Z\U.+G-L<`X!P#@'`.!_]*_QP,WGS`Y&VWU>\B^S6-H
M'9C8V!IDI=0R70XV.S9DEA#,ZIE*.9WIK%0+%I946[*&K<C-NHE!$A"$1*P]
M,H=I0$<UVUQ9.B[GXF]A7VT'CPU:RO.2SB<MJF.&M&N\J_=+/)>3N6+G[['-
M@FIQPY55<*S%D>5@9-8YQZJB]!0``IRAS4<MIBV&)\(SP?.9OWG>:\D6;*AA
M[/.6Z#0,--JKB&/B<>Y/N-1AG4[689*1O+QY$UJ:CV`RS6^3TFP45,4ZQTF2
M8',':"9,UVUG2''>V$W"R)F>D[/8,R_DJXY%M5)L]0RK497(-MG+C9%*Y<8M
M>IV>-8R=BD9*21@:]*T^-6!N4Y4$G,P<Y2]ZR@C8QO.*M8<K"K1[GC;R_P"$
ML5:T86Q)D.XX[N.1;U:\D6&=Q_:YJHV)&J8]@T:['Q#R3@'L?(##V.:OIU_2
M]3TU%H<!,'4A>2MZ3FN*>V$?;`YFN6SV=,OYFS'D:JTNMU#%-0C<@Y,NURKY
MK';I)>VVF18Q%AG)*.0FX&*JD8D#KTBKIMY8Z:9P(JL447?M%7;:3/\`G>PY
MWS='3^:\MSD>SRWD)DT8S&2+C)LVK.-N,TA'-&[5[,KH(-F"!0(@F4H$2(``
M4`#D;DF)T:K6.S&/C^BG.8QSGIU8,8QA$QC&-",1,8QAZB)A$>HB/-.%YKV/
M`.!1:\\/E,W3QMOID36[">;KIA3&^%83'#1!KC62/6)6TSMVQO4\D2<]89]B
M(33TR);BFQ0:@NFS22:`<$?5.HH?-KKKK,9L/8\`&ZN;=U--+/.[`V!6Z9!Q
M/F":QH2]N63)G)6NLEJE0M4*XGQCTFK1Y88Q6Q.&BK@B*9EVJ+<ZHJ.#+*GL
M8WDEZ'F\K(X"!O<B9#R!C/QZ15@QO>;CCZ><["XYAW$W2+--5277B7U7R(=[
M%K24"]8/58YX=NF*J!CBDH*91,4>T.DO#6G*N3[?S,F;'F\61Y]M*7++USC]
M5LG*UJM6:S6">)+386[&;**2<"^?KJ@V:G=B<X]Z0$1`_P#J)%$3ENF+M);T
M:]G36XG5=6PAJQ(L;7_738J;2R=G:1(DJS^H`J]2QHV^95"%IT88H,RN(\ZQ
M@^J*0I$SB84"E.95=?IMO_77IJX37OMRFSSFV.`<#\4E),(:.?R\J\;Q\7%,
MG4E)/W:I$&C%@Q04=/'CI900(BW;-TC'.81`"E*(CP$*638B=W.VYPY28R%1
M?X?K>4(]_"U9VV<=)V$B'1'M@MUG2`4U%7*M>CG"J+90`1:(&%$Q3B=<ROIF
MO^>FU_MAQ\O+:3L?QSS.PX!P#@'`.`<#)&S+L+GVU7R\MK1G',%D;IVZ>030
MGLEW2813193+Y-FB1*0FG!"I-"?*D4`Z)A\"].9=Y)B='__3O\<"D[[K?`OV
M9DG5[9F.9$!&W5"T86M;M%/T^R1I<K_&5.,[,4H$6<R3"XRY"'$1/Z4>!1^4
MI`"5TTO,2<]J?G@L]@O936^0=F,^QQD>O96KJ"YP$YX')L$-=F6S`O<)@:1$
MWCY-94O0`*K+`("(G'HAO.LJTID:\P>+\>WO)=G6^GK6/*;:+S87'<4GH0=2
MA'T_++=QQ`A?281ZANH_`.GQY7-D49"N5HS1E._9&ET',I<,H7FWW^;29IKO
MG+J<MTW)6>:43(F0RZ__`&I\J<3=O7M`3#_QYAZ.#>?;U9Z_HCY-L3Q#UZ1E
M7L[URXX.G5%5.U,SBQ1Z5GIJ)"&,4AW+[(5/B6A.OS`#DW;U$>@V<L[S^-:2
M'-.+./\`<89Z_K-Y+;W56+T[JOZ_4:D8;C0(I_V(91!FXOMN521*82`\;V:\
M.(]PH8H*'&/*01$B:?3-Y=M/JM=^WPP+_0_QDXBE'K(C.PYTG+=G&=`$^U15
MO9Y!.`IJQU3%(=4CK'M5B7!>H=I17$"]0^8UG#GO<[5GF[&?Y"9V_&7)_P!]
MYSF7:<1JAV/9O7'6^D4F.S_GK#V&)5&H5Q+[&R9DBH4R;651AFI%46<+/2[&
M5?+$,B?Y$45#?(8>G0!YMPQ;>D>;H/D/T1RE96%-Q]M_KG:K9*JD0B*Y&9<I
M1IF8=*'*FFSB(]:71<RKY0QP[4&Y5%A#J(%Z`(@,6=DR.$5[_*/XN_&_MKG5
MGD_.>T\'K!G9S5H!C96Y<H8GKJEWK<8=1A`3LY4,@*)R8R;>,9&CFLBV611.
MW;$(HFL*`=)8U-K.W0R3QT:T:M:H:U1&*]1KC&9'QN%FG+!.Y%8W&M7MW=[\
M^1C(^?FYVPU`J-=4ED6$2R9`@V21(U:-$$NSJ43&J6VW-2!K^RFN=LMJ%`JV
M?L*66]N7KZ.;4JOY4HLS;7$A%I.EY-@A6XZ=<S*KV.08K'72*B)T2(G$X`!#
M="8?/S+M1K1KN5K_`%WS]A[$"[XA5(YAD3(M4J<M*)F4(EZD5#S$HTE90A#*
M`)Q;HJ`0@"8W0I1$"R6\0@KW$F7\6YU\4]2R1AN_U7)M!E]GZ`TB[A2YEG/5
M]^YB(+*,;)H-9-@HJV6582#91%4"F$2*$$H_$.2\-:S&W4DWVPGZD<Y^6C*'
MWKQKR3EO?ZKXE_V#P)BB9;5W*6;\0XUL#V,1FF<%?\E4RFS+N&<NGK%O+-HR
MQ34<]7C%WL<X1(N4@I&504(!A,0P!IQ>G>9,QO'TA#)K_(-(8XW<Q;6<;9!>
M6N!;4AQ"/D2.&4PA:UGY(%6+>-U"G2<%<"BH0P&*80'KP(I-?)MX[7LTE7VF
M[VK2\FN[%B@4F;\??0KNNHE(FC+C.A$+%6.':F<JXD4,(`01$0`65\;\)MLG
MK.29M)&.=MG\>_;(/6#]DNDZ9O6;I(B[5VT=('40<MG*"A3IJ$,8AR&`0$0'
MA"4?)+MLG(J/-=<=R?<S:.$QRE-L5^I'3M`Q56](;+I'[3(,E@*K)].O5<A&
MXB'IN"&]'JT_M7+?;^L>SU$I&%M*L<(YXVFR=C+#-KR.P!"`6RS>*O0T*]5#
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M24.0P?$!$.,Q?';X2TQQEG%>8X$+5B+)F/\`*E8%4$0L>.+G7+Q`BL)`4!()
MBL24I'BJ*8@;M]3KT'K^SA.'0.!CS9&_N%?/YSM'[[?<P]$XC__4O\<!)WN"
M\"&SEXQ\PR#%F+VPX,FZCG:"2*B*ABHU-^K`W-P*A>IT$F&-[9-.3&`I@'T`
M*;M*(G++PUI<;15#]N;GO^C7DLHM2?/_`**O;!4:[X>DQ6'JS"6,P2OM/.=/
MH8?K'EGI#>.;G*'<4TB)1$$SJ#R3ETW^JV/[@+/']#/&+FILT=?23V;I.J8'
M@#^KZ?J_QJ^6EK<U[0^9?ZK&U7FT^P!#_J[AZE*(#;PYZ3.T5)/;U:S1&QWD
M/@7%OA&\_0<.XOR1D6V13\JOV9*_:D,&,(&,<*)"FI]0$SD!-^D0IR&-]GF-
MU$I#E&1TWN(6E<H2[:1;C3\,Q561OVJFQ3D(5ZN)4SK3^',B?4P$L51$GIBB
M_<0"#E-1,HD.FH4Y.I1#A>8U88?+M&F<-1>>D)=)'&LKC)CEU&>6$I44J,^J
MJ5R3EU1[NTJ1(!4%C?'H`!^WFG#\=V4-:9B\[B[5SDTBBJ\R-L]GQZ[9,Q[E
MSGMN8L@'&/CDB(EZBDE)V!-!--,`*4A2E(```!S#OQ&L?C.@0.*,;X^Q;54C
M(5C&M(JE`KB!@(4R,#3H%A78=(Q4RE3`R<?')@(%``^'P#IS;ARR3]C/\A,[
M?C+D_P"^\YS#T3B&2T?P:>5_-L9_4,-=)ENA9$23:<QDS)^-:U8YX\@DD\*Y
M<Q-HNZ5M3<NDG!3BH^;(@81$!-W`8`N*SY:SN7?L9K!GS4G(KC$^QF,;#BR^
M(,495*'G!CWC64B'"[EJA-5ZP0;V5K=GA%G;)9$KR.>.FHK(J)^IWIG*$667
MA>H]MUNI>MG=2;OB3*=DD+?>M7K37ZS'6*8=KOYM]BJ[1<B]Q\TFG[M19T_>
MP4C6)J/06.;K]G-&J7Q,D8QM1SWF*0/[GO\`4C@_RT8O^]>2N2\MZ?58J]M9
M^F#5?QER[^]X_EG#&_V43+YDZ^X7W&R/E;%UFD*;D*A;`Y"LE1L\6#<SV&F8
M^]3AVSI))X@Z9.2?$2J(KI*H+)F,FH0Y#&*,=.R3M6\7?E1VK;O,X-M:\XY`
M5O9_XH=7_)LI'5ZPW;[3(#A*Q@\RO98"Q6=&50$JJ+TA5R.4C$.F<Q#%$6*9
MUG3)O6X&",NZU^W-PAB#.5&EL<Y(K>XSQ6:JLTHP6>LT)6P9ODHUQZ\8\?L'
M+9^P<IK(JHK*)J)G`Q1$!#CLS++OT1Q]L)^I'.?EHRA]Z\:\3E=_J]G[J+]0
M?#OY-L>_[V[#<5-./W*?QI@?R/;XTJFU['%!V*V`Q9B5JWHE%22)/O<34`C%
M(I@KL%)3#AE08*0;MGQ3N$TUDW()*D,M\@E'AK,CG.Q&ANXVIS%I,;#Z[9,Q
MA7WSTL:UM<Q"?7TU:34!0R,8%R@5I:K%DW!$3G2;B\!94A#&(4Q2B("67BG"
M>%;>S;O#%"S-B.!DW4]@>0@?IZ8_M$D^=%P_D9V_15=K8R;K^NB"4S"OW;A]
M'`!&2$@#5]\JAUTGW7U:>5S?K''W;363'V,&RS<T],]6[#O%DB+:35GE;`WI
M6L%&M"1GC?(>7Y@DB]"^V9HN<5WU'QXRC'<LH0Y13EWK1-J=1,BI16Z^WV>,
M\=>7+U>ORN;PK#U&I[@^3S:`(F/=7'8/87)SMW)24Q899`",(EFIZSZ3DY)\
MHS@*71:RBY`J2"0-8YBD*;9HB43(H&\O+U]-9^#-<O>VP\C^*,9RN1V*>$<M
MKPD2>:D<=8FO%LE\C@T;M?K)!*-A[5CNG0U@DV")3A]''2#MV[4)Z;1-PH9,
MIV&9O$7/%CY0,P^/#.574/9I^8UNLEC81N:,3/'3M_"!7WSLK66N=4AE?6)#
M7RLHK&>(J-"H'DA;@S<F,DIU(E7;7,_+29RCFO'N(\*7;8"V3:)<9T3'LODV
M4FV!B.BO*O%0BL\5:(`#E*_<RK0A2LTRCU<*JID+U$P<TXXZX9AFZV]6SODO
MSV$[=W]DEVL[:T(7"^`ZHM+2M;IY9AXG#UNLU"L-2F&<N,L+A)!S(?3FD)5X
MIT`"IBBW2SR[R36&-53VR7DFLE`:W20>:\4N;=1AY'^EUKR98QO[=4$O52BG
M2]9Q[9<>HR;CJ!0`9\42&^"BA.@]&&?.%9X]R;MYXPMHY)6O/[7A#.N)["G"
M7BFR"RWV3.MFYVT@I5KQ"-'GV/=:18F*R3A(!.LV<MUD7C-8I_IW!7#73:?A
MIE:,[7U;=O5;$&RE5;(Q9,A5P3V6MI.OJS5&\P;QS`W:KG5.";A1&)LD<X*U
M5532.Z8B@X["E6+S3C9BX93.1O[A7S^<[1^^WW,.\XC_U;_'`\5DJA0&5<<W
M_%]K0^JJ^2*5:J%9&O0!^I@+A!/Z],(=!^`^M'2*A?\`R\'#)RJTO>=-MKX.
M9<-S-LC:NY_9.G[$#&2+_%N&\@D^T8Q7Y@$6Z\G7E$%"&'M.F8Q3=0$0YEWY
MBRI[I/9R'OTEIMA.FRI']<<8]EMDWZJ"O>C*1^1CMZSC-\*9?E1.WBJ]-J%Z
MB)C)OBC\H!U-:QI.:E?[5'`PUW`NR&QTDP*F\R=D>OXPK;M=,OK_`,/8PA59
MN8<,%.G>1C*S]]!!;H/11:*`!#_3`>(;WK(3)[D+`_\`2'R36B[L6OH06PV.
MJ-E=J**78S2G&+)?&]I:D/\`$#O5Y*C!).`_;W28&_88.2\M:7H:/5-\_1]L
M98G8S/KY!A(^5T0[?7](14F[`UC6T44X`*B1XW6FRIJE*`&$XH`'4I3=Q+V9
MQ_,G/V_&`OZZ^3?#;YZT^KKN#(FU9YL!.SKV*4]DC"TM<JAB*)I':9+M,(N/
M4.IB)&*42F$#%DY:WN-6D_S3BR&-C/\`(3.WXRY/^^\YS#T3B-;3'/\`;VA_
MR95_W(QYMPO-52_=AU"OK8MT_OQH]$MJC[_DNH(RI")D<*U^9KM?FG,>Z4*0
M%7**$C!)*(%.82H&46$@`*IQ&5OU]W$?:9**!?MVT04."2E0P8H=(#F!,ZB4
MUE`J2AR=>TQTRK'`HB'4`./3]H\D/9Q$,O<]_J1P?Y:,7_>O)7%Y:T^JQ5[:
MS],&J_C+EW][Q_+.&-_LH(;&?Y"9V_&7)_WWG.9=9Q&L%KG_`(]X)_!K&'W(
M@^;<+S2.O<]_IN0?YE\7_=3)7)>&M/L0/[83]2.<_+1E#[UXUY)RWO\`5[/W
M47Z@^'?R;8]_WMV&XJ:<?N>+[83]-R<_,OE#[J8UY9PSO]C'?)9?<--=8\FX
M5RE&,K@XSE29VE1=',=+ZL4Y)'Z8ES.J9%P,0%-D?2D&+KM!7[3:H@@)3E,J
METTTN]_#EMOX8O=2OR!LACC5V9Q'KOA^*CI%W%W*E,;<R`"/&L+65["P<3S"
M2<@=,'=QMK=97UC"/>@5P=8XD4,CSIOO/7)IIRFFE]EN^_!@ONN[<LUM6E&(
MXQ,(ZM5VFY6MR<8S23;1HK2<C1ZS$IIH)'!,H0S"M+)H%!,A4DW)@*(@80+Y
MZ[^ONZQ[3[$D,C3MN<[N8XBUAD+-C_$D-+*HD]2-AH>+D[C9HY@X#HH!)M].
M1*CL@]2B,>V$.@@;JA[.RX!RN;+!\LF+X7#OD@W#HE<9MXZ#;9FGK+&1S00!
MI'-<@MV.021[-,J:1&[1D-H%))$H=J*9`3`1`H".:[Z\191W+S],R/MCM>'Y
M9M8'V1ZAKS@]^\3*Z3=2#+'-E.T>,%'`-2+=[AKA\4G2IQ(5VF"I3**@MT5O
M9B?>DZ>W0Q3!9-\GN.).?9,9%OB3'^2,K1[.03]9$T[&136I03U%$R:B1WT+
M*7-)^V,;M]%=J14H@HF3K)RUO]6CQS3BH:>ZBQS`U[<C!N1HMJW:2V1\!IL+
M,#=`B1I*0HUTGV3"9>J%^9R^4A9ILR[C?$&[!$O["AS-==.*:-[5B]2,SIOG
MN@/%5EV='V'6F(D5?F(U:77']2]=@V-Z@B5$DC65G`D["@"CHQNIA,(%L9WY
MBC7D;^X5\_G.T?OM]S+K.(__UK_'`.!FR>X+P(7!ODXS#(,68,J]G.$J.=H)
M(J()E,M;&"L#<W`J%Z$75?Y(J<TY,8"E$/7`INXP"<V;R[:7.L*HS!FF]9PE
MJ;,7R2-(+T'%.,,-5=/N5,E&TG$]/C*=6V*7K**'`QVL<9PM\>T7+A00``$`
M"-<--_Q,X##6SQV:IXS<,BL9Q7%\7D"V("4P.4[;E59SDF>9OCG`#J.X=Y:!
M8#^TI"-2D(/84O-QPVZVDM^ZMP02Q:]ZY[%Q['U)'%^3YK&4\Y0(/JEK648$
MTTQ=/C!\IF498<?IH)"/Q(M*=`_ZS<E:TO6Q3&1S5>$<$2.NOV@<V-I#+<+F
MK[*%10$T+Q#TZ?HWV@5+J*1CNH&<],QN@&`$0#X@/PRZXZY7`?:CX$+'X[VC
MV;D68"XM-NJ^$JH[51`BK=A38HMVNH-E3?.JTEWMQA"G$/D]6-Z=1,!@+J.>
M]XBW?RN;(8V,_P`A,[?C+D_[[SG,/1.(UM,<_P!O:'_)E7_<C'FW"\U5Q]U]
M_CWJ=^,MU^Y"/)6].:C1[3/^X6['\F8/_?>2^2+OQ$-?<]_J1P?Y:,7_`'KR
M5Q>5T^JQ5[:S],&J_C+EW][Q_+.&-_LH(;&?Y"9V_&7)_P!]YSF76<1K!:Y_
MX]X)_!K&'W(@^;<+S2.O<]_IN0?YE\7_`'4R5R7AK3[$#^V$_4CG/RT90^]>
M->2<M[_5[/W47Z@^'?R;8]_WMV&XJ:<?N9=X*=FJCK%XII><G4_M.VV'8W+(
MT.GE4%!U85D:SCIH>264[3&:UN.>)&(Y=@`AWD%%/N6$"\Z>O2[_`*.?MVFM
M=)G*I=LPXVV&WEV0GGD=C+&&-[[=/K53K1Q[=)U2!DW<#1*0@"R9X^O)S*:+
M'U$#@=1PK].@<SM199'OOO/7KXZ\N.NMWVEO"DUKW5YG*NR&#Z4@L\D+!DC-
MV-*NBX44.ZD'TS<+Y"Q*:QUEQ44<O'+V1`PF.)C'.;J/41YY.[V7I/PLY>[&
MK<DVRWIQ;U$_^YYG'65JVT6`I_\`WE6K-4I213.;M],.C6V-1*'7J/S?#EK'
MK[I.^U`OD<]P9MIC$'#8):M98HU\4:?]+PT==Z>ZKZ3CXKCZS8CG'QR_*D7T
MCF^8QO4*!4/9V6SN5S9;OF'O43D7R<[G6*$5268-<QR5.]5%054E'V.8F(QY
M+'(IVE`Y1E:LM\0ZE_\`1$0Z".;R[Z_6'\;C8DEX[VPNJG>W?$"F*X2RV_!0
MJ0BG$9+M=L"-<+B4I.QBX/EEF*(@'=T42`1'J8>7LQ/O2W?;37&%K'DX@H>5
M<I-WF0<)Y8IU=(HH"8NYIJW@[THV2`0'U%1@Z4]4`O4!Z)B/_#H,G+6_U:)G
M-.*B5[JZXPLGMKKI1V;E)>:J6`'4W-I)*`I]$C<+_848ILX`H"5!V=*KJK"F
M8WJ>BJD<2@4Y#&S773BF*^U+K4@TU1V6MRQ#%BY[8-A7V)A(8H'>5;'5;D)$
M2J"/:<I4K:V#X!\!Z_\`/X6,[\Q2&R-_<*^?SG:/WV^YEUG$?__7O\<`X%17
MW6^!?M/&VKVS,<R.*U1M]HPM:W:*?J=\==(K^,J<9V8I1.BVC7].ER$.(@3U
M9`"C\QB`,KII>8J=:6X+6V9VTUUP*1LJZ9Y/R[2:U8"HF,11O3U9IJZNTB!D
MS$4`L546KUR;M$#=J(]!Z].1NW$M:U2""+9%%LV12;MVZ2:""""9$D4$4B`F
MDBBDF!2)I)D*!2E*```!T#FG`O3RQX'-LAXZML,8M6A7LV.+).^5=`""9RM:
ML4NV63H!DQ.4IE$G<O(5(C$!`2@<CDQ#CZ9S\5=;BQEB<P[M0_PU8#'7/QL:
MLTIXR,SL-EH1,M6H%BE(\/-Y>?N\A)MY`I`*4CN%A)]G&B7H!B$9%*;J<#&'
M4<=KFTSSE99#&QG^0F=OQER?]]YSF'HG$:VF.?[>T/\`DRK_`+D8\VX7FJN/
MNOO\>]3OQENOW(1Y*WIS4:/:9_W"W8_DS!_[[R7R1=^(AK[GO]2.#_+1B_[U
MY*XO*Z?58J]M9^F#5?QER[^]X_EG#&_V4$-C/\A,[?C+D_[[SG,NLXC6"US_
M`,>\$_@UC#[D0?-N%YI'7N>_TW(/\R^+_NIDKDO#6GV(']L)^I'.?EHRA]Z\
M:\DY;W^J7'N&M<+QL3Y,L-1%>1/'5B-T_P`;!;;BX1$\;`-5,U[#*BB0O<G]
MH33E$H_3M"&`QA$#*"FEW*%Z:Z7>_AS\YIK;>2X+SM;B_2-I4<)X;JD9DU]3
M'B3JU,+1-2AH(AE'0R$G'3\E7W49).YZ<<*&,Z28K,R,B*=I!3.`)I]=MYZI
MX:<N>NFWMOGO>CEN\?F=VQWCQC%8)L$=C;#&!XLT,=;%F%X*8@HJQC7_`$E8
M-*UR<[/V"3DHV&>I%6:L&YV<<55)!51NJX;I+E\UMO+T:ZS5/KVY/CGNV8MC
M('=3(-:?1.#\#NY![CZ0E6AV[?)&73,W$;%E@"+D*=_"8]!X>1=/DQ!(DJBT
M;D%0P.BHHF]Q,=UDCSCZ`V+?33MQ&XPBR2V=,*3XY+Q=%>J@V7MB7T*L9=*"
M@[<B5!!U98)0KAF4QB%6E8YFD=1-,YSEM8UN+^%#;1[=S/WC5V)<90QPP(A-
MLD9.@Y3Q9>&,@RB[3"(R20R]3M$<8&DO`SD+-1A%6[E,$GD>]0$A@.B=RW6G
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ML;FJ:AZ.ZFP1$JLJGC]QCB8G6D8*X`8&/\2*J=IA#ZH.G4;EC_/\JWN6,G;(
M>1?:N5O,[&2.4,_YXM4?'1%4I<.OV'6(T;Q%=J52A"K.CQU>K<&P201]9904
M6K<R[M<Y_7<&C?23\-*3QE:;(:(:98CU]=+,GMTC8]W;,IRT>?UF<GDVX+A+
M6D&;GTT1>1D&H=*)9+BFF=9C'HG,4#&,'-1QVN;EEOY&_N%?/YSM'[[?<P[S
MB/_0O\<`X'%L_:[86VDQO(8BS[08K)..I.1B9=Y699S*L4#R<&[*^BGJ3Z#D
M(N5:N&C@O4#)+D[B&,0W<0QBB)<<(PX.\57C\ULR?6\S82UJJE#R=4"RX5JV
ML[!?95[#_;T))5N6.U:V"V2\8"KR#EW+83F0,8I%C=HE'X\87-O-,'X1_DN@
MBY16;.44G#=PDH@N@NF15%=%4@IJHK)*`8BB2A#"4Q3`("`]!X"I/_T;>*;_
M`/#RF?\`QGEC_P`?\F(UY;?)J<=',8B/81,8U18QL6R:QT<R;$!-NS8LD"-F
MC5!,/@FBW;I%(4H?`"@`<K+]O`5K/>%/Q>6B=FK+/:D5"1G+#+2,Y,R"EPRD
MFH^EI9XL_D7BB;>]I()G=/'!SB4A"D`3=```^'&(OE?DS]@Q:1;%E&,$2MF,
M<T;,63<ICF*@T:(D;MD2F4,=0Q4D4P*`F$1'I\1$>$1PV9TWUHW'@JQ6MEL5
M1.58.FRSR<K,?+2UFB4XJ6?LP8.WB*E9G(1=8ZS,H$$JISD`/B``/QX66SAY
M'771[3G1PE_M6O>(ZYAA&T0[$^0)AI8+9(-GD+40E)%FM(*6NQ3:#)K$%D'2
MHG3!+Y3F$XB`!T2?!;;S4(FNJFJWD]R_?,]Y[U6HUNI5<:-<:XZOT]-Y.B[M
M;XRO/GKEOU;P-VA*ZWAXY61=+'Z,?6!1\1#U5#(*FYO?3762?V9UWVN<?4S?
M7W7#">JV.FV)<`4*/QOCMG+2DZVK,9(3DFU2EII4BTH\!U8927D1.[53*(E%
M82!T^4`YAJVWE".>\*?B\M$[-66>U(J$C.6&6D9R9D%+AE)-1]+2SQ9_(O%$
MV][203.Z>.#G$I"%(`FZ``!\.,0\K\F:0$%$U>"A:U`LR1T'78F.@H:/3.LH
MFQB8EFBPCF::CA19=0C5FW(0#'.8X@7J(B/4>$<<V+UBP3MIC]'%NQ&/([)M
M!;V&.M:-<E)&>BVQ+!$-I!G'20.:Y+0T@*K5M*N"`45A3$%1ZE$0`0++9P4Q
M=,;>/'QD7&3L6I.`J=7=GI&JR-3^LBK->9MG4J[8%&+YT-J1F[9,L/6<+Q;5
M=)@4B;M4I"',=%$Y3*=/7Z_+K?JQO[+.F>JMOY6MHMA<46J"J5C0L,-DK.6/
M6>77&0)]9,DXG1K!9[?48\D!%B7UH%R^?4UZ""AB-P9L`1,S3`%$5DM>SV>,
M\-#U>OR_GNFOX%/&1I)O-I'E&_;-88+D"^PVT-YIL/<F]ZR/4)V.KK/$V%YQ
MG'%/3;=`L7Z+68L[]R4'B#D!5<")@,`%`.$ZNVVUEF#R<=^!+Q68XGD;&SUC
M:6R0:*H*LV^1,@9*O$"@9`YCF!:JSMM<5B62<&$OJ$?LW1!`@``%`QP,Q&?/
M;Y-R@8&"JT+%5NL0L37*[`Q[6)@X"!CF<1"PT4P1(W8QL5%1Z+=C'1[-NF5-
M)%%,B:9"@4H``=.5E];@0"VA\7.AVXTRM:L]:[5&QW=PDFDXO]>=SU`O#WT"
ME(W/,66B2U=D+&9LD0$T@DC/")I_*4`*`!QA9M9Q4)*_[<7Q90LF20?XLR+:
MFY#D/]C6#,=[2C#=BQ%>PYJW)5Z4,0Q2]@@+GXD,/_G=#!,1?/8W#!6NF"]9
M*4ECO`&*:3B:G$6!VO#TV$:Q8RC\$B(#*S\B4IY6QS)T$RIF>OUW+HR9"E%0
M2E``J6V\NT<(C1LEIOJ]M]`,ZYLGA*C98919'*<,_GX]5K9Z^F]`H/4ZU=(1
MQ%7"M$>"0HK`P?-P5,0AC=1(40++9Q2MG/MOO%JO+%D4L:Y-9LP524&!;9DN
MIHDQ$P+WH&6>/'<YZ2_3YA!Z!PZCVF+\.DQ%\]C&M7/'[IQI>B['6S`M-QS+
M2#864E;@^U;3?)%D8P**L7=\N4E8;>:,66*"AFA7I6G>`""0=I>E2VWFIC<(
M54_\(OBQE'SV3?ZA4YR^D7;E\]<&N.52F7=NUCN'*QBIWTB93*K*"80*``'7
MX``<8B^5^7__T;_'`.`<`X!P#@'`.`<`X!P#@+8W*NEBRY?:7I;C%^9K+WM1
MI-Y<G6Y#G"L41H=.2*S74(8H%.[;-S.UTC&3%8A6K?N$KPP<Z^N367V7]F-K
MFS2)]T6DUW'%/KE%J;$L=7:O%-HF+:E`G?Z+<OSN')R$3!=\]7,==PJ)0,LN
MH<YOB8><[;;;>6Y,3#UG(#@?R<Y$B'55.5--,ICJ*',!"$(0!,<YSF$"E*4H
M=1$?@`<!1FTWD$=N)17#6K8.+3<)5R:#=WJ$:'E@3?+G%N:+H#1%)<9J4.;J
M7Z\"';I_M;^J82K)]]/5_;?ASVW[:\ON:E>/A&JOFV6=B`2M>07+@)>,I[YP
M$Q&0+]54'8R]H>*G7)9+/ZX]P$[E&C8_<<3.%1(9&;^W/37@UTQUVY5:?=1?
MJ#X=_)MCW_>W8;GGKTZ<?N<G[5W]/C,7YR<A?[):\\L9WY67.5A7TTGC[YN]
MG79W8?,>[6RE&F-:M];GBBF:RXDS`TQAAZNX[P[=8$*?6LM8V1B5QO[;)RA%
M8N57D2I*2:(.$4%$W'4R,;O3$D[%_9?S7L3,Z[>1SR(AO9G['N9=5=Y;9AW#
M^!*WD9&+U_AZ92,HT2HUJD77!QT`C+E+6>"L#WU7+POJ.!:^NH142.1._*XF
M9KCL\QY+]PMH:9MSME&T7,NXF-Y.H5'2-SAE+&5R@Z_JWB*]99AZT2U&V<&[
MJ_8]<IUF4=JD8JF1(BK*IG!X<B(G`ZFLF':?(+E#>.>WDS_A_7C(&[,ADVI:
MW:W6W#=&U;F6:F'XC*D],H(VR<S/%SRJ4"QQU,L4UP]<P$*HX*3UNY'U"B)C
M$M>_R9/[&[%[">2V!R[N=GO5IWX^-8L"VO&E4P;E%/%E4G[W9L%R^2;UDG(3
M&":MQR14R7V%32.U.F*`,)5%J4Z1@2*=\ITDUQ.:B=M?O5L[8,::$9!LN2]Q
MJNYR'XU\J9IR$SU!DT*M-2F2J<V'^'<R7Z&<F80;+&A!9DEK&Z;H=K2)<J':
M$*F"?0LDZ_JD'Y`]U-AJEXU_'UB1YL>[H&U&TU!BL@WG.N)K5,KRQ*9CK'*M
MS^N86G#`J2'U>1K9)5R.<R,.H=BZ[I`I!6:F.8'9))Y6XZ/;[:[+W_8CQ)Z_
M^0K$^Q^>\191^CPSCNYP.(,F*TVE/[O.9:KV,\N.+-6XQB9PYEFTN60/%J&7
M0]%HJ@<4SD,'<[$F-K,)3Y-N&7-5]Y]:\&U'-V:\G4>`T9W!R?(Q^7[W(7>3
MR+>*S+R5JJLG?EVB$,E97M?5>A'1Y_035;QJ22!#=2=PDG67]2[<&93V%H^.
MO$MNI_\`?9L)F3*&\NY-'PUG3"ERR2A9L&NZ#D:S6RO77^!\0(,?L:AO,2HP
M[1NNLP!,&K]YZ@E0#L3*^&KC^4QQ$4MH?(_OMA:D^4Q@XR+E)SBJY;ZYMP#K
M)F*!LLB6T:\92P7GW'=SF<9M)I%1%Y6L>WW7N==M8YL"QB`O$+I-DBD5>G&9
MY)K+X_H__]*_QP#@'`.`<`X!P#@'`.`<#P^2[]"XMH%OR'81-]D5"!?S;I(A
MBD6>&:(B+6-;&.`D!W)O!3;H]?AZJI>OPY9,V1+<2U"+Q_4&7DX&[;/7](J^
M1,]STE)MW"J0E/&4QO)*_2LF`*B99HPDY)`5")`/IF9-67;\"%YT]MZS2<1G
M2<[7FF*\Y-C@<TRIE_'>%JPXMN1[*QKT4F"A&B2QA6DYAV0H&"/A(M'O>RCX
M_<'R)$$$RCWJ"0@&,%FMVN)$MDZTG.[YJV/\@-D?8TPA`2%(PTFY!I/R;Q=1
MDW=,C&#HYOUB:D43]-=`P*$@V'KF.`CW`Z`@*$[S77US.WV<K=M^DX,@UET[
MQGK9&D>1B!;/D-VU%"9OLJV3*^$BH!Z\?7VG<LG`Q!A#YB)F,NO\/654`"%)
MRWWN_P"CIKK-?U2WYAI`[9;QEZ0;AY1A<R;)X.:92R!7:1'8ZA962N^2H1@R
MJ,7-6>PM(T:[5+C`UUZJ27N#]7ZARU6<]5"@!P*F0`++9TE2$P)K?@K5VEO,
M=Z^8OJN)J5(V%];)"O5%D9DQ?V628Q<6^FWHJJKKNI%Q&PC-N*BAS&!%LD0.
MA2%`!;;R[;PB#MV\:VBN1,WL=C[=K3CV1S8PLT1<T[\U3F8.0=6Z">-9"+LL
MNP@9>,A)V<;/F22HNGK5PLJ=,!4,8>%S>,BY>-30_(6;@V-NFKV+;#F09EE8
MW5O?Q3L22EACC)*-)Z<K23Y*I3\R15`AS.GK!PNJH0#G,8P`/&#RN,9Z.@7W
M2S5[*$AG.5O^((&T/ME:W2*CG!:1D+%TOU>QN9-2C,'Z+>900C!K2J)%&RS`
MK1P"A"G,<QR@(#-^7LJ/K?A7&^0Y3+-,H[>(R--X[IN*)>VGF;'*2DE0,?(E
M0J%?>&F)B007+$)E#HY,07BYNIEE5#"(B,UQ_83QW:3[67:%R1L%KI0,EWN!
M9-8UE:)9&5CY9Q&,7`NF,9.+P$I$A9HQDJ8WHMY(':*1%#D*4"*'*82V<5T^
M<U5UXL=MJ=WEL3U96PT7%5BP?3U&J+R,B*]B.V,$XJ?H$;68MVSK*-<>QB16
MP(_1CZ"!032$A0`.#->.Q5HUJIA.SXTN6,L1QU<LV'<<3F),82JECND\K2L>
M62T35RFZY"(V2R3#5!)]/6%V<7!DS.R-E`:D5*U321(,WY?C1T(U%;X>M>`$
M,+0B.&[MDT<Q6/'Z4Y<$X-UD49F&L(3[$I;$#N#2+-U]HY*Q8*MHXJJ8B"`>
MHIWC-SG/5V:7P;BF>S%3\_R].9/<P4&IV"C5"['>RQ'T)5+2NDYGX=!BC()P
MRZ,DNB4QCK-E%2B'R'*'"9[(Z8T\:FAV'<QFS_C'5[%M-RV5Z_DF-KB(IV4L
M'(R:"S5\_J]?</EZO4WJ[9RJGZL8R:'*14X%$`.;J7-O3+U=@T/U&M6-<Q8@
ML>#ZO-8XS]F">S]ENL2#RQ.$+9F.S/X>3G+_`/7'FAE8&;?O(%J(_9B[)$A$
MS)D(5-14IQF_+__3O\<`X!P#@'`.`<`X!P#@'`6%Y4+DZB<*TZBLW9&8Y!OK
M0DD=90J:"L+6FBLBHDX$1$Y4$YMS'KF.!1`OH_']H=>WIG\K?AS]EZ2&.U.N
MQM0JU:J<,0B<168&(K\80A2D(6/AX]O'LP*0GR%#Z=N7X!\.<K<VVNG#]LQ-
M0U=C7<S8):,@H=@GZSZ5F'[6,C6:74"^J[?/54&K=/N$`[CG`.H\DEO$"SLU
M>2&OM)(V/]:JV]R]?GRHL&,PA&23JLIO3=2B6(BV94YVVNDA*/0$2MV@_`Y%
MEB=2CVU]5YVN(YW?MKUKG&.-$<MYVLZ&5]S;G+N5U^BK:@LY)`TM]&90ZZ<>
M]=Q?_<M/B!.;N^ABRBKVG,!CME>O+?9-9X^N)-+>NU-GJ-.JU"K\?5:9`1=:
MKL4EZ3"(B&B;1F@`CW**"1,`%9PN<1.JJ<3*JG$3',8PB(\;;;FWJZR2</2<
M@.`<`X!P#@'`.`<`X!P#@'`.`<`X'__4O\<`X!P#@'`.`<`X!P#@'`6GY.8#
M',]B2JEMUZ84>UQUB?/Z(:3B+'*LK"JG'E2GX!<]:A9MU%@NV5053<J)`B"Z
M2:9A`J@G)U].?*XG1S]F,=:CEB];RH_P+6XNKM"!5UXIH2N62X&QA]N,X4K=
M4(]5RA9G0VDQ5$3$%/[28*NNTJ?<`$Z@.[_CFYY_=)_IASRWXI(XG6;_`'UV
MBR!&I`Z.=G6XW'F8W\2LH(E%9."LDECUO1V!P*`@H$6Q=ICU^!_ARS;_`.>D
M_P#26?\`>QGFIZ.HK>`70UF=5)\JBB"4V](5X2_NDR'*47$^2S-F=O*Q67#N
M3`Z2;(#"/HE*'PYRW\_[.FOC_5,#G-H<`X!P#@'`.`<`X!P#@'`.`<`X!P#@
$'`__V3\_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
