<SEC-DOCUMENT>0001193125-20-039217.txt : 20200218
<SEC-HEADER>0001193125-20-039217.hdr.sgml : 20200218
<ACCEPTANCE-DATETIME>20200218062636
ACCESSION NUMBER:		0001193125-20-039217
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20200218
DATE AS OF CHANGE:		20200218

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WHIRLPOOL CORP /DE/
		CENTRAL INDEX KEY:			0000106640
		STANDARD INDUSTRIAL CLASSIFICATION:	HOUSEHOLD APPLIANCES [3630]
		IRS NUMBER:				381490038
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-224381
		FILM NUMBER:		20623297

	BUSINESS ADDRESS:	
		STREET 1:		WHIRLPOOL CNTR 2000 M 63
		STREET 2:		C/O CORPORATE SECRETARY
		CITY:			BENTON HARBOR
		STATE:			MI
		ZIP:			49022-2692
		BUSINESS PHONE:		2699235000

	MAIL ADDRESS:	
		STREET 1:		WHIRLPOOL CTR 2000 M 63
		STREET 2:		C/O CORPORATE SECRETARY
		CITY:			BENTON HARBOR
		STATE:			MI
		ZIP:			49022-2692

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WHIRLPOOL SEEGER CORP
		DATE OF NAME CHANGE:	19710824

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WHIRLPOOL EMEA FINANCE S.A R.L.
		CENTRAL INDEX KEY:			0001736967
		IRS NUMBER:				981420019
		STATE OF INCORPORATION:			N4
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-224381-01
		FILM NUMBER:		20623296

	BUSINESS ADDRESS:	
		STREET 1:		560 RUE DE NEUDORF
		CITY:			LUXEMBOURG CITY
		STATE:			N4
		ZIP:			2220
		BUSINESS PHONE:		352 691 890 273

	MAIL ADDRESS:	
		STREET 1:		560 RUE DE NEUDORF
		CITY:			LUXEMBOURG CITY
		STATE:			N4
		ZIP:			2220
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>d878822d424b3.htm
<DESCRIPTION>424B3
<TEXT>
<HTML><HEAD>
<TITLE>424B3</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:71%; font-size:10pt; font-family:Times New Roman"><B>Filed Pursuant to Rule 424(b)(3)<BR>Registration No. 333-224381<BR>Registration No.
333-224381-01 </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow"><FONT COLOR="#ff4338"><B>The information in this preliminary
prospectus supplement is not complete and may be changed.&nbsp;We are not using this preliminary prospectus supplement or the accompanying prospectus to offer to sell these securities or to solicit offers to buy these securities in any jurisdiction
where the offer or sale is not permitted. </B></FONT></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT
 COLOR="#ff4338"><B>Subject to completion, dated February&nbsp;18, 2020 </B></FONT></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman"><B>PRELIMINARY PROSPECTUS SUPPLEMENT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman"><B>(To prospectus dated April&nbsp;20, 2018) </B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>&#128;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:27pt; font-family:Times New Roman" ALIGN="center"><B>Whirlpool EMEA Finance S.&agrave; r.l. </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>&nbsp;&nbsp;&nbsp;&nbsp;% Senior Notes due </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Fully and Unconditionally Guaranteed by </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:22pt; font-family:Times New Roman" ALIGN="center"><B>Whirlpool Corporation </B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:4%; font-size:8pt; font-family:Times New Roman">Whirlpool EMEA
Finance S.&agrave; r.l. (the &#147;Issuer&#148;) is offering &#128;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;aggregate principal amount of its&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;% senior notes
due&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(the &#147;notes&#148;). The notes will mature
on&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. The Issuer will pay interest on the notes annually in arrears
on&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of each year, commencing
on&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2021. The Issuer may redeem some or all of the notes at any time and from time to time at its option at the applicable
redemption prices described under the heading &#147;Description of Notes&#151;Optional Redemption.&#148; In addition, the Issuer may redeem the notes in whole, but not in part, at its option, in the event of certain developments affecting the United
States, Luxembourg or other applicable taxing jurisdiction as described under the heading &#147;Description of Notes&#151;Redemption for Tax Reasons.&#148; If Whirlpool Corporation experiences a &#147;change of control repurchase event,&#148; unless
the Issuer has exercised its right to redeem the notes, the Issuer will be required to offer to repurchase the notes from holders.&nbsp;See &#147;Description of Notes&#151;Offer to Repurchase Upon a Change of Control Repurchase Event.&#148; </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:4%; font-size:8pt; font-family:Times New Roman">The notes will be the Issuer&#146;s senior unsecured obligations, and will rank equally in right of payment with all of the Issuer&#146;s other
senior unsecured indebtedness from time to time outstanding. The notes will be fully, unconditionally and irrevocably guaranteed (the &#147;guarantee&#148;) on a senior unsecured basis by Whirlpool Corporation, the indirect parent company of the
Issuer. Whirlpool Corporation&#146;s guarantee will be Whirlpool Corporation&#146;s senior unsecured obligation and will rank equally in right of payment with all of Whirlpool Corporation&#146;s other senior unsecured indebtedness from time to time
outstanding. The notes will be issued only in the minimum denomination of &#128;100,000 and integral multiples of &#128;1,000 in excess thereof. </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Investing in
the notes involves risks.&nbsp;See &#147;<A HREF="#srom878822_4">Risk Factors</A>&#148; beginning on page <FONT STYLE="white-space:nowrap">S-7</FONT> of this prospectus supplement and the risks discussed elsewhere in this prospectus supplement, the
accompanying prospectus and the documents Whirlpool Corporation files with the U.S. Securities and Exchange Commission. </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:4%; font-size:8pt; font-family:Times New Roman"><B>Neither the
U.S. Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or passed upon the adequacy or accuracy of this prospectus supplement or the accompanying prospectus. Any representation to
the contrary is a criminal offense. </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:4%; font-size:8pt; font-family:Times New Roman">Application will be made to list the notes on the Official List of the Irish Stock Exchange plc
trading as Euronext Dublin (the &#147;Exchange&#148;) for trading on the Global Exchange Market thereof. The Global Exchange Market is not a regulated market within the meaning of Directive 2014/65/EU (as amended, &#147;MiFID II&#148;). There can be
no assurance that the notes will be admitted to the Official List of the Exchange or admitted to trading on the Global Exchange Market. The listing application will be subject to approval by the Exchange. We currently expect trading in the notes on
the Global Exchange Market of the Exchange to begin within 30 days after the original issue date. If such a listing is obtained, we have no obligation to maintain such listing, and we may delist the notes at any time. Currently there is no public
market for the notes. </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="78%"></TD>

<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Per&nbsp;Note</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">Public offering price(1)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&#128;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">Underwriting discount</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&#128;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">Proceeds, before expenses, to us(1)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&#128;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman; " ALIGN="left">Plus accrued interest from
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2020 if settlement occurs after that date. </P></TD></TR></TABLE>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:4%; font-size:8pt; font-family:Times New Roman">We expect that delivery of the notes will be made to investors in book-entry form under the New Safekeeping Structure (the &#147;NSS&#148;)
through Euroclear Bank&nbsp;SA/NV (&#147;Euroclear&#148;) and Clearstream Banking S.A. (&#147;Clearstream&#148;) (together, Euroclear and Clearstream are referred to herein as the &#147;ICSDs&#148;), on or
about&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2020. Upon issuance, the notes will be represented by a global note in registered form (the &#147;global note&#148;), which is expected to
be deposited with a common safekeeper (&#147;Common Safekeeper&#148;) for Euroclear and Clearstream and registered in the name of a nominee of the Common Safekeeper. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:4%; font-size:8pt; font-family:Times New Roman">The notes are intended to be held in a manner which will allow Eurosystem eligibility. This simply means that the notes are intended upon issue
to be deposited with one of the ICSDs as Common Safekeeper (and registered in the name of a nominee of one of the ICSDs acting as Common Safekeeper) and does not necessarily mean that the notes will be recognized as eligible collateral for
Eurosystem monetary policy and <FONT STYLE="white-space:nowrap">intra-day</FONT> credit operations by the Eurosystem either upon issue or at any or all times during their life. Such recognition will depend upon the European Central Bank being
satisfied that Eurosystem eligibility criteria have been met. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B><I>Joint Book-Running Managers </I></B></P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:16pt" ALIGN="center">


<TR>

<TD WIDTH="23%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="16%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="10%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="20%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="27%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:16pt">
<TD VALIGN="top" ALIGN="center"><B>BNP&nbsp;PARIBAS</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>&nbsp;&nbsp;Citigroup</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>&nbsp;&nbsp;ING</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>&nbsp;&nbsp;J.P.&nbsp;Morgan</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>Mizuho&nbsp;Securities</B></TD></TR>
</TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B><I>Co-Managers </I></B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="22%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="21%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="29%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="28%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>BofA&nbsp;Securities</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>MUFG</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>UniCredit&nbsp;Bank</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>Wells&nbsp;Fargo&nbsp;Securities</B></TD></TR>
</TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>The date of this prospectus supplement
is&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2020 </B></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc"></A>TABLE OF CONTENTS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Prospectus Supplement </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="95%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_1">About this Prospectus Supplement</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-i</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_2">Cautionary Statement About Forward-Looking Statements</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-iv</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_3">Prospectus Supplement Summary</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-1</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_4">Risk Factors</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-7</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_5">Use of Proceeds</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-13</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_6">Currency Conversion</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-13</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_7">Description of Notes</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-14</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_8"><FONT STYLE="white-space:nowrap">Non-U.S.</FONT> Federal Income Tax Considerations
</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-32</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_9">Material U.S. Federal Income Tax Considerations</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-33</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_10">Underwriting (Conflicts of Interest)</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-39</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_11">Legal Matters</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-44</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#srom878822_12">Incorporation of Certain Information by Reference</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">S-44</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Prospectus </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="95%"></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_1">About this Prospectus</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">i</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_2">Whirlpool Corporation</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_4">Whirlpool EMEA Finance S.&agrave; r.l.</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_5">Risk Factors</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_6">Forward-Looking Statements</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_7">Legal Matters</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_8">Experts</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_9">Where You Can Find More Information</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_10">Incorporation of Certain Information by Reference</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_1"></A>ABOUT THIS PROSPECTUS SUPPLEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This document contains two parts. The first part is this prospectus supplement, which describes the specific terms of this offering. The
second part, the accompanying prospectus, gives more general information, some of which may not apply to this offering. You should read the entire prospectus supplement, the accompanying prospectus, any free writing prospectus we have authorized and
the documents incorporated by reference that are described under &#147;Incorporation of Certain Information by Reference&#148; in this prospectus supplement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">You should rely only on the information contained or incorporated by reference in this prospectus supplement, the accompanying prospectus and
any free writing prospectus we have authorized. We have not authorized any other person to provide you with different information. If anyone provides you with different or inconsistent information, you should not rely on it. The notes are being
offered for sale only in jurisdictions where it is lawful to make such offers. The distribution of this prospectus supplement and the accompanying prospectus and the offering of the notes in certain jurisdictions may be restricted by law. Persons
outside the United States who receive this prospectus supplement and the accompanying prospectus should inform themselves about and observe any such restrictions. This prospectus supplement and the accompanying prospectus do not constitute, and may
not be used in connection with, an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not authorized or in which the person making such offer or solicitation is not authorized or in which the person making
such offer or solicitation is not qualified to do so or to any person to whom it is unlawful to make such offer or solicitation. See &#147;Underwriting&#148; in this prospectus supplement. You should assume that the information appearing in this
prospectus supplement, the accompanying prospectus, any free writing prospectus we have authorized and the documents incorporated by reference is accurate only as of the respective dates of those documents in which the information is contained. Our
business, financial condition, results of operations and prospects may have changed since those dates. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement
contains summaries believed to be accurate with respect to certain documents, but reference is made to the actual documents for complete information.&nbsp;All such summaries are qualified in their entirety by such reference.&nbsp;Copies of documents
referred to in this prospectus supplement will be made available to prospective investors at no cost upon request to us. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Unless the
context requires otherwise, the terms &#147;Whirlpool,&#148; &#147;we,&#148; &#147;our,&#148; and &#147;us&#148; refer to Whirlpool Corporation and its subsidiaries, including the Issuer. References in this prospectus supplement and the accompanying
prospectus to &#147;$&#148; and &#147;dollars&#148; are to the currency of the United States. References to &#147;&#128;&#148; and &#147;euro&#148; in this prospectus supplement are to the currency of the member states of the European Monetary Union
that have adopted or that adopt the single currency in accordance with the treaty establishing the European Community, as amended by the Treaty on European Union. The financial information presented, or incorporated by reference in this prospectus
supplement and the accompanying prospectus has been prepared in accordance with Generally Accepted Accounting Principles in the United States. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to Rule <FONT STYLE="white-space:nowrap">3-10(b)</FONT> (&#147;Rule <FONT STYLE="white-space:nowrap">3-10(b)&#148;)</FONT> of
Regulation <FONT STYLE="white-space:nowrap">S-X,</FONT> this prospectus does not contain separate financial statements for the Issuer since the Issuer is a subsidiary of Whirlpool Corporation that is indirectly 100% owned by Whirlpool Corporation,
and Whirlpool Corporation files consolidated financial information under the U.S. Securities Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;). The Issuer, which was incorporated on April&nbsp;4, 2018, is a &#147;finance
subsidiary&#148; of Whirlpool Corporation as defined in Rule <FONT STYLE="white-space:nowrap">3-10(b)</FONT> with no independent function other than financing activities. Whirlpool Corporation will provide a full and unconditional guarantee of the
Issuer&#146;s obligations under its debt securities, and no other subsidiary of Whirlpool Corporation will guarantee these obligations. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>MIFID II
product governance / Professional investors and ECPs only target market </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Solely for the purposes of each manufacturer&#146;s product
approval process, the target market assessment in respect of the notes has led to the conclusion that: (i)&nbsp;the target market for the notes is eligible counterparties and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-i </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
professional clients only, each as defined in MiFID II; and (ii)&nbsp;all channels for distribution of the notes to eligible counterparties and professional clients are appropriate. Any person
subsequently offering, selling or recommending the notes (a &#147;distributor&#148;) should take into consideration the manufacturers&#146; target market assessment; however, a distributor subject to MiFID II is responsible for undertaking its own
target market assessment in respect of the notes (by either adopting or refining the manufacturers&#146; target market assessment) and determining appropriate distribution channels. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Notice to Prospective Investors in the European Economic Area and the United Kingdom &#150; Prohibition of Sales to Retail Investors in the European
Economic Area and the United Kingdom </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement is not a prospectus for the purposes of the Prospectus Regulation (as
defined below). In this prospectus supplement, &#147;Prospectus Regulation&#148; means Regulation (EU) 2017/1129. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are not
intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made available to any retail investor in the European Economic Area or the United Kingdom. For these purposes, a retail investor means a person
who is one (or more) of: (i)&nbsp;a retail client as defined in point (11)&nbsp;of Article 4(1) of MiFID II, (ii)&nbsp;a customer within the meaning of Directive (EU) 2016/97 (as amended, the &#147;Insurance Distribution Directive&#148;), where that
customer would not qualify as a professional client as defined in point (10)&nbsp;of Article 4(1) of MiFID II or (iii)&nbsp;not a &#147;qualified investor&#148; as defined in the Prospectus Regulation. Consequently no key information document
required by Regulation (EU) No 1286/2014 (as amended, the &#147;PRIIPs Regulation&#148;) for offering or selling the notes or otherwise making them available to retail investors in the European Economic Area or the United Kingdom has been prepared
and therefore offering or selling the notes or otherwise making them available to any retail investor in the European Economic Area or the United Kingdom may be unlawful under the PRIIPS Regulation. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Notice to Prospective Investors in the United Kingdom </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement is for distribution only to persons in the United Kingdom who (i)&nbsp;have professional experience in matters
relating to investments and who qualify as investment professionals within the meaning of Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (as amended, the &#147;Financial Promotion Order&#148;), (ii) are
persons falling within Article 49(2)(a) to (d) (&#147;high net worth companies, unincorporated associations etc.&#148;) of the Financial Promotion Order, or (iii)&nbsp;are persons to whom an invitation or inducement to engage in investment activity
(within the meaning of section 21 of the Financial Services and Markets Act 2000 (as amended, &#147;FSMA&#148;)) in connection with the issue or sale of any securities may otherwise lawfully be communicated or caused to be communicated (all such
persons together being referred to as &#147;relevant persons&#148;). This document is directed in the United Kingdom only at relevant persons and must not be acted on or relied on by persons in the United Kingdom who are not relevant persons. Any
investment or investment activity to which this document relates is available in the United Kingdom only to relevant persons and will be engaged in only with relevant persons in the United Kingdom. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement and the accompanying prospectus have not been approved for the purposes of section 21 of the FSMA by a person
authorized under FSMA. This prospectus supplement and the accompanying prospectus are being distributed and communicated to persons in the United Kingdom only in circumstances in which section 21(1) of FSMA does not apply to the Issuer and the
Guarantor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are not being offered or sold to any person in the United Kingdom except in circumstances which will not result in
an offer of securities to the public in the United Kingdom within the meaning of Part VI of FSMA. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Stabilization </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>IN CONNECTION WITH THE ISSUE OF THE NOTES, MIZUHO INTERNATIONAL PLC (IN THIS CAPACITY, THE &#147;</B><B><I>STABILIZING
MANAGER</I></B><B>&#148;) (OR ANY PERSON ACTING ON BEHALF OF </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-ii </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>
THE STABILIZING MANAGER) MAY OVER-ALLOT THE NOTES OR EFFECT TRANSACTIONS WITH A VIEW TO SUPPORTING THE MARKET PRICE OF THE NOTES AT A LEVEL HIGHER THAN THAT WHICH MIGHT OTHERWISE PREVAIL.
HOWEVER, ANY STABILIZATION ACTION MAY NOT NECESSARILY OCCUR. ANY STABILIZATION ACTION MAY BEGIN ON OR AFTER THE DATE ON WHICH ADEQUATE PUBLIC DISCLOSURE OF THE FINAL TERMS OF THE OFFER OF THE NOTES IS MADE, AND, IF BEGUN, MAY CEASE AT ANY TIME, BUT
IT MUST END NO LATER THAN THE EARLIER OF 30 DAYS AFTER THE ISSUE OF THE NOTES AND 60 DAYS AFTER THE DATE OF THE ALLOTMENT OF THE NOTES. ANY STABILIZATION ACTION OR OVER-ALLOTMENT MUST BE CONDUCTED BY THE STABILIZING MANAGER (OR PERSONS ACTING ON
BEHALF OF THE STABILIZING MANAGER) IN ACCORDANCE WITH ALL APPLICABLE LAWS AND RULES. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-iii </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_2"></A>CAUTIONARY STATEMENT ABOUT FORWARD-LOOKING STATEMENTS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The U.S. Private Securities Litigation Reform Act of 1995 provides a safe harbor for forward-looking statements made by us or on our behalf.
Certain statements contained in this prospectus supplement, the accompanying prospectus, the information incorporated herein by reference, and other written and oral statements made from time to time by us or on our behalf are based on current
projections about operations, industry conditions, financial condition, and liquidity, may not relate strictly to historical or current facts and may contain forward-looking statements that reflect our current views with respect to future events and
financial performance. As such, they are considered &#147;forward-looking statements&#148; which provide current expectations or forecasts of future events. Such statements can be identified by the use of terminology such as &#147;may,&#148;
&#147;could,&#148; &#147;will,&#148; &#147;should,&#148; &#147;possible,&#148; &#147;plan,&#148; &#147;predict,&#148; &#147;forecast,&#148; &#147;potential,&#148; &#147;anticipate,&#148; &#147;estimate,&#148; &#147;expect,&#148; &#147;project,&#148;
&#147;intend,&#148; &#147;believe,&#148; &#147;may impact,&#148; &#147;on track,&#148; and similar words or expressions. Our forward-looking statements generally relate to our growth strategies, financial results, product development, and sales
efforts. These forward-looking statements should be considered with the understanding that such statements involve a variety of risks and uncertainties, known and unknown, and may be affected by inaccurate assumptions. Consequently, no
forward-looking statement can be guaranteed and actual results may vary materially. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Forward-looking statements in this document or in the
information incorporated herein by reference may include, but are not limited to, statements regarding expected earnings per share, cash flow, productivity and raw material prices. Many risks, contingencies and uncertainties could cause actual
results to differ materially from our forward-looking statements. Among these factors are: (1)&nbsp;intense competition in the home appliance industry reflecting the impact of both new and established global competitors, including Asian and European
manufacturers, and the impact of the changing retail environment, including direct to consumer sales; (2)&nbsp;our ability to maintain or increase sales to significant trade customers and the ability of these trade customers to maintain or increase
market share; (3)&nbsp;our ability to maintain our reputation and brand image; (4)&nbsp;our ability to achieve our business plans, productivity improvements, and cost control objectives, and to leverage our global operating platform, and accelerate
the rate of innovation; (5)&nbsp;our ability to obtain and protect intellectual property rights; (6)&nbsp;acquisition and investment-related risks, including risks associated with our past acquisitions, and risks associated with our increased
presence in emerging markets; (7)&nbsp;risks related to our international operations, including changes in foreign regulations, regulatory compliance and disruptions arising from political, legal and economic instability; (8)&nbsp;information
technology system failures, data security breaches, data privacy compliance, network disruptions, and cybersecurity attacks; (9)&nbsp;product liability and product recall costs; (10)&nbsp;the ability of suppliers of critical parts, components and
manufacturing equipment to deliver sufficient quantities to us in a timely and cost-effective manner; (11)&nbsp;our ability to attract, develop and retain executives and other qualified employees; (12)&nbsp;the impact of labor relations;
(13)&nbsp;fluctuations in the cost of key materials (including steel, resins, copper and aluminum) and components and our ability to offset cost increases; (14)&nbsp;our ability to manage foreign currency fluctuations; (15)&nbsp;impacts from
goodwill impairment and related charges; (16)&nbsp;triggering events or circumstances impacting the carrying value of our long-lived assets; (17)&nbsp;inventory and other asset risk; (18)&nbsp;the uncertain global economy and changes in economic
conditions which affect demand for our products; (19)&nbsp;health care cost trends, regulatory changes and variations between results and estimates that could increase future funding obligations for pension and postretirement benefit plans;
(20)&nbsp;changes in LIBOR, or replacement of LIBOR with an alternative reference rate; (21)&nbsp;litigation, tax, and legal compliance risk and costs, especially if materially different from the amount we expect to incur or have accrued for, and
any disruptions caused by the same; (22)&nbsp;the effects and costs of governmental investigations or related actions by third parties; and (23)&nbsp;changes in the legal and regulatory environment including environmental, health and safety
regulations, and taxes and tariffs. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-iv </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as required by law, we undertake no obligation to update any forward-looking
statement, and investors are advised to review disclosures in Whirlpool Corporation&#146;s filings with the U.S. Securities and Exchange Commission (the &#147;SEC&#148;). It is not possible to foresee or identify all factors that could cause actual
results to differ from expected or historic results. Therefore, investors should not consider the foregoing factors to be an exhaustive statement of all risks, uncertainties, or factors that could potentially cause actual results to differ from
forward-looking statements. Additional information concerning these factors can be found in Whirlpool Corporation&#146;s periodic filings with the SEC, including Whirlpool Corporation&#146;s most recent Annual Report on Form <FONT
STYLE="white-space:nowrap">10-K,</FONT> as updated by Whirlpool Corporation&#146;s quarterly reports on Form <FONT STYLE="white-space:nowrap">10-Q,</FONT> current reports on Form <FONT STYLE="white-space:nowrap">8-K</FONT> and other filings
Whirlpool Corporation makes with the SEC. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-v </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<div style ="BORDER-BOTTOM:1.00pt solid #000000;BORDER-LEFT:1.00pt solid #000000;BORDER-RIGHT:1.00pt solid #000000;BORDER-TOP:1.00pt solid #000000;MARGIN-LEFT:0px; MARGIN-RIGHT:0px;max-width:100%"><div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_3"></A>PROSPECTUS SUPPLEMENT SUMMARY </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Whirlpool EMEA Finance S.&agrave; r.l. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool EMEA Finance S.&agrave; r.l. is a private limited liability company (<I>soci&eacute;t&eacute; &agrave; responsabilit&eacute;
limit&eacute;e</I>) incorporated on April&nbsp;4, 2018 under the laws of the Grand Duchy of Luxembourg and registered with the Luxembourg Trade and Companies Register under number B 223.569. Whirlpool EMEA Finance S.&agrave;&nbsp;r.l.&#146;s
registered office is at 16, rue Erasme, <FONT STYLE="white-space:nowrap">L-1468</FONT> Luxembourg, Grand Duchy of Luxembourg and the telephone number is +352 691 890 273. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool EMEA Finance S.&agrave; r.l.&#146;s corporate purpose includes raising money in any manner and granting intercompany group
financing. Whirlpool EMEA Finance S.&agrave; r.l. holds no material assets other than assets used in its financing activities and does not engage in any other business activities or operations. All of the shares of Whirlpool EMEA Finance S.&agrave;
r.l. are owned indirectly by Whirlpool Corporation. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Whirlpool Corporation </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation, the world&#146;s leading major home appliance company, was incorporated in 1955 under the laws of Delaware and was
founded in 1911. Whirlpool manufactures products in 13 countries and markets products in nearly every country around the world. We have received worldwide recognition for accomplishments in a variety of business and social efforts, including
leadership, diversity, innovative product design, business ethics, social responsibility and community involvement. We conduct our business through four operating segments, which we define based on geography. Whirlpool Corporation&#146;s operating
segments consist of North America, Europe, Middle East and Africa (&#147;EMEA&#148;), Latin America and Asia. Whirlpool had approximately $20&nbsp;billion in annual sales and approximately 77,000 employees in 2019. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation&#146;s principal executive offices are located at 2000 North <FONT STYLE="white-space:nowrap">M-63,</FONT> Benton
Harbor, Michigan 49022-2692 and its telephone number is (269) <FONT STYLE="white-space:nowrap">923-5000.</FONT> The claim that we are the number one major appliance manufacturer in the world is based on the most recently available publicly reported
annual revenues of major appliance manufacturers. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We maintain an Internet website at http://www.whirlpoolcorp.com. We have not
incorporated by reference into this prospectus supplement or the accompanying prospectus the information on our website, and you should not consider it to be a part of this prospectus supplement or the accompanying prospectus. </P>
</div><br clear="All"></div><br clear="All">

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<div style ="BORDER-BOTTOM:1.00pt solid #000000;BORDER-LEFT:1.00pt solid #000000;BORDER-RIGHT:1.00pt solid #000000;BORDER-TOP:1.00pt solid #000000;MARGIN-LEFT:0px; MARGIN-RIGHT:0px;max-width:100%"><div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>The Offering </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>The following is a summary of the notes and is not intended to be complete. It does not contain all of the information that may be
important to you. For a more complete understanding of the notes, please refer to the section entitled &#147;Description of Notes&#148; in this prospectus supplement. </I></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Issuer </B></P></TD>
<TD>Whirlpool EMEA Finance S.&agrave; r.l. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Issuer Legal Entity Identifier </B></P></TD>
<TD>549300KCJ74PW78SNI52. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Parent Guarantor </B></P></TD>
<TD>Whirlpool Corporation. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Notes Offered </B></P></TD>
<TD>&#128; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;aggregate principal amount of&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;% senior notes
due&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Maturity </B></P></TD>
<TD>The notes will mature on&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Interest </B></P></TD>
<TD>The notes will bear interest from&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2020 at the rate of&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;% per year, payable annually in arrears. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Interest Payment Date </B></P></TD>
<TD>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of each year, commencing on&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2021. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Guarantee </B></P></TD>
<TD>All payments on the notes, including principal and interest, will be fully, unconditionally and irrevocably guaranteed by Whirlpool Corporation. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Ranking </B></P></TD>
<TD>The notes will be: </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the Issuer&#146;s senior unsecured obligations; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">equal in right of payment with all of the Issuer&#146;s other existing and future senior unsecured indebtedness
and senior in right of payment to all of the Issuer&#146;s existing and future subordinated indebtedness; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">structurally subordinated to all liabilities of the Issuer&#146;s subsidiaries, including trade payables; and
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">effectively subordinated to any secured indebtedness of the Issuer, to the extent of the assets securing such
indebtedness. </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">The guarantee will be: </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Whirlpool Corporation&#146;s senior unsecured obligation; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">equal in right of payment with all of Whirlpool Corporation&#146;s other existing and future senior unsecured
indebtedness and senior in right of payment to all of Whirlpool Corporation&#146;s existing and future subordinated indebtedness; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">structurally subordinated to all liabilities of Whirlpool Corporation&#146;s subsidiaries (other than the
Issuer), including trade payables; and </P></TD></TR></TABLE>
</div><br clear="All"></div><br clear="All">

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<div style ="BORDER-BOTTOM:1.00pt solid #000000;BORDER-LEFT:1.00pt solid #000000;BORDER-RIGHT:1.00pt solid #000000;BORDER-TOP:1.00pt solid #000000;MARGIN-LEFT:0px; MARGIN-RIGHT:0px;max-width:100%"><div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">effectively subordinated to any secured indebtedness of Whirlpool Corporation and its subsidiaries, including the
Issuer, to the extent of the assets securing such indebtedness. </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">As of December&nbsp;31, 2019: </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Whirlpool Corporation&#146;s subsidiaries, including the issuer, had $1.5&nbsp;billion of outstanding
indebtedness; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Whirlpool Corporation and its subsidiaries, including the Issuer, had no secured debt. </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">The Issuer, which was formed on April&nbsp;4, 2018, is a &#147;finance subsidiary&#148; of Whirlpool Corporation under Rule <FONT STYLE="white-space:nowrap">3-10(b)</FONT> of Regulation
<FONT STYLE="white-space:nowrap">S-X</FONT> and has no independent function other than financing activities. As of the date of this prospectus supplement, the Issuer had no outstanding indebtedness and had no subsidiaries. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">See &#147;Description of Notes&#151;Ranking&#148; in this prospectus supplement. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Currency of Payment </B></P></TD>
<TD>All payments of interest and principal, including payments made upon any redemption of the notes, will be made in euro. If the euro is unavailable to the Issuer, or, in the case of the guarantee, Whirlpool Corporation due to the imposition of
exchange controls or other circumstances beyond the Issuer&#146;s or, in the case of the guarantee, Whirlpool Corporation&#146;s control or if the euro is no longer being used by the then member states of the European Monetary Union that have
adopted the euro as their currency or for the settlement of transactions by public institutions of or within the international banking community, then all payments in respect of the notes will be made in dollars until the euro is again available to
the Issuer, or in the case of the guarantee, Whirlpool Corporation or so used. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Additional Amounts </B></P></TD>
<TD>The Issuer or Whirlpool Corporation will, subject to certain exceptions and limitations set forth herein, pay additional amounts on the notes as are necessary in order that the net payment by the Issuer or Whirlpool Corporation of the principal
of, and premium, if any, and interest on the notes, after withholding or deduction for any future tax, assessment or other governmental charge imposed by an applicable Taxing Jurisdiction (as defined herein) will not be less than the amount provided
in the notes to be then due and payable. See &#147;Description of Notes&#151;Payment of Additional Amounts.&#148; </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Optional Redemption </B></P></TD>
<TD>The notes will be redeemable at the Issuer&#146;s option in whole at any time, or in part from time to time, prior to their maturity. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Prior to&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, the
date that is three months prior to the maturity of the notes (the &#147;Par Call Date&#148;), the notes will be subject to redemption at a redemption price equal to the greater of: </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">100% of the principal amount of the notes being redeemed; and </P></TD></TR></TABLE>
</div><br clear="All"></div><br clear="All">

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<div style ="BORDER-BOTTOM:1.00pt solid #000000;BORDER-LEFT:1.00pt solid #000000;BORDER-RIGHT:1.00pt solid #000000;BORDER-TOP:1.00pt solid #000000;MARGIN-LEFT:0px; MARGIN-RIGHT:0px;max-width:100%"><div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the sum of the present value of the remaining scheduled payments of principal and interest on the notes being
redeemed that would be due if the notes to be redeemed matured on the Par Call Date (not including any portion of such payments of interest accrued as of the date of redemption) discounted to the redemption date on an annual basis (ACTUAL/ACTUAL
(ICMA)) at the applicable Comparable Government Bond Rate (as defined herein), plus&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;basis points; </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">plus, in each case, accrued and unpaid interest on the notes being redeemed to, but excluding, the redemption date. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">On or after the Par Call Date, the Issuer may redeem the notes at a redemption price equal to 100% of the principal amount of the notes to be redeemed plus accrued and unpaid interest on the principal amount being
redeemed to, but excluding, the redemption date. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">See &#147;Description of Notes&#151;Optional Redemption.&#148; </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Redemption for Tax Reasons </B></P></TD>
<TD>The Issuer may redeem the notes at its option in whole but not part if the tax laws of the applicable Taxing Jurisdiction change and the Issuer or Whirlpool Corporation becomes obligated to pay additional amounts on the notes as described under
&#147;Description of Notes&#151;Payment of Additional Amounts.&#148; This redemption would be at 100% of the principal amount, together with accrued and unpaid interest on the notes to, but excluding, the redemption date. See &#147;Description of
Notes&#151;Redemption for Tax Reasons.&#148; </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Offer to Repurchase Upon a Change of Control Repurchase Event </B></P></TD>
<TD>If a Change of Control Repurchase Event (as defined under &#147;Description of Notes&#151;Certain Definitions&#148;) occurs, the Issuer will be required, unless the Issuer has exercised its right to redeem the notes, to make an offer to each
holder of notes to repurchase the notes at a purchase price equal to 101% of the principal amount of the notes, plus accrued and unpaid interest to, but excluding, the date of repurchase. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Certain Covenants </B></P></TD>
<TD>The indenture governing the notes contains certain covenants that will, among other things, limit Whirlpool Corporation&#146;s ability and the ability of its restricted subsidiaries to: </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">create liens; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="40%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="right">&#149;</TD>
<TD WIDTH="2%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">enter into sale and leaseback transactions. </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">These covenants are subject to a number of important qualifications and limitations. See &#147;Description of Notes&#151;Certain Covenants.&#148; </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Use of Proceeds </B></P></TD>
<TD> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">We intend to use the net proceeds from the sale of the notes to redeem Whirlpool Corporation&#146;s 0.625% senior notes due 2020 (the &#147;2020
Notes&#148;), of which &#128;500.0&nbsp;million aggregate principal amount is </P></TD></TR></TABLE>
</div><br clear="All"></div><br clear="All">

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<div style ="BORDER-BOTTOM:1.00pt solid #000000;BORDER-LEFT:1.00pt solid #000000;BORDER-RIGHT:1.00pt solid #000000;BORDER-TOP:1.00pt solid #000000;MARGIN-LEFT:0px; MARGIN-RIGHT:0px;max-width:100%"><div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="38%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:0%; font-size:10pt; font-family:Times New Roman">
currently outstanding, and for general corporate purposes. This prospectus supplement is not a notice of redemption for the 2020 Notes. See &#147;Use of Proceeds.&#148; One or more of the
underwriters and/or their affiliates may hold positions in the 2020 Notes. Because of the manner in which the proceeds will be used, this offering will be conducted in accordance with FINRA Rule 5121. In accordance with that rule, no &#147;qualified
independent underwriter&#148; is required because the notes will be investment grade rated. See &#147;Underwriting (Conflicts of Interest)&#151;Conflicts of Interest.&#148; </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Additional Notes </B></P></TD>
<TD>The Issuer may, from time to time, without giving notice to or seeking the consent of the holders or beneficial owners of the notes, issue additional debt securities having the same terms (except for the issue date and, in some cases, the public
offering price and the first interest payment date and the initial interest accrual date) as, and ranking equally and ratably with, the notes. Any additional debt securities having such similar terms, together with the notes, will constitute a
single series of securities under the indenture. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Denomination and Form </B></P></TD>
<TD>The notes will be issued in the form of a global note fully registered in the name of a nominee of, and deposited with, or on behalf of, the Common Safekeeper for the ICSDs. Investors may hold their beneficial interests in the global note
directly through an ICSD if they have an account with an ICSD or indirectly through organizations which have accounts with the ICSDs. Except in the limited circumstances described in this prospectus supplement, owners of beneficial interests in the
notes will not be entitled to have notes registered in their names, will not receive or be entitled to receive notes in definitive form and will not be considered holders of notes under the indenture. See &#147;Description of Notes&#151;Book-Entry
Delivery and Form; Global Note&#148; for a further discussion. The notes will be issued only in the minimum denomination of &#128;100,000 and integral multiples of &#128;1,000 in excess thereof. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Eurosystem Eligibility </B></P></TD>
<TD>The notes are intended to be held in a manner which will allow Eurosystem eligibility. This simply means that the notes are intended upon issue to be deposited with one of the ICSDs as Common Safekeeper (and registered in the name of a nominee
of one of the ICSDs acting as Common Safekeeper) and does not necessarily mean that the notes will be recognized as eligible collateral for Eurosystem monetary policy and <FONT STYLE="white-space:nowrap">intra-day</FONT> credit operations by the
Eurosystem either upon issue or at any or all times during their life. Such recognition will depend upon the European Central Bank being satisfied that Eurosystem eligibility criteria have been met. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Listing </B></P></TD>
<TD> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Application will be made to list the notes on the Official List of the Exchange for trading on the Global Exchange Market thereof in accordance with its
rules. The listing application will be subject to approval by the Exchange. The Global Exchange Market is not a regulated market within the meaning of MiFID II. There can be no </P></TD></TR></TABLE>
</div><br clear="All"></div><br clear="All">

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<div style ="BORDER-BOTTOM:1.00pt solid #000000;BORDER-LEFT:1.00pt solid #000000;BORDER-RIGHT:1.00pt solid #000000;BORDER-TOP:1.00pt solid #000000;MARGIN-LEFT:0px; MARGIN-RIGHT:0px;max-width:100%"><div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:38%; font-size:10pt; font-family:Times New Roman">
assurance that the notes will be admitted to the Official List of the Exchange or admitted to trading on the Global Exchange Market. We currently expect trading in the notes on the Global
Exchange Market of the Exchange to begin within 30 days after the original issue date. If such a listing is obtained, we have no obligation to maintain such listing, and we may delist the notes at any time. The notes will be new securities for which
there is no market. Although the underwriters have informed the Issuer that they currently intend to make a market in the notes, they are not obligated to do so and may discontinue market making at any time without notice. Accordingly, the Issuer
cannot assure you that a liquid market will develop or be maintained. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Risk Factors </B></P></TD>
<TD>You should carefully read and consider the information set forth in &#147;Risk Factors,&#148; the risks discussed elsewhere in this prospectus supplement and the accompanying prospectus, including those set forth under the heading
&#147;Cautionary Statement About Forward-Looking Statements&#148; in this prospectus supplement, and the risk factors set forth in Part I, Item 1A of our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the year ended
December&nbsp;31, 2019 before investing in the notes. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Trustee, U.S. Paying Agent and U.S.<BR> Transfer Agent </B></P></TD>
<TD>U.S. Bank National Association. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>London Paying Agent and Transfer Agent </B></P></TD>
<TD>Elavon Financial Services DAC. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Registrar </B></P></TD>
<TD>Elavon Financial Services DAC. </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR VALIGN="TOP">
<TD WIDTH="38%"> <P STYLE=" margin-top:0pt; margin-bottom:1pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman"><B>Governing Law </B></P></TD>
<TD>State of New York. In respect of the notes, the provisions of Articles <FONT STYLE="white-space:nowrap">470-1</FONT> to <FONT STYLE="white-space:nowrap">470-19</FONT> (inclusive) of the Luxembourg Law of 10&nbsp;August 1915 on commercial
companies, as amended, are expressly excluded. </TD></TR></TABLE>
</div><br clear="All"></div><br clear="All">

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_4"></A>RISK FACTORS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>You should carefully consider the following risk factors and the information under the heading &#147;Risk Factors&#148; in the documents
incorporated by reference into this prospectus supplement, as well as the other information included or incorporated by reference into this prospectus supplement and the accompanying prospectus, before making an investment decision with respect to
the notes. You should also note that these risks are not the only risks that we face.&nbsp;Additional risks and uncertainties not currently known to us or that we currently deem to be immaterial may have a negative impact on our business
operations.&nbsp;The risks described could affect our business, financial condition or results of operations.&nbsp;In such a case, you may lose all or part of your investment in the notes. </I></P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Ratings of the notes may not reflect all of the risks of an investment in the notes. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be rated by at least one nationally recognized statistical rating organization. The ratings of our notes will primarily reflect
our financial strength and will change in accordance with the rating of our financial strength. Any rating is not a recommendation to purchase, sell or hold any particular security, including the notes. These ratings do not comment as to market
price or suitability for a particular investor. In addition, ratings at any time may be lowered or withdrawn in their entirety. The ratings of our notes may not reflect the potential impact of all risks related to structure and other factors on any
trading market for, or trading value of, the notes. Actual or anticipated changes or downgrades in our credit ratings, including any announcement that our ratings are under further review for a potential downgrade, could affect the market value of
the notes and increase our corporate borrowing costs. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>There may be no public trading market for the notes. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes constitute a new issue of securities, for which there is no existing market. Although we will apply for the notes to be listed on the
Official List of the Exchange for trading on the Global Exchange Market thereof, we cannot provide you with any assurance regarding whether the notes will become or remain listed or whether a trading market for the notes will develop or as to the
liquidity or sustainability of any such market, the ability of holders of the notes to sell their notes or the price at which holders may be able to sell their notes. If a market were to develop, the notes could trade at prices that may be higher or
lower than the initial offering price depending on many factors, including prevailing interest rates, our financial performance, developments in the industries in which we conduct business and changes in the overall market for investment grade
securities. The listing application will be subject to approval by the Exchange. If such a listing is obtained, we have no obligation to maintain such listing, and we may delist the notes at any time. The underwriters have advised us that they
currently intend to make a market in the notes. However, the underwriters are not obligated to do so, and any market-making with respect to the notes may be discontinued at any time without notice. If no active trading market develops, you may not
be able to resell your notes at their fair market value or at all. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>If you are able to resell your notes, many factors may affect the price you
receive, which may be lower than you believe to be appropriate. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If you are able to resell your notes, the price you receive will
depend on many factors that may vary over time, including: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the market for similar securities; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the level, direction and volatility of market interest rates; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the outstanding amount of the notes; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the redemption and repayment features of the notes to be sold; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the time remaining to maturity of your notes. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As a result of these factors, you may only be able to sell your notes at prices below those
you believe to be appropriate, including prices below the price you paid for them. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The guarantee and the notes will be structurally subordinated to
the obligations of Whirlpool Corporation&#146;s subsidiaries other than the Issuer. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">While Whirlpool Corporation is not a holding
company, it currently conducts some if its operations through its subsidiaries. The Issuer currently has no subsidiaries and does not engage in any other business activities or operations of its own other than financing activities. The Issuer&#146;s
principal source of funds is its financing activities. Whirlpool Corporation&#146;s principal source of funds, including for payment of principal and interest (including any additional amounts), on the guarantee, depends on earnings and cash flows
of its subsidiaries and the ability of its subsidiaries to pay dividends or advance or repay funds to it. In addition, any of Whirlpool Corporation&#146;s rights (including the rights of the holders of the notes) to participate in the assets of any
of its subsidiaries (other than the Issuer) upon any liquidation or reorganization of any such subsidiary will be subject to the prior claims of that subsidiary&#146;s creditors (except to the extent that Whirlpool Corporation may itself be a
creditor of that subsidiary), including that subsidiary&#146;s trade creditors and Whirlpool Corporation&#146;s creditors who have obtained guarantees from such subsidiaries. As a result, the guarantee and the notes will be structurally subordinated
to the obligations and liabilities of all of Whirlpool Corporation&#146;s subsidiaries (other than the Issuer&#146;s obligations and liabilities with respect to the notes). As of December&nbsp;31, 2019, Whirlpool Corporation&#146;s subsidiaries had
indebtedness of U.S. $1.5&nbsp;billion. In addition, the indenture governing the notes will permit Whirlpool Corporation&#146;s subsidiaries, including the Issuer, to incur additional indebtedness, including an unlimited amount of unsecured
indebtedness and will not contain any limitation on the amount of other liabilities, such as trade payables, that may be incurred by its subsidiaries. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The notes and the guarantee will be effectively subordinated to secured indebtedness of the Issuer and Whirlpool Corporation. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be unsecured and unsubordinated obligations of the Issuer and will rank equally in right of payment with all other existing and
future unsecured and unsubordinated indebtedness of the Issuer and senior in right of payment to all subordinated indebtedness of the Issuer, if any. The guarantee will be the unsecured and unsubordinated obligation of Whirlpool Corporation and will
rank equally in right of payment with all other existing and future unsecured and unsubordinated indebtedness of Whirlpool Corporation and senior in right of payment to all subordinated indebtedness of Whirlpool Corporation, if any. However, the
notes and the guarantee will be effectively subordinated to any secured obligations of Whirlpool Corporation and its subsidiaries including the Issuer, to the extent of the assets serving as security therefor. As of December&nbsp;31, 2019, Whirlpool
Corporation and its subsidiaries, including the Issuer, had no secured debt outstanding.&nbsp;If in the future, we default on any then-existing secured debt, the holders thereof may foreclose on the assets securing our secured debt, reducing the
cash flow from the foreclosed property available for payment of unsecured debt. The holders of any of our secured debt outstanding at the time of an event of default also would have priority over unsecured creditors in the event of our liquidation,
bankruptcy or similar proceeding. In the event of such a proceeding, the holders of our secured debt, if any, would be entitled to proceed against our pledged collateral, and that collateral will not be available for payment of unsecured debt,
including the notes and the guarantee. As a result, the notes and the guarantee will be effectively subordinated to any secured debt that we may have now or in the future. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The notes do not restrict our ability or the Issuer&#146;s ability to incur additional debt or prohibit us or the Issuer from taking other action that
could have a negative impact on holders of the notes. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Neither we nor the Issuer are restricted under the terms of the indenture or the
notes from incurring additional indebtedness. The terms of the indenture limit our ability to secure additional debt without also securing the notes and the guarantee and to enter into sale and leaseback transactions. However, these limitations are
subject to certain exceptions. See &#147;Description of Notes&#151;Certain Covenants&#151;Limitations on Liens&#148; and &#147;Description of Notes&#151;Certain Covenants&#151;Restrictions on Sales and Leasebacks.&#148;&nbsp;In addition, the notes
do not </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
require us to achieve or maintain any minimum financial results relating to our financial position or results of operations. Our ability to recapitalize, secure existing or future debt or take a
number of other actions that are not limited by the terms of the indenture and the notes, including repurchasing subordinated indebtedness or common stock or transferring assets to our parent if we were to form a holding company, could have the
effect of diminishing our ability to make payments on the notes or the guarantee when due. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Our financial performance and other factors could adversely
impact our ability to make payments on the notes and the guarantee. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Our ability to make scheduled payments with respect to our
indebtedness, including the notes and the guarantee, will depend on our financial and operating performance, which, in turn, is subject to prevailing economic conditions and to financial, business and other factors beyond our control. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>If the Issuer redeems notes when prevailing interest rates are lower than the rate borne by the notes, you likely would not be able to reinvest the
redemption proceeds in a comparable security at as high an effective interest rate. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer may choose to redeem your notes from
time to time. If prevailing rates are lower at the time of redemption, you likely would not be able to reinvest the redemption proceeds in a comparable security at an effective interest rate as high as the then-current interest rate on the notes
being redeemed. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>An increase in market interest rates could result in a decrease in the value of the notes. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In general, as market interest rates rise, notes bearing interest at a fixed rate generally decline in value because the premium, if any, over
market interest rates will decline. Consequently, if you purchase notes and market interest rates increase, the market value of your notes may decline. We cannot predict the future level of market interest rates. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The Issuer may not have the funds to repurchase the notes upon a Change of Control Repurchase Event as may be required by the notes. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon the occurrence of a Change of Control Repurchase Event (as defined below under &#147;Description of Notes&#151;Certain Definitions&#148;),
unless the Issuer has exercised its right to redeem the notes, subject to certain conditions, the Issuer will be required to make an offer to each holder of notes to repurchase the notes at a purchase price equal to 101% of the principal amount of
the notes, plus any accrued and unpaid interest thereon to the date of repurchase.&nbsp;The source of funds for that repurchase of notes will be the Issuer&#146;s available cash or cash generated from Whirlpool Corporation&#146;s subsidiaries&#146;
operations or other potential sources, including borrowings, sales of assets or sales of equity. We cannot assure you that sufficient funds from those sources will be available at the time a Change of Control Repurchase Event occurs, requiring the
Issuer to repurchase the notes tendered. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Accordingly, it is possible that the Issuer will not have sufficient funds at the time of the
Change of Control Repurchase Event to make the required repurchase of the notes or its other debt securities. It is also possible that restrictions in Whirlpool Corporation&#146;s credit agreements will not allow such repurchases. See
&#147;Description of Notes&#151;Offer to Repurchase Upon a Change of Control Repurchase Event&#148; for additional information. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>An investment in the
notes by a holder whose home currency is not euro entails significant risks. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All payments of interest on and the principal (including
any additional amounts) of the notes and any redemption price for the notes will be made in euro. An investment in the notes by a holder whose home currency is not euro entails significant risks. These risks include the possibility of significant
changes in rates of exchange between the holder&#146;s home currency and euro and the possibility of the imposition or subsequent modification of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
foreign exchange controls. These risks generally depend on factors over which we and the Issuer have no control, such as economic, financial and political events and the supply of and demand for
the relevant currencies. In the past, rates of exchange between euro and certain currencies have been highly volatile, and each holder should be aware that volatility may occur in the future. Fluctuations in any particular exchange rate that have
occurred in the past, however, are not necessarily indicative of fluctuations in the rate that may occur during the term of the notes. Depreciation of euro against the holder&#146;s home currency would result in a decrease in the effective yield of
the notes below its coupon rate and, in certain circumstances, could result in a loss to the holder. If you are a holder subject to United States income tax, see &#147;Material U. S. Federal Income Tax Considerations&#151;Foreign Currency
Considerations&#148; for the material United States federal income tax consequences of the acquisition, ownership and disposition of the notes related to the notes being denominated in euro. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The notes permit the Issuer or, in the case of the guarantee, Whirlpool Corporation to make payments in dollars if either is unable to obtain euro.
</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the euro is unavailable to the Issuer, or in the case of the guarantee, Whirlpool Corporation due to the imposition of exchange
controls or other circumstances beyond the Issuer&#146;s or Whirlpool Corporation&#146;s control, or if the euro is no longer being used by the then member states of the European Monetary Union that have adopted the euro as their currency or for the
settlement of transactions by public institutions of or within the international banking community, then all payments in respect of the notes will be made in dollars until the euro is again available to the Issuer, or in the case of the guarantee,
Whirlpool Corporation or so used. The amount payable on any date in euro will be converted into U.S. dollars at the rate mandated by the U.S. Federal Reserve Board as of the close of business on the second business day prior to the relevant payment
date or, in the event the U.S. Federal Reserve Board has not mandated a rate of conversion, on the basis of the then most recent U.S. dollar/euro exchange rate published in <I>The Wall Street Journal</I> on or most recently prior to the second
business day prior to the relevant payment date. Any payment in respect of the notes so made in dollars will not constitute an event of default under the notes or the indenture governing the notes. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>In a lawsuit for payment on the notes, an investor may bear currency exchange risk. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture is, and the notes will be, governed by the laws of the State of New York. Under New York law, a New York state court rendering a
judgment on the notes would be required to render the judgment in euro. However, the judgment would be converted into dollars at the exchange rate prevailing on the date of entry of the judgment. Consequently, in a lawsuit for payment on the notes,
investors would bear currency exchange risk until a New York state court judgment is entered, which could be a significant amount of time. A federal court sitting in New York with diversity jurisdiction over a dispute arising in connection with the
notes would apply New York law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In courts outside of New York, investors may not be able to obtain a judgment in a currency other than
dollars. For example, a judgment for money in an action based on the notes in many other United States federal or state courts ordinarily would be enforced in the United States only in dollars. The date used to determine the rate of conversion of
euro into dollars would depend upon various factors, including which court renders the judgment and when the judgment is rendered. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Trading in the
clearing systems is subject to minimum denomination requirements. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The terms of the notes provide that notes will be issued with a
minimum denomination of &#128;100,000 and multiples of &#128;1,000 in excess thereof. It is possible that the clearing systems may process trades that could result in amounts being held in denominations smaller than the minimum denominations. If
definitive notes are required to be issued in relation to such notes in accordance with the provisions of the relevant global note, a holder who does not have the minimum denomination or a multiple of &#128;1,000 in excess thereof in its account
with the relevant clearing system at the relevant time may not receive all of its entitlement in the form of definitive notes unless and until such time as its holding satisfies the minimum denomination requirement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>You may be unable to recover in civil proceedings for U.S. securities laws violations. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer is organized under the laws of Luxembourg and does not have any assets in the United States. A majority of the managers of the
Issuer are not residents of the United States and all or a majority of the Issuer&#146;s assets will be located outside of the United States. As a result, it may not be possible for investors to effect service of process within the United States
upon the Issuer or its directors and executive officers, or to enforce any judgments obtained in U.S. courts predicated upon civil liability provisions of the U.S. securities laws. In addition, the Issuer cannot assure you that civil liabilities
predicated upon the federal securities laws of the United States will be enforceable in Luxembourg. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The guarantee of the notes by Whirlpool
Corporation could be voided. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation&#146;s obligations under its guarantee of the notes may be subject to review under
state or federal fraudulent transfer laws in the event of Whirlpool Corporation&#146;s bankruptcy or other financial difficulty. Under those laws, in a lawsuit by an unpaid creditor or representative of creditors of Whirlpool Corporation, such as a
trustee in bankruptcy, if a court were to find that, when Whirlpool Corporation entered into the guarantee, it received less than fair consideration or reasonably equivalent value for the guarantee and either: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">was insolvent; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">was rendered insolvent; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">was engaged in a business or transaction for which its remaining unencumbered assets constituted unreasonably
small capital; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">intended to incur or believed that it would incur debts beyond its ability to pay as the debts matured; or
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">entered into the guarantee with actual intent to hinder, delay or defraud its creditors, </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">then the court could void the guarantee and Whirlpool Corporation&#146;s obligations under the guarantee and direct the return of any amounts paid under the
guarantee to Whirlpool Corporation or to a fund for the benefit of its creditors. Furthermore, to the extent that Whirlpool Corporation&#146;s obligations under the guarantee of the notes exceed the actual benefit that it receives from the issuance
of the notes, Whirlpool Corporation may be deemed not to have received fair consideration or reasonably equivalent value from the guarantee. As a result, the guarantee and Whirlpool Corporation&#146;s obligations under the guarantee may be void. The
measure of insolvency for purposes of the factors above will vary depending on the law of the jurisdiction being applied. Generally, however, an entity would be considered insolvent if the sum of its debts (including contingent or unliquidated
debts) is greater than all of its property at a fair valuation or if the present fair saleable value of its assets is less than the amount that will be required to pay its probable liability on its existing debts as they become absolute and matured.
</P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Eurosystem eligibility and eligibility for the ECB corporate sector purchase programme may not be achieved. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are intended to be held in a manner which will allow the notes to be recognized as eligible collateral for Eurosystem monetary policy
and <FONT STYLE="white-space:nowrap">intra-day</FONT> credit operations (&#147;Eurosystem eligibility&#148;). Such Eurosystem eligibility recognition will depend upon the European Central Bank being satisfied that Eurosystem eligibility criteria
have been met. Should the European Central Bank determine that the notes satisfy Eurosystem eligibility criteria, the European Central Bank may at any time during the life of the notes change its Eurosystem eligibility criteria and/or determine that
the notes no longer satisfy Eurosystem eligibility criteria. We have no obligation to maintain Eurosystem eligibility or meet Eurosystem eligibility criteria either upon issue or at any or all times during the life of the notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are also intended to be held in a manner which would allow them to be eligible for the corporate sector purchase programme (the
&#147;CSPP&#148;) of the European Central Bank (&#147;ECB&#148;), which commenced in June </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
2016.&nbsp;However, this does not necessarily mean that the notes will be recognised by the ECB for the purposes of the CSPP either upon issue or at any time during their life, as such
recognition depends upon satisfaction of all of the ECB&#146;s eligibility criteria. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The global note will be held by or on behalf of Euroclear and
Clearstream and, therefore, investors will have to rely on their procedures for transfer, payment and communication with the Issuer. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be represented by a global note which will be held under the NSS with a Common Safekeeper for Euroclear and Clearstream. Except
in certain limited circumstances described under &#147;Description of Notes&#151;Certificated Notes,&#148; investors will not be entitled to receive definitive notes. Euroclear and Clearstream will maintain records of the beneficial interests in the
global note and, while the notes are in global form, investors will be able to trade their beneficial interests only through Euroclear and Clearstream. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">While the notes are represented by a global note, the Issuer will discharge its payment obligations under the notes by making payments to or
to the order of a nominee for a Common Safekeeper for Euroclear and Clearstream for distribution to their accountholders. A holder of a beneficial interest in a global note must rely on the procedures of Euroclear and Clearstream to receive payments
under the notes. The Issuer has no responsibility or liability for the records relating to, or payments made in respect of, beneficial interests in a global note. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Holders of beneficial interests in a global note will not have a direct right to vote in respect of the notes. Instead, such holders will be
permitted to act directly only to the extent that they are enabled in accordance with the procedures of Euroclear and Clearstream to appoint appropriate proxies. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_5"></A>USE OF PROCEEDS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We expect the net proceeds from the sale of the notes to be approximately &#128;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;million (or
$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;million using the noon buying rate in New York City on&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2020 for cable transfers of
&#128;1.00=$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;as announced by the United States Federal Reserve Board for euro), after deducting our offering expenses and underwriting discount. We intend to use the net proceeds
from the sale of the notes to redeem the 2020 Notes, of which &#128;500.0&nbsp;million aggregate principal amount is currently outstanding, at the principal amount thereof plus accrued and unpaid interest and any applicable redemption premium. We
intend to use any remaining net proceeds from this offering for general corporate purposes. Pending such use, we may invest the net proceeds in short-term interest bearing accounts, securities or similar instruments. The 2020 Notes bear interest at
0.625% per annum and mature on March&nbsp;12, 2020. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement is not a notice of redemption under the indenture
governing the 2020 Notes. Any such notice, if made, will only be made in accordance with the provisions of the indenture governing the 2020 Notes, including providing the required notice of redemption. There can be no assurances as to whether we
actually implement any such redemption. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_6"></A>CURRENCY CONVERSION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Principal and interest payments in respect of the notes will be payable in euro. If the euro is unavailable to the Issuer, or in the case of
the guarantee, Whirlpool Corporation due to the imposition of exchange controls or other circumstances beyond the Issuer&#146;s or Whirlpool Corporation&#146;s control or if the euro is no longer being used by the then member states of the European
Monetary Union that have adopted the euro as their currency or for the settlement of transactions by public institutions of or within the international banking community, then all payments in respect of the notes will be made in dollars until the
euro is again available to the Issuer, or in the case of the guarantee, Whirlpool Corporation or so used. The amount payable on any date in euro will be converted into U.S. dollars at the rate mandated by the U.S. Federal Reserve Board as of the
close of business on the second business day prior to the relevant payment date or, in the event the U.S. Federal Reserve Board has not mandated a rate of conversion, on the basis of the then most recent U.S. dollar/euro exchange rate published in
<I>The Wall Street Journal</I> on or most recently prior to the second business day prior to the relevant payment date. Any payment in respect of the notes so made in dollars will not constitute an event of default under the notes or the indenture
governing the notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Investors will be subject to foreign exchange risks as to payments of principal and interest that may have important
economic and tax consequences to them. See &#147;Risk Factors.&#148; You should consult your own financial and legal advisors as to the risks involved in an investment in the notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2020, the noon buying rate in New
York City for cable transfers as announced by the United States Federal Reserve Board was &#128;1.00=$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-13 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_7"></A>DESCRIPTION OF NOTES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><I>The following description is a summary of the material provisions of the notes and the indenture.&nbsp;It does not restate those
instruments and agreements in their entirety.&nbsp;We urge you to read those instruments and agreements because they, and not this description, define your rights as holders of notes.&nbsp;You may obtain a copy of the indenture from us by writing to
the Issuer at Whirlpool EMEA Finance S.&agrave; r.l., 16, rue Erasme, <FONT STYLE="white-space:nowrap">L-1468</FONT> Luxembourg, Grand Duchy of Luxembourg, Attn: Investor Relations, or to Whirlpool Corporation at 2000 North <FONT
STYLE="white-space:nowrap">M-63,</FONT> Benton Harbor, Michigan 49022, Attn:&nbsp;Investor Relations.&nbsp;The notes will have the terms described below. Capitalized terms used but not defined below or under &#147;&#151;Certain Definitions&#148;
have the meanings given to them in the indenture relating to the notes. Unless the context otherwise indicates, in this section &#147;Description of Notes,&#148; the term &#147;the Issuer&#148; refers to Whirlpool EMEA Finance S.&agrave; r.l. only
and &#147;Whirlpool Corporation&#148; refers to Whirlpool Corporation only and, in each case, not to any of their subsidiaries. </I></P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>General Terms of
the Notes </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes being offered by this prospectus supplement and the accompanying prospectus will be issued under an indenture to
be entered into among the Issuer, Whirlpool Corporation, as guarantor, and U.S. Bank National Association, as trustee (as may be amended, supplemented or amended and restated from time to time, the &#147;indenture&#148;). This prospectus supplement
refers to U.S. Bank National Association as the &#147;trustee.&#148; The indenture is subject to and governed by the U.S. Trust Indenture Act of 1939, as amended. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture and the notes do not limit the amount of indebtedness which may be incurred or the amount of securities which may be issued by
Whirlpool Corporation or the Issuer and contain no financial or similar restrictions on Whirlpool Corporation or the Issuer&nbsp;subject to certain limited exceptions. See &#147;&#151;Limitations on Liens&#148; and &#147;&#151;Restrictions on Sales
and Leasebacks.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The initial principal amount of the notes will be
&#128;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer may, from time to time, without giving notice
to or seeking the consent of the holders or beneficial owners of the notes, issue additional debt securities having the same terms (except for the issue date and, in some cases, the public offering price and the first interest payment date and the
initial interest accrual date) as, and ranking equally and ratably with, the notes. Such additional debt securities will also be fully and unconditionally guaranteed by Whirlpool Corporation (on the same terms and with the same ranking as the
guarantee for the notes). Any additional debt securities having such similar terms, together with the notes, will constitute a single series of securities under the indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be issued only in fully registered form without coupons, in the minimum denomination of &#128;100,000 and integral multiples of
&#128;1,000 thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will mature
on&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will bear interest at the rate of&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;% per year. Interest on the notes will accrue
from&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2020 and be payable annually in arrears
on&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of each year, commencing&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2021 to the
persons in whose names the notes were registered (i)&nbsp;in the case of notes represented by a global security, at the close of business on the Business Day (for this purpose a day on which Clearstream and Euroclear are open for business)
immediately preceding the interest payment date and (ii)&nbsp;in all other cases, 15 calendar days prior to the relevant interest payment date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any payment otherwise required to be made in respect of the notes on a date that is not a Business Day may be made on the next succeeding
Business Day with the same force and effect as if made on that date. No additional interest shall accrue as a result of a delayed payment. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-14 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the notes are issued in definitive form, principal and interest will be payable, and the
notes will be transferable or exchangeable, at the office or offices or agency maintained by us for this purpose. Payment of interest on notes issued in definitive form may be made at our option by check mailed to the registered holders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Interest on the notes will be computed on the basis of the actual number of days in the period for which interest is being calculated and the
actual number of days from and including the last date on which interest was paid or duly provided for on the notes (or&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2020 if no interest has
been paid on the notes), to but excluding the next scheduled interest payment date. This payment convention is referred to as ACTUAL/ACTUAL (ICMA) as defined in the rulebook of the International Capital Market Association. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be represented by one or more global securities registered in the name of a nominee of the Common Safekeeper for Clearstream or
Euroclear. The notes will be available only in book-entry form. Refer to &#147;&#151;Book-Entry Delivery and Form.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer will
initially appoint the trustee at its corporate trust office as a paying agent, transfer agent and registrar for the notes. Elavon Financial Services DAC, will initially act as London paying agent for the notes. The Issuer may vary or terminate the
appointment of any paying agent or transfer agent, or appoint additional or other such agents or approve any change in the office through which any such agent acts. The Issuer will provide you with notice of any resignation, termination or
appointment of the trustee or any paying agent or transfer agent, and of any change in the office through which any such agent will act. The Issuer will cause each transfer agent to act as a <FONT STYLE="white-space:nowrap">co-registrar</FONT> and
will cause to be kept at the office of the registrar outside of the United Kingdom a register in which, subject to such reasonable regulations as the Issuer may prescribe, the Issuer will provide for the registration of the notes and registration of
transfers of the notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notices to holders of the notes will be mailed to the registered holders, subject to the provisions herein. Any
notice shall be deemed to have been given on the date of mailing. Notwithstanding the foregoing, so long as the notes are represented by a global security deposited with a nominee for a Common Safekeeper for Clearstream or Euroclear, notices to
holders may be given by delivery to Clearstream and Euroclear, and such notices shall be deemed to be given on the date of delivery to Clearstream and Euroclear. The trustee will only mail notices to the registered holder of the notes. The trustee
will mail notices as directed by the Issuer in writing by first-class mail, postage prepaid, to each registered holder&#146;s last known address as it appears in the security register that the trustee maintains. You will not receive notices
regarding the notes directly from the Issuer unless the Issuer reissues the notes to you in fully definitive form. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Guarantee </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation will fully, unconditionally and irrevocably guarantee to each holder and the trustee the full and prompt payment of
principal of, premium, if any, and interest on the notes, when and as the same become due and payable, whether at maturity, upon redemption or repurchase, by declaration of acceleration or otherwise, including any additional amounts required to be
paid in connection with certain taxes. Any obligation of Whirlpool Corporation to make a payment may be satisfied by causing the Issuer to make such payment. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Ranking </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be the
Issuer&#146;s senior unsecured obligations, and will rank equally in right of payment with all of the Issuer&#146;s other existing and future senior unsecured indebtedness and will rank senior in right of payment to all of the Issuer&#146;s existing
and future subordinated indebtedness. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will be structurally subordinated to all liabilities of the Issuer&#146;s subsidiaries,
including trade payables, and effectively subordinated to any secured indebtedness of the Issuer, to the extent of the assets securing such indebtedness. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-15 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer, which was formed on April&nbsp;4, 2018, is a &#147;finance subsidiary&#148; of
Whirlpool Corporation under Rule <FONT STYLE="white-space:nowrap">3-10(b)</FONT> of Regulation <FONT STYLE="white-space:nowrap">S-X</FONT> and has no independent function other than financing activities. As of the date of this prospectus supplement,
the Issuer had no outstanding indebtedness and had no subsidiaries. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The guarantee will be Whirlpool Corporation&#146;s senior unsecured
obligation, and will rank equally in right of payment with all of Whirlpool Corporation&#146;s other existing and future senior unsecured indebtedness and will rank senior in right of payment to all of Whirlpool Corporation&#146;s existing and
future subordinated indebtedness. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The guarantee will be structurally subordinated to all liabilities of Whirlpool Corporation&#146;s
subsidiaries (other than the Issuer), including trade payables and effectively subordinated to any secured indebtedness of Whirlpool Corporation and its subsidiaries, including the Issuer, to the extent of the assets securing such indebtedness. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As of December&nbsp;31, 2019, Whirlpool Corporation&#146;s subsidiaries had $1.5&nbsp;billion of outstanding indebtedness and Whirlpool
Corporation and its subsidiaries, including the Issuer, had no secured debt. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Issuance in Euro </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Initial holders will be required to pay for the notes in euro, and all payments of interest and principal, including payments made upon any
redemption of the notes, will be payable in euro. If, on or after the date of this prospectus supplement, the euro is unavailable to the Issuer, or in the case of the guarantee, Whirlpool Corporation due to the imposition of exchange controls or
other circumstances beyond the Issuer&#146;s or Whirlpool Corporation&#146;s control, or if the euro is no longer being used by the then member states of the European Monetary Union that have adopted the euro as their currency or for the settlement
of transactions by public institutions of or within the international banking community, then all payments in respect of the notes will be made in dollars until the euro is again available to the Issuer, or in the case of the guarantee, Whirlpool
Corporation or so used. The amount payable on any date in euro will be converted into U.S. dollars at the rate mandated by the U.S. Federal Reserve Board as of the close of business on the second business day prior to the relevant payment date or,
in the event the U.S. Federal Reserve Board has not mandated a rate of conversion, on the basis of the then most recent U.S. dollar/euro exchange rate published in <I>The Wall Street Journal</I> on or most recently prior to the second business day
prior to the relevant payment date. Any payment in respect of the notes so made in dollars will not constitute an event of default under the notes or the indenture governing the notes. Neither the trustee nor the paying agent shall have any
responsibility for any calculation or conversion in connection with the foregoing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Investors will be subject to foreign exchange risks as
to payments of principal and interest that may have important economic and tax consequences to them. See &#147;Risk Factors.&#148; </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Optional Redemption
</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes may be redeemed at the Issuer&#146;s option, at any time in whole or from time to time in part, prior to their maturity.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Prior
to&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;the date that is three months prior to the
maturity of the notes (the &#147;Par Call Date&#148;), the notes will be subject to redemption at a redemption price equal to the greater of: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">100% of the principal amount of the notes being redeemed; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the sum of the present value of the remaining scheduled payments of principal and interest on the notes being
redeemed that would be due if the notes to be redeemed matured on the Par Call Date (not including any portion of such payments of interest accrued as of the date of redemption) discounted to the redemption date on an annual basis (ACTUAL/ACTUAL
(ICMA)) at the applicable Comparable Government Bond Rate (as defined herein), plus&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;basis points </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-16 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">plus, in each case, accrued and unpaid interest on the notes being redeemed to, but excluding, the
redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On or after the Par Call Date, the Issuer may redeem the notes at a redemption price equal to 100% of the principal
amount of the notes to be redeemed plus accrued and unpaid interest on the principal amount being redeemed to, but excluding, the redemption date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing, installments of interest on the notes that are due and payable on interest payment dates falling on or prior to
a redemption date will be payable on the interest payment date to the registered holders as of the close of business on the relevant record date according to the notes and the indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer will mail, or otherwise provide notice of, any redemption at least 10 days but not more than 60 days before the redemption date to
each registered holder of the notes to be redeemed. Once notice of redemption is mailed or otherwise given, the notes called for redemption will become due and payable on the redemption date and at the applicable redemption price, plus accrued and
unpaid interest to, but excluding, the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On and after the redemption date, interest will cease to accrue on the notes or
any portion of the notes called for redemption (unless the Issuer defaults in the payment of the redemption price and accrued interest). On or before the redemption date, the Issuer will deposit with a paying agent or the trustee money sufficient to
pay the redemption price of and accrued interest on the notes to be redeemed on that date. If less than all of the notes are to be redeemed, the notes to be redeemed shall be selected by the trustee by a method the trustee deems to be fair and
appropriate or in case the notes are represented by a global note, beneficial interests therein shall be selected for redemption by Clearstream and Euroclear in accordance with their respective applicable procedures therefor. The notes will not be
entitled to the benefit of any mandatory redemption or sinking fund. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Payment of Additional Amounts </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer and, in the event that payments are required to be made by Whirlpool Corporation pursuant to its obligations under the guarantee,
the Issuer or Whirlpool Corporation will, subject to the exceptions and limitations set forth below, pay as additional interest on the notes such additional amounts as are necessary in order that the net payment by the Issuer, Whirlpool Corporation
or a paying agent of the principal of, and premium, if any, and interest on the notes to a holder, after withholding or deduction for any future tax, assessment or other governmental charge imposed by Luxembourg, the United States or any other
jurisdiction in which the Issuer or Whirlpool Corporation or, in each case, any successor thereof (including a continuing Person formed by a consolidation with the Issuer or Whirlpool Corporation, into which the Issuer or Whirlpool Corporation is
merged, or that acquires or leases all or substantially all of the property and assets of the Issuer or Whirlpool Corporation) may be organized or resident for tax purposes, as applicable, or any political subdivision thereof or therein having the
power to tax (a &#147;Taxing Jurisdiction&#148;), will not be less than the amount provided in the notes to be then due and payable; provided, however, that the foregoing obligation to pay additional amounts shall not apply: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to any tax, assessment or other governmental charge that would not have been imposed but for the holder (or the
beneficial owner for whose benefit such holder holds such note), or a fiduciary, settlor, beneficiary, member or shareholder of the holder if the holder is an estate, trust, partnership or corporation, or a person holding a power over an estate or
trust administered by a fiduciary holder, being considered as: </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) being or having been engaged in a
trade or business in the Taxing Jurisdiction or having or having had a permanent establishment in the Taxing Jurisdiction; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) having a current or former connection with the Taxing Jurisdiction (other than a connection arising solely as a result of
the ownership of the notes or the receipt of any payment or the enforcement of any rights thereunder), including being or having been a citizen or resident of the Taxing Jurisdiction; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-17 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) being or having been a personal holding company, a passive foreign
investment company or a controlled foreign corporation for United States income tax purposes or a corporation that has accumulated earnings to avoid United States federal income tax; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) being or having been a <FONT STYLE="white-space:nowrap">&#147;10-percent</FONT> shareholder&#148; of the Issuer or
Whirlpool Corporation as defined in section 871(h)(3) of the United States Internal Revenue Code of 1986, as amended (the &#147;Code&#148;), or any successor provision; or </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) being a bank receiving payments on an extension of credit made pursuant to a loan agreement entered into in the ordinary
course of its trade or business; </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to any holder that is not the sole beneficial owner of the notes, or a portion of the notes, or that is a
fiduciary, partnership or limited liability company, but only to the extent that a beneficial owner with respect to the holder, a beneficiary or settlor with respect to the fiduciary, or a beneficial owner or member of the partnership or limited
liability company would not have been entitled to the payment of an additional amount had the beneficiary, settlor, beneficial owner or member received directly its beneficial or distributive share of the payment; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to any tax, assessment or other governmental charge that would not have been imposed but for the failure of the
holder or any other person to comply with certification, identification or information reporting requirements concerning the nationality, residence, identity or connection with the Taxing Jurisdiction of the holder or beneficial owner of the notes,
if compliance is required by statute, by regulation of the Taxing Jurisdiction or any taxing authority therein or by an applicable income tax treaty to which the Taxing Jurisdiction is a party as a precondition to exemption from such tax, assessment
or other governmental charge; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to any tax, assessment or other governmental charge that is payable otherwise than by withholding by us or a
paying agent from the payment; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to any tax, assessment or other governmental charge that would not have been imposed but for a change in law,
regulation, or administrative or judicial interpretation that becomes effective more than 15 days after the payment becomes due or is duly provided for, whichever occurs later; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to any estate, inheritance, gift, sales, excise, transfer, wealth, capital gains or personal property tax or
similar tax, assessment or other governmental charge; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to any tax, assessment or other governmental charge required to be withheld by any paying agent from any
payment of principal of or interest on any note, if such payment can be made without such withholding by at least one other paying agent; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to any tax, assessment or other governmental charge that would not have been imposed but for the presentation
by the holder of any note, where presentation is required, for payment on a date more than 30 days after the date on which payment became due and payable or the date on which payment thereof is duly provided for, whichever occurs later;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(9)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to any tax, assessment or other governmental charge that would not have been imposed or withheld but for the
beneficial owner being a bank (i)&nbsp;purchasing the notes in the ordinary course of its lending business or (ii)&nbsp;that is neither (A)&nbsp;buying the notes for investment purposes only nor (B)&nbsp;buying the notes for resale to a third-party
that either is not a bank or holding the notes for investment purposes only; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(10)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to any tax, assessment or other governmental charge imposed under Sections 1471 through 1474 of the Code (or
any amended or successor provisions), any current or future regulations or official interpretations thereof, any agreement entered into pursuant to Section&nbsp;1471(b) of the Code, any intergovernmental agreement entered into in connection with the
implementation of the foregoing and any fiscal or regulatory legislation, rules or practices adopted pursuant to any such intergovernmental agreement; or </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(11)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">in the case of any combination of items (1), (2), (3), (4), (5), (6), (7), (8), (9), and (10).
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-18 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are subject in all cases to any tax, fiscal or other law or regulation or
administrative or judicial interpretation applicable to the notes. Except as specifically provided under this heading &#147;&#151;Payment of Additional Amounts,&#148; the Issuer or Whirlpool Corporation will not be required to make any payment for
any tax, assessment or other governmental charge imposed by any government or a political subdivision or taxing authority of or in any government or political subdivision. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Redemption for Tax Reasons </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If, as a
result of any change in, or amendment to, the laws (or any regulations or rulings promulgated under the laws) of a Taxing Jurisdiction, or any change in, or amendment to, an official position or judicial precedent regarding the application or
interpretation of such laws, regulations or rulings, which change or amendment is announced or becomes effective on or after the date of this prospectus supplement, the Issuer or Whirlpool Corporation becomes or, based upon a written opinion of
independent counsel selected by the Issuer or Whirlpool Corporation, as the case may be, will become obligated to pay additional amounts as described under the heading &#147;&#151;Payment of Additional Amounts&#148; with respect to the notes, then
the Issuer may at any time at its option redeem, in whole, but not in part, the notes on not less than 10 nor more than 60 days&#146; prior notice, at a redemption price equal to 100% of their principal amount plus accrued and unpaid interest on the
notes to,&nbsp;but excluding, the redemption date. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Offer to Repurchase Upon a Change of Control Repurchase Event </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a Change of Control Repurchase Event occurs, unless the Issuer has exercised its right to redeem the notes as described above, holders of
notes will have the right to require the Issuer to repurchase all or any part (in integral multiples of &#128;1,000) of their notes pursuant to the offer described below (the &#147;Change of Control Offer&#148;). In the Change of Control Offer, the
Issuer will be required to offer payment in cash equal to 101% of the aggregate principal amount of notes repurchased plus accrued and unpaid interest, if any, on the notes repurchased to, but excluding, the date of repurchase (the &#147;Change of
Control Payment&#148;). Within 30 days following any Change of Control Repurchase Event, or, at the Issuer&#146;s option, prior to any Change of Control, but after the public announcement of the Change of Control, the Issuer will be required to mail
or provide a notice to holders of notes describing the transaction or transactions that constitute or may constitute the Change of Control Repurchase Event and offering to repurchase the notes on the date specified in the notice, which date will be
no earlier than 30 days and no later than 60 days from the date such notice is mailed or otherwise provided (the &#147;Change of Control Payment Date&#148;), pursuant to the procedures required by the notes and described in such notice. The notice
shall, if mailed or provided prior to the date of consummation of the Change of Control, state that the offer to purchase is conditioned on the Change of Control Repurchase Event occurring on or prior to the payment date specified in the notice. The
Issuer will comply with the requirements of Rule <FONT STYLE="white-space:nowrap">14e-1</FONT> under the Exchange Act, and any other securities laws and regulations thereunder to the extent those laws and regulations are applicable in connection
with the repurchase of the notes as a result of a Change of Control Repurchase Event. To the extent that the provisions of any securities laws or regulations conflict with the Change of Control Repurchase Event provisions of the notes, the Issuer
will be required to comply with the applicable securities laws and regulations and will not be deemed to have breached our obligations under the Change of Control Repurchase Event&nbsp;provisions of the notes by virtue of such conflicts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On the Change of Control Payment Date, the Issuer will be required, to the extent lawful, to: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">accept for payment all notes or portions of notes properly tendered pursuant to the Change of Control Offer;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">deposit with the paying agent an amount equal to the Change of Control Payment in respect of all notes or
portions of notes properly tendered; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">deliver or cause to be delivered to the trustee the notes properly accepted together with an officers&#146;
certificate stating the aggregate principal amount of notes or portions of notes being purchased. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-19 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The definition of Change of Control includes a phrase relating to the direct or indirect
sale, lease, transfer, conveyance or other disposition of &#147;all or substantially all&#148; of the properties or assets of Whirlpool and its subsidiaries taken as a whole. Although there is a limited body of case law interpreting the phrase
&#147;substantially all,&#148; there is no precise established definition of the phrase under applicable law. Accordingly, the ability of a holder of notes to require the Issuer to repurchase its notes as a result of a sale, lease, transfer,
conveyance or other disposition of less than all of the assets of Whirlpool and its subsidiaries taken as a whole to another Person or group may be uncertain. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Certain Covenants </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Limitations on Liens </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation has agreed that, so long as any of the notes remain outstanding, Whirlpool Corporation will not, nor will Whirlpool
Corporation permit any Restricted Subsidiary to, secure indebtedness for money borrowed (hereinafter referred to as &#147;Debt&#148;) by placing a Lien on any Principal Property now or hereafter owned or leased by Whirlpool Corporation or any
Restricted Subsidiary or on any shares of stock or Debt of any Restricted Subsidiary without equally and ratably securing all of the notes, unless after giving effect thereto (1)&nbsp;the aggregate principal amount of all such secured Debt then
outstanding plus (2)&nbsp;all Attributable Debt of Whirlpool and its Restricted Subsidiaries in respect of sale and leaseback transactions described below under &#147;&#151;Restrictions on Sales and Leasebacks&#148; covering Principal Properties,
other than sale and leaseback transactions permitted under clause (b)&nbsp;of &#147;&#151;Restrictions on Sales and Leasebacks,&#148; would not exceed an amount equal to 10% of Consolidated Net Tangible Assets of Whirlpool Corporation and its
Subsidiaries. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This restriction will not apply to, and there shall be excluded in computing secured Debt for purposes of this restriction,
certain permitted Liens, including: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Liens existing as of the date of the indenture on property or assets of Whirlpool or any of its Restricted
Subsidiaries; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Liens on property or assets of, or on any shares of stock or Debt of, any Person existing at the time such Person
becomes a Restricted Subsidiary; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Liens on property or assets or shares of stock or Debt existing at the time of acquisition and certain purchase
money or similar Liens; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Liens to secure certain development, operation, construction, alteration, repair or improvement costs;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Liens in favor of, or which secure Debt owing to, Whirlpool Corporation or a Restricted Subsidiary;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Liens in connection with government contracts, including the assignment of moneys due or to come due thereon;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">certain Liens in connection with legal proceedings or arising in the ordinary course of business and not in
connection with the borrowing of money; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Liens on property securing <FONT STYLE="white-space:nowrap">tax-exempt</FONT> obligations issued by a domestic
governmental issuer to finance the cost of acquisition or construction of such property; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">extensions, substitutions, replacements or renewals of the foregoing. </P></TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Restrictions on Sales and Leasebacks </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation has agreed that, so long as any of the notes remain outstanding, Whirlpool Corporation will not, nor will Whirlpool
Corporation permit any Restricted Subsidiary to, enter into any sale and leaseback transaction, except a lease for a period not exceeding three years, after the date of the indenture covering any Principal Property which was or is owned or leased by
Whirlpool Corporation or a Restricted Subsidiary and which has been or is to be sold or transferred more than 120 days after such property has been </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-20 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
owned by us or such Restricted Subsidiary and completion of construction and commencement of full operation thereof, unless (a)&nbsp;the Attributable Debt in respect thereto and all other sale
and leaseback transactions entered into after the date of the indenture (other than those the proceeds of which are applied to reduce indebtedness under clause (b)&nbsp;below), plus the aggregate principal amount of then outstanding secured Debt not
otherwise permitted or excepted without equally and ratably securing the debt securities, does not exceed 10% of Consolidated Net Tangible Assets, or (b)&nbsp;an amount equal to the greater of the net proceeds of the sale or the fair market value of
the Principal Property leased is applied within 120 days after the sale or transfer to the voluntary retirement of Funded Debt of the Company (including debt securities constituting Funded Debt). </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Consolidation, Merger, Sale or Conveyance </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer and Whirlpool Corporation may each consolidate with, or sell, convey or lease all or substantially all of its assets to, or merge
with or into, any other corporation, provided that in any such case, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) either the Issuer or Whirlpool Corporation, as applicable, shall
be the continuing corporation, or the successor corporation shall be a corporation organized and existing under the laws of the United States of America, a State thereof, the District of Columbia, Canada, any province of Canada, Norway, Switzerland
or any member state of the European Union and such successor corporation shall expressly assume the due and punctual payment of the principal of and interest on all the notes or guarantee, as applicable, and the due and punctual performance and
observance of all of the covenants and conditions of the indenture to be performed or observed by the Issuer or Whirlpool Corporation, as applicable, by supplemental indenture satisfactory to the Trustee, and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) the Issuer or Whirlpool Corporation, as applicable, or such successor corporation, as the case may be, shall not, immediately after such
merger or consolidation, or such sale, conveyance or lease, be in default in the performance or observance of any such covenant or condition. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the Issuer or Whirlpool Corporation engages in one of the transactions described above and complies with the conditions listed above the
successor will be substituted for the Issuer or Whirlpool Corporation, as applicable, for the purposes of the indenture with the same effect as if it, and not the Issuer or Whirlpool Corporation, as applicable, had been an original party to the
indenture. Thereafter, the successor may exercise the rights and powers of the Issuer or Whirlpool Corporation, as applicable, under the indenture. However, in the case of a lease of all or substantially all of its assets, the Issuer or Whirlpool
Corporation, as applicable, will not be released from its obligation to pay the principal of, premium, if any, and interest on the notes (including any additional amounts). </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Events of Default </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following are
Events of Default under the indenture with respect to the notes: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">a failure to pay any interest on any note when due and payable, and continuance of such failure for a period of
30 days; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">failure to pay the principal on any note as and when the same shall become due and payable either at maturity,
upon redemption, other than with respect to a sinking fund payment, by declaration or otherwise; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">failure to deposit any sinking fund payment when due in respect of the notes, and continuance of such failure for
a period of 30 days; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">default in the performance, or breach, of any other covenant or warranty of Whirlpool Corporation or the Issuer
relating to the notes and continuance of such default or breach for a period of 90 days after due notice by the trustee or by the Holders of at least 25% in principal amount of the Outstanding Securities of that series; </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-21 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">failure to pay any portion of the principal of any indebtedness for money borrowed by Whirlpool Corporation or
the Issuer which indebtedness is in excess of $50,000,000 outstanding principal amount, when due and payable after the expiration of any applicable grace period with respect thereto or the acceleration of such indebtedness, if such acceleration is
not annulled within 10 days after written notice as provided in the indenture; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">(i) except as permitted by the indenture, the guarantee with respect to the notes shall be held in any judicial
proceeding to be unenforceable or invalid or ceases for any reason to be in full force and effect or (ii)&nbsp;Whirlpool Corporation, or any Person acting on behalf of Whirlpool Corporation, shall deny or disaffirm its obligations under the
guarantee (except pursuant to the release or termination of such guarantee in accordance with the indenture); and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">certain events of bankruptcy, insolvency or reorganization of Whirlpool Corporation or the Issuer.
</P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture provides that the trustee shall notify the holders of notes of all defaults within 90 days after the
occurrence of a default unless the defaults shall have been cured before the giving of the notice. The term &#147;default&#148; or &#147;defaults&#148; in this paragraph means any event or condition which is, or with notice or lapse of time or both
would become, an Event of Default. The indenture provides that notwithstanding the foregoing, except in the case of a default in the payment of the principal of or interest on any of the notes, the trustee shall be protected in withholding such
notice if the trustee determines in good faith that the withholding of such notice is in the interest of the holders of the notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The
indenture provides that if an Event of Default with respect to the&nbsp;notes shall have occurred and be continuing, either the trustee or the holders of not less than 25% in aggregate principal amount of notes then outstanding may declare the
principal amount of all the notes to be due and payable immediately. However, upon certain conditions such declaration may be annulled. Any past defaults and the consequences of the defaults may be waived by the holders of a majority in principal
amount of the notes then outstanding, except for a default in the payment of principal of or interest on notes, which default cannot be waived. The indenture also permits the Issuer and Whirlpool Corporation to omit compliance with certain covenants
in the indenture with respect to the notes upon waiver by the holders of a majority in principal amount of the notes then outstanding. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the provisions of the indenture relating to the duties of the trustee in case an Event of Default with respect to the&nbsp;notes
shall occur and be continuing, the trustee shall be under no obligation to exercise any of the trusts or powers vested in it by the indenture at the request or direction of any of the holders, unless such holders shall have offered to the trustee
reasonable security or indemnity. Subject to such provisions for security or indemnification and certain limitations contained in the indenture, the holders of a majority in aggregate principal amount of the notes affected by an Event of Default and
then outstanding shall have the right to direct the time, method and place of conducting any proceeding for any remedy available to the trustee under the indenture or exercising any trust or power conferred on the trustee with respect to the notes.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No holder of any note will have any right by virtue or by availing of any provision of the indenture to institute any proceeding at law
or in equity or in bankruptcy or otherwise upon or under or with respect to the indenture or for any remedy thereunder, unless such holder shall have previously given the trustee written notice of an Event of Default with respect to such notes and
unless also the holders of at least 25% in aggregate principal amount of the outstanding notes shall have made written request, and offered reasonable indemnity, to the trustee to institute such proceeding as trustee and the trustee shall have
failed to institute such proceeding within 60 days after its receipt of such request, and the trustee shall not have received from the holders of a majority in aggregate principal amount of the outstanding notes a direction inconsistent with such
request. However, the right of a holder of any note to receive payment of the principal of and any interest on such note on or after the due dates expressed in such note, or to institute suit for the enforcement of any such payment on or after such
dates, shall not be impaired or affected without the consent of such holder. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-22 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Modification of the Indenture </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture contains provisions permitting the Issuer, Whirlpool Corporation and the trustee, with the consent of the holders of not less
than a majority in aggregate principal amount of the notes of each series at the time outstanding, to execute supplemental indentures adding any provisions to, or changing in any manner or eliminating any of the provisions of, the indenture or any
supplemental indenture with respect to the notes of such series or modifying in any manner the rights of the holders of the notes of such series; provided that no such supplemental indenture may (1)&nbsp;extend the final maturity of any note, or
reduce the principal amount thereof or any premium thereon, or reduce the rate or extend the time of payment of any interest thereon, or reduce any amount payable on redemption thereof, or impair or affect the right of any holder of notes to
institute suit for payment thereof or, if the notes provide therefor, any right of repayment at the option of the holders of the notes, without the consent of the holder of each note so affected, (2)&nbsp;reduce the percentage of notes of such
series, the consent of the holders of which is required for any such supplemental indenture or (3)&nbsp;release Whirlpool Corporation from its obligations in respect of its guarantee of any series of notes or modify the guarantee of any series of
notes other than in accordance with the provisions of the indenture, without the consent of the holders of all notes of such series so affected. Additionally, in certain prescribed instances, the Issuer, Whirlpool Corporation and the trustee may
execute supplemental indentures without the consent of the holders of notes. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Satisfaction and Discharge of Indenture </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">With respect to the notes of a series, the indenture will be discharged and canceled upon the satisfaction of certain conditions, including the
payment of all the notes of such series or the deposit with the trustee of cash or appropriate Government Obligations or a combination thereof sufficient for such payment or redemption in accordance with the indenture and the terms of the notes of
such series, provided that certain specified obligations shall survive, such as, among other things, the Issuer&#146;s and Whirlpool Corporation&#146;s obligation to pay the principal of and interest on the notes of such series. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Defeasance and Covenant Defeasance </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The
indenture provides that, if the defeasance provisions of the indenture are made applicable to the notes of a certain series pursuant to certain provisions of the indenture, then&nbsp;the Issuer may elect either (1)&nbsp;to terminate, and be deemed
to have satisfied, all its obligations with respect to such notes, except for the obligations to register the transfer or exchange of such notes, to replace temporary or mutilated, destroyed, lost or stolen notes, to maintain an office or agency in
respect of the notes, to compensate and indemnify the trustee and to punctually, pay or cause to be paid the principal of, and interest on, all notes of such series when due (&#147;defeasance&#148;), or (2)&nbsp;to be released from its obligations
with respect to such notes under certain covenants of the indenture, including the &#147;&#151;Limitations on Liens&#148; and &#147;&#151;Restrictions on Sales and Leasebacks&#148; and certain requirements as to maintenance of Principal Properties
and payment of taxes and other claims (&#147;covenant defeasance&#148;), upon the deposit with the trustee, in trust for such purpose, of money and/or Government Obligations which through the payment of principal and interest in accordance with
their terms, without consideration of any reinvestment, will provide money, in an amount sufficient in the opinion of a nationally recognized firm of independent public accountants to pay the principal of and interest, if any, on the outstanding
notes of such series, and any mandatory sinking fund or analogous payments thereon, on the scheduled due dates therefor. Such a trust may be established only if, among other things, the Issuer has delivered to the trustee an opinion of counsel with
regard to certain matters, including an opinion to the effect that the Holders of such notes will not recognize income, gain or loss for federal income tax purposes as a result of such deposit and discharge and will be subject to federal income tax
on the same amounts and in the same manner and at the same times as would have been the case if such deposit and defeasance or covenant defeasance, as the case may be, had not occurred. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-23 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Certain Definitions </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Set forth below are certain defined terms used in the indenture.&nbsp;Reference is made to the indenture for full disclosure of all such terms,
as well as any other capitalized terms used herein for which no definition is provided. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Attributable Debt</I>&#148; means the
amount determined by multiplying the greater, at the time such transaction is entered into, of (i)&nbsp;the fair value of the real property subject to such arrangement (as determined by Whirlpool Corporation) or (ii)&nbsp;the net proceeds of the
sale of such real property to the lender or investor, by a fraction of which the numerator is the unexpired initial term of the lease of such real property as of the date of determination and of which the denominator is the full initial term of such
lease. As set forth in the Indenture, sales and leasebacks with respect to facilities financed with certain tax exempt securities are excepted from this definition. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Below Investment Grade Rating Event</I>&#148; means the rating on the notes are lowered and the notes are rated below an Investment
Grade Rating by any two of the three Rating Agencies on any date from the date of the public notice of an arrangement that could result in a Change of Control until the end of the <FONT STYLE="white-space:nowrap">60-day</FONT> period following
public notice of the occurrence of the Change of Control (which <FONT STYLE="white-space:nowrap">60-day</FONT> period shall be extended so long as the rating of the notes is under publicly announced consideration for possible downgrade below
investment grade by any of the Rating Agencies); provided that a Below Investment Grade Rating Event otherwise arising by virtue of a particular reduction in rating shall not be deemed to have occurred in respect of a particular Change of Control
(and thus shall not be deemed a Below Investment Grade Rating Event for purposes of the definition of Change of Control Repurchase Event) if the Rating Agencies making the reduction in rating to which this definition would otherwise apply do not
announce or publicly confirm or inform the trustee in writing at Whirlpool Corporation&#146;s request that the reduction was the result, in whole or in part, of any event or circumstance comprised of or arising as a result of, or in respect of, the
applicable Change of Control (whether or not the applicable Change of Control shall have occurred at the time of the Below Investment Grade Rating Event). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Business Day</I>&#148; means any day, other than a Saturday or Sunday, (1)&nbsp;that is not a legal holiday, or a day on which
banking institutions are authorized or required by law or regulation&nbsp;to close in New York City or London and (2)&nbsp;on which the Trans-European Automated Real-time Gross Settlement Express Transfer system (the TARGET2 system), or any
successor thereto, is open. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Comparable Government Bond</I>&#148; means, in relation to any Comparable Government Bond Rate
calculation, at the discretion of an Independent Investment Banker, a German government bond whose maturity is closest to the maturity of the notes to be redeemed (assuming, for this purpose, that the notes matured on the Par Call Date), or if such
Independent Investment Banker in its discretion determines that such similar bond is not in issue, such other German government bond as such Independent Investment Banker may, with the advice of the Reference Bond Dealers, determine to be
appropriate for determining the Comparable Government Bond Rate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Comparable Government Bond Rate</I>&#148; means the price,
expressed as a percentage (rounded to three decimal places, with 0.0005 being rounded upwards), at which the gross redemption yield on the notes to be redeemed, if they were to be purchased at such price on the third business day prior to the date
fixed for redemption, would be equal to the gross redemption yield on such business day of the Comparable Government Bond (as defined above) on the basis of the middle market price of the Comparable Government Bond prevailing at 11:00 a.m. (London
time) on such business day as determined by the Independent Investment Banker. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Change of Control</I>&#148; means the occurrence
of any of the following: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the direct or indirect sale, transfer, conveyance or other disposition (other than by way of merger or
consolidation), in one or a series of related transactions, of all or substantially all of the properties or assets of Whirlpool Corporation and its subsidiaries taken as a whole to any &#147;person&#148; (as that term is used in
Section&nbsp;13(d)(3) of the Exchange Act) other than Whirlpool Corporation or one of its subsidiaries; </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-24 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the consummation of any transaction (including, without limitation, any merger or consolidation) the result of
which is that any &#147;person&#148; (as that term is used in Section&nbsp;13(d)(3) of the Exchange Act) becomes the &#147;beneficial owner,&#148; (as that term is defined in Rules <FONT STYLE="white-space:nowrap">13d-3</FONT> and <FONT
STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act) directly or indirectly, of more than 50% of the then outstanding number of shares of Whirlpool&#146;s voting stock; or </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the first day on which a majority of the members of Whirlpool Corporation&#146;s Board of Directors are not
Continuing Directors. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing, a transaction will not be deemed to involve a Change of Control if
(i)&nbsp;Whirlpool Corporation becomes a wholly owned subsidiary of a holding company that has agreed to be bound by the terms of the notes and (ii)&nbsp;the holders of the voting stock of such holding company immediately following that transaction
are substantially the same as the holders of Whirlpool Corporation&#146;s voting stock immediately prior to that transaction. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Change of Control Repurchase Event</I>&#148; means the occurrence of both a Change of Control and a Below Investment Grade Rating
Event. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Consolidated Net Tangible Assets</I>&#148; means the aggregate amount of assets, less applicable reserves and other
properly deductible items, after deducting (i)&nbsp;all current liabilities, excluding any current liabilities constituting Funded Debt by reason of being extendible or renewable, and (ii)&nbsp;all goodwill, trade names, trademarks, patents,
unamortized debt discount and expense and other like intangibles, all as set forth on the most recent balance sheet of Whirlpool Corporation and its consolidated subsidiaries and computed in accordance with generally accepted accounting principles.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Continuing Directors</I>&#148; means, as of any date of determination, members of the Board of Directors of Whirlpool
Corporation who (i)&nbsp;were members of such Board of Directors on the date of the issuance of the notes; or (ii)&nbsp;were nominated for election or elected to such Board of Directors with the approval of a majority of the continuing directors
under clause (i)&nbsp;or (ii)&nbsp;of this definition who were members of such Board of Directors at the time of such nomination or election (either by a specific vote or by approval of Whirlpool Corporation&#146;s proxy statement in which such
member was named as a nominee for election as a director, without objection to such nomination). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Fitch</I>&#148; means Fitch
Ratings, Inc. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Funded Debt</I>&#148; means all indebtedness for money borrowed, or evidenced by a bond, debenture, note or
similar instrument or agreement whether or not for money borrowed, having a maturity of more than twelve (12)&nbsp;months from the date as of which the amount thereof is to be determined or having a maturity of less than twelve (12)&nbsp;months but
by its terms being renewable or extendible beyond twelve&nbsp;(12) months from such date at the option of the borrower. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Government Obligations</I>&#148; means, unless otherwise specified pursuant to the provisions of the indenture, securities which are
(i)&nbsp;direct obligations of the government which issued the currency in which the notes are payable or (ii)&nbsp;obligations of a Person controlled or supervised by, or acting as an agency or instrumentality of, the government which issued the
currency in which the notes are payable, the payment of which obligations is unconditionally guaranteed by such government, and which, in either case, are full faith and credit obligations of such government, are payable in the currency in which the
notes are payable and which are not callable or redeemable at the option of the issuer thereof. For purposes of the satisfaction and discharge and defeasance provisions of the notes, German government securities shall be used in respect of payments
due in euro on the notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Independent Investment Banker</I>&#148; means one of the Reference Bond Dealers that Whirlpool
Corporation appoints as the Independent Investment Banker from time to time. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-25 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Investment Grade Rating</I>&#148; means a rating equal to or higher than Baa3 (or
the equivalent) by Moody&#146;s and BBB&#151;(or the equivalent) by S&amp;P and Fitch, and the equivalent investment grade credit rating from any replacement rating agency or rating agencies selected by us. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Lien </I>&#148; means any pledge, mortgage or other lien, including lease purchase, installment purchase and other title retention
financing arrangements, on or in respect of any Principal Property owned or leased by Whirlpool Corporation or any Restricted Subsidiary, or on any shares of stock or Debt of any Restricted Subsidiary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Moody&#146;s </I>&#148; means Moody&#146;s Investors Service, Inc. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Person</I>&#148; means any individual, corporation, partnership, joint venture association, joint stock company, trust,
unincorporated association&nbsp;or&nbsp;government or any agency or political subdivision thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Principal Property</I>&#148;
means any building, structure or other facility, together with the land upon which it is erected and fixtures comprising a part thereof, owned or leased by Whirlpool Corporation or any Restricted Subsidiary, used primarily for manufacturing and
located in the United States, the gross book value on the books of Whirlpool Corporation or such Restricted Subsidiary (without deduction of any depreciation reserve) of which on the date as of which the determination is being made exceeds 1% of
Consolidated Net Tangible Assets, other than any such building, structure or other facility or any portion thereof or any such fixture (together with the land upon which it is erected and fixtures comprising a part thereof)&nbsp;(i) which is
financed by industrial development bonds which are tax exempt pursuant to Section&nbsp;103 of the Code (or which receive similar tax treatment under any subsequent amendments thereto or successor laws thereof), or (ii)&nbsp;which, in the opinion of
the Board of Directors of Whirlpool Corporation, is not of material importance to the total business conducted by Whirlpool Corporation and its Restricted Subsidiaries taken as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Rating Agencies</I>&#148; means (i)&nbsp;each of Fitch, Moody&#146;s and S&amp;P; and (ii)&nbsp;if Fitch, Moody&#146;s or S&amp;P
ceases to rate the notes or fails to make a rating of the notes publicly available for reasons outside of Whirlpool Corporation&#146;s control, a &#147;nationally recognized statistical rating organization&#148; within the meaning of
Section&nbsp;3(a)(62) of the Exchange Act, selected by Whirlpool Corporation (as certified by a resolution of Whirlpool Corporation&#146;s Board of Directors) as a replacement agency for Fitch, Moody&#146;s or S&amp;P, or any of them, as the case
may be. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Reference Bond Dealer</I>&#148; means each of BNP Paribas, Citigroup Global Markets Limited, ING Bank N.V., J.P. Morgan
Securities plc and Mizuho International plc, and their respective successors, except that if any of the foregoing ceases to be a broker of, and/or market maker in, German government bonds (a &#147;Primary Bond Dealer&#148;), Whirlpool Corporation
shall designate as a substitute another nationally recognized investment banking firm that is a Primary Bond Dealer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Restricted
Subsidiary</I>&#148; means any Subsidiary (a)&nbsp;substantially all the property of which is located, or substantially all the business of which is carried on, within the United States, or (b)&nbsp;which owns or leases any Principal Property;
provided, however, that the term &#147;Restricted Subsidiary&#148; shall not include any Subsidiary (1)&nbsp;more than 80% of whose revenues during the four preceding calendar quarters, if any, were derived from, and more than 80% of whose assets
are related to, the financing of foreign Subsidiaries, or the financing of sales or leasing to Persons other than Whirlpool Corporation or any other Restricted Subsidiary, (2)&nbsp;which is primarily engaged in holding or developing real estate or
constructing buildings or designing, constructing or otherwise manufacturing structures, equipment, systems, machines, devices or facilities for the control or abatement of atmospheric pollutants or contaminants, water pollution, noise, odor or
other pollution or waste disposal, (3)&nbsp;which is a bank, insurance company or finance company, (4)&nbsp;which is or was a &#147;DISC&#148; (Domestic International Sales Corporation) or a &#147;FSC&#148; (Foreign Sales Corporation), as defined in
Sections 992 or 922, respectively, of the Internal Revenue Code of 1986, as amended (the &#147;Code&#148;), or which receives similar tax treatment under any subsequent amendments thereto or successor laws thereof, or (5)&nbsp;which is any other
financial entity whose accounts as of the date of determination are not required to be consolidated with the accounts of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-26 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Whirlpool Corporation in its audited consolidated financial statements (but such Subsidiary shall be excluded pursuant to any of clauses (1)&nbsp;through (5)&nbsp;of this proviso only so long as
it shall not own any Principal Property). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>S&amp;P </I>&#148; means S&amp;P Global Ratings, a division of&nbsp;S&amp;P Global,
Inc., and its successors. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;<I>Subsidiary</I>&#148; means a corporation more than 50% of the outstanding voting stock of which is
owned, directly or indirectly, by Whirlpool Corporation or by one or more other Subsidiaries, or by Whirlpool Corporation and one or more other Subsidiaries. For the purposes of this definition, &#147;voting stock&#148; means stock which ordinarily
has voting power for the election of directors, whether at all times or only so long as no senior class of stock has such voting power by reason of any contingency. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Book-Entry Delivery and Form; Global Note </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We have obtained the information in this section concerning Clearstream and Euroclear and their book-entry systems and procedures from sources
that we believe to be reliable. We take no responsibility for an accurate portrayal of this information. In addition, the description of the clearing systems in this section reflects our understanding of the rules and procedures of Clearstream and
Euroclear as they are currently in effect. Those clearing systems could change their rules and procedures at any time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes will
initially be represented by a fully registered global note. The notes, when issued in global form, are intended to be eligible to be pledged as collateral in European central banking and monetary operations and to be held under the NSS. The global
note will be deposited with, or on behalf of, a Common Safekeeper, and registered in the name of a nominee for such Common Safekeeper for the accounts of Clearstream and Euroclear. Except as set forth below, the global note may be transferred, in
whole and not in part, only to Euroclear or Clearstream or their respective nominees. You may hold your interests in the global note in Europe through Clearstream or Euroclear, either as an accountholder in such systems or indirectly through
organizations that are accountholders in such systems. Clearstream and Euroclear will hold interests in the global note on behalf of their respective participating organizations or customers through customers&#146; securities accounts in
Clearstream&#146;s or Euroclear&#146;s names on the books of their respective depositaries. Book-entry interests in the notes and all transfers relating to the notes will be reflected in the book-entry records of Clearstream and Euroclear. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The distribution of the notes will be cleared through Clearstream and Euroclear. Any secondary market trading of book-entry interests in the
notes will take place through Clearstream and Euroclear accountholders and will settle in <FONT STYLE="white-space:nowrap">same-day</FONT> funds. Owners of book-entry interests in the notes will receive payments relating to their notes in euro,
except as described under the heading &#147;&#151;Issuance in Euro.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Clearstream and Euroclear have established electronic
securities and payment transfer, processing, depositary and custodial links among themselves and others, either directly or through custodians and depositaries. These links allow the notes to be issued, held and transferred among the clearing
systems without the physical transfer of certificates. Special procedures to facilitate clearance and settlement have been established among these clearing systems to trade securities across borders in the secondary market. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The policies of Clearstream and Euroclear will govern payments, transfers, exchanges and other matters relating to the investor&#146;s
interest in the notes held by them. We have no responsibility for any aspect of the records kept by Clearstream or Euroclear or any of their direct or indirect accountholders. We also do not supervise these systems in any way. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Clearstream and Euroclear and their accountholders perform these clearance and settlement functions under agreements they have made with one
another or with their customers. You should be aware that they are not obligated to perform or continue to perform these procedures and may modify them or discontinue them at any time. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-27 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as provided below, owners of beneficial interests in the notes will not be entitled
to have the notes registered in their names, will not receive or be entitled to receive physical delivery of the notes in definitive form and will not be considered the owners or holders of the notes under the indenture, including for purposes of
receiving any reports delivered by us or the trustee pursuant to the indenture. Accordingly, each person owning a beneficial interest in a note must rely on the procedures of the depositary and, if such person is not an accountholder, on the
procedures of the accountholder through which such person owns its interest, in order to exercise any rights of a holder of notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We
have been advised by Clearstream and Euroclear, respectively, as follows: </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Clearstream </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Clearstream advises that it is incorporated under the laws of Luxembourg as a professional depositary. Clearstream holds securities for its
participating organizations (&#147;Clearstream Participants&#148;) and facilitates the clearance and settlement of securities transactions between Clearstream Participants through electronic book-entry changes in accounts of Clearstream
Participants, thereby eliminating the need for physical movement of certificates. Clearstream provides to Clearstream Participants, among other things, services for safekeeping, administration, clearance and settlement of internationally traded
securities and securities lending and borrowing. Clearstream interfaces with domestic markets in several countries. As a professional depositary, Clearstream is subject to regulation by the Luxembourg Commission for the Supervision of the Financial
Sector (Commission de Surveillance du Secteur Financier). Clearstream Participants are recognized financial institutions around the world, including underwriters, securities brokers and dealers, banks, trust companies, clearing corporations and
certain other organizations and may include the underwriters. Indirect access to Clearstream is also available to others, such as banks, brokers, dealers and trust companies that clear through or maintain a custodial relationship with a Clearstream
Participant, either directly or indirectly. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Distributions with respect to interests in the notes held beneficially through Clearstream
will be credited to cash accounts of Clearstream Participants in accordance with its rules and procedures. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Euroclear </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Euroclear advises that it was created in 1968 to hold securities for participants of Euroclear (&#147;Euroclear Participants&#148;) and to
clear and settle transactions between Euroclear Participants through simultaneous electronic book-entry delivery against payment, thereby eliminating the need for physical movement of certificates and any risk from lack of simultaneous transfers of
securities and cash. Euroclear includes various other services, including securities lending and borrowing and interfaces with domestic markets in several countries. Euroclear is operated by Euroclear Bank SA/NV (the &#147;Euroclear Operator&#148;).
All operations are conducted by the Euroclear Operator, and all Euroclear securities clearance accounts and Euroclear cash accounts are accounts with the Euroclear Operator. Euroclear Participants include banks (including central banks), securities
brokers and dealers and other professional financial intermediaries and may include the underwriters. Indirect access to Euroclear is also available to other firms that clear through or maintain a custodial relationship with a Euroclear Participant,
either directly or indirectly. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Terms and Conditions Governing Use of Euroclear and the related Operating Procedures of the Euroclear
System, or the Euroclear Terms and Conditions, and applicable Belgian law govern securities clearance accounts and cash accounts with the Euroclear Operator. Specifically, these terms and conditions govern: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">transfers of securities and cash within Euroclear; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">withdrawal of securities and cash from Euroclear; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">receipt of payments with respect to securities in Euroclear. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All securities in Euroclear are held on a fungible basis without attribution of specific certificates to specific securities clearance
accounts. The Euroclear Operator acts under the Terms and Conditions only on behalf of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-28 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Euroclear Participants and has no record of or relationship with persons holding securities through Euroclear Participants. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Distributions with respect to interests in the notes held beneficially through Euroclear will be credited to the cash accounts of Euroclear
Participants in accordance with the Euroclear Terms and Conditions. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Global Clearance and Settlement Procedures </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We understand that investors that hold their notes through Clearstream or Euroclear accounts will follow the settlement procedures that are
applicable to conventional eurobonds in registered form. Notes will be credited to the securities custody accounts of Clearstream and Euroclear accountholders on the business day following the settlement date, for value on the settlement date. They
will be credited either free of payment or against payment for value on the settlement date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We understand that secondary market trading
between Clearstream and/or Euroclear accountholders will occur in the ordinary way following the applicable rules and operating procedures of Clearstream and Euroclear. Secondary market trading will be settled using procedures applicable to
conventional eurobonds in registered form. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">You should be aware that investors will only be able to make and receive deliveries, payments
and other communications involving the notes through Clearstream and Euroclear on days when those systems are open for business. Those systems may not be open for business on days when banks, brokers and other institutions are open for business in
the United States. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In addition, because of time-zone differences, there may be problems with completing transactions involving
Clearstream and Euroclear on the same business day as in the United States. United States investors who wish to transfer their interests in the notes, or to make or receive a payment or delivery of the notes, on a particular day, may find that the
transactions will not be performed until the next business day in Luxembourg or Brussels, depending on whether Clearstream or Euroclear is used. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Clearstream or Euroclear will credit payments to the cash accounts of Clearstream customers or Euroclear accountholders, as applicable, in
accordance with the relevant system&#146;s rules and procedures, to the extent received by its depositary. Clearstream or the Euroclear Operator, as the case may be, will take any other action permitted to be taken by a holder under the indenture on
behalf of a Clearstream customer or Euroclear participant only in accordance with its relevant rules and procedures. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Clearstream and
Euroclear have agreed to the foregoing procedures in order to facilitate transfers of the notes among accountholders of Clearstream and Euroclear. However, they are under no obligation to perform or continue to perform those procedures, and they may
discontinue those procedures at any time. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Certificated Notes </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We will issue notes in definitive form upon surrender of the global note in accordance with their terms only if: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">an Event of Default has occurred and is continuing; or </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">either Euroclear or Clearstream is closed for business for a continuous period of at least 14 days or more
(other than by reason of holiday, statutory or otherwise) or announces an intention permanently to cease business or does in fact do so and no alternative clearing system satisfactory to the trustee is available; or </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-29 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">c)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the Issuer would suffer a disadvantage as a result of a change in laws or regulations (taxation or otherwise)
or as a result of a change in the practice of Euroclear and/or Clearstream which would not be suffered were the notes in definitive form and a certificate to such effect signed by an authorized signatory of the Issuer is given to the trustee.
</P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Thereupon (in the case of (a)&nbsp;or (b)&nbsp;above) the holder of a global note (acting on behalf of one or more of
the accountholders) or the Trustee may give notice to the Issuer and (in the case of (c)&nbsp;above) the Issuer may give notice to the trustee and the noteholders, of its intention to exchange a global note for notes in definitive form on or after
the Exchange Date (as defined below). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On or after the Exchange Date the holder of the global note may, or in the case of (c)&nbsp;above,
shall surrender it to or to the order of the London paying agent. In exchange for the global note, the Issuer shall deliver, or procure the delivery of, an equal aggregate principal amount of definitive notes, security printed in accordance with any
applicable legal and stock exchange requirements. On exchange of the global note, the Issuer will procure that it is cancelled and, if the holder so requests, returned to the holder together with any relevant definitive notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For these purposes, &#147;Exchange Date&#148; means a day specified in the notice requiring exchange falling not less than 60 days after that
on which the notice requiring exchange is given and being a day on which banks are open for general business in London, the place in which the specified office of the London paying agent is located and, except in case of exchange pursuant to
(b)&nbsp;above, in the place in which Euroclear and Clearstream are located. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In all cases, definitive notes delivered in exchange for any
global note or beneficial interests in global notes will be registered in the names, and issued in any approved denominations, requested by or on behalf of the holder of the relevant global notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Neither we nor the Trustee will be liable for any delay by the holder of the relevant global notes&nbsp;identifying the holders of beneficial
interests in the global note, and each such person may conclusively rely on, and will be protected in relying on, instructions from Euroclear or Clearstream for all purposes (including with respect to the registration and delivery, and the
respective principal amounts, of the definitive notes to be issued). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In considering the interests of holders of the notes while any
relevant global note are held on behalf of Euroclear and Clearstream, the Trustee may have regard to any information provided to it by such clearing systems as to the identity (either individually or by category) of their accountholders and may
consider such interests as if such accountholders were holders of the relevant global notes and interests therein. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Eurosystem Eligibility </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are intended to be held in a manner which will allow Eurosystem eligibility. This simply means that the notes are intended upon issue
to be deposited with one of the ICSDs as Common Safekeeper (and registered in the name of a nominee of one of the ICSDs acting as Common Safekeeper) and does not necessarily mean that the notes will be recognized as eligible collateral for
Eurosystem monetary policy and <FONT STYLE="white-space:nowrap">intra-day</FONT> credit operations by the Eurosystem either upon issue or at any or all times during their life. Such recognition will depend upon the European Central Bank being
satisfied that Eurosystem eligibility criteria have been met. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Governing Law </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The indenture provides that it and the notes will be governed by, and construed in accordance with, the laws of the State of New York. In
respect of the notes, the provisions of Articles <FONT STYLE="white-space:nowrap">470-1</FONT> to <FONT STYLE="white-space:nowrap">470-19</FONT> (inclusive) of the Luxembourg Law of 10&nbsp;August 1915 on commercial companies, as amended, are
expressly excluded. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-30 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Trustee and Paying Agent </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We maintain customary banking relationships with U.S. Bank National Association, the trustee under the indenture, and Elavon Financial Services
DAC, the London paying agent for the notes and their affiliates. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-31 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_8"></A><FONT STYLE="white-space:nowrap">NON-U.S.</FONT> FEDERAL INCOME
TAX CONSIDERATIONS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Luxembourg Income Tax Considerations </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following is a summary of our understanding of current law and practice in Luxembourg relating to certain aspects of Luxembourg taxation.
</P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I><U>Luxembourg-Resident Corporate Holders </U></I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under Luxembourg tax laws currently in effect, there is no Luxembourg withholding tax on payments of interest, including accrued but unpaid
interest on the notes to Luxembourg-resident corporate holders. There is also no Luxembourg withholding tax upon repayment of principal in case of reimbursement, redemption, repurchase or exchange of the notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Interest received, accrued but unpaid interest and capital gains on the notes are subject to tax as ordinary income at a current rate of
24.94% (for corporate holders having their registered seat in Luxembourg-City). Net wealth tax is due at a rate of 0.5% on January&nbsp;1 of each year on the net asset value of the Luxembourg-resident corporate holder not exceeding EUR 500m and at a
rate of 0.05% on the net asset value exceeding EUR 500m. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I><U>Luxembourg-Resident Individuals Holders </U></I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under the Luxembourg Act of December&nbsp;23, 2005 introducing a final withholding tax on certain interest payments (the &#147;Act&#148;),
payments of interest or similar income made or ascribed by a paying agent established in Luxembourg to or for the immediate benefit of an individual beneficial owner who is resident of Luxembourg will be subject to a withholding tax of 20%. Such
withholding tax will be in full discharge of income tax if the beneficial owner is an individual acting in the course of the management of his/her private wealth. Responsibility for the withholding of the tax will be assumed by the Luxembourg paying
agent. Payments of interest under the notes that fall within the scope of the Act would be subject to withholding tax of 20%. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I><U><FONT
STYLE="white-space:nowrap">Non-Resident</FONT> Corporate Holders </U></I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under Luxembourg tax laws currently in effect, there is no
Luxembourg withholding tax on payments of interest on the notes to <FONT STYLE="white-space:nowrap">non-resident</FONT> corporate holders. There is also no Luxembourg withholding tax upon repayment of principal in case of reimbursement, redemption,
repurchase or exchange of the notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Interest and capital gains derived from the notes by
<FONT STYLE="white-space:nowrap">non-resident</FONT> corporate holders are not subject to Luxembourg tax provided such income and gains are not attributable directly or indirectly to a permanent establishment or a permanent representative in
Luxembourg. Under the same circumstances, such <FONT STYLE="white-space:nowrap">non-resident</FONT> holders are not subject to wealth taxes in relation to the notes. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I><U><FONT STYLE="white-space:nowrap">Non-Resident</FONT> Individual Holders </U></I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As from January&nbsp;1, 2015, no withholding tax is levied any longer to payment of interest falling within the scope of the EC Council
Directive 2003/48/EC on the taxation of savings income (as implemented in the Luxembourg laws by a law dated June&nbsp;21, 2005). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As a
result, there is no withholding tax on payments of interest on the notes to <FONT STYLE="white-space:nowrap">non-resident</FONT> individual holders. Interest and capital gains derived from the notes by
<FONT STYLE="white-space:nowrap">non-resident</FONT> individual holders are not subject to Luxembourg tax. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-32 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_9"></A>MATERIAL U.S. FEDERAL INCOME TAX CONSIDERATIONS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following is a general discussion of certain United States federal income tax consequences of the acquisition, ownership and disposition
of the notes by initial holders of notes, but does not purport to be a complete analysis of all the potential tax considerations. This discussion is limited to consequences relevant to a U.S. Holder (as defined below) who purchases the notes in this
offering at their original issue price (generally the first price at which a substantial amount of the notes are sold for money to the public, not including purchases by bond houses, brokers or similar persons or organizations acting in the capacity
of underwriters, placement agents or wholesalers) for cash and who hold such notes as capital assets within the meaning of Section&nbsp;1221 of the Code (generally, property held for investment) and assumes that such issue price is the price stated
on the cover of this prospectus supplement.&nbsp;This discussion assumes that the notes are not issued with original issue discount as that term is defined in the Code and Treasury Regulations.&nbsp;The discussion does not cover all aspects of
U.S.&nbsp;federal income taxation that may be relevant to, or the actual tax effect that any of the matters described herein will have on, the acquisition, ownership or disposition of notes by particular U.S. Holders, and does not address the
consequences under U.S. federal tax laws other than U.S. federal income tax laws (such as U.S. federal estate or gift tax laws) or state, local, foreign or other tax laws.&nbsp;This discussion is based upon the Code, the Treasury Regulations
thereunder and administrative rulings and court decisions, all as of the date hereof, and all of which are subject to change, possibly retroactively. Any such change could significantly affect the United States federal income tax considerations
described below. This discussion does not consider any specific facts or circumstances or special tax rules that may apply to a particular U.S. Holder based on its particular circumstances or status (including, for example, a bank, a financial
institution, an insurance company, an accrual method taxpayer that files applicable financial statements (as described in section 451(b) of the Code), a passive foreign investment company, a controlled foreign corporation, an individual retirement
or other <FONT STYLE="white-space:nowrap">tax-deferred</FONT> account, an S corporation, a broker-dealer or dealer or trader in securities or currencies, a <FONT STYLE="white-space:nowrap">tax-exempt</FONT> organization, a partnership or other
pass-through entity and investors in such entities, an expatriate, a real estate investment trust, a regulated investment company, a person that holds securities as part of a straddle, hedge, conversion transaction, or other integrated investment, a
<FONT STYLE="white-space:nowrap">non-United</FONT> States trust or estate with United States beneficiaries, a corporation that accumulates earnings to avoid United States federal income tax, a person subject to the personal holding company or
accumulated earnings rules, persons liable for the alternative minimum tax, investors who own directly, indirectly or constructively, five percent (5%) or more of the Issuer&#146;s stock, persons who are members of an &#147;expanded group&#148; or
&#147;modified expanded group&#148; with the Issuer within the meaning of the Treasury regulations under Section&nbsp;385 of the Code, or a government or its controlled entities). This discussion also does not address the tax consequences to persons
that have a functional currency other than the U.S. dollar. We have not sought and will not seek any ruling from the Internal Revenue Service (the &#147;IRS&#148;) with respect to the statements made and the conclusions reached in this discussion,
and we cannot assure you that the IRS or a court will agree with such statements and conclusions or that a court would not sustain any challenge by the IRS in the event of litigation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For purposes of this discussion, a &#147;U.S. Holder&#148; means a beneficial owner of notes that is, for U.S. federal income tax purposes
(1)&nbsp;an individual citizen or resident of the United States, (2)&nbsp;a corporation (or other entity taxable as a corporation for U.S. federal income tax purposes) created or organized in the United States or under the laws of the United States,
any state thereof, or the District of Columbia, (3)&nbsp;an estate whose income is includible in gross income for United States federal income tax purposes regardless of its source, or (4)&nbsp;a trust (i)&nbsp;whose administration is subject to the
primary supervision of a United States court and which has one or more United States persons who have the authority to control all substantial decisions of the trust or (ii)&nbsp;if a valid election to be treated as a U.S. person under applicable
Treasury Regulations is in effect with respect to such trust. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a partnership or other entity or arrangement treated as a partnership
for United States federal income tax purposes holds the notes, the tax treatment of a partner thereof will generally depend upon the status of the partner and the activities of the partner and the partnership. Partners in a partnership holding the
notes should </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-33 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
consult their tax advisors as to the tax consequences to them of the purchase, ownership and disposition of the notes by the partnership. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>THE FOLLOWING DISCUSSION IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT A SUBSTITUTE FOR CAREFUL TAX PLANNING AND ADVICE. PROSPECTIVE INVESTORS ARE URGED TO
CONSULT THEIR INDEPENDENT TAX ADVISORS REGARDING THE UNITED STATES FEDERAL TAX CONSEQUENCES OF ACQUIRING, HOLDING, AND DISPOSING OF THE NOTES, AS WELL AS ANY TAX CONSEQUENCES THAT MAY ARISE UNDER THE LAWS OF ANY FOREIGN, STATE, LOCAL, OR OTHER
TAXING JURISDICTION, OR DUE TO CHANGES IN TAX LAW. </B></P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Additional Amounts </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In certain circumstances, we may choose to or be obligated to pay amounts in excess of the stated interest or principal on the notes (see
&#147;Description of Notes&#151;Payment of Additional Amounts&#148;, &#147;Description of Notes&#151;Repurchase at Option of Holders Upon Change of Control Repurchase Event&#148;, &#147;Description of Notes&#151;Redemption for Tax Reasons&#148;,
&#147;Description of Notes&#151;Optional Redemption&#148;). The obligation to make such payments may implicate the provisions of Treasury Regulations relating to &#147;contingent payment debt instruments.&#148; Under applicable Treasury Regulations,
the possibility that such an amount will be paid will not affect the amount, timing or character of income recognized by a U.S. Holder with respect to the notes if, as of the date the notes were issued, there is only a remote chance that such an
amount will be paid, the amount is incidental or certain other exceptions apply. Although the issue is not free from doubt, we intend to take the position that the contingencies associated with such payments on the notes should not cause the notes
to be subject to the contingent payment debt instrument rules. Our determination is binding on a U.S. Holder unless such U.S. Holder discloses its contrary position in the manner required by applicable Treasury regulations. Our determination is not,
however, binding on the IRS, and if the IRS were to successfully challenge this determination, a U.S. Holder might be required to accrue interest income at a higher rate than the stated interest rate on the notes, and to treat as ordinary income any
gain realized on the taxable disposition of a note. The remainder of this discussion assumes that the notes will not be treated as contingent payment debt instruments. U.S. Holders are urged to consult their own tax advisors regarding the potential
application to the notes of the contingent payment debt instrument rules and the consequences thereof. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Payments of Interest </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Interest on a note will be &#147;qualified stated interest&#148; as that term is defined in the Code and the Treasury Regulations, and
generally be taxable to a U.S. Holder as ordinary interest income at the time it is received or accrued, in accordance with the U.S. Holder&#146;s method of accounting for U.S. federal income tax purposes.&nbsp;See the discussion below under
&#147;&#151;Information Reporting and Backup Withholding&#148; regarding certain information we may be required to provide to the IRS with respect to payments to U.S. Holders and circumstances under which we may be required to withhold U.S. federal
income tax on payments to U.S. Holders.&nbsp;See &#147;&#151;Foreign Currency Considerations&#151;Payments of Interest in Euro&#148; below for additional tax consequences related to the notes being denominated in euro. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Foreign Tax Credit </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A U.S. Holder
may be entitled to deduct or credit foreign taxes, if any, imposed on stated interest (including additional amounts), subject to certain limitations (including that the election to deduct or credit taxes applies to all of such U.S. Holder&#146;s
other applicable foreign taxes for a particular tax year). Interest on a note generally will constitute foreign source income and generally will be considered &#147;passive category income&#148; in computing the foreign tax credit allowable to U.S.
Holders under U.S. federal income tax laws. There are significant complex limitations on a U.S. Holder&#146;s ability to claim foreign tax credits. The rules governing the calculation of foreign tax credits are complex and depend on a U.S.
Holder&#146;s particular circumstances. U.S. Holders should consult their tax advisors regarding the creditability or deductibility of any withholding taxes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-34 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Sale, Exchange, Retirement, Redemption or Other Taxable Disposition of Notes </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In general, a U.S. Holder will recognize gain or loss upon the sale, exchange, redemption or other taxable disposition of the notes measured by
the difference between (1)&nbsp;the amount (determined in dollars) of cash and fair market value of property received (except to the extent such cash or property is attributable to accrued but unpaid interest, which is treated as interest, as
described above, to the extent not previously included in income) and (2)&nbsp;the U.S. Holder&#146;s adjusted tax basis in the notes. A U.S. Holder&#146;s adjusted tax basis in the notes generally will equal the cost of the notes to the U.S.
Holder, less any principal payments received by such U.S. Holder (in each case, determined in dollars). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the discussion of
exchange gain or loss below in &#147;&#151;Foreign Currency Considerations&#148;, gain or loss recognized on the sale, exchange, redemption, retirement or other taxable disposition of a note will be capital gain or loss. Any such capital gain or
loss will be long-term capital gain or loss if the U.S. Holder has held the note for more than one year at the time of disposition. A <FONT STYLE="white-space:nowrap">non-corporate</FONT> U.S. Holder generally will be eligible for reduced rates of
taxation on any long-term capital gain recognized. Deductions for capital losses are subject to limitations. Prospective purchasers should consult their tax advisers as to the foreign tax credit implications of the sale, exchange, redemption,
retirement or other taxable disposition of the notes. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Foreign Currency Considerations </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I><U>Payments of Interest in Euro </U></I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a
U.S. Holder uses the cash method of accounting for United States federal income tax purposes, such U.S. Holder will be required to include in such U.S. Holder&#146;s gross income the dollar value of the euro interest payment on the date received
(based on the dollar spot rate for euro on that date), regardless of whether the U.S. Holder in fact converts the payment to dollars at that time. A U.S. Holder will not recognize foreign currency gain or loss with respect to receipt of such
payments, but may have foreign currency gain or loss when such U.S. Holder actually sells or otherwise disposes of euro, as described below. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a U.S. Holder uses the accrual method of accounting for United States federal income tax purposes, such U.S. Holder will be required to
include in such U.S. Holder&#146;s gross income the dollar value of the euro amount of interest income that accrues during an accrual period. The dollar value of the euro amount of accrued interest income is determined by translating that income at
the average dollar exchange rate for euro in effect during the accrual period or, if the accrual period spans two taxable years, the partial period within the taxable year. A U.S. Holder may elect, however, to translate accrued interest income
using: (i)&nbsp;the dollar spot rate for euro on the last day of the accrual period, (ii)&nbsp;in the case of a partial accrual period, the spot rate on the last day of the taxable year or (iii)&nbsp;if the date of receipt is within five business
days of the last day of the interest accrual period, the spot rate on the date of receipt. That election must be applied consistently to all debt instruments a U.S. Holder holds from year to year and may not be changed without the consent of the
IRS. Prior to making that election, U.S. Holders should consult their own tax advisor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a U.S. Holder uses the accrual method of
accounting for United States federal income tax purposes, such U.S. Holder may recognize foreign currency gain or loss, which generally will be taxable as ordinary income or loss, with respect to accrued interest income on the date the payment of
that income was received. The amount of foreign currency gain or loss recognized will be the difference, if any, between the dollar value of the payment in euro that is received by the U.S. Holder in respect of the accrued interest (based on the
dollar spot rate for euro on the date you receive the payment) and the dollar value of interest income that has accrued during the accrual period (determined as described in the preceding paragraph). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a U.S. Holder receives a payment of interest in dollars as a result of a currency conversion, then the dollar amount so received might not
be the same as the dollar amount required to be recognized as interest income under the rules described above. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-35 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I><U>Exchange or Purchase of Euro </U></I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Euro received as interest on a note or on a sale, exchange, redemption or other disposition of a note generally will have a tax basis equal to
the dollar value of the euro at the spot rate on the date of receipt. If a U.S. Holder purchases euro, the tax basis of the euro will generally be the dollar value of the euro at the spot rate on the date of purchase. Any gain or loss recognized on
a sale, exchange or other disposition of euro (including the use of euro to purchase notes or upon the exchange of euro for dollars) generally will be treated as ordinary income or loss. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I><U>Foreign Currency Gain or Loss on Sale or Other Disposition of Notes </U></I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a U.S. Holder receives euro on the sale, exchange, redemption or other disposition of your note, the dollar amount realized generally will
be based on the dollar spot rate for euro on the date of the disposition. However, if the notes are traded on an established securities market and such U.S. Holder is a cash method U.S. Holder or an electing accrual method U.S. Holder, the dollar
amount realized will be determined by translating the euro received at the dollar spot rate for euro on the settlement date of the disposition. If such U.S. Holder is an accrual method U.S. Holder and makes this election, the election must be
applied consistently to all debt instruments from year to year and cannot be changed without the consent of the IRS. If such U.S. Holder is an accrual method U.S. Holder and does not make this election, the dollar equivalent of the amount realized
will be determined by translating that amount at the dollar spot rate for euro on the date of the sale, exchange, redemption or other disposition and generally will recognize foreign currency gain or loss (generally treated as ordinary income or
loss) equal to the difference, if any, between the dollar equivalent of the amount realized based on the spot rates in effect on the date of disposition and the settlement date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The initial tax basis in a note generally will be the cost of the note, which, in the case of a U.S. Holder that purchases a note with euro,
will be the dollar value of the amount of euro paid for such note at the dollar spot rate for euro on the date of purchase. However, if the notes are traded on an established securities market, and a U.S. Holder is a cash basis U.S. Holder or an
electing accrual method U.S. Holder, the dollar amount of the euro purchase price will be determined by translating the euro paid at the dollar spot rate for euro on the settlement date of the purchase. As described above, if a U.S. Holder is an
accrual method U.S. Holder and makes this election, the election must be applied consistently to all debt instruments from year to year and cannot be changed without the consent of the IRS. If a U.S. Holder is an accrual method U.S. Holder and does
not make this election, the dollar equivalent of the purchase price will be determined by translating that amount at the spot rate on the date of the purchase and foreign currency gain or loss (generally treated as ordinary income or loss) equal to
the difference, if any, between the dollar equivalent of the purchase price based on the spot rates in effect on the date of purchase and the settlement date will be generally recognized. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A U.S. Holder will recognize foreign currency gain or loss attributable to the movement in exchange rates between the time of purchase of the
note and the time of disposition, including the sale, exchange, redemption or other disposition, of the note. Gain or loss attributable to the movement of exchange rates will equal the difference between (1)&nbsp;the dollar value of the euro
principal amount of the note, determined as of the date the note is disposed of based on the dollar spot rate for euro in effect on that date and (2)&nbsp;the dollar value of the euro principal amount of such note, determined on the date the note
was acquired based on the dollar spot rate for euro in effect on that date. For this purpose, the principal amount of the note is the purchase price for the note in euro. Any such gain or loss generally will be treated as ordinary income or loss,
and generally will be United States source gain or loss, and generally will not be treated as interest income or expense. A U.S. Holder will recognize such foreign currency gain or loss to the extent such U.S. Holder has gain or loss, respectively,
on the overall sale or taxable disposition of the note. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Medicare Net Investment Income Tax </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A tax of 3.8% is imposed on the &#147;net investment income&#148; of certain individuals, trusts and estates on the lesser of (1)&nbsp;the
taxpayer&#146;s &#147;net investment income&#148; (or undistributed net investment income in the case of an </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-36 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
estate or trust) for the relevant taxable year and (2)&nbsp;the excess of the taxpayer&#146;s modified adjusted gross income (or adjusted gross income in the case of an estate or trust) for the
taxable year over a certain threshold. A U.S. Holder&#146;s net investment income will generally include gross income from interest on the notes and net gain attributable to the disposition of certain property, such as the notes, less certain
deductions, unless such interest income or net gains are derived in the ordinary course of the conduct of a trade or business (other than a trade or business that consists of certain passive or trading activities). Prospective investors should
consult their own tax advisors regarding the applicability of this tax in their particular circumstances in respect of their investment in the notes. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Reportable Transaction Reporting </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under applicable Treasury Regulations, if a U.S. Holder participates in &#147;reportable transactions&#148; (as defined in the Treasury
Regulations), such U.S. Holder must attach to such U.S. Holder&#146;s United States federal income tax return a disclosure statement on IRS Form 8886. Under the relevant rules, a U.S. Holder may be required to treat a foreign currency exchange loss
from the notes as a reportable transaction if this loss exceeds the relevant threshold in the regulations. U.S. Holders should consult their tax advisor regarding the possible obligation to file IRS Form 8886 with respect to the ownership or
disposition of the notes, or any related transaction, including, without limitation, the disposition of any euro received. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Foreign Financial Asset
Reporting </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Legislation enacted in 2010 imposes reporting requirements (generally an IRS Form 8938 (Statement of Specified Foreign
Financial Assets)) on certain holders of certain foreign financial assets, including debt of foreign entities, if the aggregate value of all of these assets exceeds $50,000 at the end of the taxable year or $75,000 at any time during the taxable
year. The thresholds are higher for individuals living outside of the United States and married couples filing jointly. The notes are expected to constitute foreign financial assets subject to these requirements unless the notes are held in an
account at a financial institution (in which case the account may be reportable if maintained by a foreign financial institution). Prospective purchasers should consult their tax advisers regarding the application of this legislation. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Information Reporting and Backup Withholding </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In general, information reporting requirements will apply to payments of stated interest on the notes and to the proceeds of the sale or other
disposition (including a retirement or redemption) of a note paid to a U.S. Holder unless such U.S. Holder is an exempt recipient (such as a corporation), and, when required, provides evidence of such exemption. The payor (which may be us or an
intermediate payor) will be required to impose backup withholding, currently at a rate of 24%, on such payments if: (i)&nbsp;the U.S. Holder fails to furnish an accurate taxpayer identification number or to establish an exemption from backup
withholding; (ii)&nbsp;the IRS notifies the payor that the taxpayer identification number furnished by the U.S. Holder is incorrect; (iii)&nbsp;there has been a &#147;notified payee underreporting&#148; described in Section&nbsp;3406(c) of the Code;
or (iv)&nbsp;the U.S. Holder has not certified under penalties of perjury that it has furnished a correct taxpayer identification number, that it is a U.S. person, and that the IRS has not notified such U.S. Holder that it is subject to backup
withholding under the Code. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Backup withholding is not an additional tax. Any amount withheld under the backup withholding rules may be
refunded or credited against the U.S. Holder&#146;s United States federal income tax liability, provided that the required information is timely furnished to the IRS. U.S. Holders should consult their own tax advisors regarding the effect, if any,
of these rules on their particular situation. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Foreign Account Tax Compliance Act </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Sections 1471 through 1474 of the Code and the U.S. Treasury regulations and administrative guidance issued thereunder (commonly referred to as
&#147;FATCA&#148;) generally impose a 30% U.S. federal withholding tax on </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-37 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
payments of interest on the notes and, subject to the discussion below, on the gross proceeds from the sale or other disposition of the notes), if paid to a &#147;foreign financial
institution&#148; or a <FONT STYLE="white-space:nowrap">&#147;non-financial</FONT> foreign entity&#148; (each as defined in the Code) (including, in some cases, when such foreign financial institution or
<FONT STYLE="white-space:nowrap">non-financial</FONT> foreign entity is acting as an intermediary), if such entity fails to comply with certain disclosure, withholding and reporting rules that, in general, require that (i)&nbsp;in the case of a
foreign financial institution, the entity identify and provide information in respect of financial accounts with such entity (which includes certain equity and debt holders of such entity) held (directly or indirectly) by United States persons and
United <FONT STYLE="white-space:nowrap">States-owned</FONT> foreign entities, and (ii)&nbsp;in the case of a <FONT STYLE="white-space:nowrap">non-financial</FONT> foreign entity, the entity identify and provide information in respect of substantial
United States owners of such entity. The IRS has issued proposed regulations that, when finalized, will provide for the repeal of the 30% withholding tax that, under existing regulations (released in January 2013) and subsequent IRS guidance, would
have applied to all payments of gross proceeds occurring after December&nbsp;31, 2018 from the sale, exchange or other disposition of debt instruments, including the notes. The preamble to the proposed regulations provides that taxpayers may rely
upon this repeal until the issuance of final regulations. Foreign financial institutions located in jurisdictions that have an intergovernmental agreement with the United States with respect to these rules may be subject to different rules. Under
certain circumstances, a beneficial owner of a note might be eligible for refunds or credits of such taxes. Prospective purchasers of the notes should consult their own tax advisors regarding the implications of FATCA on their investment in the
notes. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>The Proposed Financial Transactions Tax (&#147;FTT&#148;) </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On February&nbsp;14, 2013, the European Commission published a proposal (the &#147;Commission&#146;s Proposal&#148;) for a Directive for a
common FTT in Belgium, Germany, Estonia, Greece, Spain, France, Italy, Austria, Portugal, Slovenia and Slovakia (the &#147;participating Member States&#148;). However, Estonia has since stated that it will not participate. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Commission&#146;s Proposal has very broad scope and could, if introduced, apply to certain dealings in the notes (including secondary
market transactions) in certain circumstances. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under the Commission&#146;s Proposal, the FTT could apply in certain circumstances to
persons both within and outside of the participating Member States. Generally, it would apply to certain dealings in the notes where at least one party is a financial institution, and at least one party is established in a participating Member
State. A financial institution may be, or be deemed to be, &#147;established&#148; in a participating Member State in a broad range of circumstances, including (a)&nbsp;by transacting with a person established in a participating Member State or
(b)&nbsp;where the financial instrument which is subject to the dealings is issued in a participating Member State. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">However, the
Commission&#146;s Proposal remains subject to negotiation between participating Member States. It may therefore be altered prior to any implementation, and the timing of which remains unclear.&nbsp;Additional Member States may decide to participate.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Prospective holders of the notes are advised to seek their own professional advice in relation to the FTT. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-38 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_10"></A>UNDERWRITING (CONFLICTS OF INTEREST) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Issuer, Whirlpool Corporation and each of the underwriters named below have entered into an underwriting agreement with respect to the
notes. Subject to the terms and conditions of the underwriting agreement, we have agreed to sell to the underwriters, and each underwriter has severally agreed to purchase, the aggregate principal amount of notes listed next to its name in the
following table: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="83%"></TD>

<TD VALIGN="bottom" WIDTH="10%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Underwriter</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Principal&nbsp;Amount<BR>of&nbsp;Notes</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">BNP Paribas</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&#128;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Citigroup Global Markets Limited</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ING Bank N.V.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">J.P. Morgan Securities plc</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mizuho International plc</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Merrill Lynch International</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">MUFG Securities EMEA plc</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">UniCredit Bank AG</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Wells Fargo Securities, LLC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&#128;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The underwriting agreement provides that the obligations of the several underwriters to pay for and accept
delivery of the notes offered by this prospectus supplement are subject to the approval of certain legal matters by their counsel and to certain other conditions. The underwriters are obligated to take and pay for all of the notes offered by this
prospectus supplement if any such notes are taken. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The underwriters initially propose to offer part of the notes directly to the public
at the offering prices set forth on the cover page of this prospectus supplement. After the initial offering of the notes, the underwriters may from time to time vary the offering price and other selling terms. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following table shows the underwriting discount that we will pay to the underwriters in connection with this offering (expressed as a
percentage of the principal amount of notes): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="75%"></TD>

<TD VALIGN="bottom" WIDTH="19%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Paid&nbsp;by&nbsp;the&nbsp;Issuer</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Per Note</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&#128;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We estimate that the total expenses of the offering (including our application to have the notes listed on the
Exchange) payable by us, excluding the underwriting discount, will be approximately $&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We
have also agreed to indemnify the several underwriters against certain liabilities, including liabilities under the U.S. Securities Act of 1933, as amended, or to contribute to payments which the underwriters may be required to make in respect of
any such liabilities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are a new issue of securities with no established trading market. We intend to apply for listing of the
notes on the Exchange for trading on the Global Exchange Market. The listing application will be subject to approval by the Exchange. If such a listing is obtained, we have no obligation to maintain such listing, and we may delist the notes at any
time. The underwriters may make a market in the notes after completion of the offering but will not be obligated to do so and may discontinue any market-making activities at any time without notice. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In connection with the issue of the notes, Mizuho International plc (in this capacity, the &#147;Stabilizing Manager&#148;) may over-allot
notes or effect transactions with a view to supporting the market price of the notes at a </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-39 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
level higher than that which might otherwise prevail. However, any stabilization action may not necessarily occur. Any stabilization action may begin on or after the date on which adequate public
disclosure of the terms of the offer of the notes is made, and, if begun, may cease at any time, but it must end no later than the earlier of 30 days after the issue of the notes and 60 days after the date of the allotment of the notes.&nbsp;The
underwriters have advised us that any stabilization action commenced will be carried out in accordance with applicable laws and regulations. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any stabilization action may have the effect of preventing or retarding a decline in the market price of the notes. They may also cause the
price of the notes to be higher than the price that would otherwise exist in the open market in the absence of stabilization actions. The Stabilizing Manager may conduct these transactions in the <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">over-the-counter</FONT></FONT> market or otherwise. If the Stabilizing Manager commences any stabilization action, it may discontinue them at any time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Certain of the underwriters are not U.S. registered broker-dealers, and such underwriters will not effect any offers or sales of any notes in
the United States unless it is through their respective U.S. registered broker-dealer affiliates, or one or more other U.S. registered broker-dealers in compliance with Rule <FONT STYLE="white-space:nowrap">15a-6</FONT> of the Exchange Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The offering of the shares by the underwriters is subject to receipt and acceptance and subject to the underwriters&#146; right to reject any
order in whole or in part. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Other Relationships </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The underwriters and their respective affiliates are full service financial institutions engaged in various activities, which may include sales
and trading, commercial and investment banking, advisory, investment management, investment research, principal investment, hedging, market making, brokerage and other financial and <FONT STYLE="white-space:nowrap">non-financial</FONT> activities
and services. Some of the underwriters and their affiliates have engaged in, and may in the future engage in, investment banking and other commercial dealings in the ordinary course of business with us or our affiliates. They have received, or may
in the future receive, customary fees and commissions for these transactions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In addition, in the ordinary course of their business
activities, the underwriters and their affiliates may make or hold a broad array of investments, including acting as counterparties to certain derivative and hedging arrangements, and actively trade debt and equity securities (or related derivative
securities) and financial instruments (including bank loans) for their own account and for the accounts of their customers. Such investments and securities activities may involve securities and/or instruments of ours or our affiliates. If any of the
underwriters or their affiliates have a lending relationship with us, certain of those underwriters or their affiliates routinely hedge and certain of those underwriters or their affiliates may hedge, their credit exposure to us consistent with
their customary risk management policies. Typically, such underwriters and their affiliates would hedge such exposure by entering into transactions which consist of either the purchase of credit default swaps or the creation of short positions in
our securities, including potentially the notes offered hereby. Any such credit default swaps or short positions could adversely affect future trading prices of the notes offered hereby. The underwriters and their affiliates may also make investment
recommendations and/or publish or express independent research views in respect of such securities or financial instruments and may hold, or recommend to clients that they acquire, long and/or short positions in such securities and instruments. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Conflicts of Interest </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As described in
this prospectus supplement under &#147;Use of Proceeds,&#148; net proceeds of this offering may be used to redeem the outstanding 2020 Notes. One or more of the underwriters and/or their affiliates may hold positions in the 2020 Notes. Because of
the manner in which the proceeds will be used, more than five percent of the net proceeds of the offering may be paid to members or affiliates of members of the Financial Industry </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-40 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Regulatory Authority, Inc. participating in the offering, which creates a conflict of interest under FINRA Rule&nbsp;5121. As a result, the offering will be conducted in accordance with FINRA
Rule&nbsp;5121. In accordance with that rule, no &#147;qualified independent underwriter&#148; is required because the notes will be investment grade rated. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Selling Restrictions </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Other than in the
United States, no action has been taken by us or the underwriters that would permit a public offering of the notes offered by this prospectus supplement in any jurisdiction where action for that purpose is required.&nbsp;The notes offered by this
prospectus supplement may not be offered or sold, directly or indirectly, nor may this prospectus supplement or any other offering material or advertisements in connection with the offer and sale of any such notes be distributed or published in any
jurisdiction, except under circumstances that will result in compliance with the applicable rules and regulations of that jurisdiction.&nbsp;Persons into whose possession this prospectus supplement comes are advised to inform themselves about and to
observe any restrictions relating to the offering and the distribution of this prospectus supplement.&nbsp;This prospectus supplement does not constitute an offer to sell or a solicitation of an offer to buy any notes offered by this prospectus
supplement in any jurisdiction in which such an offer or a solicitation is unlawful. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any underwriter that is not a broker-dealer
registered with the SEC will only make sales of the notes in the United States through one or more <FONT STYLE="white-space:nowrap">SEC-registered</FONT> broker-dealers in compliance with applicable securities laws and the rules of the Financial
Industry Regulatory Authority, Inc. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in the European Economic Area and the United Kingdom </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement is not a prospectus for the purposes of the Prospectus Regulation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are not intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made available to
any retail investor in the European Economic Area or the United Kingdom. For these purposes, a retail investor means a person who is one (or more) of: (i)&nbsp;a retail client as defined in point (11)&nbsp;of Article 4(1) of MiFID II, (ii)&nbsp;a
customer within the meaning of the Insurance Distribution Directive, where that customer would not qualify as a professional client as defined in point (10)&nbsp;of Article 4(1) of MiFID II or (iii)&nbsp;not a &#147;qualified investor&#148; as
defined in the Prospectus Regulation. Consequently no key information document required by the PRIIPs Regulation for offering or selling the notes or otherwise making them available to retail investors in the European Economic Area or the United
Kingdom has been prepared and therefore offering or selling the notes or otherwise making them available to any retail investor in the European Economic Area or the United Kingdom may be unlawful under the PRIIPS Regulation. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in the United Kingdom </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any invitation or inducement to engage in investment activity (within the meaning of Section&nbsp;21 of FSMA) received by it in connection with
the issue or sale of the notes which are the subject of the offering contemplated by this prospectus supplement and the accompanying prospectus may only be communicated or caused to be communicated in circumstances in which Section&nbsp;21(1) of the
FSMA does not apply to us and Whirlpool Corporation.&nbsp;In addition, all applicable provisions of the FSMA must be complied with in respect to anything done by any person in relation to the notes in, from or otherwise involving the United Kingdom.
</P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in Canada </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes may be sold only to purchasers purchasing, or deemed to be purchasing, as accredited investors, as defined in National Instrument <FONT
STYLE="white-space:nowrap">45-106</FONT> Prospectus Exemptions or subsection 73.3(1) of the Securities Act (Ontario), and are permitted clients, as defined in National Instrument <FONT STYLE="white-space:nowrap">31-103</FONT> Registration
Requirements, Exemptions and Ongoing Registrant Obligations. Any resale of the notes must be made in accordance with an exemption from, or in a transaction not subject to, the prospectus requirements of applicable securities laws. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-41 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Securities legislation in certain provinces or territories of Canada may provide a purchaser
with remedies for rescission or damages if this offering memorandum (including any amendment thereto) contains a misrepresentation, provided that the remedies for rescission or damages are exercised by the purchaser within the time limit prescribed
by the securities legislation of the purchaser&#146;s province or territory. The purchaser should refer to any applicable provisions of the securities legislation of the purchaser&#146;s province or territory for particulars of these rights or
consult with a legal advisor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to section 3A.3 of National Instrument <FONT STYLE="white-space:nowrap">33-105</FONT> Underwriting
Conflicts (NI <FONT STYLE="white-space:nowrap">33-105),</FONT> the initial purchasers are not required to comply with the disclosure requirements of NI <FONT STYLE="white-space:nowrap">33-105</FONT> regarding underwriter conflicts of interest in
connection with this offering. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in Hong Kong </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes may not be offered or sold by means of any document other than (i)&nbsp;in circumstances which do not constitute an offer to the
public within the meaning of the Companies Ordinance (Cap. 32, Laws of Hong Kong), or (ii)&nbsp;to &#147;professional investors&#148; within the meaning of the Securities and Futures Ordinance (Cap. 571, Laws of Hong Kong) and any rules made
thereunder, or (iii)&nbsp;in other circumstances which do not result in the document being a &#147;prospectus&#148; within the meaning of the Companies Ordinance (Cap. 32, Laws of Hong Kong), and no advertisement, invitation or document relating to
the notes may be issued or may be in the possession of any person for the purpose of issue (in each case whether in Hong Kong or elsewhere), which is directed at, or the contents of which are likely to be accessed or read by, the public in Hong Kong
(except if permitted to do so under the laws of Hong Kong) other than with respect to notes which are or are intended to be disposed of only to persons outside Hong Kong or only to &#147;professional investors&#148; within the meaning of the
Securities and Futures Ordinance (Cap. 571, Laws of Hong Kong) and any rules made thereunder. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in Japan </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The securities have not been and will not be registered under the Financial Instruments and Exchange Law of Japan (the Law No.&nbsp;25 of 1948,
as amended, the &#147;FIEL&#148;) and each underwriter will not offer or sell any securities, directly or indirectly, in Japan or to, or for the benefit of, any resident of Japan (which term as used herein means any person resident in Japan,
including any corporation or other entity organized under the laws of Japan), or to others for <FONT STYLE="white-space:nowrap">re-offering</FONT> or resale, directly or indirectly, in Japan or to a resident of Japan, except pursuant to an exemption
from the registration requirements of, and otherwise in compliance with, the FIEL and any other applicable laws, regulations and ministerial guidelines of Japan. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in Singapore </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus supplement and the accompanying prospectus have not been registered as a prospectus with the Monetary Authority of Singapore.
Accordingly, this prospectus supplement, the accompanying prospectus and any other document or material in connection with the offer or sale, or invitation for subscription or purchase, of the notes may not be circulated or distributed, nor may the
notes be offered or sold, or be made the subject of an invitation for subscription or purchase, whether directly or indirectly, to persons in Singapore other than (i)&nbsp;to an institutional investor (as defined in Section&nbsp;4A of the Securities
and Futures Act, Chapter 289 of Singapore (the &#147;SFA&#148;)) under Section&nbsp;274 of the SFA, (ii)&nbsp;to a relevant person (as defined in Section&nbsp;275(2) of the SFA ) pursuant to Section&nbsp;275(1) of the SFA, or any person pursuant to
Section&nbsp;275(1A) of the SFA, and in accordance with the conditions specified in Section&nbsp;275 of the SFA or (iii)&nbsp;otherwise pursuant to, and in accordance with the conditions of, any other applicable provision of the SFA, in each case
subject to conditions set forth in the SFA. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Where the notes are subscribed or purchased under Section&nbsp;275 of the SFA by a relevant
person which is a corporation (which is not an accredited investor (as defined in Section&nbsp;4A of the SFA)) the sole business of which is to hold investments and the entire share capital of which is owned by one or more individuals, each of
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-42 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
whom is an accredited investor, the securities (as defined in Section&nbsp;239(1) of the SFA) of that corporation shall not be transferable for 6 months after that corporation has acquired the
notes under Section&nbsp;275 of the SFA except: (1)&nbsp;to an institutional investor under Section&nbsp;274 of the SFA or to a relevant person (as defined in Section&nbsp;275(2) of the SFA), (2) where such transfer arises from an offer in that
corporation&#146;s securities pursuant to Section&nbsp;275(1A) of the SFA, (3)&nbsp;where no consideration is or will be given for the transfer, (4)&nbsp;where the transfer is by operation of law, (5)&nbsp;as specified in Section&nbsp;276(7) of the
SFA, or (6)&nbsp;as specified in Regulation 32 of the Securities and Futures (Offers of Investments) (Shares and Debentures) Regulations 2005 of Singapore (&#147;Regulation 32&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Where the notes are subscribed or purchased under Section&nbsp;275 of the SFA by a relevant person which is a trust (where the trustee is not
an accredited investor (as defined in Section&nbsp;4A of the SFA)) whose sole purpose is to hold investments and each beneficiary of the trust is an accredited investor, the beneficiaries&#146; rights and interest (howsoever described) in that trust
shall not be transferable for 6 months after that trust has acquired the notes under Section&nbsp;275 of the SFA except: (1)&nbsp;to an institutional investor under Section&nbsp;274 of the SFA or to a relevant person (as defined in
Section&nbsp;275(2) of the SFA), (2) where such transfer arises from an offer that is made on terms that such rights or interest are acquired at a consideration of not less than S$200,000 (or its equivalent in a foreign currency) for each
transaction (whether such amount is to be paid for in cash or by exchange of securities or other assets), (3) where no consideration is or will be given for the transfer, (4)&nbsp;where the transfer is by operation of law, (5)&nbsp;as specified in
Section&nbsp;276(7) of the SFA, or (6)&nbsp;as specified in Regulation&nbsp;32. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Singapore SFA Product Classification&#151;In connection
with Section&nbsp;309B of the SFA and the Securities and Futures (Capital Markets Products) Regulations 2018 (the &#147;CMP Regulations 2018&#148;), the Company has determined, and hereby notifies all relevant persons (as defined in the CMP
Regulations 2018), that the notes are &#147;prescribed capital markets products&#148; (as defined in the CMP Regulations 2018) and Excluded Investment Products (as defined in MAS Notice SFA <FONT STYLE="white-space:nowrap">04-N12:</FONT> Notice on
the Sale of Investment Products and MAS Notice <FONT STYLE="white-space:nowrap">FAA-N16:</FONT> Notice on Recommendations on Investment Products). </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Notice to Prospective Investors in Switzerland </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The notes are not offered, sold or advertised, directly or indirectly, in, into or from Switzerland on the basis of a public offering and will
not be listed on the SIX Swiss Exchange or any other offering or regulated trading facility in Switzerland. Accordingly, neither this prospectus supplement nor any accompanying prospectus or other marketing material constitute a prospectus as
defined in article 652a or article 1156 of the Swiss Code of Obligations or a listing prospectus as defined in article 32 of the Listing Rules of the SIX Swiss Exchange or any other regulated trading facility in Switzerland. Any resales of the notes
by the underwriters thereof may only be undertaken on a private basis to selected individual investors in compliance with Swiss law. This prospectus supplement and accompanying prospectus may not be copied, reproduced, distributed or passed on to
others or otherwise made available in Switzerland without our prior written consent. By accepting this prospectus supplement and accompanying prospectus or by subscribing to the notes, investors are deemed to have acknowledged and agreed to abide by
these restrictions. Investors are advised to consult with their financial, legal or tax advisers before investing in the notes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-43 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_11"></A>LEGAL MATTERS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The validity of the notes and the guarantee in respect of which this prospectus supplement is being delivered will be passed upon for us by
Kirkland&nbsp;&amp; Ellis LLP, Chicago, Illinois. Certain other legal matters relating to Luxembourg law will be passed upon for us by Baker&nbsp;&amp; McKenzie LLP.&nbsp;Certain legal matters relating to the notes and the guarantee will be passed
upon for the underwriters by Mayer Brown LLP, Chicago, Illinois. Mayer Brown LLP has from time to time acted as counsel for us and our subsidiaries and may do so in the future. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="srom878822_12"></A>INCORPORATION OF CERTAIN INFORMATION BY REFERENCE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The SEC allows us to &#147;incorporate by reference&#148; information into this prospectus supplement, which means that we can disclose
important information about us by referring you to another document filed separately with the SEC. The information incorporated by reference is considered to be a part of this prospectus supplement. This prospectus supplement incorporates by
reference the documents and reports listed below filed by us with the SEC (File <FONT STYLE="white-space:nowrap">No.&nbsp;1-3932)</FONT> (other than portions of these documents that are furnished under Item 2.02 or Item 7.01 of a Current Report on
Form <FONT STYLE="white-space:nowrap">8-K,</FONT> including any exhibits included with such Items): </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">our Annual Report on <A HREF="http://www.sec.gov/Archives/edgar/data/../../../ix?doc=/Archives/edgar/data/106640/000010664020000017/whr-1231201910xk.htm">Form
 <FONT STYLE="white-space:nowrap">10-K</FONT></A> for the fiscal year ended December&nbsp;31, 2019. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We also incorporate
by reference the information contained in all other documents we file with the SEC pursuant to Sections 13(a), 13(c), 14 or 15(d) of the Exchange Act (other than portions of these documents that are furnished under Item 2.02 or Item 7.01 of a
Current Report on Form <FONT STYLE="white-space:nowrap">8-K,</FONT> including any exhibits included with such Items, unless otherwise indicated therein) after the date of this prospectus supplement and prior to the termination of this offering. The
information contained in any such document will be considered part of this prospectus supplement from the date the document is filed with the SEC. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any statement contained in this prospectus supplement or in a document incorporated or deemed to be incorporated by reference in this
prospectus supplement will be deemed to be modified or superseded to the extent that a statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference in this prospectus supplement
modifies or supersedes that statement. Any statement so modified or superseded will not be deemed, except as so modified or superseded, to constitute a part of this prospectus supplement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We undertake to provide without charge to you, upon oral or written request, a copy of any or all of the documents that have been incorporated
by reference in this prospectus supplement, other than exhibits to such other documents (unless such exhibits are specifically incorporated by reference therein), by request directed to Whirlpool&#146;s Investor Relations Department, 2000 North <FONT
STYLE="white-space:nowrap">M-63,</FONT> Benton Harbor, Michigan 49022-2692, telephone number (269) <FONT STYLE="white-space:nowrap">923-2641</FONT> or to the Issuer at Whirlpool EMEA Finance S.&agrave; r.l., 16, rue Erasme, <FONT
STYLE="white-space:nowrap">L-1468</FONT> Luxembourg, Grand Duchy of Luxembourg, Attn: Investor Relations, telephone number +352 691 890 273. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">S-44 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>PROSPECTUS </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g878822g10w98.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>Senior Debt Securities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>Subordinated Debt Securities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>Preferred Stock </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>Common
Stock </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>Warrants </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>Purchase Contracts </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>Units
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>Hybrid Securities Combining Elements of the Foregoing </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>of </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:20pt; font-family:Times New Roman" ALIGN="center"><B>WHIRLPOOL CORPORATION
</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>Senior Debt Securities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>of </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:20pt; font-family:Times New Roman" ALIGN="center"><B>WHIRLPOOL FINANCE
LUXEMBOURG S.&Agrave; R.L. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:20pt; font-family:Times New Roman" ALIGN="center"><B>WHIRLPOOL EMEA FINANCE S.&Agrave; R.L. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>fully, unconditionally and irrevocably guaranteed by Whirlpool Corporation </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation may offer from time to time, in one or more offerings, any combination of its senior debt securities, subordinated debt
securities, preferred stock, common stock, warrants, purchase contracts, units and hybrid securities combining elements of the foregoing. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Finance Luxembourg S.&agrave; r.l. and Whirlpool EMEA Finance S.&agrave; r.l. (together, the &#147;Luxembourg Issuers&#148; and
collectively with Whirlpool Corporation, the &#147;issuers&#148;) may offer from time to time, in one or more offerings, senior debt securities, which will be fully, unconditionally and irrevocably guaranteed on an unsecured basis by Whirlpool
Corporation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The issuers will provide the specific terms of any offering of these securities in a supplement to this prospectus. The
applicable prospectus supplement will also describe the specific manner in which the issuer will offer these securities and may also supplement, update or amend information contained in this prospectus. You should carefully read this prospectus and
the applicable prospectus supplement, as well as the documents incorporated by reference herein or therein, before you purchase these securities. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The issuers may sell these securities on a continuous or delayed basis, directly, through agents, dealers or underwriters as designated from
time to time, or through a combination of these methods. If any agents, dealers or underwriters are involved in the sale of any securities, the applicable prospectus supplement will set forth their names and any applicable commissions or discounts.
The issuer&#146;s net proceeds from the sale of securities also will be set forth in the applicable prospectus supplement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool
Corporation&#146;s common stock is listed on the New York Stock Exchange and Chicago Stock Exchange under the trading symbol &#147;WHR&#148;. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:12pt; font-family:Times New Roman"><B>See &#147;<A HREF="#toc878822_5">Risk Factors</A>&#148; on page 2 of this prospectus to read about factors you should consider before
investing in these securities. </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Neither the Securities and Exchange Commission, the supervisory authority of Luxembourg, the </B><B><I>Commission de Surveillance du Secteur
Financier</I></B><B>, nor any state securities commission has approved or disapproved of these securities or determined if this prospectus is truthful or complete. Any representation to the contrary is a criminal offense. </B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>The date of this prospectus is April&nbsp;20, 2018. </B></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TABLE OF CONTENTS </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="95%"></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_1">About this Prospectus</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">i</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_2">Whirlpool Corporation</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_3">Whirlpool Finance Luxembourg S.&agrave; r.l.</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_4">Whirlpool EMEA Finance S.&agrave; r.l.</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_5">Risk Factors</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_6"><FONT STYLE="white-space:nowrap">Forward-Looking</FONT>
Statements</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_7">Legal Matters</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_8">Experts</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_9">Where You Can Find More Information</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc878822_10">Incorporation of Certain Information by Reference</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc878822_1"></A><A NAME="srom878822_14"></A>ABOUT THIS PROSPECTUS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus is part of a shelf registration statement that Whirlpool Corporation and the Luxembourg Issuers have filed with the Securities
and Exchange Commission (the &#147;SEC&#148;). By using a shelf registration statement, Whirlpool Corporation may, at any time and from time to time, in one or more offerings, sell any combination of its senior debt securities, subordinated debt
securities, preferred stock, common stock, warrants, purchase contracts, units and hybrid securities combining elements of the foregoing, and the Luxembourg Issuers may, at any time and from time to time, in one or more offerings, sell senior debt
securities guaranteed on an unsecured basis by Whirlpool Corporation. The senior debt securities, subordinated debt securities, preferred stock, common stock, warrants, purchase contracts, units and hybrid securities combining elements of the
foregoing of Whirlpool Corporation and the senior debt securities of the Luxembourg Issuers and guarantees thereof by Whirlpool Corporation are collectively referred to as &#147;registered securities&#148; and each of Whirlpool Corporation and the
Luxembourg Issuers is referred to as an &#147;issuer&#148; or a &#147;Registrant,&#148; and they are collectively referred to as &#147;issuers&#148; or &#147;Registrants&#148; in this prospectus. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each time a Registrant uses this prospectus to offer securities, that Registrant will provide you with a prospectus supplement that will
describe the specific amounts, prices and terms of the securities being offered. The prospectus supplement may also supplement, update or change information contained in this prospectus. Therefore, if there is any inconsistency between the
information in this prospectus and the prospectus supplement, you should rely on the information in the prospectus supplement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The
Registrants have not authorized anyone to provide you with different information. The Registrants are not making an offer of registered securities in any jurisdiction where the offer is not permitted. You should not assume that the information in
this prospectus or any applicable prospectus supplement is accurate as of any date other than the date of such document. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">To understand
the terms of the registered securities described in this prospectus, you should carefully read the applicable prospectus supplement. You should also read the documents we have referred you to under &#147;Where You Can Find More Information&#148; and
&#147;Incorporation of Certain Information by Reference&#148; below for information about us. The shelf registration statement, including the exhibits thereto, can be read at the SEC&#146;s website or at the SEC&#146;s Public Reference Room as
described under &#147;Where You Can Find More Information.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The terms &#147;Whirlpool Corporation,&#148; &#147;we,&#148;
&#147;us,&#148; and &#147;our&#148; as used in this prospectus refer to Whirlpool Corporation and its subsidiaries, including the Luxembourg Issuers, unless the context otherwise requires. The phrase &#147;this prospectus&#148; refers to this
prospectus and any applicable prospectus supplement, unless the context otherwise requires. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">i </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc878822_2"></A><A NAME="srom878822_15"></A>WHIRLPOOL CORPORATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation is the number one major appliance manufacturer in the world with net sales of approximately $21 billion and net earnings
available to Whirlpool of $350 million in 2017.&nbsp;We are a leading producer of major home appliances in North America, Latin America and Europe, and have a significant presence throughout China and India.&nbsp;We manufacture products in 15
countries and market products in nearly every country around the world under brand names such as<I> Whirlpool</I>, <I>KitchenAid</I>, <I>Maytag</I>, <I>Consul</I>, <I>Brastemp</I>, <I>Amana, Bauknecht, Jenn-Air and Indesit</I>. Our operating
segments consist of North America, Latin America, EMEA (Europe, Middle East and Africa) and Asia. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Our principal executive offices are
located at 2000 North M-63, Benton Harbor, Michigan 49022-2692 and our telephone number is (269)&nbsp;923-5000. We were incorporated in Delaware in 1955 as the successor to a business that traces its origins to 1898. The claim that we are the number
one major appliance manufacturer in the world is based on the most recently available publicly reported annual revenues of major appliance manufacturers. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We maintain an Internet website at http://www.whirlpoolcorp.com. We have not incorporated by reference into this prospectus the information on
our website, and you should not consider it to be a part of this prospectus. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc878822_3"></A>WHIRLPOOL FINANCE LUXEMBOURG
S.&Agrave; R.L. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Legal and organizational status </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Finance Luxembourg S.&agrave; r.l. is a private limited liability company (<I>soci&eacute;t&eacute; &agrave; responsabilit&eacute;
limit&eacute;e</I>) incorporated on October&nbsp;6, 2016 under the laws of the Grand Duchy of Luxembourg and registered with the Luxembourg Trade and Companies Register under number B 209.573. Whirlpool Finance Luxembourg S.&agrave;&nbsp;r.l.&#146;s
registered office is at 560A, rue de Neudorf, L-2220 Luxembourg, Grand Duchy of Luxembourg and its telephone number is +352 691 890 273. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All of the shares of Whirlpool Finance Luxembourg S.&agrave; r.l. are owned indirectly by Whirlpool Corporation. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Activities </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Finance Luxembourg
S.&agrave; r.l.&#146;s principal activities are debt issuance and intercompany group financing and it has no subsidiaries. Whirlpool Finance Luxembourg S.&agrave; r.l. holds no material assets and does not engage in any other business activities or
operations. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc878822_4"></A><A NAME="srom878822_16"></A>WHIRLPOOL EMEA FINANCE S.&Agrave; R.L. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Legal and organizational status </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool
EMEA Finance S.&agrave; r.l. is a private limited liability company (<I>soci&eacute;t&eacute; &agrave; responsabilit&eacute; limit&eacute;e</I>) incorporated on April&nbsp;4, 2018 under the laws of the Grand Duchy of Luxembourg and registered with
the Luxembourg Trade and Companies Register under number B 223.569. Whirlpool EMEA Finance S.&agrave; r.l.&#146;s registered office is at 560A, rue de Neudorf, L-2220 Luxembourg, Grand Duchy of Luxembourg and its telephone number is +352 691 890
273. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All of the shares of Whirlpool EMEA Finance S.&agrave; r.l. are owned indirectly by Whirlpool Corporation. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Activities </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool EMEA Finance
S.&agrave; r.l.&#146;s principal activities are debt issuance and intercompany group financing and it has no subsidiaries. Whirlpool EMEA Finance S.&agrave; r.l. holds no material assets and does not engage in any other business activities or
operations </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc878822_5"></A><A NAME="srom878822_17"></A>RISK FACTORS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Our business is subject to uncertainties and risks. You should carefully consider and evaluate all of the information included and
incorporated by reference in this prospectus, including the risk factors incorporated by reference from our most recent annual report on Form 10-K, as updated by our quarterly reports on Form 10-Q, current reports on Form 8-K and other filings we
make with the SEC. It is possible that our business, financial condition, liquidity or results of operations could be materially adversely affected by any of these risks. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc878822_6"></A><A NAME="srom878822_18"></A><FONT STYLE="white-space:nowrap">FORWARD-LOOKING</FONT> STATEMENTS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus and the documents we incorporate by reference contain &#147;forward-looking statements&#148; within the meaning of
Section&nbsp;27A of the Securities Act of 1933 and Section&nbsp;21E of the Securities Exchange Act of 1934. From time to time, we may also provide oral or written forward-looking statements in other materials we release to the public.
Forward-looking statements set forth our current expectations or forecasts of future events. You can identify these statements by forward-looking words such as &#147;expect,&#148; &#147;anticipate,&#148; &#147;plan,&#148; &#147;believe,&#148;
&#147;seek,&#148; &#147;estimate,&#148; &#147;outlook,&#148; &#147;trends,&#148; &#147;future benefits,&#148; &#147;strategies,&#148; &#147;goals&#148; and similar words. In addition, statements that we make in this prospectus and the documents we
incorporate herein by reference that are not statements of historical fact may also be forward-looking statements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Forward-looking
statements are not guarantees of our future performance and involve risks, uncertainties and assumptions that may cause our actual results, performance or achievement to differ materially from the expectations we describe in our forward-looking
statements. You should not place undue reliance on forward-looking statements. You should be aware that the factors we discuss in &#147;Risk Factors,&#148; and elsewhere in this prospectus, could cause our actual results to differ from future
results expressed or implied by any forward-looking statements. In addition to causing our actual results to differ, these factors may cause our intentions to change from those that have been stated. Such changes in our intentions may also cause our
actual results to differ. We may change our intentions at any time and without notice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Forward-looking statements included or
incorporated by reference in this prospectus are made as of the date of this prospectus or the date of such documents incorporated by reference herein, as applicable, and we undertake no obligation to update them, whether as a result of new
information, future events or otherwise. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc878822_7"></A><A NAME="srom878822_19"></A>LEGAL MATTERS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The validity of the registered securities offered pursuant to this prospectus and any prospectus supplement will be passed upon for us by
Kirkland&nbsp;&amp; Ellis&nbsp;LLP, Chicago, Illinois, and Baker McKenzie LLP, Luxembourg, and for any underwriters, dealers or agents by counsel named in the applicable prospectus supplement. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc878822_8"></A><A NAME="srom878822_20"></A>EXPERTS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Ernst&nbsp;&amp; Young LLP, independent registered public accounting firm, has audited our consolidated financial statements and schedule
included in our Annual Report on Form 10-K for the year ended December&nbsp;31, 2017, and the effectiveness of our internal control over financial reporting as of December&nbsp;31, 2017, as set forth in their reports which are incorporated by
reference in this prospectus and elsewhere in the registration statement. Our financial statements and schedule are incorporated by reference in reliance on Ernst&nbsp;&amp; Young LLP&#146;s reports given on their authority as experts in accounting
and auditing. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc878822_9"></A><A NAME="srom878822_21"></A>WHERE YOU CAN FIND MORE INFORMATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation files periodic reports, proxy statements and other information with the SEC. You may read and copy (at prescribed rates)
any such reports, proxy statements and other information at the SEC&#146;s Public Reference Room at 100 F Street, N.E., Washington, D.C. 20549. For further information concerning the SEC&#146;s Public Reference Room, you may call the SEC at
1-800-SEC-0330. The SEC maintains an Internet site that contains reports, proxy and information statements, and other information regarding issuers that file electronically with the SEC at http://www.sec.gov. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to Rule 3-10(b) of Regulation S-X (&#147;Rule 3-10(b)&#148;), this prospectus does not contain separate financial statements for the
Luxembourg Issuers since the Luxembourg Issuers are subsidiaries of Whirlpool Corporation that are 100% owned by Whirlpool Corporation, and Whirlpool Corporation files consolidated financial information under the Securities Exchange Act of 1934, as
amended. Each of Whirlpool Finance Luxembourg S.&agrave; r.l., which was incorporated on October&nbsp;6, 2016, and Whirlpool EMEA Finance S.&agrave; r.l., which was incorporated on April&nbsp;4, 2018, is a &#147;finance subsidiary&#148; of Whirlpool
Corporation as defined in Rule 3-10(b) with no independent function other than financing activities. The financial condition, results of operations and cash flows of the Luxembourg Issuers are consolidated into the financial statements of Whirlpool
Corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This prospectus is part of a registration statement filed on Form S-3 with the SEC under the Securities Act. This prospectus
does not contain all of the information set forth in the registration statement and the exhibits and schedules to the registration statement. For further information concerning us and the securities, you should read the entire registration statement
and the additional information described under &#147;Incorporation of Certain Information by Reference&#148; below. The registration statement has been filed electronically and may be obtained in any manner listed above. Any statements contained
herein concerning the provisions of any document are not necessarily complete, and, in each instance, reference is made to the copy of such document filed as an exhibit to the registration statement or otherwise filed with the SEC. Each such
statement is qualified in its entirety by such reference. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc878822_10"></A><A NAME="srom878822_22"></A>INCORPORATION OF
CERTAIN INFORMATION BY REFERENCE </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The SEC allows Whirlpool Corporation to &#147;incorporate by reference&#148; information into this
prospectus, which means that Whirlpool Corporation can disclose important information about it by referring you to another document filed separately with the SEC. The information incorporated by reference is considered to be a part of this
prospectus. This prospectus incorporates by reference the documents and reports listed below filed by </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Whirlpool Corporation with the SEC (File No.&nbsp;001-03932) (other than portions of these documents that are&nbsp;furnished under Item&nbsp;2.02 or Item&nbsp;7.01 of a Current Report on <FONT
STYLE="white-space:nowrap">Form&nbsp;8-K,</FONT> including any exhibits included with such Items): </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">our Annual Report on <A HREF="http://www.sec.gov/Archives/edgar/data/106640/000010664018000019/whr-1231201710xk.htm">
<FONT STYLE="white-space:nowrap">Form&nbsp;10-K</FONT></A> for the fiscal year ended December&nbsp;31, 2017; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">our Current Reports on Form 8-K filed on <A HREF="http://www.sec.gov/Archives/edgar/data/106640/000010664018000004/whr11020188-k.htm">January&nbsp;10,
 2018</A>, <A HREF="http://www.sec.gov/Archives/edgar/data/106640/000010664018000011/whr12220188-k.htm">January&nbsp;
23, 2018</A> and <A HREF="http://www.sec.gov/Archives/edgar/data/106640/000010664018000027/a2018resultsofstockholders.htm">April&nbsp;18, 2018</A>; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">the description of our common stock contained in our Current Report on <A HREF="http://www.sec.gov/Archives/edgar/data/106640/000119312509085637/dex991.htm">Form
 8-K</A> filed on April&nbsp;23, 2009, including any amendments or reports filed for the purpose of updating such description. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation also incorporates by reference the information contained in all other documents it files with the SEC pursuant to
Sections 13(a), 13(c), 14 or 15(d)&nbsp;of the Securities Exchange Act of 1934 (other than portions of these documents that are furnished under Item&nbsp;2.02 or Item&nbsp;7.01 of a Current Report on
<FONT STYLE="white-space:nowrap">Form&nbsp;8-K,</FONT> including any exhibits included with such Items, unless otherwise indicated therein) after the date of this prospectus and prior to the termination of this offering. The information contained in
any such document will be considered part of this prospectus from the date the document is filed with the SEC. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any statement contained in
this prospectus or in a document incorporated or deemed to be incorporated by reference in this prospectus will be deemed to be modified or superseded to the extent that a statement contained herein or in any other subsequently filed document which
also is or is deemed to be incorporated by reference in this prospectus modifies or supersedes that statement. Any statement so modified or superseded will not be deemed, except as so modified or superseded, to constitute a part of this prospectus.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whirlpool Corporation undertakes to provide without charge to you, upon oral or written request, a copy of any or all of the documents
that have been incorporated by reference in this prospectus, other than exhibits to such other documents (unless such exhibits are specifically incorporated by reference therein), by request directed to Whirlpool&#146;s Investor Relations
Department, 2000 North M-63, Benton Harbor, Michigan <FONT STYLE="white-space:nowrap">49022-2692,</FONT> telephone number (269)&nbsp;923-2641. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:2.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:2.00pt solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="font-size:130pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:130pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g878822g56l37.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:130pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:130pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:4.5pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #000000">&nbsp;</P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g878822g10w98.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g878822g10w98.jpg
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M P$1  (1 0,1 ?_$ !X   $% 0$! 0$            '" D*"P4& P0!_\0
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MY/<;^.D0RG=\WK'\9BI-(5HEWIFBU.EEF2!Y?U(E/RK%>9./F'I2BTG:IO\
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M"5(B?UMRQ+N9RVUNFB0K,9>.F111+Z6QCJD2>D;QGCC=/B!P-7%?_-%]J?\
M1"&A?7G5!OWT'](?H'#(KG]?@F?B^Y]7_K0,<&1^Y\K^+?28:+\#V_XQZ_\
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M)N,_.L=8T.%CW,]"-8MG'N4H&,GFT0U22;PS IVR#4B"HI&,H0QE5!,J\.+
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MU,*=N>CSL"PJQ?B,5YA3(R#UA/=Q5DXR" .!([?1%>E6XI:9R)XX]L2+Y/\
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!V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g878822g56l37.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g878822g56l37.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[1IF4&AO=&]S:&]P(#,N,  X0DE-! 0
M      \< 5H  QLE1QP"   "_J8 .$))300E       0\;L&M!(#M1T#ZYVE
M8.3M>SA"24T$.@      Y0   !     !       +<')I;G1/=71P=70    %
M     %!S=%-B;V]L 0    !);G1E96YU;0    !);G1E     $-L<FT    /
M<')I;G13:7AT965N0FET8F]O;      +<')I;G1E<DYA;65415A4     0
M    #W!R:6YT4')O;V93971U<$]B:F,    , %  <@!O &\ 9@ @ %, 90!T
M '4 <       "G!R;V]F4V5T=7     !     $)L=&YE;G5M    #&)U:6QT
M:6Y0<F]O9@    EP<F]O9D--64L .$))300[      (M    $     $
M !)P<FEN=$]U='!U=$]P=&EO;G,    7     $-P=&YB;V]L      !#;&)R
M8F]O;       4F=S36)O;VP      $-R;D-B;V]L      !#;G1#8F]O;
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M(%5N=$8C4')C0%D            08W)O<%=H96Y0<FEN=&EN9V)O;VP
M#F-R;W!296-T0F]T=&]M;&]N9P         ,8W)O<%)E8W1,969T;&]N9P
M       -8W)O<%)E8W12:6=H=&QO;F<         "V-R;W!296-T5&]P;&]N
M9P      .$))30/M       0 \     !  (#P     $  CA"24T$)@
M#@             _@   .$))300-       $    'CA"24T$&0      !
M !XX0DE- _,       D           $ .$))32<0       *  $
M CA"24T#]0      2  O9F8  0!L9F8 !@       0 O9F8  0"AF9H !@
M     0 R     0!:    !@       0 U     0 M    !@       3A"24T#
M^       <   _____________________________P/H     /__________
M__________________\#Z     #_____________________________ ^@
M    _____________________________P/H   X0DE-! @      !     !
M   "0    D      .$))300>       $     #A"24T$&@     #-0    8
M             20   -K          $                          0
M           #:P   20                      0
M       0     0       &YU;&P    "    !F)O=6YD<T]B:F,    !
M    4F-T,0    0     5&]P(&QO;F<          $QE9G1L;VYG
M  !"=&]M;&]N9P   20     4F=H=&QO;F<   -K    !G-L:6-E<U9L3',
M   !3V)J8P    $       5S;&EC90   !(    '<VQI8V5)1&QO;F<
M    !V=R;W5P241L;VYG          9O<FEG:6YE;G5M    #$53;&EC94]R
M:6=I;@    UA=71O1V5N97)A=&5D     %1Y<&5E;G5M    "D53;&EC951Y
M<&4     26UG(     9B;W5N9'-/8FIC     0       %)C=#$    $
M %1O<"!L;VYG          !,969T;&]N9P          0G1O;6QO;F<   $D
M     %)G:'1L;VYG   #:P    -U<FQ415A4     0       &YU;&Q415A4
M     0       $US9V5415A4     0      !F%L=%1A9U1%6%0    !
M   .8V5L;%1E>'1)<TA434QB;V]L 0    AC96QL5&5X=%1%6%0    !
M   ):&]R>D%L:6=N96YU;0    ]%4VQI8V5(;W)Z06QI9VX    '9&5F875L
M=     EV97)T06QI9VYE;G5M    #T53;&EC959E<G1!;&EG;@    =D969A
M=6QT    "V)G0V]L;W)4>7!E96YU;0   !%%4VQI8V5"1T-O;&]R5'EP90
M  !.;VYE    "71O<$]U='-E=&QO;F<         "FQE9G1/=71S971L;VYG
M          QB;W1T;VU/=71S971L;VYG          MR:6=H=$]U='-E=&QO
M;F<      #A"24T$*       #     (_\        #A"24T$$0       0$
M.$))3004       $     CA"24T$#      /XP    $   "@    -0   >
M &-@   /QP 8  '_V/_M  Q!9&]B95]#30 "_^X #D%D;V)E &2      ?_;
M (0 # @(" D(# D)#!$+"@L1%0\,# \5&!,3%1,3&!$,# P,# P1# P,# P,
M# P,# P,# P,# P,# P,# P,# P,# $-"PL-#@T0#@X0% X.#A04#@X.#A01
M# P,# P1$0P,# P,#!$,# P,# P,# P,# P,# P,# P,# P,# P,# P,_\
M$0@ -0"@ P$B  (1 0,1 ?_=  0 "O_$ 3\   $% 0$! 0$!          ,
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MD6-R<G,RB9>YX:T=PP?0_P Y09LA$\6.)X999;_U,?KG_P!XR0B")2.HB/\
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M #A"24T$(0      50    $!    #P!! &0 ;P!B &4 ( !0 &@ ;P!T &\
M<P!H &\ <    !, 00!D &\ 8@!E "  4 !H &\ = !O ', : !O '  ( !#
M %, -@    $ .$))300B      &*24DJ  @    -   ! P !    [ 0   $!
M P !    I $   (! P #    J@    8! P !     @   !(! P !     0
M !4! P !     P   !H!!0 !    L    !L!!0 !    N    "@! P !
M @   #$! @ >    P    #(! @ 4    W@   !)0!  !     0   &F'!  !
M    ]    "P!   (  @ "   "3T $"<    )/0 0)P  061O8F4@4&AO=&]S
M:&]P($-3-B H5VEN9&]W<RD ,C Q-SHQ,3HP,R P.#HU.#HQ-P    0  ) '
M  0    P,C(Q : #  $   #__P   J $  $   !K P   Z $  $    D 0
M        !@ # 0,  0    8    : 04  0   'H!   ; 04  0   ((!   H
M 0,  0    (    ! @0  0   (H!   " @0  0              2     $
M  !(     0   #A"24T#_0      "           _^$!C$E)*@ (    #0
M 0,  0   .P$   ! 0,  0   *0!   " 0,  P   *H    & 0,  0    (
M   2 0,  0         5 0,  0    ,    : 04  0   +     ; 04  0
M +@    H 0,  0    (    Q 0( '@   ,     R 0( %    -X    24 0
M 0    $   !IAP0  0   /0    L 0  "  (  @ P ,   $   #  P   0
M $%D;V)E(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I #(P,3<Z,3$Z,#,@,#@Z
M-3@Z,3<    $  "0!P $    ,#(R,0&@ P !    __\   *@!  !    :P,
M  .@!  !    ) $           8  P$#  $    &    &@$%  $   !Z 0
M&P$%  $   "" 0  * $#  $    "     0($  $   "* 0   @($  $
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M 0$! 0'_P  1" !& -(# 1$  A$! Q$!_\0 'P   04!  ,! 0
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M\Q#D:4-P8W[,Q<@TS"_+,_+>ZIU?JO1O7:3EW>G;LU7-OL;UYCB<F_[NG/\
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M+K>9E%E! BI\<.OS_N$_A^=/KWG^'_:7#_:(?Z/Q^H=$5BGQL7X]N3_Q4?\
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M9>V[C<CC3CCR-"[0DEC::*.[5GJG+"3D(RQC/'&YQN0D+&+.+N+LSN[/Q/\
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ME4ZH>.?!WD[XEMB'R-Y8RN2QVKV'$XK,X>A?RU-I.\>/U?'21_+XO#BSDS9
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M39Y&79W6M'UIVVI<-<%T6QS)-46,]8)XD.D4_D0I :M4)),B0 !0$I6OD %
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51T1'1$=$1T1'1$=$1T1'1$=$7__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
