<SEC-DOCUMENT>0001193125-15-078638.txt : 20150305
<SEC-HEADER>0001193125-15-078638.hdr.sgml : 20150305
<ACCEPTANCE-DATETIME>20150305151333
ACCESSION NUMBER:		0001193125-15-078638
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20150305
DATE AS OF CHANGE:		20150305

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WHIRLPOOL CORP /DE/
		CENTRAL INDEX KEY:			0000106640
		STANDARD INDUSTRIAL CLASSIFICATION:	HOUSEHOLD APPLIANCES [3630]
		IRS NUMBER:				381490038
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-181339
		FILM NUMBER:		15677134

	BUSINESS ADDRESS:	
		STREET 1:		WHIRLPOOL CNTR 2000 M 63
		STREET 2:		C/O CORPORATE SECRETARY
		CITY:			BENTON HARBOR
		STATE:			MI
		ZIP:			49022-2692
		BUSINESS PHONE:		2699235000

	MAIL ADDRESS:	
		STREET 1:		WHIRLPOOL CTR 2000 M 63
		STREET 2:		C/O CORPORATE SECRETARY
		CITY:			BENTON HARBOR
		STATE:			MI
		ZIP:			49022-2692

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WHIRLPOOL SEEGER CORP
		DATE OF NAME CHANGE:	19710824

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WHIRLPOOL CORP /DE/
		CENTRAL INDEX KEY:			0000106640
		STANDARD INDUSTRIAL CLASSIFICATION:	HOUSEHOLD APPLIANCES [3630]
		IRS NUMBER:				381490038
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		WHIRLPOOL CNTR 2000 M 63
		STREET 2:		C/O CORPORATE SECRETARY
		CITY:			BENTON HARBOR
		STATE:			MI
		ZIP:			49022-2692
		BUSINESS PHONE:		2699235000

	MAIL ADDRESS:	
		STREET 1:		WHIRLPOOL CTR 2000 M 63
		STREET 2:		C/O CORPORATE SECRETARY
		CITY:			BENTON HARBOR
		STATE:			MI
		ZIP:			49022-2692

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WHIRLPOOL SEEGER CORP
		DATE OF NAME CHANGE:	19710824
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>d886391dfwp.htm
<DESCRIPTION>FWP
<TEXT>
<HTML><HEAD>
<TITLE>FWP</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Free Writing Prospectus Filed Pursuant to Rule 433 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Registration No.&nbsp;333-181339 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Supplementing the Preliminary Prospectus Supplement dated </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">March&nbsp;5, 2015 (To Prospectus dated May&nbsp;11, 2012) </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g886391whirlpool1.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#128;500,000,000 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">0.625% Notes due 2020 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>Pricing
Term Sheet </I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">March&nbsp;5, 2015 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="21%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="77%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Issuer:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">Whirlpool Corporation</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Ratings*:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Moody&#146;s: Baa2 (positive outlook)</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Standard
&amp; Poor&#146;s: BBB (stable outlook)</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Fitch: BBB (stable outlook)</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Rank:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">Senior, Unsecured</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Principal Amount:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">&#128;500,000,000</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Offering Format:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">SEC Registered</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Maturity Date:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">March 12, 2020</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Coupon (Interest Rate):</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">0.625%</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Listing:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">Whirlpool Corporation intends to list the notes on the New York Stock Exchange under the symbol &#147;WHR 20&#148;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Price to Public:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">99.574%</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Yield to Maturity:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">0.712%</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>Spread&nbsp;to&nbsp;Benchmark&nbsp;Bund:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">+74 bps</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Benchmark Bund:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">OBL 0.00% due April 17, 2020</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Benchmark Bund Price and Yield:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">100.145;-0.028%</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Spread to Mid Swaps:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">+40 bps</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Mid Swaps Yield:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">0.312%</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Interest Payment Date:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">Annually on March 12, commencing March 12, 2016</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Day Count Convention:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">ACTUAL/ACTUAL (ICMA)</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Make-Whole Call:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">At any time at a discount rate of Comparable Government Bond Rate plus 12 basis points</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Trade Date:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">March 5, 2015</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Settlement Date:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">March 12, 2015 (T+5)</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Change&nbsp;of&nbsp;Control&nbsp;Offer&nbsp;to</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Purchase:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">If Whirlpool experiences a Change of Control Repurchase Event, it will be required, unless it has exercised the right to redeem the notes, to offer to repurchase the notes at a purchase price equal to 101% of their principal amount,
plus accrued and unpaid interest to the repurchase date.</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Denominations:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top">&#128;100,000 and integral multiples of &#128;1,000 in excess thereof</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ISIN/Common Code/ CUSIP:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">XS1200845003 / 120084500 / 963320 AU0</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Joint Book-Running</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Managers:</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">BNP Paribas</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HSBC Bank plc</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ING Bank N.V.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">The Royal Bank of Scotland plc</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>* Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision or
withdrawal at any time. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this
communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these
documents for free by visiting EDGAR on the SEC Web site at <U>www.sec.gov</U>. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling BNP Paribas,
toll free at 1-800-854-5674, HSBC Bank plc toll free at 1-866-811-8049, ING Bank N.V. at +32 2 557 1604 or The Royal Bank of Scotland plc at +44 20 7085 4154. </B></P>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g886391whirlpool1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g886391whirlpool1.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_X0`N17AI9@``24DJ``@````"``!1!``!
M``````````11`0`!````_P````````#_VP!#``@&!@<&!0@'!P<)"0@*#!0-
M#`L+#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+#`Q-#0T'R<Y/3@R/"XS
M-#+_VP!#`0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P``1"`!5`,8#`2(``A$!`Q$!
M_\0`'P```04!`0$!`0$```````````$"`P0%!@<("0H+_\0`M1```@$#`P($
M`P4%!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T?`D,V)R
M@@D*%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ
M<W1U=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#
MQ,7&Q\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!
M`0$!`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W
M``$"`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8
M&1HF)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ
M@H.$A8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*
MTM/4U=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#V_5M:
MT[0K-KO5+Z"TMP<&25@HSZ#/4_2N)C^+5OJ\\D/A70-5UTH<>;#%Y46?=WZ?
MB*Y/XZ>`O$GB&^M=6TA)+ZTMX-C6<;9:,YY95[YXSCG@=>V[\.?B+X6A\/V&
MA7+1Z#J%M&(I+2Z7R@SC@L"0`23ZG/)^M`&A?^*/&5G;BXU&#PUX?A.?^0A?
MF1OPV@`]/UK)/CR_==P\<:!CC_CVT>XG`_$/72ZI9Z5;:W_;4?A-M;:=`SWL
M#).T9'0*CMP,?W?RKB/&^KW.H7:7&F^+=7\.(J`?8[C29HU4@>JKG\\^U`&@
M/']PKA7^(?AU7(R$N-(FA[^K/6]::QXYN;?[5IS>&-<M\<&UN7C+?B00/SKR
MS4=0O-<\,OH6K^,=)O8V<-]I?2KB2X4<8`.P8Z=>OO3/`^L^$_ASKK?9YM>U
M2[F(MYV%KY,$:DC)*$EF(Z]/6@#TVZ^*D_A]T'B_PIJ6CQ,VW[3&RW$.<_WE
M_E79Z%XBTGQ)8"]TB_BO(.C-'U4^C`\@^Q%>>>+O%>L>+]!O-#\,^$=3NDO(
MS$]Y?VQA@4=RN_!)].F#BE^$/PNO_`QNM2U6\4WEU$(_LT#92,9SECT+?3IS
MUS0!ZKD]:,D]#_+_`#_^JDXXP!G(X]*/3CGW[T`+DY_I0"<#.:0>F..O`%'X
M9`[C_/O0`H+$9%&3[^V:0Y[C)_S_`/6HP,XQQZ8^M`"[O?IU'K2;CCK^/X49
MX]?;WJE<7^R4P6Z&>Y_NKT7_`'CVZ5$ZD8*\AJ+>Q;EF6%"\CA%'=NG6L\ZI
M+.<6-J\P_P">C?*O_P!?OTIT>FF1EEOG\^0?=3^!?HO^-:&`,#('M[5C:M5Z
M\J_'_)?B7[L?,P[J^UBQ07$\<#PY7<(^HS_GK6U')YD2.IX=01^-9FO/YEG'
M:H3YEQ(%49[=3^5:<:"-%C0\*`HS66'4HUYPYFXI+?HW?]+%3LX)VLQ^23QF
MC)R?K2=>/4?6CL>/T-=QB*"<@=^]`)_3.,4GMCC/:@9P./3M0`X'G&:*:,$8
M_D<44`+SN[G\17DOB?XA^%'\;'PGXA\++<S?:$@^T7$4;H-^-K`GD#!'3FO6
M2,_3/-?-?[1.D/8^,-.UJ(%1=VX4L/[\9_P(_*@#V4?#+PM`6:QM;K3F)SNL
M;V6$@_@V/6N6\7^(=+^%VH::;G5?$NH&;<XM7O%D0J./FWC)&3Z]J]`\*:PN
MO>$]*U13EKJU1WQV?`#?KFOFGXVZA-KWQ3GL[8--]CB2UCC7GD99OQRQ_*@#
MZ0\&^*+/QEX=AUJRA>".1F0QN`64@X()%7M8U&TT/2;[5[F/]W:PM-(R@!B`
M,X^OUKQ?]F_6]]GK&A2,/W;K=19'9OE;]0OYUU/QZUD:=\-IK,/MEU"=(5`/
M.T'>W_H('XT`7/!OQ9LO&IU0VFDW<$6GVQGE>1E.>N%'N<'\JC\"?%VS\=^(
MIM,M-*GMA'`9O-E<$D!@,8`]_7M7._!;1/[/^$^L:HR`2:DLQ4YP2D:LH_7?
M7"?L_P!S;V?C>_N+J:*&"/3G+22N%4?.G4F@#ZEP1_@.*0G:"Q(X'7Z>M<N/
MB+X-:Z^S#Q'IQE.1M$HQ^?2NF!2>/<I#HZY!5L@@^AH`X+0_C!X6\0^*!X?L
MVNA<2.R12R1`1RD`]#G/0'J*[\]\]Z\0\&_#CPII?Q'CU"T\76^H2Q2R/;V"
M[?,#8/#'<<[1GH.U>O2Z_I-OJR:7-J5K'J$F-ELTHWMG.,#-`&CWYX^G>O,M
M5^,MCIOCL>%!I-Q)<"[CMFG\Q0F6QSCD]Z[&\\9>&].U%-.NM:LX[UW$8@\T
M%]QZ`@=^1UKYN\49_P"&BGP2?^)O!W]TH`^G&GGU!S':L8H`=KSD<MVPO^/O
M5RVMH;6,+%'M!Y)/WF/J3ZU2U+7]'T66*+4M2M;1Y1F-9I0A89[`U#J_BK0-
M!V_VKK%G:,XW*))0&(]<=<5C"E9\\G=_UMV_JY;EI9;&QVQU]?\`/YTUW5%9
MF(``R2QJAI.O:3KUNUQI.H6UY&I^9H9`VT^X[=.]9NN7[W4XTZTY9FQ)M/7V
MSZ=?RJ,7B8X:GSO5]%W?8=*FZDK(N6,B:GJ,EX.8X!Y<0(YR>K8K7R,?_6SZ
MUR0\8^$/#D8L+KQ#I\<RG]X/-!.[OG'2M_3-9TS6K8SZ9J%O=Q`X9X)`V#[^
MGT-/"PG"FO:?$]7Z_P#`V"I).7N[(O8/(P>?2CKWZGMWHQ@Y('7_`.O7/ZGX
MX\+:-<-;ZEKUA!./OQ-,-P/N!D_G709G0=?IZBN9\<^,K7P+H"ZM=VLMRAF6
M`1Q$`Y8$@\]/NUJ:3X@T?7HVDTK4K6]5>&\F0,1]0*\Z_:%S_P`*VBSG_D(1
M=_\`9DH`[/P%XPC\<>'/[8AM&M4,SQ"-WW$;<=\#UHKD_P!G[_DF2\_\OLW_
M`++10!Z@1G(Q].]>7_'K11JGPZDO$`,NG3K./]TG:W_H0/X5Z@>N?UK.U_2T
MUSP[J.E/RMW;219[988!_#B@#S#X$^(X?^%8WL5Q)C^R)9'<$](R-X_7=^5>
M=_"*TE\7?&*XU>YRRIY][-GN7)4#\W_2N1T#Q)/X8TSQ3H[[U.HVAM<?W7#@
M'/\`P`R#\17M'[.6B?9_#6J:RZX>[N!#&2/X4&<_]],?RH`X7P%N\$?'I]*D
M)2(W,MD1_>5LF/UZG96E^T5K)O/%.FZ)$Q86<!D=5.<O(1QCUPH_.JGQUL9M
M!^)UIK=L=IN8H[B-_22,X/\`)3^-9VD3K\2?CS!>^6WV:XNQ.5<9VQ1)D`_]
M\`?C0!]#:;HP\/?#--)P%:VTQU?!XW%"6_4FOEOX<>"%\>^)'TM[\V21P-.T
MBQ>82`0,`9'KUKZ^UO\`Y`.I=/\`CUEZ]_E-?-W[.W_)0+L\<:>__H24`'Q$
M^"?_``AOAQM:L=6>]BA=5GBEB",H8X#`@\\]O>O0_P!GK6KG4O!-W87$AD_L
M^ZV1%CRL;*"%'T(;\ZZ#XS8'PJUGG&!&.?\`?'%</^S5_P`@KQ#Z^=#_`":@
M#B/A:<_'F(],W-V?_'9*=\=IY;7XJM/!(\4L=K`R.C8*G!Y![4GPO_Y+U%S_
M`,O-W_Z#)3/CZ/\`BZ$X`_Y=8?Y&@#N=$_9Y>SN['4Y_$N^ZAF2X9%M,J<$-
MC<6SVZX_"N&\4\_M%/CG_B;V_?/=*^J8!_H\65'W!U'M_P#KKY5\48/[1+]/
M^0O!WSW2@#I_VE#C5M`(S_J)2#_P(57T/X!77B30++6[GQ0$FO[>.Y"&U,A`
M=01N8N#GG'2I_P!I7G5M!]?(E_\`0A[UZOX=U(:=\/\`PW!&/,NFTRV55';,
M2\X^N*RK5H48.<W9(J$7)V1XWX*\#^(?!7CF]GN+W[+;V(*/-&?DNE9<]^V"
M#ST-;?QDUR\\+Z#9:79SF.\U4,]Q,C?,L0Q\H;K\Q/)[@8KFOC'XAU&/7T\/
M"?"!$FN=I^9G;D*Q]ACCW]JE_:%BFC\1:#YGW?[,50?<.V?YBN.A0G6J?6:Z
ML_LKM_P6;3FH1]G#YLU?`/P(L-;\+6VKZ[?722WL?FQ06X"^6AZ$D@Y)&#V_
M&N-UK3]3^#/Q'@^PWTDL*A)D<#;Y\)/*,.G8C\CQ7T_X2>.3P?HKQ?=-C#@@
M9_@6O`_VCY$;Q;I*@C>MCE@#GJYQ7HG.=Y\:?',VB^"+)-(G:*?61\LR'#+#
MMRQ![$[@/Q-<-\-/@K9^*O#L>O:[>W$4=RS>1!#@$J#C<S'U(/'XYYJC\9(I
M8_"O@'S">-*53G^]LCS_`$KW/X8/&_PR\.M$>!9JO&.#W_4&@#YW\9^'+_X/
M>.K&XTC4)9(V47%O*R@$@-AHV'0]!GU!KTSXT:I%K?P9TK5(!MCN[FWF4>FZ
M-^/PK$_:5DC-WX>CR/,$<S$8Y`)3^M,\9JZ?LS^&`^=WFPG\")"/TH`[;]G[
M/_"L5Z_\?LV,_P#`:*/V?L?\*Q7_`*_9O_9:*3`]0/7L.O2ESTY]>I]Z"/F_
M')I!DCN?ZTP/D?XK>$K^P^)&K_8]/N9;>XD^TJT4+,OSC<>@]<U](?#K1/\`
MA'OA]HU@R$2BW66=3U$CC<1]03C\*ZD'TS],4G4CG/\`0T`>2?M`>'I]7\'V
ME]:P23W%C=`%8U+-L<8.`/<+7*_L]>%[J'6]5UF^LYH#!"L$/FQE26<DDC([
M!1^=?0HSVX[=*#R#Z>IXQ0!2UI6;0]151DFVE`'J=AKYW_9_TS4+/QY=27-C
M<PH;!P&EB903N3N17TKTR>`?\FE))XS0!PWQ?AEN/A?K$-O&TDC+'MCC!)/[
MQ>@'^>*XK]G6QN[+2]>6[M)X"\T.T2QE<_*PZ$>]>VY(]!FJ.HW,J[+6W/\`
MI$QPN!]Q<\L:BI45./,QQCS.R/F[X9Z7J$7QQCN9;&Z2W^T71\UHF"X*OCG&
M.],^.FE:A=_$N::UL+F>,VL/SQ1,RYP>X%?3\$7D01Q;G8*,98Y)]S^M/R=H
M.<]:I7MJ)C(%(MH1C^%>WL*^8/$NEZC)^T`UREA=M;_VK`1)Y3,N`4YS@BOJ
M(XSVYSS6+>ZO+/(;/30992,.XZ+]/\:QKXB%"-Y?)=7Z(N$'-V1YU\7?#%MX
MEU[2[B^O4MM-L()&N7W`'E@0,]N`<FN&N_BYJVBW7EZ#H41LUB6.VFO(9&)7
M&%90".,8QUJS\?X[C3#HUD+IV2X22:=0<*[@@`^^.:]L\`@'X=>&<KTTRW(R
M!_SS7I7/2H3JS5;$;K9=%_F_RZ&DIJ*Y(?-]SP'X?^`/$/CKQH/$/B*&XCLU
MG%S<37494W+9R$0$<CI[`<5ZG\:/`-UXTT&VO-+3S-2T_<T<.<>;&V-RCWX!
M'_UZ[75?$2Z=J4&G06-WJ%Y*AF,5J%^2,'&YBQ``W<8SDU3C\;6#ZR-/^S7@
MA:[:Q6]*CR7N%&2@.[=V(SC&0:[S`\$\,_%SQ7X%T:/0+W0_/%ME81=*\4D:
MY^Z>.0.U5=*\-^*_B_XY&K:M:2063LOGSF,I$D2_P1YZGKZ\DDU[G;_$G2;[
M1[O4CIM[BVC@D$3HFZ19I/+0K\V/O#H2*F'Q&TZ6TBEMM.U"XD\N:::!(U#V
M\<+;'9LL!@-D#&<T`4/BOX#;QGX.CMM/51J%@?-M%)`#C&#'^(Q^(%>,^%?B
M7XK^&VG2:!>:$TL<<A:-+I'C:,D\@''*YR?Q/->^GQYI@UNUTU8+IUNC"(KI
M0ICW2H6C!YW<@=<$"I#XQTZZ;68X+2>[DTAL31JJ_.,D%D+'!`*L#R.5H`^=
MI+#Q=\:/&<-[<:>]M:86(S"-E@MX0<G!;JW)..YKU3XVZ.T'PKL=+TRVDECM
MKJ&...)"Q"JCCH/U^M==!X]T_P#L^UN[BQN[2&>PEU"/S54GR8PA)PK'DAQC
M\:;-\0M/LM.NKK4;._LC:M!YD,L:LX25B$?"L<C@YZD8/%`&%\!K6XL_ALL5
MS!)!)]LE.R1"IQ\O8T5WND:S:ZU'<RVA+1P3M!OXPY`!RN.H(88/>B@"\>?K
MUQZ&@X]./<>WI2GKR?KVXI.@YSR/I_D_E0`8S[]>OUHSTR>W<XH(SQ[^E`XY
MP?7@4`&/0?TQ[4#'''Z=O\BCJ.<'MS1ZY&?P_"@`Y&.#GM@T'\/Y<T8'KU[C
MBCWX'4<4`-=UC5G)VJ,L>W`ZFL[2T-Q)+J$@RTQVQACTC'^)I^MNR:1<[.XV
MD#L,@&FVFIV*:?"?M,:JL8!&[D<`8QUS7%4J0^L*$W915]>[T_#]3:,7[.ZZ
MZ&EZ9`!/KVZ5#<7,5M$TDT@1<8R1[>G>LU]8DN<QZ;;O*?\`GHPVJ/?GO3H-
M&,T@GU*7[1+V3G8OM@]:'BG4TPZYO/[*^?7Y?>A*FEK/3\RLTM[K;;(`UO9G
MJYZO6M9V%O8P^7`G^\QY)Y]:L``#C@=@.W^?3VI>/;TY/^<U='"J$O:3?-/O
M^B[+^F$ZEURK1'&^-OAKI'CVZLKC5+B[06B,JK`P`8$Y.<@\\5TVE:9!HVCV
M6F6V[[/:0)!'O()VJ`!GU/%7.#SVQ]11C'U/7'6NHR,?4_#ZW^IP:E#J%U8W
MD41@,MOM.^,MG:0ZD=1P<9]ZJ1>"M/CU=;T7%V8EO'OULRZ^4MPPP9!QN[DX
MS@$]*Z/N3^O6C'.`,#TH`Y"W^&NA6NCW.E0B9;6ZC@2X0$?O3%)O5CQU/0^H
M'M5W4?!^GWWE&VEFTT):O:%;,(JM`YRR$%2`,C.1@]:Z(#@<#CC/^?QH)SW'
MM0!S0\#:/'J]MJD"R0W5KY*PR(1\B1H4"9(^Z5)!'TJ/3/`&CZ3<M<VTEV)Y
M;66VN':8L9A(V\DYZ'=DC`'4UU77N?\`/2DZYS_]:@#G9?!6DW%I8VLWG/#:
M:<^FJ-_WHF"*22!][Y!SQWXJ./P39%96O+R\O)Y9+=WEF*!ML#;D3"J!MSG/
M&3FNFYY]_6CC/IS]/\]:`,OP]X>L/#-E/9Z<CI;RW#W&QCG:6/('L,<>U%:J
M]3@@CZT4`!'S8]<G^E-8XP#SD?U'^-%%#`7.=A_O'^G_`-:A1N4$@8/.,444
M`(6P<<YZ9S]/\:5CL_`$X%%%`"XPP'MU_P`_6FM\O7^Z3QQTHHH`'`(*L`P*
MG<#T/M^M5%T?3PVX6D6<]QFBBLYTH3:<XIE*32T9:4)'\B($4<87@=O\:<#D
M@8]?YT45HB0SA&8<`9X'M_\`JH4[B0.,?XFBB@`(P,\9SUQ_GUI<`,!ZY/\`
MG\Z**`$4[CCT_7G_`.M0HW(,<#&:**`%'WR...<_G2(=RC''3^0HHH`,$,![
F4$?,%XY!YQT_SFBB@!2N>_-(QV#//?\`QHHI,!P&#G-%%%,#_]D_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
