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MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Jun. 30, 2022
Banking Regulation, Minimum Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company’s and Bank’s capital amounts, capital ratios and capital requirements under Basel III were as follows:
 Axos Financial, Inc.Axos Bank“Well 
Capitalized”
Ratio
Minimum Capital
Ratio
(Dollars in thousands)June 30, 2022June 30, 2021June 30, 2022June 30, 2021
Regulatory Capital:
Tier 1$1,522,478 $1,309,496 $1,615,012 $1,262,885 
Common equity tier 1$1,522,478 $1,309,496 $1,615,012 $1,262,885 
Total capital (to risk-weighted assets)$1,965,578 $1,587,625 $1,725,528 $1,358,430 
Assets:
Average adjusted$16,460,684 $14,851,462 $15,164,797 $13,359,578 
Total risk-weighted$15,443,152 $11,522,645 $14,366,457 $10,283,135 
Regulatory Capital Ratios:
Tier 1 leverage (core) capital to adjusted average assets9.25 %8.82 %10.65 %9.45 %5.00 %4.00 %
Common equity tier 1 capital (to risk-weighted assets)9.86 %11.36 %11.24 %12.28 %6.50 %4.50 %
Tier 1 capital (to risk-weighted assets)9.86 %11.36 %11.24 %12.28 %8.00 %6.00 %
Total capital (to risk-weighted assets)12.73 %13.78 %12.01 %13.21 %10.00 %8.00 %
The net capital position of Axos Clearing was as follows:
(Dollars in thousands)June 30, 2022June 30, 2021
Net capital$38,915 $35,950 
Less: required net capital6,250 8,046 
Excess capital$32,665 $27,904 
Net capital as a percentage of aggregate debit items12.45 %8.94 %
Net capital in excess of 5% aggregate debit items$23,290 $15,836