XML 91 R73.htm IDEA: XBRL DOCUMENT
v3.22.2.2

LOANS & ALLOWANCE FOR CREDIT LOSSES-LOANS - NARRATIVE (Details) | 12 Months Ended
--- | ---
Jun. 30, 2022 USD ($) loan segment | Jun. 30, 2021 USD ($) loan | Jun. 30, 2020 USD ($)
Financing Receivable, Impaired [Line Items] |  |  |
Number of loan portfolio segments | segment | 6 |  |
Number of new related party loans | loan | 1 | 4 |
Amount received from new related party loans | $ 1,400,000 | $ 10,000,000 |
Principal payments received on related party loans | 3,000,000 | 7,000,000 |
Ending balance of related party loans | 25,600,000 | 23,800,000 |
Interest earned on related party loans | 100,000 | 100,000 |
Purchased loans serviced by others, amount | $ 37,300,000 | $ 44,700,000 |
Purchased loans serviced by others, percent | 0.26% | 0.39% |
Interest recognized on performing loans temporarily modified as TDRs | $ 0 | $ 0 | $ 0
Average balances of impaired loans and leases | 136,400,000 | 142,000,000 | 60,600,000
Interest income recognized | 0 | $ 0 | 0
Loans granted forbearance or deferral | $ 0 |  |
Nonaccrual |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Ratio of nonaccrual loans and leases considered TDRs | 1.18% | 0.55% |
Period over which borrowers can make timely payments after TDR considered non-performing (in months) | 6 months |  |
Performing |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Amount in performing TDRs | $ 0 | $ 0 | $ 0
Number of TDRs classified as performing loans | loan | 0 | 0 |
Single Family - Mortgage & Warehouse |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Interest only loans | $ 1,197,400,000 | $ 1,074,300,000 |
Option adjustable-rate mortgage loans | $ 7,000,000 | $ 900,000 |
Single Family - Mortgage & Warehouse | Financing Receivable | Geographic concentration risk | California |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Concentration risk percentage | 70.60% | 72.40% |
Single Family - Mortgage & Warehouse | Financing Receivable | Geographic concentration risk | New York |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Concentration risk percentage | 13.00% | 12.80% |
Single Family - Mortgage & Warehouse | Nonaccrual |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Ratio of nonaccrual loans that are single family mortgage | 56.20% |  |
Multifamily Loan Category | Financing Receivable | Geographic concentration risk | California |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Concentration risk percentage | 68.30% | 72.50% |
Multifamily Loan Category | Financing Receivable | Geographic concentration risk | New York |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Concentration risk percentage | 18.80% | 14.50% |
Commercial Real Estate | Financing Receivable | Geographic concentration risk | California |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Concentration risk percentage | 11.90% | 12.40% |
Commercial Real Estate | Financing Receivable | Geographic concentration risk | New York |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Concentration risk percentage | 40.50% | 54.20% |
Fixed Interest Rate |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Percent of loans by interest rate type | 9.40% | 14.90% |
Adjustable Interest Rate |  |  |
Financing Receivable, Impaired [Line Items] |  |  |
Percent of loans by interest rate type | 90.60% | 85.10% |

X
- Definition Financing Receivable, Average Recorded Investment, Nonaccrual Status + References No definition available. + Details
Name: | ax_FinancingReceivableAverageRecordedInvestmentNonaccrualStatus
Namespace Prefix: | ax_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Financing Receivable, Deferral Of Payment Obligation + References No definition available. + Details
Name: | ax_FinancingReceivableDeferralOfPaymentObligation
Namespace Prefix: | ax_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Financing Receivable, Interest Income, Performing Loans Temporarily Modified As TDRs + References No definition available. + Details
Name: | ax_FinancingReceivableInterestIncomePerformingLoansTemporarilyModifiedAsTDRs
Namespace Prefix: | ax_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Financing Receivable, Interest-Only + References No definition available. + Details
Name: | ax_FinancingReceivableInterestOnly
Namespace Prefix: | ax_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Financing Receivable, Loans By Interest Rate Type, Percent + References No definition available. + Details
Name: | ax_FinancingReceivableLoansByInterestRateTypePercent
Namespace Prefix: | ax_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Financing Receivable, Option Adjustable-Rate + References No definition available. + Details
Name: | ax_FinancingReceivableOptionAdjustableRate
Namespace Prefix: | ax_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Financing Receivable, Participations Purchased, Serviced by Others + References No definition available. + Details
Name: | ax_FinancingReceivableParticipationsPurchasedServicedByOthers
Namespace Prefix: | ax_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Financing Receivable, Percentage Of Loan Balance Serviced By Others + References No definition available. + Details
Name: | ax_FinancingReceivablePercentageOfLoanBalanceServicedByOthers
Namespace Prefix: | ax_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Financing Receivable, Ratio Of Nonperforming Loans Considered TDRs + References No definition available. + Details
Name: | ax_FinancingReceivableRatioOfNonperformingLoansConsideredTDRs
Namespace Prefix: | ax_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Financing Receivable, Ratio Of Portfolio Segment To Nonperforming Loans + References No definition available. + Details
Name: | ax_FinancingReceivableRatioOfPortfolioSegmentToNonperformingLoans
Namespace Prefix: | ax_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Financing Receivable, Related Parties + References No definition available. + Details
Name: | ax_FinancingReceivableRelatedParties
Namespace Prefix: | ax_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Financing Receivable, Related Parties, Additions + References No definition available. + Details
Name: | ax_FinancingReceivableRelatedPartiesAdditions
Namespace Prefix: | ax_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Financing Receivable, Related Parties, Interest Earned + References No definition available. + Details
Name: | ax_FinancingReceivableRelatedPartiesInterestEarned
Namespace Prefix: | ax_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Financing Receivable, Related Parties, Number of Loans, Additions + References No definition available. + Details
Name: | ax_FinancingReceivableRelatedPartiesNumberOfLoansAdditions
Namespace Prefix: | ax_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | duration

X
- Definition Financing Receivable, Related Parties, Principal Payments Received During Period + References No definition available. + Details
Name: | ax_FinancingReceivableRelatedPartiesPrincipalPaymentsReceivedDuringPeriod
Namespace Prefix: | ax_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Financing Receivable, TDRs With Timely Payments Considered Nonperforming, Term + References No definition available. + Details
Name: | ax_FinancingReceivableTDRsWithTimelyPaymentsConsideredNonperformingTerm
Namespace Prefix: | ax_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Financing Receivable, Troubled Debt Restructuring Classified As Performing, Number + References No definition available. + Details
Name: | ax_FinancingReceivableTroubledDebtRestructuringClassifiedAsPerformingNumber
Namespace Prefix: | ax_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | instant

X
- Definition Number of Loan Portfolio Segments + References No definition available. + Details
Name: | ax_NumberOfLoanPortfolioSegments
Namespace Prefix: | ax_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | duration

X
- Definition For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the "benchmark" (or denominator) in the equation, this concept represents the concentration percentage derived from the division. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 42 -URI https://asc.fasb.org/extlink&oid=126901519&loc=d3e9054-108599 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 275 -SubTopic 10 -Section 50 -Paragraph 18 -URI https://asc.fasb.org/extlink&oid=99393423&loc=d3e6351-108592 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 20 -URI https://asc.fasb.org/extlink&oid=123594938&loc=d3e13531-108611 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 21 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=123594938&loc=d3e13537-108611 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 275 -SubTopic 10 -Section 50 -Paragraph 20 -URI https://asc.fasb.org/extlink&oid=99393423&loc=d3e6404-108592 + Details
Name: | us-gaap_ConcentrationRiskPercentage1
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableImpairedLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 4 -URI https://asc.fasb.org/extlink&oid=121585226&loc=d3e18845-111554 + Details
Name: | us-gaap_FinancingReceivableModificationsRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of interest income on financing receivable on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 16 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447 + Details
Name: | us-gaap_FinancingReceivableNonaccrualInterestIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ax_ResidentialPortfolioSingleFamilyRealEstateSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ConcentrationRiskByBenchmarkAxis=us-gaap_FinanceReceivablesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ConcentrationRiskByTypeAxis=us-gaap_GeographicConcentrationRiskMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=stpr_CA
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=stpr_NY
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ax_ResidentialPortfolioMultifamilyRealEstateSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ax_InterestRateTypeAxis=ax_FixedInterestRateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ax_InterestRateTypeAxis=ax_AdjustableInterestRateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |