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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2020
INTEREST AND DIVIDEND INCOME:      
Loans, including fees $ 626,628 $ 584,410 $ 582,748
Securities borrowed and customer receivables 20,512 20,466 16,585
Investments 12,588 12,987 23,506
Total interest and dividend income 659,728 617,863 622,839
INTEREST EXPENSE:      
Deposits 33,620 60,529 126,916
Advances from the Federal Home Loan Bank 4,625 4,672 11,988
Securities loaned 1,124 1,496 679
Other borrowings 13,201 12,424 5,645
Total interest expense 52,570 79,121 145,228
Net interest income 607,158 538,742 477,611
Provision for credit losses 18,500 23,750 42,200
Net interest income, after provision for credit losses 588,658 514,992 435,411
NON-INTEREST INCOME:      
Prepayment penalty fee income 13,303 7,166 5,993
Gain on sale - other 165 491 6,871
Mortgage banking income 19,033 42,150 20,646
Advisory fee income 29,230 0 0
Broker-dealer fee income 22,880 26,317 23,210
Banking and service fees 28,752 29,137 46,267
Total non-interest income 113,363 105,261 102,987
NON-INTEREST EXPENSE:      
Salaries and related costs 167,390 152,576 144,341
Data processing 50,159 40,719 30,671
Depreciation and amortization 24,596 24,124 24,443
Professional services 22,482 22,241 11,095
Advertising and promotional 13,580 14,212 14,523
Occupancy and equipment 13,745 13,402 12,059
Broker-dealer clearing charges 15,184 11,152 8,210
FDIC and regulatory fees 11,823 10,603 5,538
General and administrative expense 43,103 25,481 24,886
Total non-interest expense 362,062 314,510 275,766
Income (Loss) before income taxes 339,959 305,743 262,632
INCOME TAXES 99,243 90,036 79,194
NET INCOME 240,716 215,707 183,438
NET INCOME ATTRIBUTABLE TO COMMON STOCK 240,716 215,518 183,129
COMPREHENSIVE INCOME $ 235,276 $ 219,151 $ 182,485
Basic earnings per share (in dollars per share) $ 4.04 $ 3.64 $ 3.01
Diluted earnings per share (in dollars per share) $ 3.97 $ 3.56 $ 2.98