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Note 10 - Losses and Loss Adjustment Expense (Tables) | 9 Months Ended
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Sep. 30, 2019
Insurance Loss Reserves [Abstract] |
Reserve for Losses and LAE by Segment | Our reserve for losses and LAE, at the end of each period indicated, consisted of:
(In thousands) | September 30, 2019 |  | December 31, 2018
Mortgage Insurance loss reserves | $ | 394,087 |  |  | $ | 397,891 |
Services loss reserves (1) | 4,054 |  |  | 3,470 |
Total reserve for losses and LAE | $ | 398,141 |  |  | $ | 401,361 |
______________________ (1) The Services loss reserves relate to Radian Title Insurance and the majority is subject to reinsurance, with the related reinsurance recoverables reported in other assets in our condensed consolidated balance sheets. For all periods presented, total incurred losses and paid claims for Radian Title Insurance were not material. See Note 8 of Notes to Consolidated Financial Statements in our 2018 Form 10-K for additional information about our use of reinsurance in our title insurance business.
Mortgage Insurance Reserve for Losses and LAE Rollforward | The following table presents information relating to our mortgage insurance reserve for losses, including our IBNR reserve and LAE, but excluding our second-lien mortgage loan premium deficiency reserve, for the periods indicated:
| Nine Months Ended September 30,
(In thousands) | 2019 |  | 2018
Balance at beginning of period | $ | 397,891 |  |  | $ | 507,588 |
Less: Reinsurance recoverables (1) | 11,009 |  |  | 8,350 |
Balance at beginning of period, net of reinsurance recoverables | 386,882 |  |  | 499,238 |
Add: Losses and LAE incurred in respect of default notices reported and unreported in: |  |  |
Current year (2) | 107,866 |  |  | 100,047 |
Prior years | (10,579 | ) |  | (24,075 | )
Total incurred | 97,287 |  |  | 75,972 |
Deduct: Paid claims and LAE related to: |  |  |
Current year (2) | 1,784 |  |  | 2,316 |
Prior years | 101,927 |  |  | 173,911 |
Total paid | 103,711 |  |  | 176,227 |
Balance at end of period, net of reinsurance recoverables | 380,458 |  |  | 398,983 |
Add: Reinsurance recoverables (1) | 13,629 |  |  | 9,997 |
Balance at end of period | $ | 394,087 |  |  | $ | 408,980 |
______________________
(1) | Related to ceded losses recoverable, if any, on reinsurance transactions. See Note 7 for additional information.
(2) Related to underlying defaulted loans with a most recent default notice dated in the year indicated. For example, if a loan had defaulted in a prior year, but then subsequently cured and later re-defaulted in the current year, that default would be considered a current year default.

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- Definition Schedule of Liability for Unpaid Claims and Claim Adjustment Expenses, by Segment [Table Text Block] + References No definition available. + Details
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- Definition Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437 + Details
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